20628 Zip Code (MD) Detailed Profile

Estimated zip code population in 2022: 631
Zip code population in 2010: 594
Zip code population in 2000: 316

Houses and condos: 346
Renter-occupied apartments: 20
March 2022 cost of living index in zip code 20628: 90.4 (less than average, U.S. average is 100)

Land area: 6.7 sq. mi.
Water area: 5.6 sq. mi.

Population density: 95 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,615 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,718 (0.6%)

For population 25 years and over in 20628:

• High school or higher: 86.0%
• Bachelor's degree or higher: 45.1%
• Graduate or professional degree: 21.2%
• Unemployed: 3.5%
• Mean travel time to work (commute): 18.4 minutes

For population 15 years and over in 20628:

• Never married: 21.7%
• Now married: 64.7%
• Separated: 0.0%
• Widowed: 2.6%
• Divorced: 11.0%

• 
• • 38360.7%White
  • 14422.8%Black
  • 7511.9%Two or more races
  • 294.6%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 20628, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $107,159 (Individual Income Tax Returns)

Here:	$107,159
State:	$86,905

Salary/wage: $90,991 (reported on 85.2% of returns)

Here:	$90,991
State:	$73,953

(% of AGI for various income ranges: 886.7% for AGIs below $25k, 5565.0% for AGIs $25k-50k, 9460.0% for AGIs $75k-100k, 13901.7% for AGIs $100k-200k)

Taxable interest for individuals: $729 (reported on 51.9% of returns)

This zip code:	$729
Maryland:	$1,528

(% of AGI for various income ranges: 22.5% for AGIs $25k-50k, 135.0% for AGIs $100k-200k)

Ordinary dividends: $4,233 (reported on 22.2% of returns)

Here:	$4,233
State:	$8,028

(% of AGI for various income ranges: 48.3% for AGIs below $25k, 375.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,883 (reported on 22.2% of returns)

Here:	+$2,883
State:	+$25,238

(% of AGI for various income ranges: 288.3% for AGIs $100k-200k)

Profit/loss from business: +$233 (reported on 11.1% of returns)

Here:	+$233
State:	+$11,398

(% of AGI for various income ranges: )

Total itemized deductions: $31,033 (reported on 22.2% of returns)

Here:	$31,033
State:	$30,672

(% of AGI for various income ranges: 1015.0% for AGIs $25k-50k, 2426.7% for AGIs $100k-200k)

Charity contributions: $5,020 (reported on 18.5% of returns)

Here:	$5,020
State:	$9,065

(% of AGI for various income ranges: 418.3% for AGIs $100k-200k)

Taxes paid: $10,167 (reported on 22.2% of returns)

20628:	$10,167
State:	$8,475

(% of AGI for various income ranges: 432.5% for AGIs $25k-50k, 728.3% for AGIs $100k-200k)

Earned income credit: $1,833 (reported on 11.1% of returns)

Here:	$1,833
State:	$2,151

(% of AGI for various income ranges: 91.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.6%

Here:	93%
State:	90%

(% for various income ranges: 85.7% for AGIs below $25k, 75.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 20628, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $73,413 (Individual Income Tax Returns)

Here:	$73,413
State:	$72,703

Salary/wage: $70,133 (reported on 77.4% of returns)

Here:	$70,133
State:	$62,228

(% of AGI for various income ranges: 79.9% for AGIs below $25k, 64.7% for AGIs $25k-50k, 72.3% for AGIs $50k-75k, 74.2% for AGIs $75k-100k, 75.1% for AGIs $100k-200k)

Taxable interest for individuals: $1,429 (reported on 54.8% of returns)

This zip code:	$1,429
Maryland:	$1,413

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Ordinary dividends: $2,660 (reported on 16.1% of returns)

Here:	$2,660
State:	$6,933

Net capital gain/loss in AGI: +$700 (reported on 16.1% of returns)

Here:	+$700
State:	+$14,830

Profit/loss from business: +$1,600 (reported on 12.9% of returns)

Here:	+$1,600
State:	+$12,606

Taxable individual retirement arrangement distribution: $14,800 (reported on 9.7% of returns)

20628:	$14,800
Maryland:	$17,065

Total itemized deductions: $24,944 (23% of AGI, reported on 51.6% of returns)

Here:	$24,944
State:	$27,886

Here:	23.2% of AGI
State:	22.8% of AGI

(% of AGI for various income ranges: 25.1% for AGIs $50k-75k, 13.3% for AGIs $75k-100k, 20.0% for AGIs $100k-200k)

Charity contributions: $2,775 (reported on 38.7% of returns)

Here:	$2,775
State:	$4,452

Taxes paid: $12,019 (reported on 51.6% of returns)

20628:	$12,019
State:	$11,690

(% of AGI for various income ranges: 7.9% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 10.9% for AGIs $100k-200k)

Earned income credit: $2,367 (reported on 9.7% of returns)

Here:	$2,367
State:	$2,199

(% of AGI for various income ranges: 7.8% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 51.6%

Here:	52%
State:	52%

(% for various income ranges: 50.0% for AGIs below $25k, 75.0% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 44.4% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 20628, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $58,405 (Individual Income Tax Returns)

Here:	$58,405
State:	$60,339

Salary/wage: $48,867 (reported on 83.4% of returns)

Here:	$48,867
State:	$52,211

(% of AGI for various income ranges: 128.0% for AGIs below $10k, 71.1% for AGIs $10k-25k, 74.0% for AGIs $25k-50k, 78.2% for AGIs $50k-75k, 78.1% for AGIs $75k-100k, 60.5% for AGIs over 100k)

