Estimated median household income in 2007: $72,791
| This zip code: | $72,791 | | Maryland: | $68,080 |
Nearest zip codes: 20629, 20688, 20685, 20670, 20619, 20636.
Housing units in zip code 20657 with a mortgage: 4,212 (586 second mortgage, 500 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 600
Median monthly owner costs for units with a mortgage: $1,671
Median monthly owner costs for units without a mortgage: $468
Residents with income below the poverty level in 2007:
| This zip code: | 4.9% | | Whole state: | 8.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.0% | | Whole state: | 3.8% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 20657 include: Calvary Bible Church (A), Middleham Chapel (B). Display/hide their locations on the map
Cemetery: Saint Pauls Cemetery (1). Display/hide its location on the map
Streams, rivers, and creeks: Grover Creek (A), Laveel Branch (B), Planters Wharf Creek (C), Cobb Creek (D), Grays Creek (E), Goldstein Branch (F), Saint Paul Branch (G), Purgatory Creek (H), Thomas Branch (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 236
- 1995 to 1998: 1,202
- 1990 to 1994: 2,021
- 1980 to 1989: 1,314
- 1970 to 1979: 1,014
- 1960 to 1969: 526
- 1950 to 1959: 175
- 1940 to 1949: 141
- 1939 or earlier: 166
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Bedrooms in owner-occupied houses in Lusby, MD (20657): |
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- no bedroom: 0
- 1 bedrooms: 65
- 2 bedrooms: 497
- 3 bedrooms: 3,120
- 4 bedrooms: 1,256
- 5 or more bedrooms: 267
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 211
- 2 bedrooms: 197
- 3 bedrooms: 433
- 4 bedrooms: 70
- 5 or more bedrooms: 9
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Vehicles available in 20657 zip code in owner-occupied houses/condos: |
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- no vehicle: 86
- 1 vehicle: 1,004
- 2 vehicles: 2,745
- 3 vehicles: 1,036
- 4 vehicles: 254
- 5 or more vehicles: 80
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 118
- 1 vehicle: 403
- 2 vehicles: 292
- 3 vehicles: 99
- 4 vehicles: 8
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 20657:
- Less than $10,000: 9
- $10,000 to $14,999: 5
- $15,000 to $19,999: 5
- $20,000 to $24,999: 5
- $25,000 to $29,999: 8
- $30,000 to $34,999: 8
- $35,000 to $39,999: 2
- $40,000 to $49,999: 3
- $50,000 to $59,999: 18
- $60,000 to $69,999: 1
- $80,000 to $89,999: 4
- $90,000 to $99,999: 7
- $100,000 to $124,999: 10
- $125,000 to $149,999: 15
- $150,000 to $174,999: 25
- $175,000 to $199,999: 104
- $200,000 to $249,999: 855
- $250,000 to $299,999: 1,171
- $300,000 to $399,999: 1,752
- $400,000 to $499,999: 540
- $500,000 to $749,999: 559
- $750,000 to $999,999: 219
- $1,000,000 or more: 198
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Rent paid by renters in 2007 in zip code 20657:
- Less than $100: 5
- $200 to $249: 16
- $250 to $299: 23
- $300 to $349: 5
- $350 to $399: 6
- $400 to $449: 8
- $450 to $499: 15
- $500 to $549: 23
- $550 to $599: 16
- $600 to $649: 26
- $650 to $699: 34
- $700 to $749: 50
- $750 to $799: 113
- $800 to $899: 189
- $900 to $999: 99
- $1,000 to $1,249: 158
- No cash rent: 73
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Median price asked for vacant for-sale houses and condos in 2007: $285,736.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $324,722
- Black or African American householders: $288,642
- American Indian or Alaska Native householders: $332,955
- Asian householders: $24,212
- Some other race householders: $373,394
- Two or more races householders: $248,203
- Hispanic or Latino householders: $365,645
Estimated median house or condo value in 2007: $321,616 (it was $132,900 in 2000)
| 20657: | $321,616 | | Maryland: | $347,000 |
Lower value quartile - upper value quartile: $245,812 - $450,525
Mean price in 2007:
Detached houses: $373,241| Here: | $373,241 | | State: | $459,189 |
