20876 Zip Code Detailed Profile




Cities: Germantown, MD (47.98%), Clarksburg, MD (14.04%)
County: Montgomery County, MD
Estimated zip code population in 2013: 26,037
Zip code population in 2010: 25,496
Zip code population in 2000: 22,233

Houses and condos: 8,925
Renter-occupied apartments: 2,809
% of renters here:

33%
State:

34%
Mar. 2013 cost of living index in zip code 20876: 116.1 (more than average, U.S. average is 100)

Land area: 11.7 sq. mi.
Water area: 0.1 sq. mi.
Population density: 2,230 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 20876
Zip code 20876 (Germantown, Maryland) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.9% ($3,293)
Maryland:

1.1% ($3,075)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,350 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,777 (0.9%)

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Males: 12,323  (47.3%)
Females: 13,714  (52.7%)

For population 25 years and over in 20876:

For population 15 years and over in 20876:

Zip code 20876 compared to state average:

  • Hispanic race population percentage above state average.
  • Median age below state average.
  • Foreign-born population percentage significantly above state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Races in zip code 20876

  • Zip code 20876 races chart
    • 8,530White population
    • 5,593Black population
    • 56American Indian population
    • 5,192Asian population
    • 11Native Hawaiian and Other Pacific Islander population
    • 72Some other race population
    • 855Two or more races population
    • 5,187Hispanic or Latino population

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Urban population: 25,111
Rural population: 925

Estimated median house/condo value in 2013: $350,000
20876:

$350,000
Maryland:

$280,200



According to our research of Maryland and other state lists there were 20 registered sex offenders living in 20876 zip code as of September 01, 2015.
The ratio of number of residents in zip code 20876 to the number of sex offenders is 1,249 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

33.9 years
Maryland median age:

38.2 years
Average household size:
This zip code:

3.0 people
Maryland:

2.7 people

Averages for the 2012 tax year for zip code 20876, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $67,438 (Individual Income Tax Returns)
Here:

$67,438
State:

$72,703

Salary/wage: $64,809 (reported on 88.7% of returns)
Here:

$64,809
State:

$62,228
(% of AGI for various income ranges: 78.2% for AGIs below $25k, 89.3% for AGIs $25k-50k, 89.5% for AGIs $50k-75k, 88.6% for AGIs $75k-100k, 87.7% for AGIs $100k-200k, 76.8% for AGIs over 200k)

Taxable interest for individuals: $593 (reported on 37.1% of returns)
This zip code:

$593
Maryland:

$1,413
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $2,969 (reported on 18.1% of returns)
Here:

$2,969
State:

$6,933
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,331 (reported on 14.0% of returns)
Here:

+$4,331
State:

+$14,830
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Profit/loss from business: +$10,608 (reported on 20.3% of returns)
Here:

+$10,608
State:

+$12,606
(% of AGI for various income ranges: 15.7% for AGIs below $25k, 3.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,005 (reported on 4.7% of returns)
20876:

$15,005
Maryland:

$17,065
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Self-employment retirement plans: $16,944 (reported on 0.7% of returns)
20876:

$16,944
Maryland:

$24,439
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Total itemized deductions: $25,505 (24% of AGI, reported on 49.0% of returns)
Here:

$25,505
State:

$27,886

Here:

23.6% of AGI
State:

22.8% of AGI
(% of AGI for various income ranges: 12.6% for AGIs below $25k, 17.4% for AGIs $25k-50k, 20.9% for AGIs $50k-75k, 20.3% for AGIs $75k-100k, 20.0% for AGIs $100k-200k, 16.0% for AGIs over 200k)

Charity contributions: $3,350 (reported on 38.7% of returns)
Here:

$3,350
State:

$4,452
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $10,349 (reported on 48.7% of returns)
20876:

$10,349
State:

$11,690
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 3.9% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 7.6% for AGIs $75k-100k, 8.9% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Earned income credit: $2,332 (reported on 14.1% of returns)
Here:

$2,332
State:

$2,199
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 20876, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $59,720 (Individual Income Tax Returns)
Here:

