Housing units in zip code 16441 with a mortgage: 1,942 (114 second mortgage, 454 home equity loan, 108 both second mortgage and home equity loan) Houses without a mortgage: 1,488
Median monthly owner costs for units with a mortgage: $1,297
Median monthly owner costs for units without a mortgage: $425
Residents with income below the poverty level in 2010:
This zip code:
10.6%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2010:
Streams, rivers, and creeks: Trout Run (A), Honey Bee Creek (B), LeBoeuf Creek (C), Wheeler Creek (D), Benson Run (E). Display/hide their locations on the map
Parks in zip code 16441 include: State Game Lands Number 190 (1), State Game Lands Number 192 (2), State Game Lands Number 218 (3), State Game Lands Number 109 (4). Display/hide their locations on the map
Year house built
2005 or later: 353
2000 to 2004: 273
1990 to 1999: 755
1980 to 1989: 417
1970 to 1979: 849
1960 to 1969: 466
1950 to 1959: 395
1940 to 1949: 169
1939 or earlier: 821
Estimated household income distribution in 2009:
Estimate of home value of owner-occupied houses/condos in 2010 in zip code 16441:
Less than $10,000: 256
$10,000 to $14,999: 131
$15,000 to $19,999: 355
$20,000 to $24,999: 158
$25,000 to $29,999: 122
$30,000 to $34,999: 135
$35,000 to $39,999: 77
$40,000 to $49,999: 77
$50,000 to $59,999: 91
$60,000 to $69,999: 83
$70,000 to $79,999: 121
$80,000 to $89,999: 176
$90,000 to $99,999: 221
$100,000 to $124,999: 387
$125,000 to $149,999: 380
$150,000 to $174,999: 562
$175,000 to $199,999: 228
$200,000 to $249,999: 448
$250,000 to $299,999: 321
$300,000 to $399,999: 169
$400,000 to $499,999: 169
$500,000 to $749,999: 126
$750,000 to $999,999: 49
$1,000,000 or more: 31
Rent paid by renters in 2010 in zip code 16441:
$100 to $149: 61
$150 to $199: 61
$200 to $249: 65
$250 to $299: 145
$300 to $349: 108
$350 to $399: 120
$400 to $449: 153
$450 to $499: 105
$500 to $549: 137
$550 to $599: 70
$600 to $649: 48
$650 to $699: 62
$700 to $749: 187
$750 to $799: 165
$800 to $899: 69
$900 to $999: 224
$1,000 to $1,249: 64
$1,250 to $1,499: 178
$1,500 to $1,999: 45
$2,000 or more: 24
No cash rent: 88
Estimated median house (or condo) value in 2010 for:
White Non-Hispanic householders: $142,458
Asian householders: $110,375
Two or more races householders: $103,017
Hispanic or Latino householders: $95,659
Estimated median house or condo value in 2010: $138,485
16441:
$138,485
Pennsylvania:
$165,200
Lower value quartile - upper value quartile: $83,865 - $207,153
Mean price in 2010:
Detached houses: $162,563
Here:
$162,563
State:
$224,409
Townhouses or other attached units: $97,602
Here:
$97,602
State:
$162,106
Mobile homes: $65,245
Here:
$65,245
State:
$65,494
Owners and renters by unit type in %
Breakdown of mean house values by ages of householders
Housing units in structures:
One, detached: 3,177
One, attached: 130
Two: 116
3 or 4: 128
5 to 9: 128
10 to 19: 2,125
20 to 49: 1,604
50 or more: 72
Mobile homes: 870
Means of transportation to work
Drove a car alone: 4,354 (84%)
Carpooled: 495 (10%)
Bus or trolley bus: 23 (0%)
Motorcycle: 54 (1%)
Bicycle: 59 (1%)
Walked: 187 (4%)
Other means: 73 (1%)
Worked at home: 196 (4%)
Travel time to work (commute)
Less than 5 minutes: 272
5 to 9 minutes: 500
10 to 14 minutes: 459
15 to 19 minutes: 665
20 to 24 minutes: 880
25 to 29 minutes: 597
30 to 34 minutes: 1,056
35 to 39 minutes: 214
40 to 44 minutes: 166
45 to 59 minutes: 365
60 to 89 minutes: 116
90 or more minutes: 82
Percentage of zip code residents living and working in this county: 95.8%
Household type by relationship:
Households: 8,913
In family households: 8,108 (2,077 male householders, 458 female householders)
2,031 spouses, 3,022 children (2,749 natural, 105 adopted, 168 stepchildren), 92 grandchildren, 38 brothers or sisters, 28 parents, 89 other relatives, 273 non-relatives
In nonfamily households: 805 (446 male householders (387 living alone)), 256 female householders (226 living alone)), 103 nonrelatives
Size of family households: 1,474 2-persons, 722 3-persons, 483 4-persons, 241 5-persons, 99 6-persons, 114 7-or-more-persons
1,375 married couples with children.
