Estimated median household income in 2007: $51,730
| This zip code: | $51,730 | | Pennsylvania: | $48,576 |
Nearest zip codes: 16427, 16403, 16438, 16509, 16426, 16412.
Housing units in zip code 16441 with a mortgage: 997 (61 second mortgage, 236 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 550
Median monthly owner costs for units with a mortgage: $1,232
Median monthly owner costs for units without a mortgage: $380
Residents with income below the poverty level in 2007:
| This zip code: | 7.6% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.4% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.2 |
Year house built: |
|
- 1999 to March 2000: 95
- 1995 to 1998: 330
- 1990 to 1994: 297
- 1980 to 1989: 493
- 1970 to 1979: 635
- 1960 to 1969: 259
- 1950 to 1959: 288
- 1940 to 1949: 128
- 1939 or earlier: 891
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Bedrooms in owner-occupied houses in Waterford, PA (16441): |
|
- no bedroom: 0
- 1 bedrooms: 70
- 2 bedrooms: 545
- 3 bedrooms: 1,619
- 4 bedrooms: 448
- 5 or more bedrooms: 109
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 15
- 1 bedrooms: 64
- 2 bedrooms: 162
- 3 bedrooms: 134
- 4 bedrooms: 44
- 5 or more bedrooms: 4
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Vehicles available in 16441 zip code in owner-occupied houses/condos: |
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- no vehicle: 70
- 1 vehicle: 580
- 2 vehicles: 1,461
- 3 vehicles: 440
- 4 vehicles: 135
- 5 or more vehicles: 105
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 31
- 1 vehicle: 212
- 2 vehicles: 155
- 3 vehicles: 19
- 4 vehicles: 6
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 16441:
- Less than $10,000: 46
- $10,000 to $14,999: 23
- $15,000 to $19,999: 26
- $20,000 to $24,999: 28
- $25,000 to $29,999: 32
- $30,000 to $34,999: 34
- $35,000 to $39,999: 36
- $40,000 to $49,999: 113
- $50,000 to $59,999: 52
- $60,000 to $69,999: 75
- $70,000 to $79,999: 64
- $80,000 to $89,999: 75
- $90,000 to $99,999: 79
- $100,000 to $124,999: 258
- $125,000 to $149,999: 377
- $150,000 to $174,999: 229
- $175,000 to $199,999: 190
- $200,000 to $249,999: 386
- $250,000 to $299,999: 221
- $300,000 to $399,999: 229
- $400,000 to $499,999: 77
- $500,000 to $749,999: 39
- $750,000 to $999,999: 13
- $1,000,000 or more: 17
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Rent paid by renters in 2007 in zip code 16441:
- Less than $100: 9
- $150 to $199: 10
- $200 to $249: 13
- $250 to $299: 27
- $300 to $349: 21
- $350 to $399: 33
- $400 to $449: 47
- $450 to $499: 22
- $500 to $549: 22
- $550 to $599: 14
- $600 to $649: 9
- $650 to $699: 1
- No cash rent: 55
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Median price asked for vacant for-sale houses and condos in 2007: $138,976.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $158,270
- Asian householders: $122,626
- Two or more races householders: $114,451
- Hispanic or Latino householders: $106,276
Estimated median house or condo value in 2007: $146,651 (it was $94,100 in 2000)
| 16441: | $146,651 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $97,557 - $197,393
Mean price in 2007:
Detached houses: $214,100| Here: | $214,100 | | State: | $224,371 |
Townhouses or other attached units: $173,486| Here: | $173,486 | | State: | $160,289 |
In 2-unit structures: $138,121| Here: | $138,121 | | State: | $153,822 |
In 3-to-4-unit structures: $239,985| Here: | $239,985 | | State: | $204,155 |
In 5-or-more-unit structures: $86,026| Here: | $86,026 | | State: | $211,072 |
Mobile homes: $32,695| Here: | $32,695 | | State: | $35,442 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 2,561
- One, attached: 21
- Two: 79
- 3 or 4: 58
- 5 to 9: 26
- 10 to 19: 37
- Mobile homes: 628
- Boats, RVs, vans, etc.: 6

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Means of transportation to work
- Drove a car alone: 3,751 (85%)
- Carpooled: 485 (11%)
- Motorcycle: 2 (0%)
- Bicycle: 2 (0%)
- Walked: 62 (1%)
- Other means: 24 (1%)
- Worked at home: 77 (2%)
|

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Travel time to work
- Less than 5 minutes: 162
- 5 to 9 minutes: 362
- 10 to 14 minutes: 427
- 15 to 19 minutes: 546
- 20 to 24 minutes: 895
- 25 to 29 minutes: 446
- 30 to 34 minutes: 841
- 35 to 39 minutes: 173
- 40 to 44 minutes: 131
- 45 to 59 minutes: 224
- 60 to 89 minutes: 55
- 90 or more minutes: 64
|
Percentage of zip code residents living and working in this county: 96.1%
Household type by relationship
Households: 8,913
- In family households: 8,108 (2,077 male householders, 458 female householders)
2,031 spouses, 3,022 children (2,749 natural, 105 adopted, 168 stepchildren), 92 grandchildren, 38 brothers or sisters, 28 parents, 89 other relatives, 273 non-relatives
- In nonfamily households: 805 (446 male householders (387 living alone)), 256 female householders (226 living alone)), 103 nonrelatives
Size of family households: 968 2-persons, 560 3-persons, 614 4-persons, 277 5-persons, 75 6-persons, 41 7-or-more-persons.
