Housing units in zip code 15438 with a mortgage: 516 (41 second mortgage, 47 home equity loan, 39 both second mortgage and home equity loan) Houses without a mortgage: 628
Median monthly owner costs for units with a mortgage: $980
Median monthly owner costs for units without a mortgage: $342
Residents with income below the poverty level in 2010:
This zip code:
15.8%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2010:
Streams, rivers, and creeks: Lamb Lick Run (A), Mill Run (B), Downers Run (C), Lutz Run (D), Little Redstone Creek (E). Display/hide their locations on the map
Year house built
2005 or later: 79
2000 to 2004: 29
1990 to 1999: 94
1980 to 1989: 93
1970 to 1979: 164
1960 to 1969: 97
1950 to 1959: 203
1940 to 1949: 196
1939 or earlier: 637
Estimated household income distribution in 2009:
Estimate of home value of owner-occupied houses/condos in 2010 in zip code 15438:
Less than $10,000: 34
$10,000 to $14,999: 43
$15,000 to $19,999: 84
$20,000 to $24,999: 36
$25,000 to $29,999: 43
$30,000 to $34,999: 51
$35,000 to $39,999: 43
$40,000 to $49,999: 73
$50,000 to $59,999: 68
$60,000 to $69,999: 101
$70,000 to $79,999: 108
$80,000 to $89,999: 153
$90,000 to $99,999: 56
$100,000 to $124,999: 98
$125,000 to $149,999: 51
$150,000 to $174,999: 56
$175,000 to $199,999: 43
$200,000 to $249,999: 100
$250,000 to $299,999: 41
$300,000 to $399,999: 16
$400,000 to $499,999: 21
$1,000,000 or more: 15
Rent paid by renters in 2010 in zip code 15438:
Less than $100: 159
$100 to $149: 523
$150 to $199: 444
$200 to $249: 38
$250 to $299: 29
$300 to $349: 40
$350 to $399: 85
$400 to $449: 68
$450 to $499: 29
$500 to $549: 52
$550 to $599: 47
$600 to $649: 41
$650 to $699: 32
$700 to $749: 2
$800 to $899: 14
No cash rent: 61
Median price asked for vacant for-sale houses and condos in 2010: $106,647.
Estimated median house (or condo) value in 2010 for:
White Non-Hispanic householders: $82,456
Hispanic or Latino householders: $178,267
Estimated median house or condo value in 2010: $81,808
15438:
$81,808
Pennsylvania:
$165,200
Lower value quartile - upper value quartile: $57,409 - $126,354
Mean price in 2010:
Detached houses: $122,263
Here:
$122,263
State:
$224,409
Townhouses or other attached units: $94,231
Here:
$94,231
State:
$162,106
In 2-unit structures: $42,790
Here:
$42,790
State:
$158,075
In 3-to-4-unit structures: $56,332
Here:
$56,332
State:
$194,249
Mobile homes: $25,069
Here:
$25,069
State:
$65,494
Owners and renters by unit type in %
Breakdown of mean house values by ages of householders
Housing units in structures:
One, detached: 1,173
One, attached: 111
Two: 56
3 or 4: 90
5 to 9: 49
10 to 19: 18
20 to 49: 24
50 or more: 233
Mobile homes: 159
Means of transportation to work
Drove a car alone: 1,219 (85%)
Carpooled: 130 (9%)
Bus or trolley bus: 11 (1%)
Motorcycle: 4 (0%)
Bicycle: 20 (1%)
Walked: 47 (3%)
Other means: 6 (0%)
Worked at home: 32 (2%)
Travel time to work (commute)
Less than 5 minutes: 65
5 to 9 minutes: 151
10 to 14 minutes: 163
15 to 19 minutes: 166
20 to 24 minutes: 176
25 to 29 minutes: 112
30 to 34 minutes: 207
35 to 39 minutes: 91
40 to 44 minutes: 90
45 to 59 minutes: 132
60 to 89 minutes: 91
90 or more minutes: 89
Percentage of zip code residents living and working in this county: 35.3%
Household type by relationship:
Households: 2,382
In family households: 2,102 (550 male householders, 141 female householders)
567 spouses, 708 children (662 natural, 24 adopted, 22 stepchildren), 54 grandchildren, 13 brothers or sisters, 17 parents, 31 other relatives, 21 non-relatives
In nonfamily households: 280 (129 male householders (124 living alone)), 137 female householders (130 living alone)), 14 nonrelatives
In group quarters: 72 (0 institutionalized population)
Size of family households: 384 2-persons, 239 3-persons, 179 4-persons, 83 5-persons, 45 6-persons, 109 7-or-more-persons
438 married couples with children.
