Estimated median household income in 2007: $68,587
| This zip code: | $68,587 | | Virginia: | $59,562 |
Nearest zip codes: 24083, 24020, 24019, 24175, 24012, 24013.
Housing units in zip code 24077 with a mortgage: 164 (16 second mortgage, 5 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 26
Median monthly owner costs for units with a mortgage: $1,520
Median monthly owner costs for units without a mortgage: $246
Residents with income below the poverty level in 2007:
| This zip code: | 17.3% | | Whole state: | 9.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 8.4% | | Whole state: | 4.2% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 7
- 1995 to 1998: 61
- 1990 to 1994: 58
- 1980 to 1989: 60
- 1970 to 1979: 31
- 1960 to 1969: 12
- 1950 to 1959: 23
- 1940 to 1949: 0
- 1939 or earlier: 14
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Bedrooms in owner-occupied houses in Cloverdale, VA (24077): |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 31
- 3 bedrooms: 140
- 4 bedrooms: 20
- 5 or more bedrooms: 7
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 28
- 3 bedrooms: 21
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 24077 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 56
- 2 vehicles: 125
- 3 vehicles: 8
- 4 vehicles: 9
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 7
- 1 vehicle: 14
- 2 vehicles: 19
- 3 vehicles: 16
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 24077:
- $100,000 to $124,999: 6
- $125,000 to $149,999: 30
- $150,000 to $174,999: 15
- $175,000 to $199,999: 10
- $200,000 to $249,999: 14
- $250,000 to $299,999: 12
- $300,000 to $399,999: 89
- $400,000 to $499,999: 23
- $500,000 to $749,999: 12
- $750,000 to $999,999: 5
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Rent paid by renters in 2007 in zip code 24077:
- $200 to $249: 4
- $300 to $349: 4
- $400 to $449: 9
- $450 to $499: 10
- $500 to $549: 4
- $750 to $799: 7
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $339,318
- Black or African American householders: $303,356
Estimated median house or condo value in 2007: $359,156 (it was $153,800 in 2000)
| 24077: | $359,156 | | Virginia: | $262,100 |
Lower value quartile - upper value quartile: $233,021 - $539,754
Mean price in 2007:
Detached houses: $344,278| Here: | $344,278 | | State: | $357,398 |
Townhouses or other attached units: $164,319| Here: | $164,319 | | State: | $371,438 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 207
- One, attached: 45
- Mobile homes: 14

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Means of transportation to work
- Drove a car alone: 296 (89%)
- Carpooled: 24 (7%)
- Walked: 4 (1%)
- Worked at home: 8 (2%)
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Travel time to work
- Less than 5 minutes: 4
- 5 to 9 minutes: 15
- 10 to 14 minutes: 52
- 15 to 19 minutes: 64
- 20 to 24 minutes: 77
- 25 to 29 minutes: 60
- 30 to 34 minutes: 26
- 35 to 39 minutes: 0
- 40 to 44 minutes: 18
- 45 to 59 minutes: 0
- 60 to 89 minutes: 8
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 15.4%
Household type by relationship
Households: 586
- In family households: 487 (105 male householders, 42 female householders)
133 spouses, 183 children (144 natural, 18 adopted, 21 stepchildren), 8 grandchildren, 0 brothers or sisters, 9 parents, 0 other relatives, 7 non-relatives
- In nonfamily households: 99 (41 male householders (27 living alone)), 42 female householders (42 living alone)), 16 nonrelatives
Size of family households: 55 2-persons, 31 3-persons, 48 4-persons, 13 5-persons.
Size of nonfamily households: 69 1-person, 14 2-persons.
110 married couples with children.
16 single-parent households (2 men, 14 women).
97.3% of residents of 24077 zip code speak English at home.
2.7% of residents speak other language at home (100% very well).
Foreign born population: 19 (3.2%)
(68.4% of them are naturalized citizens)
| This zip code: | 3.2% | | Whole state: | 8.1% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 12
- 1990 to 1994: 0
- 1985 to 1989: 7
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 563
Black population: 16
American Indian population: 2
Asian population: 8
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 2
Two or more races population: 5

