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21912 Zip Code Detailed Profile

 



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Cecil County, MD
Zip code population (2000): 1,101
Estimated zip code population in 2007: 1,167

Age and Sex of Residents in zip code 21912

Zip code 21912 (, Maryland) real estate house value trends

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21912 map from a distance

Houses and condos: 438
Renter-occupied apartments: 74
% of renters here:  19%
State:  32%

2008 cost of living index in zip code 21912: 116.8 (more than average, U.S. average is 100)

Land area: 32.7 sq. mi.
Water area: 0.1 sq. mi.
Population density: 36 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.1% ($1,452)
Maryland:  1.7% ($1,782)

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Males: 534  (48.5%)
Females: 567  (51.5%)

Zip code 21912 races chart


21912, MD forum
Discuss zip code 21912 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $436,837
21912:  $436,837
Maryland:  $347,000


According to our research of public records there was one registered sex offender living in 21912 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  38.1 years
Maryland median age:  36.0 years

Average household size:
This zip code:  2.8 people
Maryland:  2.6 people

Averages for the 2004 tax year for zip code 21912, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $81,989 (Individual Income Tax Returns)
Here:  $81,989
State:  $60,339

Salary/wage: $65,569 (reported on 85.2% of returns)
Here:  $65,569
State:  $52,211
(% of AGI for various income ranges: 105.7% for AGIs below $10k, 69.0% for AGIs $10k-25k, 82.3% for AGIs $25k-50k, 84.2% for AGIs $50k-75k, 76.0% for AGIs $75k-100k, 61.5% for AGIs over 100k)

Taxable interest for individuals: $1,896 (reported on 55.5% of returns)
This zip code:  $1,896
Maryland:  $1,701
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.9% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $2,400 (reported on 29.9% of returns)
Here:  $2,400
State:  $4,235
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 2.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$26,823 (reported on 25.0% of returns)
Here:  +$26,823
State:  +$15,888
(% of AGI for various income ranges: 12.5% for AGIs below $10k, -0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 12.6% for AGIs over 100k)

Profit/loss from business: +$2,276 (reported on 16.8% of returns)
Here:  +$2,276
State:  +$12,221
(% of AGI for various income ranges: 6.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, -1.0% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, -0.4% for AGIs over 100k)

Total itemized deductions: $25,438 (1% of AGI, reported on 49.6% of returns)
Here:  $25,438
State:  $22,960
(% of AGI for various income ranges: 56.9% for AGIs below $10k, 19.8% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 21.9% for AGIs $75k-100k, 13.5% for AGIs over 100k)

Charity contributions deductions: $2,576 (1.8% of AGI, reported on 43.8% of returns)
Here:  $2,576
Maryland:  $4,031

Here:  1.8% of AGI
State:  3.9% of AGI
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 2.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $17,375 (reported on 76.8% of returns)
21912:  $17,375
State:  $10,167
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 20.9% for AGIs over 100k)

Earned income credit: $1,795 (reported on 8.6% of returns)
Here:  $1,795
State:  $1,700
(% of AGI for various income ranges: 6.7% for AGIs below $10k, 3.5% for AGIs $10k-25k)

Percentage of individuals using paid preparers for their 2004 taxes: 67.5%
Here:  67%
State:  55%
(% for various income ranges: 58.0% for AGIs below $10k, 64.4% for AGIs $10k-25k, 66.2% for AGIs $25k-50k, 73.4% for AGIs $50k-75k, 74.5% for AGIs $75k-100k, 71.6% for AGIs over 100k)


Estimated median household income in 2007: $49,766
This zip code:  $49,766
Maryland:  $68,080
21912 map

Nearest zip codes: 21913, 21915, 21635, 19709, 21930, 21650.


