28027 Zip Code Detailed Profile




Cities: Concord, NC (57.55%), Kannapolis, NC (9.88%), Harrisburg, NC (0.35%)
County: Cabarrus County, NC
Estimated zip code population in 2013: 56,586
Zip code population in 2010: 55,435
Zip code population in 2000: 32,111

Houses and condos: 22,593
Renter-occupied apartments: 5,733
% of renters here:

28%
State:

36%
Mar. 2013 cost of living index in zip code 28027: 92.8 (less than average, U.S. average is 100)

Land area: 68.6 sq. mi.
Water area: 2.0 sq. mi.
Population density: 825 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28027
Zip code 28027 (Concord, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28027

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($1,778)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,874 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,371 (0.9%)

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Males: 27,824  (49.2%)
Females: 28,762  (50.8%)

For population 25 years and over in 28027:

For population 15 years and over in 28027:

Zip code 28027 compared to state average:

  • Length of stay since moving in below state average.
  • House age below state average.
  • Races in zip code 28027

  • Zip code 28027 races chart
    • 39,237White population
    • 7,587Black population
    • 149American Indian population
    • 1,587Asian population
    • 32Native Hawaiian and Other Pacific Islander population
    • 117Some other race population
    • 908Two or more races population
    • 5,818Hispanic or Latino population

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Urban population: 47,560
Rural population: 9,025

Estimated median house/condo value in 2013: $178,400
28027:

$178,400
North Carolina:

$154,300
Median resident age:
This zip code:

36.0 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.8 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28027, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $61,054 (Individual Income Tax Returns)
Here:

$61,054
State:

$54,937

Salary/wage: $55,544 (reported on 88.3% of returns)
Here:

$55,544
State:

$46,336
(% of AGI for various income ranges: 78.3% for AGIs below $25k, 83.8% for AGIs $25k-50k, 80.3% for AGIs $50k-75k, 82.5% for AGIs $75k-100k, 85.4% for AGIs $100k-200k, 70.1% for AGIs over 200k)

Taxable interest for individuals: $962 (reported on 31.9% of returns)
This zip code:

$962
North Carolina:

$1,298
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $3,494 (reported on 18.9% of returns)
Here:

$3,494
State:

$6,213
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,212 (reported on 14.1% of returns)
Here:

+$8,212
State:

+$12,740
(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Profit/loss from business: +$8,317 (reported on 15.6% of returns)
Here:

+$8,317
State:

+$10,311
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 2.1% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,387 (reported on 9.1% of returns)
28027:

$15,387
North Carolina:

$15,575
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Self-employment retirement plans: $19,243 (reported on 0.3% of returns)
28027:

$19,243
North Carolina:

$21,078

Total itemized deductions: $23,047 (22% of AGI, reported on 42.1% of returns)
Here:

$23,047
State:

$23,438

Here:

21.7% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 9.7% for AGIs below $25k, 12.9% for AGIs $25k-50k, 17.4% for AGIs $50k-75k, 18.3% for AGIs $75k-100k, 18.1% for AGIs $100k-200k, 14.3% for AGIs over 200k)

Charity contributions: $4,127 (reported on 37.1% of returns)
Here:

$4,127
State:

$4,687
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Taxes paid: $8,884 (reported on 42.0% of returns)
28027:

$8,884
State:

$8,823
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 3.1% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 7.7% for AGIs $100k-200k, 7.7% for AGIs over 200k)

Earned income credit: $2,269 (reported on 17.4% of returns)
Here:

$2,269
State:

$2,376
(% of AGI for various income ranges: 6.7% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.6%
Here:

56%
State:

53%
(% for various income ranges: 54.1% for AGIs below $25k, 56.0% for AGIs $25k-50k, 58.5% for AGIs $50k-75k, 54.9% for AGIs $75k-100k, 53.8% for AGIs $100k-200k, 67.4% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28027, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $53,474 (Individual Income Tax Returns)
Here:

$53,474
State:

$45,376

Salary/wage: $47,188 (reported on 90.0% of returns)
Here:

$47,188
State:

$39,442
(% of AGI for various income ranges: 151.2% for AGIs below $10k, 82.5% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 86.1% for AGIs $50k-75k, 87.2% for AGIs $75k-100k, 68.5% for AGIs over 100k)

Taxable interest for individuals: $1,063 (reported on 39.3% of returns)
This zip code:

$1,063
North Carolina:

$1,515
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,285 (reported on 22.9% of returns)
Here:

$2,285
State:

$4,016
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$7,609 (reported on 16.9% of returns)
Here:

+$7,609
State:

+$11,152
(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Profit/loss from business: +$7,106 (reported on 14.5% of returns)
Here:

+$7,106
State:

+$9,490
(% of AGI for various income ranges: 5.9% for AGIs below $10k, 3.3% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.9% for AGIs over 100k)

IRA payment deduction: $3,048 (reported on 2.1% of returns)
28027:

$3,048
North Carolina:

$2,967
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,552 (reported on 0.4% of returns)
Here:

$10,552
North Carolina:

$14,754
(% of AGI for various income ranges: 0.0% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Total itemized deductions: $19,720 (22% of AGI, reported on 45.7% of returns)
Here:

$19,720
State:

$19,464

Here:

21.7% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 17.9% for AGIs below $10k, 11.1% for AGIs $10k-25k, 15.6% for AGIs $25k-50k, 19.6% for AGIs $50k-75k, 20.5% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $3,766 (4% of AGI, reported on 41.4% of returns)
Here:

$3,766
State:

$4,035

Here:

4.0% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $8,578 (reported on 75.9% of returns)
28027:

$8,578
State:

$7,257
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 19.0% for AGIs over 100k)

Earned income credit: $1,745 (reported on 13.7% of returns)
Here:

$1,745
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 62.3%
Here:

62%
State:

62%
(% for various income ranges: 54.1% for AGIs below $10k, 66.6% for AGIs $10k-25k, 65.7% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 59.5% for AGIs $75k-100k, 61.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$59,257
North Carolina:

$45,906
Concord, NC (28027) map Nearest zip codes: 28081, 28262, 28075, 28036, 28213, 28083.
Percentage of family households:
This zip code:

59.4%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.0%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 2,006
Household did not receive Food Stamps/SNAP in the past 12 months: 18,229


Women who had a birth in the past 12 months: 775 (562 now married, 213 unmarried)
Women who did not have a birth in the past 12 months: 13,872 (7,806 now married, 6,066 unmarried)


Housing units in zip code 28027 with a mortgage: 11,255 (775 second mortgage, 2,294 home equity loan, 109 both second mortgage and home equity loan)
Houses without a mortgage: 3,247

Median monthly owner costs for units with a mortgage: $1,469
Median monthly owner costs for units without a mortgage: S395

Residents with income below the poverty level in 2013:
This zip code:

11.2%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

7.5%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.3
Median number of rooms in apartments:
Here:

4.5
State:

4.5
  • Notable locations in this zip code not listed on our city pages

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Year house built

  • 3882010 or later
  • 7,3012000 to 2009
  • 6,7841990 to 1999
  • 3,1741980 to 1989
  • 1,5671970 to 1979
  • 9491960 to 1969
  • 1,0391950 to 1959
  • 6851940 to 1949
  • 7061939 or earlier

Zip code 28027 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Concord, NC (28027)

  • 34no bedroom
  • 691 bedroom
  • 1,4782 bedrooms
  • 7,7173 bedrooms
  • 3,9544 bedrooms
  • 1,2505+ bedrooms

Bedrooms in renter-occupied apartments in Concord, NC (28027)

  • 129no bedroom
  • 8491 bedroom
  • 2,7672 bedrooms
  • 1,6053 bedrooms
  • 3474 bedrooms
  • 365+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Concord, NC (28027) in owner-occupied houses/condos

  • 282no vehicle
  • 2,8061 vehicle
  • 7,4592 vehicles
  • 2,8463 vehicles
  • 9224 vehicles
  • 1875+ vehicles

Cars and other vehicles available in Concord, NC (28027) in renter-occupied apartments

  • 430no vehicle
  • 2,9781 vehicle
  • 1,9002 vehicles
  • 3593 vehicles
  • 504 vehicles
  • 165+ vehicles

Median gross rent in 2013: $841.


