Estimated median household income in 2007: $54,358
| This zip code: | $54,358 | | West Virginia: | $37,060 |
Nearest zip codes: 25064, 25143, 25159, 25177, 25303, 25309.
Charleston Zip Code Map
Housing units in zip code 25313 with a mortgage: 2,601 (277 second mortgage, 354 home equity loan, 31 both second mortgage and home equity loan)
Houses without a mortgage: 1,095
Median monthly owner costs for units with a mortgage: $1,027
Median monthly owner costs for units without a mortgage: $271
Residents with income below the poverty level in 2007:
| This zip code: | 7.0% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 7.0% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.5 |
Year house built: |
|
- 1999 to March 2000: 59
- 1995 to 1998: 344
- 1990 to 1994: 448
- 1980 to 1989: 1,182
- 1970 to 1979: 1,829
- 1960 to 1969: 853
- 1950 to 1959: 834
- 1940 to 1949: 309
- 1939 or earlier: 195
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Bedrooms in owner-occupied houses in Charleston, WV (25313): |
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- no bedroom: 0
- 1 bedrooms: 45
- 2 bedrooms: 721
- 3 bedrooms: 2,449
- 4 bedrooms: 960
- 5 or more bedrooms: 148
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 20
- 1 bedrooms: 341
- 2 bedrooms: 656
- 3 bedrooms: 222
- 4 bedrooms: 64
- 5 or more bedrooms: 18
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Vehicles available in 25313 zip code in owner-occupied houses/condos: |
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- no vehicle: 126
- 1 vehicle: 1,099
- 2 vehicles: 2,147
- 3 vehicles: 712
- 4 vehicles: 198
- 5 or more vehicles: 41
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 127
- 1 vehicle: 705
- 2 vehicles: 435
- 3 vehicles: 38
- 4 vehicles: 10
- 5 or more vehicles: 6
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 25313:
- Less than $10,000: 53
- $10,000 to $14,999: 29
- $15,000 to $19,999: 48
- $20,000 to $24,999: 40
- $25,000 to $29,999: 35
- $30,000 to $34,999: 36
- $35,000 to $39,999: 65
- $40,000 to $49,999: 103
- $50,000 to $59,999: 49
- $60,000 to $69,999: 75
- $70,000 to $79,999: 143
- $80,000 to $89,999: 181
- $90,000 to $99,999: 215
- $100,000 to $124,999: 741
- $125,000 to $149,999: 664
- $150,000 to $174,999: 534
- $175,000 to $199,999: 337
- $200,000 to $249,999: 364
- $250,000 to $299,999: 171
- $300,000 to $399,999: 112
- $400,000 to $499,999: 58
- $500,000 to $749,999: 24
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Rent paid by renters in 2007 in zip code 25313:
- Less than $100: 9
- $150 to $199: 7
- $200 to $249: 22
- $250 to $299: 57
- $300 to $349: 132
- $350 to $399: 221
- $400 to $449: 304
- $450 to $499: 301
- $500 to $549: 129
- $550 to $599: 133
- $600 to $649: 61
- $650 to $699: 97
- $700 to $749: 24
- $800 to $899: 19
- $900 to $999: 33
- $1,000 to $1,249: 25
- No cash rent: 157
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Median price asked for vacant for-sale houses and condos in 2007: $90,618.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $141,090
- Black or African American householders: $144,290
- Asian householders: $179,490
- Two or more races householders: $95,272
Estimated median house or condo value in 2007: $127,574 (it was $91,300 in 2000)
| 25313: | $127,574 | | West Virginia: | $96,000 |
Lower value quartile - upper value quartile: $76,555 - $242,172
Mean price in 2007:
Detached houses: $164,515| Here: | $164,515 | | State: | $144,523 |
Townhouses or other attached units: $130,447| Here: | $130,447 | | State: | $155,391 |
In 3-to-4-unit structures: $82,891| Here: | $82,891 | | State: | $138,103 |
In 5-or-more-unit structures: $86,275| Here: | $86,275 | | State: | $89,574 |
Mobile homes: $24,544| Here: | $24,544 | | State: | $32,459 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,314
- One, attached: 184
- Two: 92
- 3 or 4: 221
- 5 to 9: 255
- 10 to 19: 223
- 20 to 49: 136
- 50 or more: 26
- Mobile homes: 602

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Means of transportation to work
- Drove a car alone: 5,742 (85%)
- Carpooled: 688 (10%)
- Bus or trolley bus: 24 (0%)
- Motorcycle: 17 (0%)
- Walked: 47 (1%)
- Other means: 23 (0%)
- Worked at home: 187 (3%)
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Travel time to work
- Less than 5 minutes: 54
- 5 to 9 minutes: 370
- 10 to 14 minutes: 712
- 15 to 19 minutes: 1568
- 20 to 24 minutes: 1404
- 25 to 29 minutes: 741
- 30 to 34 minutes: 991
- 35 to 39 minutes: 91
- 40 to 44 minutes: 84
- 45 to 59 minutes: 174
- 60 to 89 minutes: 193
- 90 or more minutes: 159
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Percentage of zip code residents living and working in this county: 86.0%
Household type by relationship
Households: 13,782
- In family households: 11,942 (3,298 male householders, 723 female householders)
3,384 spouses, 3,944 children (3,533 natural, 131 adopted, 280 stepchildren), 259 grandchildren, 38 brothers or sisters, 47 parents, 121 other relatives, 128 non-relatives
- In nonfamily households: 1,840 (796 male householders (657 living alone)), 799 female householders (740 living alone)), 245 nonrelatives
- In group quarters: 39 (0 institutionalized population)
Size of family households: 1,801 2-persons, 1,059 3-persons, 791 4-persons, 252 5-persons, 80 6-persons, 38 7-or-more-persons.
