22520 Zip Code (Montross, VA) Detailed Profile

Estimated zip code population in 2017: 6,251
Zip code population in 2010: 5,402
Zip code population in 2000: 5,116

Houses and condos: 3,519
Renter-occupied apartments: 578
March 2019 cost of living index in zip code 22520: 85.8 (less than average, U.S. average is 100)

Land area: 91.5 sq. mi.
Water area: 11.6 sq. mi.

Population density: 68 people per square mile

(very low).

Real estate property taxes paid for housing units in 2017:
Median real estate property taxes paid for housing units with mortgages in 2017: $967 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $1,055 (0.5%)

For population 25 years and over in 22520:

• High school or higher: 86.6%
• Bachelor's degree or higher: 19.8%
• Graduate or professional degree: 7.6%
• Unemployed: 5.4%
• Mean travel time to work (commute): 41.3 minutes

For population 15 years and over in 22520:

• Never married: 22.8%
• Now married: 55.8%
• Separated: 3.4%
• Widowed: 8.0%
• Divorced: 10.0%

• 
• • 3,14761.5%White
  • 1,69533.1%Black
  • 4158.1%Hispanic or Latino
  • 891.7%Two or more races
  • 330.6%Asian
  • 150.3%American Indian
  • 70.1%Some other race
  • 10.02%Native Hawaiian and Other
    Pacific Islander

100% rural population.

Averages for the 2012 tax year for zip code 22520, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,203 (Individual Income Tax Returns)

Here:	$50,203
State:	$71,192

Salary/wage: $41,313 (reported on 79.0% of returns)

Here:	$41,313
State:	$59,229

(% of AGI for various income ranges: 73.2% for AGIs below $25k, 74.1% for AGIs $25k-50k, 64.5% for AGIs $50k-75k, 69.1% for AGIs $75k-100k, 62.6% for AGIs $100k-200k, 40.7% for AGIs over 200k)

Taxable interest for individuals: $1,836 (reported on 35.3% of returns)

This zip code:	$1,836
Virginia:	$1,600

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Ordinary dividends: $4,095 (reported on 18.5% of returns)

Here:	$4,095
State:	$6,959

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,785 (reported on 11.3% of returns)

Here:	+$10,785
State:	+$16,672

(% of AGI for various income ranges: 0.9% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 16.6% for AGIs over 200k)

Profit/loss from business: +$6,470 (reported on 16.8% of returns)

Here:	+$6,470
State:	+$14,116

(% of AGI for various income ranges: 6.6% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $15,712 (reported on 10.9% of returns)

22520:	$15,712
Virginia:	$16,667

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 2.1% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 6.0% for AGIs $100k-200k)

Total itemized deductions: $21,761 (25% of AGI, reported on 33.2% of returns)

Here:	$21,761
State:	$26,596

Here:	24.9% of AGI
State:	20.1% of AGI

(% of AGI for various income ranges: 9.3% for AGIs below $25k, 12.3% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 18.0% for AGIs $100k-200k, 14.8% for AGIs over 200k)

Charity contributions: $3,800 (reported on 27.7% of returns)

Here:	$3,800
State:	$4,443

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxes paid: $6,152 (reported on 33.2% of returns)

22520:	$6,152
State:	$9,951

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 5.9% for AGIs $100k-200k, 6.5% for AGIs over 200k)

Earned income credit: $2,363 (reported on 19.3% of returns)

Here:	$2,363
State:	$2,211

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.9%

Here:	56%
State:	46%

(% for various income ranges: 56.4% for AGIs below $25k, 56.1% for AGIs $25k-50k, 57.6% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 54.2% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 22520, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,245 (Individual Income Tax Returns)

Here:	$40,245
State:	$56,704

Salary/wage: $34,053 (reported on 80.8% of returns)

Here:	$34,053
State:	$48,441

(% of AGI for various income ranges: 91.3% for AGIs below $10k, 73.9% for AGIs $10k-25k, 77.8% for AGIs $25k-50k, 70.3% for AGIs $50k-75k, 70.8% for AGIs $75k-100k, 54.1% for AGIs over 100k)

Taxable interest for individuals: $1,827 (reported on 44.7% of returns)