Size of nonfamily households: 613 1-person, 80 2-persons, 5 3-persons, 4 4-persons.
1,939 married couples with children.
459 single-parent households (140 men, 319 women).
98.0% of residents of 16441 zip code speak English at home.
0.6% of residents speak Spanish at home (66% very well, 19% well, 15% not well).
1.2% of residents speak other Indo-European language at home (77% very well, 20% well, 3% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 72 (0.8%)
(75.0% of them are naturalized citizens)
| This zip code: | 0.8% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- United Kingdom (31%)
- Hungary (14%)
- Canada (14%)
- Portugal (10%)
- Germany (8%)
- Ireland (7%)
- India (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 12
- 1990 to 1994: 0
- 1985 to 1989: 8
- 1980 to 1984: 6
- 1975 to 1979: 8
- 1970 to 1974: 6
- 1970 to 1974: 18
- 1965 to 1969: 14
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White population: 8,941
Black population: 25
American Indian population: 7
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 11
Two or more races population: 62

First ancestries reported:
|  German: 2015 |
|  Polish: 916 |
|  United States or American: 763 |
|  Irish: 735 |
|  English: 560 |
|  Italian: 502 |
|  Other groups: 217 |
|  Scotch-Irish: 140 |
|  Swedish: 122 |
|  Dutch: 87 |
|  French (except Basque): 82 |
|  Hungarian: 78 |
|  European: 61 |
|  Scottish: 59 |
|  Welsh: 47 |
|  Slovak: 45 |
|  French Canadian: 32 |
|  Pennsylvania German: 30 |
|  Ukrainian: 29 |
|  Russian: 26 |
|  British: 23 |
|  Slavic: 23 |
|  Austrian: 22 |
|  Romanian: 21 |
|  Danish: 18 |
|  Canadian: 17 |
|  Arab:: 16 |
|  Czechoslovakian: 13 |
|  Czech: 12 |
|  Lithuanian: 8 |
|  Greek: 8 |
|  Egyptian: 8 |
|  Portuguese: 7 |
|  Norwegian: 6 |
|  Finnish: 5 |
|  Syrian: 5 |
|  Swiss: 4 |
|  Lebanese: 3 |
|  Belgian: 2 |
|  Armenian: 2 |
|  Slovene: 2 |
|  Croatian: 2 |
|  Serbian: 1 |

Facitilies with environmental interests located in this zip code:
- ANIMAL FRIENDS CREMATION SVC (11711 SHARP RD in WATERFORD, PA)
AIR MINOR (AIRS/AFS)
STATE MASTER (Pennsylvania database) - AFS-25-1717121-1, AIR PROGRAM
Business SIC classification: VETERINARY SERVICES FOR ANIMAL SPECIALTIES
Organizations: ANIMAL FRIENDS CREMATION SERVICES, INC. (OWNER/OPERATOR)
Alternative names: ANIMAL FRIENDS CREMATION SVC/WATERFORD
- BECKER, JAMES A. SR. (13096 SCOTT ROAD in WATERFORD, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
Alternative names: JAMES A BECKER SR, JAMES BECKER
- BEEMANS MOBILE HOME PARK (OLD STATE RD in WATERFORD, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Alternative names: BEEMAN MOBILE HOME PARK, BEEMANS MHP, EBERT & CATHY BEEMAN
- 1ST MACHINE & MFG (1698 SEDGWICK RD in WATERFORD, PA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MICHAEL OBERLANDER (CONTACT/OWNER)
Median worth of mobile homes: $33,720
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Utility gas (53%)
- Fuel oil, kerosene, etc. (19%)
- Bottled, tank, or LP gas (16%)
- Wood (7%)
- Electricity (3%)
- Other fuel (1%)
|
Place of birth for U.S.-born residents:
- This state: 7945
- Northeast: 156
- Midwest: 288
- South: 273
- West: 117
70% of the 16441 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 82% lived in this county.