Size of nonfamily households: 1,397 1-person, 180 2-persons, 18 3-persons.
2,418 married couples with children.
665 single-parent households (141 men, 524 women).
97.6% of residents of 25313 zip code speak English at home.
0.8% of residents speak Spanish at home (90% very well, 5% well, 5% not well).
1.1% of residents speak other Indo-European language at home (80% very well, 15% well, 5% not well).
0.4% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 109 (0.8%)
(91.7% of them are naturalized citizens)
| This zip code: | 0.8% | | Whole state: | 1.1% |
Most common places of birth for the foreign-born residents:
- India (52%)
- Germany (17%)
- Korea (12%)
- Philippines (8%)
- Italy (6%)
- Hungary (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 0
- 1990 to 1994: 5
- 1985 to 1989: 13
- 1980 to 1984: 38
- 1975 to 1979: 0
- 1970 to 1974: 9
- 1970 to 1974: 14
- 1965 to 1969: 30
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White population: 13,146
Black population: 457
American Indian population: 34
Asian population: 176
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 15
Two or more races population: 128

First ancestries reported:
|  United States or American: 1803 |
|  German: 1565 |
|  English: 1497 |
|  Irish: 1152 |
|  Other groups: 1101 |
|  Italian: 524 |
|  Scotch-Irish: 379 |
|  Scottish: 194 |
|  Dutch: 147 |
|  Polish: 127 |
|  French (except Basque): 86 |
|  Welsh: 75 |
|  Arab:: 54 |
|  Czech: 51 |
|  Norwegian: 51 |
|  European: 50 |
|  Lebanese: 46 |
|  Greek: 46 |
|  Bulgarian: 40 |
|  Lithuanian: 35 |
|  Subsaharan African:: 30 |
|  African: 30 |
|  French Canadian: 22 |
|  Swiss: 19 |
|  Hungarian: 12 |
|  Czechoslovakian: 12 |
|  Finnish: 11 |
|  Belgian: 8 |
|  Slovak: 8 |
|  Danish: 8 |
|  Egyptian: 8 |
|  British: 6 |
|  Russian: 5 |
|  Swedish: 5 |

Major facitilies with environmental interests located in this zip code:
- CROSS LANES ELEMENTARY (5525 BIG TYLER RD. in CHARLESTON, WV)
(Geographic Names Information System)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
(National Center for Education Statistics) - STATE ID-39220
Organizations: KANAWHA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- ANDREW JACKSON MIDDLE SCHOOL (5445 BIG TYLER RD in CHARLESTON, WV)
AIR MONITORING SITE (Airborne pollution emission tracking)
(National Center for Education Statistics) - STATE ID-39402
Organizations: KANAWHA COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
Alternative names: ANDREW JACKSON JR HI SCHOOL
- COLONIAL CLEANERS (919 CROSS LANES DRIVE in CROSS LANES, WV)
AIR MINOR (AIRS/AFS)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: EDWARDS THOMAS (CONTACT/OWNER)
, MCCOMAS DOUGLAS (CONTACT/OWNER)
- CORNERSTONE CLEANERS (134 GOFF MOUNTAIN ROAD, STE 6 in CROSS LANES, WV)
AIR MINOR (AIRS/AFS)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
- CROSS LANES CHRISTIAN SCHOOL (5330 FLORADALE DRIVE in CHARLESTON, WV)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Alternative names: CROSSLANES CHRISTIAN SCHOOL
- ABSOLUTE DETAILING (5165-D BIG TYLER RD. in CROSS LANES, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AEROTRANS (4627 W WASHINGTON in CHARLESTON, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DAVID COPEN (CONTACT/OWNER)
- BAM SCREEN PRINTING (4980 W WASHINGTON ST in CROSS LANES, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: LOIITA SEVY (CONTACT/OWNER)
