Estimated median household income in 2007: $54,116
| This zip code: | $54,116 | | West Virginia: | $37,060 |
Nearest zip codes: 25438, 25425, 25442, 25441, 25430, 25446.
Housing units in zip code 25414 with a mortgage: 2,251 (236 second mortgage, 243 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 831
Median monthly owner costs for units with a mortgage: $1,229
Median monthly owner costs for units without a mortgage: $318
Residents with income below the poverty level in 2007:
| This zip code: | 10.0% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.8% | | Whole state: | 7.0% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.5 |
Year house built: |
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- 1999 to March 2000: 354
- 1995 to 1998: 595
- 1990 to 1994: 630
- 1980 to 1989: 1,119
- 1970 to 1979: 911
- 1960 to 1969: 474
- 1950 to 1959: 404
- 1940 to 1949: 178
- 1939 or earlier: 969
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Bedrooms in owner-occupied houses in Charles Town, WV (25414): |
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- no bedroom: 0
- 1 bedrooms: 96
- 2 bedrooms: 648
- 3 bedrooms: 2,034
- 4 bedrooms: 734
- 5 or more bedrooms: 162
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 56
- 1 bedrooms: 483
- 2 bedrooms: 691
- 3 bedrooms: 318
- 4 bedrooms: 47
- 5 or more bedrooms: 22
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Vehicles available in 25414 zip code in owner-occupied houses/condos: |
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- no vehicle: 86
- 1 vehicle: 829
- 2 vehicles: 1,711
- 3 vehicles: 749
- 4 vehicles: 238
- 5 or more vehicles: 61
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 343
- 1 vehicle: 740
- 2 vehicles: 369
- 3 vehicles: 124
- 4 vehicles: 41
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 25414:
- Less than $10,000: 134
- $10,000 to $14,999: 63
- $15,000 to $19,999: 28
- $20,000 to $24,999: 32
- $25,000 to $29,999: 35
- $30,000 to $34,999: 35
- $35,000 to $39,999: 37
- $40,000 to $49,999: 100
- $50,000 to $59,999: 119
- $60,000 to $69,999: 63
- $70,000 to $79,999: 56
- $80,000 to $89,999: 58
- $90,000 to $99,999: 68
- $100,000 to $124,999: 556
- $125,000 to $149,999: 818
- $150,000 to $174,999: 529
- $175,000 to $199,999: 633
- $200,000 to $249,999: 1,034
- $250,000 to $299,999: 501
- $300,000 to $399,999: 500
- $400,000 to $499,999: 183
- $500,000 to $749,999: 77
- $750,000 to $999,999: 13
- $1,000,000 or more: 5
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Rent paid by renters in 2007 in zip code 25414:
- Less than $100: 33
- $100 to $149: 54
- $150 to $199: 27
- $200 to $249: 22
- $250 to $299: 97
- $300 to $349: 153
- $350 to $399: 216
- $400 to $449: 274
- $450 to $499: 195
- $500 to $549: 194
- $550 to $599: 217
- $600 to $649: 102
- $650 to $699: 83
- $700 to $749: 46
- $750 to $799: 37
- $800 to $899: 79
- $1,000 to $1,249: 68
- No cash rent: 133
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Median price asked for vacant for-sale houses and condos in 2007: $143,272.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $189,527
- Black or African American householders: $133,963
- American Indian or Alaska Native householders: $65,454
- Some other race householders: $138,181
- Two or more races householders: $163,636
- Hispanic or Latino householders: $144,145
Estimated median house or condo value in 2007: $178,892 (it was $123,800 in 2000)
| 25414: | $178,892 | | West Virginia: | $96,000 |
Lower value quartile - upper value quartile: $104,904 - $228,588
Mean price in 2007:
Detached houses: $228,238| Here: | $228,238 | | State: | $144,523 |
Townhouses or other attached units: $163,820| Here: | $163,820 | | State: | $155,391 |
In 2-unit structures: $116,217| Here: | $116,217 | | State: | $109,679 |
