Estimated median household income in 2007: $57,220
| This zip code: | $57,220 | | Pennsylvania: | $48,576 |
Nearest zip codes: 19610, 19608, 19607, 19611, 19601, 19602.
Reading Zip Code Map
Housing units in zip code 19609 with a mortgage: 1,953 (130 second mortgage, 391 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 1,220
Median monthly owner costs for units with a mortgage: $1,287
Median monthly owner costs for units without a mortgage: $466
Residents with income below the poverty level in 2007:
| This zip code: | 2.1% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.4% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 13
- 1995 to 1998: 39
- 1990 to 1994: 60
- 1980 to 1989: 211
- 1970 to 1979: 407
- 1960 to 1969: 728
- 1950 to 1959: 1,033
- 1940 to 1949: 522
- 1939 or earlier: 1,050
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Bedrooms in owner-occupied houses in West Wyomissing, PA (19609): |
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- no bedroom: 8
- 1 bedrooms: 38
- 2 bedrooms: 427
- 3 bedrooms: 1,969
- 4 bedrooms: 816
- 5 or more bedrooms: 53
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 2
- 1 bedrooms: 237
- 2 bedrooms: 284
- 3 bedrooms: 87
- 4 bedrooms: 27
- 5 or more bedrooms: 6
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Vehicles available in 19609 zip code in owner-occupied houses/condos: |
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- no vehicle: 121
- 1 vehicle: 1,060
- 2 vehicles: 1,613
- 3 vehicles: 426
- 4 vehicles: 83
- 5 or more vehicles: 8
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 81
- 1 vehicle: 274
- 2 vehicles: 221
- 3 vehicles: 57
- 4 vehicles: 10
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 19609:
- Less than $10,000: 5
- $10,000 to $14,999: 2
- $15,000 to $19,999: 4
- $20,000 to $24,999: 5
- $25,000 to $29,999: 1
- $30,000 to $34,999: 2
- $35,000 to $39,999: 4
- $40,000 to $49,999: 10
- $60,000 to $69,999: 13
- $70,000 to $79,999: 28
- $80,000 to $89,999: 33
- $90,000 to $99,999: 38
- $100,000 to $124,999: 342
- $125,000 to $149,999: 910
- $150,000 to $174,999: 687
- $175,000 to $199,999: 554
- $200,000 to $249,999: 603
- $250,000 to $299,999: 67
- $300,000 to $399,999: 25
- $400,000 to $499,999: 7
- $500,000 to $749,999: 9
- $1,000,000 or more: 3
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Rent paid by renters in 2007 in zip code 19609:
- Less than $100: 5
- $200 to $249: 3
- $250 to $299: 2
- $300 to $349: 2
- $350 to $399: 11
- $400 to $449: 38
- $450 to $499: 66
- $500 to $549: 40
- $550 to $599: 122
- $600 to $649: 197
- $650 to $699: 96
- $700 to $749: 13
- $750 to $799: 59
- $800 to $899: 38
- $2,000 or more: 10
- No cash rent: 58
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Median price asked for vacant for-sale houses and condos in 2007: $113,633.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $158,924
- Black or African American householders: $141,429
- Asian householders: $220,237
- Some other race householders: $155,327
- Two or more races householders: $22,563
- Hispanic or Latino householders: $155,327
Estimated median house or condo value in 2007: $161,548 (it was $97,100 in 2000)
| 19609: | $161,548 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $111,239 - $169,984
Mean price in 2007:
Detached houses: $183,063| Here: | $183,063 | | State: | $224,371 |
Townhouses or other attached units: $158,599| Here: | $158,599 | | State: | $160,289 |
In 2-unit structures: $171,354| Here: | $171,354 | | State: | $153,822 |
In 3-to-4-unit structures: $191,435| Here: | $191,435 | | State: | $204,155 |
In 5-or-more-unit structures: $87,402| Here: | $87,402 | | State: | $211,072 |
Mobile homes: $48,900| Here: | $48,900 | | State: | $35,442 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,666
- One, attached: 924
- Two: 111
- 3 or 4: 71
- 5 to 9: 17
- 10 to 19: 117
- 20 to 49: 123
- 50 or more: 9
- Mobile homes: 25

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Means of transportation to work
- Drove a car alone: 4,242 (87%)
- Carpooled: 330 (7%)