- CHEMICAL WASTE MANAGEMENT (497 GOFF MOUNTAIN RD in CROSS LANES, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHEMICAL WASTE MGMT (CONTACT/OWNER)
Alternative names: CHEMICAL WASTE MANGEMENT
- CUSTOM SCREEN PRINTING (622 BELLE DR in CHARLESTON, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ALFIE JOHNSON (CONTACT/OWNER)
- EARLS AUTO PARTS (5526 BIG TYLER RD in CROSS LANES, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OWNER (CONTACT/OWNER)
- EDDIE PARKER SALVAGE (5344 KOONTZ DRIVE in CROSS LANES, WV)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SCRAP AND WASTE MATERIALS
- FORBES, DIANNE DDS (5304 KOONTZ DR in CROSS LANES, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DIANNE FORBES DDS (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 25313
- Comfort Inn, 102 Racer Dr, Cross Lanes, WV 25313, Phone: (304) 776-8070, Fax: (304) 776-6460
- Motel 6, 330 Goff MTN Rd, Cross Lanes, WV 25313, Phone: (304) 776-5917, Fax: (304) 776-7450
- Sleep Inn, 15 Goff Crossing Rd, Cross Lakes, WV 25313, Phone: (304) 776-7711, Fax: (304) 766-7781
All 3 fire-safe hotels and motels in zip code 25313
Median worth of mobile homes: $27,693
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (63%)
- Utility gas (36%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 10765
- Northeast: 761
- Midwest: 996
- South: 1027
- West: 133
64% of the 25313 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 61% lived in this county.
Out of people who lived in different counties, 61% lived in West Virginia.
Population in 1990: 13,061. Population change in the 1990s: +900 (+6.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 52
| Here: | 3.2% | | West Virginia: | 5.5% |
Students in private schools in grades 9 to 12 (high school): 84
| Here: | 9.8% | | West Virginia: | 4.8% |
Students in private undergraduate colleges: 81
| Here: | 18.6% | | West Virginia: | 15.4% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code:
- DOUGLAS BARRELS, INC (5504 BIG TYLER RD in CHARLESTON, WV; small business): $242,453 in 9 contracts from 2002 to 2006
Contracts for Guns, over 125 mm through 150 mm, Maintenance, Repair and Rebuilding of Equipment -- Weapons, Guns, 75 mm through 125 mm, Guns, through 30 mm, and more by Navy, Army Signed by year: 2000: $0; 2001: $0; 2002: $82,830; 2003: $45,627; 2004: $87,925; 2005: $0; 2006: $26,071.
Biggest contracts:
$82,830 with Navy for Guns, over 125 mm through 150 mm. Signed on 2002-07-09. Completion date: 2002-12-30.
$65,000 with Army for Maintenance, Repair and Rebuilding of Equipment -- Weapons. Signed on 2004-05-27. Completion date: 2004-11-19.
$40,456 with Navy for Guns, 75 mm through 125 mm. Signed on 2003-12-08. Completion date: 2004-01-20.
$26,071 with Navy for Guns, through 30 mm. Signed on 2006-02-14. Completion date: 2006-03-20.
- SLEEP INN AT CROSS LANES (15 GOFF XING in CHARLESTON, WV; small business): $188,346 in 9 contracts from 2003 to 2006
Contracts for Lodging - Hotel/Motel by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $9,955; 2004: $8,721; 2005: $164,294; 2006: $5,376.
Biggest contracts:
$151,748 with Army for Lodging - Hotel/Motel. Signed on 2005-06-10. Completion date: 2005-06-13.
$10,494, same as above. Signed on 2005-04-07. Completion date: 2005-05-06.
$8,721, same as above. Signed on 2004-12-10. Completion date: 2004-12-24.
$5,376, same as above. Signed on 2006-02-28. Completion date: 2006-03-05.
