Estimated median household income in 2008: $56,267
| This zip code: | $56,267 | | West Virginia: | $37,989 |
Nearest zip codes: 25438, 25428, 25414, 25442, 25446, 25413.
Housing units in zip code 25430 with a mortgage: 987 (146 second mortgage, 92 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 357
Median monthly owner costs for units with a mortgage: $1,047
Median monthly owner costs for units without a mortgage: $255
Residents with income below the poverty level in 2008:
| This zip code: | 7.6% | | Whole state: | 17.0% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 2.4% | | Whole state: | 7.5% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 4.5 |
Year house built: |
|
- 1999 to March 2000: 72
- 1995 to 1998: 179
- 1990 to 1994: 291
- 1980 to 1989: 555
- 1970 to 1979: 820
- 1960 to 1969: 238
- 1950 to 1959: 95
- 1940 to 1949: 75
- 1939 or earlier: 244
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Bedrooms in owner-occupied houses in 25430: |
|
- no bedroom: 7
- 1 bedrooms: 18
- 2 bedrooms: 397
- 3 bedrooms: 1,299
- 4 bedrooms: 220
- 5 or more bedrooms: 101
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 0
- 1 bedrooms: 23
- 2 bedrooms: 92
- 3 bedrooms: 164
- 4 bedrooms: 45
- 5 or more bedrooms: 0
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Vehicles available in 25430 zip code in owner-occupied houses/condos: |
|
- no vehicle: 101
- 1 vehicle: 460
- 2 vehicles: 826
- 3 vehicles: 415
- 4 vehicles: 175
- 5 or more vehicles: 65
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 43
- 1 vehicle: 114
- 2 vehicles: 98
- 3 vehicles: 51
- 4 vehicles: 13
- 5 or more vehicles: 5
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 25430:
- Less than $10,000: 56
- $10,000 to $14,999: 27
- $15,000 to $19,999: 18
- $20,000 to $24,999: 37
- $25,000 to $29,999: 42
- $30,000 to $34,999: 21
- $35,000 to $39,999: 20
- $40,000 to $49,999: 55
- $50,000 to $59,999: 69
- $60,000 to $69,999: 51
- $70,000 to $79,999: 64
- $80,000 to $89,999: 69
- $90,000 to $99,999: 71
- $100,000 to $124,999: 307
- $125,000 to $149,999: 342
- $150,000 to $174,999: 149
- $175,000 to $199,999: 145
- $200,000 to $249,999: 237
- $250,000 to $299,999: 110
- $300,000 to $399,999: 81
- $400,000 to $499,999: 39
- $500,000 to $749,999: 33
- $1,000,000 or more: 7
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Rent paid by renters in 2008 in zip code 25430:
- Less than $100: 4
- $100 to $149: 3
- $150 to $199: 6
- $200 to $249: 9
- $250 to $299: 17
- $300 to $349: 15
- $350 to $399: 19
- $400 to $449: 30
- $450 to $499: 41
- $500 to $549: 18
- $550 to $599: 26
- $600 to $649: 33
- $650 to $699: 14
- $700 to $749: 1
- $800 to $899: 5
- $1,000 to $1,249: 14
- $1,250 to $1,499: 1
- No cash rent: 58
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Median price asked for vacant for-sale houses and condos in 2008: $127,140.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $142,832
- Black or African American householders: $142,396
- American Indian or Alaska Native householders: $221,005
- Asian householders: $108,977
- Two or more races householders: $94,446
- Hispanic or Latino householders: $104,908
Estimated median house or condo value in 2008: $140,724 (it was $92,000 in 2000)
| 25430: | $140,724 | | West Virginia: | $95,900 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2008:
Detached houses: $212,557| Here: | $212,557 | | State: | $141,655 |
Townhouses or other attached units: $160,559| Here: | $160,559 | | State: | $140,542 |
In 2-unit structures: $122,702| Here: | $122,702 | | State: | $108,814 |
Mobile homes: $40,759| Here: | $40,759 | | State: | $32,459 |
Occupied boats, RVs, vans, etc.: $75,000| Here: | $75,000 | | State: | $30,386 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,867
- One, attached: 7
- Two: 5
- 3 or 4: 18
- 5 to 9: 33
- 10 to 19: 11
- Mobile homes: 621
- Boats, RVs, vans, etc.: 7

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Means of transportation to work
- Drove a car alone: 2,326 (72%)
- Carpooled: 668 (21%)
- Bus or trolley bus: 12 (0%)
- Railroad: 43 (1%)
- Walked: 35 (1%)
- Other means: 21 (1%)
- Worked at home: 126 (4%)
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Travel time to work
- Less than 5 minutes: 90
- 5 to 9 minutes: 183
- 10 to 14 minutes: 359
- 15 to 19 minutes: 539
- 20 to 24 minutes: 438
- 25 to 29 minutes: 107
- 30 to 34 minutes: 353
- 35 to 39 minutes: 51
- 40 to 44 minutes: 54
- 45 to 59 minutes: 325
- 60 to 89 minutes: 321
- 90 or more minutes: 285
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Percentage of zip code residents living and working in this county: 47.3%
Household type by relationship
Households: 6,516
- In family households: 5,971 (1,514 male householders, 373 female householders)
1,574 spouses, 1,983 children (1,783 natural, 56 adopted, 144 stepchildren), 203 grandchildren, 45 brothers or sisters, 10 parents, 78 other relatives, 191 non-relatives
- In nonfamily households: 545 (240 male householders (192 living alone)), 231 female householders (219 living alone)), 74 nonrelatives
- In group quarters: 55 (50 institutionalized population)
Size of family households: 733 2-persons, 510 3-persons, 399 4-persons, 155 5-persons, 63 6-persons, 27 7-or-more-persons.