300 single-parent households (41 men, 259 women).
96.2% of residents of 15438 zip code speak English at home.
3.5% of residents speak Spanish at home (43% very well, 33% well, 16% not well, 8% not at all).
5.3% of residents speak other Indo-European language at home (77% very well, 19% well, 4% not well).
57.3% of residents speak Asian or Pacific Island language at home (31% very well, 39% well, 30% not well).
2.9% of residents speak other language at home (100% very well).
Foreign born population: 80 (2.3%) (33.1% of them are naturalized citizens)
This zip code:
2.3%
Whole state:
5.7%
Most common places of birth for the foreign-born residents:
United Kingdom (100%)
Year of entry for the foreign-born population
2000 or later: 2
1990 to 1999: 80
1980 to 1989: 0
Before 1980: 15
Races in zip code 15438:
White population: 3,434 Black population: 76 American Indian population: 0 Asian population: 269 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 1 Two or more races population: 42 Hispanic or Latino population: 148
Housing units lacking complete plumbing facilities: 7.6%
Housing units lacking complete kitchen facilities: 5.9%
Most commonly used house heating fuel:
Utility gas (39%)
Fuel oil, kerosene, etc. (36%)
Electricity (14%)
No fuel used (5%)
Bottled, tank, or LP gas (2%)
Wood (2%)
Other fuel (2%)
Coal or coke (1%)
Population in 1990: 921. Population change in the 1990s: +1,509 (+163.8%).
Place of birth for U.S.-born residents:
This state: 2,214
Northeast: 65
Midwest: 54
South: 93
West: 20
73% of the 15438 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 47% lived in this county. Out of people who lived in different counties, 50% lived in Pennsylvania.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 127
Here:
26.2%
Pennsylvania:
14.7%
Students in private schools in grades 9 to 12 (high school): 312
Here:
59.6%
Pennsylvania:
12.9%
Students in private undergraduate colleges: 45
Here:
34.0%
Pennsylvania:
38.9%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Top industries in this zip code by the number of employees in 2005:
Health Care and Social Assistance: Homes for the Elderly (20-49 employees: 1 establishment)
Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (10-19: 1)
Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (10-19: 1)
Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 1)
Professional, Scientific, and Technical Services: Veterinary Services (5-9: 1)
Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
70 people in other nonhousehold living situations
Fatal accident statistics in 2006:
Fatal accident count: 1
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
20
$85,258
20
$123,235
51
$116,546
18
$27,673
0
$0
6
$53,207
1
$108,140
APPLICATIONS APPROVED, NOT ACCEPTED
1
$85,020
1
$70,850
7
$91,763
2
$12,990
0
$0
0
$0
0
$0
APPLICATIONS DENIED
2
$102,335
4
$71,425
44
$102,473
7
$25,961
1
$106,270
4
$62,823
1
$28,340
APPLICATIONS WITHDRAWN
1
$40,880
3
$104,287
19
$108,735
2
$28,835
0
$0
1
$18,110
1
$184,220
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
6
$138,340
1
$196,720
0
$0
2
$140,190
0
$0
Aggregated Statistics For Year 2008 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
16
$87,632
22
$85,722
46
$92,054
13
$38,098
9
$50,720
1
$118,210
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
4
$58,953
7
$53,790
5
$30,486
1
$16,480
2
$72,640
APPLICATIONS DENIED
1
$133,180
6
$68,682
64
$86,496
21
$50,013
1
$69,140
5
$72,798
APPLICATIONS WITHDRAWN
2
$110,600
5
$67,070
15
$120,921
1
$19,780
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$64,550
1
$55,100
4
$114,748