- WEST VIRGINIA TRUCK AND TRAILE (1 JIN DR in CHARLESTON, WV)
$50,200 with Army for Maintenance, Repair and Rebuilding of Equipment -- Tractors. Signed on 2005-09-23. Completion date: 2005-11-23.
- PRECISION PUMP & VALVE SERVICE (517 OLD GOFF MOUNTAIN ROAD in CROSS LANES, WV): $36,969 in 4 contracts from 2000 to 2006
$14,000 with Forest Service (disused code: now 12C2) for Construction of Structures and Facilities -- Sewage and Waste Facilities. Signed on 2000-08-15. Completion date: 2000-10-15.
$8,435 with Army for Technical Representation Services -- Miscellaneous. Signed on 2006-04-24. Completion date: 2006-03-17.
$7,474 with Navy for Power and Hand Pumps. Signed on 2005-04-28. Completion date: 2005-07-08.
$7,060 with Army for Technical Representation Services -- Miscellaneous. Signed on 2006-03-09. Completion date: 2006-03-17.
- HI-LAD, INC (102 RACER DR in CROSS LANES, WV; small business): $22,393 in 2 contracts in 2004
$15,677 with Army for Lodging - Hotel/Motel. Signed on 2004-10-01. Completion date: 2004-10-07.
$6,716, same as above. Signed on 2004-09-03. Completion date: 2004-08-28.
- ELECTRONIC COMMUNICATIONS OF W (408 OLD GOFF MOUNTAIN RD in CHARLESTON, WV; small business): $20,399 in 3 contracts from 2003 to 2006
$7,576 with Army for Radio Navigation Equipment, Except Airborne. Taking place in OH. Signed on 2006-05-02. Completion date: 2006-06-30.
$6,600 with Army for Electric Vehicular Lights and Fixtures. Signed on 2004-08-31. Completion date: 2004-10-31.
$6,223 with U.S. Army Corps of Engineers - civil program financing only for Radio and Television Communication Equipment, Except Airborne. Signed on 2003-03-05. Completion date: 2003-02-06.
- AMERICAN TRAILERS LLC (424 OLD GOFF MOUNTAIN RD in CHARLESTON, WV; small business): $19,747 in 2 contracts in 2004
$14,952 with Air Force for Trailers. Signed on 2004-09-22. Completion date: 2004-09-30.
$4,795 with Army for Miscellaneous Items. Signed on 2004-09-23. Completion date: 2004-11-05.
- TERRAMITE CORPORATION (600 GOFF MOUNTAIN RD in CHARLESTON, WV; small business)
$16,343 with Navy for Trucks and Truck Tractors, Wheeled. Signed on 2004-09-22. Completion date: 2004-10-30.
- INDUSTRIAL BOLTING TECHNOLOGIE (# 6 MCCOWN CIRCLE in CHARLESTON, WV; small business)
$13,273 with Army for Compressors and Vacuum Pumps. Taking place in OH. Signed on 2005-09-21. Completion date: 2005-08-26.
- HI-LAD, INC (102 RACER DRIVE in CROSS LANES, WV; small business)
$7,611 with Army for Lodging - Hotel/Motel. Signed on 2003-03-12. Completion date: 2003-03-14.
Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Racetracks (250-499 employees: 1 establishment, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 2, 10-19: 1, 5-9: 3, 1-4: 5)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 6, 10-19: 3, 5-9: 1, 1-4: 1)
- Finance and Insurance: Commercial Banking (100-249: 1, 10-19: 2, 5-9: 1)
- Educational Services: Colleges, Universities, and Professional Schools (100-249: 1)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 10-19: 1, 5-9: 3, 1-4: 6)
- Professional, Scientific, and Technical Services: Engineering Services (50-99: 1, 10-19: 3, 1-4: 1)
- Wholesale Trade: Industrial Machinery and Equipment Merchant Wholesalers (20-49: 2, 10-19: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
25 people in other noninstitutional group quarters
13 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $128,625 | 310 | $95,716 | 370 | $89,425 | 99 | $36,046 | 5 | $1,121,538 | 46 | $74,806 | 32 | $40,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 51 | $107,170 | 67 | $98,964 | 16 | $51,131 | 0 | $0 | 7 | $119,583 | 4 | $59,500 |
| APPLICATIONS DENIED | 2 | $107,380 | 70 | $71,047 | 264 | $107,117 | 79 | $43,766 | 0 | $0 | 24 | $127,746 | 32 | $57,013 |
| APPLICATIONS WITHDRAWN | 4 | $106,763 | 35 | $98,323 | 99 | $108,960 | 6 | $37,578 | 0 | $0 | 9 | $84,681 | 2 | $62,740 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $99,361 | 25 | $91,657 | 4 | $86,643 | 0 | $0 | 0 | $0 | 1 | $123,710 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $109,117 | 356 | $99,122 | 356 | $92,514 | 122 | $27,581 | 10 | $413,298 | 82 | $79,109 | 16 | $39,173 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $62,820 | 44 | $110,394 | 65 | $75,036 | 11 | $38,371 | 0 | $0 | 3 | $176,357 | 20 | $69,164 |