Size of nonfamily households: 411 1-person, 57 2-persons, 3 5-persons.
1,137 married couples with children.
322 single-parent households (97 men, 225 women).
97.5% of residents of 25430 zip code speak English at home.
1.4% of residents speak Spanish at home (71% very well, 8% well, 21% not well).
1.0% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (42% very well, 58% well).
Foreign born population: 75 (1.1%)
(58.7% of them are naturalized citizens)
| This zip code: | 1.1% | | Whole state: | 1.1% |
Most common places of birth for the foreign-born residents:
- Germany (31%)
- Canada (25%)
- Japan (16%)
- United Kingdom (9%)
- Mexico (9%)
- Colombia (9%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 23
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 7
- 1975 to 1979: 7
- 1970 to 1974: 7
- 1970 to 1974: 0
- 1965 to 1969: 31
|
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White population: 6,199
Black population: 318
American Indian population: 24
Asian population: 27
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 68
Two or more races population: 78
First ancestries reported:
|  United States or American: 1226 |
|  German: 821 |
|  Other groups: 571 |
|  English: 540 |
|  Irish: 525 |
|  Italian: 187 |
|  Scotch-Irish: 115 |
|  French (except Basque): 90 |
|  Dutch: 72 |
|  Scottish: 60 |
|  Polish: 59 |
|  European: 53 |
|  Swedish: 32 |
|  Hungarian: 30 |
|  French Canadian: 30 |
|  Swiss: 23 |
|  Subsaharan African:: 12 |
|  African: 12 |
|  Pennsylvania German: 10 |
|  Greek: 8 |
|  Scandinavian: 8 |
|  Welsh: 8 |
|  Czechoslovakian: 7 |
|  Norwegian: 7 |
|  Czech: 6 |
|  Canadian: 6 |
|  British: 5 |
|  Russian: 5 |

Public primary/middle school in zip code 25430 not listed on the city page:- NORTH JEFFERSON ELEMENTARY (Students: 330; Location: 76 CHARLES TOWN RD, KEARNEYSVILLE, WV; Grades: PK - 05)
facilities with environmental interests located in this zip code:
- CREO MANUFACTURING AMERICA LLC (200 BRUCETOWN ROAD in KEARNEYSVILLE, WV)
(Integrated Compliance Information System) - ICIS-03-2001-0008, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PRINTING TRADES MACHINERY AND EQUIPMENT; PHOTOGRAPHIC EQUIPMENT AND SUPPLIES; REFUSE SYSTEMS
Business NAICS classification: PHOTOGRAPHIC FILM, PAPER, PLATE, AND CHEMICAL MANUFACTURING.
Organizations: 3M (CONTACT/OPERATOR)
, SOUTHERN LITHOPLATE (CONTACT/OWNER)
Alternative names: 3M CO - MIDDLEWAY PLANT, IMATION CORPORATION, IMATION ENTERPRISES CORP., IMATION ENTS. CORP. MIDDLEWAY PLANT PLANT, SPECTRATECH INTERNATIONAL INC.
- ACTIVE INDUSTRIES INC (1000 ZIGOR RD in KEARNEYSVILLE, WV)
(Integrated Compliance Information System) - ICIS-03-1993-0300, FORMAL ENFORCEMENT ACTION, ICIS-03-1993-0299,
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: SMALL ARMS AMMUNITION
Alternative names: ACTIV INDUSTRIES, INC.
