Estimated median household income in 2007: $67,524
| This zip code: | $67,524 | | Pennsylvania: | $48,576 |
Nearest zip codes: 16669, 16803, 16870, 16877, 16683, 16802.
Housing units in zip code 16865 with a mortgage: 411 (19 second mortgage, 93 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 208
Median monthly owner costs for units with a mortgage: $1,249
Median monthly owner costs for units without a mortgage: $408
Residents with income below the poverty level in 2007:
| This zip code: | 2.9% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.3% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 7.1 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 6.3 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 24
- 1995 to 1998: 34
- 1990 to 1994: 35
- 1980 to 1989: 97
- 1970 to 1979: 212
- 1960 to 1969: 162
- 1950 to 1959: 43
- 1940 to 1949: 42
- 1939 or earlier: 127
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Bedrooms in owner-occupied houses in Ramblewood, PA (16865): |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 53
- 3 bedrooms: 424
- 4 bedrooms: 166
- 5 or more bedrooms: 36
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 32
- 3 bedrooms: 30
- 4 bedrooms: 2
- 5 or more bedrooms: 2
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Vehicles available in 16865 zip code in owner-occupied houses/condos: |
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- no vehicle: 19
- 1 vehicle: 133
- 2 vehicles: 370
- 3 vehicles: 139
- 4 vehicles: 20
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 8
- 1 vehicle: 15
- 2 vehicles: 38
- 3 vehicles: 5
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 16865:
- $40,000 to $49,999: 9
- $50,000 to $59,999: 10
- $60,000 to $69,999: 6
- $80,000 to $89,999: 4
- $90,000 to $99,999: 6
- $100,000 to $124,999: 14
- $125,000 to $149,999: 108
- $150,000 to $174,999: 111
- $175,000 to $199,999: 83
- $200,000 to $249,999: 196
- $250,000 to $299,999: 61
- $300,000 to $399,999: 59
- $400,000 to $499,999: 20
- $500,000 to $749,999: 3
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Rent paid by renters in 2007 in zip code 16865:
- $150 to $199: 3
- $350 to $399: 4
- $400 to $449: 2
- $500 to $549: 2
- $550 to $599: 8
- No cash rent: 22
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Median price asked for vacant for-sale houses and condos in 2007: $212,552.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $205,685
- Black or African American householders: $183,939
Estimated median house or condo value in 2007: $188,885 (it was $121,200 in 2000)
| 16865: | $188,885 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $147,412 - $272,828
Mean price in 2007:
Detached houses: $210,818| Here: | $210,818 | | State: | $224,371 |
Townhouses or other attached units: $259,951| Here: | $259,951 | | State: | $160,289 |
Mobile homes: $32,700| Here: | $32,700 | | State: | $35,442 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 736
- One, attached: 11
- Mobile homes: 29

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Means of transportation to work
- Drove a car alone: 884 (78%)
- Carpooled: 202 (18%)
- Bus or trolley bus: 18 (2%)
- Walked: 7 (1%)
- Worked at home: 27 (2%)
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Travel time to work
- Less than 5 minutes: 6
- 5 to 9 minutes: 63
- 10 to 14 minutes: 167
- 15 to 19 minutes: 344
- 20 to 24 minutes: 323
- 25 to 29 minutes: 44
- 30 to 34 minutes: 47
- 35 to 39 minutes: 18
- 40 to 44 minutes: 22
- 45 to 59 minutes: 68
- 60 to 89 minutes: 9
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 89.0%
Household type by relationship
Households: 2,045
- In family households: 1,892 (490 male householders, 114 female householders)
543 spouses, 579 children (553 natural, 26 adopted, 0 stepchildren), 133 grandchildren, 7 brothers or sisters, 15 parents, 11 other relatives, 0 non-relatives
- In nonfamily households: 153 (68 male householders (60 living alone)), 58 female householders (46 living alone)), 27 nonrelatives
Size of family households: 214 2-persons, 176 3-persons, 138 4-persons, 53 5-persons, 23 6-persons.
Size of nonfamily households: 106 1-person, 20 2-persons.
441 married couples with children.
38 single-parent households (9 men, 29 women).
98.5% of residents of 16865 zip code speak English at home.
0.4% of residents speak Spanish at home (100% very well).
1.1% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 11 (0.5%)
(0.0% of them are naturalized citizens)
| This zip code: | 0.5% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- Other Northern Europe (100%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 11
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 1,952
Black population: 9
American Indian population: 1
Asian population: 18
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 4
Two or more races population: 18

First ancestries reported:
|  German: 504 |
|  United States or American: 225 |
|  Irish: 194 |
|  English: 151 |
|  Italian: 121 |
|  Scotch-Irish: 72 |
|  Russian: 31 |
|  Scottish: 31 |
|  Swedish: 28 |
|  Other groups: 27 |
|  Welsh: 25 |
|  Icelander: 21 |
|  Arab:: 19 |
|  Lebanese: 19 |
|  Polish: 18 |
|  French Canadian: 17 |
|  Norwegian: 17 |
|  Slovak: 16 |
|  Pennsylvania German: 14 |
|  Dutch: 11 |
|  British: 9 |
|  Hungarian: 8 |
|  Swiss: 5 |