| APPLICATIONS DENIED | 10 | $84,582 | 139 | $61,518 | 303 | $88,178 | 72 | $33,172 | 0 | $0 | 21 | $73,740 | 93 | $51,743 |
| APPLICATIONS WITHDRAWN | 2 | $152,875 | 69 | $87,674 | 111 | $110,937 | 17 | $81,511 | 0 | $0 | 18 | $81,344 | 3 | $71,810 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $114,622 | 34 | $123,596 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $98,594 | 336 | $108,364 | 455 | $90,345 | 79 | $28,050 | 4 | $260,178 | 45 | $64,854 | 21 | $65,937 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $92,120 | 55 | $82,890 | 94 | $77,759 | 18 | $38,596 | 0 | $0 | 7 | $38,637 | 25 | $50,991 |
| APPLICATIONS DENIED | 7 | $88,516 | 143 | $73,285 | 341 | $92,638 | 95 | $34,915 | 2 | $256,000 | 17 | $73,442 | 92 | $54,357 |
| APPLICATIONS WITHDRAWN | 6 | $105,478 | 54 | $86,558 | 132 | $107,301 | 19 | $132,859 | 0 | $0 | 6 | $73,760 | 4 | $92,498 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $104,180 | 10 | $144,189 | 24 | $100,258 | 5 | $49,698 | 0 | $0 | 7 | $130,660 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $92,533 | 313 | $93,432 | 530 | $92,370 | 86 | $29,937 | 7 | $461,483 | 48 | $60,956 | 32 | $36,611 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $113,640 | 51 | $70,752 | 113 | $92,652 | 19 | $24,335 | 0 | $0 | 6 | $86,805 | 20 | $37,844 |
| APPLICATIONS DENIED | 21 | $90,955 | 97 | $72,846 | 303 | $98,234 | 64 | $19,317 | 0 | $0 | 7 | $84,644 | 56 | $52,563 |
| APPLICATIONS WITHDRAWN | 5 | $98,510 | 44 | $99,518 | 158 | $103,541 | 9 | $20,374 | 0 | $0 | 0 | $0 | 8 | $49,489 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $76,438 | 15 | $119,179 | 39 | $93,452 | 5 | $43,690 | 0 | $0 | 3 | $49,593 | 1 | $61,270 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $90,875 | 345 | $101,355 | 962 | $92,019 | 84 | $21,067 | 10 | $2,340,038 | 65 | $84,425 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $67,734 | 69 | $75,656 | 146 | $94,027 | 30 | $19,325 | 0 | $0 | 10 | $70,303 |
| APPLICATIONS DENIED | 4 | $98,100 | 105 | $49,431 | 300 | $82,341 | 89 | $24,056 | 2 | $253,955 | 22 | $76,950 |
| APPLICATIONS WITHDRAWN | 4 | $87,745 | 49 | $100,274 | 165 | $97,245 | 5 | $30,436 | 0 | $0 | 12 | $136,789 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $86,660 | 23 | $74,119 | 51 | $92,320 | 4 | $38,500 | 0 | $0 | 8 | $52,706 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $92,730 | 296 | $92,742 | 748 | $91,579 | 100 | $22,686 | 5 | $226,150 | 52 | $68,751 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $137,435 | 89 | $53,282 | 113 | $90,184 | 13 | $15,382 | 0 | $0 | 10 | $78,805 |
| APPLICATIONS DENIED | 12 | $84,077 | 147 | $50,509 | 352 | $85,268 | 56 | $9,125 | 0 | $0 | 19 | $41,773 |
| APPLICATIONS WITHDRAWN | 3 | $70,377 | 27 | $81,067 | 126 | $83,235 | 4 | $23,623 | 0 | $0 | 12 | $56,567 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $101,020 | 11 | $84,126 | 45 | $99,484 | 2 | $13,250 | 0 | $0 | 2 | $47,805 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $93,836 | 315 | $90,855 | 556 | $89,357 | 81 | $19,449 | 2 | $179,260 | 35 | $71,265 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $101,156 | 67 | $59,846 | 114 | $72,840 | 14 | $37,579 | 0 | $0 | 5 | $34,520 |
| APPLICATIONS DENIED | 5 | $67,540 | 153 | $47,926 | 314 | $94,134 | 45 | $19,959 | 0 | $0 | 16 | $52,343 |
| APPLICATIONS WITHDRAWN | 1 | $64,670 | 29 | $64,836 | 168 | $73,371 | 11 | $22,050 | 0 | $0 | 7 | $75,361 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $69,715 | 2 | $126,115 | 29 | $95,572 | 2 | $16,285 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $85,647 | 328 | $78,571 | 209 | $74,523 | 98 | $16,427 | 1 | $293,370 | 30 | $47,614 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 43 | $46,208 | 55 | $44,135 | 76 | $46,558 | 24 | $26,747 | 0 | $0 | 5 | $25,594 |
| APPLICATIONS DENIED | 38 | $51,121 | 240 | $45,767 | 238 | $67,249 | 45 | $12,002 | 0 | $0 | 13 | $30,062 |
