Estimated median household income in 2007: $33,034
| This zip code: | $33,034 | | New York: | $53,514 |
Nearest zip codes: 14845, 14864, 14903, 14816, 14814, 14905.
Housing units in zip code 14872 with a mortgage: 21 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 28
Median monthly owner costs for units with a mortgage: $796
Median monthly owner costs for units without a mortgage: $436
Residents with income below the poverty level in 2007:
| This zip code: | 18.1% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 13.0% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 6
- 1995 to 1998: 9
- 1990 to 1994: 12
- 1980 to 1989: 31
- 1970 to 1979: 34
- 1960 to 1969: 33
- 1950 to 1959: 37
- 1940 to 1949: 7
- 1939 or earlier: 53
|
|

Bedrooms in owner-occupied houses in 14872: |
|
- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 41
- 3 bedrooms: 65
- 4 bedrooms: 23
- 5 or more bedrooms: 0
|
|
Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 0
- 1 bedrooms: 10
- 2 bedrooms: 32
- 3 bedrooms: 6
- 4 bedrooms: 18
- 5 or more bedrooms: 0
|
|
Vehicles available in 14872 zip code in owner-occupied houses/condos: |
|
- no vehicle: 0
- 1 vehicle: 61
- 2 vehicles: 41
- 3 vehicles: 16
- 4 vehicles: 11
- 5 or more vehicles: 0
|
|
Vehicles available in renter-occupied apartments: |
|
- no vehicle: 3
- 1 vehicle: 42
- 2 vehicles: 21
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
|
|
Estimated household income distribution in 2007:

|
Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14872:
- Less than $10,000: 7
- $10,000 to $14,999: 3
- $15,000 to $19,999: 3
- $20,000 to $24,999: 5
- $25,000 to $29,999: 5
- $30,000 to $34,999: 3
- $35,000 to $39,999: 2
- $40,000 to $49,999: 1
- $50,000 to $59,999: 7
- $60,000 to $69,999: 7
- $70,000 to $79,999: 10
- $80,000 to $89,999: 5
- $100,000 to $124,999: 14
- $125,000 to $149,999: 7
- $150,000 to $174,999: 9
- $175,000 to $199,999: 8
- $200,000 to $249,999: 14
- $250,000 to $299,999: 6
- $300,000 to $399,999: 4
- $400,000 to $499,999: 5
- $500,000 to $749,999: 5
|

|
Rent paid by renters in 2007 in zip code 14872:
- $150 to $199: 5
- $250 to $299: 4
- $300 to $349: 5
- $350 to $399: 17
- $500 to $549: 7
|
Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $122,840
Estimated median house or condo value in 2007: $105,399 (it was $53,700 in 2000)
| 14872: | $105,399 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $175,168| Here: | $175,168 | | State: | $352,556 |
Mobile homes: $27,108| Here: | $27,108 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 108
- Two: 3
- Mobile homes: 111

|
Means of transportation to work
- Drove a car alone: 166 (89%)
- Carpooled: 3 (2%)
- Worked at home: 17 (9%)
|

|
Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 7
- 10 to 14 minutes: 43
- 15 to 19 minutes: 25
- 20 to 24 minutes: 35
- 25 to 29 minutes: 3
- 30 to 34 minutes: 42
- 35 to 39 minutes: 0
- 40 to 44 minutes: 9
- 45 to 59 minutes: 5
- 60 to 89 minutes: 0
- 90 or more minutes: 0
|
Percentage of zip code residents living and working in this county: 81.2%
Household type by relationship
Households: 546
- In family households: 481 (98 male householders, 32 female householders)
90 spouses, 232 children (211 natural, 5 adopted, 16 stepchildren), 22 grandchildren, 0 brothers or sisters, 0 parents, 4 other relatives, 3 non-relatives
- In nonfamily households: 65 (23 male householders (17 living alone)), 31 female householders (27 living alone)), 11 nonrelatives
Size of family households: 52 2-persons, 15 3-persons, 21 4-persons, 32 5-persons, 10 6-persons.
Size of nonfamily households: 44 1-person, 10 2-persons.
76 married couples with children.
37 single-parent households (15 men, 22 women).
97.6% of residents of 14872 zip code speak English at home.
1.0% of residents speak Spanish at home (100% well).
0.8% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 4 (0.8%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.8% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 4
|
|
White population: 474
Black population: 2
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 2
Two or more races population: 2