735 single-parent households (380 men, 355 women).
97.8% of residents of 16441 zip code speak English at home.
4.4% of residents speak Spanish at home (79% very well, 13% well, 5% not well, 3% not at all).
5.4% of residents speak other Indo-European language at home (42% very well, 31% well, 27% not well).
4.5% of residents speak Asian or Pacific Island language at home (48% very well, 22% well, 30% not well).
1.3% of residents speak other language at home (96% very well, 4% not well).
Foreign born population: 127 (1.2%) (61.2% of them are naturalized citizens)
This zip code:
1.2%
Whole state:
5.7%
Most common places of birth for the foreign-born residents:
United Kingdom (31%)
Hungary (14%)
Canada (14%)
Portugal (10%)
Germany (8%)
Ireland (7%)
India (6%)
Year of entry for the foreign-born population
2000 or later: 61
1990 to 1999: 38
1980 to 1989: 14
Before 1980: 71
Races in zip code 16441:
White population: 10,198 Black population: 120 American Indian population: 60 Asian population: 92 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 80 Two or more races population: 109 Hispanic or Latino population: 205
Facilities with environmental interests located in this zip code:
ANIMAL FRIENDS CREMATION SVC (11711 SHARP RD in WATERFORD, PA)
AIR MINOR (AIRS/AFS) STATE MASTER (Pennsylvania database) - AFS-25-1717121-1, AIR PROGRAM Business SIC classification: VETERINARY SERVICES FOR ANIMAL SPECIALTIES Organizations: ANIMAL FRIENDS CREMATION SERVICES, INC. (OWNER/OPERATOR)
Alternative names: ANIMAL FRIENDS CREMATION SVC/WATERFORD
BECKER, JAMES A. SR. (13096 SCOTT ROAD in WATERFORD, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS Alternative names: JAMES A BECKER SR, JAMES BECKER
BEEMANS MOBILE HOME PARK (OLD STATE RD in WATERFORD, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Alternative names: BEEMAN MOBILE HOME PARK, BEEMANS MHP, EBERT & CATHY BEEMAN
1ST MACHINE & MFG (1698 SEDGWICK RD in WATERFORD, PA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Organizations: MICHAEL OBERLANDER (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 4.2%
Most commonly used house heating fuel:
Utility gas (49%)
Bottled, tank, or LP gas (16%)
Fuel oil, kerosene, etc. (13%)
Wood (10%)
Electricity (6%)
Other fuel (4%)
No fuel used (2%)
Coal or coke (1%)
Population in 1990: 9,247. Population change in the 1990s: -192 (-2.1%).
Place of birth for U.S.-born residents:
This state: 7,945
Northeast: 156
Midwest: 288
South: 273
West: 117
70% of the 16441 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 82% lived in this county. Out of people who lived in different counties, 50% lived in Pennsylvania.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 318
Here:
22.9%
Pennsylvania:
14.7%
Students in private schools in grades 9 to 12 (high school): 132
Here:
17.9%
Pennsylvania:
12.9%
Students in private undergraduate colleges: 186
Here:
34.1%
Pennsylvania:
38.9%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Companies with federal contracts located in this zip code:
TROYER POTATO PRODUCTS, INC (810 ROUTE 97 in WATERFORD, PA; small business) : $4,857 in 5 contractsfrom 2004 to 2006
Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency Signed by year:2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $1,495; 2005: $2,633; 2006: $729.
