Estimated median household income in 2007: $69,422
| This zip code: | $69,422 | | Pennsylvania: | $48,576 |
Nearest zip codes: 19609, 19610, 19565, 19607, 19501, 19611.
Reading Zip Code Map
Housing units in zip code 19608 with a mortgage: 3,332 (258 second mortgage, 758 home equity loan, 29 both second mortgage and home equity loan)
Houses without a mortgage: 1,371
Median monthly owner costs for units with a mortgage: $1,569
Median monthly owner costs for units without a mortgage: $519
Residents with income below the poverty level in 2007:
| This zip code: | 4.0% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.3% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 7.2 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 271
- 1995 to 1998: 748
- 1990 to 1994: 740
- 1980 to 1989: 1,041
- 1970 to 1979: 955
- 1960 to 1969: 794
- 1950 to 1959: 632
- 1940 to 1949: 211
- 1939 or earlier: 1,021
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Bedrooms in owner-occupied houses in Whitfield, PA (19608): |
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- no bedroom: 0
- 1 bedrooms: 26
- 2 bedrooms: 485
- 3 bedrooms: 2,475
- 4 bedrooms: 1,791
- 5 or more bedrooms: 228
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 29
- 1 bedrooms: 502
- 2 bedrooms: 460
- 3 bedrooms: 208
- 4 bedrooms: 46
- 5 or more bedrooms: 18
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Vehicles available in 19608 zip code in owner-occupied houses/condos: |
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- no vehicle: 147
- 1 vehicle: 1,006
- 2 vehicles: 2,693
- 3 vehicles: 887
- 4 vehicles: 192
- 5 or more vehicles: 80
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 108
- 1 vehicle: 660
- 2 vehicles: 421
- 3 vehicles: 61
- 4 vehicles: 0
- 5 or more vehicles: 13
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 19608:
- Less than $10,000: 4
- $10,000 to $14,999: 2
- $15,000 to $19,999: 4
- $20,000 to $24,999: 4
- $25,000 to $29,999: 4
- $30,000 to $34,999: 2
- $40,000 to $49,999: 8
- $50,000 to $59,999: 20
- $60,000 to $69,999: 14
- $70,000 to $79,999: 10
- $80,000 to $89,999: 26
- $90,000 to $99,999: 32
- $100,000 to $124,999: 208
- $125,000 to $149,999: 575
- $150,000 to $174,999: 698
- $175,000 to $199,999: 630
- $200,000 to $249,999: 966
- $250,000 to $299,999: 792
- $300,000 to $399,999: 609
- $400,000 to $499,999: 241
- $500,000 to $749,999: 159
- $750,000 to $999,999: 30
- $1,000,000 or more: 31
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Rent paid by renters in 2007 in zip code 19608:
- Less than $100: 16
- $100 to $149: 3
- $150 to $199: 21
- $200 to $249: 13
- $250 to $299: 11
- $300 to $349: 26
- $350 to $399: 46
- $400 to $449: 107
- $450 to $499: 55
- $500 to $549: 245
- $550 to $599: 154
- $600 to $649: 152
- $650 to $699: 191
- $700 to $749: 178
- $750 to $799: 35
- $800 to $899: 77
- $900 to $999: 25
- No cash rent: 21
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Median price asked for vacant for-sale houses and condos in 2007: $124,915.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $214,024
- Black or African American householders: $195,875
- American Indian or Alaska Native householders: $508,655
- Asian householders: $190,806
- Some other race householders: $210,590
- Two or more races householders: $72,758
- Hispanic or Latino householders: $247,705
Estimated median house or condo value in 2007: $214,783 (it was $130,900 in 2000)
| 19608: | $214,783 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $163,042 - $264,737
Mean price in 2007:
Detached houses: $264,666| Here: | $264,666 | | State: | $224,371 |
Townhouses or other attached units: $162,369| Here: | $162,369 | | State: | $160,289 |
In 2-unit structures: $195,727| Here: | $195,727 | | State: | $153,822 |
In 3-to-4-unit structures: $208,031| Here: | $208,031 | | State: | $204,155 |
In 5-or-more-unit structures: $139,815| Here: | $139,815 | | State: | $211,072 |
Mobile homes: $23,214| Here: | $23,214 | | State: | $35,442 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,600
- One, attached: 945
- Two: 145
- 3 or 4: 279
- 5 to 9: 257
- 10 to 19: 125
- 20 to 49: 23
- 50 or more: 18
- Mobile homes: 21

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Means of transportation to work
- Drove a car alone: 7,487 (90%)
