Estimated median household income in 2007: $57,165
| This zip code: | $57,165 | | Maryland: | $68,080 |
Nearest zip codes: 17320, 21778, 21788, 21757, 21780, 17214.
Housing units in zip code 21727 with a mortgage: 540 (44 second mortgage, 86 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 275
Median monthly owner costs for units with a mortgage: $1,488
Median monthly owner costs for units without a mortgage: $413
Residents with income below the poverty level in 2007:
| This zip code: | 9.0% | | Whole state: | 8.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.9% | | Whole state: | 3.8% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 21727: Crystal Fountain Farms (A), Summit Lake Camp (B), Barrett Hall (C), Memorial Gymnasium (D), Phillips Library (E), Coad Science Building (F), Knott Athletic Recreation Convocation Complex (G), Knott Academic Center (H), Cogan Student Union Building (I), Marion Burk Knott Auditorium (J), Pangborn Hall (K), Flynn Hall (L), Borders Learning Center (M), The Terrace (N), Sheridan Hall (O). Display/hide their locations on the map
Churches in zip code 21727 include: Saint Joseph Catholic Church (A), The Grotto of Lourdes (B), Chapel of the Immaculate Conception (C), Eylers Valley Chapel (D), Friends Creek Church of God (E). Display/hide their locations on the map
Cemeteries: Toms Creek Cemetery (1), Friends Creek Cemetery (2), Dodge Chapel Cemetery (3), Old Mount Saint Marys Cemetery (4), Emmitsburg Cemetery (5). Display/hide their locations on the map
Streams, rivers, and creeks: Saint Mary Run (A), Toms Creek (B). Display/hide their locations on the map
Park in zip code 21727: Knott Athletic, Recreational and Convocational Complex (1). Display/hide its location on the map
Post office: Emmitsburg Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 19
- 1995 to 1998: 97
- 1990 to 1994: 194
- 1980 to 1989: 105
- 1970 to 1979: 183
- 1960 to 1969: 123
- 1950 to 1959: 119
- 1940 to 1949: 113
- 1939 or earlier: 630
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Bedrooms in owner-occupied houses in Emmitsburg, MD (21727): |
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- no bedroom: 0
- 1 bedrooms: 32
- 2 bedrooms: 153
- 3 bedrooms: 596
- 4 bedrooms: 172
- 5 or more bedrooms: 41
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 12
- 1 bedrooms: 133
- 2 bedrooms: 166
- 3 bedrooms: 140
- 4 bedrooms: 20
- 5 or more bedrooms: 19
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Vehicles available in 21727 zip code in owner-occupied houses/condos: |
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- no vehicle: 50
- 1 vehicle: 173
- 2 vehicles: 445
- 3 vehicles: 217
- 4 vehicles: 75
- 5 or more vehicles: 34
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 56
- 1 vehicle: 216
- 2 vehicles: 171
- 3 vehicles: 37
- 4 vehicles: 8
- 5 or more vehicles: 2
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 21727:
- $25,000 to $29,999: 3
- $30,000 to $34,999: 3
- $35,000 to $39,999: 4
- $40,000 to $49,999: 8
- $90,000 to $99,999: 1
- $100,000 to $124,999: 9
- $125,000 to $149,999: 18
- $150,000 to $174,999: 38
- $175,000 to $199,999: 49
- $200,000 to $249,999: 209
- $250,000 to $299,999: 191
- $300,000 to $399,999: 269
- $400,000 to $499,999: 93
- $500,000 to $749,999: 94
- $750,000 to $999,999: 11
- $1,000,000 or more: 46
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Rent paid by renters in 2007 in zip code 21727:
- Less than $100: 11
- $100 to $149: 7
- $150 to $199: 17
- $200 to $249: 8
- $250 to $299: 9
- $300 to $349: 10
- $350 to $399: 31
- $400 to $449: 19
- $450 to $499: 28
- $500 to $549: 12
- $550 to $599: 11
- $600 to $649: 10
- $650 to $699: 13
- $700 to $749: 9
- $750 to $799: 2
- $800 to $899: 7
- $900 to $999: 4
- No cash rent: 20
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Median price asked for vacant for-sale houses and condos in 2007: $187,665.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $284,283
- Black or African American householders: $378,479
- American Indian or Alaska Native householders: $272,418
- Asian householders: $332,955
- Two or more races householders: $287,673
Estimated median house or condo value in 2007: $295,951 (it was $122,700 in 2000)
| 21727: | $295,951 | | Maryland: | $347,000 |
Lower value quartile - upper value quartile: $186,330 - $316,749