$59,720
State:

$60,339

Salary/wage: $57,142 (reported on 92.1% of returns)
Here:

$57,142
State:

$52,211
(% of AGI for various income ranges: 113.9% for AGIs below $10k, 84.2% for AGIs $10k-25k, 92.0% for AGIs $25k-50k, 91.2% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 84.6% for AGIs over 100k)

Taxable interest for individuals: $676 (reported on 49.7% of returns)
This zip code:

$676
Maryland:

$1,701
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,349 (reported on 23.7% of returns)
Here:

$1,349
State:

$4,235
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$7,875 (reported on 19.9% of returns)
Here:

+$7,875
State:

+$15,888
(% of AGI for various income ranges: -1.8% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 5.2% for AGIs over 100k)

Profit/loss from business: +$11,374 (reported on 16.1% of returns)
Here:

+$11,374
State:

+$12,221
(% of AGI for various income ranges: 11.8% for AGIs below $10k, 8.9% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.8% for AGIs over 100k)

IRA payment deduction: $2,923 (reported on 3.2% of returns)
20876:

$2,923
Maryland:

$2,968
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,692 (reported on 1.0% of returns)
Here:

$11,692
Maryland:

$17,155
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Total itemized deductions: $23,001 (26% of AGI, reported on 56.9% of returns)
Here:

$23,001
State:

$22,960

Here:

26.1% of AGI
State:

23.3% of AGI
(% of AGI for various income ranges: 13.2% for AGIs below $10k, 15.9% for AGIs $10k-25k, 24.7% for AGIs $25k-50k, 25.3% for AGIs $50k-75k, 24.6% for AGIs $75k-100k, 19.8% for AGIs over 100k)

Charity contributions deductions: $2,859 (3% of AGI, reported on 49.2% of returns)
Here:

$2,859
State:

$4,031

Here:

3.1% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $8,481 (reported on 79.5% of returns)
20876:

$8,481
State:

$10,167
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Earned income credit: $1,663 (reported on 11.0% of returns)
Here:

$1,663
State:

$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 49.0%
Here:

49%
State:

55%
(% for various income ranges: 43.7% for AGIs below $10k, 54.1% for AGIs $10k-25k, 50.9% for AGIs $25k-50k, 49.2% for AGIs $50k-75k, 46.7% for AGIs $75k-100k, 47.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$90,702
Maryland:

$72,483
Germantown, MD (20876) map Nearest zip codes: 20886, 20899, 20871, 20879, 20877, 20872.
Percentage of family households:
This zip code:

69.2%
Maryland:

51.1%
Percentage of households with unmarried partners:
This zip code:

4.1%
Maryland:

5.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 679
Household did not receive Food Stamps/SNAP in the past 12 months: 7,891


Women who had a birth in the past 12 months: 427 (391 now married, 36 unmarried)
Women who did not have a birth in the past 12 months: 6,939 (3,234 now married, 3,705 unmarried)


Housing units in zip code 20876 with a mortgage: 5,152 (476 second mortgage, 1,192 home equity loan, 41 both second mortgage and home equity loan)
Houses without a mortgage: 609

Median monthly owner costs for units with a mortgage: $2,361
Median monthly owner costs for units without a mortgage: S576

Residents with income below the poverty level in 2013:
This zip code:

8.0%
Whole state:

10.1%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.8%
Whole state:

5.1%
Median number of rooms in houses and condos:
Here:

6.8
State:

7.2
Median number of rooms in apartments:
Here:

4.5
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 20876: Butlers Orchard (A), Germantown Technical Center (B), King Farm (C). Display/hide their locations on the map

    Shopping Centers: Neelsville Village Shopping Center (1), Milestone Center Shopping Center (2), Middlebrook Village Shopping Center (3), Fox Chapel Shopping Center (4). Display/hide their locations on the map

    Churches in zip code 20876 include: Neelsville Presbyterian Church (A), Christ Lutheran Church (B), Salem United Methodist Church (C), Upper Seneca Baptist Church (D). Display/hide their locations on the map

