Estimated median household income in 2007: $62,292
| This zip code: | $62,292 | | Maryland: | $68,080 |
Nearest zip codes: 21719, 21780, 17268, 21742, 17214, 21773.
Housing units in zip code 21783 with a mortgage: 1,394 (182 second mortgage, 219 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 678
Median monthly owner costs for units with a mortgage: $1,488
Median monthly owner costs for units without a mortgage: $366
Residents with income below the poverty level in 2007:
| This zip code: | 5.9% | | Whole state: | 8.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.3% | | Whole state: | 3.8% |
Median number of rooms in houses and condos:
| Here: | 6.6 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 5.2 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 21783 include: Stouffers Church (A), Weltys Church (B), Mount Pleasant Church of God (C), Mount Bethel United Methodist Church (D), Garfield United Methodist Church (E), Ringgold Church (F). Display/hide their locations on the map
Cemeteries: Ringgold Graveyard (1), Mount Bethel Cemetery (2), Garfield Cemetery (3), Stouffers Cemetery (4), Saint Pauls Graveyard (5), Welty Cemetery (6). Display/hide their locations on the map
Reservoir: Edgemont Reservoir (A). Display/hide its location on the map
Streams, rivers, and creeks: Harman Branch (A), Grove Creek (B). Display/hide their locations on the map
Post offices: Cavetown Post Office (A), Chewsville Post Office (B), Smithsburg Post Office (C). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 69
- 1995 to 1998: 217
- 1990 to 1994: 324
- 1980 to 1989: 400
- 1970 to 1979: 477
- 1960 to 1969: 418
- 1950 to 1959: 280
- 1940 to 1949: 105
- 1939 or earlier: 828
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Bedrooms in owner-occupied houses in Smithsburg, MD (21783): |
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- no bedroom: 2
- 1 bedrooms: 27
- 2 bedrooms: 413
- 3 bedrooms: 1,378
- 4 bedrooms: 454
- 5 or more bedrooms: 129
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 19
- 1 bedrooms: 128
- 2 bedrooms: 152
- 3 bedrooms: 195
- 4 bedrooms: 80
- 5 or more bedrooms: 27
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Vehicles available in 21783 zip code in owner-occupied houses/condos: |
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- no vehicle: 44
- 1 vehicle: 449
- 2 vehicles: 1,073
- 3 vehicles: 613
- 4 vehicles: 157
- 5 or more vehicles: 67
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 35
- 1 vehicle: 228
- 2 vehicles: 176
- 3 vehicles: 119
- 4 vehicles: 37
- 5 or more vehicles: 6
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 21783:
- Less than $10,000: 1
- $10,000 to $14,999: 1
- $15,000 to $19,999: 1
- $35,000 to $39,999: 4
- $40,000 to $49,999: 8
- $70,000 to $79,999: 24
- $80,000 to $89,999: 16
- $100,000 to $124,999: 3
- $125,000 to $149,999: 28
- $150,000 to $174,999: 83
- $175,000 to $199,999: 163
- $200,000 to $249,999: 464
- $250,000 to $299,999: 560
- $300,000 to $399,999: 1,026
- $400,000 to $499,999: 367
- $500,000 to $749,999: 284
- $750,000 to $999,999: 104
- $1,000,000 or more: 50
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Rent paid by renters in 2007 in zip code 21783:
- Less than $100: 8
- $100 to $149: 3
- $150 to $199: 8
- $200 to $249: 16
- $250 to $299: 43
- $300 to $349: 23
- $350 to $399: 16
- $400 to $449: 30
- $450 to $499: 10
- $500 to $549: 20
- $550 to $599: 16
- $600 to $649: 13
- $650 to $699: 20
- $700 to $749: 12
- $750 to $799: 12
- No cash rent: 55
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Median price asked for vacant for-sale houses and condos in 2007: $290,579.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $313,825
- Black or African American householders: $332,955
- Asian householders: $332,955