Mean price in 2007:
Detached houses: $350,041| Here: | $350,041 | | State: | $459,189 |
Townhouses or other attached units: $277,356| Here: | $277,356 | | State: | $274,414 |
In 2-unit structures: $198,618| Here: | $198,618 | | State: | $238,436 |
In 3-to-4-unit structures: $119,678| Here: | $119,678 | | State: | $273,938 |
In 5-or-more-unit structures: $183,516| Here: | $183,516 | | State: | $280,693 |
Mobile homes: $92,946| Here: | $92,946 | | State: | $45,619 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,001
- One, attached: 198
- Two: 64
- 3 or 4: 89
- 5 to 9: 75
- 10 to 19: 53
- 20 to 49: 57
- Mobile homes: 46

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Means of transportation to work
- Drove a car alone: 1,746 (73%)
- Carpooled: 334 (14%)
- Bus or trolley bus: 13 (1%)
- Railroad: 2 (0%)
- Bicycle: 1 (0%)
- Walked: 226 (9%)
- Other means: 5 (0%)
- Worked at home: 65 (3%)
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Travel time to work
- Less than 5 minutes: 199
- 5 to 9 minutes: 413
- 10 to 14 minutes: 214
- 15 to 19 minutes: 182
- 20 to 24 minutes: 164
- 25 to 29 minutes: 116
- 30 to 34 minutes: 464
- 35 to 39 minutes: 100
- 40 to 44 minutes: 43
- 45 to 59 minutes: 163
- 60 to 89 minutes: 176
- 90 or more minutes: 93
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Percentage of zip code residents living and working in this county: 73.5%
Household type by relationship
Households: 3,941
- In family households: 3,490 (845 male householders, 253 female householders)
868 spouses, 1,244 children (1,175 natural, 14 adopted, 55 stepchildren), 65 grandchildren, 47 brothers or sisters, 14 parents, 84 other relatives, 70 non-relatives
- In nonfamily households: 451 (172 male householders (140 living alone)), 208 female householders (184 living alone)), 71 nonrelatives
- In group quarters: 1,566 (96 institutionalized population)
Size of family households: 451 2-persons, 286 3-persons, 209 4-persons, 83 5-persons, 33 6-persons, 36 7-or-more-persons.
Size of nonfamily households: 324 1-person, 41 2-persons, 14 3-persons, 1 5-persons.
668 married couples with children.
239 single-parent households (67 men, 172 women).
95.2% of residents of 21727 zip code speak English at home.
2.1% of residents speak Spanish at home (48% very well, 21% well, 30% not well, 2% not at all).
1.3% of residents speak other Indo-European language at home (59% very well, 7% well, 28% not well, 6% not at all).
1.1% of residents speak Asian or Pacific Island language at home (34% very well, 48% well, 18% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 135 (2.4%)
(50.4% of them are naturalized citizens)
| This zip code: | 2.4% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
- Philippines (27%)
- Russia (19%)
- India (17%)
- Nigeria (9%)
- Mexico (9%)
- Australia (7%)
- United Kingdom (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 51
- 1990 to 1994: 25
- 1985 to 1989: 33
- 1980 to 1984: 5
- 1975 to 1979: 0
- 1970 to 1974: 16
- 1970 to 1974: 1
- 1965 to 1969: 4
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White population: 5,253
Black population: 165
American Indian population: 5
Asian population: 41
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 32
Two or more races population: 50

First ancestries reported:
|  German: 1116 |
|  United States or American: 740 |
|  Irish: 628 |
|  Italian: 408 |
|  Other groups: 308 |
|  English: 271 |
|  Polish: 101 |
|  French (except Basque): 62 |
|  Scotch-Irish: 50 |
|  Russian: 35 |
|  Scottish: 28 |
|  Swiss: 21 |
|  Dutch: 15 |
|  Portuguese: 14 |
|  French Canadian: 13 |
|  Swedish: 13 |
|  Nigerian: 12 |
|  Subsaharan African:: 12 |
|  European: 11 |
|  Croatian: 10 |
|  Slovak: 8 |
|  Ukrainian: 8 |
|  Norwegian: 8 |
|  Hungarian: 7 |
|  Greek: 7 |
|  British: 6 |
|  Armenian: 6 |
|  Canadian: 4 |
|  Welsh: 4 |
|  Belgian: 2 |
|  West Indian (excluding Hispanic groups):: 2 |
|  British West Indian: 2 |
|  Danish: 1 |

Facitilies with environmental interests located in this zip code:
- MOUNT SAINT MARYS COLLEGE (16300 OLD EMMITSBURG ROAD in EMMITSBURG, MD)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (Maryland Permits tracking) - National Pollutant Discharge Elimination System Permit, NPDES NON-MAJOR
STATE MASTER (Maryland Air Emissions Database) - AIR MAJOR
