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16441 Zip Code Detailed Profile

 



Profiles Waterford, PA (16441) houses, apartments, residents, cars, jobs...

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City: Waterford, PA
Erie County, PA
Zip code population (2000): 9,055
Estimated zip code population in 2007: 8,823



Age and Sex of Residents in zip code 16441

Zip code 16441 (Waterford, Pennsylvania) real estate house value trends

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Waterford, PA (16441) map from a distance

Houses and condos: 3,422
Renter-occupied apartments: 423
% of renters here:  13%
State:  29%

2008 cost of living index in zip code 16441: 86.7 (less than average, U.S. average is 100)

Land area: 107.4 sq. mi.
Water area: 0.5 sq. mi.
Population density: 82 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.0% ($1,334)
Pennsylvania:  2.3% ($1,552)

Profiles of local businesses:
State Farm Insurance
Personal Wealth Management
Waterford Physical Therapy, Inc.
Janet's Pak 'n Ship and Notary Service
Sebald & Herman - Attorneys at Law

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 4,554  (50.3%)
Females: 4,501  (49.7%)

Zip code 16441 races chart


16441, PA forum
Recent posts about zip code 16441 area on our local forum with over 700,000 registered users:
Moving to Pittsburgh area and terrified!  (54 replies)
Where is the Ghetto?  (199 replies)
Philly or Jersey??  (95 replies)
Apartment hunting Media, Pa or Cherry Hill, NJ  (33 replies)
Zippity Do Da ~ Be Good ~ Catch Ya' from the South...  (40 replies)
Erie - The good and the bad  (73 replies)
100% rural population.

Estimated median house/condo value in 2007: $153,855
16441:  $153,855
Pennsylvania:  $155,000


According to our research of public records there were 7 registered sex offenders living in 16441 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  36.2 years
Pennsylvania median age:  38.0 years

Average household size:
This zip code:  2.8 people
Pennsylvania:  2.5 people

Averages for the 2004 tax year for zip code 16441, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $37,717 (Individual Income Tax Returns)
Here:  $37,717
State:  $48,049

Salary/wage: $34,813 (reported on 85.8% of returns)
Here:  $34,813
State:  $42,646
(% of AGI for various income ranges: 106.0% for AGIs below $10k, 74.8% for AGIs $10k-25k, 80.7% for AGIs $25k-50k, 83.0% for AGIs $50k-75k, 86.7% for AGIs $75k-100k, 65.3% for AGIs over 100k)

Taxable interest for individuals: $1,010 (reported on 52.1% of returns)
This zip code:  $1,010
Pennsylvania:  $1,657
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $1,592 (reported on 24.7% of returns)
Here:  $1,592
State:  $3,566
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$4,387 (reported on 16.6% of returns)
Here:  +$4,387
State:  +$9,716
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Profit/loss from business: +$9,975 (reported on 15.9% of returns)
Here:  +$9,975
State:  +$14,267
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.5% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 6.7% for AGIs over 100k)

IRA payment deduction: $2,780 (reported on 2.9% of returns)
16441:  $2,780
Pennsylvania:  $2,903
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,208 (reported on 0.5% of returns)
Here:  $13,208
Pennsylvania:  $14,674

Total itemized deductions: $14,518 (1% of AGI, reported on 24.4% of returns)
Here:  $14,518
State:  $18,804
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 5.4% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 11.5% for AGIs over 100k)

Charity contributions deductions: $2,155 (2.7% of AGI, reported on 20.2% of returns)
Here:  $2,155
Pennsylvania:  $3,337

Here:  2.7% of AGI
State:  3.3% of AGI
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $4,879 (reported on 72.7% of returns)
16441:  $4,879
State:  $8,008
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,519 (reported on 14.5% of returns)
Here:  $1,519
State:  $1,643
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 3.9% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 57.2%
Here:  57%
State:  56%
(% for various income ranges: 52.4% for AGIs below $10k, 57.8% for AGIs $10k-25k, 58.1% for AGIs $25k-50k, 57.7% for AGIs $50k-75k, 58.0% for AGIs $75k-100k, 69.6% for AGIs over 100k)


Estimated median household income in 2007: $51,730
This zip code:  $51,730
Pennsylvania:  $48,576
Waterford, PA (16441) map

Nearest zip codes: 16427, 16403, 16438, 16509, 16426, 16412.