Mobile homes: $25,826| Here: | $25,826 | | State: | $32,459 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,944
- One, attached: 259
- Two: 119
- 3 or 4: 135
- 5 to 9: 340
- 10 to 19: 216
- 20 to 49: 93
- 50 or more: 64
- Mobile homes: 450
- Boats, RVs, vans, etc.: 14

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Means of transportation to work
- Drove a car alone: 4,914 (76%)
- Carpooled: 1,069 (16%)
- Bus or trolley bus: 15 (0%)
- Streetcar or trolley car: 9 (0%)
- Railroad: 81 (1%)
- Motorcycle: 9 (0%)
- Bicycle: 14 (0%)
- Walked: 169 (3%)
- Other means: 23 (0%)
- Worked at home: 189 (3%)
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Travel time to work
- Less than 5 minutes: 357
- 5 to 9 minutes: 759
- 10 to 14 minutes: 1040
- 15 to 19 minutes: 565
- 20 to 24 minutes: 416
- 25 to 29 minutes: 213
- 30 to 34 minutes: 486
- 35 to 39 minutes: 221
- 40 to 44 minutes: 252
- 45 to 59 minutes: 558
- 60 to 89 minutes: 941
- 90 or more minutes: 495
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Percentage of zip code residents living and working in this county: 49.8%
Household type by relationship
Households: 13,082
- In family households: 10,935 (2,862 male householders, 704 female householders)
2,895 spouses, 3,644 children (3,351 natural, 116 adopted, 177 stepchildren), 154 grandchildren, 77 brothers or sisters, 100 parents, 208 other relatives, 291 non-relatives
- In nonfamily households: 2,147 (831 male householders (621 living alone)), 893 female householders (759 living alone)), 423 nonrelatives
- In group quarters: 120 (114 institutionalized population)
Size of family households: 1,499 2-persons, 969 3-persons, 692 4-persons, 246 5-persons, 105 6-persons, 55 7-or-more-persons.
Size of nonfamily households: 1,380 1-person, 299 2-persons, 23 3-persons, 15 4-persons, 7 6-persons.
2,159 married couples with children.
740 single-parent households (197 men, 543 women).
95.2% of residents of 25414 zip code speak English at home.
2.0% of residents speak Spanish at home (54% very well, 32% well, 14% not well).
1.6% of residents speak other Indo-European language at home (68% very well, 12% well, 11% not well, 9% not at all).
1.1% of residents speak Asian or Pacific Island language at home (55% very well, 16% well, 29% not well).
Foreign born population: 289 (2.2%)
(31.1% of them are naturalized citizens)
| This zip code: | 2.2% | | Whole state: | 1.1% |
Most common places of birth for the foreign-born residents:
- China, excluding Hong Kong and Taiwan (27%)
- Mexico (11%)
- United Kingdom (9%)
- Germany (8%)
- Jamaica (7%)
- Philippines (6%)
- Korea (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 46
- 1990 to 1994: 23
- 1985 to 1989: 86
- 1980 to 1984: 37
- 1975 to 1979: 33
- 1970 to 1974: 32
- 1970 to 1974: 0
- 1965 to 1969: 32
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White population: 11,681
Black population: 1,006
American Indian population: 23
Asian population: 106
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 86
Two or more races population: 199

First ancestries reported:
|  United States or American: 1734 |
|  Other groups: 1668 |
|  German: 1646 |
|  English: 1196 |
|  Irish: 1079 |
|  Italian: 589 |
|  French (except Basque): 254 |
|  Scotch-Irish: 216 |
|  Scottish: 203 |
|  Polish: 139 |
|  European: 93 |
|  Dutch: 80 |
|  African: 55 |
|  Subsaharan African:: 55 |
|  Hungarian: 48 |
|  Norwegian: 45 |
|  French Canadian: 39 |
|  Swedish: 36 |
|  Welsh: 34 |
|  Austrian: 33 |
|  Iranian: 32 |
|  Greek: 30 |
|  West Indian (excluding Hispanic groups):: 28 |
|  Russian: 24 |
|  Swiss: 24 |
|  Lithuanian: 23 |
|  British: 19 |
|  Jamaican: 19 |
|  Slavic: 17 |
|  Czechoslovakian: 17 |
|  Yugoslavian: 13 |
