14781 Zip Code Detailed Profile




City: Sherman, NY (1.17%)
County: Chautauqua County, NY
Estimated zip code population in 2013: 2,437
Zip code population in 2010: 2,225
Zip code population in 2000: 2,149

Houses and condos: 922
Renter-occupied apartments: 129
% of renters here:

16%
State:

46%
Mar. 2013 cost of living index in zip code 14781: 95.1 (less than average, U.S. average is 100)

Land area: 72.6 sq. mi.
Water area: 0.1 sq. mi.
Population density: 34 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 14781
Zip code 14781 (Sherman, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.6% ($2,022)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,077 (2.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,975 (2.8%)

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Males: 1,234  (50.6%)
Females: 1,203  (49.4%)

For population 25 years and over in 14781:

For population 15 years and over in 14781:

Zip code 14781 compared to state average:

  • Median house value significantly below state average.
  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 14781

  • Zip code 14781 races chart
    • 2,152White population
    • 5Black population
    • 5American Indian population
    • 4Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 19Two or more races population
    • 39Hispanic or Latino population

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Data:
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Based on 2000-2011 data
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123
Hide US histogram

100% rural population.

Estimated median house/condo value in 2013: $78,100
14781:

$78,100
New York:

$277,600



According to our research of New York and other state lists there were 5 registered sex offenders living in 14781 zip code as of July 28, 2015.
The ratio of number of residents in zip code 14781 to the number of sex offenders is 594 to 1.


Median resident age:
This zip code:

37.8 years
New York median age:

38.2 years
Average household size:
This zip code:

3.0 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 14781, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,327 (Individual Income Tax Returns)
Here:

$38,327
State:

$77,088

Salary/wage: $34,699 (reported on 82.4% of returns)
Here:

$34,699
State:

$60,593
(% of AGI for various income ranges: 63.5% for AGIs below $25k, 73.3% for AGIs $25k-50k, 73.6% for AGIs $50k-75k, 78.6% for AGIs $75k-100k, 81.1% for AGIs $100k-200k)

Taxable interest for individuals: $778 (reported on 29.7% of returns)
This zip code:

$778
New York:

$3,125
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Ordinary dividends: $1,563 (reported on 17.6% of returns)
Here:

$1,563
State:

$10,299
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$1,000 (reported on 11.0% of returns)
Here:

+$1,000
State:

+$42,474
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.2% for AGIs $25k-50k)

Profit/loss from business: +$10,006 (reported on 19.8% of returns)
Here:

+$10,006
State:

+$16,168
(% of AGI for various income ranges: 10.8% for AGIs below $25k, 9.3% for AGIs $25k-50k, 6.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $7,888 (reported on 8.8% of returns)
14781:

$7,888
New York:

$17,621

Total itemized deductions: $16,862 (20% of AGI, reported on 14.3% of returns)
Here:

$16,862
State:

$34,985

Here:

20.1% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 5.5% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 12.0% for AGIs $100k-200k)

Charity contributions: $3,960 (reported on 11.0% of returns)
Here:

$3,960
State:

$5,572
(% of AGI for various income ranges: 1.4% for AGIs $25k-50k, 1.9% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxes paid: $7,215 (reported on 14.3% of returns)
14781:

$7,215
State:

$18,656
(% of AGI for various income ranges: 1.6% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 5.9% for AGIs $100k-200k)

Earned income credit: $2,474 (reported on 20.9% of returns)
Here:

$2,474
State:

$2,230
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 14781, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $29,495 (Individual Income Tax Returns)
Here:

$29,495
State:

$59,519

Salary/wage: $27,914 (reported on 81.9% of returns)
Here:

$27,914
State:

$50,673
(% of AGI for various income ranges: 105.2% for AGIs below $10k, 62.1% for AGIs $10k-25k, 79.5% for AGIs $25k-50k, 82.8% for AGIs $50k-75k, 85.2% for AGIs $75k-100k, 71.5% for AGIs over 100k)

Taxable interest for individuals: $895 (reported on 45.7% of returns)
This zip code:

$895
New York:

$2,377
(% of AGI for various income ranges: 5.1% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $994 (reported on 19.7% of returns)
Here:

$994
State:

$5,394
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$3,443 (reported on 15.6% of returns)
Here:

+$3,443
State:

+$23,581
(% of AGI for various income ranges: -1.8% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 5.8% for AGIs $75k-100k)

