Housing units in zip code 15424 with a mortgage: 355 (23 second mortgage, 34 home equity loan, 17 both second mortgage and home equity loan) Houses without a mortgage: 439
Median monthly owner costs for units with a mortgage: $853
Median monthly owner costs for units without a mortgage: $293
Residents with income below the poverty level in 2010:
This zip code:
16.7%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2010:
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 15424: Bidwell Station (A), Confluence Oakland Junction Station (B), Ursina Junction Station (C), Lincoln Siding Station (D), Confluence Volunteer Fire Company (E). Display/hide their locations on the map
Churches in zip code 15424 include: Grace Church (A), Coffin Rock Church (B), Bethel Church (C), Johnson Chapel (D), Jersey Church (E), Fairoaks Church (F), Sillbaugh Church (G), Sugarloaf Chapel (H). Display/hide their locations on the map
Streams, rivers, and creeks: Casselman River (A), Tub Run (B), Licking Run (C), Laurel Hill Creek (D), Little Glade Run (E), Hen Run (F), Hall Run (G), Drake Run (H), Laurel Run (I). Display/hide their locations on the map
395 married couples with children.
157 single-parent households (79 men, 78 women).
95.8% of residents of 15424 zip code speak English at home.
16.8% of residents speak Spanish at home (9% very well, 74% well, 11% not well, 6% not at all).
5.1% of residents speak other Indo-European language at home (38% very well, 53% well, 8% not well).
4.7% of residents speak other language at home (88% very well, 12% well).
Foreign born population: 80 (3.1%) (30.8% of them are naturalized citizens)
This zip code:
3.1%
Whole state:
5.7%
Most common places of birth for the foreign-born residents:
United Kingdom (57%)
Germany (43%)
Year of entry for the foreign-born population
2000 or later: 43
1990 to 1999: 32
1980 to 1989: 5
Before 1980: 29
Races in zip code 15424:
White population: 2,621 Black population: 5 American Indian population: 0 Asian population: 28 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 10 Two or more races population: 57 Hispanic or Latino population: 75
Housing units lacking complete plumbing facilities: 6.9%
Housing units lacking complete kitchen facilities: 8.1%
Most commonly used house heating fuel:
Fuel oil, kerosene, etc. (49%)
Wood (18%)
Electricity (12%)
Coal or coke (8%)
Bottled, tank, or LP gas (7%)
Utility gas (4%)
Other fuel (2%)
No fuel used (1%)
Population in 1990: 1,998. Population change in the 1990s: +429 (+21.5%).
Place of birth for U.S.-born residents:
This state: 2,107
Northeast: 36
Midwest: 62
South: 222
West: 12
72% of the 15424 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 59% lived in this county. Out of people who lived in different counties, 50% lived in Pennsylvania.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 74
Here:
25.2%
Pennsylvania:
14.7%
Students in private schools in grades 9 to 12 (high school): 80
Here:
35.6%
Pennsylvania:
12.9%
Students in private undergraduate colleges: 36
Here:
41.4%
Pennsylvania:
38.9%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Top industries in this zip code by the number of employees in 2005:
Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49 employees: 1 establishment)
Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 1)
Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 1, 1-4: 1)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 2)
Finance and Insurance: Commercial Banking (5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters:
35 people in other noninstitutional group quarters
28 people in other nonhousehold living situations
27 people in nursing homes
Fatal accident statistics in 2006:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005:
Fatal accident count: 2
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 2
Fatalities: 2
Persons involved in fatal accidents: 4
Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$94,870
5
$105,338
21
$121,300
5
$53,218
3
$123,443
3
$52,120
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
1
$106,980
1
$48,010