- DALB INCORPORATED (105 INDUSTRIAL BOULEVARD in KEARNEYSVILLE, WV)
AIR SYNTHETIC MINOR (AIRS/AFS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: COMMERCIAL PRINTING, LITHOGRAPHIC; COMMERCIAL PRINTING
- ATLANTIC RESEARCH CORPORATION (200 BRUCETOWN ROAD in KEARNEYSVILLE, WV)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: NONCELLULOSIC ORGANIC FIBER MANUFACTURING.
- DAVID B LEIGHT, ESTATE OF (3344 HINTON ROAD in KEARNEYSVILLE, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DAVID B. LEIGHT - ESTATE OF (CONTACT/OPERATOR)
Alternative names: ESTATE OF DAVID B LEIGHT
- A&D AUTO PARTS INC (9/13 DANIELS ROAD in KEARNEYSVILLE, WV)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SCRAP AND WASTE MATERIALS
Organizations: A & D AUTO PARTS INC (CONTACT/OWNER)
Alternative names: GEORGE DEATRICH
- AQUATIC ECOLOGY LAB (1700 LEETOWN ROAD in KEARNEYSVILLE, WV)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AUTOMATED MERCHANDISING SYSTEMS INCORPORATED (109 W. BURR BLVD. in KEARNEYSVILLE, WV)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: AUTOMATIC VENDING MACHINES
Organizations: AMS (CONTACT/OWNER)
Alternative names: AMS
- CENTERVILLE CONCRETE (RT 9 in KEARNEYSVILLE, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: EVERED BARDON MID ATLANTIC (CONTACT/OWNER)
- ACTIV INDUSTRIES (PO BOX 339 in KEARNEYSVILLE, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- APPALACHIAN FRUIT RESEARCH STATION (2217 WILTSHIRE RD in KEARNEYSVILLE, WV). Federal Facility
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- CREO MANUFACTURING AMERICA LLC (MIDDLEWAY PLANT in KEARNEYSVILLE, WV)
AIR SYNTHETIC MINOR (AIRS/AFS)
Business SIC classification: FABRICATED RUBBER PRODUCTS; PHOTOGRAPHIC EQUIPMENT AND SUPPLIES
Alternative names: SPECTRATECH INTERNATIONAL INC
Median worth of mobile homes: $34,883
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
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- Electricity (52%)
- Fuel oil, kerosene, etc. (26%)
- Wood (9%)
- Bottled, tank, or LP gas (9%)
- Utility gas (2%)
- No fuel used (1%)
- Other fuel (1%)
|
Place of birth for U.S.-born residents:
- This state: 3033
- Northeast: 487
- Midwest: 313
- South: 2510
- West: 126
66% of the 25430 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 49% lived in this county.
Out of people who lived in different counties, 31% lived in West Virginia.
Population in 1990: 3,468. Population change in the 1990s: +3,248 (+93.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 32
| Here: | 3.9% | | West Virginia: | 5.5% |
Students in private schools in grades 9 to 12 (high school): 19
| Here: | 4.2% | | West Virginia: | 4.8% |
Students in private undergraduate colleges: 8
| Here: | 8.3% | | West Virginia: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- PRO MAR LLC (115 INDUSTRIAL BLVD in KEARNEYSVILLE, WV; small business): $632,275 in 3 contracts from 1999 to 2001
$360,000 with Navy for Miscellaneous Ship and Marine Equipment. Signed on 2001-09-08. Completion date: 2002-04-01.
$225,275 with Navy for Miscellaneous Ship and Marine Equipment. Taking place in HI. Signed on 2000-08-17. Completion date: 2000-12-20.
$47,000 with Navy for Commercial Fishing Equipment. Signed on 1999-10-01. Completion date: 1999-11-19.
- SCHONSTEDT INSTRUMENT CO LLC (100 EDMOND RD in KEARNEYSVILLE, WV; small business)
$7,200 with Air Force for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2005-08-18. Completion date: 2005-08-22.
- EASTERN PANHANDLE FEDERAL EXEC (408 COAST GUARD DRIVE in KEARNEYSVILLE, WV; small business)
$3,425 with Army for Other Education and Training Services. Signed on 2006-04-03. Completion date: 2006-04-20.