- Bus or trolley bus: 45 (1%)
- Subway or elevated: 4 (0%)
- Motorcycle: 11 (0%)
- Bicycle: 4 (0%)
- Walked: 103 (2%)
- Other means: 8 (0%)
- Worked at home: 137 (3%)
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Travel time to work
- Less than 5 minutes: 168
- 5 to 9 minutes: 711
- 10 to 14 minutes: 1153
- 15 to 19 minutes: 1187
- 20 to 24 minutes: 530
- 25 to 29 minutes: 142
- 30 to 34 minutes: 246
- 35 to 39 minutes: 68
- 40 to 44 minutes: 107
- 45 to 59 minutes: 163
- 60 to 89 minutes: 179
- 90 or more minutes: 93
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Percentage of zip code residents living and working in this county: 89.0%
Household type by relationship
Households: 9,133
- In family households: 7,553 (2,186 male householders, 501 female householders)
2,316 spouses, 2,199 children (2,053 natural, 68 adopted, 78 stepchildren), 77 grandchildren, 54 brothers or sisters, 38 parents, 41 other relatives, 141 non-relatives
- In nonfamily households: 1,580 (624 male householders (466 living alone)), 667 female householders (607 living alone)), 289 nonrelatives
- In group quarters: 42 (all institutionalized)
Size of family households: 1,426 2-persons, 625 3-persons, 456 4-persons, 115 5-persons, 51 6-persons, 14 7-or-more-persons.
Size of nonfamily households: 1,073 1-person, 166 2-persons, 32 3-persons, 18 4-persons, 2 5-persons.
1,392 married couples with children.
332 single-parent households (100 men, 232 women).
94.5% of residents of 19609 zip code speak English at home.
2.0% of residents speak Spanish at home (84% very well, 6% well, 5% not well, 6% not at all).
2.9% of residents speak other Indo-European language at home (76% very well, 23% well, 1% not well).
0.3% of residents speak Asian or Pacific Island language at home (43% very well, 50% well, 7% not at all).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 257 (2.8%)
(80.2% of them are naturalized citizens)
| This zip code: | 2.8% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- Germany (29%)
- Netherlands (10%)
- Italy (7%)
- China, excluding Hong Kong and Taiwan (7%)
- Pakistan (7%)
- Greece (6%)
- Poland (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 31
- 1990 to 1994: 28
- 1985 to 1989: 20
- 1980 to 1984: 9
- 1975 to 1979: 4
- 1970 to 1974: 27
- 1970 to 1974: 12
- 1965 to 1969: 126
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White population: 8,806
Black population: 110
American Indian population: 6
Asian population: 106
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 67
Two or more races population: 83

First ancestries reported:
|  German: 3150 |
|  Italian: 834 |
|  Polish: 707 |
|  Irish: 641 |
|  Other groups: 381 |
|  United States or American: 359 |
|  English: 353 |
|  Pennsylvania German: 292 |
|  Slovak: 179 |
|  Dutch: 148 |
|  Scotch-Irish: 104 |
|  French (except Basque): 87 |
|  Scottish: 69 |
|  Greek: 56 |
|  Hungarian: 50 |
|  Lithuanian: 49 |
|  Ukrainian: 47 |
|  Welsh: 46 |
|  Swedish: 39 |
|  Czechoslovakian: 35 |
|  Austrian: 35 |
|  French Canadian: 35 |
|  Arab:: 27 |
|  British: 25 |
|  Russian: 22 |
|  Czech: 20 |
|  Lebanese: 19 |
|  Danish: 18 |
|  Swiss: 14 |
|  European: 13 |
|  Subsaharan African:: 11 |
|  African: 11 |
|  Slavic: 9 |
|  Macedonian: 8 |
|  Croatian: 8 |
|  West Indian (excluding Hispanic groups):: 8 |
|  Haitian: 8 |
|  Slovene: 8 |
|  Canadian: 7 |
|  Belgian: 7 |
|  Romanian: 7 |
|  Northern European: 7 |
|  Yugoslavian: 7 |
|  Moroccan: 6 |
|  Norwegian: 2 |
|  Serbian: 2 |
|  Egyptian: 2 |

Facitilies with environmental interests located in this zip code:
- ADELPHI KITCHENS INC (3000 PENN AVE in READING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
Median worth of mobile homes: $35,481
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (54%)
- Fuel oil, kerosene, etc. (32%)
- Electricity (13%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 7833
- Northeast: 349
- Midwest: 167
- South: 385
- West: 138
68% of the 19609 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 81% lived in this county.