- Some other race householders: $332,955
- Two or more races householders: $287,673
- Hispanic or Latino householders: $353,053
Estimated median house or condo value in 2007: $317,462 (it was $132,000 in 2000)
| 21783: | $317,462 | | Maryland: | $347,000 |
Lower value quartile - upper value quartile: $227,243 - $381,624
Mean price in 2007:
Detached houses: $335,543| Here: | $335,543 | | State: | $459,189 |
Townhouses or other attached units: $265,803| Here: | $265,803 | | State: | $274,414 |
In 2-unit structures: $153,899| Here: | $153,899 | | State: | $238,436 |
In 3-to-4-unit structures: $364,276| Here: | $364,276 | | State: | $273,938 |
Mobile homes: $85,000| Here: | $85,000 | | State: | $45,619 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,724
- One, attached: 118
- Two: 86
- 3 or 4: 90
- 5 to 9: 30
- 10 to 19: 6
- 20 to 49: 5
- 50 or more: 3
- Mobile homes: 56

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Means of transportation to work
- Drove a car alone: 3,352 (82%)
- Carpooled: 377 (9%)
- Bus or trolley bus: 2 (0%)
- Motorcycle: 4 (0%)
- Walked: 92 (2%)
- Other means: 26 (1%)
- Worked at home: 231 (6%)
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Travel time to work
- Less than 5 minutes: 176
- 5 to 9 minutes: 208
- 10 to 14 minutes: 226
- 15 to 19 minutes: 628
- 20 to 24 minutes: 682
- 25 to 29 minutes: 374
- 30 to 34 minutes: 595
- 35 to 39 minutes: 162
- 40 to 44 minutes: 132
- 45 to 59 minutes: 261
- 60 to 89 minutes: 250
- 90 or more minutes: 159
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Percentage of zip code residents living and working in this county: 64.0%
Household type by relationship
Households: 8,167
- In family households: 7,291 (1,900 male householders, 367 female householders)
1,945 spouses, 2,643 children (2,407 natural, 30 adopted, 206 stepchildren), 143 grandchildren, 24 brothers or sisters, 60 parents, 66 other relatives, 143 non-relatives
- In nonfamily households: 876 (321 male householders (230 living alone)), 391 female householders (351 living alone)), 164 nonrelatives
- In group quarters: 92 (57 institutionalized population)
Size of family households: 911 2-persons, 550 3-persons, 428 4-persons, 264 5-persons, 71 6-persons, 43 7-or-more-persons.
Size of nonfamily households: 581 1-person, 109 2-persons, 16 3-persons, 6 5-persons.
1,699 married couples with children.
330 single-parent households (68 men, 262 women).
98.0% of residents of 21783 zip code speak English at home.
1.1% of residents speak Spanish at home (62% very well, 14% well, 22% not well, 2% not at all).
0.7% of residents speak other Indo-European language at home (81% very well, 9% well, 11% not well).
0.1% of residents speak Asian or Pacific Island language at home (25% very well, 50% well, 25% not well).
Foreign born population: 66 (0.8%)
(65.2% of them are naturalized citizens)
| This zip code: | 0.8% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
- Germany (21%)
- Honduras (17%)
- Mexico (12%)
- Other South America (11%)
- United Kingdom (6%)
- France (6%)
- Japan (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 8
- 1990 to 1994: 13
- 1985 to 1989: 4
- 1980 to 1984: 5
- 1975 to 1979: 0
- 1970 to 1974: 2
- 1970 to 1974: 4
- 1965 to 1969: 30
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White population: 7,872
Black population: 95
American Indian population: 25
Asian population: 25
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 67
Two or more races population: 53

First ancestries reported:
|  German: 2111 |
|  United States or American: 1070 |
|  English: 646 |
|  Irish: 504 |
|  Other groups: 388 |
|  Italian: 231 |
|  Scottish: 152 |
|  French (except Basque): 144 |
|  Polish: 120 |
|  Scotch-Irish: 83 |
|  Welsh: 65 |
|  Hungarian: 57 |
