Estimated median household income in 2007: $52,260
| This zip code: | $52,260 | | Maryland: | $68,080 |
Nearest zip codes: 21865, 21840, 21856, 21821, 21672, 21675.
Percentage of family households:
| This zip code: | 68.4% | | Whole state: | 68.6% |
Percentage of households with unmarried partners:
| This zip code: | 3.4% | | Whole state: | 5.6% |
No gay or lesbian households reported
Housing units in zip code 21814 with a mortgage: 75 (0 second mortgage, 6 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 32
Median monthly owner costs for units with a mortgage: $890
Median monthly owner costs for units without a mortgage: $416
Residents with income below the poverty level in 2007:
| This zip code: | 10.7% | | Whole state: | 8.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.5% | | Whole state: | 3.8% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 5.2 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 0
- 1990 to 1994: 13
- 1980 to 1989: 12
- 1970 to 1979: 25
- 1960 to 1969: 69
- 1950 to 1959: 34
- 1940 to 1949: 12
- 1939 or earlier: 51
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Bedrooms in owner-occupied houses in 21814: |
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- no bedroom: 0
- 1 bedrooms: 6
- 2 bedrooms: 51
- 3 bedrooms: 77
- 4 bedrooms: 28
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 0
- 3 bedrooms: 24
- 4 bedrooms: 4
- 5 or more bedrooms: 0
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Vehicles available in 21814 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 52
- 2 vehicles: 62
- 3 vehicles: 35
- 4 vehicles: 7
- 5 or more vehicles: 6
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 6
- 1 vehicle: 7
- 2 vehicles: 8
- 3 vehicles: 7
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 21814:
- Less than $10,000: 6
- $10,000 to $14,999: 3
- $15,000 to $19,999: 3
- $20,000 to $24,999: 3
- $40,000 to $49,999: 1
- $50,000 to $59,999: 6
- $60,000 to $69,999: 5
- $70,000 to $79,999: 8
- $80,000 to $89,999: 5
- $100,000 to $124,999: 2
- $125,000 to $149,999: 19
- $150,000 to $174,999: 37
- $175,000 to $199,999: 11
- $200,000 to $249,999: 37
- $250,000 to $299,999: 5
- $300,000 to $399,999: 11
- $400,000 to $499,999: 3
- $500,000 to $749,999: 6
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Rent paid by renters in 2007 in zip code 21814:
- $300 to $349: 5
- $350 to $399: 2
- $400 to $449: 2
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $209,943
- Black or African American householders: $153,280
Estimated median house or condo value in 2007: $160,815 (it was $67,400 in 2000)
| 21814: | $160,815 | | Maryland: | $347,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $181,262| Here: | $181,262 | | State: | $459,189 |
Mobile homes: $38,429| Here: | $38,429 | | State: | $45,619 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 157
- Mobile homes: 59

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Means of transportation to work
- Drove a car alone: 131 (76%)
- Carpooled: 17 (10%)
- Bus or trolley bus: 13 (8%)
- Walked: 11 (6%)
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Travel time to work
- Less than 5 minutes: 16
- 5 to 9 minutes: 7
- 10 to 14 minutes: 4
- 15 to 19 minutes: 0
- 20 to 24 minutes: 19
- 25 to 29 minutes: 16
- 30 to 34 minutes: 63
- 35 to 39 minutes: 0
- 40 to 44 minutes: 4
- 45 to 59 minutes: 10
- 60 to 89 minutes: 25
- 90 or more minutes: 8
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Percentage of zip code residents living and working in this county: 78.5%
Household type by relationship
Households: 480
- In family households: 407 (69 male householders, 55 female householders)
90 spouses, 141 children (117 natural, 6 adopted, 18 stepchildren), 19 grandchildren, 0 brothers or sisters, 10 parents, 4 other relatives, 19 non-relatives
- In nonfamily households: 73 (47 male householders (47 living alone)), 26 female householders (26 living alone)), 0 nonrelatives
Size of family households: 38 2-persons, 52 3-persons, 14 4-persons, 11 5-persons, 5 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 73 1-person.
63 married couples with children.
33 single-parent households (5 men, 28 women).
97.1% of residents of 21814 zip code speak English at home.
1.7% of residents speak Spanish at home (100% very well).
1.3% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 6 (1.4%)
(100.0% of them are naturalized citizens)
| This zip code: | 1.4% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 6
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White population: 325
Black population: 105
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 2

First ancestries reported:
|  Other groups: 111 |
|  United States or American: 62 |
|  English: 58 |
|  Irish: 28 |
|  German: 26 |
|  Italian: 15 |
|  Scandinavian: 15 |
|  European: 12 |
|  Scotch-Irish: 8 |
|  Polish: 7 |
|  British: 6 |
|  Canadian: 6 |

Facitilies with environmental interests located in this zip code:
- BIVALVE BULK PLANT/TAYLOR OIL (3840 TEXAS ROAD in BIVALVE, MD)
STATE MASTER (Maryland Permits tracking) - OIL CONTROL
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: PETROLEUM BULK STATIONS AND TERMINALS
Alternative names: TAYLOR OIL COMPANY, INC.- BIVALVE PLANT
Median worth of mobile homes: $41,157
Housing units lacking complete plumbing facilities: 4%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (66%)
- Bottled, tank, or LP gas (21%)
- Electricity (9%)
- Wood (4%)
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Place of birth for U.S.-born residents:
- This state: 346
- Northeast: 56
- Midwest: 0
- South: 72
- West: 0
72% of the 21814 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 85% lived in this county.
Out of people who lived in different counties, 40% lived in Maryland.
Population in 1990: 307. Population change in the 1990s: +125 (+40.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Maryland: | 13.3% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Professional, Scientific, and Technical Services: All Other Professional, Scientific, and Technical Services (5-9 employees: 1 establishment)
- Construction: Residential Remodelers (1-4: 1)
- Other Services (except Public Administration): Funeral Homes and Funeral Services (1-4: 1)
- Construction: Flooring Contractors (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 3
- Persons involved in fatal accidents: 13
- Pedestrians involved in fatal accidents: 6
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $184,636 | 7 | $194,367 | 2 | $62,510 | 1 | $254,100 | 1 | $39,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $91,430 | 1 | $231,740 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $129,760 | 6 | $176,765 | 1 | $124,580 | 0 | $0 | 1 | $81,410 |
| APPLICATIONS WITHDRAWN | 1 | $136,250 | 4 | $209,003 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $152,560 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $95,880 | 7 | $141,743 | 10 | $160,127 | 2 | $71,100 | 2 | $103,795 | 1 | $57,740 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $147,040 | 2 | $102,705 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $102,510 | 6 | $138,698 | 1 | $121,770 | 0 | $0 | 1 | $38,140 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $98,200 | 3 | $159,267 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $74,730 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $167,566 | 10 | $146,749 | 2 | $62,845 | 2 | $183,920 | 1 | $71,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $208,560 | 2 | $129,395 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $109,625 | 6 | $129,922 | 1 | $70,660 | 0 | $0 | 1 | $56,390 |
| APPLICATIONS WITHDRAWN | 1 | $135,520 | 5 | $184,094 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $99,460 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $160,850 | 8 | $145,285 | 1 | $83,730 | 2 | $89,250 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $114,150 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $110,880 | 5 | $107,002 | 2 | $33,470 | 0 | $0 | 1 | $35,190 |
| APPLICATIONS WITHDRAWN | 1 | $85,670 | 5 | $117,032 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $106,720 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0108.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $115,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $109,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $123,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $119,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0108.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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