Estimated median household income in 2007: $36,167
| This zip code: | $36,167 | | Pennsylvania: | $48,576 |
Nearest zip codes: 15551, 15562, 15485, 15424, 21536, 15557.
Housing units in zip code 15540 with a mortgage: 20 (0 second mortgage, 4 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 33
Median monthly owner costs for units with a mortgage: $1,114
Median monthly owner costs for units without a mortgage: $310
Residents with income below the poverty level in 2007:
| This zip code: | 15.0% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.6% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 6.5 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 20
- 1990 to 1994: 16
- 1980 to 1989: 35
- 1970 to 1979: 68
- 1960 to 1969: 55
- 1950 to 1959: 6
- 1940 to 1949: 4
- 1939 or earlier: 46
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Bedrooms in owner-occupied houses in 15540: |
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- no bedroom: 0
- 1 bedrooms: 4
- 2 bedrooms: 28
- 3 bedrooms: 52
- 4 bedrooms: 10
- 5 or more bedrooms: 4
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 2
- 3 bedrooms: 6
- 4 bedrooms: 4
- 5 or more bedrooms: 0
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Vehicles available in 15540 zip code in owner-occupied houses/condos: |
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- no vehicle: 4
- 1 vehicle: 21
- 2 vehicles: 49
- 3 vehicles: 14
- 4 vehicles: 8
- 5 or more vehicles: 2
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 4
- 2 vehicles: 5
- 3 vehicles: 2
- 4 vehicles: 3
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 15540:
- $25,000 to $29,999: 4
- $30,000 to $34,999: 3
- $35,000 to $39,999: 2
- $40,000 to $49,999: 7
- $50,000 to $59,999: 7
- $60,000 to $69,999: 8
- $70,000 to $79,999: 4
- $80,000 to $89,999: 5
- $90,000 to $99,999: 5
- $100,000 to $124,999: 18
- $125,000 to $149,999: 11
- $150,000 to $174,999: 2
- $175,000 to $199,999: 5
- $200,000 to $249,999: 6
- $250,000 to $299,999: 2
- $300,000 to $399,999: 3
- $400,000 to $499,999: 7
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Rent paid by renters in 2007 in zip code 15540:
- $150 to $199: 2
- No cash rent: 2
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Median price asked for vacant for-sale houses and condos in 2007: $61,313.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $100,226
Estimated median house or condo value in 2007: $106,442 (it was $68,300 in 2000)
| 15540: | $106,442 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $153,567| Here: | $153,567 | | State: | $224,371 |
Townhouses or other attached units: $61,443| Here: | $61,443 | | State: | $160,289 |
Mobile homes: $30,833| Here: | $30,833 | | State: | $35,442 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 167
- One, attached: 5
- Mobile homes: 73
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 97 (75%)
- Carpooled: 15 (12%)
- Walked: 1 (1%)
- Worked at home: 16 (12%)
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Travel time to work
- Less than 5 minutes: 11
- 5 to 9 minutes: 1
- 10 to 14 minutes: 23
- 15 to 19 minutes: 7
- 20 to 24 minutes: 17
- 25 to 29 minutes: 7
- 30 to 34 minutes: 13
- 35 to 39 minutes: 6
- 40 to 44 minutes: 3
- 45 to 59 minutes: 17
- 60 to 89 minutes: 5
- 90 or more minutes: 3
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Percentage of zip code residents living and working in this county: 69.0%
Household type by relationship
Households: 286
- In family households: 261 (74 male householders, 14 female householders)
73 spouses, 77 children (71 natural, 1 adopted, 5 stepchildren), 5 grandchildren, 4 brothers or sisters, 0 parents, 3 other relatives, 11 non-relatives
- In nonfamily households: 25 (12 male householders (12 living alone)), 13 female householders (13 living alone)), 0 nonrelatives
- In group quarters: 7 (0 institutionalized population)
Size of family households: 39 2-persons, 23 3-persons, 16 4-persons, 3 5-persons, 3 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 25 1-person.
56 married couples with children.
5 single-parent households (1 men, 4 women).
96.0% of residents of 15540 zip code speak English at home.