- Carpooled: 494 (6%)
- Bus or trolley bus: 65 (1%)
- Walked: 107 (1%)
- Other means: 16 (0%)
- Worked at home: 138 (2%)
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Travel time to work
- Less than 5 minutes: 230
- 5 to 9 minutes: 753
- 10 to 14 minutes: 1536
- 15 to 19 minutes: 1742
- 20 to 24 minutes: 1682
- 25 to 29 minutes: 498
- 30 to 34 minutes: 693
- 35 to 39 minutes: 102
- 40 to 44 minutes: 105
- 45 to 59 minutes: 385
- 60 to 89 minutes: 275
- 90 or more minutes: 168
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Percentage of zip code residents living and working in this county: 87.0%
Household type by relationship
Households: 16,840
- In family households: 15,158 (4,200 male householders, 794 female householders)
4,263 spouses, 5,260 children (4,835 natural, 222 adopted, 203 stepchildren), 236 grandchildren, 43 brothers or sisters, 82 parents, 165 other relatives, 115 non-relatives
- In nonfamily households: 1,682 (675 male householders (552 living alone)), 686 female householders (568 living alone)), 321 nonrelatives
- In group quarters: 371 (359 institutionalized population)
Size of family households: 2,244 2-persons, 1,105 3-persons, 1,101 4-persons, 395 5-persons, 105 6-persons, 44 7-or-more-persons.
Size of nonfamily households: 1,120 1-person, 214 2-persons, 21 3-persons, 6 4-persons.
3,700 married couples with children.
672 single-parent households (171 men, 501 women).
93.1% of residents of 19608 zip code speak English at home.
2.3% of residents speak Spanish at home (71% very well, 21% well, 6% not well, 2% not at all).
3.1% of residents speak other Indo-European language at home (69% very well, 24% well, 7% not well).
1.4% of residents speak Asian or Pacific Island language at home (49% very well, 32% well, 15% not well, 3% not at all).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 619 (3.6%)
(57.2% of them are naturalized citizens)
| This zip code: | 3.6% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- India (21%)
- Italy (19%)
- Germany (9%)
- Poland (7%)
- Korea (7%)
- Africa, n.e.c. (5%)
- China, excluding Hong Kong and Taiwan (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 133
- 1990 to 1994: 77
- 1985 to 1989: 107
- 1980 to 1984: 39
- 1975 to 1979: 14
- 1970 to 1974: 21
- 1970 to 1974: 91
- 1965 to 1969: 137
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White population: 16,144
Black population: 389
American Indian population: 10
Asian population: 283
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 166
Two or more races population: 164

First ancestries reported:
|  German: 5197 |
|  Italian: 1653 |
|  Irish: 1397 |
|  Other groups: 1052 |
|  United States or American: 1031 |
|  Polish: 991 |
|  English: 634 |
|  Pennsylvania German: 414 |
|  Dutch: 291 |
|  Scottish: 244 |
|  French (except Basque): 211 |
|  Scotch-Irish: 198 |
|  Welsh: 144 |
|  Slovak: 92 |
|  European: 84 |
|  Ukrainian: 83 |
|  Czechoslovakian: 69 |
|  Arab:: 59 |
|  Hungarian: 58 |
|  Russian: 56 |
|  Greek: 53 |
|  French Canadian: 46 |
|  Lithuanian: 40 |
|  Swiss: 39 |
|  Slavic: 36 |
|  British: 30 |
|  Palestinian: 29 |
|  Norwegian: 22 |
|  Portuguese: 21 |
|  Czech: 19 |
|  Eastern European: 18 |
|  Canadian: 17 |
|  Lebanese: 15 |
|  Syrian: 15 |
|  West Indian (excluding Hispanic groups):: 14 |
|  Subsaharan African:: 13 |
|  African: 13 |
|  Austrian: 11 |
|  Belgian: 11 |
|  Swedish: 8 |
|  Jamaican: 8 |
|  Brazilian: 7 |
|  Danish: 6 |
|  Bermudan: 6 |
Facitilies with environmental interests located in this zip code:
- ALUM ALLOYS FOUNDRY (4601 PENN AVENUE in SINKING SPRING, PA)
AIR MINOR (AIRS/AFS)
STATE MASTER (Pennsylvania database) - AFS-23-2227591-1, AIR PROGRAM, PCS-PAR203508, National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ALUMINUM FOUNDRIES; FABRICATED METAL PRODUCTS
Organizations: ALUMINUM ALLOYS, INC. (OWNER/OPERATOR)
Alternative names: ALUMINUM ALLOYS, ALUMINUM ALLOYS INCORPORATED SINKING SPRING PLANT
- ALCON PRECISION DEVICE FACIL (714 COLUMBIA AVENUE BUILDING A in SINKING SPRING, PA)
STATE MASTER (Pennsylvania database) - RCRIS-PAD982364259, HAZARDOUS WASTE PROGRAM, PCS-NNOEXSC12, National Pollutant Discharge Elimination System Permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: SURGICAL AND MEDICAL INSTRUMENT MANUFACTURING.
