20657 Zip Code Detailed Profile




Cities: Chesapeake Ranch Estates, MD (11.65%), Lusby, MD (9.49%), Drum Point, MD (4.74%), Solomons, MD (0.33%), Long Beach, MD (0.23%)
County: Calvert County, MD
Estimated zip code population in 2013: 20,181
Zip code population in 2010: 20,483
Zip code population in 2000: 18,110

Houses and condos: 7,737
Renter-occupied apartments: 1,168
% of renters here:

17%
State:

34%
Mar. 2013 cost of living index in zip code 20657: 131.5 (high, U.S. average is 100)

Land area: 30.1 sq. mi.
Water area: 8.7 sq. mi.
Population density: 671 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 20657
Zip code 20657 (Chesapeake Ranch Estates, Maryland) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($2,568)
Maryland:

1.1% ($3,075)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,537 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,827 (1.0%)

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Males: 9,653  (47.8%)
Females: 10,528  (52.2%)

For population 25 years and over in 20657:

For population 15 years and over in 20657:

Zip code 20657 compared to state average:

  • Black race population percentage below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 20657

  • Zip code 20657 races chart
    • 15,443White population
    • 3,332Black population
    • 75American Indian population
    • 234Asian population
    • 20Native Hawaiian and Other Pacific Islander population
    • 24Some other race population
    • 592Two or more races population
    • 763Hispanic or Latino population

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Urban population: 18,006
Rural population: 2,174

Estimated median house/condo value in 2013: $266,700
20657:

$266,700
Maryland:

$280,200



According to our research of Maryland and other state lists there were 32 registered sex offenders living in 20657 zip code as of August 03, 2015.
The ratio of number of residents in zip code 20657 to the number of sex offenders is 249 to 1.


Median resident age:
This zip code:

34.8 years
Maryland median age:

38.2 years
Average household size:
This zip code:

2.9 people
Maryland:

2.7 people

Averages for the 2012 tax year for zip code 20657, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $63,669 (Individual Income Tax Returns)
Here:

$63,669
State:

$72,703

Salary/wage: $58,569 (reported on 87.8% of returns)
Here:

$58,569
State:

$62,228
(% of AGI for various income ranges: 77.9% for AGIs below $25k, 82.5% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 84.1% for AGIs $75k-100k, 84.1% for AGIs $100k-200k, 61.7% for AGIs over 200k)

Taxable interest for individuals: $701 (reported on 38.2% of returns)
This zip code:

$701
Maryland:

$1,413
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $3,285 (reported on 14.8% of returns)
Here:

$3,285
State:

$6,933
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,735 (reported on 10.2% of returns)
Here:

+$5,735
State:

+$14,830
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 5.0% for AGIs over 200k)

Profit/loss from business: +$8,014 (reported on 14.8% of returns)
Here:

+$8,014
State:

+$12,606
(% of AGI for various income ranges: 8.0% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,342 (reported on 7.3% of returns)
20657:

$15,342
Maryland:

$17,065
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Self-employment retirement plans: $12,025 (reported on 0.4% of returns)
20657:

$12,025
Maryland:

$24,439

Total itemized deductions: $22,583 (24% of AGI, reported on 52.8% of returns)
Here:

$22,583
State:

$27,886

Here:

23.5% of AGI
State:

22.8% of AGI
(% of AGI for various income ranges: 12.3% for AGIs below $25k, 17.6% for AGIs $25k-50k, 21.0% for AGIs $50k-75k, 20.7% for AGIs $75k-100k, 19.3% for AGIs $100k-200k, 15.2% for AGIs over 200k)

Charity contributions: $3,028 (reported on 40.8% of returns)
Here:

$3,028
State:

$4,452
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $8,798 (reported on 52.7% of returns)
20657:

$8,798
State:

$11,690
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 4.5% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 7.7% for AGIs $75k-100k, 8.4% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Earned income credit: $2,314 (reported on 14.7% of returns)
Here:

$2,314
State:

$2,199
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 20657, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $52,996 (Individual Income Tax Returns)
Here:

$52,996
State:

$60,339

Salary/wage: $47,826 (reported on 88.9% of returns)
Here:

$47,826
State:

$52,211
(% of AGI for various income ranges: 117.7% for AGIs below $10k, 81.3% for AGIs $10k-25k, 86.0% for AGIs $25k-50k, 85.9% for AGIs $50k-75k, 86.9% for AGIs $75k-100k, 68.7% for AGIs over 100k)

Taxable interest for individuals: $902 (reported on 44.0% of returns)
This zip code:

$902
Maryland:

$1,701
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,209 (reported on 17.5% of returns)
Here:

$2,209
State:

$4,235
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$12,308 (reported on 13.6% of returns)
Here:

+$12,308
State:

+$15,888
(% of AGI for various income ranges: 0.1% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Profit/loss from business: +$5,758 (reported on 14.9% of returns)
Here:

+$5,758
State:

+$12,221
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 4.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.3% for AGIs over 100k)

IRA payment deduction: $2,644 (reported on 2.1% of returns)
20657:

$2,644
Maryland:

$2,968
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,763 (reported on 0.5% of returns)
Here:

$12,763
Maryland:

$17,155

Total itemized deductions: $18,925 (25% of AGI, reported on 56.6% of returns)
Here:

$18,925
State:

$22,960

Here:

24.8% of AGI
State:

23.3% of AGI
(% of AGI for various income ranges: 16.6% for AGIs below $10k, 15.0% for AGIs $10k-25k, 22.7% for AGIs $25k-50k, 24.0% for AGIs $50k-75k, 21.5% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Charity contributions deductions: $2,544 (3% of AGI, reported on 50.1% of returns)
Here:

$2,544
State:

$4,031

Here:

3.2% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $6,902 (reported on 78.0% of returns)
20657:

$6,902
State:

$10,167
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 4.0% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Earned income credit: $1,760 (reported on 11.9% of returns)
Here:

$1,760
State:

$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 49.2%
Here:

49%
State:

55%
(% for various income ranges: 36.3% for AGIs below $10k, 49.3% for AGIs $10k-25k, 52.8% for AGIs $25k-50k, 55.1% for AGIs $50k-75k, 50.4% for AGIs $75k-100k, 49.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$90,399
Maryland:

$72,483
Chesapeake Ranch Estates, MD (20657) map Nearest zip codes: 20629, 20688, 20670, 20685, 20615, 20619.
Percentage of family households:
This zip code:

64.1%
Maryland:

51.1%
Percentage of households with unmarried partners:
This zip code:

5.6%
Maryland:

5.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 790
Household did not receive Food Stamps/SNAP in the past 12 months: 6,174


Women who had a birth in the past 12 months: 340 (219 now married, 121 unmarried)
Women who did not have a birth in the past 12 months: 4,854 (2,722 now married, 2,132 unmarried)


Housing units in zip code 20657 with a mortgage: 5,044 (267 second mortgage, 804 home equity loan, 16 both second mortgage and home equity loan)
Houses without a mortgage: 752

Median monthly owner costs for units with a mortgage: $1,934
Median monthly owner costs for units without a mortgage: S486

Residents with income below the poverty level in 2013:
This zip code:

4.7%
Whole state:

10.1%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.5%
Whole state:

5.1%
Median number of rooms in houses and condos:
Here:

6.9
State:

7.2
Median number of rooms in apartments:
Here:

5.2
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 20657: Ship Point Research Park (A), Camp Conoy (B), Drum Point Lighthouse (C), Cove Point Lighthouse (D), Cobb Landing (E), Cheasapeake Hills Golf Club (F), Chesapeake Ranch Estates Campground (G), Chesapeake Country Club (H), Calvert Cliffs Nuclear Powerplant (I), Brick Landing (J), Bay Breeze Girl Scout Camp (K), Calvert County Public Library Library - Southern Branch (L), Solomons Volunteer Rescue Squad and Fire Department Company 3 Substation (M), Solomons Volunteer Rescue Squad and Fire Department Company 3 (N). Display/hide their locations on the map

    Churches in zip code 20657 include: Middleham Chapel (A), Saint Johns Church (B), Saint Pauls Church (C), Calvary Bible Church (D), Eastern Church (E), Olivet United Methodist Church (F), Zion Church (G). Display/hide their locations on the map

    Cemeteries: Saint Pauls Cemetery (1), Middleham Cemetery (2), Saint Johns Cemetery (3). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Lake Vista (A), Webster Ponds (B), Todds Pond (C), Wilbur Pond (D), Chesapeake Ranch Club Lake (E), Lake Lariat (F), Cove Lake (G), Lake Charming (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Brown Creek (A), Calams Run (B), Hungerford Creek (C), Burrell Branch (D), Mosley Branch (E), Mears Creek (F), Coles Creek (G), Cobb Creek (H), Purgatory Creek (I). Display/hide their locations on the map

    Parks in zip code 20657 include: Calvert Cliffs State Park (1), Cove Point Park (2). Display/hide their locations on the map

    Beach: Cove Point Beach (A). Display/hide its location on the map

Year house built

  • 432010 or later
  • 9572000 to 2009
  • 3,0601990 to 1999
  • 1,8361980 to 1989
  • 1,0411970 to 1979
  • 4101960 to 1969
  • 1501950 to 1959
  • 781940 to 1949
  • 1621939 or earlier

Zip code 20657 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Chesapeake Ranch Estates, MD (20657)

  • 0no bedroom
  • 171 bedroom
  • 4712 bedrooms
  • 3,0643 bedrooms
  • 1,7164 bedrooms
  • 5285+ bedrooms

Bedrooms in renter-occupied apartments in Chesapeake Ranch Estates, MD (20657)

  • 0no bedroom
  • 1981 bedroom
  • 2522 bedrooms
  • 5493 bedrooms
  • 1694 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Chesapeake Ranch Estates, MD (20657) in owner-occupied houses/condos

  • 95no vehicle
  • 9781 vehicle
  • 2,2842 vehicles
  • 1,5223 vehicles
  • 7264 vehicles
  • 1915+ vehicles

Cars and other vehicles available in Chesapeake Ranch Estates, MD (20657) in renter-occupied apartments