|  Afghan: 13 |
|  Celtic: 10 |
|  Slovak: 9 |
|  Barbadian: 9 |
|  Scandinavian: 8 |
|  Croatian: 6 |
|  Arab:: 6 |
|  Lebanese: 6 |
|  Danish: 6 |
|  Czech: 6 |
|  Romanian: 4 |
Major facitilies with environmental interests located in this zip code:
- CHARLES TOWN CITY OF (101 EAST WASHINGTON STREET in CHARLES TOWN, WV)
(Integrated Compliance Information System) - ICIS-03-1999-0160, FORMAL ENFORCEMENT ACTION, ICIS-03-1999-0161,
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Business SIC classification: SEWERAGE SYSTEMS; EXECUTIVE OFFICES
Alternative names: CITY OF CHARLES TOWN
- CHARLES TOWN JUNIOR HIGH SCHOOL (817 HIGH ST in CHARLES TOWN, WV)
(Geographic Names Information System)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(National Center for Education Statistics) - STATE ID-37401
Organizations: JEFFERSON COUNTY SCHOOL DIST (SCHOOL DISTRICT)
Alternative names: CHARLES TOWN MIDDLE SCHOOL
- CHARLES TOWN RACES & SLOTS (FLOWING SPRINGS ROAD in CHARLES TOWN, WV)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: SEWERAGE SYSTEMS
Organizations: CHARLES TOWN RACING LIMITED (CONTACT/OWNER)
, PNGI CHARLES TOWN GAMING LLC (CONTACT/OWNER)
Alternative names: CHARLES TOWN RACES INC, PNGI CHARLES TOWN GAMING LLC
- 7-ELEVEN #10663 (701 EAST WASHINGTON ST in CHARLES TOWN, WV)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, 7-ELEVEN INC (CONTACT/OPERATOR)
, SOUTHLAND CORPORATION THE (CONTACT/OWNER)
- 7-ELEVEN #16987 (145 AUGUSTINE AVE in CHARLES TOWN, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, SOUTHLAND CORPORATION THE (CONTACT/OWNER)
- CHARLES TOWN CLEANERS (SOMERSET VILLAGE SUITE B9 in CHARLES TOWN, WV)
AIR MINOR (AIRS/AFS)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: TAMMY ROPER (CONTACT/OWNER)
- 7 ELEVEN #28316 (26 CHARLESTOWN PLAZA in CHARLESTOWN, WV)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: 7-ELEVEN INC (CONTACT/OPERATOR)
, THE SOUTHLAND CORP (CONTACT/OWNER)
, GRETCHEN L WURZBURG (CONTACT/OWNER)
- 7 ELEVEN #28309 (WV RTE 9 & JEFFERSON AVE in CHARLESTOWN, WV)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: 7-ELEVEN INC (CONTACT/OPERATOR)
, THE SOUTHLAND CORP (CONTACT/OWNER)
, TUSCARORA DEVELOPMENT CORP (CONTACT/OWNER)
- AUTO IMPORTS (801 E WASHINGTON ST in CHARLESTOWN, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: EDWARD L HALL (CONTACT/OWNER)
- COUNTRY DAY SCHOOL (RT. 51 W in CHARLES TOWN, WV)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: COUNTY DAY SCHOOL
- CREAMER'S TEXACO (612 E WASHINGTON ST in CHARLES TOWN, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DOUG CREAMER (CONTACT/OWNER)
- FAMILY QUALITY CLEANERS (9 CHARLES TOWN PLAZA in CHARLES TOWN, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: JIM & KATHY BESS (CONTACT/OWNER)
- ALEX CHEVROLET (ONE CHEVROLET DR OFF RTE 340 in CHARLES TOWN, WV)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, RAHMI ALEX (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 25414
- Knights Inn, 907 E Washington St, Charles Town, WV 25414, Phone: (304) 725-2041
- Northgate Inn, 188 Patrick Henry Way, Charles Town, WV 25414, Phone: (304) 725-1402
- Turf Motel, 741 E Washington St, Charles Town, WV 25414, Phone: (304) 725-2081, Fax: (304) 728-7605
All 3 fire-safe hotels and motels in zip code 25414
Median worth of mobile homes: $24,043
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (63%)
- Fuel oil, kerosene, etc. (23%)
- Bottled, tank, or LP gas (8%)
- Wood (3%)
- Utility gas (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 5185
- Northeast: 1366
- Midwest: 559
- South: 5158
- West: 541
51% of the 25414 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 48% lived in this county.
Out of people who lived in different counties, 16% lived in West Virginia.
