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14781 Zip Code Detailed Profile

 



Profiles Sherman, NY (14781) houses, apartments, residents, cars, jobs...

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City: Sherman, NY
Chautauqua County, NY
Zip code population (2000): 2,149
Estimated zip code population in 2008: 1,986



Age and Sex of Residents in zip code 14781

Zip code 14781 (Sherman, New York) real estate house value trends

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Sherman, NY (14781) map from a distance

Houses and condos: 944
Renter-occupied apartments: 200
% of renters here:  26%
State:  47%

Dec. 2009 cost of living index in zip code 14781: 80.3 (low, U.S. average is 100)

Land area: 73.4 sq. mi.
Water area: 0.1 sq. mi.
Population density: 27 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2008:
This zip code:  3.3% ($1,375)
New York:  2.5% ($2,847)

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Males: 1,095  (51.0%)
Females: 1,054  (49.0%)

Zip code 14781 races chart


14781, NY forum
Recent posts about zip code 14781 area on our local forum with over 700,000 registered users:
Dunkirk or Fredonia NY  (77 replies)
NYC Subway, the worst in the world ?  (138 replies)
You Know You're From Long Island When...  (1170 replies)
Moving to the Grand Concourse...  (43 replies)
Are the police on Long Island overpaid?  (287 replies)
Harlem??  (65 replies)
100% rural population.

Estimated median house/condo value in 2008: $113,214
14781:  $113,214
New York:  $318,900


According to our research of public records there were 2 registered sex offenders living in 14781 zip code in early 2007.

Median resident age:  35.8 years
New York median age:  35.9 years

Average household size:
This zip code:  2.8 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 14781, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $29,495 (Individual Income Tax Returns)
Here:  $29,495
State:  $59,519

Salary/wage: $27,914 (reported on 81.9% of returns)
Here:  $27,914
State:  $50,673
(% of AGI for various income ranges: 105.2% for AGIs below $10k, 62.1% for AGIs $10k-25k, 79.5% for AGIs $25k-50k, 82.8% for AGIs $50k-75k, 85.2% for AGIs $75k-100k, 71.5% for AGIs over 100k)

Taxable interest for individuals: $895 (reported on 45.7% of returns)
This zip code:  $895
New York:  $2,377
(% of AGI for various income ranges: 5.1% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $994 (reported on 19.7% of returns)
Here:  $994
State:  $5,394
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$3,443 (reported on 15.6% of returns)
Here:  +$3,443
State:  +$23,581
(% of AGI for various income ranges: -1.8% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 5.8% for AGIs $75k-100k)

Profit/loss from business: +$7,351 (reported on 21.0% of returns)
Here:  +$7,351
State:  +$13,809
(% of AGI for various income ranges: 10.1% for AGIs below $10k, 18.2% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, -5.7% for AGIs $75k-100k)

IRA payment deduction: $2,429 (reported on 3.9% of returns)
14781:  $2,429
New York:  $3,115

Total itemized deductions: $14,376 (2% of AGI, reported on 13.9% of returns)
Here:  $14,376
State:  $25,864
(% of AGI for various income ranges: 3.6% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 6.0% for AGIs $50k-75k, 14.3% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Charity contributions deductions: $3,368 (5.1% of AGI, reported on 11.8% of returns)
Here:  $3,368
New York:  $4,439

Here:  5.1% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $3,444 (reported on 66.0% of returns)
14781:  $3,444
State:  $11,730
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.8% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Earned income credit: $1,883 (reported on 23.9% of returns)
Here:  $1,883
State:  $1,757
(% of AGI for various income ranges: 9.6% for AGIs below $10k, 6.1% for AGIs $10k-25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 66.6%
Here:  67%
State:  67%
(% for various income ranges: 58.4% for AGIs below $10k, 69.7% for AGIs $10k-25k, 69.5% for AGIs $25k-50k, 68.4% for AGIs $50k-75k, 72.4% for AGIs $75k-100k, 66.7% for AGIs over 100k)


Estimated median household income in 2008: $45,237
This zip code:  $45,237
New York:  $56,033
Sherman, NY (14781) map

Nearest zip codes: 14724, 14757, 14775, 14767, 14736, 14787.