First ancestries reported:
|  German: 102 |
|  Irish: 75 |
|  Other groups: 49 |
|  English: 40 |
|  United States or American: 20 |
|  Italian: 19 |
|  Ukrainian: 19 |
|  Slovak: 18 |
|  French (except Basque): 13 |
|  French Canadian: 11 |
|  Polish: 9 |
|  Welsh: 7 |
|  Lithuanian: 6 |
|  Pennsylvania German: 4 |
|  Czech: 3 |
|  Scotch-Irish: 3 |
|  Scottish: 3 |

Median worth of mobile homes: $17,845
Most commonly used house heating fuel: |
|
|
- Utility gas (72%)
- Bottled, tank, or LP gas (11%)
- Fuel oil, kerosene, etc. (9%)
- Wood (5%)
- Coal or coke (3%)
|
Place of birth for U.S.-born residents:
- This state: 451
- Northeast: 69
- Midwest: 0
- South: 11
- West: 11
46% of the 14872 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 53% lived in this county.
Out of people who lived in different counties, 97% lived in New York.
Population in 1990: 252. Population change in the 1990s: +228 (+90.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
| Here: | 12.2% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 3
| Here: | 20.0% | | New York: | 38.2% |
School Enrollment by Level of School
|
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49 employees: 1 establishment)
- Real Estate and Rental and Leasing: Lessors of Other Real Estate Property (1-4: 1)
- Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (1-4: 1)
- Construction: Water and Sewer Line and Related Structures Construction (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $134,573 | 5 | $87,548 | 4 | $32,395 | 1 | $44,210 | 1 | $66,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $51,800 | 2 | $87,590 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $105,160 | 4 | $89,620 | 3 | $24,620 | 0 | $0 | 1 | $41,070 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $98,320 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $40,460 | 5 | $106,786 | 6 | $94,162 | 5 | $26,858 | 1 | $70,200 | 1 | $29,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $63,830 | 1 | $53,020 | 0 | $0 | 0 | $0 | 1 | $16,390 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $72,465 | 5 | $106,384 | 3 | $27,177 | 1 | $45,950 | 1 | $36,620 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $59,560 | 3 | $69,877 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $102,810 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $111,302 | 6 | $87,868 | 5 | $26,876 | 1 | $66,450 | 1 | $38,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $94,000 | 1 | $139,870 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $97,230 | 6 | $90,295 | 3 | $33,630 | 0 | $0 | 1 | $33,830 |
| APPLICATIONS WITHDRAWN | 1 | $75,950 | 5 | $83,782 | 1 | $98,360 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $112,310 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $107,134 | 9 | $98,817 | 3 | $19,040 | 1 | $74,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $55,720 | 2 | $75,820 | 1 | $12,470 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $73,380 | 8 | $79,614 | 3 | $33,427 | 2 | $56,375 |
| APPLICATIONS WITHDRAWN | 1 | $61,390 | 5 | $82,822 | 1 | $12,730 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $93,740 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $88,073 | 14 | $87,841 | 3 | $20,697 | 1 | $24,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $69,670 | 2 | $83,100 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $78,740 | 10 | $81,645 | 2 | $10,070 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $85,608 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $33,400 | 4 | $90,885 | 12 | $80,275 | 2 | $16,435 | 1 | $38,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $34,360 | 1 | $124,780 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $46,170 | 5 | $65,190 | 1 | $18,490 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 4 | $73,445 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $97,230 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $78,130 | 5 | $99,530 | 11 | $78,861 | 3 | $12,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $66,100 | 2 | $47,130 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $62,520 | 5 | $68,732 | 2 | $14,870 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 3 | $67,753 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $46,480 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $81,010 | 4 | $86,373 | 4 | $69,803 | 2 | $14,170 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $55,370 | 1 | $57,290 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 7 | $40,100 | 3 | $49,123 | 1 | $19,880 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $27,380 | 2 | $61,475 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $47,260 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $41,380 | 2 | $83,820 | 3 | $61,870 | 1 | $13,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $44,210 | 2 | $43,620 | 1 | $6,930 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $66,100 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0102.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $97,840 | 1 | $96,010 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $67,670 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $114,710 | 1 | $96,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $97,095 | 1 | $89,730 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $111,010 | 1 | $91,470 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $87,840 | 2 | $109,045 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $45,430 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $93,960 | 1 | $164,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $35,840 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $110,310 | 2 | $93,610 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $28,950 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $101,285 | 2 | $83,015 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $92,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $54,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0102.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Back to Chemung County, NY, New York bigger cities, New York smaller cities, New York smallest towns, All U.S. cities.
|