Percentage of family households:
This zip code:  78.9%
Whole state:  67.2%

Percentage of households with unmarried partners:
This zip code:  6.1%
Whole state:  5.0%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 16441 with a mortgage: 997 (61 second mortgage, 236 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 550


Median monthly owner costs for units with a mortgage: $1,232

Median monthly owner costs for units without a mortgage: $380

Residents with income below the poverty level in 2007:
This zip code:  7.6%
Whole state:  11.6%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.4%
Whole state:  5.1%

Median number of rooms in houses and condos:
Here:  6.2
State:  6.4

Median number of rooms in apartments:
Here:  4.9
State:  4.2


Zip code 16441 close-up map

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Notable locations in this zip code not listed on our city pages:

Post office: McLallen Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 95
  • 1995 to 1998: 330
  • 1990 to 1994: 297
  • 1980 to 1989: 493
  • 1970 to 1979: 635
  • 1960 to 1969: 259
  • 1950 to 1959: 288
  • 1940 to 1949: 128
  • 1939 or earlier: 891



Zip code 16441 satellite photo by USGS


Bedrooms in owner-occupied houses in Waterford, PA (16441):
  • no bedroom: 0
  • 1 bedrooms: 70
  • 2 bedrooms: 545
  • 3 bedrooms: 1,619
  • 4 bedrooms: 448
  • 5 or more bedrooms: 109


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 15
  • 1 bedrooms: 64
  • 2 bedrooms: 162
  • 3 bedrooms: 134
  • 4 bedrooms: 44
  • 5 or more bedrooms: 4



Vehicles available in 16441 zip code in owner-occupied houses/condos:
  • no vehicle: 70
  • 1 vehicle: 580
  • 2 vehicles: 1,461
  • 3 vehicles: 440
  • 4 vehicles: 135
  • 5 or more vehicles: 105


Vehicles available in renter-occupied apartments:
  • no vehicle: 31
  • 1 vehicle: 212
  • 2 vehicles: 155
  • 3 vehicles: 19
  • 4 vehicles: 6
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 16441 household income distribution in 2007

Zip code 16441 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 16441:

  • Less than $10,000: 46
  • $10,000 to $14,999: 23
  • $15,000 to $19,999: 26
  • $20,000 to $24,999: 28
  • $25,000 to $29,999: 32
  • $30,000 to $34,999: 34
  • $35,000 to $39,999: 36
  • $40,000 to $49,999: 113
  • $50,000 to $59,999: 52
  • $60,000 to $69,999: 75
  • $70,000 to $79,999: 64
  • $80,000 to $89,999: 75
  • $90,000 to $99,999: 79
  • $100,000 to $124,999: 258
  • $125,000 to $149,999: 377
  • $150,000 to $174,999: 229
  • $175,000 to $199,999: 190
  • $200,000 to $249,999: 386
  • $250,000 to $299,999: 221
  • $300,000 to $399,999: 229
  • $400,000 to $499,999: 77
  • $500,000 to $749,999: 39
  • $750,000 to $999,999: 13
  • $1,000,000 or more: 17
 



16441 rent paid by renters


Rent paid by renters in 2007 in zip code 16441:

  • Less than $100: 9
  • $150 to $199: 10
  • $200 to $249: 13
  • $250 to $299: 27
  • $300 to $349: 21
  • $350 to $399: 33
  • $400 to $449: 47
  • $450 to $499: 22
  • $500 to $549: 22
  • $550 to $599: 14
  • $600 to $649: 9
  • $650 to $699: 1
  • No cash rent: 55
 