Townhouses or other attached units: $335,621| Here: | $335,621 | | State: | $274,414 |
In 2-unit structures: $228,501| Here: | $228,501 | | State: | $238,436 |
In 3-to-4-unit structures: $234,714| Here: | $234,714 | | State: | $273,938 |
Mobile homes: $75,221| Here: | $75,221 | | State: | $45,619 |
Occupied boats, RVs, vans, etc.: $225,000| Here: | $225,000 | | State: | $147,374 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,488
- One, attached: 55
- Two: 55
- 3 or 4: 44
- 5 to 9: 7
- 10 to 19: 8
- 50 or more: 81
- Mobile homes: 49
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 6,773 (78%)
- Carpooled: 1,517 (17%)
- Bus or trolley bus: 83 (1%)
- Subway or elevated: 7 (0%)
- Walked: 48 (1%)
- Other means: 72 (1%)
- Worked at home: 169 (2%)
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Travel time to work
- Less than 5 minutes: 95
- 5 to 9 minutes: 412
- 10 to 14 minutes: 666
- 15 to 19 minutes: 895
- 20 to 24 minutes: 1097
- 25 to 29 minutes: 628
- 30 to 34 minutes: 1449
- 35 to 39 minutes: 259
- 40 to 44 minutes: 269
- 45 to 59 minutes: 536
- 60 to 89 minutes: 1174
- 90 or more minutes: 1020
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Percentage of zip code residents living and working in this county: 42.0%
Household type by relationship
Households: 18,186
- In family households: 16,530 (3,727 male householders, 1,119 female householders)
3,882 spouses, 6,605 children (5,818 natural, 195 adopted, 592 stepchildren), 287 grandchildren, 146 brothers or sisters, 62 parents, 320 other relatives, 382 non-relatives
- In nonfamily households: 1,656 (720 male householders (512 living alone)), 576 female householders (475 living alone)), 360 nonrelatives
- In group quarters: 3 (0 institutionalized population)
Size of family households: 1,609 2-persons, 1,088 3-persons, 1,207 4-persons, 608 5-persons, 290 6-persons, 44 7-or-more-persons.
Size of nonfamily households: 987 1-person, 260 2-persons, 49 3-persons.
4,384 married couples with children.
1,132 single-parent households (363 men, 769 women).
96.5% of residents of 20657 zip code speak English at home.
2.0% of residents speak Spanish at home (65% very well, 19% well, 13% not well, 2% not at all).
1.1% of residents speak other Indo-European language at home (66% very well, 25% well, 9% not well).
0.4% of residents speak Asian or Pacific Island language at home (72% very well, 14% well, 14% not well).
Foreign born population: 338 (1.9%)
(52.4% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
- Mexico (10%)
- United Kingdom (9%)
- Philippines (8%)
- Japan (6%)
- India (6%)
- South Africa (6%)
- Cuba (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 48
- 1990 to 1994: 58
- 1985 to 1989: 52
- 1980 to 1984: 38
- 1975 to 1979: 23
- 1970 to 1974: 28
- 1970 to 1974: 33
- 1965 to 1969: 58
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White population: 14,746
Black population: 2,715
American Indian population: 59
Asian population: 148
Native Hawaiian and Other Pacific Islander population: 10
Some other race population: 135
Two or more races population: 297

First ancestries reported:
|  Other groups: 3089 |
|  German: 2107 |
|  Irish: 2094 |
|  United States or American: 1917 |
|  English: 1423 |
|  Italian: 729 |
|  Scotch-Irish: 295 |
|  Scottish: 270 |
|  Polish: 246 |
|  French (except Basque): 231 |
|  European: 178 |
|  British: 167 |
|  Subsaharan African:: 156 |
|  French Canadian: 152 |
|  Swedish: 146 |
|  African: 127 |
|  Norwegian: 122 |
|  Dutch: 120 |
|  Hungarian: 104 |
|  Danish: 66 |
|  Russian: 63 |
|  Greek: 56 |
|  Welsh: 48 |
|  Portuguese: 39 |
|  Finnish: 37 |
|  Czech: 32 |
|  Arab:: 29 |
|  South African: 29 |
|  Austrian: 28 |
|  Lithuanian: 26 |
|  Canadian: 22 |
|  Syrian: 21 |
|  Scandinavian: 20 |
|  Slovak: 19 |
|  Northern European: 18 |
|  Guyanese: 13 |
|  Celtic: 12 |
|  Macedonian: 9 |
|  Yugoslavian: 9 |
|  Bulgarian: 8 |
|  Egyptian: 8 |
|  Croatian: 7 |
|  Iranian: 7 |
|  Albanian: 6 |
