Estimated median household income in 2007: $70,651
| This zip code: | $70,651 | | New York: | $53,514 |
Nearest zip codes: 14514, 14468, 14624, 14626, 14428, 14420.
Housing units in zip code 14559 with a mortgage: 3,209 (308 second mortgage, 523 home equity loan, 28 both second mortgage and home equity loan)
Houses without a mortgage: 1,032
Median monthly owner costs for units with a mortgage: $1,607
Median monthly owner costs for units without a mortgage: $547
Residents with income below the poverty level in 2007:
| This zip code: | 3.3% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.4% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.9 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 124
- 1995 to 1998: 250
- 1990 to 1994: 377
- 1980 to 1989: 806
- 1970 to 1979: 1,141
- 1960 to 1969: 1,145
- 1950 to 1959: 860
- 1940 to 1949: 307
- 1939 or earlier: 996
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|

Bedrooms in owner-occupied houses in Spencerport, NY (14559): |
|
- no bedroom: 10
- 1 bedrooms: 32
- 2 bedrooms: 551
- 3 bedrooms: 2,432
- 4 bedrooms: 1,453
- 5 or more bedrooms: 222
|
|
Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 57
- 1 bedrooms: 306
- 2 bedrooms: 524
- 3 bedrooms: 182
- 4 bedrooms: 44
- 5 or more bedrooms: 32
|
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Vehicles available in 14559 zip code in owner-occupied houses/condos: |
|
- no vehicle: 66
- 1 vehicle: 960
- 2 vehicles: 2,516
- 3 vehicles: 844
- 4 vehicles: 239
- 5 or more vehicles: 75
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 107
- 1 vehicle: 520
- 2 vehicles: 397
- 3 vehicles: 88
- 4 vehicles: 18
- 5 or more vehicles: 15
|
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14559:
- Less than $10,000: 14
- $10,000 to $14,999: 7
- $15,000 to $19,999: 7
- $20,000 to $24,999: 1
- $30,000 to $34,999: 3
- $35,000 to $39,999: 5
- $40,000 to $49,999: 9
- $50,000 to $59,999: 2
- $60,000 to $69,999: 3
- $70,000 to $79,999: 2
- $80,000 to $89,999: 7
- $90,000 to $99,999: 13
- $100,000 to $124,999: 24
- $125,000 to $149,999: 133
- $150,000 to $174,999: 388
- $175,000 to $199,999: 778
- $200,000 to $249,999: 1,067
- $250,000 to $299,999: 621
- $300,000 to $399,999: 802
- $400,000 to $499,999: 410
- $500,000 to $749,999: 196
- $750,000 to $999,999: 42
- $1,000,000 or more: 36
|

|
Rent paid by renters in 2007 in zip code 14559:
- Less than $100: 3
- $100 to $149: 4
- $200 to $249: 5
- $250 to $299: 3
- $300 to $349: 10
- $350 to $399: 24
- $400 to $449: 74
- $450 to $499: 24
- $500 to $549: 78
- $550 to $599: 116
- $600 to $649: 123
- $650 to $699: 26
- $700 to $749: 90
- $750 to $799: 67
- $800 to $899: 41
- $1,000 to $1,249: 78
- No cash rent: 67
|
Median price asked for vacant for-sale houses and condos in 2007: $179,098.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $237,464
- Black or African American householders: $286,347
- Two or more races householders: $304,678
- Hispanic or Latino householders: $375,264
Estimated median house or condo value in 2007: $229,282 (it was $114,100 in 2000)
| 14559: | $229,282 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $133,919 - $337,570
Mean price in 2007:
Detached houses: $253,803| Here: | $253,803 | | State: | $352,556 |
Townhouses or other attached units: $182,641| Here: | $182,641 | | State: | $476,263 |
In 2-unit structures: $245,120| Here: | $245,120 | | State: | $482,362 |
In 3-to-4-unit structures: $280,496| Here: | $280,496 | | State: | $552,553 |
In 5-or-more-unit structures: $117,554| Here: | $117,554 | | State: | $503,284 |
Mobile homes: $30,068| Here: | $30,068 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 4,659
- One, attached: 282
- Two: 259
- 3 or 4: 319
- 5 to 9: 302
- 10 to 19: 52
- 20 to 49: 9
- 50 or more: 31