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
COMMUNITY WATER SYSTEM (SDWIS) - SDWIS-MD0100019 1, WATER TREATMENT PLANT, SDWIS-MD0100019 2,
Business SIC classification: AMUSEMENT AND RECREATION SERVICES; COLLEGES, UNIVERSITIES, AND PROFESSIONAL SCHOOLS; NONCOMMERCIAL RESEARCH ORGANIZATIONS
Alternative names: KNOTT ATHLECTIC COMPLEX, MOUNT ST.MARY'S COLLEGE/ SEMI., MOUNT ST. MARY'S COLLEGE, MT ST. MARY S COLLEGE
- EMMITSBURG ELEMENTARY SCHOOL (300 SETON AVENUE, SOUTH in EMMITSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
(National Center for Education Statistics) - STATE ID-100503
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: FREDERICK COUNTY BOARD OF EDUCATION (SCHOOL DISTRICT)
- EMMITSBURG WTP (CRYSTAL FOUNTAIN ROAD in EMMITSBURG, MD)
STATE MASTER (Maryland Permits tracking) - NPDES NON-MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
WATER TREATMENT PLANT (SDWIS)
Business SIC classification: WATER SUPPLY
Alternative names: EMMITSBURG FP WELLS 1 2 3, TOWN OF EMMITSBURG, TOWN OF EMMITSBURG WTP
- 140 WEST MINI MART - 9402 WAYNESBORO (9402 WAYNESBORO PIKE in EMMITSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Business SIC classification: GASOLINE SERVICE STATIONS
Alternative names: FAMILY BUSINESS, INC. (140 W. MINI MART)
- MOTHER SETON SCHOOL (100 CREAMERY ROAD in EMMITSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
- EMMITSBURG COMMUNITY CENTER (16840 SETON AVENUE SOUTH in EMMITSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Business SIC classification: INDIVIDUAL AND FAMILY SOCIAL SERVICES
- EMMITSBURG WWTP (CREAMERY RD. EAST OF TR 15 in EMMITSBURG, MD)
STATE MASTER (Maryland Permits tracking) - GROUND WATER PROGRAM, NPDES NON-MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: EMMITSBURG, TOWN OF
- EXXON 110 SILO HILL ROAD (110 SILO HILL ROAD in EMMITSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Business SIC classification: GASOLINE SERVICE STATIONS
- MASON DIXON FARMS INCORPORATED (BULLFROG ROAD @ MASON DIXON ROAD in EMMITSBURG, MD)
STATE MASTER (Maryland Permits tracking) - National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: DAIRY FARMS
- EMMITSBURG MOTORS (130 S SETON AVE BOX 1203 in EMMITSBURG, MD)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
, RICHARD STEVENS (CONTACT/OWNER)
- MASON DIXON OIL COMPANY (9402 WAYNESBORO PIKE in EMMITSBURG, MD)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: PETROLEUM BULK STATIONS AND TERMINALS
- NATIONAL EMERGENCY TRAINING CENTER (16825 SOUTH SETON AVENUE in EMMITSBURG, MD). Federal Facility. FEDERAL EMERGENCY MANAGEMENT AGENCY
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: FEFERAL EMERGENCY MGMT AGENCY (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 21727
- National Emergency Training Center, 16825 S Seton Ave, Emmitsburg, MD 21727, Phone: (301) 447-1000, Fax: (301) 447-1651
- Sleep Inn Silo Hill, 501 Silo Hill Pkwy, Emmitsburg, MD 21727, Phone: (301) 447-0044, Fax: (301) 447-3144
All 2 fire-safe hotels and motels in zip code 21727
Median worth of mobile homes: $128,615
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (40%)
- Fuel oil, kerosene, etc. (37%)
- Utility gas (12%)
- Wood (5%)
- Bottled, tank, or LP gas (4%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 2166
- Northeast: 2263
- Midwest: 268
- South: 476
- West: 166
53% of the 21727 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 40% lived in this county.
Out of people who lived in different counties, 37% lived in Maryland.
Population in 1990: 5,095. Population change in the 1990s: +453 (+8.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 57
| Here: | 12.6% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 23
| Here: | 9.3% | | Maryland: | 13.3% |
Students in private undergraduate colleges: 878
| Here: | 79.2% | | Maryland: | 21.7% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- K&W CONTRACTORS, INC (11628 TANEYTOWN PIKE in EMMITSBURG, MD; small business): $321,530 in 18 contracts from 2000 to 2005
Contracts for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings, Maintenance, Repair or Alteration of Real Property -- Other Warehouse Buildings, Maintenance, Repair or Alteration of Real Property -- Recreational Buildings, and more by Army Signed by year: 2000: $144,650; 2001: $101,197; 2002: $17,947; 2003: $0; 2004: $4,431; 2005: $53,305; 2006: $0.