Median price asked for vacant for-sale houses and condos in 2013: $225,267.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $178,400
28027:

$178,400
North Carolina:

$154,300
Lower value quartile - upper value quartile: $126,400 - $263,300

Mean price in 2013:

Detached houses: $196,532
Here:

$196,532
State:

$219,576

Townhouses or other attached units: $167,357
Here:

$167,357
State:

$173,086

In 3-to-4-unit structures: $212,382
Here:

$212,382
State:

$149,371

In 5-or-more-unit structures: $190,374
Here:

$190,374
State:

$175,668

Mobile homes: $104,459
Here:

$104,459
State:

$64,697

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.1%

Neighborhoods in zip code 28027:

Percentage of zip code residents living and working in this county: 48.6%

Household type by relationship:

Households: 56,274

Size of family households: 5,689 2-persons, 3,478 3-persons, 3,653 4-persons, 1,063 5-persons, 498 6-persons, 208 7-or-more-persons

Size of nonfamily households: 4,623 1-person, 796 2-persons, 163 3-persons, 51 4-persons, 13 7-or-more-persons

10,840 married couples with children.
3,298 single-parent households (684 men, 2,614 women).

88.6% of residents of 28027 zip code speak English at home.
7.4% of residents speak Spanish at home (42% very well, 24% well, 25% not well, 9% not at all).
1.8% of residents speak other Indo-European language at home (72% very well, 14% well, 14% not well).
2.1% of residents speak Asian or Pacific Island language at home (72% very well, 17% well, 4% not well, 7% not at all).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 5,314 (9.4%)
(32.9% of them are naturalized citizens)
This zip code:

9.4%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 35%Mexico
  • 13%India
  • 5%Philippines
  • 3%Guatemala
  • 3%El Salvador
  • 3%Honduras
  • 3%China, excluding Hong Kong and Taiwan

Most common first ancestries reported in 28027 (%)

  • 31%Other groups
  • 10%German
  • 9%American
  • 6%Irish
  • 6%English
  • 3%Italian
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 1152010 or later
  • 2,5992000 to 2009
  • 1,7671990 to 1999
  • 1,589Before 1990

Zip code 28027 topographic map

Public primary/middle school in zip code 28027 not listed on the city page:

  • W R ODELL ELEMENTARY (Students: 631; Location: 1885 ODELL SCHOOL ROAD, CONCORD, NC; Grades: KG - 05)
There are 149 Medical Specialists in Zip Code 28027.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 28027:

All 13 fire-safe hotels and motels in zip code 28027

Zip code 28027 marital status for males
Zip code 28027 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 2.9%

Most commonly used house heating fuel

  • 50%Utility gas
  • 45%Electricity
  • 2%Bottled, tank, or LP gas
  • 2%Fuel oil, kerosene, etc.
  • 1%Wood

Population in 1990: 39,900. Population change in the 1990s: -7,789 (-19.5%).

Place of birth for U.S.-born residents:


51% of the 28027 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 34% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

88% of the 28027 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 38% moved from this county.
   Out of people who lived in different houses, 33% moved from different county within same state.
   Out of people who lived in different houses, 27% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 407
Here:

5.8%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 390
Here:

10.0%
North Carolina:

7.7%
Students in private undergraduate colleges: 437
Here:

15.7%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 85,788Computer and mathematical occupations
  • 74,464Legal occupations
  • 74,333Architecture and engineering occupations
  • 68,562Management occupations
  • 63,780Business and financial operations occupations
  • 54,563Health diagnosing and treating practitioners and other technical occupations

Companies with biggest federal contracts located in this zip code (CONCORD, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 166 people in nursing facilities/skilled-nursing facilities
  • 83 people in correctional facilities intended for juveniles
  • 28 people in group homes for juveniles (non-correctional)
  • 3 people in group homes intended for adults

People in group quarters in 2000:

  • 315 people in nursing homes
  • 146 people in training schools for juvenile delinquents
  • 76 people in other noninstitutional group quarters
  • 37 people in homes for abused, dependent, and neglected children