- Mobile homes: 93

|
Means of transportation to work
- Drove a car alone: 7,038 (88%)
- Carpooled: 613 (8%)
- Bus or trolley bus: 39 (0%)
- Railroad: 11 (0%)
- Walked: 105 (1%)
- Other means: 10 (0%)
- Worked at home: 211 (3%)
|

|
Travel time to work
- Less than 5 minutes: 321
- 5 to 9 minutes: 632
- 10 to 14 minutes: 1164
- 15 to 19 minutes: 1546
- 20 to 24 minutes: 1808
- 25 to 29 minutes: 783
- 30 to 34 minutes: 925
- 35 to 39 minutes: 81
- 40 to 44 minutes: 152
- 45 to 59 minutes: 186
- 60 to 89 minutes: 83
- 90 or more minutes: 135
|
Percentage of zip code residents living and working in this county: 95.8%
Household type by relationship
Households: 15,833
- In family households: 14,290 (3,670 male householders, 796 female householders)
3,840 spouses, 5,361 children (4,904 natural, 278 adopted, 179 stepchildren), 112 grandchildren, 73 brothers or sisters, 90 parents, 165 other relatives, 183 non-relatives
- In nonfamily households: 1,543 (608 male householders (484 living alone)), 697 female householders (607 living alone)), 238 nonrelatives
- In group quarters: 100 (33 institutionalized population)
Size of family households: 1,780 2-persons, 993 3-persons, 985 4-persons, 499 5-persons, 179 6-persons, 30 7-or-more-persons.
Size of nonfamily households: 1,091 1-person, 194 2-persons, 12 3-persons, 8 4-persons.
3,390 married couples with children.
583 single-parent households (121 men, 462 women).
94.0% of residents of 14559 zip code speak English at home.
1.7% of residents speak Spanish at home (69% very well, 23% well, 4% not well, 4% not at all).
3.6% of residents speak other Indo-European language at home (71% very well, 26% well, 2% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% well).
0.6% of residents speak other language at home (79% very well, 21% not well).
Foreign born population: 675 (4.2%)
(74.4% of them are naturalized citizens)
| This zip code: | 4.2% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Italy (23%)
- Germany (16%)
- Korea (12%)
- Canada (11%)
- United Kingdom (7%)
- Romania (7%)
- Pakistan (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 74
- 1990 to 1994: 94
- 1985 to 1989: 59
- 1980 to 1984: 0
- 1975 to 1979: 24
- 1970 to 1974: 59
- 1970 to 1974: 79
- 1965 to 1969: 286
|
|
White population: 15,396
Black population: 148
American Indian population: 37
Asian population: 103
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 95
Two or more races population: 135

First ancestries reported:
|  Italian: 3149 |
|  German: 3008 |
|  English: 1821 |
|  Irish: 1769 |
|  Polish: 944 |
|  United States or American: 611 |
|  Other groups: 569 |
|  French (except Basque): 255 |
|  Dutch: 251 |
|  French Canadian: 170 |
|  European: 158 |
|  Scottish: 133 |
|  Scotch-Irish: 116 |
|  Canadian: 96 |
|  British: 83 |
|  Swedish: 81 |
|  Ukrainian: 70 |
|  Subsaharan African:: 63 |
|  Arab:: 62 |
|  Welsh: 62 |
|  Hungarian: 61 |
|  Belgian: 49 |
|  Lebanese: 45 |
|  Danish: 42 |
|  Slovene: 37 |
|  Ethiopian: 34 |
|  Russian: 31 |
|  Swiss: 30 |
|  Finnish: 29 |
|  African: 29 |
|  Austrian: 28 |
|  Lithuanian: 28 |
|  Czech: 21 |
|  West Indian (excluding Hispanic groups):: 21 |
|  Jamaican: 21 |
|  Czechoslovakian: 19 |
|  Northern European: 19 |
|  Croatian: 13 |
|  Romanian: 11 |
|  Egyptian: 10 |
|  Albanian: 9 |
|  Slovak: 8 |
|  Norwegian: 8 |
|  Syrian: 7 |
|  Yugoslavian: 7 |
|  Portuguese: 6 |
|  Luxemburger: 6 |
|  Turkish: 6 |
|  Serbian: 5 |

Facitilies with environmental interests located in this zip code:
- COLBY HOMESTEAD FARMS (263 COLBY STREET in SPENCERPORT, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL FARMS, PRIMARILY LIVESTOCK AND ANIMAL SPECIALTIES
Organizations: ROBERT COLBY (CONTACT/OWNER)
Alternative names: ROBERT COLBY
