Median household income (1999): $28,472
Estimated median household income in 2005: $30,778
| This zip code | $30,778 | | Maryland: | $61,592 |
Nearest zip codes: 21543, 21528, 21542, 21539, 21545, 21557.
Housing units in zip code 21532 with a mortgage: 1,650 (173 second mortgage, 249 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,343
Median monthly owner costs for units with a mortgage: $780
Median monthly owner costs for units without a mortgage: $272
Residents with income below the poverty level in 1999:
| This zip code: | 18.5% | | Whole state: | 8.5% |
Residents with income below 50% of the poverty level in 1999:
| This zip code: | 9.3% | | Whole state: | 4.2% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.2 |
Year house built:
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- 1999 to March 2000: 71
- 1995 to 1998: 312
- 1990 to 1994: 351
- 1980 to 1989: 725
- 1970 to 1979: 739
- 1960 to 1969: 706
- 1950 to 1959: 552
- 1940 to 1949: 519
- 1939 or earlier: 1,994
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Bedrooms in owner-occupied houses in Frostburg, MD (21532):
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- no bedroom: 0
- 1 bedrooms: 38
- 2 bedrooms: 811
- 3 bedrooms: 2,004
- 4 bedrooms: 543
- 5 or more bedrooms: 88
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Bedrooms in renter-occupied apartments and housing units:
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- no bedroom: 61
- 1 bedrooms: 561
- 2 bedrooms: 651
- 3 bedrooms: 430
- 4 bedrooms: 190
- 5 or more bedrooms: 75
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Vehicles available in 21532 zip code in owner-occupied houses/condos:
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- no vehicle: 142
- 1 vehicle: 924
- 2 vehicles: 1,642
- 3 vehicles: 530
- 4 vehicles: 144
- 5 or more vehicles: 102
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Vehicles available in renter-occupied apartments:
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- no vehicle: 341
- 1 vehicle: 802
- 2 vehicles: 560
- 3 vehicles: 192
- 4 vehicles: 51
- 5 or more vehicles: 22
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Estimated household income distribution in 2005:

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Estimate of home value of owner-occupied houses/condos in 2005 in zip code 21532:
- Less than $10,000: 19
- $10,000 to $14,999: 16
- $15,000 to $19,999: 17
- $20,000 to $24,999: 24
- $25,000 to $29,999: 70
- $30,000 to $34,999: 70
- $35,000 to $39,999: 64
- $40,000 to $49,999: 224
- $50,000 to $59,999: 358
- $60,000 to $69,999: 344
- $70,000 to $79,999: 337
- $80,000 to $89,999: 305
- $90,000 to $99,999: 232
- $100,000 to $124,999: 303
- $125,000 to $149,999: 316
- $150,000 to $174,999: 131
- $175,000 to $199,999: 90
- $200,000 to $249,999: 47
- $250,000 to $299,999: 20
- $750,000 to $999,999: 6
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Rent paid by renters in 2000 in zip code 21532:
- Less than $100: 86
- $100 to $149: 108
- $150 to $199: 105
- $200 to $249: 177
- $250 to $299: 308
- $300 to $349: 265
- $350 to $399: 243
- $400 to $449: 170
- $450 to $499: 93
- $500 to $549: 90
- $550 to $599: 23
- $600 to $649: 28
- $650 to $699: 20
- $700 to $749: 27
- $750 to $799: 16
- $800 to $899: 10
- $1,000 to $1,249: 26
- $1,500 to $1,999: 12
- $2,000 or more: 7
- No cash rent: 129
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Median price asked for vacant for-sale houses in 2000: $47,000
Estimated median house (or condo) value in 2005 for: - White Non-Hispanic householders: $93,498
- Black or African American householders: $101,369
- Two or more races householders: $163,980
- Hispanic or Latino householders: $223,609
Housing units in structures:
- One, detached: 3,824
- One, attached: 310
- Two: 393
- 3 or 4: 320
- 5 to 9: 340
- 10 to 19: 229
- 20 to 49: 63
- 50 or more: 129
- Mobile homes: 361