  • 76no vehicle
  • 5701 vehicle
  • 2762 vehicles
  • 1153 vehicles
  • 1084 vehicles
  • 235+ vehicles

Median gross rent in 2013: $1,531.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $266,700
20657:

$266,700
Maryland:

$280,200
Lower value quartile - upper value quartile: $215,600 - $354,800

Mean price in 2013:

Detached houses: $237,878
Here:

$237,878
State:

$386,375

Townhouses or other attached units: $270,505
Here:

$270,505
State:

$224,239

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.4%

Percentage of zip code residents living and working in this county: 39.6%

Household type by relationship:

Households: 20,167

Size of family households: 2,139 2-persons, 897 3-persons, 1,232 4-persons, 530 5-persons, 342 6-persons, 123 7-or-more-persons

Size of nonfamily households: 1,396 1-person, 276 2-persons, 29 3-persons

4,304 married couples with children.
932 single-parent households (171 men, 761 women).

97.1% of residents of 20657 zip code speak English at home.
1.5% of residents speak Spanish at home (47% very well, 22% well, 24% not well, 8% not at all).
1.1% of residents speak other Indo-European language at home (86% very well, 8% well, 7% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 533 (2.6%)
(63.2% of them are naturalized citizens)
This zip code:

2.6%
Whole state:

14.2%

Most common places of birth for the foreign-born residents

  • 12%Romania
  • 12%Haiti
  • 11%Guatemala
  • 9%England
  • 9%El Salvador
  • 9%China, excluding Hong Kong and Taiwan
  • 8%India

Most common first ancestries reported in 20657 (%)

  • 23%Other groups
  • 12%German
  • 11%Irish
  • 8%Italian
  • 7%English
  • 7%American
  • 2%Scottish

Year of entry for the foreign-born population

  • 422010 or later
  • 2162000 to 2009
  • 591990 to 1999
  • 621Before 1990

Zip code 20657 topographic map

Facilities with environmental interests located in this zip code:


Zip code 20657 marital status for males
Zip code 20657 marital status for females

Housing units lacking complete plumbing facilities: 0.3%
Housing units lacking complete kitchen facilities: 0.5%

Most commonly used house heating fuel

  • 79%Electricity
  • 7%Fuel oil, kerosene, etc.
  • 7%Bottled, tank, or LP gas
  • 4%Wood
  • 2%Utility gas
  • 1%No fuel used
  • 1%Other fuel

Population in 1990: 8,990. Population change in the 1990s: +9,120 (+101.4%).

Place of birth for U.S.-born residents:


52% of the 20657 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in Maryland.

90% of the 20657 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 54
Here:

2.1%
Maryland:

13.4%
Students in private schools in grades 9 to 12 (high school): 26
Here:

1.9%
Maryland:

15.5%
Students in private undergraduate colleges: 52
Here:

6.2%
Maryland:

17.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 108,365Life, physical, and social science occupations
  • 92,870Arts, design, entertainment, sports, and media occupations
  • 90,469Architecture and engineering occupations
  • 87,195Management occupations
  • 73,730Business and financial operations occupations
  • 68,649Computer and mathematical occupations

Companies with federal contracts located in this zip code (LUSBY, MD):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in group homes intended for adults

People in group quarters in 2000:

  • 3 people in homes for the physically handicapped

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED336$226,224163$230,7311,100$231,47655$96,307104$226,5362$138,420
APPLICATIONS APPROVED, NOT ACCEPTED4$188,7584$291,45582$239,54710$64,6668$327,3230$0
APPLICATIONS DENIED47$219,12313$214,557379$248,41648$88,40643$250,4433$264,237
APPLICATIONS WITHDRAWN39$203,11614$399,436244$262,33714$116,13834$286,7273$375,420
FILES CLOSED FOR INCOMPLETENESS10$171,8632$74,88561$242,3959$129,93211$253,6020$0

Detailed HMDA statistics for the following Tracts: 8609.00 , 8610.01, 8610.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$246,00320$290,948
APPLICATIONS APPROVED, NOT ACCEPTED2$180,78013$266,421
APPLICATIONS DENIED2$185,3200$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS2$162,6250$0

Detailed PMIC statistics for the following Tracts: 8609.00 , 8610.01, 8610.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 20657 among deceased individuals
NameCountLived (average)
William5774.3 years
James5275.0 years
John4870.5 years
Mary4676.0 years
Robert3373.8 years
Joseph2873.9 years
Charles2576.9 years
George2577.1 years
Helen1981.8 years
Richard1870.7 years
Most common last names in zip code 20657 among deceased individuals
Last nameCountLived (average)
Johnson3170.8 years
Gross2371.4 years
Smith2182.4 years
Brown1373.7 years
Mccready1278.8 years
Bowen1077.1 years
Joy1085.8 years
Humphreys1076.9 years
Jefferson9286.0 years
Jones962.2 years
Businesses in zip code 20657
NameCountNameCount
Ace Hardware1H&R Block1
Baskin-Robbins1MasterBrand Cabinets2
Domino's Pizza1Pizza Hut1
Dunkin Donuts1Starbucks1
FedEx1U-Haul1
Giant1Walgreens1

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