Organizations: ALCON MFG LTD DBA AML MFG IN PA (CONTACT/OPERATOR)
, ALCON LABORATORIES INC (CONTACT/OWNER)
- BERKS LANDFILL CORP (RD 8348 in SINKING SPRING, PA)
SUPERFUND NPL (Superfund database)
(Integrated Compliance Information System) - ICIS-03-1990-0399, FORMAL ENFORCEMENT ACTION, ICIS-03-1998-0188, ICIS-03-1999-0200, ICIS-03-1997-0293, ICIS-03-2002-0316,
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: REFUSE SYSTEMS
Organizations: OPERNAME (CONTACT/OPERATOR)
Alternative names: STABATROL BERKS COUNTY LANDFILL
- BEAN SINKING SPRING FUNERAL HOME (425 PENN AVE in SINKING SPRING, PA)
AIR MINOR (AIRS/AFS)
STATE MASTER (Pennsylvania database) - AFS-23-2122352-1, AIR PROGRAM
Business SIC classification: FUNERAL SERVICE AND CREMATORIES
Organizations: BEAN FUNERAL HOMES & CREMATION SERVICES, INC. (OWNER/OPERATOR)
Alternative names: BEAN FUNERAL HOMES &/SINKING SPRING HOME
- BEST BROS PAINT MFG (172 SHILLINGTON RD in READING, PA)
STATE MASTER (Pennsylvania database) - RCRIS-PAD067101311, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
, BEST BROS PAINT MFG CO INC (CONTACT/OWNER)
- AMOCO STA FOOD SHOP (1200 COLUMBIA AVE in SINKING SPRING, PA)
STATE MASTER (Pennsylvania database) - RCRIS-PAD987362761, RESIDUAL WASTE, HAZARDOUS WASTE PROGRAM, PWSID-3061018, DRINKING WATER PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CD SCHNECK INC (CONTACT/OWNER)
Alternative names: SCHNECKS AMOCO FOOD SHOPS
- AMOCO OIL CO (COLUMBIA AVE in SINKING SPRING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
- ADVANCED MACHINE CO (RT 422 WEST in SINKING SPRING, PA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
, RITA, WILLIAM E (CONTACT/OWNER)
- AUTO COOL & LUBE (305 PENN AVE in SINKING SPRING, PA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
, MIOZZQ JOSEPH (CONTACT/OWNER)
- ATLANTIC REFINING & MARKETING (719 SPRING ROAD in SINKING SPRING, PA)
AIR MAJOR (AIRS/AFS)
Business SIC classification: PETROLEUM BULK STATIONS AND TERMINALS
Median worth of mobile homes: $36,236
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (46%)
- Fuel oil, kerosene, etc. (32%)
- Electricity (18%)
- Coal or coke (1%)
- Bottled, tank, or LP gas (1%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 13506
- Northeast: 1300
- Midwest: 476
- South: 882
- West: 248
59% of the 19608 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 67% lived in this county.
Out of people who lived in different counties, 42% lived in Pennsylvania.
Population in 1990: 13,037. Population change in the 1990s: +4,120 (+31.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 204
| Here: | 9.6% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 73
| Here: | 7.4% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 145
| Here: | 28.9% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- PENN IRON WORKS INC (700 OLD FRITZTOWN RD in READING, PA; small business): $1,662,600 in 3 contracts from 2003 to 2006
$570,600 with Navy for Miscellaneous Ship and Marine Equipment. Signed on 2006-02-23. Completion date: 2007-12-31.
$554,000, same as above. Signed on 2004-11-30. Completion date: 2005-08-26.
$538,000, same as above. Signed on 2003-11-21. Completion date: 2004-08-20.