|  Pennsylvania German: 6 |

Facitilies with environmental interests located in this zip code:
- APPEAL SANITARY LANDFILL (401 SWEETWATER ROAD in LUSBY, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Permits tracking) - REFUSE DISPOSAL, SEWAGE SLUDGE UTILIZATION
STATE MASTER (Maryland Permits tracking) - REFUSE DISPOSAL
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Organizations: CALVERT CNTY COMMISSIONERS (CONTACT/OWNER)
Alternative names: APPEAL MUNICIPAL LANDFILL, CALVERT CNTY BUREAU OF SOLID WASTE, CALVERT COUNTY TRANSFER STATION
- CALVERT CLIFFS NUCLEAR POWER PLANT (1650 CALVERT CLIFFS PARKWAY in LUSBY, MD)
AIR MAJOR (AIRS/AFS)
STATE MASTER (Maryland Permits tracking) - NPDES MAJOR, OIL CONTROL
STATE MASTER (Maryland Air Emissions Database) - AIR MAJOR
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: ELECTRIC SERVICES
Organizations: OPERNAME (CONTACT/OPERATOR)
, BALTIMORE GAS & ELECTRIC COMPANY (CONTACT/OWNER)
Alternative names: B G E - CALVERT CLIFFS, BALT G&E CO-CALVERT CLIFFS NUCLEAR POWER, BALTIMORE GAS & ELECTRIC CO., BALTIMORE GAS & ELECTRIC CO CALVERT CLF, CALVERT CLIFFS NUC. PWR PLT., CONSTELLATION POWER-CALVERT CLIFFS
- PATUXENT ELEMENTARY SCHOOL (35 APPEAL LANE in LUSBY, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
(National Center for Education Statistics) - STATE ID-040112
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: CALVERT COUNTY PUBLIC SCHOOLS (SCHOOL DISTRICT)
- APPEAL ELEMENTARY SCHOOL (11655 TRUEMAN ROAD in LUSBY, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
- PATUXENT HIGH (12485 ROUSBY HALL RD in LUSBY, MD)
(National Center for Education Statistics) - STATE ID-040113
Organizations: CALVERT COUNTY PUBLIC SCHOOLS (SCHOOL DISTRICT)
- MILL CREEK MIDDLE (12200MARGARET TAYLOR RD in LUSBY, MD)
(National Center for Education Statistics) - STATE ID-040116
Organizations: CALVERT COUNTY PUBLIC SCHOOLS (SCHOOL DISTRICT)
- CJ FOOD STORE (12020 ROUSBY HALL ROAD in LUSBY, MD)
AIR MINOR (AIRS/AFS)
Business SIC classification: GROCERY STORES
- LUSBY SHELL (11550 H.G. TRUEMAN RD. in LUSBY, MD)
AIR MINOR (AIRS/AFS)
Business SIC classification: GASOLINE SERVICE STATIONS
- AUTO BODY REBUILDERS (12860 HG TRUEMAN RD in LUSBY, MD)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: KENNETH HUMPHREYS (CONTACT/OWNER)
- MANAGEMENT CHEMICAL COMPANY (P.O. BOX 390 in LUSBY, MD)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: SERVICES
Median worth of mobile homes: $121,898
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (78%)
- Fuel oil, kerosene, etc. (12%)
- Bottled, tank, or LP gas (5%)
- Wood (3%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 8544
- Northeast: 2592
- Midwest: 1044
- South: 4620
- West: 885
52% of the 20657 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 36% lived in this county.
Out of people who lived in different counties, 48% lived in Maryland.
Population in 1990: 8,990. Population change in the 1990s: +9,120 (+101.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 225
| Here: | 7.4% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 130
| Here: | 9.7% | | Maryland: | 13.3% |
Students in private undergraduate colleges: 109
| Here: | 15.1% | | Maryland: | 21.7% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (LUSBY, MD):
- LEWIS ELEVATOR,INC (8181 EBBTIDE LANE; small business): $166,508 in 14 contracts from 2001 to 2005
Contracts for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings, Other Utilities, Maintenance, Repair or Alteration of Real Property -- Government-Owned Government-Operated (GOGO) R&D Facilities, Maintenance, Repair and Rebuilding of Equipment -- Construction, Mining, Excavating, and Highway Maintenance Equipment by Navy Signed by year: 2000: $0; 2001: $53,830; 2002: $31,385; 2003: $32,076; 2004: $0; 2005: $49,217; 2006: $0.
Biggest contracts:
$45,838 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Taking place in VA. Signed on 2005-06-28. Completion date: 2002-06-10.