Biggest contracts:
$1,520 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
$1,495, same as above.Signed on 2004-10-01. Completion date: 2005-02-28.
$729 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
$613 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-01-01. Completion date: 2005-03-31.
Top industries in this zip code by the number of employees in 2005:
Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (20-49: 1, 5-9: 1, 1-4: 2)
Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006:
Fatal accident count: 3
Vehicles involved in fatal accidents: 4
Fatal accidents caused by drunken drivers: 1
Fatalities: 4
Persons involved in fatal accidents: 9
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005:
Fatal accident count: 5
Vehicles involved in fatal accidents: 7
Fatal accidents caused by drunken drivers: 4
Fatalities: 5
Persons involved in fatal accidents: 8
Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
38
$153,384
148
$127,284
391
$117,524
68
$45,435
1
$8,156,330
10
$103,709
24
$55,782
APPLICATIONS APPROVED, NOT ACCEPTED
4
$171,060
10
$84,745
34
$128,059
4
$53,150
0
$0
0
$0
8
$55,178
APPLICATIONS DENIED
9
$128,607
20
$56,618
161
$123,712
42
$47,488
0
$0
4
$159,420
23
$56,518
APPLICATIONS WITHDRAWN
1
$108,310
8
$120,529
77
$127,551
9
$86,807
0
$0
0
$0
1
$99,560
FILES CLOSED FOR INCOMPLETENESS
1
$52,240
0
$0
16
$146,054
0
$0
0
$0
1
$178,080
0
$0
Aggregated Statistics For Year 2008 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
35
$147,607
145
$125,541
228
$96,491
99
$29,227
2
$548,005
15
$97,819
33
$44,085
APPLICATIONS APPROVED, NOT ACCEPTED
1
$113,940
13
$106,375
29
$83,338
6
$36,878
0
$0
0
$0
6
$43,032
APPLICATIONS DENIED
9
$89,349
30
$93,134
203
$111,141
44
$57,591
0
$0
8
$91,486
21
$43,846
APPLICATIONS WITHDRAWN
7
$86,671
15
$134,881
66
$135,821
7
$48,891
0
$0
2
$94,305
8
$68,291
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$148,680
5
$86,498
3
$24,727
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
13
$126,352
188
$114,435
269
$86,209
162
$33,332
0
$0
22
$67,097
31
$42,863
APPLICATIONS APPROVED, NOT ACCEPTED
2
$131,825
48
$63,409
57
$103,689
15
$38,249
0
$0
3
$80,203
29
$33,595
APPLICATIONS DENIED
0
$0
59
$77,563
286
$109,586
78
$35,853
2
$107,900
8
$179,926
65
$39,403
APPLICATIONS WITHDRAWN
1
$192,070
18
$117,605
82
$126,155
10
$75,348
0
$0
2
$158,030
3
$42,737
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$147,620
25
$116,164
0
$0
0
$0
1
$142,000
0
$0
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
9
$98,646
234
$114,400
319
$80,204
163
$38,046
1
$73,580
37
$78,115
27
$43,219
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
31
$76,033
73
$94,727
19
$30,734
0
$0
6
$32,285
10
$37,658
APPLICATIONS DENIED
6
$99,995
48
$71,923
311
$109,300
109
$50,292
0
$0
3
$6,097
51
$45,900
APPLICATIONS WITHDRAWN
2
$52,675
17
$77,655
127
$114,192
8
$53,678
0
$0
1
$147,670
6
$86,485
FILES CLOSED FOR INCOMPLETENESS
0
$0
5
$154,416
27
$123,900
3
$76,783