Out of people who lived in different counties, 66% lived in Pennsylvania.
Population in 1990: 9,845. Population change in the 1990s: -666 (-6.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 94
| Here: | 11.2% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 59
| Here: | 13.4% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 102
| Here: | 36.6% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- EJB PAVING & MATERIALS CO (1119 SNYDER ROAD in READING, PA; small business): $103,070 in 3 contracts from 2004 to 2005
$41,635 with Army for Tile, Brick, and Block. Signed on 2005-09-23. Completion date: 2005-09-30.
$41,635 with U.S. Army Corps of Engineers - civil program financing only for Tile, Brick, and Block. Signed on 2005-09-23. Completion date: 2005-09-30.
$19,800 with Army for Highways, Roads, Streets, Bridges, and Railways. Signed on 2004-09-20. Completion date: 2004-09-09.
- KIP RUSSELL MERVINE (29 KEPPEL AVE in WEST LAWN, PA; small business): $6,244 in 2 contracts in 2004
$3,122 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2004-09-27. Completion date: 2004-09-09.
$3,122 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2004-09-27. Completion date: 2004-09-09.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Computer and Computer Peripheral Equipment and Software Merchant Wholesalers (100-249 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 1, 10-19: 2, 5-9: 2, 1-4: 1)
- Wholesale Trade: Sporting and Recreational Goods and Supplies Merchant Wholesalers (50-99: 2)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 3, 10-19: 1, 1-4: 4)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Ambulance Services (50-99: 1)
- Wholesale Trade: Wholesale Trade Agents and Brokers (50-99: 1)
- Other Services (except Public Administration): All Other Personal Services (50-99: 1)
- Health Care and Social Assistance: Offices of Mental Health Practitioners (except Physicians) (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
42 people in nursing homes
2 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $153,528 | 356 | $124,418 | 372 | $100,663 | 123 | $39,624 | 38 | $103,083 | 4 | $42,363 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $148,765 | 38 | $154,496 | 77 | $113,428 | 17 | $33,936 | 6 | $97,575 | 2 | $64,730 |
| APPLICATIONS DENIED | 0 | $0 | 37 | $159,278 | 165 | $128,564 | 57 | $54,959 | 8 | $85,273 | 2 | $34,480 |
| APPLICATIONS WITHDRAWN | 2 | $114,970 | 29 | $121,456 | 98 | $127,891 | 9 | $46,978 | 5 | $142,878 | 2 | $62,070 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $153,239 | 23 | $119,782 | 0 | $0 | 4 | $74,383 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $151,186 | 402 | $111,002 | 395 | $99,809 | 117 | $34,390 | 49 | $91,699 | 2 | $67,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 38 | $121,868 | 68 | $102,523 | 15 | $20,481 | 4 | $136,018 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 39 | $161,792 | 247 | $111,594 | 72 | $39,021 | 13 | $77,427 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $183,428 | 30 | $112,440 | 163 | $120,721 | 10 | $132,648 | 2 | $131,610 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $140,196 | 39 | $134,675 | 5 | $109,528 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $132,838 | 381 | $102,728 | 441 | $91,999 | 95 | $32,687 | 60 | $72,597 | 1 | $110,150 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 31 | $101,287 | 67 | $93,636 | 9 | $66,330 | 9 | $63,081 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 35 | $108,591 | 269 | $105,649 | 74 | $21,702 | 21 | $37,623 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $129,910 | 22 | $103,162 | 162 | $119,638 | 15 | $113,633 | 6 | $103,497 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $115,377 | 28 | $130,365 | 3 | $17,440 | 3 | $86,723 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $110,964 | 288 | $98,157 | 435 | $87,128 | 65 | $22,157 | 1 | $302,510 | 38 | $64,968 | 1 | $146,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 35 | $104,499 | 94 | $87,527 | 18 | $24,205 | 0 | $0 | 8 | $61,593 | 1 | $20,390 |
| APPLICATIONS DENIED | 2 | $96,550 | 26 | $86,034 | 241 | $90,596 | 59 | $26,862 | 0 | $0 | 16 | $47,342 | 4 | $46,305 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 24 | $116,805 | 203 | $97,506 | 16 | $61,463 | 0 | $0 | 5 | $86,328 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $82,755 | 5 | $93,856 | 25 | $119,750 | 5 | $28,230 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $99,206 | 298 | $99,576 | 849 | $92,011 | 45 | $29,224 | 1 | $1,270,220 | 49 | $74,842 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $86,180 | 15 | $93,960 | 140 | $92,765 | 7 | $41,081 | 0 | $0 | 4 | $63,878 |
| APPLICATIONS DENIED | 1 | $63,600 | 20 | $63,068 | 263 | $93,281 | 26 | $14,257 | 0 | $0 | 11 | $69,875 |