$32,076 with Navy for Other Utilities. Taking place in VA. Signed on 2003-06-26. Completion date: 2004-06-30.
$31,185, same as above. Signed on 2002-06-28. Completion date: 2003-06-30.
$31,185 with Navy for Maintenance, Repair or Alteration of Real Property -- Government-Owned Government-Operated (GOGO) R&D Facilities. Taking place in VA. Signed on 2001-06-11. Completion date: 2002-06-10.
- NANCE & SONS , INC (12364 CATALINA DR; small business): $85,070 in 5 contracts from 2003 to 2005
Contracts for Installation of Equipment -- Plumbing, Heating, and Waste Disposal Equipment, Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings, Construction of Structures and Facilities -- Maintenance Buildings, Miscellaneous Machine Tools by Navy, Department of Defense, Uniformed Services University of the Health Sciences Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $69,370; 2004: $0; 2005: $15,700; 2006: $0.
Biggest contracts:
$36,540 with Navy for Installation of Equipment -- Plumbing, Heating, and Waste Disposal Equipment. Signed on 2003-04-24. Completion date: 2003-05-30.
$32,830 with Department of Defense for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2003-06-24. Completion date: 2003-07-01.
$7,860 with Uniformed Services University of the Health Sciences for Construction of Structures and Facilities -- Maintenance Buildings. Signed on 2005-09-28. Completion date: 2005-09-30.
$4,800 with Uniformed Services University of the Health Sciences for Miscellaneous Machine Tools. Signed on 2005-04-15. Completion date: 2005-04-26.
- CHESAPEAKE PLASTICS MANUFACTUR (13325 ROUSBY HALL RD; small business): $79,124 in 5 contracts from 2003 to 2006
Contracts for Rockets, Rocket Ammunition and Rocket Components, Ammunition and Nuclear Ordnance Boxes, Packages and Special Containers, Combination and Miscellaneous Instruments by Navy, Defense Logistics Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $34,650; 2004: $0; 2005: $42,156; 2006: $2,318.
Biggest contracts:
$34,650 with Navy for Rockets, Rocket Ammunition and Rocket Components. Signed on 2003-12-24. Completion date: 2004-01-30.
$30,397 with Navy for Ammunition and Nuclear Ordnance Boxes, Packages and Special Containers. Signed on 2005-07-18. Completion date: 2010-07-18.
$9,600 with Defense Logistics Agency for Combination and Miscellaneous Instruments. Signed on 2005-02-05. Completion date: 2005-03-12.
$2,318 with Navy for Ammunition and Nuclear Ordnance Boxes, Packages and Special Containers. Signed on 2006-03-02. Completion date: 2007-03-02.
- AAC, INC. (12140 DOUBLE TREE LANE; small business)
$69,237 with Navy for Defense Electronics and Communication Equipment -- Applied Research and Exploratory Development (R&D). Signed on 1999-12-13. Completion date: 2000-06-13.
- STILL WATER SEPTIC SERVICE SEW (11549 ALAMEDA LN; small business): $67,570 in 4 contracts from 2004 to 2005
$40,000 with Department of Defense for Maintenance, Repair or Alteration of Real Property -- Pollution Abatement and Control Facilities. Taking place in VA. Signed on 2005-03-03. Completion date: 2004-10-31.
$14,200 with National Park Service for Recreation Site Maintenance Services (non-construction). Taking place in DC. Signed on 2004-07-26. Completion date: 2004-09-30.
$12,285 with Pentagon Renovation Program Office for Maintenance, Repair or Alteration of Real Property -- Pollution Abatement and Control Facilities. Taking place in VA. Signed on 2004-06-23. Completion date: 2004-10-31.
$1,085, same as above. Signed on 2004-06-29. Completion date: 2004-06-24.
- KELLY M HARVEY (11855 HG TRUEMAN RD; small business): $39,080 in 2 contracts from 2005 to 2006
$28,080 with Navy for General Health Care Services. Signed on 2006-01-04. Completion date: 2006-09-30.
$11,000 with Navy for Other Professional Services. Signed on 2005-05-09. Completion date: 2005-09-30.