Biggest contracts:
$67,506 with Army for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-09-20. Completion date: 2000-12-22.
$49,781 with Army for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2001-08-16. Completion date: 2001-11-15.
$46,907 with Army for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-07-26. Completion date: 2000-09-05.
$43,886 with Army for Maintenance, Repair or Alteration of Real Property -- Other Warehouse Buildings. Signed on 2005-09-24. Completion date: 2006-01-25.
- MOUNT SAINT MARY'S UNIVERSITY (16300 OLD EMMITSBURG RD in EMMITSBURG, MD): $47,820 in 8 contracts from 2003 to 2005
Contracts for Chaplain Services, Other Professional Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $16,558; 2004: $13,089; 2005: $18,173; 2006: $0.
Biggest contracts:
$18,883 with Army for Chaplain Services. Signed on 2003-10-29. Completion date: 2004-09-30.
$18,173, same as above. Signed on 2004-12-01. Completion date: 2005-09-30.
$18,173 with Army for Other Professional Services. Signed on 2005-09-29. Completion date: 2006-09-30.
$0 with Army for Chaplain Services. Signed on 2003-11-19. Completion date: 2002-09-30.
- INVITATION INN, INC (501 SILO HILL PKWY in EMMITSBURG, MD): $5,155 in 4 contracts from 2004 to 2005
$2,884 with Army for Lodging - Hotel/Motel. Signed on 2004-10-05. Completion date: 2004-10-08.
$2,842, same as above. Signed on 2005-03-23. Completion date: 2005-10-03.
$-283, same as above. Signed on 2005-09-21. Completion date: 2005-10-03.
$-288, same as above. Signed on 2005-01-27. Completion date: 2004-10-08.
Top industries in this zip code by the number of employees in 2005:
- Educational Services: Colleges, Universities, and Professional Schools (500-999 employees: 1 establishment)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 1, 20-49: 1)
- Other Services (except Public Administration): Religious Organizations (100-249: 1, 5-9: 5, 1-4: 1)
- Accommodation and Food Services: Food Service Contractors (100-249: 1, 20-49: 1, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 3, 5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (50-99: 1, 20-49: 1)
- Health Care and Social Assistance: Psychiatric and Substance Abuse Hospitals (50-99: 1)
- Health Care and Social Assistance: Outpatient Mental Health and Substance Abuse Centers (50-99: 1)
- Construction: Glass and Glazing Contractors (50-99: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 1261 people in college dormitories (includes college quarters off campus)
- 150 people in religious group quarters
- 86 people in homes or halfway houses for drug/alcohol abuse
- 67 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $224,784 | 128 | $216,656 | 264 | $196,717 | 38 | $46,351 | 26 | $174,789 | 2 | $123,315 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $165,472 | 48 | $190,380 | 17 | $59,595 | 12 | $185,333 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $172,845 | 12 | $269,369 | 134 | $235,470 | 37 | $77,825 | 21 | $170,090 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $368,668 | 29 | $240,935 | 66 | $199,291 | 4 | $255,373 | 9 | $175,443 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $137,393 | 19 | $240,129 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $183,182 | 180 | $217,852 | 259 | $204,664 | 44 | $95,550 | 36 | $191,989 | 2 | $54,265 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 20 | $240,726 | 36 | $175,742 | 9 | $211,767 | 2 | $50,460 | 4 | $92,918 |
| APPLICATIONS DENIED | 1 | $135,200 | 26 | $334,626 | 149 | $198,151 | 22 | $66,583 | 8 | $324,406 | 1 | $23,900 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 30 | $260,509 | 136 | $195,320 | 6 | $213,042 | 11 | $222,882 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $178,287 | 34 | $264,191 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $190,328 | 241 | $205,554 | 384 | $216,862 | 38 | $118,141 | 2 | $394,645 | 32 | $186,249 | 2 | $57,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 22 | $176,776 | 52 | $158,258 | 11 | $63,917 | 0 | $0 | 9 | $135,566 | 2 | $80,945 |
| APPLICATIONS DENIED | 0 | $0 | 40 | $194,807 | 127 | $208,153 | 25 | $66,852 | 0 | $0 | 19 | $174,655 | 1 | $21,870 |
| APPLICATIONS WITHDRAWN | 2 | $183,835 | 19 | $201,269 | 143 | $203,396 | 13 | $134,723 | 0 | $0 | 6 | $158,505 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $152,860 | 10 | $211,136 | 27 | $205,579 | 4 | $47,958 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $167,284 | 229 | $185,102 | 318 | $153,772 | 44 | $82,931 | 6 | $392,980 | 28 | $135,581 | 6 | $43,387 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $101,000 | 19 | $227,328 | 58 | $163,100 | 1 | $149,260 | 0 | $0 | 3 | $410,127 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $242,390 | 34 | $197,761 | 138 | $158,396 | 31 | $71,897 | 0 | $0 | 1 | $140,910 | 1 | $123,350 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 46 | $209,543 | 144 | $141,685 | 5 | $128,136 | 0 | $0 | 3 | $99,503 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $121,600 | 9 | $130,479 | 1 | $22,110 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $172,045 | 141 | $164,212 | 447 | $135,606 | 25 | $77,644 | 29 | $97,281 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $222,800 | 11 | $154,538 | 55 | $137,848 | 5 | $13,498 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $204,150 | 6 | $219,110 | 125 | $145,336 | 11 | $16,798 | 5 | $116,602 |