- INDUSTRIAL CONSORTIUM INC (116 HAMPSHIRE RD in READING, PA; small business): $138,989 in 16 contracts from 2004 to 2006
Contracts for Degaussing and Mine Sweeping Equipment, Miscellaneous Electrical and Electronic Components, Hardware, Commercial, Helicopter Rotor Blades, Drive Mechanisms and Components, and more by Defense Logistics Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $63,993; 2005: $59,905; 2006: $15,091.
Biggest contracts:
$31,254 with Defense Logistics Agency for Degaussing and Mine Sweeping Equipment. Signed on 2004-10-01. Completion date: 2005-09-30.
$16,810, same as above. Signed on 2004-10-26. Completion date: 2004-12-01.
$11,378 with Defense Logistics Agency for Miscellaneous Electrical and Electronic Components. Signed on 2005-03-30. Completion date: 2005-07-27.
$11,171 with Defense Logistics Agency for Hardware, Commercial. Signed on 2006-01-18. Completion date: 2006-05-19.
- LOWER HEIDELBERG TOWNSHIP (720 BROWNSVILLE RD in READING, PA): $79,218 in 10 contracts from 2002 to 2005
Contracts for Other Professional Services, Guard Services by U.S. Army Corps of Engineers - civil program financing only, Army Signed by year: 2000: $0; 2001: $0; 2002: $-462; 2003: $20,020; 2004: $38,748; 2005: $20,912; 2006: $0.
Biggest contracts:
$20,912 with U.S. Army Corps of Engineers - civil program financing only for Other Professional Services. Signed on 2005-02-18. Completion date: 2005-09-15.
$20,398, same as above. Signed on 2004-04-09. Completion date: 2004-04-11.
$20,398 with Army for Other Professional Services. Signed on 2004-04-09. Completion date: 2004-04-11.
$20,020 with U.S. Army Corps of Engineers - civil program financing only for Guard Services. Signed on 2003-03-17. Completion date: 2003-04-13.
- PAT FEDLER (307 MILLER RD in READING, PA; small business): $68,017 in 3 contracts in 2005
$24,325 with Navy for Aircraft Ground Servicing Equipment. Signed on 2005-05-02. Completion date: 2005-06-10.
$22,992 with Navy for Hose, Pipe, Tube, Lubrication, and Railing Fittings. Signed on 2005-06-03. Completion date: 2005-06-24.
$20,700 with Navy for Miscellaneous Items. Signed on 2005-08-31. Completion date: 2005-09-30.
- BERKS WESTERN TELECOM INC (723 BROWNSVILLE RD in READING, PA; small business): $17,832 in 3 contracts in 2004
$5,944 with Department of Defense for Telecommunications Network Management Services. Signed on 2004-02-04. Completion date: 2004-03-30.
$5,944, same as above. Signed on 2004-02-04. Completion date: 2004-03-30.
$5,944, same as above. Signed on 2004-02-04. Completion date: 2004-03-30.
- KREITZ WELDING & FABRICATION I (788 FRITZTOWN RD in READING, PA; small business): $8,147 in 2 contracts from 2004 to 2006
$10,169 with Army for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2004-09-13. Completion date: 2004-10-12.
$-2,022, same as above. Signed on 2006-04-26. Completion date: 2004-10-12.
- RF VISIONS (17 FOX GLEN DRIVE in SINKING SPRING, PA; small business)
$5,000 with Navy for ADP Software, Equipment, and Telecommunications Training. Taking place in VA. Signed on 2005-01-24. Completion date: 2005-03-31.
- WESTERN BERKS WATER AUTHORITY (91 WATER RD in READING, PA): $-6,106 in 2 contracts in 2005
$-3,053 with U.S. Army Corps of Engineers - civil program financing only for Water Services. Signed on 2005-05-26. Completion date: 2002-03-22.
$-3,053 with Army for Water Services. Signed on 2005-05-26. Completion date: 2002-03-22.