- bORELLI cONSULTING iNC (P.O. BOX 1731; small business)
$5,841 with Bureau of Prisoners/Federal Prison System for Individual Equipment. Taking place in SC. Signed on 2005-06-07. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Utilities: Electric Power Distribution (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physical, Occupational and Speech Therapists, and Audiologists (50-99: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 1-4: 2)
- Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (20-49: 1, 1-4: 1)
- Real Estate and Rental and Leasing: Lessors of Nonresidential Buildings (except Miniwarehouses) (20-49: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 2, 1-4: 2)
- Utilities: Natural Gas Distribution (20-49: 1)
- Health Care and Social Assistance: Offices of Dentists (20-49: 1)
- Construction: Residential Remodelers (10-19: 1, 1-4: 7)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
3 people in homes for the physically handicapped
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $271,284 | 573 | $230,915 | 1,186 | $219,882 | 161 | $136,994 | 185 | $227,865 | 1 | $18,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $185,320 | 63 | $201,001 | 165 | $249,378 | 24 | $81,847 | 21 | $222,619 | 2 | $15,130 |
| APPLICATIONS DENIED | 18 | $228,353 | 104 | $240,351 | 1,004 | $242,313 | 174 | $84,425 | 58 | $257,407 | 6 | $43,160 |
| APPLICATIONS WITHDRAWN | 9 | $278,691 | 58 | $228,856 | 422 | $234,842 | 39 | $166,317 | 17 | $206,912 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $408,830 | 18 | $200,048 | 175 | $246,386 | 19 | $144,191 | 10 | $264,591 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $273,379 | 1,013 | $200,748 | 1,766 | $201,959 | 209 | $110,981 | 1 | $8,423,180 | 256 | $219,660 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $306,436 | 98 | $170,046 | 227 | $207,423 | 38 | $98,554 | 0 | $0 | 20 | $166,000 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $229,273 | 180 | $186,630 | 956 | $221,712 | 157 | $103,797 | 0 | $0 | 46 | $221,012 | 6 | $64,992 |
| APPLICATIONS WITHDRAWN | 11 | $250,575 | 113 | $185,628 | 751 | $218,333 | 52 | $128,844 | 0 | $0 | 29 | $224,294 | 2 | $481,825 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 40 | $172,299 | 175 | $229,556 | 17 | $111,598 | 0 | $0 | 15 | $171,269 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 170 | $244,560 | 1,484 | $185,832 | 2,271 | $190,582 | 255 | $111,014 | 0 | $0 | 421 | $203,956 | 5 | $72,006 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $231,405 | 87 | $196,119 | 293 | $187,966 | 38 | $90,786 | 0 | $0 | 37 | $243,478 | 2 | $43,115 |
| APPLICATIONS DENIED | 17 | $236,518 | 208 | $163,899 | 804 | $174,894 | 144 | $79,599 | 0 | $0 | 53 | $183,599 | 12 | $72,795 |
| APPLICATIONS WITHDRAWN | 9 | $244,836 | 160 | $172,099 | 856 | $186,376 | 108 | $133,455 | 2 | $71,860 | 43 | $214,424 | 1 | $309,920 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $209,868 | 43 | $151,915 | 218 | $189,828 | 14 | $95,064 | 0 | $0 | 9 | $211,321 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 285 | $192,118 | 1,117 | $169,645 | 1,914 | $160,737 | 211 | $81,614 | 299 | $170,014 | 1 | $10,550 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $153,550 | 80 | $185,887 | 251 | $149,120 | 52 | $63,252 | 20 | $163,678 | 0 | $0 |
| APPLICATIONS DENIED | 24 | $173,346 | 144 | $152,320 | 652 | $154,439 | 223 | $51,346 | 35 | $151,012 | 3 | $87,480 |
| APPLICATIONS WITHDRAWN | 14 | $181,206 | 130 | $164,846 | 784 | $160,029 | 56 | $63,001 | 52 | $185,663 | 3 | $34,263 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $170,594 | 28 | $177,855 | 93 | $158,317 | 6 | $39,333 | 7 | $152,203 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 311 | $164,918 | 729 | $153,130 | 3,097 | $142,166 | 154 | $67,703 | 321 | $151,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $180,930 | 71 | $138,413 | 398 | $137,593 | 26 | $26,486 | 39 | $138,197 |
| APPLICATIONS DENIED | 19 | $161,908 | 65 | $141,654 | 758 | $124,776 | 101 | $23,018 | 41 | $114,675 |
| APPLICATIONS WITHDRAWN | 26 | $149,186 | 76 | $152,949 | 763 | $139,620 | 15 | $73,702 | 40 | $169,208 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $73,370 | 13 | $155,804 | 103 | $129,701 | 3 | $21,180 | 1 | $316,510 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $140,773 | 179 | $166,898 | 500 | $161,743 | 21 | $22,106 | 113 | $139,594 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $184,303 | 18 | $101,767 | 53 | $164,402 | 3 | $24,177 | 4 | $233,428 |
| APPLICATIONS DENIED | 4 | $130,232 | 11 | $137,755 | 148 | $127,834 | 17 | $15,748 | 7 | $79,316 |
| APPLICATIONS WITHDRAWN | 3 | $104,187 | 11 | $130,082 | 115 | $132,534 | 1 | $34,290 | 3 | $90,117 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $132,672 | 34 | $150,343 | 0 | $0 | 8 | $103,691 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 87 | $136,534 | 148 | $139,534 | 331 | $143,032 | 26 | $23,688 | 54 | $142,137 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $175,400 | 7 | $301,063 | 46 | $115,997 | 5 | $22,420 | 1 | $112,100 |