- A.M. COSGROVE MS (2749 SPENCERPORT RD in SPENCERPORT, NY)
(National Center for Education Statistics) - STATE ID-261001060005
Organizations: SPENCERPORT CSD (SCHOOL DISTRICT)
- CRANE-HOGAN STRUCTURAL SYSTEMS INC (1600 WESTSIDE DR in SPENCERPORT, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DANIEL C HOGAN JAMES R CRANE (CONTACT/OPERATOR)
- HUFF LANDFILL (4108 CANAL RD in SPENCERPORT, NY)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Median worth of mobile homes: $21,069
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
|
- Utility gas (69%)
- Electricity (22%)
- Fuel oil, kerosene, etc. (6%)
- Wood (1%)
|
Place of birth for U.S.-born residents:
- This state: 13607
- Northeast: 684
- Midwest: 328
- South: 436
- West: 128
67% of the 14559 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 83% lived in this county.
Out of people who lived in different counties, 46% lived in New York.
Population in 1990: 14,137. Population change in the 1990s: +1,782 (+12.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 230
| Here: | 10.0% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 43
| Here: | 4.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 111
| Here: | 20.4% | | New York: | 38.2% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- BRIC ENGINEERED SYSTEMS LIMITE (409 SOUTH UNION STREET in SPENCERPORT, NY; small business)
$275,000 with Army for Electric Arc Welding Equipment. Signed on 2004-09-29. Completion date: 2005-01-31.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 3 establishments, 10-19 employees: 3 establishments, 5-9 employees: 1 establishment, 1-4 employees: 4 establishments)
- Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (50-99: 1, 1-4: 1)
- Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
- Construction: Highway, Street, and Bridge Construction (50-99: 1)
- Health Care and Social Assistance: Offices of Dentists (20-49: 1, 10-19: 1, 5-9: 2, 1-4: 2)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 3, 5-9: 1, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 46 people in agriculture workers' dormitories on farms
- 29 people in nursing homes
- 21 people in homes for the mentally retarded
- 14 people in homes for the mentally ill
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $128,340 | 339 | $117,593 | 276 | $101,000 | 123 | $38,372 | 2 | $1,313,780 | 22 | $84,212 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $104,838 | 30 | $118,421 | 39 | $113,597 | 29 | $23,717 | 0 | $0 | 6 | $69,053 | 1 | $3,920 |
| APPLICATIONS DENIED | 6 | $134,608 | 47 | $133,566 | 236 | $132,462 | 93 | $28,392 | 0 | $0 | 17 | $71,085 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $225,003 | 15 | $111,689 | 167 | $115,172 | 16 | $34,965 | 0 | $0 | 5 | $84,142 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $124,600 | 9 | $120,271 | 35 | $151,342 | 5 | $29,554 | 0 | $0 | 3 | $94,460 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $122,001 | 451 | $116,325 | 346 | $88,311 | 147 | $25,431 | 3 | $6,608,777 | 31 | $106,032 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 45 | $142,705 | 71 | $97,270 | 20 | $27,744 | 0 | $0 | 7 | $151,403 | 3 | $72,767 |
| APPLICATIONS DENIED | 4 | $109,160 | 50 | $120,346 | 315 | $99,673 | 78 | $34,410 | 0 | $0 | 21 | $62,970 | 3 | $86,283 |
| APPLICATIONS WITHDRAWN | 5 | $139,868 | 36 | $134,347 | 177 | $104,622 | 15 | $55,932 | 0 | $0 | 3 | $149,420 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $86,805 | 22 | $104,123 | 69 | $123,247 | 3 | $44,453 | 0 | $0 | 2 | $132,260 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $115,763 | 395 | $112,821 | 420 | $101,126 | 132 | $39,076 | 40 | $91,915 | 1 | $77,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $107,620 | 33 | $119,875 | 55 | $97,944 | 22 | $34,618 | 1 | $243,790 | 2 | $63,680 |