Population in 1990: 14,351. Population change in the 1990s: -1,247 (-8.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 98
| Here: | 6.7% | | West Virginia: | 5.5% |
Students in private schools in grades 9 to 12 (high school): 43
| Here: | 6.2% | | West Virginia: | 4.8% |
Students in private undergraduate colleges: 34
| Here: | 9.8% | | West Virginia: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (CHARLES TOWN, WV):
- JEFFERSON ASPHALT PRODUCTS COM (WV RT 51; small business)
15 employees, $7963578 revenue. Veteran Owned Business
$522,000 with Federal Emergency Management Agency (disused code: now 7022) for Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Taking place in VA. Signed on 2001-07-15. Completion date: 2002-07-15.
- AMERICAN PUBLIC UNIVERSITY SYS (111 W CONGRESS ST): $113,250 in 4 contracts from 2004 to 2005
$62,250 with Army for Educational Services. Signed on 2005-08-02. Completion date: 2005-08-02.
$43,500, same as above. Signed on 2004-09-23. Completion date: 2004-09-23.
$3,750 with Army for Education Services. Signed on 2005-04-01. Completion date: 2005-04-01.
$3,750, same as above. Signed on 2005-07-01. Completion date: 2005-07-01.
- CITIZENS TELECOMMUNICATIONS CO (1 W VIRGINIA CENTER): $58,160 in 14 contracts from 2003 to 2006
Contracts for Other ADP and Telecommunications Services (includes data storage on tapes, compact disks, etc.), Telephone and/or Communications Services (includes Telegraph, Telex, and Cablevision Services), Telephone and Telegraph Equipment by National Park Service, Navy Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $9,603; 2004: $32,528; 2005: $4,552; 2006: $11,477.
Biggest contracts:
$12,756 with National Park Service for Other ADP and Telecommunications Services (includes data storage on tapes, compact disks, etc.). Signed on 2004-10-14. Effective on 2004-10-01. Completion date: 2004-09-30.
$10,620, same as above. Signed on 2004-10-07. Effective on 2004-10-01. Completion date: 2004-09-30.
$9,077, same as above. Signed on 2006-04-04. Effective on 2006-01-04. Completion date: 2008-09-30.
$8,621, same as above. Signed on 2003-10-29. Effective on 2003-10-01. Completion date: 2004-09-30.
- ROYAL CROWN BOTTLING CO, HAGER (179 WESCOTT DRIVE): $53,591 in 6 contracts from 2004 to 2006
Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $10,170; 2005: $30,943; 2006: $12,478.
Biggest contracts:
$13,807 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
$12,478 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
$10,170 with Defense Commissary Agency for Food Items For Resale. Signed on 2004-10-01. Completion date: 2005-02-28.
$7,376 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2005-10-01. Completion date: 2005-12-31.
- MICRO IMAGE SYSTEMS INC (581 TUSCAWILLA HLS; small business)
$3,000 with Navy for ADP Software. Signed on 2004-02-04. Completion date: 2004-03-04.
Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Racetracks (over 1000 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (500-999: 1, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 1, 20-49: 3, 10-19: 2, 5-9: 1, 1-4: 10)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 4, 10-19: 6, 1-4: 4)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 1-4: 1)
- Finance and Insurance: Commercial Banking (50-99: 1, 10-19: 4, 5-9: 2, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 2, 5-9: 4, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
113 people in nursing homes
6 people in homes for the mentally ill
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $244,057 | 771 | $221,177 | 1,212 | $183,761 | 240 | $78,795 | 0 | $0 | 161 | $188,451 | 43 | $85,465 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $296,333 | 94 | $204,819 | 200 | $187,496 | 57 | $70,203 | 2 | $204,845 | 13 | $157,416 | 9 | $82,700 |
| APPLICATIONS DENIED | 18 | $247,337 | 182 | $224,586 | 719 | $218,266 | 172 | $86,470 | 2 | $296,880 | 74 | $184,734 | 40 | $76,056 |
| APPLICATIONS WITHDRAWN | 19 | $229,851 | 114 | $207,664 | 316 | $222,710 | 35 | $122,579 | 0 | $0 | 25 | $192,214 | 8 | $113,874 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 23 | $296,365 | 65 | $217,933 | 2 | $91,750 | 2 | $395,840 | 4 | $279,025 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 82 | $257,875 | 1,323 | $195,050 | 1,474 | $185,358 | 314 | $72,315 | 4 | $516,695 | 243 | $176,832 | 49 | $71,569 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $240,040 | 137 | $213,184 | 175 | $181,178 | 45 | $64,254 | 0 | $0 | 18 | $211,284 | 10 | $30,677 |