Percentage of family households:
This zip code:  76.4%
Whole state:  68.6%

Percentage of households with unmarried partners:
This zip code:  5.5%
Whole state:  5.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 21912 with a mortgage: 166 (29 second mortgage, 16 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 61


Median monthly owner costs for units with a mortgage: $1,898

Median monthly owner costs for units without a mortgage: $350

Residents with income below the poverty level in 2007:
This zip code:  15.2%
Whole state:  8.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.1%
Whole state:  3.8%

Median number of rooms in houses and condos:
Here:  6.5
State:  6.9

Median number of rooms in apartments:
Here:  5.3
State:  4.2


Zip code 21912 close-up map

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Notable locations in this zip code not listed on our city pages:

Churches in zip code 21912 include: Zion United Methodist Church (A), Mount Olivet United Methodist Church (B). Display/hide their locations on the map

Streams, rivers, and creeks: Strawberry Run (A), Sandy Branch (B). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 41
  • 1995 to 1998: 69
  • 1990 to 1994: 62
  • 1980 to 1989: 32
  • 1970 to 1979: 24
  • 1960 to 1969: 71
  • 1950 to 1959: 30
  • 1940 to 1949: 24
  • 1939 or earlier: 74



Zip code 21912 satellite photo by USGS


Bedrooms in owner-occupied houses in 21912:
  • no bedroom: 0
  • 1 bedrooms: 5
  • 2 bedrooms: 58
  • 3 bedrooms: 158
  • 4 bedrooms: 83
  • 5 or more bedrooms: 18


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 14
  • 2 bedrooms: 25
  • 3 bedrooms: 26
  • 4 bedrooms: 9
  • 5 or more bedrooms: 0



Vehicles available in 21912 zip code in owner-occupied houses/condos:
  • no vehicle: 7
  • 1 vehicle: 55
  • 2 vehicles: 161
  • 3 vehicles: 58
  • 4 vehicles: 26
  • 5 or more vehicles: 15


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 53
  • 2 vehicles: 21
  • 3 vehicles: 0
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 21912 household income distribution in 2007

Zip code 21912 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 21912:

  • Less than $10,000: 4
  • $10,000 to $14,999: 2
  • $15,000 to $19,999: 2
  • $20,000 to $24,999: 2
  • $25,000 to $29,999: 1
  • $30,000 to $34,999: 1
  • $35,000 to $39,999: 2
  • $40,000 to $49,999: 4
  • $50,000 to $59,999: 6
  • $70,000 to $79,999: 3
  • $80,000 to $89,999: 2
  • $100,000 to $124,999: 3
  • $125,000 to $149,999: 7
  • $150,000 to $174,999: 12
  • $175,000 to $199,999: 10
  • $200,000 to $249,999: 35
  • $250,000 to $299,999: 11
  • $300,000 to $399,999: 47
  • $400,000 to $499,999: 54
  • $500,000 to $749,999: 71
  • $750,000 to $999,999: 9
  • $1,000,000 or more: 53
 



21912 rent paid by renters


Rent paid by renters in 2007 in zip code 21912:

  • $100 to $149: 4
  • $400 to $449: 5
  • $500 to $549: 3
  • $550 to $599: 3
  • No cash rent: 36
 


Median price asked for vacant for-sale houses and condos in 2007: $48,429.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $453,303
  • Black or African American householders: $223,019

Estimated median house or condo value in 2007: $430,432 (it was $180,400 in 2000)
21912:  $430,432
Maryland:  $347,000
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $534,718
Here:  $534,718
State:  $459,189

Mobile homes: $309,000
Here:  $309,000
State:  $45,619


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 384
  • Two: 6
  • Mobile homes: 37
21912 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 445 (80%)
  • Carpooled: 40 (7%)
  • Walked: 36 (6%)
  • Worked at home: 35 (6%)
 

21912 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 88
  • 5 to 9 minutes: 14
  • 10 to 14 minutes: 28
  • 15 to 19 minutes: 32
  • 20 to 24 minutes: 62
  • 25 to 29 minutes: 34
  • 30 to 34 minutes: 66
  • 35 to 39 minutes: 33
  • 40 to 44 minutes: 19
  • 45 to 59 minutes: 53
  • 60 to 89 minutes: 70
  • 90 or more minutes: 22
 

Percentage of zip code residents living and working in this county: 47.8%


Household type by relationship
Households: 1,062

  • In family households: 965 (256 male householders, 82 female householders)
    269 spouses, 307 children (296 natural, 0 adopted, 11 stepchildren), 29 grandchildren, 0 brothers or sisters, 0 parents, 15 other relatives, 7 non-relatives
  • In nonfamily households: 97 (33 male householders (28 living alone)), 54 female householders (49 living alone)), 10 nonrelatives

Size of family households: 153 2-persons, 83 3-persons, 64 4-persons, 33 5-persons, 5 6-persons.

