Estimated median household income in 2007: $28,514
| This zip code: | $28,514 | | Pennsylvania: | $48,576 |
Nearest zip codes: 16666, 16866, 16620, 16651, 16663, 16840.
Housing units in zip code 16677 with a mortgage: 41 (6 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 51
Median monthly owner costs for units with a mortgage: $995
Median monthly owner costs for units without a mortgage: $300
Residents with income below the poverty level in 2007:
| This zip code: | 2.8% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.8% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 0.0 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 7
- 1990 to 1994: 6
- 1980 to 1989: 5
- 1970 to 1979: 0
- 1960 to 1969: 21
- 1950 to 1959: 12
- 1940 to 1949: 7
- 1939 or earlier: 55
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Bedrooms in owner-occupied houses in Sandy Ridge, PA (16677): |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 24
- 3 bedrooms: 60
- 4 bedrooms: 14
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 0
- 3 bedrooms: 0
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 16677 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 18
- 2 vehicles: 61
- 3 vehicles: 26
- 4 vehicles: 0
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 0
- 2 vehicles: 0
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 16677:
- $15,000 to $19,999: 3
- $20,000 to $24,999: 3
- $30,000 to $34,999: 2
- $35,000 to $39,999: 4
- $40,000 to $49,999: 8
- $50,000 to $59,999: 12
- $60,000 to $69,999: 13
- $70,000 to $79,999: 22
- $80,000 to $89,999: 6
- $90,000 to $99,999: 3
- $100,000 to $124,999: 8
- $125,000 to $149,999: 17
- $150,000 to $174,999: 4
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $71,286
Estimated median house or condo value in 2007: $69,663 (it was $44,700 in 2000)
| 16677: | $69,663 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $45,552 - $80,253
Mean price in 2007:
Detached houses: $77,023| Here: | $77,023 | | State: | $224,371 |
Mobile homes: $63,462| Here: | $63,462 | | State: | $35,442 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 92
- Two: 8
- Mobile homes: 13

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Means of transportation to work
- Drove a car alone: 66 (100%)
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Travel time to work
- Less than 5 minutes: 5
- 5 to 9 minutes: 0
- 10 to 14 minutes: 0
- 15 to 19 minutes: 17
- 20 to 24 minutes: 11
- 25 to 29 minutes: 0
- 30 to 34 minutes: 7
- 35 to 39 minutes: 13
- 40 to 44 minutes: 5
- 45 to 59 minutes: 8
- 60 to 89 minutes: 0
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 56.1%
Household type by relationship
Households: 252
- In family households: 225 (71 male householders, 17 female householders)
74 spouses, 57 children (57 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 6 other relatives, 0 non-relatives
- In nonfamily households: 27 (8 male householders (0 living alone)), 12 female householders (12 living alone)), 7 nonrelatives
Size of family households: 53 2-persons, 22 3-persons, 8 4-persons, 5 5-persons.
Size of nonfamily households: 12 1-person, 8 2-persons.
62 married couples with children.
7 single-parent households (2 men, 5 women).
98.0% of residents of 16677 zip code speak English at home.
2.0% of residents speak Spanish at home (100% very well).
White population: 328
Black population: 0
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 1

First ancestries reported:
|  German: 42 |
|  Scotch-Irish: 30 |
|  Polish: 24 |
|  English: 23 |
|  United States or American: 22 |
|  Slavic: 9 |
|  Italian: 7 |
|  Austrian: 7 |
|  French Canadian: 6 |
|  Hungarian: 6 |
|  Welsh: 6 |

