Median household income (1999): $92,836
Estimated median household income in 2005: $106,636
| This zip code | $106,636 | | Maryland: | $61,592 |
Nearest zip codes: 20868, 20904, 20861, 20866, 20860, 20759.
Housing units in zip code 20905 with a mortgage: 4,108 (622 second mortgage, 556 home equity loan, 21 both second mortgage and home equity loan)
Houses without a mortgage: 840
Median monthly owner costs for units with a mortgage: $1,799
Median monthly owner costs for units without a mortgage: $451
Residents with income below the poverty level in 1999:
| This zip code: | 2.5% | | Whole state: | 8.5% |
Residents with income below 50% of the poverty level in 1999:
| This zip code: | 1.6% | | Whole state: | 4.2% |
Median number of rooms in houses and condos:
| Here: | 8.5 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 7.0 | | State: | 4.2 |
Year house built:
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- 1999 to March 2000: 159
- 1995 to 1998: 236
- 1990 to 1994: 294
- 1980 to 1989: 2,134
- 1970 to 1979: 1,272
- 1960 to 1969: 989
- 1950 to 1959: 443
- 1940 to 1949: 123
- 1939 or earlier: 231
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Bedrooms in owner-occupied houses in Cloverly, MD (20905):
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- no bedroom: 7
- 1 bedrooms: 93
- 2 bedrooms: 170
- 3 bedrooms: 1,216
- 4 bedrooms: 2,832
- 5 or more bedrooms: 930
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Bedrooms in renter-occupied apartments and housing units:
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- no bedroom: 0
- 1 bedrooms: 42
- 2 bedrooms: 57
- 3 bedrooms: 183
- 4 bedrooms: 220
- 5 or more bedrooms: 45
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Vehicles available in 20905 zip code in owner-occupied houses/condos:
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- no vehicle: 47
- 1 vehicle: 740
- 2 vehicles: 2,619
- 3 vehicles: 1,207
- 4 vehicles: 476
- 5 or more vehicles: 159
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Vehicles available in renter-occupied apartments:
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- no vehicle: 55
- 1 vehicle: 182
- 2 vehicles: 216
- 3 vehicles: 58
- 4 vehicles: 27
- 5 or more vehicles: 9
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Estimated household income distribution in 2005:

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Estimate of home value of owner-occupied houses/condos in 2005 in zip code 20905:
- $10,000 to $14,999: 12
- $20,000 to $24,999: 11
- $25,000 to $29,999: 6
- $30,000 to $34,999: 9
- $35,000 to $39,999: 11
- $60,000 to $69,999: 6
- $70,000 to $79,999: 7
- $80,000 to $89,999: 11
- $90,000 to $99,999: 20
- $100,000 to $124,999: 287
- $125,000 to $149,999: 109
- $150,000 to $174,999: 265
- $175,000 to $199,999: 532
- $200,000 to $249,999: 1316
- $250,000 to $299,999: 1023
- $300,000 to $399,999: 831
- $400,000 to $499,999: 238
- $500,000 to $749,999: 219
- $750,000 to $999,999: 20
- $1,000,000 or more: 15
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Rent paid by renters in 2000 in zip code 20905:
- Less than $100: 12
- $150 to $199: 10
- $200 to $249: 24
- $250 to $299: 8
- $300 to $349: 16
- $350 to $399: 20
- $400 to $449: 9
- $500 to $549: 60
- $600 to $649: 8
- $650 to $699: 36
- $700 to $749: 11
- $750 to $799: 7
- $800 to $899: 18
- $900 to $999: 4
- $1,000 to $1,249: 109
- $1,250 to $1,499: 78
- $1,500 to $1,999: 29
- $2,000 or more: 15
- No cash rent: 62
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Median price asked for vacant for-sale houses in 2000: $186,300
Estimated median house (or condo) value in 2005 for: - White Non-Hispanic householders: $543,340
- Black or African American householders: $515,675
- American Indian or Alaska Native householders: $342,382
- Asian householders: $606,638
- Native Hawaiian and other Pacific Islander householders: $304,315
- Some other race householders: $497,970
- Two or more races householders: $452,156
- Hispanic or Latino householders: $503,503
Housing units in structures:
- One, detached: 5,186
- One, attached: 665
- Two: 14
- 3 or 4: 7
- 5 to 9: 5
- 10 to 19: 4

