Estimated median household income in 2007: $50,458
| This zip code: | $50,458 | | New York: | $53,514 |
Nearest zip codes: 14477, 14411, 14098, 14103, 14476, 14470.
Housing units in zip code 14571 with a mortgage: 180 (21 second mortgage, 22 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 120
Median monthly owner costs for units with a mortgage: $1,212
Median monthly owner costs for units without a mortgage: $487
Residents with income below the poverty level in 2007:
| This zip code: | 13.2% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.2% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.8 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 18
- 1995 to 1998: 34
- 1990 to 1994: 34
- 1980 to 1989: 42
- 1970 to 1979: 57
- 1960 to 1969: 42
- 1950 to 1959: 137
- 1940 to 1949: 26
- 1939 or earlier: 284
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Bedrooms in owner-occupied houses in 14571: |
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- no bedroom: 0
- 1 bedrooms: 11
- 2 bedrooms: 93
- 3 bedrooms: 197
- 4 bedrooms: 47
- 5 or more bedrooms: 21
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 3
- 1 bedrooms: 22
- 2 bedrooms: 29
- 3 bedrooms: 13
- 4 bedrooms: 7
- 5 or more bedrooms: 5
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Vehicles available in 14571 zip code in owner-occupied houses/condos: |
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- no vehicle: 4
- 1 vehicle: 74
- 2 vehicles: 208
- 3 vehicles: 58
- 4 vehicles: 8
- 5 or more vehicles: 17
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 13
- 1 vehicle: 33
- 2 vehicles: 24
- 3 vehicles: 0
- 4 vehicles: 5
- 5 or more vehicles: 4
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14571:
- $20,000 to $24,999: 3
- $25,000 to $29,999: 4
- $30,000 to $34,999: 1
- $50,000 to $59,999: 4
- $60,000 to $69,999: 4
- $70,000 to $79,999: 3
- $80,000 to $89,999: 5
- $90,000 to $99,999: 6
- $100,000 to $124,999: 52
- $125,000 to $149,999: 90
- $150,000 to $174,999: 42
- $175,000 to $199,999: 50
- $200,000 to $249,999: 40
- $250,000 to $299,999: 29
- $300,000 to $399,999: 36
- $400,000 to $499,999: 2
- $500,000 to $749,999: 2
- $750,000 to $999,999: 2
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Rent paid by renters in 2007 in zip code 14571:
- Less than $100: 2
- $200 to $249: 8
- $250 to $299: 2
- $300 to $349: 7
- $350 to $399: 2
- $400 to $449: 7
- $550 to $599: 3
- $600 to $649: 3
- $650 to $699: 3
- $1,000 to $1,249: 11
- No cash rent: 16
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Median price asked for vacant for-sale houses and condos in 2007: $133,376.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $150,653
- Black or African American householders: $205,436
Estimated median house or condo value in 2007: $120,416 (it was $77,000 in 2000)
| 14571: | $120,416 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $149,326| Here: | $149,326 | | State: | $352,556 |
In 2-unit structures: $174,618| Here: | $174,618 | | State: | $482,362 |
Mobile homes: $55,000| Here: | $55,000 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 616
- One, attached: 5
- Two: 20
- 3 or 4: 5
- 5 to 9: 4
- 10 to 19: 13
- Mobile homes: 11

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Means of transportation to work
- Drove a car alone: 450 (81%)
- Carpooled: 63 (11%)
- Bicycle: 4 (1%)
- Walked: 18 (3%)
- Worked at home: 24 (4%)
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Travel time to work
- Less than 5 minutes: 26
- 5 to 9 minutes: 24
- 10 to 14 minutes: 93
- 15 to 19 minutes: 92
- 20 to 24 minutes: 45
- 25 to 29 minutes: 22
- 30 to 34 minutes: 59
- 35 to 39 minutes: 8
- 40 to 44 minutes: 24
- 45 to 59 minutes: 96
- 60 to 89 minutes: 30
- 90 or more minutes: 16
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Percentage of zip code residents living and working in this county: 59.4%
Household type by relationship
Households: 1,205
- In family households: 1,016 (266 male householders, 43 female householders)
266 spouses, 384 children (370 natural, 0 adopted, 14 stepchildren), 4 grandchildren, 3 brothers or sisters, 21 parents, 4 other relatives, 25 non-relatives
- In nonfamily households: 189 (97 male householders (80 living alone)), 44 female householders (27 living alone)), 48 nonrelatives
Size of family households: 130 2-persons, 51 3-persons, 91 4-persons, 16 5-persons, 9 6-persons, 12 7-or-more-persons.
Size of nonfamily households: 107 1-person, 25 2-persons, 5 3-persons, 4 4-persons.
193 married couples with children.
82 single-parent households (36 men, 46 women).
98.8% of residents of 14571 zip code speak English at home.
1.2% of residents speak Spanish at home (64% very well, 36% well).
White population: 1,047
Black population: 39
American Indian population: 6
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 13
Two or more races population: 13

First ancestries reported:
|  German: 206 |
|  English: 137 |
|  United States or American: 120 |
|  Italian: 105 |
|  Irish: 101 |
|  Dutch: 44 |
|  Other groups: 38 |
|  Polish: 30 |
|  Scottish: 29 |
|  French (except Basque): 20 |
|  Ukrainian: 16 |
|  Greek: 13 |
|  European: 12 |
|  French Canadian: 11 |
|  Norwegian: 10 |
|  Lithuanian: 5 |
|  Finnish: 5 |
|  Czechoslovakian: 5 |
|  Austrian: 4 |
|  Hungarian: 4 |
|  Canadian: 4 |
|  Pennsylvania German: 4 |
|  Scotch-Irish: 4 |
Private high school not listed on the city page:- WORLD LIFE EDUC CENTRE (Students: 23; Location: 13302 STILLWATER RD, WATERPORT, NY; Grades: 1 - 12)