Percentage of family households:
This zip code:  73.9%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  7.0%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 14781 with a mortgage: 217 (5 second mortgage, 11 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 103


Median monthly owner costs for units with a mortgage: $1,067

Median monthly owner costs for units without a mortgage: $487

Residents with income below the poverty level in 2008:
This zip code:  10.8%
Whole state:  13.6%

Residents with income below 50% of the poverty level in 2008:
This zip code:  3.3%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  6.9
State:  6.3

Median number of rooms in apartments:
Here:  5.0
State:  3.6


Zip code 14781 close-up map

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Notable locations in this zip code not listed on our city pages:

Notable location: Wait Corners (A). Display/hide its location on the map

Church in zip code 14781: North Harmony Church (A). Display/hide its location on the map

Cemetery: Mina Cemetery (1). Display/hide its location on the map

Beaver Marsh (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 6
  • 1995 to 1998: 26
  • 1990 to 1994: 33
  • 1980 to 1989: 154
  • 1970 to 1979: 88
  • 1960 to 1969: 54
  • 1950 to 1959: 59
  • 1940 to 1949: 44
  • 1939 or earlier: 467



Zip code 14781 satellite photo by USGS


Bedrooms in owner-occupied houses in Sherman, NY (14781):
  • no bedroom: 2
  • 1 bedrooms: 21
  • 2 bedrooms: 120
  • 3 bedrooms: 266
  • 4 bedrooms: 127
  • 5 or more bedrooms: 38


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 3
  • 1 bedrooms: 47
  • 2 bedrooms: 54
  • 3 bedrooms: 62
  • 4 bedrooms: 27
  • 5 or more bedrooms: 7



Vehicles available in 14781 zip code in owner-occupied houses/condos:
  • no vehicle: 29
  • 1 vehicle: 169
  • 2 vehicles: 268
  • 3 vehicles: 80
  • 4 vehicles: 19
  • 5 or more vehicles: 9


Vehicles available in renter-occupied apartments:
  • no vehicle: 33
  • 1 vehicle: 103
  • 2 vehicles: 54
  • 3 vehicles: 8
  • 4 vehicles: 2
  • 5 or more vehicles: 0



Estimated household income distribution in 2008:

Zip code 14781 household income distribution in 2008

Zip code 14781 house/condo values in 2008


Estimate of home value of owner-occupied houses/condos in 2008 in zip code 14781:

  • Less than $10,000: 3
  • $10,000 to $14,999: 1
  • $15,000 to $19,999: 1
  • $20,000 to $24,999: 5
  • $25,000 to $29,999: 7
  • $30,000 to $34,999: 8
  • $35,000 to $39,999: 8
  • $40,000 to $49,999: 16
  • $50,000 to $59,999: 22
  • $60,000 to $69,999: 36
  • $70,000 to $79,999: 36
  • $80,000 to $89,999: 31
  • $90,000 to $99,999: 40
  • $100,000 to $124,999: 94
  • $125,000 to $149,999: 62
  • $150,000 to $174,999: 57
  • $175,000 to $199,999: 21
  • $200,000 to $249,999: 29
  • $250,000 to $299,999: 25
  • $300,000 to $399,999: 23
  • $400,000 to $499,999: 2
  • $500,000 to $749,999: 3
 



14781 rent paid by renters


Rent paid by renters in 2008 in zip code 14781:

  • Less than $100: 3
  • $100 to $149: 4
  • $150 to $199: 11
  • $200 to $249: 9
  • $250 to $299: 9
  • $300 to $349: 11
  • $350 to $399: 23
  • $400 to $449: 18
  • $450 to $499: 15
  • $500 to $549: 13
  • $550 to $599: 11
  • $600 to $649: 8
  • $650 to $699: 4
  • No cash rent: 20
 


Median price asked for vacant for-sale houses and condos in 2008: $85,126.


Estimated median house (or condo) value in 2008 for:

  • White Non-Hispanic householders: $111,269
  • Hispanic or Latino householders: $183,648

Estimated median house or condo value in 2008: $87,393 (it was $52,400 in 2000)
14781:  $87,393
New York:  $318,900
Lower value quartile - upper value quartile: $41,999 - $107,376

Mean price in 2008:
Detached houses: $115,355
Here:  $115,355
State:  $361,784

Townhouses or other attached units: $186,967
Here:  $186,967
State:  $496,977

In 2-unit structures: $97,004
Here:  $97,004
State:  $485,140

In 3-to-4-unit structures: $49,518
Here:  $49,518
State:  $608,745

Mobile homes: $30,955
Here:  $30,955
State:  $40,766


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 664
  • One, attached: 14
  • Two: 71
  • 3 or 4: 24
  • 5 to 9: 25
  • 20 to 49: 8
  • Mobile homes: 117
  • Boats, RVs, vans, etc.: 8
14781 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 710 (71%)
  • Carpooled: 117 (12%)
  • Bus or trolley bus: 13 (1%)
  • Taxi: 5 (1%)
  • Walked: 75 (8%)
  • Other means: 9 (1%)
  • Worked at home: 67 (7%)
 