Top industries in this zip code by the number of employees in 2005:
- Information: Data Processing, Hosting, and Related Services (250-499 employees: 1 establishment, 100-249 employees: 1 establishment)
- Professional, Scientific, and Technical Services: Custom Computer Programming Services (100-249: 1, 5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Telemarketing Bureaus (50-99: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 2, 1-4: 1)
- Construction: Electrical Contractors (20-49: 1, 1-4: 2)
- Construction: New Housing Operative Builders (20-49: 1, 1-4: 2)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
44 people in nursing homes
3 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 7
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 4
- Persons involved in fatal accidents: 11
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 6
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $226,310 | 321 | $209,987 | 537 | $171,542 | 126 | $91,899 | 67 | $163,909 | 50 | $98,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $418,380 | 41 | $168,344 | 79 | $188,362 | 20 | $76,104 | 5 | $137,438 | 9 | $91,514 |
| APPLICATIONS DENIED | 12 | $275,124 | 87 | $214,128 | 367 | $213,767 | 91 | $80,557 | 37 | $269,187 | 36 | $81,455 |
| APPLICATIONS WITHDRAWN | 14 | $226,666 | 58 | $209,442 | 152 | $208,235 | 11 | $108,772 | 13 | $210,937 | 5 | $142,006 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $242,271 | 42 | $211,758 | 0 | $0 | 2 | $232,295 | 2 | $139,150 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $261,545 | 700 | $197,232 | 693 | $184,797 | 145 | $59,682 | 1 | $504,000 | 123 | $174,772 | 59 | $84,934 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $208,090 | 71 | $196,817 | 90 | $174,190 | 20 | $90,984 | 0 | $0 | 15 | $216,733 | 7 | $40,104 |
| APPLICATIONS DENIED | 10 | $139,874 | 161 | $187,383 | 339 | $211,054 | 113 | $79,525 | 1 | $915,560 | 38 | $252,182 | 43 | $81,126 |
| APPLICATIONS WITHDRAWN | 3 | $175,577 | 97 | $210,121 | 177 | $401,181 | 29 | $84,867 | 0 | $0 | 24 | $199,335 | 6 | $83,135 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $229,919 | 29 | $207,051 | 4 | $87,985 | 0 | $0 | 4 | $232,570 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $220,266 | 735 | $195,007 | 769 | $163,342 | 151 | $58,364 | 153 | $156,285 | 52 | $77,573 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $166,534 | 74 | $171,944 | 90 | $153,116 | 24 | $33,461 | 21 | $153,563 | 20 | $81,297 |
| APPLICATIONS DENIED | 6 | $222,020 | 146 | $142,410 | 306 | $146,742 | 104 | $53,632 | 27 | $145,183 | 81 | $57,865 |
| APPLICATIONS WITHDRAWN | 3 | $232,013 | 73 | $182,688 | 199 | $161,839 | 28 | $96,994 | 21 | $176,944 | 16 | $78,604 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $119,640 | 23 | $242,343 | 26 | $162,721 | 6 | $67,533 | 5 | $86,278 | 2 | $210,805 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $180,106 | 450 | $153,003 | 589 | $133,872 | 98 | $43,722 | 96 | $118,026 | 41 | $53,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $130,497 | 41 | $149,962 | 100 | $128,257 | 20 | $37,965 | 8 | $82,855 | 5 | $59,848 |
| APPLICATIONS DENIED | 9 | $121,636 | 51 | $122,016 | 238 | $126,464 | 82 | $31,558 | 13 | $71,354 | 34 | $46,023 |
| APPLICATIONS WITHDRAWN | 7 | $172,774 | 48 | $135,742 | 139 | $140,736 | 18 | $62,132 | 9 | $104,702 | 5 | $90,668 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $203,218 | 28 | $136,147 | 5 | $26,134 | 1 | $60,180 | 1 | $97,570 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $167,621 | 292 | $143,889 | 862 | $130,894 | 63 | $30,453 | 51 | $96,725 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $176,058 | 25 | $135,848 | 76 | $115,127 | 4 | $14,373 | 4 | $133,933 |
| APPLICATIONS DENIED | 11 | $131,823 | 62 | $87,304 | 255 | $106,286 | 55 | $29,487 | 8 | $89,871 |
| APPLICATIONS WITHDRAWN | 4 | $172,608 | 31 | $151,530 | 175 | $128,697 | 4 | $24,650 | 2 | $130,595 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $160,886 | 47 | $124,579 | 4 | $52,405 | 2 | $104,855 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $141,619 | 195 | $142,388 | 489 | $118,099 | 73 | $19,109 | 38 | $128,081 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $147,386 | 24 | $86,814 | 62 | $98,410 | 5 | $14,030 | 2 | $82,650 |
| APPLICATIONS DENIED | 6 | $135,353 | 69 | $59,236 | 177 | $104,224 | 35 | $18,787 | 6 | $74,805 |
| APPLICATIONS WITHDRAWN | 15 | $140,556 | 17 | $148,623 | 102 | $105,871 | 3 | $30,693 | 3 | $203,883 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $55,410 | 3 | $121,653 | 29 | $107,871 | 1 | $21,220 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $127,629 | 196 | $111,249 | 423 | $114,113 | 65 | $17,720 | 19 | $99,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $93,270 | 18 | $69,074 | 60 | $98,796 | 6 | $28,868 | 3 | $45,813 |