4.0% of residents speak other Indo-European language at home (73% well, 27% not well).
White population: 351
Black population: 0
American Indian population: 0
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 0

First ancestries reported:
|  German: 82 |
|  United States or American: 35 |
|  English: 24 |
|  Irish: 18 |
|  Pennsylvania German: 11 |
|  Polish: 11 |
|  Italian: 5 |
|  Hungarian: 4 |
|  Lithuanian: 4 |
|  Scotch-Irish: 2 |
|  Scottish: 2 |
|  Other groups: 1 |

Median worth of mobile homes: $35,355
Housing units lacking complete plumbing facilities: 6%
Housing units lacking complete kitchen facilities: 4%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (64%)
- Electricity (13%)
- Coal or coke (12%)
- Wood (10%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 263
- Northeast: 3
- Midwest: 9
- South: 15
- West: 3
76% of the 15540 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 61% lived in this county.
Out of people who lived in different counties, 69% lived in Pennsylvania.
Population in 1990: 305. Population change in the 1990s: +48 (+15.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 2
| Here: | 4.0% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Pennsylvania: | 13.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Civic and Social Organizations (20-49 employees: 1 establishment)
- Construction: Finish Carpentry Contractors (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
5 people in other noninstitutional group quarters
2 people in other nonhousehold living situations
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 2
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $99,820 | 31 | $85,803 | 85 | $74,633 | 17 | $34,778 | 29 | $102,769 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $50,160 | 14 | $77,474 | 2 | $40,815 | 2 | $58,445 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $64,616 | 44 | $70,625 | 10 | $22,177 | 2 | $88,970 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $81,375 | 31 | $78,719 | 1 | $21,530 | 3 | $113,413 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $118,420 | 0 | $0 | 1 | $103,080 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $60,127 | 24 | $598,409 | 54 | $471,260 | 16 | $29,267 | 1 | $115,820 | 14 | $83,381 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $40,665 | 11 | $70,006 | 1 | $30,300 | 0 | $0 | 2 | $72,865 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $47,058 | 46 | $64,646 | 7 | $19,701 | 0 | $0 | 2 | $28,575 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $78,123 | 24 | $1,079,458 | 1 | $11,350 | 0 | $0 | 1 | $84,740 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $67,293 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $64,262 | 17 | $71,666 | 48 | $64,131 | 22 | $19,300 | 11 | $79,733 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $64,730 | 5 | $69,624 | 12 | $66,965 | 2 | $20,475 | 2 | $119,500 |
| APPLICATIONS DENIED | 0 | $0 | 15 | $43,739 | 46 | $55,179 | 13 | $18,248 | 3 | $59,733 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $69,530 | 21 | $64,346 | 4 | $19,353 | 1 | $36,200 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $33,440 | 5 | $72,864 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $63,857 | 22 | $62,053 | 26 | $53,110 | 21 | $19,201 | 11 | $65,045 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $51,623 | 6 | $53,575 | 3 | $25,103 | 1 | $35,900 |
| APPLICATIONS DENIED | 1 | $26,290 | 8 | $31,383 | 27 | $48,626 | 8 | $11,725 | 1 | $66,580 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $75,475 | 11 | $45,625 | 2 | $21,785 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $21,780 | 5 | $43,630 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $75,834 | 19 | $51,394 | 11 | $25,517 | 5 | $80,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $27,775 | 5 | $57,112 | 1 | $16,860 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $36,065 | 11 | $52,412 | 2 | $19,585 | 1 | $63,040 |
| APPLICATIONS WITHDRAWN | 1 | $38,100 | 7 | $39,863 | 1 | $21,650 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $34,610 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0217.00
, 0219.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $72,956 | 3 | $98,673 | 2 | $113,055 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $92,137 | 1 | $57,990 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $69,600 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $61,688 | 3 | $99,403 | 1 | $64,730 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $41,110 | 2 | $73,480 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $72,400 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $68,380 | 1 | $93,510 | 1 | $37,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $59,040 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $56,760 | 1 | $97,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $68,750 | 1 | $66,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0217.00
, 0219.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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