| APPLICATIONS WITHDRAWN | 6 | $45,152 | 39 | $59,765 | 146 | $58,954 | 12 | $11,878 | 0 | $0 | 2 | $35,850 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $62,697 | 7 | $88,146 | 22 | $56,236 | 0 | $0 | 0 | $0 | 3 | $9,143 |
Aggregated Statistics For Year 1999 (Based on 1 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $82,597 | 177 | $78,265 | 220 | $78,738 | 53 | $14,760 | 2 | $204,360 | 22 | $63,815 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $96,405 | 51 | $46,732 | 44 | $66,308 | 7 | $13,083 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $62,179 | 103 | $44,306 | 108 | $62,849 | 29 | $15,500 | 0 | $0 | 5 | $46,982 |
| APPLICATIONS WITHDRAWN | 6 | $70,685 | 30 | $59,127 | 73 | $63,805 | 4 | $46,920 | 0 | $0 | 1 | $110,320 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $108,580 | 19 | $70,633 | 0 | $0 | 0 | $0 | 3 | $64,087 |
Detailed HMDA statistics for the following Tracts:
0101.00
, 0105.00, 0107.01, 0107.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $114,348 | 37 | $138,933 | 7 | $52,537 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $104,736 | 7 | $127,881 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $205,010 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $177,020 | 3 | $136,040 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $102,398 | 13 | $141,774 | 7 | $75,161 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $99,114 | 12 | $118,338 | 4 | $62,418 |
| APPLICATIONS DENIED | 2 | $115,790 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $72,844 | 2 | $83,225 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $110,266 | 40 | $123,202 | 5 | $70,262 | 1 | $113,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $87,604 | 15 | $109,984 | 1 | $63,620 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $85,490 | 0 | $0 | 0 | $0 | 2 | $101,325 |
| APPLICATIONS WITHDRAWN | 15 | $110,828 | 13 | $74,203 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $102,010 | 61 | $115,488 | 4 | $73,893 | 1 | $97,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $88,940 | 15 | $100,019 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $89,540 | 1 | $93,080 | 0 | $0 | 1 | $93,080 |
| APPLICATIONS WITHDRAWN | 10 | $103,235 | 2 | $180,920 | 2 | $76,155 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $83,655 | 1 | $93,080 | 0 | $0 | 1 | $93,080 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 151 | $116,048 | 101 | $116,488 | 5 | $60,592 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 35 | $114,983 | 35 | $106,709 | 5 | $89,166 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $109,570 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $83,820 | 2 | $81,795 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $91,900 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 134 | $101,961 | 97 | $124,681 | 3 | $40,610 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 40 | $129,389 | 21 | $124,260 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $74,690 | 2 | $144,405 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $104,878 | 6 | $140,093 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $103,974 | 71 | $126,885 | 1 | $87,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $114,957 | 16 | $138,708 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $33,715 | 1 | $154,040 | 3 | $57,493 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $330,180 | 2 | $95,890 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $101,673 | 20 | $106,615 | 1 | $79,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $74,785 | 4 | $101,443 | 4 | $75,253 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $109,570 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $73,340 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $75,365 | 1 | $116,720 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $92,513 | 17 | $107,397 | 2 | $100,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $89,270 | 3 | $105,363 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $75,330 | 3 | $156,707 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $90,470 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0101.00
, 0105.00, 0107.01, 0107.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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