Out of people who lived in different counties, 55% lived in Pennsylvania.
Population in 1990: 9,247. Population change in the 1990s: -192 (-2.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 125
| Here: | 9.9% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 24
| Here: | 4.3% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 48
| Here: | 24.6% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- TROYER POTATO PRODUCTS, INC (810 ROUTE 97 in WATERFORD, PA; small business): $4,857 in 5 contracts from 2004 to 2006
Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $1,495; 2005: $2,633; 2006: $729.
Biggest contracts:
$1,520 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
$1,495, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
$729 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
$613 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-01-01. Completion date: 2005-03-31.
Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (20-49: 1, 5-9: 1, 1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 4
- Persons involved in fatal accidents: 8
- Pedestrians involved in fatal accidents: 4
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $126,352 | 188 | $114,435 | 269 | $86,209 | 162 | $33,332 | 0 | $0 | 22 | $67,097 | 31 | $42,863 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $131,825 | 48 | $63,409 | 57 | $103,689 | 15 | $38,249 | 0 | $0 | 3 | $80,203 | 29 | $33,595 |
| APPLICATIONS DENIED | 0 | $0 | 59 | $77,563 | 286 | $109,586 | 78 | $35,853 | 2 | $107,900 | 8 | $179,926 | 65 | $39,403 |
| APPLICATIONS WITHDRAWN | 1 | $192,070 | 18 | $117,605 | 82 | $126,155 | 10 | $75,348 | 0 | $0 | 2 | $158,030 | 3 | $42,737 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $147,620 | 25 | $116,164 | 0 | $0 | 0 | $0 | 1 | $142,000 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $98,646 | 234 | $114,400 | 319 | $80,204 | 163 | $38,046 | 1 | $73,580 | 37 | $78,115 | 27 | $43,219 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 31 | $76,033 | 73 | $94,727 | 19 | $30,734 | 0 | $0 | 6 | $32,285 | 10 | $37,658 |
| APPLICATIONS DENIED | 6 | $99,995 | 48 | $71,923 | 311 | $109,300 | 109 | $50,292 | 0 | $0 | 3 | $6,097 | 51 | $45,900 |
| APPLICATIONS WITHDRAWN | 2 | $52,675 | 17 | $77,655 | 127 | $114,192 | 8 | $53,678 | 0 | $0 | 1 | $147,670 | 6 | $86,485 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $154,416 | 27 | $123,900 | 3 | $76,783 | 0 | $0 | 0 | $0 | 2 | $73,915 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $124,055 | 266 | $115,721 | 325 | $88,919 | 157 | $34,671 | 0 | $0 | 18 | $53,333 | 45 | $57,221 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 28 | $105,465 | 84 | $94,619 | 21 | $21,926 | 0 | $0 | 2 | $97,500 | 22 | $59,588 |
| APPLICATIONS DENIED | 1 | $117,730 | 91 | $58,552 | 359 | $102,027 | 89 | $36,106 | 0 | $0 | 21 | $38,412 | 88 | $40,961 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 24 | $96,799 | 154 | $112,762 | 27 | $105,908 | 2 | $140,185 | 7 | $110,306 | 6 | $73,565 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $108,013 | 46 | $127,905 | 5 | $100,418 | 0 | $0 | 0 | $0 | 1 | $146,420 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $117,374 | 252 | $101,518 | 477 | $87,621 | 147 | $45,109 | 3 | $408,493 | 31 | $84,198 | 44 | $57,404 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 32 | $69,229 | 88 | $84,390 | 15 | $30,295 | 2 | $484,270 | 7 | $137,897 | 26 | $32,253 |
| APPLICATIONS DENIED | 2 | $38,230 | 65 | $42,632 | 376 | $93,738 | 109 | $35,252 | 0 | $0 | 34 | $35,205 | 94 | $47,471 |
| APPLICATIONS WITHDRAWN | 2 | $96,855 | 8 | $110,291 | 221 | $104,471 | 18 | $60,178 | 0 | $0 | 4 | $90,010 | 19 | $68,717 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $138,902 | 68 | $107,217 | 9 | $41,768 | 0 | $0 | 0 | $0 | 3 | $41,833 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $114,703 | 220 | $101,079 | 871 | $95,068 | 152 | $36,995 | 2 | $116,395 | 30 | $45,528 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $73,065 | 32 | $63,771 | 195 | $97,531 | 18 | $35,554 | 0 | $0 | 6 | $31,537 |
| APPLICATIONS DENIED | 3 | $99,687 | 67 | $38,491 | 447 | $95,717 | 97 | $24,302 | 2 | $280,370 | 26 | $43,062 |
| APPLICATIONS WITHDRAWN | 3 | $89,220 | 24 | $102,514 | 210 | $101,240 | 9 | $89,462 | 0 | $0 | 3 | $107,910 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $97,705 | 2 | $157,175 | 36 | $97,655 | 5 | $80,520 | 0 | $0 | 2 | $73,235 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $113,007 | 251 | $91,907 | 714 | $89,728 | 125 | $30,152 | 25 | $77,614 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $52,110 | 54 | $67,410 | 125 | $79,011 | 14 | $52,216 | 6 | $97,122 |
| APPLICATIONS DENIED | 2 | $50,125 | 133 | $44,209 | 357 | $91,100 | 69 | $29,080 | 8 | $56,121 |