Size of nonfamily households: 77 1-person, 10 2-persons.

226 married couples with children.
50 single-parent households (17 men, 33 women).

94.2% of residents of 21912 zip code speak English at home.
5.3% of residents speak Spanish at home (35% very well, 53% well, 12% not well).
0.5% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 44 (4.0%)
(29.5% of them are naturalized citizens)

This zip code:  4.0%
Whole state:  9.8%

Most common places of birth for the foreign-born residents:



  • United Kingdom (39%)
  • India (30%)
  • Germany (16%)
  • Canada (16%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 24
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 11
  • 1970 to 1974: 7
  • 1965 to 1969: 2

White population: 975
Black population: 97
American Indian population: 0
Asian population: 6
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 2
Two or more races population: 21

Zip code 21912 races chart


First ancestries reported:

 United States or American: 152
 English: 111
 Other groups: 97
 Irish: 69
 German: 50
 Portuguese: 38
 Subsaharan African:: 36
 African: 34
 Scottish: 27
 French (except Basque): 20
 Swedish: 18
 British: 17
 Ukrainian: 16
 Italian: 14
 Dutch: 13
 West Indian (excluding Hispanic groups):: 11
 Jamaican: 11
 Polish: 10
 Scotch-Irish: 9
 Canadian: 7
 Welsh: 7
 Lithuanian: 6
 Hungarian: 4
 Norwegian: 4
 Arab/Arabic: 2
 Arab:: 2
 Pennsylvania German: 2
 Slavic: 2
 Other Subsaharan African: 2



Zip code 21912 topographic map


Median worth of mobile homes: $34,726

Zip code 21912 marital status for males
Zip code 21912 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 3%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (47%)
  • Bottled, tank, or LP gas (36%)
  • Electricity (14%)
  • Coal or coke (2%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 389
  • Northeast: 228
  • Midwest: 18
  • South: 352
  • West: 4

46% of the 21912 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 42% lived in this county.
   Out of people who lived in different counties, 8% lived in Maryland.

Population in 1990: 745. Population change in the 1990s: +356 (+47.8%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 24
Here:  26.1%
Maryland:  14.8%

Students in private schools in grades 9 to 12 (high school): 2
Here:  3.1%
Maryland:  13.3%

Students in private undergraduate colleges: 5
Here:  71.4%
Maryland:  21.7%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Construction: Poured Concrete Foundation and Structure Contractors (10-19 employees: 1 establishment)
  • Professional, Scientific, and Technical Services: Veterinary Services (5-9: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
  • Other Services (except Public Administration): Car Washes (5-9: 1)
  • Finance and Insurance: Real Estate Credit (5-9: 1)
  • Construction: Residential Remodelers (1-4: 2)
  • Real Estate and Rental and Leasing: Offices of Real Estate Appraisers (1-4: 1)
  • Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Tour Operators (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$286,42371$245,571137$216,46136$88,54635$210,1825$81,770
APPLICATIONS APPROVED, NOT ACCEPTED0$08$203,37525$232,1454$30,7203$257,4072$31,180
APPLICATIONS DENIED2$211,74014$205,58670$248,24816$79,0379$257,0894$72,083
APPLICATIONS WITHDRAWN0$06$190,68839$221,2186$153,7823$197,3401$80,360
FILES CLOSED FOR INCOMPLETENESS0$02$190,4607$269,6472$101,6000$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0301.00 , 0302.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$239,4054$336,0803$216,960
APPLICATIONS APPROVED, NOT ACCEPTED2$210,4852$208,3200$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN1$351,4602$463,3150$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0301.00 , 0302.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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