Top industries in this zip code by the number of employees in 2005:
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 10-19 employees: 2 establishments, 1-4 employees: 3 establishments)
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (50-99: 1, 20-49: 3, 10-19: 2, 5-9: 1, 1-4: 2)
- Construction: New Housing Operative Builders (100-249: 1, 5-9: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 259 people in nursing homes
- 6 people in religious group quarters
- 4 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $178,897 | 744 | $171,238 | 815 | $141,431 | 274 | $50,133 | 2 | $224,620 | 79 | $149,588 | 7 | $39,437 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $179,000 | 64 | $157,018 | 183 | $157,924 | 38 | $40,103 | 0 | $0 | 12 | $105,697 | 3 | $31,407 |
| APPLICATIONS DENIED | 4 | $203,550 | 72 | $174,739 | 495 | $173,929 | 154 | $80,561 | 0 | $0 | 21 | $126,720 | 4 | $41,805 |
| APPLICATIONS WITHDRAWN | 5 | $160,800 | 65 | $192,049 | 215 | $183,077 | 25 | $105,149 | 1 | $215,000 | 10 | $174,014 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $107,000 | 43 | $177,001 | 102 | $200,063 | 5 | $39,930 | 0 | $0 | 6 | $143,725 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $173,175 | 978 | $163,840 | 996 | $122,576 | 287 | $44,779 | 5 | $4,291,268 | 83 | $115,238 | 6 | $50,377 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 69 | $160,133 | 201 | $124,606 | 30 | $44,576 | 0 | $0 | 2 | $123,770 | 3 | $82,090 |
| APPLICATIONS DENIED | 1 | $179,000 | 97 | $159,609 | 618 | $156,657 | 166 | $47,767 | 0 | $0 | 35 | $44,550 | 15 | $49,193 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 74 | $140,831 | 415 | $150,308 | 44 | $98,110 | 0 | $0 | 16 | $93,973 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $256,870 | 34 | $197,096 | 123 | $170,338 | 6 | $104,558 | 0 | $0 | 2 | $86,000 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $141,848 | 981 | $161,154 | 1,193 | $127,943 | 281 | $29,835 | 3 | $796,630 | 107 | $101,840 | 5 | $45,706 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 88 | $151,603 | 194 | $133,332 | 28 | $26,832 | 0 | $0 | 17 | $70,804 | 3 | $33,893 |
| APPLICATIONS DENIED | 2 | $120,305 | 105 | $153,972 | 555 | $150,738 | 202 | $34,004 | 0 | $0 | 64 | $34,379 | 6 | $62,953 |
| APPLICATIONS WITHDRAWN | 1 | $172,000 | 67 | $166,517 | 477 | $153,221 | 49 | $128,111 | 0 | $0 | 10 | $146,525 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 26 | $202,455 | 55 | $166,497 | 10 | $87,248 | 0 | $0 | 2 | $115,980 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $139,555 | 985 | $146,783 | 1,067 | $117,550 | 151 | $34,401 | 6 | $6,145,975 | 56 | $97,744 | 5 | $39,022 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 83 | $135,280 | 186 | $109,653 | 35 | $22,415 | 0 | $0 | 6 | $26,630 | 1 | $39,990 |
| APPLICATIONS DENIED | 0 | $0 | 80 | $119,179 | 518 | $134,371 | 143 | $25,495 | 0 | $0 | 53 | $28,528 | 3 | $29,077 |
| APPLICATIONS WITHDRAWN | 1 | $158,000 | 60 | $146,825 | 452 | $131,285 | 39 | $56,272 | 0 | $0 | 8 | $145,265 | 2 | $54,830 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $161,656 | 79 | $141,623 | 5 | $33,912 | 0 | $0 | 4 | $64,448 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $122,324 | 941 | $133,512 | 2,341 | $117,832 | 93 | $35,147 | 5 | $6,607,302 | 86 | $92,598 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $116,813 | 83 | $139,864 | 283 | $113,651 | 25 | $43,980 | 2 | $16,187,580 | 6 | $42,112 |
| APPLICATIONS DENIED | 3 | $169,420 | 67 | $113,531 | 531 | $111,547 | 73 | $34,789 | 0 | $0 | 17 | $57,926 |
| APPLICATIONS WITHDRAWN | 2 | $98,285 | 62 | $151,793 | 357 | $119,364 | 17 | $40,674 | 0 | $0 | 5 | $96,398 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $141,159 | 49 | $118,714 | 6 | $21,320 | 0 | $0 | 5 | $100,792 |
Aggregated Statistics For Year 2002 (Based on 1 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $116,229 | 690 | $126,884 | 1,091 | $118,386 | 87 | $26,808 | 1 | $389,790 | 43 | $90,549 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $188,345 | 46 | $121,932 | 167 | $106,238 | 22 | $23,840 | 0 | $0 | 4 | $86,265 |
| APPLICATIONS DENIED | 4 | $74,748 | 52 | $117,913 | 288 | $117,824 | 26 | $22,222 | 0 | $0 | 10 | $95,907 |
| APPLICATIONS WITHDRAWN | 3 | $132,277 | 22 | $144,088 | 234 | $125,686 | 9 | $99,607 | 0 | $0 | 2 | $84,050 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $130,248 | 62 | $99,955 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $100,988 | 585 | $115,193 | 733 | $117,482 | 115 | $30,226 | 2 | $203,035 | 47 | $118,673 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 69 | $98,913 | 99 | $98,108 | 28 | $33,969 | 0 | $0 | 6 | $90,877 |