| APPLICATIONS WITHDRAWN | 1 | $202,790 | 16 | $92,383 | 180 | $98,316 | 8 | $28,481 | 0 | $0 | 2 | $67,770 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $112,315 | 8 | $88,796 | 43 | $93,188 | 4 | $25,990 | 0 | $0 | 1 | $59,520 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $106,817 | 54 | $109,551 | 106 | $105,117 | 9 | $22,016 | 7 | $63,717 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $86,025 | 12 | $77,803 | 2 | $32,210 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 7 | $108,914 | 41 | $85,359 | 5 | $29,192 | 2 | $51,370 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $72,082 | 15 | $82,899 | 2 | $19,570 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $80,720 | 1 | $61,160 | 3 | $111,437 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $122,105 | 55 | $97,166 | 69 | $111,379 | 10 | $30,496 | 0 | $0 | 5 | $67,516 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $96,625 | 5 | $94,260 | 15 | $100,729 | 3 | $50,827 | 1 | $142,690 | 2 | $101,925 |
| APPLICATIONS DENIED | 2 | $75,425 | 7 | $157,721 | 28 | $77,492 | 11 | $19,570 | 0 | $0 | 1 | $53,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $76,650 | 17 | $82,451 | 1 | $4,080 | 0 | $0 | 1 | $87,250 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $129,920 | 4 | $93,975 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $81,377 | 46 | $96,731 | 24 | $73,148 | 15 | $24,245 | 3 | $70,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $69,920 | 9 | $35,968 | 2 | $20,385 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $100,293 | 5 | $83,008 | 20 | $72,082 | 5 | $36,040 | 1 | $29,350 |
| APPLICATIONS WITHDRAWN | 2 | $65,230 | 2 | $127,610 | 16 | $82,814 | 2 | $53,410 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $68,495 | 1 | $75,020 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $88,303 | 84 | $88,387 | 79 | $81,302 | 25 | $27,213 | 10 | $57,077 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $72,547 | 17 | $83,677 | 5 | $19,930 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $62,730 | 13 | $73,227 | 42 | $72,104 | 9 | $28,473 | 1 | $79,220 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $88,676 | 21 | $84,190 | 7 | $44,653 | 1 | $74,980 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $107,845 | 7 | $95,030 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0109.03
, 0109.04, 0109.05, 0110.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $147,978 | 45 | $156,006 | 3 | $87,050 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $152,106 | 10 | $162,522 | 1 | $91,320 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $111,568 | 3 | $128,830 | 2 | $64,040 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $145,789 | 10 | $135,669 | 4 | $88,275 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $132,379 | 12 | $110,157 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $138,420 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $57,080 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $125,895 | 18 | $127,941 | 5 | $91,704 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $133,699 | 8 | $105,446 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $173,680 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $133,000 | 5 | $121,260 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $111,114 | 31 | $112,324 | 5 | $62,998 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $93,316 | 4 | $111,478 | 4 | $75,368 |
| APPLICATIONS DENIED | 1 | $194,840 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $70,803 | 2 | $127,335 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $90,363 | 0 | $0 | 2 | $74,875 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $96,646 | 84 | $99,642 | 9 | $90,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $110,777 | 6 | $105,165 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $81,738 | 6 | $100,162 | 5 | $93,956 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $105,230 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $78,815 | 6 | $114,283 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $122,487 | 12 | $110,147 | 1 | $47,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $69,309 | 3 | $131,007 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $40,770 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $115,634 | 8 | $103,556 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $76,650 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $69,310 | 1 | $241,360 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $100,772 | 2 | $188,765 | 1 | $57,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $61,970 | 2 | $119,865 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $98,112 | 12 | $96,827 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $107,560 | 1 | $73,210 |
| APPLICATIONS DENIED | 1 | $168,380 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0109.03
, 0109.04, 0109.05, 0110.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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