First ancestries reported:
|  English: 118 |
|  United States or American: 78 |
|  French (except Basque): 61 |
|  German: 59 |
|  Dutch: 49 |
|  Arab:: 33 |
|  Lebanese: 33 |
|  Other groups: 28 |
|  Scotch-Irish: 11 |
|  Irish: 10 |
|  British: 8 |
|  Italian: 7 |
|  Scottish: 4 |

Facitilies with environmental interests located in this zip code:
- CHANDLER CONCRETE OF VIRGINIA INC - PLANT 703 (3252 GIBSON LN in CLOVERDALE, VA)
AIR MINOR (AIRS/AFS)
STATE MASTER (Virginia pollutants databases) - CEDS-21097, AIR PROGRAM
Business SIC classification: READY-MIXED CONCRETE
Business NAICS classification: READY-MIX CONCRETE MANUFACTURING.
Alternative names: CHANDLER CONCRETE - PLANT 703
- CLOVERDALE ELEMENTARY SCHOOL (833 COUGAR DRIVE in CLOVERDALE, VA)
AIR MINOR (AIRS/AFS)
(National Center for Education Statistics) - STATE ID-0120390
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: BOTETOURT COUNTY PUBLIC SCHOOLS (SCHOOL DISTRICT)
- CAVALIER EQUIPMENT CORP (1975 LEE HWY in CLOVERDALE, VA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BAKER EDGAR K (CONTACT/OWNER)
Most commonly used house heating fuel: |
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- Utility gas (43%)
- Electricity (37%)
- Fuel oil, kerosene, etc. (11%)
- Bottled, tank, or LP gas (6%)
- Wood (4%)
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Place of birth for U.S.-born residents:
- This state: 383
- Northeast: 54
- Midwest: 49
- South: 60
- West: 8
34% of the 24077 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 15% lived in this county.
Out of people who lived in different counties, 71% lived in Virginia.
Population in 1990: 582. Population change in the 1990s: +14 (+2.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Virginia: | 9.5% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Virginia: | 8.2% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Virginia: | 20.6% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Power and Communication Line and Related Structures Construction (250-499 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49: 1, 10-19: 1)
- Wholesale Trade: Farm Supplies Merchant Wholesalers (20-49: 1, 5-9: 1)
- Wholesale Trade: Motor Vehicle Supplies and New Parts Merchant Wholesalers (20-49: 1)
- Wholesale Trade: Plastics Materials and Basic Forms and Shapes Merchant Wholesalers (10-19: 1)
- Wholesale Trade: Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $175,320 | 10 | $145,055 | 2 | $45,450 | 2 | $119,935 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $116,415 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $60,110 | 7 | $167,540 | 1 | $84,580 | 0 | $0 | 1 | $36,950 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $139,200 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $198,050 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $157,778 | 10 | $125,148 | 2 | $55,465 | 1 | $160,950 | 1 | $36,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $168,360 | 2 | $102,765 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $93,545 | 5 | $152,664 | 1 | $50,090 | 0 | $0 | 1 | $62,070 |
| APPLICATIONS WITHDRAWN | 1 | $73,470 | 5 | $124,596 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $100,120 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $78,770 | 11 | $142,983 | 11 | $125,235 | 2 | $27,005 | 2 | $72,600 | 1 | $51,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $119,860 | 2 | $120,770 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $115,835 | 6 | $121,823 | 1 | $32,450 | 0 | $0 | 1 | $100,480 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 3 | $141,497 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $128,870 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $147,960 | 11 | $129,597 | 13 | $125,375 | 2 | $24,940 | 1 | $127,780 | 1 | $48,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $101,640 | 2 | $102,985 | 0 | $0 | 0 | $0 | 1 | $24,900 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $76,155 | 4 | $108,010 | 1 | $15,540 | 0 | $0 | 1 | $85,740 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $85,380 | 4 | $119,210 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $80,590 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $111,115 | 9 | $142,022 | 30 | $130,240 | 2 | $28,280 | 2 | $73,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $138,300 | 4 | $123,675 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $84,140 | 3 | $118,460 | 1 | $24,030 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $99,680 | 3 | $129,157 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $100,190 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0404.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $147,920 | 1 | $139,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $245,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $198,850 | 1 | $94,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $160,080 | 1 | $144,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $103,160 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $173,115 | 1 | $229,050 | 1 | $46,610 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $101,790 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0404.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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