20732 Zip Code Detailed Profile




Estimated zip code population in 2013: 10,071
Zip code population in 2010: 9,919
Zip code population in 2000: 8,205

Houses and condos: 3,848
Renter-occupied apartments: 809
% of renters here:

23%
State:

34%
Mar. 2013 cost of living index in zip code 20732: 132.8 (high, U.S. average is 100)

Land area: 10.2 sq. mi.
Water area: 2.6 sq. mi.
Population density: 989 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 20732
Zip code 20732 (Chesapeake Beach, Maryland) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($3,289)
Maryland:

1.1% ($3,075)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,314 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,920 (0.7%)

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Males: 4,974  (49.4%)
Females: 5,097  (50.6%)

For population 25 years and over in 20732:

For population 15 years and over in 20732:

Zip code 20732 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • House age significantly below state average.
  • Races in zip code 20732

  • Zip code 20732 races chart
    • 8,111White population
    • 1,123Black population
    • 44American Indian population
    • 112Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 10Some other race population
    • 234Two or more races population
    • 281Hispanic or Latino population

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Urban population: 8,546
Rural population: 1,524

Estimated median house/condo value in 2013: $344,300
20732:

$344,300
Maryland:

$280,200



According to our research of Maryland and other state lists there were 13 registered sex offenders living in 20732 zip code as of July 30, 2015.
The ratio of number of residents in zip code 20732 to the number of sex offenders is 473 to 1.


Median resident age:
This zip code:

35.8 years
Maryland median age:

38.2 years
Average household size:
This zip code:

2.9 people
Maryland:

2.7 people

Averages for the 2012 tax year for zip code 20732, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $76,576 (Individual Income Tax Returns)
Here:

$76,576
State:

$72,703

Salary/wage: $69,237 (reported on 88.9% of returns)
Here:

$69,237
State:

$62,228
(% of AGI for various income ranges: 79.8% for AGIs below $25k, 80.2% for AGIs $25k-50k, 81.1% for AGIs $50k-75k, 82.4% for AGIs $75k-100k, 86.1% for AGIs $100k-200k, 64.5% for AGIs over 200k)

Taxable interest for individuals: $742 (reported on 44.9% of returns)
This zip code:

$742
Maryland:

$1,413
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $2,957 (reported on 19.6% of returns)
Here:

$2,957
State:

$6,933
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,273 (reported on 14.4% of returns)
Here:

+$4,273
State:

+$14,830
(% of AGI for various income ranges: 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Profit/loss from business: +$7,924 (reported on 14.2% of returns)
Here:

+$7,924
State:

+$12,606
(% of AGI for various income ranges: 4.9% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,710 (reported on 7.9% of returns)
20732:

$15,710
Maryland:

$17,065
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Total itemized deductions: $26,093 (24% of AGI, reported on 57.5% of returns)
Here:

$26,093
State:

$27,886

Here:

23.5% of AGI
State:

22.8% of AGI
(% of AGI for various income ranges: 11.5% for AGIs below $25k, 17.1% for AGIs $25k-50k, 21.3% for AGIs $50k-75k, 22.2% for AGIs $75k-100k, 20.5% for AGIs $100k-200k, 16.9% for AGIs over 200k)

Charity contributions: $2,946 (reported on 47.6% of returns)
Here:

$2,946
State:

$4,452
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $10,402 (reported on 57.1% of returns)
20732:

$10,402
State:

$11,690
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 4.2% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 7.8% for AGIs $75k-100k, 8.8% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Earned income credit: $2,020 (reported on 10.1% of returns)
Here:

$2,020
State:

$2,199
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 20732, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $60,378 (Individual Income Tax Returns)
Here:

$60,378
State:

$60,339

Salary/wage: $55,872 (reported on 90.0% of returns)
Here:

$55,872
State:

$52,211
(% of AGI for various income ranges: 109.6% for AGIs below $10k, 79.3% for AGIs $10k-25k, 84.4% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 89.6% for AGIs $75k-100k, 78.7% for AGIs over 100k)

Taxable interest for individuals: $947 (reported on 52.7% of returns)
This zip code:

$947
Maryland:

$1,701
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,991 (reported on 21.1% of returns)
Here:

$1,991
State:

$4,235
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$10,100 (reported on 16.6% of returns)
Here:

+$10,100
State:

+$15,888
(% of AGI for various income ranges: -0.4% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Profit/loss from business: +$8,749 (reported on 14.3% of returns)
Here:

+$8,749
State:

+$12,221
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 3.6% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.2% for AGIs over 100k)

IRA payment deduction: $3,018 (reported on 2.6% of returns)
20732:

$3,018
Maryland:

$2,968
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $9,913 (reported on 0.5% of returns)
Here:

$9,913
Maryland:

$17,155

Total itemized deductions: $21,179 (25% of AGI, reported on 60.5% of returns)
Here:

$21,179
State:

$22,960

Here:

24.9% of AGI
State:

23.3% of AGI
(% of AGI for various income ranges: 18.7% for AGIs below $10k, 16.9% for AGIs $10k-25k, 21.1% for AGIs $25k-50k, 23.9% for AGIs $50k-75k, 23.3% for AGIs $75k-100k, 19.7% for AGIs over 100k)

Charity contributions deductions: $2,510 (3% of AGI, reported on 54.5% of returns)
Here:

$2,510
State:

$4,031

Here:

2.9% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 2.1% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $8,004 (reported on 83.0% of returns)
20732:

$8,004
State:

$10,167
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Earned income credit: $1,620 (reported on 8.3% of returns)
Here:

$1,620
State:

$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 51.1%
Here:

51%
State:

55%
(% for various income ranges: 36.0% for AGIs below $10k, 49.8% for AGIs $10k-25k, 51.4% for AGIs $25k-50k, 58.4% for AGIs $50k-75k, 55.3% for AGIs $75k-100k, 53.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$97,649
Maryland:

$72,483
Chesapeake Beach, MD (20732) map Nearest zip codes: 20689, 20714, 20639, 20736, 20758, 20779.
Percentage of family households:
This zip code:

69.5%
Maryland:

51.1%
Percentage of households with unmarried partners:
This zip code:

8.9%
Maryland:

5.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 246
Household did not receive Food Stamps/SNAP in the past 12 months: 3,207


Women who had a birth in the past 12 months: 95 (71 now married, 24 unmarried)
Women who did not have a birth in the past 12 months: 2,785 (1,389 now married, 1,396 unmarried)


Housing units in zip code 20732 with a mortgage: 2,411 (89 second mortgage, 399 home equity loan)
Houses without a mortgage: 233

Median monthly owner costs for units with a mortgage: $2,167
Median monthly owner costs for units without a mortgage: S572

Residents with income below the poverty level in 2013:
This zip code:

6.6%
Whole state:

10.1%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.8%
Whole state:

5.1%
Median number of rooms in houses and condos:
Here:

7.4
State:

7.2
Median number of rooms in apartments:
Here:

5.1
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 20732: Camp Roosevelt (A), Breezy Point Marina (B), North Beach Volunteer Fire Department Company 1 (C), Chesapeake Beach Town Hall (D), Chesapeake Railway Museum (E), Calvert County Public Library - Twin Beaches Branch (F). Display/hide their locations on the map

    Shopping Center: Chesapeake Station Shopping Center (1). Display/hide its location on the map

    Churches in zip code 20732 include: Bayside Baptist Church (A), Saint Edmonds Church (B), Kings Apostolic Holy Temple Church (C), Randle Cliff Community Church (D). Display/hide their locations on the map

    Creeks: Brownies Creek (A), Plum Point Creek (B), Fishing Creek (C). Display/hide their locations on the map

    Parks in zip code 20732 include: Bayfront Park (1), Lynwood T Kellam Memorial Recreational Park (2). Display/hide their locations on the map

Year house built

  • 672010 or later
  • 1,0192000 to 2009
  • 9291990 to 1999
  • 1,0781980 to 1989
  • 1381970 to 1979
  • 981960 to 1969
  • 1991950 to 1959
  • 1711940 to 1949
  • 1491939 or earlier
Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Chesapeake Beach, MD (20732)

  • 0no bedroom
  • 01 bedroom
  • 2212 bedrooms
  • 1,2073 bedrooms
  • 8844 bedrooms
  • 3325+ bedrooms

Bedrooms in renter-occupied apartments in Chesapeake Beach, MD (20732)

  • 12no bedroom
  • 201 bedroom
  • 2382 bedrooms
  • 4763 bedrooms
  • 634 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Chesapeake Beach, MD (20732) in owner-occupied houses/condos

  • 45no vehicle
  • 2951 vehicle
  • 1,3002 vehicles
  • 6943 vehicles
  • 1754 vehicles
  • 1355+ vehicles

Cars and other vehicles available in Chesapeake Beach, MD (20732) in renter-occupied apartments

  • 29no vehicle
  • 3811 vehicle
  • 2112 vehicles
  • 1283 vehicles
  • 604 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,626.