|  European: 51 |
|  Norwegian: 50 |
|  Dutch: 46 |
|  Slovak: 32 |
|  Belgian: 20 |
|  British: 19 |
|  Croatian: 18 |
|  Northern European: 15 |
|  French Canadian: 13 |
|  Swiss: 13 |
|  Swedish: 12 |
|  Lithuanian: 11 |
|  Greek: 7 |
|  Pennsylvania German: 4 |
|  Canadian: 2 |
|  Danish: 2 |
|  Scandinavian: 2 |
|  Slovene: 2 |
|  Australian: 2 |
|  Portuguese: 1 |
|  Serbian: 1 |

Facitilies with environmental interests located in this zip code:
- MACE, JIM AUTO BODY SHOP (12908 BIKLE ROAD in SMITHSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Organizations: OPERNAME (CONTACT/OPERATOR)
Alternative names: MACE AUTO BODY SHOP INC
- PRO FABRICATION (12745 SMITHSBURG PIKE in SMITHSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Business SIC classification: SHEET METALWORK
- EXXON - 22507 JEFFERSON BOULEVARD (22507 JEFFERSON BOULEVARD in SMITHSBURG, MD)
AIR MINOR (AIRS/AFS)
STATE MASTER (Maryland Air Emissions Database) - AIR MINOR
Business SIC classification: GASOLINE SERVICE STATIONS
Alternative names: SMITHSBURG EXXON
- ELWOODS AUTO EXCHANGE (21411 JEFFERSON BLVD. in SMITHSBURG, MD)
STATE MASTER (Maryland Permits tracking) - NPDES STORMWATER PERMIT
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: MOTOR VEHICLE PARTS, USED
Organizations: ELWOOD WILLIAM GRIMM (CONTACT/OWNER)
- CITY OF HAGERSTOWN W M BREICHNER (12136 CYRSTAL FALL DRIVE in SMITHSBURG, MD)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: WATER SUPPLY
Alternative names: CITY OF HAGERSTOWN WATER DEPT, SMITHSBURG/EDGEMONT WWTP, W.M. BREICHNER WTP, WM BREICHNER Water Treatment Plant
- PRINTERS II - SMITHSBURG (WATER STREET, WEST in SMITHSBURG, MD)
AIR MINOR (AIRS/AFS)
Business SIC classification: BOOKS: PUBLISHING, OR PUBLISHING AND PRINTING
- PRO FABRICATORS INC (12745 SMITHSBURG PK in SMITHSBURG, MD)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ALL OTHER MISCELLANEOUS FABRICATED METAL PRODUCT MANUFACTURING.
Organizations: TERRY ROANE (CONTACT/OPERATOR)
- BIKLE MANUFACTURING INC (12921 BIKLE RD in SMITHSBURG, MD)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BIKLE RICHARD NRING INC (CONTACT/OWNER)
Median worth of mobile homes: $125,614
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (45%)
- Fuel oil, kerosene, etc. (38%)
- Wood (9%)
- Bottled, tank, or LP gas (7%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 5098
- Northeast: 1419
- Midwest: 414
- South: 1070
- West: 122
70% of the 21783 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 55% lived in Maryland.
Population in 1990: 6,857. Population change in the 1990s: +1,281 (+18.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 127
| Here: | 10.6% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 31
| Here: | 7.1% | | Maryland: | 13.3% |
Students in private undergraduate colleges: 74
| Here: | 23.1% | | Maryland: | 21.7% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- PRO FABRICATORS INC (12745 SMITHSBURG PIKE in SMITHSBURG, MD; small business): $28,631 in 4 contracts in 2004
$19,360 with Army for Bushings, Rings, Shims, and Spacers. Signed on 2004-03-19. Completion date: 2004-04-16.
$8,736 with Army for Maintenance, Repair and Rebuilding of Equipment -- Vehicular Equipment Components. Signed on 2004-04-29. Completion date: 2004-05-12.
$4,455, same as above. Signed on 2004-05-10. Completion date: 2004-05-06.
$-3,920, same as above. Signed on 2004-05-27. Completion date: 2004-05-12.
- BIKLE MANUFACTURING, INC (12921 BIKLE RD in SMITHSBURG, MD; small business): $15,415 in 4 contracts from 2004 to 2005
$9,100 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Utilities. Signed on 2005-07-15. Completion date: 2005-07-29.
$5,100 with Army for Hose, Pipe, Tube, Lubrication, and Railing Fittings. Signed on 2004-04-16. Completion date: 2004-05-28.