| APPLICATIONS DENIED | 4 | $107,470 | 67 | $50,989 | 209 | $79,313 | 55 | $17,329 | 7 | $60,090 |
| APPLICATIONS WITHDRAWN | 4 | $115,478 | 14 | $82,256 | 119 | $81,638 | 23 | $25,400 | 4 | $142,665 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $145,720 | 0 | $0 | 18 | $93,930 | 1 | $26,510 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $108,680 | 155 | $90,683 | 175 | $80,024 | 69 | $16,318 | 23 | $66,717 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $118,469 | 34 | $92,793 | 52 | $700,031 | 16 | $43,878 | 5 | $72,284 |
| APPLICATIONS DENIED | 8 | $86,961 | 115 | $55,893 | 185 | $66,739 | 55 | $20,159 | 14 | $54,439 |
| APPLICATIONS WITHDRAWN | 1 | $162,110 | 23 | $96,085 | 95 | $69,010 | 7 | $16,214 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $76,640 | 21 | $85,437 | 1 | $12,900 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $106,218 | 81 | $86,718 | 139 | $85,999 | 41 | $17,412 | 7 | $45,511 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $87,668 | 11 | $58,552 | 23 | $79,560 | 7 | $19,094 | 1 | $26,150 |
| APPLICATIONS DENIED | 1 | $144,620 | 56 | $42,295 | 90 | $74,688 | 16 | $14,928 | 9 | $42,299 |
| APPLICATIONS WITHDRAWN | 2 | $97,460 | 7 | $84,329 | 46 | $78,622 | 3 | $28,227 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $85,477 | 16 | $70,543 | 1 | $38,080 | 1 | $31,310 |
Detailed HMDA statistics for the following Tracts:
9720.00
, 9723.00, 9724.00, 9728.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $227,738 | 37 | $268,048 | 4 | $149,523 | 2 | $186,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $181,485 | 5 | $243,998 | 1 | $311,530 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $207,760 | 3 | $330,437 | 1 | $207,760 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $258,848 | 2 | $162,255 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $248,041 | 26 | $260,615 | 4 | $169,655 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $345,150 | 13 | $260,959 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $284,356 | 4 | $471,038 | 2 | $454,140 |
| APPLICATIONS WITHDRAWN | 3 | $291,140 | 4 | $288,428 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $226,537 | 31 | $238,934 | 10 | $191,890 | 1 | $99,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $143,769 | 11 | $143,037 | 4 | $60,295 | 1 | $87,400 |
| APPLICATIONS DENIED | 2 | $131,405 | 0 | $0 | 1 | $126,090 | 1 | $81,670 |
| APPLICATIONS WITHDRAWN | 1 | $269,060 | 4 | $226,010 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $117,390 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $166,858 | 31 | $156,266 | 10 | $119,237 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $159,900 | 5 | $152,264 | 1 | $25,790 |
| APPLICATIONS DENIED | 2 | $58,745 | 0 | $0 | 2 | $58,745 |
| APPLICATIONS WITHDRAWN | 4 | $145,198 | 5 | $202,048 | 1 | $42,270 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $54,450 | 1 | $106,960 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $163,856 | 64 | $159,169 | 5 | $118,434 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $171,380 | 10 | $188,767 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $166,403 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $89,550 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $119,160 | 2 | $125,480 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $143,467 | 54 | $153,359 | 4 | $164,655 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $157,017 | 12 | $135,923 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $48,360 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $177,910 | 1 | $113,190 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $134,716 | 33 | $128,990 | 2 | $60,415 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $175,242 | 6 | $130,365 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $98,980 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $122,724 | 15 | $94,139 | 1 | $57,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $95,504 | 8 | $106,209 | 2 | $75,510 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $111,990 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $90,505 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $108,497 | 13 | $116,847 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $107,170 | 3 | $114,950 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $42,310 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9720.00
, 9723.00, 9724.00, 9728.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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