Median price asked for vacant for-sale houses and condos in 2007: $138,976.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $158,270
  • Asian householders: $122,626
  • Two or more races householders: $114,451
  • Hispanic or Latino householders: $106,276

Estimated median house or condo value in 2007: $146,651 (it was $94,100 in 2000)
16441:  $146,651
Pennsylvania:  $155,000
Lower value quartile - upper value quartile: $97,557 - $197,393

Mean price in 2007:
Detached houses: $214,100
Here:  $214,100
State:  $224,371

Townhouses or other attached units: $173,486
Here:  $173,486
State:  $160,289

In 2-unit structures: $138,121
Here:  $138,121
State:  $153,822

In 3-to-4-unit structures: $239,985
Here:  $239,985
State:  $204,155

In 5-or-more-unit structures: $86,026
Here:  $86,026
State:  $211,072

Mobile homes: $32,695
Here:  $32,695
State:  $35,442


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 2,561
  • One, attached: 21
  • Two: 79
  • 3 or 4: 58
  • 5 to 9: 26
  • 10 to 19: 37
  • Mobile homes: 628
  • Boats, RVs, vans, etc.: 6
16441 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,751 (85%)
  • Carpooled: 485 (11%)
  • Motorcycle: 2 (0%)
  • Bicycle: 2 (0%)
  • Walked: 62 (1%)
  • Other means: 24 (1%)
  • Worked at home: 77 (2%)
 

16441 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 162
  • 5 to 9 minutes: 362
  • 10 to 14 minutes: 427
  • 15 to 19 minutes: 546
  • 20 to 24 minutes: 895
  • 25 to 29 minutes: 446
  • 30 to 34 minutes: 841
  • 35 to 39 minutes: 173
  • 40 to 44 minutes: 131
  • 45 to 59 minutes: 224
  • 60 to 89 minutes: 55
  • 90 or more minutes: 64
 

Percentage of zip code residents living and working in this county: 96.1%


Household type by relationship
Households: 8,913

  • In family households: 8,108 (2,077 male householders, 458 female householders)
    2,031 spouses, 3,022 children (2,749 natural, 105 adopted, 168 stepchildren), 92 grandchildren, 38 brothers or sisters, 28 parents, 89 other relatives, 273 non-relatives
  • In nonfamily households: 805 (446 male householders (387 living alone)), 256 female householders (226 living alone)), 103 nonrelatives

Size of family households: 968 2-persons, 560 3-persons, 614 4-persons, 277 5-persons, 75 6-persons, 41 7-or-more-persons.

Size of nonfamily households: 613 1-person, 80 2-persons, 5 3-persons, 4 4-persons.

1,939 married couples with children.
459 single-parent households (140 men, 319 women).

98.0% of residents of 16441 zip code speak English at home.
0.6% of residents speak Spanish at home (66% very well, 19% well, 15% not well).
1.2% of residents speak other Indo-European language at home (77% very well, 20% well, 3% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 72 (0.8%)
(75.0% of them are naturalized citizens)

This zip code:  0.8%
Whole state:  4.1%

Most common places of birth for the foreign-born residents:



  • United Kingdom (31%)
  • Hungary (14%)
  • Canada (14%)
  • Portugal (10%)
  • Germany (8%)
  • Ireland (7%)
  • India (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 12
  • 1990 to 1994: 0
  • 1985 to 1989: 8
  • 1980 to 1984: 6
  • 1975 to 1979: 8
  • 1970 to 1974: 6
  • 1970 to 1974: 18
  • 1965 to 1969: 14

White population: 8,941
Black population: 25
American Indian population: 7
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 11
Two or more races population: 62

Zip code 16441 races chart


First ancestries reported:

 German: 2015
 Polish: 916
 United States or American: 763
 Irish: 735
 English: 560
 Italian: 502
 Other groups: 217
 Scotch-Irish: 140
 Swedish: 122
 Dutch: 87
 French (except Basque): 82
 Hungarian: 78
 European: 61
 Scottish: 59
 Welsh: 47
 Slovak: 45
 French Canadian: 32
 Pennsylvania German: 30
 Ukrainian: 29
 Russian: 26
 British: 23
 Slavic: 23
 Austrian: 22
 Romanian: 21
 Danish: 18
 Canadian: 17
 Arab:: 16
 Czechoslovakian: 13
 Czech: 12
 Lithuanian: 8
 Greek: 8
 Egyptian: 8
 Portuguese: 7
 Norwegian: 6
 Finnish: 5
 Syrian: 5
 Swiss: 4
 Lebanese: 3
 Belgian: 2
 Armenian: 2
 Slovene: 2
 Croatian: 2
 Serbian: 1



Zip code 16441 topographic map


Facitilies with environmental interests located in this zip code:

  • ANIMAL FRIENDS CREMATION SVC (11711 SHARP RD in WATERFORD, PA)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (Pennsylvania database) - AFS-25-1717121-1, AIR PROGRAM
    Business SIC classification: VETERINARY SERVICES FOR ANIMAL SPECIALTIES
    Organizations: ANIMAL FRIENDS CREMATION SERVICES, INC. (OWNER/OPERATOR)
    Alternative names: ANIMAL FRIENDS CREMATION SVC/WATERFORD
  • BECKER, JAMES A. SR. (13096 SCOTT ROAD in WATERFORD, PA)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
    Alternative names: JAMES A BECKER SR, JAMES BECKER
  • BEEMANS MOBILE HOME PARK (OLD STATE RD in WATERFORD, PA)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Alternative names: BEEMAN MOBILE HOME PARK, BEEMANS MHP, EBERT & CATHY BEEMAN
  • 1ST MACHINE & MFG (1698 SEDGWICK RD in WATERFORD, PA)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: MICHAEL OBERLANDER (CONTACT/OWNER)


Median worth of mobile homes: $33,720

Zip code 16441 marital status for males
Zip code 16441 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (53%)
  • Fuel oil, kerosene, etc. (19%)
  • Bottled, tank, or LP gas (16%)
  • Wood (7%)
  • Electricity (3%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 7945
  • Northeast: 156
  • Midwest: 288
  • South: 273
  • West: 117

70% of the 16441 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 82% lived in this county.
   Out of people who lived in different counties, 55% lived in Pennsylvania.

Population in 1990: 9,247. Population change in the 1990s: -192 (-2.1%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 125
Here:  9.9%
Pennsylvania:  16.0%

Students in private schools in grades 9 to 12 (high school): 24
Here:  4.3%
Pennsylvania:  13.1%

Students in private undergraduate colleges: 48
Here:  24.6%
Pennsylvania:  37.3%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • TROYER POTATO PRODUCTS, INC (810 ROUTE 97 in WATERFORD, PA; small business): $4,857 in 5 contracts from 2004 to 2006
    Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $1,495; 2005: $2,633; 2006: $729.

    Biggest contracts:
    $1,520 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
    $1,495, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
    $729 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
    $613 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-01-01. Completion date: 2005-03-31.


Top industries in this zip code by the number of employees in 2005:

  • Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
  • Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (20-49: 1, 5-9: 1, 1-4: 2)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 4
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 4
Fatal accident statistics in 2005
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$126,352188$114,435269$86,209162$33,3320$022$67,09731$42,863
APPLICATIONS APPROVED, NOT ACCEPTED2$131,82548$63,40957$103,68915$38,2490$03$80,20329$33,595
APPLICATIONS DENIED0$059$77,563286$109,58678$35,8532$107,9008$179,92665$39,403
APPLICATIONS WITHDRAWN1$192,07018$117,60582$126,15510$75,3480$02$158,0303$42,737
FILES CLOSED FOR INCOMPLETENESS0$02$147,62025$116,1640$00$01$142,0000$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0103.01 , 0112.01, 0112.02, 0121.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED44$142,14811$130,5741$88,020
APPLICATIONS APPROVED, NOT ACCEPTED11$146,0302$168,1200$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$01$96,3900$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0103.01 , 0112.01, 0112.02, 0121.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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