    Cemetery: Neelsville Presbyterian Cemetery (1). Display/hide its location on the map

    Streams, rivers, and creeks: Wildcat Branch (A). Display/hide its location on the map

    Parks in zip code 20876 include: Plumgar Park (1), North Germantown Special Park (2), Goshen Recreational Park (3), Germantown Park (4), Fox Chapel Park (5), Clear Spring Park (6). Display/hide their locations on the map

Year house built

  • 312010 or later
  • 1,4052000 to 2009
  • 3,5241990 to 1999
  • 2,6511980 to 1989
  • 8721970 to 1979
  • 1211960 to 1969
  • 941950 to 1959
  • 991940 to 1949
  • 1281939 or earlier

Zip code 20876 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Germantown, MD (20876)

  • 9no bedroom
  • 471 bedroom
  • 1,0272 bedrooms
  • 1,9023 bedrooms
  • 2,1044 bedrooms
  • 6725+ bedrooms

Bedrooms in renter-occupied apartments in Germantown, MD (20876)

  • 0no bedroom
  • 4801 bedroom
  • 1,3522 bedrooms
  • 7933 bedrooms
  • 1464 bedrooms
  • 385+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Germantown, MD (20876) in owner-occupied houses/condos

  • 118no vehicle
  • 1,2841 vehicle
  • 2,7902 vehicles
  • 1,1113 vehicles
  • 3944 vehicles
  • 645+ vehicles

Cars and other vehicles available in Germantown, MD (20876) in renter-occupied apartments

  • 353no vehicle
  • 1,2381 vehicle
  • 9052 vehicles
  • 2563 vehicles
  • 574 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,670.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $350,000
20876:

$350,000
Maryland:

$280,200
Lower value quartile - upper value quartile: $238,000 - $470,400

Mean price in 2013:

Detached houses: $639,659
Here:

$639,659
State:

$386,375

Townhouses or other attached units: $332,783
Here:

$332,783
State:

$224,239

In 2-unit structures: $212,920
Here:

$212,920
State:

$219,378

In 3-to-4-unit structures: $196,175
Here:

$196,175
State:

$176,954

In 5-or-more-unit structures: $264,460
Here:

$264,460
State:

$211,194

Mobile homes: $105,240
Here:

$105,240
State:

$63,596

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 6.7%

Percentage of zip code residents living and working in this county: 69.6%

Household type by relationship:

Households: 26,026

Size of family households: 1,949 2-persons, 1,859 3-persons, 1,922 4-persons, 740 5-persons, 190 6-persons, 163 7-or-more-persons

Size of nonfamily households: 1,485 1-person, 224 2-persons, 33 3-persons, 5 4-persons

4,438 married couples with children.
2,519 single-parent households (592 men, 1,927 women).

56.9% of residents of 20876 zip code speak English at home.
18.5% of residents speak Spanish at home (52% very well, 24% well, 19% not well, 5% not at all).
9.5% of residents speak other Indo-European language at home (78% very well, 16% well, 5% not well).
11.3% of residents speak Asian or Pacific Island language at home (49% very well, 32% well, 17% not well, 3% not at all).
3.8% of residents speak other language at home (84% very well, 8% well, 8% not well).

Foreign born population: 9,180 (35.3%)
(51.8% of them are naturalized citizens)
This zip code:

35.3%
Whole state:

14.2%

Most common places of birth for the foreign-born residents

  • 13%India
  • 10%El Salvador
  • 7%Mexico
  • 7%Colombia
  • 6%China, excluding Hong Kong and Taiwan
  • 5%Korea
  • 4%Philippines

Most common first ancestries reported in 20876 (%)

  • 55%Other groups
  • 4%English
  • 4%Irish
  • 4%American
  • 4%African
  • 4%Italian
  • 3%German

Year of entry for the foreign-born population

  • 1762010 or later
  • 3,3722000 to 2009
  • 3,0361990 to 1999
  • 3,024Before 1990

Public primary/middle schools in zip code 20876 not listed on the city page:

  • THURGOOD MARSHALL ELEMENTARY (Students: 580; Location: 12260 MCDONALD CHAPEL DR, GAITHERSBURG, MD; Grades: PK - 05)
  • CEDAR GROVE ELEMENTARY (Students: 552; Location: 24001 RIDGE RD, GERMANTOWN, MD; Grades: KG - 05)
There are 121 Medical Specialists in Zip Code 20876.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 20876:

All 2 fire-safe hotels and motels in zip code 20876

Zip code 20876 marital status for males
Zip code 20876 marital status for females

Housing units lacking complete kitchen facilities: 0.5%

Most commonly used house heating fuel

  • 51%Electricity
  • 46%Utility gas
  • 3%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas

Population in 1990: 11,734. Population change in the 1990s: +10,499 (+89.5%).

Place of birth for U.S.-born residents:


43% of the 20876 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 63% lived in this county.
   Out of people who lived in different counties, 50% lived in Maryland.

87% of the 20876 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 8% moved from different county within same state.
   Out of people who lived in different houses, 26% moved from different state.
   Out of people who lived in different houses, 7% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 199
Here:

6.1%
Maryland:

13.4%
Students in private schools in grades 9 to 12 (high school): 48
Here:

2.8%
Maryland:

15.5%
Students in private undergraduate colleges: 457
Here:

22.2%
Maryland:

17.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 100,294Legal occupations
  • 91,583Life, physical, and social science occupations
  • 90,958Computer and mathematical occupations
  • 87,064Management occupations
  • 84,931Architecture and engineering occupations
  • 78,861Health diagnosing and treating practitioners and other technical occupations

Companies with biggest federal contracts located in this zip code (GERMANTOWN, MD):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 21 people in other noninstitutional facilities
  • 2 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 8 people in nursing homes
  • 6 people in agriculture workers' dormitories on farms

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED342$264,010333$287,1891,601$285,49567$187,2060$063$204,9052$2,735
APPLICATIONS APPROVED, NOT ACCEPTED11$218,75534$268,561126$293,0982$26,2500$09$250,4660$0
APPLICATIONS DENIED38$242,17927$321,271520$312,18236$101,7050$027$201,2860$0
APPLICATIONS WITHDRAWN80$257,87651$330,073363$300,0594$9,3731$523,39024$254,3180$0
FILES CLOSED FOR INCOMPLETENESS17$277,17819$293,96892$277,9514$56,6750$06$222,2720$0

Detailed HMDA statistics for the following Tracts: 7002.05 , 7003.04, 7008.08, 7008.09

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED48$295,55618$397,875
APPLICATIONS APPROVED, NOT ACCEPTED12$331,37815$393,112
APPLICATIONS DENIED4$226,5335$391,640
APPLICATIONS WITHDRAWN4$382,4382$263,920
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 7002.05 , 7003.04, 7008.08, 7008.09

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 20876 among deceased individuals
NameCountLived (average)
Robert2071.3 years
John1372.3 years
Elizabeth1378.8 years
Mary1277.8 years
Helen1281.0 years
James1263.0 years
Margaret1174.0 years
William1071.0 years
Dorothy978.8 years
Charles879.1 years
Most common last names in zip code 20876 among deceased individuals
Last nameCountLived (average)
King577.6 years
Main577.6 years
Wilson577.0 years
Bailey490.0 years
Phillips473.8 years
Wright492.5 years
Thompson470.7 years
Williams476.7 years
Johnson372.0 years
Tregoning382.7 years
Businesses in zip code 20876
NameCountNameCount
7-Eleven1McDonald's3
ALDI1Nike3
AT&T1Penske1
Ace Hardware1PetSmart1
Applebee's1Pizza Hut1
Bath & Body Works1Popeyes1
Blockbuster1Staples1
CVS1Starbucks2
Cricket Wireless1Subway1
DHL1T-Mobile1
Extended Stay America1T.J.Maxx1
FedEx2Taco Bell1
Giant1Target1
Hilton1U-Haul1
Home Depot1UPS4
KFC1Verizon Wireless2
Kohl's1Walmart1

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