| APPLICATIONS DENIED | 1 | $142,430 | 9 | $150,343 | 123 | $103,885 | 25 | $36,663 | 3 | $76,930 |
| APPLICATIONS WITHDRAWN | 5 | $196,502 | 12 | $183,753 | 103 | $154,978 | 7 | $78,186 | 5 | $159,312 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $188,590 | 0 | $0 | 17 | $107,133 | 1 | $21,100 | 1 | $105,500 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $133,220 | 91 | $156,415 | 121 | $98,267 | 32 | $30,333 | 62 | $116,076 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $153,420 | 12 | $169,466 | 18 | $101,694 | 9 | $70,776 | 3 | $65,500 |
| APPLICATIONS DENIED | 11 | $99,869 | 15 | $61,632 | 113 | $71,659 | 28 | $16,720 | 4 | $71,545 |
| APPLICATIONS WITHDRAWN | 5 | $115,790 | 11 | $132,240 | 54 | $95,955 | 4 | $36,928 | 8 | $135,671 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $120,802 | 1 | $131,880 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 196 | $115,485 | 185 | $114,866 | 329 | $110,362 | 65 | $18,640 | 45 | $103,282 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $127,408 | 17 | $115,951 | 60 | $98,837 | 13 | $37,502 | 8 | $85,654 |
| APPLICATIONS DENIED | 12 | $126,609 | 24 | $107,715 | 161 | $90,968 | 61 | $18,610 | 8 | $71,521 |
| APPLICATIONS WITHDRAWN | 20 | $114,928 | 25 | $123,796 | 108 | $86,759 | 7 | $46,513 | 5 | $77,264 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $113,072 | 23 | $106,548 | 2 | $18,990 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
8609.00
, 8610.01, 8610.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $255,054 | 102 | $295,468 | 12 | $216,488 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $288,048 | 23 | $279,342 | 2 | $180,025 |
| APPLICATIONS DENIED | 5 | $240,536 | 4 | $316,363 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $284,708 | 4 | $322,690 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $259,028 | 57 | $274,046 | 3 | $257,817 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $329,497 | 24 | $272,150 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $161,115 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $254,998 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 100 | $243,823 | 81 | $226,655 | 17 | $193,827 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $257,084 | 31 | $198,319 | 4 | $176,278 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $274,760 | 8 | $253,283 | 1 | $403,550 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $203,723 | 9 | $217,733 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 127 | $192,278 | 106 | $184,149 | 25 | $156,736 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $234,242 | 34 | $169,687 | 7 | $129,263 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $223,154 | 22 | $173,444 | 2 | $180,025 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $102,115 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 134 | $166,638 | 214 | $157,274 | 25 | $134,376 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $170,012 | 86 | $154,647 | 7 | $147,411 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $155,610 | 1 | $181,990 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $227,885 | 2 | $221,890 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $247,090 | 6 | $127,818 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $155,571 | 29 | $147,296 | 5 | $219,448 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $112,977 | 13 | $129,344 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $161,333 | 1 | $164,850 | 1 | $290,140 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $163,794 | 1 | $171,440 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $155,618 | 25 | $136,522 | 3 | $101,987 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $129,683 | 1 | $225,510 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $172,760 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $119,570 | 1 | $195,180 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $134,957 | 9 | $102,427 | 3 | $50,553 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $147,267 | 8 | $128,089 | 1 | $275,630 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $123,970 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $126,243 | 47 | $134,864 | 5 | $98,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $112,040 | 5 | $162,380 | 2 | $149,260 |
| APPLICATIONS DENIED | 3 | $124,647 | 4 | $138,810 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $204,305 | 2 | $146,545 | 1 | $66,090 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $94,190 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
8609.00
, 8610.01, 8610.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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