| APPLICATIONS DENIED | 8 | $142,953 | 33 | $108,890 | 281 | $113,703 | 75 | $36,927 | 5 | $68,462 | 4 | $62,115 |
| APPLICATIONS WITHDRAWN | 5 | $149,922 | 30 | $103,522 | 198 | $126,496 | 39 | $122,925 | 6 | $103,913 | 1 | $52,870 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $58,740 | 13 | $142,355 | 99 | $140,935 | 7 | $76,883 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $118,712 | 389 | $126,381 | 522 | $100,223 | 127 | $33,109 | 1 | $399,040 | 33 | $91,071 | 5 | $53,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $104,070 | 30 | $155,508 | 71 | $97,289 | 26 | $30,885 | 0 | $0 | 3 | $87,583 | 3 | $48,330 |
| APPLICATIONS DENIED | 3 | $111,333 | 35 | $86,191 | 230 | $114,016 | 70 | $51,896 | 0 | $0 | 7 | $119,261 | 16 | $59,392 |
| APPLICATIONS WITHDRAWN | 4 | $132,790 | 21 | $152,565 | 230 | $108,690 | 24 | $70,009 | 1 | $12,454,760 | 6 | $125,062 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $99,860 | 7 | $107,800 | 80 | $117,003 | 8 | $29,416 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $101,772 | 431 | $119,132 | 1,223 | $101,764 | 70 | $13,904 | 4 | $1,459,753 | 42 | $86,399 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $107,097 | 36 | $123,543 | 186 | $102,322 | 17 | $25,855 | 0 | $0 | 4 | $67,323 |
| APPLICATIONS DENIED | 10 | $87,779 | 31 | $97,366 | 359 | $103,092 | 51 | $16,534 | 0 | $0 | 14 | $82,764 |
| APPLICATIONS WITHDRAWN | 6 | $75,152 | 35 | $102,431 | 236 | $111,253 | 20 | $31,977 | 0 | $0 | 9 | $82,688 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $87,935 | 12 | $348,302 | 69 | $95,460 | 5 | $22,106 | 0 | $0 | 3 | $34,600 |
Aggregated Statistics For Year 2002 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $100,788 | 407 | $107,685 | 740 | $99,735 | 65 | $12,542 | 1 | $241,840 | 22 | $78,053 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $93,110 | 41 | $120,473 | 132 | $98,506 | 21 | $15,402 | 0 | $0 | 5 | $97,014 |
| APPLICATIONS DENIED | 14 | $94,873 | 24 | $84,819 | 226 | $92,662 | 40 | $18,377 | 0 | $0 | 8 | $89,436 |
| APPLICATIONS WITHDRAWN | 7 | $122,129 | 25 | $155,791 | 191 | $101,571 | 11 | $32,464 | 0 | $0 | 4 | $56,465 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $105,850 | 8 | $110,794 | 43 | $86,459 | 1 | $35,240 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $96,955 | 439 | $110,355 | 620 | $97,482 | 89 | $15,862 | 2 | $269,420 | 21 | $58,050 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $98,130 | 29 | $142,700 | 67 | $77,633 | 36 | $18,714 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $110,992 | 29 | $90,357 | 215 | $76,846 | 47 | $18,465 | 0 | $0 | 9 | $40,062 |
| APPLICATIONS WITHDRAWN | 2 | $82,295 | 21 | $107,731 | 187 | $95,742 | 16 | $25,199 | 0 | $0 | 1 | $84,640 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $106,508 | 32 | $104,527 | 2 | $17,915 | 0 | $0 | 1 | $77,390 |
Aggregated Statistics For Year 2000 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $94,664 | 326 | $109,925 | 176 | $74,145 | 104 | $17,098 | 3 | $988,813 | 9 | $74,166 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $90,070 | 22 | $80,857 | 60 | $67,772 | 33 | $16,320 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 13 | $97,096 | 31 | $109,757 | 160 | $69,891 | 42 | $19,415 | 0 | $0 | 5 | $88,240 |
| APPLICATIONS WITHDRAWN | 4 | $98,973 | 16 | $120,551 | 72 | $60,137 | 10 | $37,704 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $106,488 | 10 | $192,678 | 31 | $109,119 | 4 | $27,583 | 0 | $0 | 1 | $138,150 |
Aggregated Statistics For Year 1999 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $88,868 | 185 | $101,641 | 208 | $84,627 | 55 | $14,490 | 0 | $0 | 8 | $58,305 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $68,347 | 10 | $103,623 | 36 | $94,483 | 14 | $11,089 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $78,900 | 16 | $73,582 | 75 | $72,250 | 34 | $20,185 | 0 | $0 | 1 | $120,910 |