Taxable interest for individuals: $1,431 (reported on 52.9% of returns)

This zip code:	$1,431
Maryland:	$1,701

(% of AGI for various income ranges: 1.6% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $2,485 (reported on 22.8% of returns)

Here:	$2,485
State:	$4,235

Net capital gain/loss: +$16,510 (reported on 17.0% of returns)

Here:	+$16,510
State:	+$15,888

Profit/loss from business: +$6,795 (reported on 15.2% of returns)

Here:	+$6,795
State:	+$12,221

Total itemized deductions: $21,465 (24% of AGI, reported on 49.1% of returns)

Here:	$21,465
State:	$22,960

Here:	23.6% of AGI
State:	23.3% of AGI

(% of AGI for various income ranges: 90.0% for AGIs below $10k, 13.4% for AGIs $25k-50k, 20.8% for AGIs $50k-75k, 19.6% for AGIs $75k-100k, 19.2% for AGIs over 100k)

Charity contributions deductions: $3,288 (4% of AGI, reported on 43.3% of returns)

Here:	$3,288
State:	$4,031

Here:	3.5% of AGI
State:	3.9% of AGI

(% of AGI for various income ranges: 2.2% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $7,819 (reported on 86.2% of returns)

20628:	$7,819
State:	$10,167

(% of AGI for various income ranges: 6.7% for AGIs below $10k, 3.4% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $2,143 (reported on 9.7% of returns)

Here:	$2,143
State:	$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 57.1%

Here:	57%
State:	55%

(% for various income ranges: 61.8% for AGIs below $10k, 62.1% for AGIs $10k-25k, 50.0% for AGIs $25k-50k, 48.9% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 63.0% for AGIs over 100k)

Nearest zip codes: 20680, 20684, 20687, 20686, 20667, 20653.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 27
Household did not receive Food Stamps/SNAP in the past 12 months: 256

Women who did not have a birth in the past 12 months: 68 (55 now married, 12 unmarried)

Housing units in zip code 20628 with a mortgage: 70 (19 second mortgage, 20 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,658
Median monthly owner costs for units without a mortgage: $647

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 20628 household income distribution in 2022

• 4$10,000 to $14,999
• 17$40,000 to $44,999
• 70$50,000 to $59,999
• 16$75,000 to $99,999
• 53$100,000 to $124,999
• 60$150,000 to $199,999
• 58$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 20628

• 53$125,000 to $149,999
• 2$250,000 to $299,999
• 32$300,000 to $399,999
• 76$400,000 to $499,999
• 90$500,000 to $749,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $482,629
• American Indian or Alaska Native householders: $202,754
• Hispanic or Latino householders: $202,754

Estimated median house or condo value in 2022: $452,401

Mean price in 2022:

Detached houses: $402,509

Here:	$402,509
State:	$526,819

Housing units in structures:

• One, detached: 340
• Mobile homes: 3

Unemployment: 3.5%

• Travel time to work (commute) in zip code 20628

• 13510 to 14 minutes
• 2315 to 19 minutes
• 2420 to 24 minutes
• 1925 to 29 minutes
• 7130 to 34 minutes
• 2535 to 39 minutes

Percentage of zip code residents living and working in this county: 97.8%

Household type by relationship:

Households: 631

• Male householders: 197 (4 living alone), Female householders: 87 (0 living alone)

• 176 spouses (176 opposite-sex spouses), 79 unmarried partners, (15 opposite-sex unmarried partners), 74 children (27 natural, 0 adopted, 45 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 21 other relatives, 0 non-relatives

Size of family households: 177 2-persons, 32 4-persons

Size of nonfamily households: 4 1-person, 73 2-persons

73 married couples with children.
0 single-parent households ().

94.7% of residents of 20628 zip code speak English at home.
4.4% of residents speak Spanish at home (100% very well).

Population in 1990: 330.

Place of birth for U.S.-born residents:

• This state: 343
• Midwest: 81
• South: 98
• West: 8

51% of the 20628 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in Maryland.

84% of the 20628 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 22% moved from this county.
   Out of people who lived in different houses, 69% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 12

Companies with federal contracts located in this zip code:

• R W CARROLL, INC (17723 THREE NOTCH ROAD in DAMERON, MD; small business)

  $3,266 with Army for Maintenance, Repair and Rebuilding of Equipment -- Ground Effect Vehicles, Motor Vehicles, Trailers, and Cycles. Signed on 2003-05-15. Completion date: 2003-05-16.

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Child Day Care Services (1-4 employees: 1 establishment)
• Construction: Electrical Contractors (1-4: 1)
• Construction: Finish Carpentry Contractors (1-4: 1)

Most common first names in zip code 20628 among deceased individuals
Name	Count	Lived (average)
Joseph	11	71.9 years
John	8	75.1 years
James	8	75.9 years
Mary	8	83.9 years
William	6	74.0 years
Charles	3	78.7 years
George	3	75.0 years
Margaret	3	76.4 years
Paul	3	77.6 years
Thomas	3	80.3 years

Most common last names in zip code 20628 among deceased individuals
Last name	Count	Lived (average)
Trossbach	14	75.8 years
Bradburn	4	78.0 years
Demko	4	74.7 years
Evans	3	75.0 years
Effler	3	84.0 years
Alvey	3	78.3 years
Ball	3	65.6 years
Barnes	3	83.7 years
Carroll	3	78.4 years
Biscoe	3	82.0 years