Median worth of mobile homes: $41,269
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (46%)
- Electricity (33%)
- Wood (9%)
- Coal or coke (7%)
- Bottled, tank, or LP gas (5%)
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Place of birth for U.S.-born residents:
- This state: 1699
- Northeast: 97
- Midwest: 138
- South: 70
- West: 20
78% of the 16865 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 70% lived in this county.
Out of people who lived in different counties, 76% lived in Pennsylvania.
Population in 1990: 2,558. Population change in the 1990s: -556 (-21.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 49
| Here: | 18.2% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 10
| Here: | 8.9% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 6
| Here: | 10.0% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Professional, Scientific, and Technical Services: Engineering Services (20-49 employees: 1 establishment)
- Construction: Residential Remodelers (5-9: 1, 1-4: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
- Construction: Flooring Contractors (5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1)
- Utilities: Water Supply and Irrigation Systems (5-9: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
- Arts, Entertainment, and Recreation: Independent Artists, Writers, and Performers (1-4: 1)
- Professional, Scientific, and Technical Services: Computer Systems Design Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $172,377 | 151 | $184,157 | 80 | $143,632 | 31 | $49,845 | 16 | $128,089 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $135,610 | 20 | $164,642 | 9 | $121,816 | 3 | $42,973 | 2 | $300,345 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $171,491 | 32 | $156,769 | 12 | $69,794 | 4 | $171,423 | 1 | $55,390 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $149,458 | 11 | $189,003 | 2 | $172,380 | 1 | $136,570 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $178,776 | 5 | $115,174 | 0 | $0 | 2 | $60,165 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $207,553 | 160 | $178,072 | 87 | $151,999 | 36 | $70,882 | 20 | $117,321 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $246,390 | 22 | $189,958 | 10 | $203,128 | 4 | $45,363 | 4 | $157,338 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $187,354 | 40 | $163,615 | 9 | $64,516 | 4 | $82,845 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $206,399 | 21 | $128,425 | 3 | $236,520 | 2 | $121,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $230,793 | 5 | $157,384 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $207,950 | 150 | $193,120 | 103 | $131,261 | 35 | $50,260 | 1 | $156,620 | 10 | $93,017 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $157,662 | 10 | $121,667 | 3 | $90,727 | 0 | $0 | 2 | $82,610 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $169,040 | 22 | $179,974 | 40 | $184,076 | 11 | $54,522 | 0 | $0 | 8 | $349,291 | 2 | $66,850 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 11 | $169,469 | 25 | $128,276 | 4 | $51,330 | 0 | $0 | 1 | $62,070 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $222,833 | 10 | $101,421 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $113,645 | 119 | $178,208 | 150 | $144,078 | 32 | $78,698 | 1 | $105,050 | 10 | $145,255 | 1 | $21,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $133,509 | 15 | $178,139 | 3 | $99,320 | 0 | $0 | 4 | $62,553 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $218,695 | 32 | $198,431 | 6 | $69,078 | 0 | $0 | 2 | $511,400 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $136,247 | 24 | $157,535 | 1 | $171,900 | 0 | $0 | 1 | $94,550 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 9 | $202,248 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $128,688 | 106 | $179,360 | 374 | $147,862 | 18 | $81,387 | 1 | $911,070 | 5 | $156,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $230,632 | 33 | $139,922 | 8 | $34,619 | 0 | $0 | 2 | $67,330 |
| APPLICATIONS DENIED | 0 | $0 | 10 | $113,359 | 45 | $160,567 | 2 | $66,375 | 0 | $0 | 6 | $86,108 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $122,120 | 46 | $153,838 | 2 | $44,885 | 0 | $0 | 2 | $94,545 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $183,360 | 6 | $149,617 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $95,517 | 43 | $130,853 | 43 | $97,197 | 13 | $35,384 | 1 | $83,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $163,385 | 8 | $94,614 | 1 | $19,790 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $108,710 | 11 | $88,176 | 3 | $12,253 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $129,295 | 5 | $92,752 | 1 | $122,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $67,867 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0119.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $184,730 | 7 | $181,996 | 1 | $120,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $158,530 | 1 | $117,460 | 1 | $117,460 |
| APPLICATIONS DENIED | 1 | $177,630 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $156,140 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $208,847 | 2 | $177,155 | 2 | $118,895 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $176,506 | 7 | $181,313 | 3 | $123,513 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $114,600 | 1 | $35,340 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $164,735 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $181,009 | 5 | $185,078 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $272,180 | 2 | $144,205 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $295,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $161,342 | 19 | $168,281 | 1 | $84,040 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $165,533 | 3 | $181,767 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $199,595 | 2 | $328,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $133,536 | 3 | $161,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0119.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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