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Means of transportation to work
- Drove a car alone: 7,142 (76%)
- Carpooled: 1,027 (11%)
- Bus or trolley bus: 199 (2%)
- Subway or elevated: 326 (3%)
- Railroad: 20 (0%)
- Taxi: 27 (0%)
- Walked: 107 (1%)
- Other means: 44 (0%)
- Worked at home: 505 (5%)
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Travel time to work
- Less than 5 minutes: 49
- 5 to 9 minutes: 211
- 10 to 14 minutes: 379
- 15 to 19 minutes: 759
- 20 to 24 minutes: 1065
- 25 to 29 minutes: 664
- 30 to 34 minutes: 1652
- 35 to 39 minutes: 658
- 40 to 44 minutes: 533
- 45 to 59 minutes: 1715
- 60 to 89 minutes: 982
- 90 or more minutes: 225
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Percentage of zip code residents living and working in this county: 50.9%
Household type by relationship
Households: 18,218
- In family households: 17,286 (4,117 male householders, 929 female householders)
4,345 spouses, 6,429 children (6,135 natural, 128 adopted, 166 stepchildren), 343 grandchildren, 117 brothers or sisters, 238 parents, 426 other relatives, 342 non-relatives
- In nonfamily households: 932 (266 male householders (180 living alone)), 502 female householders (441 living alone)), 164 nonrelatives
- In group quarters: 43 (0 institutionalized population)
Size of family households: 1,701 2-persons, 1,166 3-persons, 1,301 4-persons, 517 5-persons, 217 6-persons, 144 7-or-more-persons.
Size of nonfamily households: 621 1-person, 132 2-persons, 9 3-persons, 6 5-persons.
4,167 married couples with children.
539 single-parent households (108 men, 431 women).
74.1% of residents of 20905 zip code speak English at home.
4.0% of residents speak Spanish at home (67% very well, 16% well, 15% not well, 2% not at all).
9.6% of residents speak other Indo-European language at home (76% very well, 17% well, 6% not well).
10.2% of residents speak Asian or Pacific Island language at home (51% very well, 27% well, 21% not well, 1% not at all).
2.2% of residents speak other language at home (90% very well, 10% well).
Foreign born population: 3,931 (21.7%)
(70.6% of them are naturalized citizens)
| This zip code: | 21.7% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
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- Korea (15%)
- India (13%)
- China, excluding Hong Kong and Taiwan (5%)
- Vietnam (5%)
- Taiwan (5%)
- Other Eastern Europe (3%)
- Pakistan (3%)
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Year of entry for the foreign-born population
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- 1995 to March 2000: 483
- 1990 to 1994: 409
- 1985 to 1989: 695
- 1980 to 1984: 766
- 1975 to 1979: 535
- 1970 to 1974: 423
- 1970 to 1974: 262
- 1965 to 1969: 358
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First ancestries reported:
- Other groups: 6012
- German: 1569
- English: 1350
- Irish: 1288
- Italian: 839
- United States or American: 832
- Russian: 501
- Subsaharan African:: 495
- Polish: 459
- European: 290
- Greek: 205
- West Indian (excluding Hispanic groups):: 200
- Arab:: 200
- Scottish: 181
- Nigerian: 178
- African: 163
- French (except Basque): 130
- Jamaican: 125
- Scotch-Irish: 114
- Palestinian: 102
- Iranian: 97
- Dutch: 97
- Welsh: 88
- Swedish: 81
- Norwegian: 71
- Guyanese: 68
- British: 66
- Hungarian: 61
- Ukrainian: 59
- Romanian: 57
- Arab/Arabic: 55
- Scandinavian: 52
- Czechoslovakian: 40
- Trinidadian and Tobagonian: 40
- Finnish: 39
- Other Subsaharan African: 38
- Czech: 34
- Portuguese: 33
- Ghanian: 32
- Slovak: 30
- Egyptian: 29
- Northern European: 28
- Swiss: 27
- Eastern European: 25
- Haitian: 24
- Danish: 24
- Ethiopian: 24
- Bulgarian: 24
- Liberian: 22
- Sierra Leonean: 22
- French Canadian: 19
- Austrian: 19
- Croatian: 19
- Latvian: 18
- Brazilian: 17
- Ugandan: 16
- Israeli: 15
- Slavic: 13
- Armenian: 13
- Serbian: 12
- Belgian: 12
- Basque: 12
- Moroccan: 10
- Lithuanian: 8
- Canadian: 8
- British West Indian: 7
- Pennsylvania German: 5
- Lebanese: 4
- Barbadian: 4



Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel:
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- Utility gas (52%)
- Fuel oil, kerosene, etc. (24%)
- Electricity (22%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 5505
- Northeast: 2437
- Midwest: 1122
- South: 4460
- West: 565
70% of the 20905 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 53% lived in Maryland.
Population in 1990: 16,800. Population change in the 1990s: +1,298 (+7.7%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 515
| Here: | 19.7% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 195
| Here: | 16.3% | | Maryland: | 13.3% |
Students in private undergraduate colleges: 159
| Here: | 18.3% | | Maryland: | 21.7% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Site Preparation Contractors (250-499 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (50-99: 1, 20-49: 3, 10-19: 2, 5-9: 3, 1-4: 11)
- Other Services (except Public Administration): Religious Organizations (100-249: 1, 5-9: 1, 1-4: 6)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 1-4: 6)
- Construction: Poured Concrete Foundation and Structure Contractors (100-249: 1, 1-4: 1)
- Educational Services: Sports and Recreation Instruction (20-49: 2, 5-9: 1, 1-4: 4)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99: 1, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (50-99: 1, 1-4: 1)
- Health Care and Social Assistance: Other Individual and Family Services (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninstitutionalized)
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People in group quarters
- 36 people in other noninstitutional group quarters
- 19 people in homes for the mentally retarded
- 5 people in religious group quarters
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