Estimated median household income in 2007: $45,250
| This zip code: | $45,250 | | Maryland: | $68,080 |
Nearest zip codes: 21740, 21742, 21733, 21767, 21713, 21795.
Housing units in zip code 21734 with a mortgage: 117 (13 second mortgage, 16 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 58
Median monthly owner costs for units with a mortgage: $1,250
Median monthly owner costs for units without a mortgage: $416
Residents with income below the poverty level in 2007:
| This zip code: | 10.3% | | Whole state: | 8.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.1% | | Whole state: | 3.8% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 12
- 1990 to 1994: 2
- 1980 to 1989: 31
- 1970 to 1979: 63
- 1960 to 1969: 60
- 1950 to 1959: 33
- 1940 to 1949: 53
- 1939 or earlier: 189
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Bedrooms in owner-occupied houses in Funkstown, MD (21734): |
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- no bedroom: 0
- 1 bedrooms: 4
- 2 bedrooms: 48
- 3 bedrooms: 110
- 4 bedrooms: 35
- 5 or more bedrooms: 6
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 68
- 2 bedrooms: 101
- 3 bedrooms: 34
- 4 bedrooms: 6
- 5 or more bedrooms: 0
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Vehicles available in 21734 zip code in owner-occupied houses/condos: |
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- no vehicle: 10
- 1 vehicle: 56
- 2 vehicles: 91
- 3 vehicles: 33
- 4 vehicles: 11
- 5 or more vehicles: 2
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 33
- 1 vehicle: 120
- 2 vehicles: 45
- 3 vehicles: 9
- 4 vehicles: 2
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 21734:
- Less than $10,000: 4
- $10,000 to $14,999: 2
- $15,000 to $19,999: 2
- $20,000 to $24,999: 2
- $25,000 to $29,999: 1
- $30,000 to $34,999: 1
- $35,000 to $39,999: 1
- $40,000 to $49,999: 3
- $80,000 to $89,999: 2
- $90,000 to $99,999: 3
- $100,000 to $124,999: 3
- $125,000 to $149,999: 3
- $150,000 to $174,999: 16
- $175,000 to $199,999: 25
- $200,000 to $249,999: 70
- $250,000 to $299,999: 33
- $300,000 to $399,999: 12
- $400,000 to $499,999: 6
- $500,000 to $749,999: 5
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Rent paid by renters in 2007 in zip code 21734:
- Less than $100: 1
- $100 to $149: 1
- $150 to $199: 12
- $250 to $299: 7
- $300 to $349: 14
- $350 to $399: 24
- $400 to $449: 12
- $450 to $499: 1
- $500 to $549: 7
- $550 to $599: 2
- $650 to $699: 3
- No cash rent: 10
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $223,745
- Black or African American householders: $205,826
Estimated median house or condo value in 2007: $220,835 (it was $91,100 in 2000)
| 21734: | $220,835 | | Maryland: | $347,000 |
Lower value quartile - upper value quartile: $175,507 - $264,929
Mean price in 2007:
Detached houses: $231,619| Here: | $231,619 | | State: | $459,189 |
Townhouses or other attached units: $138,093| Here: | $138,093 | | State: | $274,414 |
In 3-to-4-unit structures: $228,401| Here: | $228,401 | | State: | $273,938 |
Mobile homes: $17,031| Here: | $17,031 | | State: | $45,619 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 223
- One, attached: 39
- Two: 44
- 3 or 4: 57
- 5 to 9: 30
- 10 to 19: 22
- Mobile homes: 28

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Means of transportation to work
- Drove a car alone: 387 (79%)
- Carpooled: 69 (14%)
- Bus or trolley bus: 7 (1%)
- Walked: 17 (3%)
- Other means: 2 (0%)
- Worked at home: 9 (2%)
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Travel time to work
- Less than 5 minutes: 16
- 5 to 9 minutes: 109
- 10 to 14 minutes: 110
- 15 to 19 minutes: 102
- 20 to 24 minutes: 22
- 25 to 29 minutes: 25
- 30 to 34 minutes: 44
- 35 to 39 minutes: 7
- 40 to 44 minutes: 0
- 45 to 59 minutes: 13
- 60 to 89 minutes: 22
- 90 or more minutes: 12
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Percentage of zip code residents living and working in this county: 80.4%
Household type by relationship
Households: 853
- In family households: 648 (156 male householders, 70 female householders)
165 spouses, 207 children (198 natural, 6 adopted, 3 stepchildren), 7 grandchildren, 4 brothers or sisters, 7 parents, 3 other relatives, 29 non-relatives
- In nonfamily households: 205 (73 male householders (65 living alone)), 98 female householders (74 living alone)), 34 nonrelatives
- In group quarters: 16 (0 institutionalized population)
Size of family households: 119 2-persons, 48 3-persons, 39 4-persons, 16 5-persons, 4 6-persons.