14781 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 105
  • 5 to 9 minutes: 110
  • 10 to 14 minutes: 91
  • 15 to 19 minutes: 115
  • 20 to 24 minutes: 138
  • 25 to 29 minutes: 109
  • 30 to 34 minutes: 134
  • 35 to 39 minutes: 30
  • 40 to 44 minutes: 12
  • 45 to 59 minutes: 39
  • 60 to 89 minutes: 24
  • 90 or more minutes: 22
 

Percentage of zip code residents living and working in this county: 83.4%


Household type by relationship
Households: 2,158

  • In family households: 1,927 (466 male householders, 91 female householders)
    461 spouses, 750 children (696 natural, 14 adopted, 40 stepchildren), 46 grandchildren, 10 brothers or sisters, 8 parents, 25 other relatives, 70 non-relatives
  • In nonfamily households: 231 (93 male householders (69 living alone)), 105 female householders (90 living alone)), 33 nonrelatives
  • In group quarters: 1 (0 institutionalized population)

Size of family households: 222 2-persons, 89 3-persons, 145 4-persons, 55 5-persons, 25 6-persons, 21 7-or-more-persons.

Size of nonfamily households: 159 1-person, 37 2-persons, 2 3-persons.

496 married couples with children.
90 single-parent households (32 men, 58 women).

92.4% of residents of 14781 zip code speak English at home.
0.3% of residents speak Spanish at home (100% very well).
7.0% of residents speak other Indo-European language at home (46% very well, 52% well, 2% not well).
0.3% of residents speak Asian or Pacific Island language at home (33% well, 67% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 13 (0.6%)
(30.8% of them are naturalized citizens)

This zip code:  0.6%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Germany (38%)
  • China, excluding Hong Kong and Taiwan (31%)
  • United Kingdom (15%)
  • Canada (15%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 2
  • 1990 to 1994: 2
  • 1985 to 1989: 7
  • 1980 to 1984: 0
  • 1975 to 1979: 2
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 2,113
Black population: 4
American Indian population: 3
Asian population: 10
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 19

First ancestries reported:

 German: 360
 English: 201
 Dutch: 186
 Irish: 163
 Swedish: 144
 United States or American: 113
 Italian: 98
 Polish: 86
 Other groups: 65
 French (except Basque): 40
 Scotch-Irish: 32
 Scottish: 23
 Finnish: 14
 Pennsylvania German: 14
 Canadian: 10
 British: 9
 Norwegian: 9
 Slovak: 7
 Swiss: 7
 French Canadian: 6
 Hungarian: 4
 Latvian: 4
 Czech: 3
 Danish: 3
 Basque: 2
 Celtic: 1
 Lithuanian: 1



Zip code 14781 topographic map


Median worth of mobile homes: $38,320

Zip code 14781 marital status for males
Zip code 14781 marital status for females


Housing units lacking complete plumbing facilities: 3%

Housing units lacking complete kitchen facilities: 5%

Most commonly used house heating fuel:
  • Utility gas (41%)
  • Wood (18%)
  • Bottled, tank, or LP gas (16%)
  • Fuel oil, kerosene, etc. (15%)
  • Electricity (6%)
  • Other fuel (4%)


Place of birth for U.S.-born residents:

  • This state: 1229
  • Northeast: 695
  • Midwest: 112
  • South: 82
  • West: 26

64% of the 14781 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 77% lived in this county.
   Out of people who lived in different counties, 12% lived in New York.

Population in 1990: 2,184. Population change in the 1990s: -35 (-1.6%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 51
Here:  15.7%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 2
Here:  1.3%
New York:  13.2%

Students in private undergraduate colleges: 7
Here:  14.6%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19 employees: 2 establishments)
  • Accommodation and Food Services: Full-Service Restaurants (5-9: 2, 1-4: 1)
  • Other Services (except Public Administration): General Automotive Repair (5-9: 1, 1-4: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 4)
  • Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (5-9: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$66,61282$118,185163$83,01563$10,2471$153,72057$150,258
APPLICATIONS APPROVED, NOT ACCEPTED1$63,4305$88,24027$88,2774$19,3430$05$175,734
APPLICATIONS DENIED2$68,76018$55,369118$76,31425$23,1800$08$153,561
APPLICATIONS WITHDRAWN0$07$70,12373$72,6503$23,5230$05$100,302
FILES CLOSED FOR INCOMPLETENESS0$01$87,5904$79,6002$45,4400$01$119,390
Choose year:  2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0364.00 , 0365.00, 0366.00, 0367.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED19$106,97512$83,4774$193,690
APPLICATIONS APPROVED, NOT ACCEPTED6$62,1133$76,7671$112,500
APPLICATIONS DENIED2$32,7601$137,7700$0
APPLICATIONS WITHDRAWN1$71,3401$145,2400$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0364.00 , 0365.00, 0366.00, 0367.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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