| APPLICATIONS WITHDRAWN | 4 | $225,715 | 23 | $184,692 | 118 | $153,397 | 1 | $48,940 | 5 | $69,904 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $197,823 | 14 | $173,846 | 0 | $0 | 2 | $128,885 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $173,290 | 102 | $152,389 | 246 | $130,033 | 17 | $29,577 | 2 | $152,860 | 16 | $106,853 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $93,528 | 27 | $84,127 | 1 | $47,320 | 0 | $0 | 5 | $66,282 |
| APPLICATIONS DENIED | 2 | $146,870 | 8 | $91,805 | 97 | $119,016 | 13 | $17,315 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $253,770 | 13 | $169,543 | 91 | $125,061 | 2 | $120,465 | 0 | $0 | 4 | $88,420 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $79,490 | 0 | $0 | 8 | $133,908 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $122,769 | 82 | $118,230 | 166 | $111,567 | 9 | $36,453 | 12 | $79,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $39,050 | 9 | $53,790 | 17 | $116,024 | 7 | $20,846 | 1 | $142,120 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $91,552 | 97 | $81,382 | 20 | $27,960 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $167,880 | 13 | $137,792 | 59 | $110,622 | 8 | $25,898 | 4 | $63,443 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $114,895 | 0 | $0 | 13 | $62,403 | 1 | $7,810 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $103,668 | 65 | $93,430 | 60 | $84,973 | 15 | $33,463 | 5 | $61,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $110,090 | 8 | $43,398 | 15 | $81,049 | 5 | $20,962 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $66,940 | 10 | $122,976 | 54 | $92,631 | 16 | $19,556 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $77,930 | 10 | $119,293 | 29 | $69,785 | 7 | $43,969 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $121,890 | 2 | $123,240 | 5 | $115,924 | 0 | $0 | 3 | $87,430 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $109,406 | 31 | $126,717 | 58 | $91,988 | 7 | $43,393 | 2 | $97,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $92,710 | 1 | $12,000 | 12 | $60,801 | 2 | $36,850 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $109,160 | 5 | $99,738 | 23 | $94,970 | 10 | $24,943 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $65,947 | 26 | $77,928 | 2 | $84,750 | 2 | $73,770 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $107,670 | 2 | $121,980 | 3 | $75,823 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
7529.00
, 7531.00, 7532.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $267,600 | 16 | $244,176 | 3 | $139,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $453,590 | 4 | $407,633 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $372,665 | 2 | $193,825 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $384,655 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $241,356 | 8 | $274,250 | 4 | $193,825 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $376,318 | 4 | $250,073 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $71,935 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $217,284 | 23 | $236,417 | 4 | $184,348 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $299,878 | 1 | $203,030 | 1 | $348,280 | 1 | $114,530 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $817,640 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $192,825 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $243,807 | 10 | $172,833 | 2 | $103,905 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $295,802 | 7 | $236,949 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $241,233 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $315,215 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $151,610 | 29 | $157,839 | 4 | $83,925 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $152,843 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $117,895 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $129,720 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $164,621 | 18 | $147,822 | 5 | $95,802 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $188,435 | 3 | $91,903 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $147,850 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $93,260 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $124,057 | 18 | $137,386 | 4 | $69,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $130,390 | 3 | $156,973 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $179,995 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $150,624 | 5 | $155,470 | 2 | $121,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $66,640 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $80,170 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $164,995 | 8 | $128,435 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $137,075 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
7529.00
, 7531.00, 7532.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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