This zip code:	$1,827
Virginia:	$1,688

(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Taxable dividends: $2,661 (reported on 19.5% of returns)

Here:	$2,661
State:	$4,028

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$10,206 (reported on 14.2% of returns)

Here:	+$10,206
State:	+$14,375

(% of AGI for various income ranges: -0.5% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 10.4% for AGIs over 100k)

Profit/loss from business: +$8,187 (reported on 16.6% of returns)

Here:	+$8,187
State:	+$13,342

(% of AGI for various income ranges: 1.2% for AGIs below $10k, 4.4% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, -1.3% for AGIs $75k-100k, 7.8% for AGIs over 100k)

IRA payment deduction: $3,086 (reported on 2.5% of returns)

22520:	$3,086
Virginia:	$2,943

Self-employed pension: $16,833 (reported on 0.5% of returns)

Here:	$16,833
Virginia:	$17,430

Total itemized deductions: $17,586 (24% of AGI, reported on 30.6% of returns)

Here:	$17,586
State:	$21,492

Here:	24.4% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 10.8% for AGIs below $10k, 9.2% for AGIs $10k-25k, 12.0% for AGIs $25k-50k, 13.7% for AGIs $50k-75k, 14.6% for AGIs $75k-100k, 15.3% for AGIs over 100k)

Charity contributions deductions: $2,981 (4% of AGI, reported on 26.5% of returns)

Here:	$2,981
State:	$3,794

Here:	3.9% of AGI
State:	3.5% of AGI

(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $5,550 (reported on 72.9% of returns)

22520:	$5,550
State:	$9,537

(% of AGI for various income ranges: 3.6% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Earned income credit: $1,822 (reported on 18.4% of returns)

Here:	$1,822
State:	$1,734

Percentage of individuals using paid preparers for their 2004 taxes: 59.0%

Here:	59%
State:	52%

(% for various income ranges: 52.8% for AGIs below $10k, 62.2% for AGIs $10k-25k, 60.5% for AGIs $25k-50k, 55.8% for AGIs $50k-75k, 61.1% for AGIs $75k-100k, 62.7% for AGIs over 100k)

Nearest zip codes: 20626, 20625, 20609, 20606, 22572, 22469.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.1% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 188
Household did not receive Food Stamps/SNAP in the past 12 months: 2,502

Women who had a birth in the past 12 months: 51 (18 now married, 32 unmarried)
Women who did not have a birth in the past 12 months: 1,132 (573 now married, 555 unmarried)

Housing units in zip code 22520 with a mortgage: 1,172 (67 second mortgage, 92 home equity loan, 1 both second mortgage and home equity loan)
Houses without a mortgage: 934

Median monthly owner costs for units with a mortgage: $1,436
Median monthly owner costs for units without a mortgage: $378

Residents with income below the poverty level in 2017:
Residents with income below 50% of the poverty level in 2017:

• Zip code 22520 household income distribution in 2017

• 142Less than $10,000
• 65$10,000 to $14,999
• 100$15,000 to $19,999
• 104$20,000 to $24,999
• 156$25,000 to $29,999
• 238$30,000 to $34,999
• 49$35,000 to $39,999
• 100$40,000 to $44,999
• 75$45,000 to $49,999
• 179$50,000 to $59,999
• 300$60,000 to $74,999
• 288$75,000 to $99,999
• 307$100,000 to $124,999
• 178$125,000 to $149,999
• 219$150,000 to $199,999
• 182$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2017 in zip code 22520

• 39Less than $10,000
• 35$10,000 to $14,999
• 12$25,000 to $29,999
• 9$40,000 to $49,999
• 6$50,000 to $59,999
• 18$60,000 to $69,999
• 5$70,000 to $79,999
• 54$80,000 to $89,999
• 35$90,000 to $99,999
• 225$100,000 to $124,999
• 151$125,000 to $149,999
• 238$150,000 to $174,999
• 185$175,000 to $199,999
• 255$200,000 to $249,999
• 196$250,000 to $299,999
• 231$300,000 to $399,999
• 121$400,000 to $499,999
• 121$500,000 to $749,999
• 42$750,000 to $999,999
• 89$1,000,000 to $1,499,999
• 24$1,500,000 to $1,999,999

• Rent paid by renters in 2017 in zip code 22520

• 7Less than $100
• 8$100 to $149
• 2$150 to $199
• 11$200 to $249
• 7$250 to $299
• 18$300 to $349
• 31$350 to $399
• 45$450 to $499
• 55$500 to $549
• 5$550 to $599
• 30$600 to $649
• 44$750 to $799
• 98$800 to $899
• 62$900 to $999
• 66$1,000 to $1,249
• 24$1,250 to $1,499
• 35No cash rent

Median gross rent in 2017: $1,082.