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$85,720
11
$143,852
4
$23,145
2
$118,870
2
$64,350
APPLICATIONS WITHDRAWN
0
$0
0
$0
5
$142,418
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$86,410
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$146,530
8
$126,444
17
$107,455
8
$44,405
3
$134,797
4
$63,323
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$146,760
2
$95,670
0
$0
0
$0
1
$37,030
APPLICATIONS DENIED
0
$0
2
$96,810
15
$110,703
7
$53,199
1
$99,670
4
$80,353
APPLICATIONS WITHDRAWN
0
$0
1
$43,430
5
$135,468
0
$0
1
$37,720
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$143,330
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$94,300
11
$125,917
16
$112,643
9
$48,234
5
$119,192
6
$62,942
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$114,645
5
$89,748
1
$23,770
1
$49,610
1
$58,290
APPLICATIONS DENIED
0
$0
4
$76,068
22
$106,580
8
$63,665
2
$94,525
5
$101,544
APPLICATIONS WITHDRAWN
0
$0
2
$93,155
5
$113,478
2
$47,090
1
$120,930
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$223,340
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$77,950
14
$116,161
21
$114,997
12
$34,309
7
$98,494
6
$63,780
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
4
$96,355
5
$153,664
1
$46,860
1
$229,290
1
$58,290
APPLICATIONS DENIED
0
$0
5
$86,366
24
$108,690
7
$61,264
1
$181,970
6
$76,162
APPLICATIONS WITHDRAWN
0
$0
2
$163,335
10
$168,981
1
$64,010
1
$89,840
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$119,785
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
15
$119,741
22
$92,448
11
$31,526
5
$117,180
5
$43,434
APPLICATIONS APPROVED, NOT ACCEPTED
2
$58,405
6
$99,783
2
$48,350
1
$72,470
2
$45,265
APPLICATIONS DENIED
4
$81,325
33
$85,302
11
$36,493
2
$119,670
10
$62,614
APPLICATIONS WITHDRAWN
2
$51,890
15
$114,605
1
$232,490
1
$88,240
3
$66,903
FILES CLOSED FOR INCOMPLETENESS
1
$60,810
3
$116,587
0
$0
1
$74,520
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
0
$0
13
$92,266
26
$78,375
13
$38,475
5
$63,002
3
$35,203
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
3
$124,360
9
$81,636
2
$31,890
1
$85,040
2
$65,495
APPLICATIONS DENIED
1
$81,380
6
$75,705
35
$79,749
5
$34,428
2
$84,470
8
$58,236
APPLICATIONS WITHDRAWN
0
$0
3
$103,633
18
$102,552
2
$21,145
1
$17,370
3
$80,010
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$91,210
5
$114,254
1
$29,720
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$122,170
60
$91,595
162
$80,931
36
$35,796
57
$105,669
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
5
$60,100
30
$82,000
6
$37,863
4
$71,058
APPLICATIONS DENIED
1
$25,910
13
$66,827
96
$78,152
23
$27,404
6
$80,602
APPLICATIONS WITHDRAWN
0
$0
7
$93,124
62
$85,040
1
$41,990
7
$101,886
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$180,680
5
$133,640
0
$0
2
$97,305
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$69,895
51
$545,627
102
$69,073
33
$29,870
28
$87,216
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
3
$39,670
23
$78,386
3
$38,840
4
$73,638
APPLICATIONS DENIED
1
$64,010
21
$43,142
92
$68,489
17
$23,430
3
$52,417
APPLICATIONS WITHDRAWN
1
$42,970
6
$78,273
52
$70,068
4
$20,103
2
$93,415
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$92,450
5
$82,778
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$64,292
38
$78,186
97
$64,852
41
$19,584
1
$104,260
19
$90,343
APPLICATIONS APPROVED, NOT ACCEPTED
2
$63,165
9
$76,592
30
$68,950
4
$24,448
0
$0
4
$117,600
APPLICATIONS DENIED
0
$0
29
$49,535
92
$63,502
24
$20,670
1
$5,790
6
$66,688
APPLICATIONS WITHDRAWN
1
$26,640
4
$75,595
41
$66,678
5
$26,760
0
$0
2
$34,175
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$63,130
8
$69,046
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$63,582
41
$73,787
62
$53,657
41
$17,414
1
$28,960
20
$74,837
APPLICATIONS APPROVED, NOT ACCEPTED
1
$39,390
10
$53,896
17
$55,727
6
$14,848
0
$0
2
$45,770
APPLICATIONS DENIED
1
$16,220
17
$41,314
62
$54,876
19
$12,674
0
$0
4
$37,538
APPLICATIONS WITHDRAWN
0
$0
6
$75,270
22
$54,272
4
$27,763
0
$0
1
$13,240
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$41,120
6
$56,375
0
$0
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)