| APPLICATIONS WITHDRAWN | 2 | $67,120 | 13 | $95,928 | 210 | $101,845 | 17 | $29,545 | 7 | $83,919 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $77,163 | 23 | $102,325 | 0 | $0 | 1 | $58,830 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $91,536 | 239 | $88,458 | 579 | $78,054 | 157 | $24,479 | 0 | $0 | 27 | $59,639 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $85,640 | 90 | $44,315 | 123 | $60,474 | 35 | $25,748 | 2 | $93,455 | 1 | $85,640 |
| APPLICATIONS DENIED | 1 | $103,530 | 264 | $31,704 | 316 | $68,404 | 89 | $19,938 | 0 | $0 | 7 | $37,607 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 26 | $72,608 | 129 | $82,392 | 24 | $30,836 | 0 | $0 | 3 | $57,260 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $55,225 | 36 | $71,433 | 5 | $20,684 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $91,422 | 286 | $69,336 | 303 | $57,872 | 122 | $20,244 | 1 | $13,240 | 23 | $63,558 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $62,125 | 122 | $46,136 | 77 | $56,543 | 16 | $29,569 | 0 | $0 | 10 | $47,592 |
| APPLICATIONS DENIED | 2 | $56,925 | 300 | $33,924 | 222 | $67,507 | 44 | $25,739 | 0 | $0 | 3 | $44,300 |
| APPLICATIONS WITHDRAWN | 2 | $84,110 | 31 | $66,157 | 120 | $70,897 | 16 | $29,911 | 0 | $0 | 2 | $79,140 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $82,943 | 18 | $73,303 | 2 | $85,810 | 0 | $0 | 2 | $84,960 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $83,979 | 153 | $74,849 | 196 | $65,869 | 54 | $21,174 | 1 | $55,180 | 14 | $46,863 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 45 | $39,075 | 51 | $58,441 | 10 | $31,987 | 0 | $0 | 3 | $30,963 |
| APPLICATIONS DENIED | 2 | $82,460 | 116 | $37,371 | 122 | $58,313 | 27 | $29,120 | 0 | $0 | 4 | $53,725 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 15 | $63,667 | 61 | $61,472 | 9 | $75,381 | 0 | $0 | 2 | $51,235 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $70,580 | 17 | $85,130 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0103.01
, 0112.01, 0112.02, 0121.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $142,148 | 11 | $130,574 | 1 | $88,020 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $146,030 | 2 | $168,120 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $96,390 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $129,446 | 12 | $189,196 | 1 | $40,690 | 2 | $65,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $168,214 | 2 | $188,670 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $133,914 | 29 | $137,897 | 1 | $79,470 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $184,176 | 8 | $122,290 | 3 | $76,907 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $107,430 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $101,950 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $119,028 | 24 | $105,855 | 3 | $63,437 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $159,150 | 12 | $151,119 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $55,920 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $72,570 | 1 | $159,390 | 0 | $0 | 1 | $72,570 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $145,690 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $124,787 | 54 | $129,026 | 2 | $117,245 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $70,223 | 16 | $113,364 | 2 | $55,225 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $198,390 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $107,845 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $136,860 | 3 | $202,203 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $121,949 | 41 | $127,316 | 1 | $137,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $132,312 | 6 | $147,467 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $231,270 | 1 | $164,080 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $127,290 | 4 | $157,448 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $209,850 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $124,442 | 26 | $128,337 | 7 | $102,846 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $112,985 | 5 | $89,956 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $84,670 | 1 | $84,670 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $123,405 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $122,390 | 7 | $91,519 | 3 | $122,947 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $83,353 | 2 | $90,435 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $68,820 | 1 | $61,030 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $104,351 | 6 | $114,437 | 1 | $44,140 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $95,225 | 1 | $168,300 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $119,690 | 1 | $56,490 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $63,670 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0103.01
, 0112.01, 0112.02, 0121.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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