Estimated median house (or condo) value in 2017 for:

• White Non-Hispanic householders: $249,982
• Black or African American householders: $169,328
• Asian householders: $566,360
• Some other race householders: $100,260
• Two or more races householders: $153,732
• Hispanic or Latino householders: $98,032

Estimated median house or condo value in 2017: $213,889 Lower value quartile - upper value quartile: $141,493 - $339,449

Housing units in structures:

• One, detached: 3,132
• One, attached: 5
• Two: 6
• 3 or 4: 19
• 10 to 19: 10
• Mobile homes: 336

Unemployment: 5.4%

• Means of transportation to work in zip code 22520

• 74.4%2,225Drove a car alone
• 8.2%246Carpooled
• 0.4%11Walked
• 2.0%60Other means
• 16.2%485Worked at home

• Travel time to work (commute) in zip code 22520

• 69Less than 5 minutes
• 1025 to 9 minutes
• 26310 to 14 minutes
• 16715 to 19 minutes
• 32320 to 24 minutes
• 17525 to 29 minutes
• 41430 to 34 minutes
• 3635 to 39 minutes
• 8440 to 44 minutes
• 25945 to 59 minutes
• 32660 to 89 minutes
• 31390 or more minutes

Percentage of zip code residents living and working in this county: 43.1%

Household type by relationship:

Households: 6,246

• In family households: 5,152 (711 male householders, 1,022 female householders)

  1,382 spouses, 1,297 children (1,189 natural, 41 adopted, 68 stepchildren), 362 grandchildren, 38 brothers or sisters, 62 parents, 73 other relatives, 189 non-relatives

• In nonfamily households: 1,094 (414 male householders (349 living alone)), 532 female householders (446 living alone)), 145 nonrelatives
• In group quarters: 6 (17 institutionalized population)

Size of family households: 990 2-persons, 428 3-persons, 166 4-persons, 128 5-persons, 22 6-persons

Size of nonfamily households: 795 1-person, 151 2-persons

418 married couples with children.
259 single-parent households (20 men, 239 women).

92.3% of residents of 22520 zip code speak English at home.
6.8% of residents speak Spanish at home (35% very well, 38% well, 27% not well).
1.0% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CARRY ON TRAILER CORPORATION (159 INDUSTRIAL PK RD in MONTROSS, VA)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  STATE MASTER (Virginia pollutants databases) - CEDS-52063, AIR PROGRAM
  Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: TRUCK TRAILERS
  Business NAICS classification: TRUCK TRAILER MANUFACTURING.; TRUCK TRAILER MANUFACTURING.
  Organizations: CARRY ON TRAILER CORP. (CONTACT/OPERATOR)
  

• CHANDLER CHEV-POINT INC (ROUTE 3 in MONTROSS, VA)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: OPERNAME (CONTACT/OPERATOR)
  

Housing units lacking complete plumbing facilities: 3.1%
Housing units lacking complete kitchen facilities: 3.2%

Population in 1990: 4,836. Population change in the 1990s: +280 (+5.8%).

Place of birth for U.S.-born residents:

• This state: 3,939
• Northeast: 463
• Midwest: 180
• South: 1,155
• West: 139

75% of the 22520 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 50% lived in Virginia.

91% of the 22520 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 29% moved from this county.
   Out of people who lived in different houses, 65% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 83
Students in private schools in grades 9 to 12 (high school): 2 Students in private undergraduate colleges: 33

Companies with federal contracts located in this zip code (MONTROSS, VA):

• NORTHERN NECK BUILDING SUPPLY (17144 KINGS HWY; small business) : $513,101 in 13 contracts from 2001 to 2006

  Contracts for Lumber and Related Basic Wood Materials, Wallboard, Building Paper, and Thermal Insulation Materials, Plywood and Veneer, Pipe, Tube and Rigid Tubing by Navy, Army
  Signed by year: 2000: $0; 2001: $23,214; 2002: $247,739; 2003: $17,628; 2004: $34,637; 2005: $34,637; 2006: $155,246.
  