Median price asked for vacant for-sale houses and condos in 2013: $259,848.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $344,300
20732:

$344,300
Maryland:

$280,200
Lower value quartile - upper value quartile: $265,900 - $445,300

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.6%

Percentage of zip code residents living and working in this county: 32.0%

Household type by relationship:

Households: 10,071

Size of family households: 991 2-persons, 618 3-persons, 785 4-persons, 288 5-persons, 43 6-persons, 17 7-or-more-persons

Size of nonfamily households: 557 1-person, 154 2-persons

1,793 married couples with children.
636 single-parent households (134 men, 502 women).

95.1% of residents of 20732 zip code speak English at home.
2.4% of residents speak Spanish at home (67% very well, 22% well, 11% not well).
2.2% of residents speak other Indo-European language at home (73% very well, 20% well, 7% not well).
0.3% of residents speak Asian or Pacific Island language at home (78% very well, 22% well).

Foreign born population: 322 (3.2%)
(77.3% of them are naturalized citizens)
This zip code:

3.2%
Whole state:

14.2%

Most common places of birth for the foreign-born residents

  • 33%Italy
  • 10%Philippines
  • 9%England
  • 7%Germany
  • 7%Russia
  • 7%Mexico
  • 7%Brazil

Most common first ancestries reported in 20732 (%)

  • 16%Other groups
  • 13%Italian
  • 13%Irish
  • 12%German
  • 9%English
  • 6%American
  • 2%Norwegian

Year of entry for the foreign-born population

  • 352010 or later
  • 232000 to 2009
  • 471990 to 1999
  • 313Before 1990

Facilities with environmental interests located in this zip code:


Zip code 20732 marital status for males
Zip code 20732 marital status for females

Housing units lacking complete plumbing facilities: 2.4%
Housing units lacking complete kitchen facilities: 3.1%

Most commonly used house heating fuel

  • 82%Electricity
  • 8%Fuel oil, kerosene, etc.
  • 6%Bottled, tank, or LP gas
  • 2%Wood
  • 1%Utility gas
  • 1%Other fuel

Population in 1990: 4,856. Population change in the 1990s: +3,349 (+69.0%).

Place of birth for U.S.-born residents:


54% of the 20732 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in Maryland.

90% of the 20732 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 29% moved from this county.
   Out of people who lived in different houses, 30% moved from different county within same state.
   Out of people who lived in different houses, 34% moved from different state.
   Out of people who lived in different houses, 7% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 24
Here:

2.1%
Maryland:

13.4%
Students in private schools in grades 9 to 12 (high school): 106
Here:

12.3%
Maryland:

15.5%
Students in private undergraduate colleges: 40
Here:

5.8%
Maryland:

17.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 113,571Architecture and engineering occupations
  • 104,306Computer and mathematical occupations
  • 96,793Management occupations
  • 81,682Business and financial operations occupations
  • 81,146Law enforcement workers including supervisors
  • 67,321Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED175$318,88482$278,641641$272,84629$157,4641$1,269,60056$222,4660$0
APPLICATIONS APPROVED, NOT ACCEPTED5$327,6645$194,36259$273,7335$21,1100$04$217,4030$0
APPLICATIONS DENIED15$254,7607$349,630213$299,79614$61,2520$015$255,6452$191,010
APPLICATIONS WITHDRAWN18$279,65712$283,463128$280,4112$84,9851$952,20012$245,7730$0
FILES CLOSED FOR INCOMPLETENESS2$244,4002$209,26027$294,0682$124,5800$03$228,8970$0

Detailed HMDA statistics for the following Tracts: 8603.00 , 8604.01, 8604.02, 8605.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$380,26110$312,5361$334,540
APPLICATIONS APPROVED, NOT ACCEPTED3$424,6375$340,3520$0
APPLICATIONS DENIED2$310,1502$379,7650$0
APPLICATIONS WITHDRAWN4$405,9030$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 8603.00 , 8604.01, 8604.02, 8605.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 20732 among deceased individuals
NameCountLived (average)
John3275.3 years
William2771.7 years
Mary2480.1 years
James2465.5 years
Charles2272.0 years
Robert2071.9 years
Helen1982.6 years
Margaret1777.9 years
Joseph1569.7 years
Thomas1370.1 years
Most common last names in zip code 20732 among deceased individuals
Last nameCountLived (average)
Jones2670.8 years
Smith1471.4 years
Brown1073.8 years
King1077.9 years
Miller865.3 years
Davis869.0 years
Johnson779.3 years
Chase672.0 years
Ward678.4 years
Carlson570.6 years
Businesses in zip code 20732
NameCountNameCount
Blockbuster1Papa John's Pizza1
McDonald's1Subway1

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