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Means of transportation to work
- Drove a car alone: 4,907 (79%)
- Carpooled: 640 (10%)
- Bus or trolley bus: 12 (0%)
- Ferryboat: 5 (0%)
- Motorcycle: 6 (0%)
- Walked: 473 (8%)
- Other means: 18 (0%)
- Worked at home: 125 (2%)
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Travel time to work
- Less than 5 minutes: 271
- 5 to 9 minutes: 1291
- 10 to 14 minutes: 1003
- 15 to 19 minutes: 1304
- 20 to 24 minutes: 908
- 25 to 29 minutes: 369
- 30 to 34 minutes: 346
- 35 to 39 minutes: 46
- 40 to 44 minutes: 65
- 45 to 59 minutes: 109
- 60 to 89 minutes: 118
- 90 or more minutes: 231
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Percentage of zip code residents living and working in this county: 82.5%
Household type by relationship
Households: 12,773
- In family households: 9,514 (2,543 male householders, 683 female householders)
2,597 spouses, 3,047 children (2,812 natural, 38 adopted, 197 stepchildren), 167 grandchildren, 78 brothers or sisters, 98 parents, 95 other relatives, 206 non-relatives
- In nonfamily households: 3,259 (927 male householders (615 living alone)), 1,267 female householders (983 living alone)), 1,065 nonrelatives
- In group quarters: 1,708 (210 institutionalized population)
Size of family households: 1,517 2-persons, 751 3-persons, 600 4-persons, 256 5-persons, 74 6-persons, 28 7-or-more-persons.
Size of nonfamily households: 1,598 1-person, 324 2-persons, 143 3-persons, 97 4-persons, 32 5-persons.
1,786 married couples with children.
501 single-parent households (138 men, 363 women).
97.5% of residents of 21532 zip code speak English at home.
1.1% of residents speak Spanish at home (77% very well, 12% well, 12% not well).
1.2% of residents speak other Indo-European language at home (92% very well, 8% well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 98 (0.7%)
(58.2% of them are naturalized citizens)
| This zip code: | 0.7% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
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- United Kingdom (15%)
- India (14%)
- Trinidad and Tobago (14%)
- Canada (12%)
- Mexico (9%)
- Vietnam (8%)
- Germany (7%)
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Year of entry for the foreign-born population
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- 1995 to March 2000: 42
- 1990 to 1994: 7
- 1985 to 1989: 14
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 11
- 1965 to 1969: 24
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First ancestries reported:
- German: 2414
- Irish: 1335
- United States or American: 1156
- English: 986
- Other groups: 866
- Italian: 693
- Scottish: 536
- Welsh: 370
- Scotch-Irish: 278
- Polish: 202
- Dutch: 146
- European: 115
- French (except Basque): 99
- Russian: 70
- British: 56
- Hungarian: 51
- Norwegian: 44
- Swiss: 36
- Subsaharan African:: 33
- African: 33
- Swedish: 21
- Yugoslavian: 20
- French Canadian: 19
- Czech: 17
- Greek: 17
- Pennsylvania German: 17
- Austrian: 17
- Finnish: 16
- Bulgarian: 15
- Romanian: 11
- Arab:: 7
- Lebanese: 7
- Australian: 7
- West Indian (excluding Hispanic groups):: 7
- Jamaican: 7
- Croatian: 5

Median worth of mobile homes: $25,800


Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel:
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- Utility gas (42%)
- Electricity (24%)
- Fuel oil, kerosene, etc. (19%)
- Coal or coke (8%)
- Wood (4%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 10798
- Northeast: 1308
- Midwest: 496
- South: 1449
- West: 245
59% of the 21532 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 44% lived in this county.
Out of people who lived in different counties, 67% lived in Maryland.
Population in 1990: 15,702. Population change in the 1990s: -1,101 (-7.0%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 104
| Here: | 8.7% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 0.3% | | Maryland: | 13.3% |
Students in private undergraduate colleges: 141
| Here: | 4.2% | | Maryland: | 21.7% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Telemarketing Bureaus (500-999 employees: 1 establishment)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 2, 10-19: 2, 5-9: 2, 1-4: 2)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 4, 10-19: 5, 1-4: 5)
- Information: Data Processing, Hosting, and Related Services (100-249: 1, 1-4: 3)
- Accommodation and Food Services: Food Service Contractors (100-249: 1, 1-4: 1)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 2, 10-19: 1, 1-4: 2)
- Mining: Bituminous Coal and Lignite Surface Mining (50-99: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninstitutionalized)
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People in group quarters
- 1475 people in college dormitories (includes college quarters off campus)
- 210 people in nursing homes
- 5 people in other noninstitutional group quarters
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