Facitilies with environmental interests located in this zip code:
- CIRCLE R FRUIT FARMS (13485 ROOSEVELT HWY in WATERPORT, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit,
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SERVICES
Median worth of mobile homes: $63,322
Housing units lacking complete plumbing facilities: 4%
Housing units lacking complete kitchen facilities: 4%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (50%)
- Bottled, tank, or LP gas (27%)
- Electricity (11%)
- Wood (9%)
- Utility gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 1073
- Northeast: 32
- Midwest: 26
- South: 41
- West: 12
63% of the 14571 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 56% lived in this county.
Out of people who lived in different counties, 79% lived in New York.
Population in 1990: 1,669. Population change in the 1990s: -550 (-33.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 4
| Here: | 4.5% | | New York: | 13.2% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (1-4 employees: 1 establishment)
- Real Estate and Rental and Leasing: Other Activities Related to Real Estate (1-4: 1)
- Construction: Highway, Street, and Bridge Construction (1-4: 1)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 1)
- Health Care and Social Assistance: Child Day Care Services (1-4: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Septic Tank and Related Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $72,142 | 21 | $85,298 | 25 | $87,300 | 12 | $26,379 | 10 | $90,610 | 2 | $36,555 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $69,513 | 7 | $82,930 | 2 | $26,945 | 1 | $92,600 | 1 | $40,020 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $91,288 | 42 | $87,178 | 13 | $27,143 | 4 | $50,310 | 2 | $57,080 |
| APPLICATIONS WITHDRAWN | 1 | $45,270 | 1 | $210,500 | 23 | $85,137 | 2 | $47,450 | 2 | $41,650 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $127,903 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $91,454 | 20 | $85,024 | 22 | $75,294 | 14 | $27,066 | 7 | $81,714 | 3 | $65,183 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $59,980 | 8 | $79,165 | 4 | $33,825 | 2 | $52,215 | 1 | $15,370 |
| APPLICATIONS DENIED | 1 | $70,010 | 8 | $71,141 | 57 | $86,303 | 16 | $48,680 | 6 | $65,985 | 2 | $23,815 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $85,175 | 25 | $87,873 | 4 | $68,990 | 1 | $69,400 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $47,060 | 5 | $123,904 | 0 | $0 | 1 | $65,390 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $88,242 | 23 | $83,056 | 30 | $74,541 | 15 | $36,452 | 10 | $96,551 | 2 | $54,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $82,800 | 4 | $66,315 | 9 | $78,833 | 1 | $19,770 | 1 | $49,160 | 1 | $74,590 |
| APPLICATIONS DENIED | 1 | $41,270 | 7 | $61,876 | 52 | $79,861 | 17 | $32,940 | 3 | $52,063 | 4 | $51,003 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $54,310 | 30 | $86,873 | 2 | $130,900 | 1 | $192,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $22,310 | 6 | $99,148 | 1 | $30,030 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $90,372 | 18 | $84,208 | 40 | $81,473 | 10 | $18,576 | 5 | $58,258 | 1 | $78,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $37,790 | 3 | $40,770 | 9 | $83,580 | 2 | $21,045 | 1 | $29,410 | 1 | $15,420 |
| APPLICATIONS DENIED | 1 | $101,120 | 7 | $76,660 | 55 | $79,483 | 17 | $25,576 | 2 | $46,740 | 1 | $22,860 |
| APPLICATIONS WITHDRAWN | 1 | $47,480 | 2 | $76,675 | 28 | $78,633 | 5 | $51,542 | 1 | $26,900 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $147,010 | 8 | $79,714 | 1 | $39,700 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $75,025 | 27 | $80,674 | 70 | $76,507 | 8 | $17,845 | 7 | $63,514 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $76,090 | 9 | $76,928 | 2 | $9,065 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $97,890 | 4 | $90,413 | 53 | $75,358 | 9 | $22,858 | 1 | $102,270 |
| APPLICATIONS WITHDRAWN | 1 | $49,270 | 3 | $62,167 | 26 | $83,996 | 1 | $32,920 | 1 | $53,140 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $38,700 | 5 | $90,756 | 0 | $0 | 1 | $40,130 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $62,330 | 9 | $75,166 | 19 | $60,886 | 7 | $17,166 | 3 | $80,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $39,960 | 5 | $61,486 | 2 | $26,100 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $70,490 | 5 | $41,562 | 17 | $52,431 | 5 | $20,374 | 1 | $37,140 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $80,620 | 8 | $64,546 | 1 | $63,310 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $51,990 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
4010.01
, 4010.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $89,828 | 3 | $97,480 | 3 | $101,563 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $286,580 | 1 | $78,530 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $63,760 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $93,902 | 2 | $89,550 | 1 | $96,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $69,810 | 1 | $97,740 | 1 | $69,810 |
| APPLICATIONS DENIED | 1 | $26,400 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $78,456 | 2 | $86,590 | 3 | $75,383 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $83,260 | 1 | $151,760 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $28,590 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $88,867 | 5 | $99,164 | 1 | $56,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $48,230 | 2 | $66,650 | 1 | $46,820 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $93,826 | 10 | $80,566 | 1 | $47,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $84,420 | 2 | $98,605 | 1 | $33,020 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $70,397 | 1 | $93,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
4010.01
, 4010.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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