$1,110 with National Institute of Standards and Technology for Miscellaneous Machine Tools. Signed on 2005-03-07. Completion date: 2005-03-25.
$105, same as above. Signed on 2005-03-31. Completion date: 2005-03-25.
Top industries in this zip code by the number of employees in 2005:
- Construction: Site Preparation Contractors (50-99 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (50-99: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 1)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (10-19: 2, 5-9: 2, 1-4: 1)
- Construction: Residential Remodelers (10-19: 1, 5-9: 2, 1-4: 7)
- Construction: Commercial and Institutional Building Construction (20-49: 1, 5-9: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1, 5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 2, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 41 people in schools, hospitals, or wards for the mentally retarded
- 25 people in homes for the mentally retarded
- 5 people in agriculture workers' dormitories on farms
- 2 people in other nonhousehold living situations
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $224,753 | 188 | $227,500 | 532 | $196,883 | 128 | $80,550 | 29 | $267,791 | 4 | $168,825 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $203,043 | 23 | $205,023 | 82 | $216,932 | 26 | $54,413 | 5 | $274,196 | 3 | $110,457 |
| APPLICATIONS DENIED | 2 | $134,440 | 33 | $199,777 | 293 | $230,499 | 57 | $86,572 | 16 | $157,176 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $323,660 | 27 | $216,356 | 146 | $198,383 | 14 | $136,511 | 2 | $113,220 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $235,224 | 45 | $223,306 | 5 | $187,560 | 2 | $93,150 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $225,189 | 298 | $193,001 | 692 | $199,057 | 155 | $69,082 | 62 | $149,735 | 7 | $104,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $196,860 | 25 | $231,717 | 86 | $183,462 | 30 | $95,107 | 3 | $192,337 | 4 | $101,793 |
| APPLICATIONS DENIED | 3 | $146,907 | 53 | $164,794 | 296 | $223,879 | 46 | $69,747 | 14 | $118,817 | 1 | $52,080 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 25 | $257,251 | 301 | $204,345 | 18 | $77,363 | 7 | $143,926 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $201,550 | 17 | $232,713 | 101 | $226,504 | 2 | $175,170 | 4 | $213,895 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $221,441 | 537 | $193,095 | 927 | $182,965 | 127 | $98,419 | 3 | $405,713 | 70 | $178,034 | 7 | $117,050 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $136,200 | 40 | $185,355 | 82 | $171,318 | 33 | $62,682 | 0 | $0 | 4 | $224,195 | 6 | $63,067 |
| APPLICATIONS DENIED | 0 | $0 | 68 | $164,965 | 266 | $176,558 | 44 | $94,821 | 0 | $0 | 13 | $237,947 | 13 | $90,713 |
| APPLICATIONS WITHDRAWN | 1 | $251,780 | 34 | $166,495 | 396 | $180,140 | 34 | $91,460 | 0 | $0 | 2 | $105,385 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $92,550 | 65 | $196,940 | 5 | $78,038 | 0 | $0 | 1 | $136,090 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $183,157 | 396 | $186,958 | 721 | $161,346 | 83 | $50,877 | 5 | $2,547,390 | 43 | $161,552 | 7 | $78,657 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $173,862 | 43 | $202,918 | 99 | $178,227 | 15 | $58,049 | 0 | $0 | 5 | $91,304 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $153,570 | 31 | $175,581 | 287 | $151,360 | 54 | $87,263 | 0 | $0 | 3 | $231,663 | 5 | $116,202 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 41 | $216,028 | 367 | $159,538 | 20 | $77,454 | 0 | $0 | 8 | $101,976 | 4 | $154,643 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $238,233 | 45 | $163,607 | 2 | $12,800 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $161,132 | 350 | $152,455 | 1,314 | $139,257 | 62 | $32,770 | 49 | $99,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $198,450 | 32 | $111,165 | 150 | $125,720 | 12 | $26,143 | 8 | $74,680 |
| APPLICATIONS DENIED | 9 | $160,633 | 42 | $127,645 | 258 | $120,085 | 36 | $16,406 | 11 | $84,310 |