Size of nonfamily households: 139 1-person, 30 2-persons, 2 3-persons.
122 married couples with children.
47 single-parent households (11 men, 36 women).
98.4% of residents of 21734 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).
0.5% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak other language at home (40% very well, 60% well).
Foreign born population: 10 (1.1%)
(100.0% of them are naturalized citizens)
| This zip code: | 1.1% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
- United Kingdom (30%)
- Germany (30%)
- France (20%)
- Italy (20%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 3
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 7
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White population: 884
Black population: 5
American Indian population: 0
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 7
Two or more races population: 1

First ancestries reported:
|  German: 197 |
|  United States or American: 91 |
|  English: 69 |
|  Irish: 61 |
|  Other groups: 28 |
|  French (except Basque): 19 |
|  Italian: 14 |
|  Hungarian: 11 |
|  Slovene: 7 |
|  Welsh: 7 |
|  Scottish: 6 |
|  Dutch: 5 |
|  Subsaharan African:: 4 |
|  African: 4 |
|  French Canadian: 3 |
|  Norwegian: 2 |
|  Polish: 2 |
|  Scotch-Irish: 2 |
Facitilies with environmental interests located in this zip code:
- OAK PRINTING (303 ANTIETAM STREET, SOUTH in FUNKSTOWN, MD)
AIR MINOR (AIRS/AFS)
Business SIC classification: COMMERCIAL PRINTING, LITHOGRAPHIC
Median worth of mobile homes: $14,289
Most commonly used house heating fuel: |
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- Electricity (45%)
- Fuel oil, kerosene, etc. (25%)
- Utility gas (25%)
- Bottled, tank, or LP gas (4%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 621
- Northeast: 130
- Midwest: 21
- South: 76
- West: 8
60% of the 21734 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 73% lived in this county.
Out of people who lived in different counties, 33% lived in Maryland.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 2
| Here: | 3.0% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Maryland: | 13.3% |
Students in private undergraduate colleges: 3
| Here: | 7.0% | | Maryland: | 21.7% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Civic and Social Organizations (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
- Professional, Scientific, and Technical Services: Veterinary Services (10-19: 1)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 1, 1-4: 2)
- Accommodation and Food Services: Limited-Service Restaurants (5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (5-9: 1)
- Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: All Other Business Support Services (1-4: 2)
- Professional, Scientific, and Technical Services: Offices of Lawyers (1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
8 people in homes for the mentally retarded
3 people in other workers' dormitories
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $216,558 | 5 | $189,596 | 1 | $66,730 | 1 | $165,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $137,220 | 1 | $109,870 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $432,920 | 4 | $184,703 | 1 | $30,130 | 1 | $105,460 |
| APPLICATIONS WITHDRAWN | 1 | $98,740 | 2 | $165,570 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $158,400 | 6 | $173,390 | 8 | $185,688 | 1 | $93,650 | 1 | $140,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $118,770 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $164,310 | 4 | $217,455 | 1 | $88,170 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $205,967 | 4 | $166,995 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $225,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $185,765 | 9 | $166,534 | 1 | $85,900 | 3 | $142,453 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $84,100 | 1 | $188,710 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $279,910 | 4 | $157,548 | 1 | $38,480 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $211,840 | 4 | $160,853 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $139,230 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $206,170 | 6 | $128,165 | 7 | $138,507 | 1 | $85,040 | 1 | $139,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $110,980 | 1 | $184,640 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $70,230 | 4 | $122,098 | 1 | $43,530 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $115,300 | 4 | $122,750 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $124,680 | 5 | $142,960 | 12 | $124,256 | 1 | $15,190 | 1 | $52,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $69,940 | 2 | $119,735 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 3 | $112,663 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 3 | $117,273 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $93,520 | 3 | $137,787 | 7 | $110,339 | 1 | $20,200 | 1 | $33,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $74,040 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 2 | $128,355 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $99,510 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $154,470 | 2 | $145,585 | 5 | $100,348 | 1 | $7,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $48,110 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $43,270 | 2 | $92,470 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $127,760 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $132,680 | 2 | $114,745 | 2 | $63,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $116,760 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $52,170 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $66,490 | 1 | $101,260 | 2 | $76,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $62,920 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $51,900 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0111.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $228,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $156,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $207,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $107,260 | 1 | $107,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $184,170 | 1 | $153,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $102,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $86,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0111.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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