Housing units in zip code 15954 with a mortgage: 470 (15 second mortgage, 108 home equity loan, 12 both second mortgage and home equity loan) Houses without a mortgage: 508
Median monthly owner costs for units with a mortgage: $1,037
Median monthly owner costs for units without a mortgage: $360
Residents with income below the poverty level in 2010:
This zip code:
12.1%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2010:
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 15954: Verona (A), Gas Center (B), Conemaugh Furnace (C), Seward Volunteer Fire Department (D). Display/hide their locations on the map
484 married couples with children.
145 single-parent households (51 men, 94 women).
99.2% of residents of 15954 zip code speak English at home.
6.7% of residents speak Spanish at home (68% very well, 32% well, 1% not well).
3.1% of residents speak other Indo-European language at home (24% very well, 41% well, 35% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 8 (0.3%) (28.3% of them are naturalized citizens)
This zip code:
0.3%
Whole state:
5.7%
Most common places of birth for the foreign-born residents:
United Kingdom (41%)
Europe, n.e.c. (18%)
Syria (18%)
Africa, n.e.c. (12%)
Argentina (6%)
Canada (6%)
Year of entry for the foreign-born population
2000 or later: 29
1990 to 1999: 6
1980 to 1989: 5
Before 1980: 14
Races in zip code 15954:
White population: 2,885 Black population: 3 American Indian population: 6 Asian population: 0 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 35 Two or more races population: 1 Hispanic or Latino population: 10
Housing units lacking complete plumbing facilities: 2.1%
Housing units lacking complete kitchen facilities: 2.5%
Most commonly used house heating fuel:
Fuel oil, kerosene, etc. (46%)
Utility gas (20%)
Electricity (14%)
Wood (6%)
Coal or coke (6%)
Bottled, tank, or LP gas (4%)
No fuel used (3%)
Population in 1990: 1,348. Population change in the 1990s: +1,416 (+105.0%).
Place of birth for U.S.-born residents:
This state: 2,436
Northeast: 14
Midwest: 65
South: 78
West: 34
74% of the 15954 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 61% lived in this county. Out of people who lived in different counties, 50% lived in Pennsylvania.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 1,435
Here:
82.7%
Pennsylvania:
14.7%
Students in private schools in grades 9 to 12 (high school): 25
Here:
17.7%
Pennsylvania:
12.9%
Students in private undergraduate colleges: 39
Here:
47.5%
Pennsylvania:
38.9%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Companies with federal contracts located in this zip code:
J M G ENTERPRISES INC (10027 RT 403 HWY SOUTH in SEWARD, PA; small business) : $29,550 in 2 contractsfrom 2002 to 2003
$17,550 with Army for Chemicals. Signed on 2002-12-16. Completion date: 2003-12-16.
$12,000, same as above.Signed on 2003-10-22. Completion date: 2004-08-31.
Top industries in this zip code by the number of employees in 2005:
Real Estate and Rental and Leasing: Other Commercial and Industrial Machinery and Equipment Rental and Leasing (100-249 employees: 1 establishment)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 2, 1-4: 1)
Administrative and Support and Waste Management and Remediation Services: Other Services to Buildings and Dwellings (10-19: 1)
Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
15 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$112,717
4
$96,238
17
$120,102
5
$32,154
2
$157,375
2
$50,695
APPLICATIONS APPROVED, NOT ACCEPTED
1
$59,380
0
$0
2
$98,500
1
$62,900
0
$0
0
$0
APPLICATIONS DENIED
1
$110,450
1
$93,090
10
$103,458
2
$29,815
0
$0
1
$63,400
APPLICATIONS WITHDRAWN
0
$0
1
$205,560
5
$142,556
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$132,840
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$85,210
6
$83,238
9
$69,246
7
$27,640
1
$43,020
1
$81,770
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$73,595
2
$85,290
1
$22,640
1
$25,660
0
$0
APPLICATIONS DENIED
0
$0
4
$74,473
14
$82,830
6
$49,943
0
$0
2
$53,715
APPLICATIONS WITHDRAWN
1
$54,090
1
$45,290
5
$89,116
1
$63,150
0
$0
1
$61,890
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$79,630
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$56,860
9
$75,592
16
$100,310
7
$20,596
2
$37,110
2
$32,960
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$57,115
3
$67,680
1
$37,240
1
$17,110
0
$0
APPLICATIONS DENIED
1
$55,100
3
$42,270
29
$108,604
8
$38,211
2
$238,015
4
$56,925
APPLICATIONS WITHDRAWN
1
$84,790
2
$54,975
5
$100,188
1
$8,300
1
$51,580
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
3
$113,973
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$99,213
11
$88,906
20
$75,468
11
$23,811
1
$141,150
2
$55,980
APPLICATIONS APPROVED, NOT ACCEPTED
1
$46,290
2
$98,755
2
$64,285
2
$15,220
1
$91,830
1
$41,510
APPLICATIONS DENIED
0
$0
6
$66,297
25
$98,899
7
$20,091
1
$13,840
2
$42,645
APPLICATIONS WITHDRAWN
0
$0
2
$72,460
5
$138,380
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$53,090
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$82,900
12
$96,258
21
$73,455
7
$22,393
2
$11,070
1
$32,200
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$38,745
3
$76,823
1
$29,940
0
$0
1
$43,280
APPLICATIONS DENIED
0
$0
4
$58,370
27
$97,705
8
$24,311
0
$0
3
$54,010
APPLICATIONS WITHDRAWN
0
$0
2
$118,000
10
$113,673
2
$78,625
1
$277,510
1
$58,870
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$74,220
2
$122,905
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$54,850
11
$83,508
22
$69,156
10
$18,644
3
$65,247
3
$36,567
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$33,970
8
$64,315
2
$23,400
1
$15,600
1
$73,470
APPLICATIONS DENIED
0
$0
3
$78,330
18
$86,522
6
$17,528
1
$6,040
2
$23,525
APPLICATIONS WITHDRAWN
0
$0
2
$69,565
12
$83,133
1
$51,330
1
$39,500
1
$37,740
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$96,870
5
$71,102
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$93,340
11
$74,107
35
$67,328
11
$18,435
2
$22,770
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$30,820
6
$76,360
1
$24,150
1
$19,120
APPLICATIONS DENIED
0
$0
4
$60,635
20
$85,230
5
$22,996
0
$0
APPLICATIONS WITHDRAWN
0
$0
2
$94,225
8
$65,385
1
$44,280
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$88,690
0
$0
0
$0
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$90,320
10
$74,046
20
$69,442
9
$22,951
2
$55,605
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$45,290
5
$52,434
2
$16,230
0
$0
APPLICATIONS DENIED
1
$29,440
4
$1,618,040
14
$81,321
6
$19,667
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$125,550
8
$73,561
1
$20,130
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
3
$76,907
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$42,017
9
$72,629
24
$69,243
11
$18,458
2
$77,115
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$43,020
7
$70,591
1
$23,150
0
$0
APPLICATIONS DENIED
0
$0
5
$55,302
18
$65,584
5
$11,976
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$45,790
8
$72,084
1
$23,900
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$52,840
0
$0
1
$25,410
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$41,010
9
$61,810
13
$51,598
9
$14,900
2
$36,610
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$49,440
4
$48,433
2
$30,945
0
$0
APPLICATIONS DENIED
1
$32,710
3
$47,803
13
$49,914
7
$24,190
1
$15,350
APPLICATIONS WITHDRAWN
0
$0
2
$62,525
4
$54,283
1
$24,660
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$34,970
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)