21532 Zip Code Detailed Profile




Cities: Frostburg, MD (4.38%), Finzel, MD (4.22%), Eckhart Mines, MD (1.97%), Zihlman, MD (1.92%), Vale Summit, MD (1.26%), Shaft, MD (1.02%), Midlothian, MD (0.62%), Klondike, MD (0.49%), Carlos, MD (0.37%), Woodland, MD (0.23%), National, MD (0.20%), Grahamtown, MD (0.19%), Clarysville, MD (0.15%), Gilmore, MD (0.12%), Ocean, MD (0.06%)
Counties: Allegany County, MD (56.21%), Garrett County, MD (43.79%)
Estimated zip code population in 2013: 16,088
Zip code population in 2010: 15,620
Zip code population in 2000: 14,601

Houses and condos: 6,948
Renter-occupied apartments: 2,330
% of renters here:

39%
State:

34%
Mar. 2013 cost of living index in zip code 21532: 86.8 (less than average, U.S. average is 100)

Land area: 77.8 sq. mi.
Water area: 0.2 sq. mi.
Population density: 207 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 21532
Zip code 21532 (Frostburg, Maryland) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 21532

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.9% ($1,329)
Maryland:

1.1% ($3,075)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,286 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,382 (0.9%)

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Males: 8,008  (49.8%)
Females: 8,080  (50.2%)

For population 25 years and over in 21532:

For population 15 years and over in 21532:

Zip code 21532 compared to state average:

  • Median household income below state average.
  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in above state average.
  • House age above state average.
  • Number of college students above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 21532

  • Zip code 21532 races chart
    • 13,803White population
    • 1,154Black population
    • 15American Indian population
    • 188Asian population
    • 6Native Hawaiian and Other Pacific Islander population
    • 11Some other race population
    • 190Two or more races population
    • 253Hispanic or Latino population

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Urban population: 11,116
Rural population: 4,971

Estimated median house/condo value in 2013: $140,900
21532:

$140,900
Maryland:

$280,200



According to our research of Maryland and other state lists there were 30 registered sex offenders living in 21532 zip code as of February 07, 2016.
The ratio of number of residents in zip code 21532 to the number of sex offenders is 482 to 1.


Median resident age:
This zip code:

31.1 years
Maryland median age:

38.2 years
Average household size:
This zip code:

2.3 people
Maryland:

2.7 people

Averages for the 2012 tax year for zip code 21532, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,611 (Individual Income Tax Returns)
Here:

$46,611
State:

$72,703

Salary/wage: $41,065 (reported on 83.7% of returns)
Here:

$41,065
State:

$62,228
(% of AGI for various income ranges: 74.8% for AGIs below $25k, 76.6% for AGIs $25k-50k, 76.3% for AGIs $50k-75k, 75.8% for AGIs $75k-100k, 75.6% for AGIs $100k-200k, 45.6% for AGIs over 200k)

Taxable interest for individuals: $846 (reported on 41.7% of returns)
This zip code:

$846
Maryland:

$1,413
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $2,413 (reported on 19.4% of returns)
Here:

$2,413
State:

$6,933
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,286 (reported on 12.6% of returns)
Here:

+$2,286
State:

+$14,830
(% of AGI for various income ranges: 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 4.2% for AGIs over 200k)

Profit/loss from business: +$8,147 (reported on 11.4% of returns)
Here:

+$8,147
State:

+$12,606
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,446 (reported on 10.1% of returns)
21532:

$10,446
Maryland:

$17,065
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Total itemized deductions: $18,292 (21% of AGI, reported on 27.9% of returns)
Here:

$18,292
State:

$27,886

Here:

20.8% of AGI
State:

22.8% of AGI
(% of AGI for various income ranges: 5.7% for AGIs below $25k, 7.6% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 12.4% for AGIs $75k-100k, 15.1% for AGIs $100k-200k, 12.5% for AGIs over 200k)

Charity contributions: $3,092 (reported on 22.0% of returns)
Here:

$3,092
State:

$4,452
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $8,050 (reported on 27.9% of returns)
21532:

$8,050
State:

$11,690
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 7.8% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Earned income credit: $1,910 (reported on 16.5% of returns)
Here:

$1,910
State:

$2,199
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 52.4%
Here:

52%
State:

52%
(% for various income ranges: 44.3% for AGIs below $25k, 53.0% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 60.7% for AGIs $75k-100k, 62.0% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 21532, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,734 (Individual Income Tax Returns)
Here:

$38,734
State:

$60,339

Salary/wage: $34,715 (reported on 84.8% of returns)
Here:

$34,715
State:

$52,211
(% of AGI for various income ranges: 101.6% for AGIs below $10k, 74.9% for AGIs $10k-25k, 81.9% for AGIs $25k-50k, 79.6% for AGIs $50k-75k, 79.9% for AGIs $75k-100k, 59.8% for AGIs over 100k)

Taxable interest for individuals: $1,316 (reported on 49.8% of returns)
This zip code:

$1,316
Maryland:

$1,701
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $2,157 (reported on 22.5% of returns)
Here:

$2,157
State:

$4,235
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Net capital gain/loss: +$9,053 (reported on 16.7% of returns)
Here:

+$9,053
State:

+$15,888
(% of AGI for various income ranges: -0.9% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Profit/loss from business: +$9,614 (reported on 11.3% of returns)
Here:

+$9,614
State:

+$12,221
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 6.6% for AGIs over 100k)

IRA payment deduction: $2,821 (reported on 2.6% of returns)
21532:

$2,821
Maryland:

$2,968
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $14,842 (reported on 0.4% of returns)
Here:

$14,842
Maryland:

$17,155

Total itemized deductions: $15,486 (21% of AGI, reported on 26.9% of returns)
Here:

$15,486
State:

$22,960

Here:

20.7% of AGI
State:

23.3% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.4% for AGIs $10k-25k, 9.1% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 15.6% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Charity contributions deductions: $2,598 (3% of AGI, reported on 23.3% of returns)
Here:

$2,598
State:

$4,031

Here:

3.4% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $4,801 (reported on 76.6% of returns)
21532:

$4,801
State:

$10,167
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,444 (reported on 13.7% of returns)
Here:

$1,444
State:

$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 54.0%
Here:

54%
State:

55%
(% for various income ranges: 44.3% for AGIs below $10k, 52.3% for AGIs $10k-25k, 56.9% for AGIs $25k-50k, 59.2% for AGIs $50k-75k, 58.0% for AGIs $75k-100k, 66.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,119
Maryland:

$72,483
Frostburg, MD (21532) map Nearest zip codes: 21543, 21542, 21539, 21521, 21557, 15532.
Percentage of family households:
This zip code:

40.7%
Maryland:

51.1%
Percentage of households with unmarried partners:
This zip code:

10.6%
Maryland:

5.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 784
Household did not receive Food Stamps/SNAP in the past 12 months: 5,262


Women who had a birth in the past 12 months: 106 (93 now married, 13 unmarried)
Women who did not have a birth in the past 12 months: 4,232 (1,281 now married, 2,951 unmarried)


Housing units in zip code 21532 with a mortgage: 2,167 (118 second mortgage, 283 home equity loan)
Houses without a mortgage: 1,549

Median monthly owner costs for units with a mortgage: $1,135
Median monthly owner costs for units without a mortgage: S411

Residents with income below the poverty level in 2013:
This zip code:

22.5%
Whole state:

10.1%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.7%
Whole state:

5.1%
Median number of rooms in houses and condos:
Here:

6.4
State:

7.2
Median number of rooms in apartments:
Here:

4.3
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 21532: Mountainview Landfill (A), Frostburg Pumping Station (B), Arboretum (C), Bobcat Stadium (D), Maplehurst Country Club (E), Frostburg Water Treatment Plant (F), Frostburg Industrial Park (G), Switch Number 9 (H), Frostburg University Police Department (I), Frostburg City Police Department (J), Frostburg Fire Department Station 1 (K), Borden Shaft Volunteer Fire Department (L), Frostburg Area Ambulance Service (M), Lane University Center (N), Harold J. Cordts Physical Education Center (O), Guild Center (P), Fuller House (Q), Framptom Hall (R), Fine Arts Building (S), Edgewood Commons (T). Display/hide their locations on the map