  Biggest contracts:
  $242,242 with Navy for Lumber and Related Basic Wood Materials. Signed on 2002-04-26. Completion date: 2002-07-19.
  $103,291 with Army for Lumber and Related Basic Wood Materials. Signed on 2006-06-05. Effective on 2006-05-31. Completion date: 2006-06-30.
  $51,955 with Navy for Wallboard, Building Paper, and Thermal Insulation Materials. Signed on 2006-06-22. Completion date: 2006-09-20.
  $34,637 with Navy for Lumber and Related Basic Wood Materials. Signed on 2005-08-30. Completion date: 2005-09-23.
  

• REUBEN BURTON INC (645 N INDEPENDENT DR; small business) : $401,193 in 43 contracts from 2000 to 2006

  Contracts for Lugs, Terminals, and Terminal Strips, Electrical Hardware and Supplies, Electrical Insulators and Insulating Materials by Defense Logistics Agency, Army, Air Force
  Signed by year: 2000: $49,325; 2001: $25,200; 2002: $87,718; 2003: $0; 2004: $37,519; 2005: $159,994; 2006: $41,437.
  
  Biggest contracts:
  $53,480 with Defense Logistics Agency for Lugs, Terminals, and Terminal Strips. Signed on 2005-03-14. Completion date: 2005-07-12.
  $49,325, same as above. Signed on 2000-05-08. Completion date: 2000-07-22.
  $46,034 with Defense Logistics Agency for Electrical Hardware and Supplies. Signed on 2002-04-29. Completion date: 2002-07-28.
  $37,426 with Defense Logistics Agency for Electrical Insulators and Insulating Materials. Signed on 2002-03-27. Completion date: 2002-06-25.
  

• NORTHERN NECK COCA-COLA BOTTLI (15725 KINGS HWY; small business) : $72,892 in 6 contracts from 2004 to 2006

  Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency
  Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $14,069; 2005: $42,293; 2006: $16,530.
  
  Biggest contracts:
  $19,579 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
  $16,530 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
  $14,069 with Defense Commissary Agency for Food Items For Resale. Signed on 2004-10-01. Completion date: 2005-02-28.
  $9,527 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2005-10-01. Completion date: 2005-12-31.
  

• NORTHERN NECK LANDSCAPING, INC (119 HARRIS DRIVE; small business)

  $11,734 with Navy for Landscaping/Groundskeeping Services. Signed on 2002-10-01. Completion date: 2002-12-05.

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Commercial Banking (20-49 employees: 1 establishment, 5-9 employees: 2 establishments)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 3)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 3, 1-4: 8)
• Educational Services: Elementary and Secondary Schools (20-49: 1)
• Professional, Scientific, and Technical Services: Offices of Lawyers (5-9: 3, 1-4: 3)

Most common first names in zip code 22520 among deceased individuals
Name	Count	Lived (average)
William	71	70.6 years
John	54	73.2 years
Mary	53	80.8 years
James	49	69.2 years
Robert	41	76.0 years
George	38	73.6 years
Charles	33	72.7 years
Dorothy	26	74.5 years
Margaret	23	80.2 years
Walter	22	75.7 years

Most common last names in zip code 22520 among deceased individuals
Last name	Count	Lived (average)
Johnson	49	74.7 years
Jones	47	76.4 years
Tate	39	72.5 years
Thompson	27	77.6 years
Balderson	27	73.4 years
Ashton	26	76.5 years
Jenkins	26	78.6 years
Sanford	25	77.9 years
Reed	20	73.2 years
Smith	19	75.3 years

Businesses in zip code 22520
Name	Count		Name	Count
7-Eleven	1		Subway	1
Chevrolet	1		True Value	1
H&R Block	1		U-Haul	1
MasterBrand Cabinets	1		UPS	1
Rite Aid	1