Estimated median household income in 2007: $58,065
| This zip code: | $58,065 | | New York: | $53,514 |
Nearest zip codes: 14462, 14435, 14437, 14560, 14454, 14487.
Housing units in zip code 14545 with a mortgage: 38 (7 second mortgage, 2 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 11
Median monthly owner costs for units with a mortgage: $1,099
Median monthly owner costs for units without a mortgage: $588
Residents with income below the poverty level in 2007:
| This zip code: | 4.2% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.2% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.7 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 5.5 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 6
- 1995 to 1998: 2
- 1990 to 1994: 9
- 1980 to 1989: 13
- 1970 to 1979: 6
- 1960 to 1969: 6
- 1950 to 1959: 4
- 1940 to 1949: 2
- 1939 or earlier: 44
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Bedrooms in owner-occupied houses in 14545: |
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- no bedroom: 0
- 1 bedrooms: 3
- 2 bedrooms: 8
- 3 bedrooms: 45
- 4 bedrooms: 14
- 5 or more bedrooms: 7
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 4
- 3 bedrooms: 0
- 4 bedrooms: 4
- 5 or more bedrooms: 0
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Vehicles available in 14545 zip code in owner-occupied houses/condos: |
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- no vehicle: 2
- 1 vehicle: 16
- 2 vehicles: 41
- 3 vehicles: 12
- 4 vehicles: 5
- 5 or more vehicles: 1
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 2
- 1 vehicle: 2
- 2 vehicles: 4
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14545:
- $40,000 to $49,999: 2
- $50,000 to $59,999: 2
- $60,000 to $69,999: 5
- $70,000 to $79,999: 3
- $80,000 to $89,999: 4
- $90,000 to $99,999: 5
- $100,000 to $124,999: 11
- $125,000 to $149,999: 11
- $150,000 to $174,999: 14
- $175,000 to $199,999: 10
- $200,000 to $249,999: 6
- $250,000 to $299,999: 5
- $300,000 to $399,999: 2
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Rent paid by renters in 2007 in zip code 14545:
- $300 to $349: 1
- $400 to $449: 1
- $550 to $599: 3
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Median price asked for vacant for-sale houses and condos in 2007: $179,098.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $143,068
Estimated median house or condo value in 2007: $106,810 (it was $68,300 in 2000)
| 14545: | $106,810 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $128,524| Here: | $128,524 | | State: | $352,556 |
Mobile homes: $47,500| Here: | $47,500 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 74
- Mobile homes: 18

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Means of transportation to work
- Drove a car alone: 97 (80%)
- Carpooled: 15 (12%)
- Walked: 4 (3%)
- Other means: 2 (2%)
- Worked at home: 4 (3%)
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Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 8
- 10 to 14 minutes: 7
- 15 to 19 minutes: 25
- 20 to 24 minutes: 15
- 25 to 29 minutes: 9
- 30 to 34 minutes: 0
- 35 to 39 minutes: 6
- 40 to 44 minutes: 6
- 45 to 59 minutes: 28
- 60 to 89 minutes: 11
- 90 or more minutes: 3
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Percentage of zip code residents living and working in this county: 46.7%
Household type by relationship
Households: 243
- In family households: 208 (55 male householders, 8 female householders)
58 spouses, 70 children (59 natural, 0 adopted, 11 stepchildren), 0 grandchildren, 2 brothers or sisters, 7 parents, 4 other relatives, 4 non-relatives
- In nonfamily households: 35 (15 male householders (11 living alone)), 7 female householders (7 living alone)), 13 nonrelatives
Size of family households: 26 2-persons, 10 3-persons, 15 4-persons, 8 5-persons, 4 6-persons.
Size of nonfamily households: 18 1-person, 1 3-persons, 3 4-persons.
31 married couples with children.
9 single-parent households (5 men, 4 women).
95.8% of residents of 14545 zip code speak English at home.
2.1% of residents speak Spanish at home (100% very well).
2.1% of residents speak other Indo-European language at home (60% very well, 40% well).
Foreign born population: 3 (1.5%)
(100.0% of them are naturalized citizens)
| This zip code: | 1.5% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 1
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 2
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White population: 189
Black population: 4
American Indian population: 1
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 8

First ancestries reported:
|  German: 78 |
|  Irish: 43 |
|  Dutch: 28 |
|  United States or American: 26 |
|  English: 18 |
|  Italian: 10 |
|  Other groups: 7 |
|  French Canadian: 5 |
|  French (except Basque): 2 |
|  Bulgarian: 1 |

Median worth of mobile homes: $46,053
Housing units lacking complete plumbing facilities: 2%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (29%)
- Utility gas (26%)
- Bottled, tank, or LP gas (15%)
- Wood (15%)
- Electricity (9%)
- Coal or coke (5%)
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Place of birth for U.S.-born residents:
- This state: 218
- Northeast: 2
- Midwest: 1
- South: 18
- West: 1
68% of the 14545 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 70% lived in this county.
Out of people who lived in different counties, 78% lived in New York.
Population in 1990: 612. Population change in the 1990s: -409 (-66.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 6
| Here: | 16.2% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 3
| Here: | 27.3% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Educational Services: Elementary and Secondary Schools (10-19 employees: 1 establishment)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $60,330 | 1 | $127,050 | 1 | $29,640 | 1 | $42,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $94,473 | 2 | $24,100 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $84,030 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $117,180 | 2 | $91,965 | 1 | $25,670 | 1 | $46,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $53,870 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $49,780 | 3 | $85,467 | 2 | $26,685 | 1 | $60,710 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $105,200 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $104,060 | 2 | $82,535 | 1 | $20,300 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $45,210 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $93,440 | 1 | $40,030 | 1 | $41,810 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $97,655 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $58,400 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $94,650 | 2 | $87,790 | 1 | $32,550 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $38,970 | 4 | $79,788 | 1 | $42,980 | 1 | $47,780 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $101,530 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $88,640 | 4 | $77,898 | 1 | $17,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $39,950 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $75,070 | 1 | $7,640 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $96,920 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $42,300 | 1 | $93,930 | 3 | $60,113 | 1 | $14,020 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $37,990 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 2 | $64,560 | 1 | $10,130 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $55,375 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $111,170 | 2 | $72,650 | 1 | $12,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $52,947 | 1 | $13,150 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $53,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $62,070 | 1 | $61,800 | 1 | $18,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $48,990 | 1 | $71,480 | 1 | $8,390 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $50,710 | 1 | $15,140 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $21,170 | 1 | $52,730 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $42,300 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0313.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $48,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 1 | $91,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 1 | $47,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0313.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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