1
$9,450
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
8
$94,805
37
$91,150
64
$75,534
29
$35,764
10
$54,793
3
$41,393
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
6
$73,577
19
$112,136
5
$51,450
1
$107,680
1
$45,660
APPLICATIONS DENIED
1
$50,110
15
$62,303
91
$82,013
36
$32,436
6
$58,383
6
$56,700
APPLICATIONS WITHDRAWN
0
$0
5
$79,416
19
$76,672
2
$32,210
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$62,980
10
$92,238
1
$17,320
1
$163,740
0
$0
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$58,940
73
$62,639
94
$67,711
22
$23,048
6
$71,240
1
$158,920
APPLICATIONS APPROVED, NOT ACCEPTED
1
$28,350
15
$80,103
26
$66,532
4
$54,330
2
$29,125
0
$0
APPLICATIONS DENIED
0
$0
14
$65,649
95
$76,506
30
$33,139
3
$59,927
4
$75,050
APPLICATIONS WITHDRAWN
0
$0
7
$82,161
52
$80,129
3
$19,550
1
$7,870
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$68,485
8
$75,816
1
$14,960
1
$62,980
0
$0
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$63,703
48
$86,433
89
$69,381
30
$41,226
1
$70,850
7
$45,653
2
$39,565
APPLICATIONS APPROVED, NOT ACCEPTED
2
$32,975
5
$81,482
22
$74,853
4
$38,463
0
$0
0
$0
2
$66,910
APPLICATIONS DENIED
2
$68,730
17
$171,065
122
$80,843
19
$19,381
0
$0
7
$29,359
6
$65,438
APPLICATIONS WITHDRAWN
1
$85,800
11
$161,002
48
$94,685
8
$97,613
0
$0
3
$79,493
3
$75,060
FILES CLOSED FOR INCOMPLETENESS
1
$74,000
1
$79,130
11
$84,374
0
$0
0
$0
0
$0
1
$74,000
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
9
$75,098
45
$85,561
107
$73,613
33
$29,646
8
$49,043
4
$42,555
APPLICATIONS APPROVED, NOT ACCEPTED
1
$52,090
9
$97,024
23
$78,810
11
$45,644
2
$49,100
3
$43,183
APPLICATIONS DENIED
1
$38,570
20
$79,800
119
$82,546
31
$22,376
12
$36,998
9
$65,386
APPLICATIONS WITHDRAWN
1
$48,020
9
$95,834
58
$89,156
4
$58,995
1
$78,720
1
$128,220
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
12
$65,716
2
$43,420
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
10
$66,801
34
$70,614
149
$77,295
39
$28,630
7
$38,179
APPLICATIONS APPROVED, NOT ACCEPTED
1
$25,190
6
$106,770
37
$70,364
6
$40,558
1
$660
APPLICATIONS DENIED
1
$71,640
6
$42,068
151
$70,700
24
$20,625
8
$36,941
APPLICATIONS WITHDRAWN
0
$0
4
$66,975
45
$83,963
2
$53,925
1
$26,380
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
19
$93,755
0
$0
0
$0
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
9
$61,166
37
$76,039
127
$66,106
21
$27,201
6
$48,438
APPLICATIONS APPROVED, NOT ACCEPTED
1
$11,210
7
$70,431
29
$75,152
2
$46,445
1
$71,640
APPLICATIONS DENIED
1
$83,990
14
$78,955
90
$66,032
18
$34,248
3
$83,603
APPLICATIONS WITHDRAWN
0
$0
2
$47,230
35
$68,540
3
$29,207
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$43,300
9
$88,342
0
$0
3
$61,103
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$68,121
43
$64,043
130
$63,118
40
$33,273
6
$86,523
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
12
$36,169
47
$55,545
10
$33,665
1
$16,440
APPLICATIONS DENIED
0
$0
17
$43,745
92
$56,339
33
$19,324
3
$48,203
APPLICATIONS WITHDRAWN
1
$49,590
9
$114,984
30
$67,639
5
$16,836
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
9
$70,126
1
$11,810
0
$0
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$56,639
52
$71,143
81
$49,018
25
$42,653
1
$68,140
APPLICATIONS APPROVED, NOT ACCEPTED
1
$99,190
9
$37,097
25
$49,838
15
$24,073
1
$20,470
APPLICATIONS DENIED
0
$0
53
$33,396
61
$56,262
36
$19,554
1
$89,740
APPLICATIONS WITHDRAWN
0
$0
2
$79,115
22
$55,603
2
$21,650
2
$35,030
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$39,400
12
$74,896
0
$0
1
$20,470
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)