| APPLICATIONS DENIED | 14 | $186,785 | 235 | $194,544 | 637 | $207,277 | 184 | $85,639 | 2 | $587,625 | 55 | $163,223 | 39 | $69,793 |
| APPLICATIONS WITHDRAWN | 4 | $256,370 | 168 | $204,579 | 331 | $213,618 | 36 | $87,444 | 0 | $0 | 43 | $183,761 | 7 | $91,254 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $228,332 | 67 | $209,294 | 6 | $165,877 | 0 | $0 | 3 | $201,870 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $233,914 | 1,527 | $204,868 | 1,982 | $193,803 | 304 | $77,600 | 8 | $166,995 | 285 | $152,296 | 52 | $67,481 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $184,646 | 164 | $217,043 | 216 | $184,019 | 56 | $75,371 | 0 | $0 | 32 | $131,395 | 20 | $57,097 |
| APPLICATIONS DENIED | 9 | $250,136 | 267 | $163,271 | 519 | $194,734 | 189 | $68,146 | 0 | $0 | 47 | $129,352 | 101 | $57,331 |
| APPLICATIONS WITHDRAWN | 1 | $405,780 | 147 | $206,021 | 472 | $198,532 | 72 | $150,061 | 0 | $0 | 40 | $137,009 | 15 | $90,659 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $299,490 | 36 | $217,525 | 74 | $207,008 | 14 | $82,518 | 0 | $0 | 14 | $149,387 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 205 | $211,097 | 1,619 | $184,051 | 1,555 | $160,931 | 238 | $52,058 | 6 | $435,423 | 254 | $133,712 | 46 | $53,490 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $202,692 | 140 | $192,737 | 218 | $137,670 | 50 | $32,692 | 0 | $0 | 24 | $131,675 | 5 | $53,544 |
| APPLICATIONS DENIED | 29 | $194,369 | 208 | $167,772 | 478 | $146,862 | 171 | $34,033 | 3 | $220,147 | 41 | $146,119 | 40 | $41,241 |
| APPLICATIONS WITHDRAWN | 23 | $191,903 | 155 | $154,027 | 308 | $161,393 | 44 | $104,706 | 0 | $0 | 31 | $128,712 | 3 | $88,927 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $241,460 | 34 | $176,326 | 75 | $143,390 | 30 | $30,819 | 0 | $0 | 7 | $113,831 | 1 | $84,600 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 223 | $190,678 | 1,008 | $163,123 | 2,438 | $146,229 | 160 | $33,834 | 2 | $755,065 | 160 | $118,772 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $197,862 | 110 | $138,343 | 288 | $126,014 | 14 | $32,545 | 0 | $0 | 20 | $135,606 |
| APPLICATIONS DENIED | 19 | $168,038 | 171 | $122,000 | 555 | $125,327 | 113 | $28,479 | 3 | $119,810 | 31 | $98,620 |
| APPLICATIONS WITHDRAWN | 16 | $208,251 | 113 | $184,616 | 364 | $144,712 | 20 | $21,057 | 0 | $0 | 14 | $133,957 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $216,760 | 24 | $190,021 | 113 | $140,581 | 15 | $30,673 | 0 | $0 | 4 | $115,478 |
Aggregated Statistics For Year 2002 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 296 | $171,933 | 751 | $142,428 | 1,458 | $130,902 | 162 | $28,644 | 2 | $363,135 | 103 | $94,476 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $157,813 | 77 | $128,711 | 156 | $113,047 | 14 | $19,339 | 0 | $0 | 7 | $113,013 |
| APPLICATIONS DENIED | 26 | $158,947 | 121 | $85,811 | 387 | $100,866 | 81 | $21,386 | 0 | $0 | 23 | $66,368 |
| APPLICATIONS WITHDRAWN | 30 | $162,027 | 87 | $169,085 | 247 | $119,349 | 9 | $36,923 | 0 | $0 | 8 | $103,751 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $181,400 | 16 | $200,289 | 69 | $101,617 | 1 | $1,840 | 0 | $0 | 3 | $66,000 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 375 | $152,062 | 588 | $129,950 | 991 | $128,053 | 134 | $23,604 | 80 | $88,149 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $149,978 | 78 | $79,939 | 111 | $100,723 | 14 | $67,326 | 11 | $107,477 |
| APPLICATIONS DENIED | 17 | $143,216 | 161 | $45,890 | 356 | $90,021 | 73 | $19,988 | 15 | $88,803 |
| APPLICATIONS WITHDRAWN | 33 | $147,768 | 64 | $140,993 | 203 | $99,007 | 21 | $20,473 | 8 | $73,154 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $129,300 | 3 | $88,133 | 64 | $153,325 | 5 | $23,034 | 4 | $155,343 |
Aggregated Statistics For Year 2000 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 262 | $136,762 | 508 | $112,589 | 301 | $94,106 | 105 | $18,281 | 2 | $409,695 | 64 | $73,151 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $113,769 | 83 | $89,067 | 87 | $150,784 | 37 | $23,562 | 0 | $0 | 7 | $61,191 |
| APPLICATIONS DENIED | 30 | $150,638 | 268 | $54,770 | 355 | $66,784 | 111 | $26,130 | 0 | $0 | 31 | $65,256 |