Profit/loss from business: +$7,351 (reported on 21.0% of returns)
Here:

+$7,351
State:

+$13,809
(% of AGI for various income ranges: 10.1% for AGIs below $10k, 18.2% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, -5.7% for AGIs $75k-100k)

IRA payment deduction: $2,429 (reported on 3.9% of returns)
14781:

$2,429
New York:

$3,115

Total itemized deductions: $14,376 (23% of AGI, reported on 13.9% of returns)
Here:

$14,376
State:

$25,864

Here:

23.1% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 3.6% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 6.0% for AGIs $50k-75k, 14.3% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Charity contributions deductions: $3,368 (5% of AGI, reported on 11.8% of returns)
Here:

$3,368
State:

$4,439

Here:

5.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $3,444 (reported on 66.0% of returns)
14781:

$3,444
State:

$11,730
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.8% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Earned income credit: $1,883 (reported on 23.9% of returns)
Here:

$1,883
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 66.6%
Here:

67%
State:

67%
(% for various income ranges: 58.4% for AGIs below $10k, 69.7% for AGIs $10k-25k, 69.5% for AGIs $25k-50k, 68.4% for AGIs $50k-75k, 72.4% for AGIs $75k-100k, 66.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$48,452
New York:

$57,369
Sherman, NY (14781) map Nearest zip codes: 14775, 14757, 14724, 14767, 14722, 14736.
Percentage of family households:
This zip code:

55.6%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

3.3%
New York:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 147
Household did not receive Food Stamps/SNAP in the past 12 months: 653


Women who had a birth in the past 12 months: 18 (8 now married, 10 unmarried)
Women who did not have a birth in the past 12 months: 578 (329 now married, 249 unmarried)


Housing units in zip code 14781 with a mortgage: 369 (11 second mortgage, 19 home equity loan)
Houses without a mortgage: 302

Median monthly owner costs for units with a mortgage: $1,002
Median monthly owner costs for units without a mortgage: S408

Residents with income below the poverty level in 2013:
This zip code:

15.9%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.2%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.9
State:

6.4
Median number of rooms in apartments:
Here:

4.6
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 14781: Pleasant View Dairy Farms (A), Woodcrest Golf Course (B), Minerva Free Library (C), Sherman Fire Department (D), Main Street Theatre (E), Village of Sherman Garage (F), Alexander Findley Community Library (G). Display/hide their locations on the map

    Churches in zip code 14781 include: Saint Isaac Jogues Church (A), Sherman Community Church (B), First Baptist Church (C), Abundant Life Seventh Day Adventist Church (D), Christian Missionary Alliance Church (E), Findley Lake United Methodist Church (F), Sherman Assembly of God Church (G), North Harmony Church (H). Display/hide their locations on the map

    Cemeteries: Mina Cemetery (1), Sherman Cemetery (2), Wait's Corners Cemetery (3). Display/hide their locations on the map

    Swamps: Beaver Marsh (A), Perkins Swamp (B). Display/hide their locations on the map

    Creek: Alder Bottom Creek (A). Display/hide its location on the map

Year house built

  • 02010 or later
  • 252000 to 2009
  • 1041990 to 1999
  • 811980 to 1989
  • 541970 to 1979
  • 541960 to 1969
  • 341950 to 1959
  • 691940 to 1949
  • 5011939 or earlier

Zip code 14781 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Sherman, NY (14781)

  • 0no bedroom
  • 241 bedroom
  • 1332 bedrooms
  • 3103 bedrooms
  • 1334 bedrooms
  • 715+ bedrooms

Bedrooms in renter-occupied apartments in Sherman, NY (14781)

  • 4no bedroom
  • 441 bedroom
  • 422 bedrooms
  • 203 bedrooms
  • 194 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Sherman, NY (14781) in owner-occupied houses/condos

  • 42no vehicle
  • 1361 vehicle
  • 3302 vehicles
  • 1293 vehicles
  • 244 vehicles
  • 105+ vehicles

Cars and other vehicles available in Sherman, NY (14781) in renter-occupied apartments

  • 22no vehicle
  • 431 vehicle
  • 512 vehicles
  • 53 vehicles
  • 84 vehicles
  • 05+ vehicles

Median gross rent in 2013: $583.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $78,100
14781:

$78,100
New York:

$277,600
Lower value quartile - upper value quartile: $51,100 - $127,100

Mean price in 2013:

Detached houses: $117,707
Here:

$117,707
State:

$328,266

Townhouses or other attached units: $178,148
Here:

$178,148
State:

$477,144

In 2-unit structures: $73,630
Here:

$73,630
State:

$441,340

In 3-to-4-unit structures: $70,120
Here:

$70,120
State:

$551,450

In 5-or-more-unit structures: $137,206
Here:

$137,206
State:

$715,153

Mobile homes: $43,048
Here:

$43,048
State:

$57,967

Occupied boats, RVs, vans, etc.: $22,180
Here:

$22,180
State:

$196,097

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 4.8%

Percentage of zip code residents living and working in this county: 83.8%

Household type by relationship:

Households: 2,435

Size of family households: 249 2-persons, 96 3-persons, 122 4-persons, 46 5-persons, 23 6-persons, 68 7-or-more-persons

Size of nonfamily households: 155 1-person, 20 2-persons, 21 3-persons

517 married couples with children.
77 single-parent households (9 men, 68 women).

89.5% of residents of 14781 zip code speak English at home.
0.9% of residents speak Spanish at home (70% very well, 25% well, 5% not well).
9.6% of residents speak other Indo-European language at home (65% very well, 30% well, 5% not well).

Foreign born population: 17 (0.7%)
(23.5% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 71%Germany
  • 12%Argentina
  • 12%Canada
  • 6%Dominican Republic

Most common first ancestries reported in 14781 (%)

  • 18%German
  • 13%Other groups
  • 9%Swedish
  • 8%English
  • 7%Irish
  • 6%Dutch
  • 6%American

Year of entry for the foreign-born population

  • 12010 or later
  • 02000 to 2009
  • 41990 to 1999
  • 12Before 1990

Zip code 14781 topographic map

Facilities with environmental interests located in this zip code:


Zip code 14781 marital status for males
Zip code 14781 marital status for females

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 7.0%

Most commonly used house heating fuel

  • 43%Utility gas
  • 24%Wood
  • 15%Bottled, tank, or LP gas
  • 8%Other fuel
  • 5%Electricity
  • 5%Fuel oil, kerosene, etc.

Population in 1990: 2,184. Population change in the 1990s: -35 (-1.6%).

Place of birth for U.S.-born residents:


64% of the 14781 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 77% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

95% of the 14781 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 75% moved from this county.
   Out of people who lived in different houses, 25% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 49
Here:

14.9%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 45
Here:

23.3%
New York:

12.6%
Students in private undergraduate colleges: 5
Here:

9.8%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 90,625Architecture and engineering occupations
  • 52,708Education, training, and library occupations
  • 50,875Health diagnosing and treating practitioners and other technical occupations
  • 37,841Installation, maintenance, and repair occupations
  • 35,833Business and financial operations occupations
  • 31,339Office and administrative support occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$66,61282$118,185163$83,01563$10,2471$153,72057$150,258
APPLICATIONS APPROVED, NOT ACCEPTED1$63,4305$88,24027$88,2774$19,3430$05$175,734
APPLICATIONS DENIED2$68,76018$55,369118$76,31425$23,1800$08$153,561
APPLICATIONS WITHDRAWN0$07$70,12373$72,6503$23,5230$05$100,302
FILES CLOSED FOR INCOMPLETENESS0$01$87,5904$79,6002$45,4400$01$119,390
Choose year:  2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0364.00 , 0365.00, 0366.00, 0367.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED19$106,97512$83,4774$193,690
APPLICATIONS APPROVED, NOT ACCEPTED6$62,1133$76,7671$112,500
APPLICATIONS DENIED2$32,7601$137,7700$0
APPLICATIONS WITHDRAWN1$71,3401$145,2400$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0364.00 , 0365.00, 0366.00, 0367.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 14781 among deceased individuals
NameCountLived (average)
John1982.1 years
Charles1575.3 years
William1277.6 years
Harold1173.1 years
Ruth1177.7 years
George1180.0 years
Mary1081.5 years
James960.2 years
Frank979.7 years
Helen875.9 years
Most common last names in zip code 14781 among deceased individuals
Last nameCountLived (average)
Smith1977.6 years
Maring664.0 years
Reynolds678.5 years
Hooker564.1 years
Alday587.8 years
Calhoun572.0 years
Harvey573.0 years
Davis576.0 years
Larson585.4 years
Croscut573.8 years

Businesses in zip code 14781



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