| APPLICATIONS DENIED | 6 | $98,638 | 69 | $110,443 | 310 | $116,648 | 44 | $24,732 | 0 | $0 | 7 | $72,980 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 17 | $102,348 | 145 | $158,719 | 14 | $29,012 | 0 | $0 | 2 | $139,990 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $93,234 | 36 | $100,035 | 9 | $15,121 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $107,414 | 472 | $107,394 | 220 | $82,977 | 117 | $22,439 | 22 | $69,328 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $97,103 | 36 | $83,878 | 63 | $90,730 | 22 | $36,030 | 3 | $27,457 |
| APPLICATIONS DENIED | 4 | $87,713 | 64 | $81,225 | 135 | $82,926 | 42 | $15,513 | 6 | $52,620 |
| APPLICATIONS WITHDRAWN | 4 | $82,498 | 34 | $93,938 | 84 | $89,433 | 17 | $41,379 | 1 | $93,280 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $116,468 | 10 | $49,306 | 2 | $36,200 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $105,469 | 356 | $105,519 | 249 | $93,750 | 72 | $21,527 | 1 | $157,410 | 24 | $58,911 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 22 | $85,435 | 49 | $85,524 | 16 | $24,499 | 0 | $0 | 2 | $85,800 |
| APPLICATIONS DENIED | 2 | $113,620 | 42 | $64,682 | 87 | $88,132 | 29 | $28,506 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $80,900 | 19 | $111,133 | 66 | $90,490 | 19 | $53,251 | 0 | $0 | 5 | $64,318 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $144,670 | 1 | $193,200 | 6 | $82,618 | 0 | $0 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 134 | $197,648 | 51 | $213,300 | 11 | $172,742 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $177,273 | 21 | $235,369 | 2 | $127,195 |
| APPLICATIONS DENIED | 1 | $285,800 | 0 | $0 | 1 | $220,750 |
| APPLICATIONS WITHDRAWN | 8 | $215,211 | 4 | $193,450 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $198,292 | 28 | $182,029 | 6 | $139,148 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $221,399 | 19 | $169,697 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $161,326 | 1 | $235,460 | 2 | $109,660 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 168 | $180,177 | 43 | $162,135 | 5 | $150,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 37 | $198,005 | 16 | $156,330 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $148,847 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $222,175 | 15 | $190,464 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 219 | $157,997 | 58 | $137,198 | 8 | $95,834 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 58 | $174,603 | 18 | $149,436 | 4 | $102,603 |
| APPLICATIONS DENIED | 3 | $148,277 | 2 | $166,730 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $173,210 | 4 | $184,350 | 1 | $115,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $82,360 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 269 | $149,679 | 173 | $128,753 | 14 | $79,029 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 49 | $147,313 | 27 | $110,533 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $209,460 | 3 | $185,193 | 1 | $159,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $124,940 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 14 | $177,349 | 22 | $140,384 | 2 | $118,360 |
Aggregated Statistics For Year 2002 (Based on 1 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 238 | $129,118 | 127 | $124,384 | 5 | $74,552 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $118,910 | 30 | $116,494 | 2 | $52,860 |
| APPLICATIONS DENIED | 5 | $134,726 | 1 | $408,980 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $150,292 | 7 | $150,330 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $65,270 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 199 | $120,842 | 75 | $144,003 | 2 | $67,015 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $116,757 | 11 | $159,138 | 2 | $115,750 |
| APPLICATIONS DENIED | 3 | $122,423 | 1 | $79,190 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $233,000 | 1 | $208,080 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $169,368 | 2 | $132,575 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 194 | $113,069 | 17 | $110,837 | 1 | $77,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $93,145 | 7 | $94,273 | 1 | $104,760 |
| APPLICATIONS DENIED | 2 | $139,395 | 1 | $219,560 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $109,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $105,516 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 132 | $109,184 | 29 | $106,246 | 2 | $45,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $126,168 | 9 | $100,768 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $140,636 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $110,110 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $122,563 | 1 | $139,690 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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