| APPLICATIONS WITHDRAWN | 5 | $191,222 | 30 | $183,746 | 308 | $137,925 | 12 | $52,039 | 6 | $99,947 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $77,785 | 9 | $266,914 | 31 | $159,976 | 1 | $52,780 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $154,973 | 77 | $157,874 | 312 | $149,441 | 19 | $34,336 | 8 | $135,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $135,920 | 6 | $138,535 | 34 | $126,342 | 4 | $27,060 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 10 | $129,842 | 76 | $119,613 | 10 | $26,464 | 4 | $82,550 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $175,420 | 67 | $141,594 | 4 | $82,155 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $102,550 | 1 | $91,450 | 7 | $129,510 | 0 | $0 | 1 | $59,720 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $151,274 | 70 | $140,487 | 207 | $144,505 | 27 | $32,423 | 1 | $3,542,910 | 7 | $97,114 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $103,350 | 5 | $120,466 | 26 | $111,432 | 5 | $24,572 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $81,927 | 69 | $107,273 | 8 | $18,745 | 0 | $0 | 1 | $114,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $93,910 | 62 | $112,769 | 3 | $32,717 | 0 | $0 | 2 | $115,970 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $210,560 | 14 | $128,104 | 1 | $112,150 | 0 | $0 | 1 | $212,400 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $153,226 | 93 | $141,853 | 70 | $101,263 | 22 | $25,914 | 6 | $73,275 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $93,740 | 10 | $110,972 | 13 | $102,492 | 4 | $36,488 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $118,050 | 7 | $149,227 | 40 | $89,140 | 11 | $31,869 | 1 | $13,030 |
| APPLICATIONS WITHDRAWN | 3 | $169,130 | 7 | $145,219 | 16 | $108,956 | 3 | $58,313 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $199,130 | 0 | $0 | 6 | $134,127 | 1 | $8,140 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $111,467 | 93 | $137,350 | 149 | $104,578 | 36 | $26,418 | 7 | $80,539 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $78,275 | 13 | $108,787 | 31 | $102,238 | 6 | $22,097 | 2 | $97,275 |
| APPLICATIONS DENIED | 2 | $120,695 | 12 | $99,065 | 64 | $105,419 | 16 | $34,084 | 2 | $144,325 |
| APPLICATIONS WITHDRAWN | 1 | $85,140 | 7 | $119,264 | 50 | $105,245 | 4 | $39,735 | 2 | $88,865 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $70,105 | 6 | $96,122 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $231,773 | 51 | $252,638 | 2 | $225,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $197,043 | 17 | $289,582 | 1 | $64,000 |
| APPLICATIONS DENIED | 1 | $105,190 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $191,442 | 6 | $310,392 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $193,232 | 25 | $267,036 | 1 | $198,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $311,223 | 4 | $293,103 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $283,290 | 4 | $316,295 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $161,330 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $222,030 | 38 | $226,286 | 7 | $229,309 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $244,800 | 3 | $352,513 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $246,795 | 1 | $141,240 | 2 | $246,795 |
| APPLICATIONS WITHDRAWN | 2 | $252,310 | 4 | $307,928 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $100,150 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $196,167 | 37 | $178,984 | 4 | $143,753 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $99,835 | 8 | $219,130 | 3 | $87,313 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $237,470 | 3 | $212,223 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $242,345 | 3 | $208,920 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $184,373 | 0 | $0 | 1 | $120,980 |
Aggregated Statistics For Year 2003 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $176,313 | 109 | $164,993 | 1 | $176,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $287,193 | 17 | $186,975 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $155,570 | 6 | $171,348 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $343,400 | 9 | $186,311 | 1 | $395,020 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $205,180 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $169,858 | 19 | $186,253 | 1 | $43,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $232,617 | 6 | $169,407 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $74,510 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $70,505 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $143,217 | 15 | $188,469 | 1 | $174,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $135,080 | 4 | $142,075 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $99,350 | 1 | $150,480 | 1 | $110,610 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $163,766 | 9 | $152,274 | 1 | $39,360 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $267,355 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $90,540 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $137,810 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $145,598 | 16 | $150,479 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $174,055 | 4 | $156,470 |
| APPLICATIONS DENIED | 1 | $111,170 | 2 | $128,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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