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 14 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED551$173,941522$212,7362,754$197,70462$108,4163$1,062,960131$140,25820$138,889
APPLICATIONS APPROVED, NOT ACCEPTED20$177,64729$196,873242$194,99811$25,5291$1,381,3309$170,9033$62,990
APPLICATIONS DENIED67$171,86977$168,1651,013$199,89153$42,9421$46,94051$133,80826$83,851
APPLICATIONS WITHDRAWN72$171,02171$271,683593$203,04414$102,1350$031$137,0993$107,240
FILES CLOSED FOR INCOMPLETENESS21$170,61010$217,938155$219,7678$150,3590$06$122,9501$12,680
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 14 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED118$232,772129$214,6054$152,050
APPLICATIONS APPROVED, NOT ACCEPTED37$230,12644$208,6574$164,683
APPLICATIONS DENIED8$233,20426$233,8440$0
APPLICATIONS WITHDRAWN6$256,4634$133,9052$139,750
FILES CLOSED FOR INCOMPLETENESS5$142,8185$236,1562$134,945

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28027 among deceased individuals
NameCountLived (average)
James9672.4 years
William8074.8 years
Mary7781.5 years
Robert6174.8 years
John5677.0 years
Margaret4878.0 years
Ruth4181.5 years
Charles3873.0 years
Helen3781.4 years
Betty2968.8 years
Most common last names in zip code 28027 among deceased individuals
Last nameCountLived (average)
Smith4575.8 years
Blackwelder3075.1 years
Furr2978.2 years
Barbee2878.7 years
Helms2377.4 years
Taylor2381.2 years
Brown2170.9 years
Johnson2174.9 years
Miller2077.1 years
Hinson2075.8 years
Businesses in zip code 28027
NameCountNameCount
ALDI2Lane Bryant2
AT&T2Levi Strauss & Co.1
Academy Sports + Outdoors1Little Caesars Pizza1
Advance Auto Parts2Lowe's2
Aeropostale1Marriott3
American Eagle Outfitters2Marshalls1
Ann Taylor2MasterBrand Cabinets3
Applebee's1Maurices1
Arby's3McDonald's4
Ashley Furniture1Motherhood Maternity1
AutoZone2Nike7
Banana Republic1Nissan1
Bath & Body Works1Old Navy1
Bed Bath & Beyond1Olive Garden1
Brooks Brothers1On The Border1
Budget Car Rental1Pac Sun1
Buffalo Wild Wings1Panera Bread1
Burger King3Payless1
CVS2Penske2
Charlotte Russe1PetSmart1
Chevrolet1Pier 1 Imports1
Chick-Fil-A3Pizza Hut2
Chuck E. Cheese's1Quiznos1
Cinnabon 1RadioShack1
Cold Stone Creamery1Red Lobster1
Comfort Suites1Rite Aid2
Cracker Barrel1Ruby Tuesday1
Cricket Wireless3Rue212
Dairy Queen1Ryan's Grill1
Days Inn1SONIC Drive-In1
Decora Cabinetry2Skechers USA1
Dennys1Sleep Inn1
Discount Tire1Spencer Gifts1
Domino's Pizza1Sprint Nextel3
DressBarn2Starbucks6
Dressbarn2Steak 'n Shake1
Dunkin Donuts2Subaru1
Eddie Bauer1Suburban1
Express1T-Mobile4
FedEx6T.G.I. Driday's1
Finish Line1T.J.Maxx1
Firestone Complete Auto Care1Taco Bell2
Foot Locker1Target1
Forever 211The Limited1
GNC3Tire Kingdom1
GameStop2Toyota1
Gap1Toys"R"Us2
Gymboree1True Value1
H&R Block1U-Haul4
Hilton2UPS8
Holiday Inn1Vans1
Honda1Verizon Wireless1
Hot Topic1Victoria's Secret1
Hyundai1Waffle House2
Jack In The Box2Walgreens3
Jamba Juice1Walmart2
Jones New York2Wendy's1
Journeys1Wet Seal1
KFC2Wingate1
Kmart1YMCA1
La-Z-Boy1

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