    Shopping Centers: Frostburg Shopping Village Shopping Center (1), Frostburg Plaza Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 21532 include: Emmanuel Church (A), Assembly of God Church (B), Dickerson African Methodist Episcopal Church (C), Eckhart United Methodist Church (D), Faith Independence Baptist Church (E), First Congregational Church (F), First English Baptist Church (G), First Presbyterian Church of Frostburg (H), Frostburg Church of the Brethren (I). Display/hide their locations on the map

    Cemeteries: Loar Cemetery (1), Rose Meadow Cemetery (2), Warner Cemetery (3), Allegany Cemetery (4), Blocher Cemetery (5), Percy Cemetery (6), Mount Pleasant Cemetery (7). Display/hide their locations on the map

    Reservoirs and swamps: Midland-Gilmore Reservoir (A), Frostburg Reservoir (B), Callahan Swamp (C), Wolf Swamp (D), Cranberry Swamp (E). Display/hide their locations on the map

    Streams, rivers, and creeks: Carey Run (A), Porter Run (B), Preston Run (C), Elklick Run (D), Staub Run (E), Sand Spring Run (F), Matthew Run (G), Church Run (H), Christley Run (I). Display/hide their locations on the map

    Parks in zip code 21532 include: Mountainside Recreation Area (1), Mount Pleasant Playground (2), Lions Park (3), Frostburg Recreational Complex (4), Frostburg Historic District (5), Frostburg Community Park (6), East End Playground (7). Display/hide their locations on the map

Year house built

  • 962010 or later
  • 6392000 to 2009
  • 6561990 to 1999
  • 5831980 to 1989
  • 7991970 to 1979
  • 7911960 to 1969
  • 7891950 to 1959
  • 5821940 to 1949
  • 2,0131939 or earlier
Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Frostburg, MD (21532)

  • 0no bedroom
  • 1391 bedroom
  • 6402 bedrooms
  • 2,2103 bedrooms
  • 5954 bedrooms
  • 1325+ bedrooms

Bedrooms in renter-occupied apartments in Frostburg, MD (21532)

  • 45no bedroom
  • 7501 bedroom
  • 7172 bedrooms
  • 6143 bedrooms
  • 1954 bedrooms
  • 95+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Frostburg, MD (21532) in owner-occupied houses/condos

  • 111no vehicle
  • 1,0311 vehicle
  • 1,5022 vehicles
  • 6883 vehicles
  • 2724 vehicles
  • 1125+ vehicles

Cars and other vehicles available in Frostburg, MD (21532) in renter-occupied apartments

  • 548no vehicle
  • 9071 vehicle
  • 6842 vehicles
  • 1593 vehicles
  • 84 vehicles
  • 245+ vehicles

Median gross rent in 2013: $688.


Median price asked for vacant for-sale houses and condos in 2013: $131,254.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $140,900
21532:

$140,900
Maryland:

$280,200
Lower value quartile - upper value quartile: $90,800 - $200,800

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.8%

Percentage of zip code residents living and working in this county: 80.6%

Household type by relationship:

Households: 13,925

Size of family households: 1,665 2-persons, 837 3-persons, 430 4-persons, 250 5-persons, 170 6-persons, 11 7-or-more-persons

Size of nonfamily households: 1,965 1-person, 561 2-persons, 125 3-persons, 32 4-persons

1,610 married couples with children.
631 single-parent households (85 men, 546 women).

94.3% of residents of 21532 zip code speak English at home.
1.0% of residents speak Spanish at home (100% very well).
2.0% of residents speak other Indo-European language at home (90% very well, 7% well, 3% not well).
0.9% of residents speak Asian or Pacific Island language at home (43% very well, 32% well, 25% not well).
1.8% of residents speak other language at home (100% very well).