0
$0
0
$0
2
$73,915
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
13
$124,055
266
$115,721
325
$88,919
157
$34,671
0
$0
18
$53,333
45
$57,221
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
28
$105,465
84
$94,619
21
$21,926
0
$0
2
$97,500
22
$59,588
APPLICATIONS DENIED
1
$117,730
91
$58,552
359
$102,027
89
$36,106
0
$0
21
$38,412
88
$40,961
APPLICATIONS WITHDRAWN
0
$0
24
$96,799
154
$112,762
27
$105,908
2
$140,185
7
$110,306
6
$73,565
FILES CLOSED FOR INCOMPLETENESS
0
$0
4
$108,013
46
$127,905
5
$100,418
0
$0
0
$0
1
$146,420
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
20
$117,374
252
$101,518
477
$87,621
147
$45,109
3
$408,493
31
$84,198
44
$57,404
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
32
$69,229
88
$84,390
15
$30,295
2
$484,270
7
$137,897
26
$32,253
APPLICATIONS DENIED
2
$38,230
65
$42,632
376
$93,738
109
$35,252
0
$0
34
$35,205
94
$47,471
APPLICATIONS WITHDRAWN
2
$96,855
8
$110,291
221
$104,471
18
$60,178
0
$0
4
$90,010
19
$68,717
FILES CLOSED FOR INCOMPLETENESS
0
$0
6
$138,902
68
$107,217
9
$41,768
0
$0
0
$0
3
$41,833
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
20
$114,703
220
$101,079
871
$95,068
152
$36,995
2
$116,395
30
$45,528
APPLICATIONS APPROVED, NOT ACCEPTED
2
$73,065
32
$63,771
195
$97,531
18
$35,554
0
$0
6
$31,537
APPLICATIONS DENIED
3
$99,687
67
$38,491
447
$95,717
97
$24,302
2
$280,370
26
$43,062
APPLICATIONS WITHDRAWN
3
$89,220
24
$102,514
210
$101,240
9
$89,462
0
$0
3
$107,910
FILES CLOSED FOR INCOMPLETENESS
2
$97,705
2
$157,175
36
$97,655
5
$80,520
0
$0
2
$73,235
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
19
$113,007
251
$91,907
714
$89,728
125
$30,152
25
$77,614
APPLICATIONS APPROVED, NOT ACCEPTED
3
$52,110
54
$67,410
125
$79,011
14
$52,216
6
$97,122
APPLICATIONS DENIED
2
$50,125
133
$44,209
357
$91,100
69
$29,080
8
$56,121
APPLICATIONS WITHDRAWN
2
$67,120
13
$95,928
210
$101,845
17
$29,545
7
$83,919
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$77,163
23
$102,325
0
$0
1
$58,830
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
21
$91,536
239
$88,458
579
$78,054
157
$24,479
0
$0
27
$59,639
APPLICATIONS APPROVED, NOT ACCEPTED
5
$85,640
90
$44,315
123
$60,474
35
$25,748
2
$93,455
1
$85,640
APPLICATIONS DENIED
1
$103,530
264
$31,704
316
$68,404
89
$19,938
0
$0
7
$37,607
APPLICATIONS WITHDRAWN
0
$0
26
$72,608
129
$82,392
24
$30,836
0
$0
3
$57,260
FILES CLOSED FOR INCOMPLETENESS
0
$0
2
$55,225
36
$71,433
5
$20,684
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
6
$91,422
286
$69,336
303
$57,872
122
$20,244
1
$13,240
23
$63,558
APPLICATIONS APPROVED, NOT ACCEPTED
2
$62,125
122
$46,136
77
$56,543
16
$29,569
0
$0
10
$47,592
APPLICATIONS DENIED
2
$56,925
300
$33,924
222
$67,507
44
$25,739
0
$0
3
$44,300
APPLICATIONS WITHDRAWN
2
$84,110
31
$66,157
120
$70,897
16
$29,911
0
$0
2
$79,140
FILES CLOSED FOR INCOMPLETENESS
0
$0
4
$82,943
18
$73,303
2
$85,810
0
$0
2
$84,960
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)