Median worth of mobile homes: $62,029
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (76%)
- Coal or coke (12%)
- Bottled, tank, or LP gas (7%)
- Electricity (5%)
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Place of birth for U.S.-born residents:
- This state: 231
- Northeast: 14
- Midwest: 7
- South: 0
- West: 0
100% of the 16677 zip code residents lived in the same house 5 years ago.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Pennsylvania: | 13.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (1-4 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Remediation Services (1-4: 1)
- Construction: Painting and Wall Covering Contractors (1-4: 1)
- Construction: Manufacturing (1-4: 1)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $98,905 | 15 | $110,117 | 26 | $82,237 | 9 | $28,084 | 2 | $62,355 | 3 | $64,027 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $38,700 | 3 | $80,747 | 0 | $0 | 0 | $0 | 1 | $71,190 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 21 | $90,509 | 10 | $48,449 | 0 | $0 | 2 | $91,740 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $86,000 | 7 | $80,953 | 1 | $43,960 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $139,995 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $81,230 | 16 | $117,539 | 22 | $63,070 | 20 | $23,317 | 1 | $83,610 | 4 | $27,115 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $78,360 | 3 | $86,163 | 1 | $86,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $73,580 | 26 | $77,569 | 7 | $45,869 | 0 | $0 | 4 | $61,875 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $74,697 | 9 | $69,069 | 1 | $48,740 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $75,010 | 2 | $75,015 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $92,932 | 35 | $86,386 | 10 | $38,176 | 1 | $100,820 | 5 | $68,326 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $33,205 | 4 | $108,938 | 1 | $52,080 | 0 | $0 | 1 | $30,100 |
| APPLICATIONS DENIED | 3 | $68,327 | 28 | $94,093 | 5 | $76,448 | 0 | $0 | 2 | $50,410 |
| APPLICATIONS WITHDRAWN | 2 | $95,080 | 11 | $104,855 | 1 | $64,030 | 0 | $0 | 1 | $86,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $210,710 | 1 | $91,260 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $88,513 | 32 | $72,924 | 10 | $33,924 | 4 | $49,095 | 2 | $57,335 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $128,765 | 7 | $86,277 | 2 | $27,710 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $59,565 | 18 | $80,775 | 6 | $69,758 | 1 | $64,030 | 3 | $46,187 |
| APPLICATIONS WITHDRAWN | 2 | $75,490 | 14 | $85,321 | 1 | $90,780 | 0 | $0 | 1 | $79,310 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $103,285 | 1 | $16,720 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $79,793 | 56 | $91,678 | 9 | $36,100 | 1 | $123,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $55,425 | 7 | $57,950 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $98,107 | 27 | $74,307 | 6 | $25,562 | 1 | $91,740 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 24 | $76,727 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $79,790 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $84,166 | 35 | $76,871 | 6 | $30,658 | 2 | $47,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $119,930 | 3 | $68,483 | 1 | $43,000 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $57,336 | 22 | $65,828 | 5 | $21,884 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $181,090 | 12 | $65,538 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $37,750 | 2 | $66,655 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $119,930 | 16 | $96,964 | 41 | $76,553 | 7 | $20,954 | 1 | $106,550 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $52,877 | 3 | $64,183 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $54,051 | 24 | $64,981 | 5 | $14,048 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $35,840 | 10 | $60,776 | 2 | $13,855 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $81,225 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $86,480 | 17 | $69,309 | 21 | $43,207 | 11 | $13,118 | 2 | $34,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $53,991 | 3 | $55,267 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $40,613 | 16 | $48,228 | 5 | $31,058 | 2 | $49,690 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 5 | $45,964 | 1 | $50,170 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $77,877 | 17 | $50,535 | 5 | $35,254 | 1 | $19,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $80,470 | 2 | $57,360 | 1 | $10,540 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $38,320 | 7 | $54,743 | 2 | $17,485 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $64,903 | 1 | $28,020 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $48,380 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0104.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $93,967 | 4 | $149,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $161,615 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $208,800 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $75,014 | 0 | $0 | 1 | $76,450 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $167,230 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $157,200 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $75,652 | 2 | $82,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $119,450 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $63,070 | 3 | $120,563 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $78,840 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $110,370 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $82,023 | 2 | $92,215 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $117,060 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $77,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0104.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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