Foreign born population: 576 (3.6%)
(33.3% of them are naturalized citizens)
This zip code:

3.6%
Whole state:

14.2%

Most common places of birth for the foreign-born residents

  • 29%Other Australian and New Zealand Subregion
  • 12%Nigeria
  • 9%China, excluding Hong Kong and Taiwan
  • 8%Brazil
  • 6%India
  • 6%Guyana
  • 4%Korea

Most common first ancestries reported in 21532 (%)

  • 25%German
  • 15%Other groups
  • 10%Irish
  • 7%American
  • 7%English
  • 5%Italian
  • 3%Scottish

Year of entry for the foreign-born population

  • 1122010 or later
  • 2912000 to 2009
  • 1621990 to 1999
  • 94Before 1990

Zip code 21532 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 21532:

All 4 fire-safe hotels and motels in zip code 21532

Zip code 21532 marital status for males
Zip code 21532 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 2.3%

Most commonly used house heating fuel

  • 36%Electricity
  • 33%Utility gas
  • 16%Fuel oil, kerosene, etc.
  • 6%Wood
  • 5%Coal or coke
  • 3%Bottled, tank, or LP gas

Population in 1990: 15,702. Population change in the 1990s: -1,101 (-7.0%).

Place of birth for U.S.-born residents:


59% of the 21532 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Maryland.

91% of the 21532 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 14% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 101
Here:

9.1%
Maryland:

13.4%
Students in private schools in grades 9 to 12 (high school): 88
Here:

13.5%
Maryland:

15.5%
Students in private undergraduate colleges: 225
Here:

6.3%
Maryland:

17.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 89,167Life, physical, and social science occupations
  • 84,167Computer and mathematical occupations
  • 76,607Architecture and engineering occupations
  • 51,632Business and financial operations occupations
  • 50,069Fire fighting and prevention, and other protective service workers including supervisors
  • 46,042Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 1,951 people in college/university student housing
  • 235 people in nursing facilities/skilled-nursing facilities
  • 26 people in group homes for juveniles (non-correctional)
  • 24 people in local jails and other municipal confinement facilities
  • 8 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 1,475 people in college dormitories (includes college quarters off campus)
  • 210 people in nursing homes
  • 5 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED38$130,70866$127,280285$124,16551$48,1883$1,895,28726$87,4355$61,882
APPLICATIONS APPROVED, NOT ACCEPTED0$00$023$172,1432$22,7600$01$67,0000$0
APPLICATIONS DENIED4$92,8857$80,95685$121,29319$26,1580$08$78,5764$62,923
APPLICATIONS WITHDRAWN3$124,4105$67,46274$105,3124$96,1700$05$74,2561$86,360
FILES CLOSED FOR INCOMPLETENESS0$00$016$125,8240$00$00$00$0

Detailed HMDA statistics for the following Tracts: 0016.00 , 0017.00, 0018.00, 0019.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$158,3167$173,3370$0
APPLICATIONS APPROVED, NOT ACCEPTED6$99,0050$02$35,625
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$01$111,0000$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0016.00 , 0017.00, 0018.00, 0019.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 21532 among deceased individuals
NameCountLived (average)
Mary19579.9 years
John17974.4 years
William16974.5 years
James15874.1 years
Margaret10580.5 years
George10475.9 years
Charles9074.0 years
Joseph8874.5 years
Robert7970.1 years
Anna7580.5 years
Most common last names in zip code 21532 among deceased individuals
Last nameCountLived (average)
Mckenzie8476.4 years
Miller7877.9 years
Smith5177.7 years
Thomas4576.6 years
Wilson3576.5 years
Davis3581.3 years
Lewis3477.4 years
Crowe3375.8 years
Skidmore2977.2 years
Williams2875.4 years
Businesses in zip code 21532
NameCountNameCount
7-Eleven1McDonald's1
Burger King1Pizza Hut1
Chick-Fil-A1Rite Aid1
Days Inn1Subway1
FedEx1U-Haul1
GNC1UPS1
Hilton1

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