| APPLICATIONS WITHDRAWN | 3 | $97,947 | 12 | $84,538 | 56 | $75,777 | 21 | $72,856 | 1 | $74,440 | 2 | $99,910 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $58,810 | 3 | $99,143 | 18 | $79,766 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0148.02
, 0149.01, 0149.03, 0149.04
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $126,302 | 34 | $147,641 | 7 | $78,279 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $148,306 | 4 | $173,700 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $326,480 | 5 | $127,464 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $116,271 | 25 | $136,814 | 1 | $101,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $141,195 | 14 | $120,619 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $169,290 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $163,517 | 4 | $91,095 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $117,393 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $115,178 | 46 | $132,406 | 7 | $98,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $165,055 | 17 | $134,531 | 2 | $128,340 |
| APPLICATIONS DENIED | 4 | $76,483 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $396,840 | 6 | $155,408 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $88,175 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 119 | $123,436 | 61 | $113,287 | 9 | $87,727 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $157,415 | 15 | $113,544 | 3 | $68,913 |
| APPLICATIONS DENIED | 1 | $308,390 | 1 | $127,270 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $204,423 | 9 | $121,146 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $93,060 | 2 | $96,990 | 1 | $44,060 |
Aggregated Statistics For Year 2003 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $130,773 | 206 | $122,581 | 2 | $75,575 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $138,399 | 38 | $136,273 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $107,510 | 5 | $129,308 | 2 | $158,710 |
| APPLICATIONS WITHDRAWN | 1 | $197,760 | 1 | $85,170 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $243,980 | 3 | $148,823 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 146 | $111,693 | 118 | $116,779 | 6 | $93,882 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $148,999 | 34 | $121,348 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $79,805 | 4 | $119,395 | 1 | $131,800 |
| APPLICATIONS WITHDRAWN | 3 | $116,480 | 5 | $118,902 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $128,603 | 76 | $126,157 | 5 | $68,006 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $137,124 | 6 | $170,098 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $107,260 | 4 | $134,575 | 1 | $117,290 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $194,975 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $113,519 | 7 | $147,836 | 1 | $124,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $141,692 | 7 | $123,776 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $80,280 | 1 | $296,610 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $89,480 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $180,140 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $106,664 | 22 | $111,148 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $124,675 | 5 | $126,988 |
| APPLICATIONS DENIED | 6 | $116,578 | 2 | $102,890 |
| APPLICATIONS WITHDRAWN | 1 | $47,290 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $108,340 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0148.02
, 0149.01, 0149.03, 0149.04
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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