| APPLICATIONS WITHDRAWN | 32 | $135,881 | 58 | $110,558 | 146 | $66,609 | 17 | $28,733 | 0 | $0 | 5 | $79,564 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $111,350 | 8 | $120,735 | 36 | $79,886 | 5 | $9,644 | 0 | $0 | 4 | $53,645 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 119 | $129,184 | 211 | $107,975 | 291 | $95,375 | 61 | $16,809 | 28 | $60,822 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $114,668 | 18 | $82,173 | 45 | $72,245 | 19 | $13,680 | 3 | $66,757 |
| APPLICATIONS DENIED | 6 | $121,362 | 89 | $59,882 | 169 | $77,174 | 28 | $18,090 | 14 | $61,581 |
| APPLICATIONS WITHDRAWN | 7 | $117,466 | 25 | $88,916 | 85 | $82,860 | 5 | $44,224 | 1 | $88,110 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $157,050 | 4 | $152,055 | 21 | $90,789 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 164 | $237,945 | 83 | $261,530 | 14 | $192,894 | 1 | $158,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $295,395 | 12 | $278,597 | 1 | $371,200 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $318,217 | 2 | $226,605 | 1 | $266,680 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 14 | $269,551 | 4 | $323,973 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $234,868 | 50 | $283,943 | 10 | $151,348 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $259,568 | 22 | $288,701 | 5 | $171,724 |
| APPLICATIONS DENIED | 4 | $317,218 | 7 | $534,974 | 1 | $627,500 |
| APPLICATIONS WITHDRAWN | 2 | $243,570 | 10 | $292,096 | 2 | $302,820 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $190,995 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $230,404 | 72 | $254,041 | 23 | $163,020 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $204,937 | 13 | $205,129 | 6 | $122,145 | 1 | $112,190 |
| APPLICATIONS DENIED | 2 | $136,650 | 1 | $226,430 | 1 | $168,470 | 1 | $104,830 |
| APPLICATIONS WITHDRAWN | 5 | $289,846 | 3 | $255,480 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $66,305 | 2 | $128,020 | 2 | $66,305 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 199 | $219,727 | 89 | $202,912 | 36 | $145,552 | 1 | $150,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $226,595 | 29 | $182,810 | 3 | $100,100 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $50,270 | 2 | $256,305 | 3 | $50,270 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 16 | $158,058 | 11 | $181,835 | 7 | $71,651 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $69,890 | 1 | $73,570 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 143 | $177,161 | 165 | $169,624 | 7 | $120,381 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $188,249 | 25 | $166,629 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $117,860 | 1 | $282,520 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $182,672 | 6 | $150,730 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $131,455 | 1 | $159,620 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $158,193 | 153 | $156,485 | 10 | $118,719 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $165,162 | 22 | $139,315 | 1 | $25,630 |
| APPLICATIONS DENIED | 2 | $57,900 | 1 | $96,510 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $191,709 | 9 | $165,701 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 143 | $142,261 | 111 | $136,026 | 10 | $94,497 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $148,851 | 23 | $168,250 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $157,563 | 3 | $89,143 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $193,950 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $202,540 | 4 | $171,200 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $144,012 | 34 | $107,571 | 5 | $61,818 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $152,562 | 6 | $122,673 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $213,755 | 4 | $120,313 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $115,330 | 1 | $44,980 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $127,877 | 25 | $121,439 | 1 | $164,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $169,773 | 10 | $141,305 | 1 | $130,850 |
| APPLICATIONS DENIED | 5 | $95,456 | 1 | $102,100 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $80,720 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $218,090 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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