28031 Zip Code Detailed Profile




Cities: Cornelius, NC (46.12%), Huntersville, NC (0.55%), Davidson, NC (0.11%)
County: Mecklenburg County, NC
Estimated zip code population in 2013: 24,805
Zip code population in 2010: 24,390
Zip code population in 2000: 13,544

Houses and condos: 11,404
Renter-occupied apartments: 2,989
% of renters here:

29%
State:

36%
Mar. 2013 cost of living index in zip code 28031: 94.1 (less than average, U.S. average is 100)

Land area: 14.5 sq. mi.
Water area: 11.8 sq. mi.
Population density: 1,713 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28031
Zip code 28031 (Cornelius, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28031

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($2,464)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,476 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,401 (1.1%)

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Males: 12,012  (48.4%)
Females: 12,793  (51.6%)

For population 25 years and over in 28031:

For population 15 years and over in 28031:

Zip code 28031 compared to state average:

  • Median household income above state average.
  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 28031

  • Zip code 28031 races chart
    • 20,779White population
    • 1,382Black population
    • 67American Indian population
    • 515Asian population
    • 8Native Hawaiian and Other Pacific Islander population
    • 19Some other race population
    • 309Two or more races population
    • 1,311Hispanic or Latino population

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Urban population: 24,502
Rural population: 302

Estimated median house/condo value in 2013: $243,700
28031:

$243,700
North Carolina:

$154,300
Median resident age:
This zip code:

38.2 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.5 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28031, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $116,053 (Individual Income Tax Returns)
Here:

$116,053
State:

$54,937

Salary/wage: $91,720 (reported on 83.9% of returns)
Here:

$91,720
State:

$46,336
(% of AGI for various income ranges: 71.2% for AGIs below $25k, 78.3% for AGIs $25k-50k, 78.1% for AGIs $50k-75k, 77.1% for AGIs $75k-100k, 77.6% for AGIs $100k-200k, 57.3% for AGIs over 200k)

Taxable interest for individuals: $2,277 (reported on 42.8% of returns)
This zip code:

$2,277
North Carolina:

$1,298
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $10,054 (reported on 31.7% of returns)
Here:

$10,054
State:

$6,213
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$35,928 (reported on 27.6% of returns)
Here:

+$35,928
State:

+$12,740
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 14.6% for AGIs over 200k)

Profit/loss from business: +$18,488 (reported on 19.9% of returns)
Here:

+$18,488
State:

+$10,311
(% of AGI for various income ranges: 10.6% for AGIs below $25k, 4.1% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $27,403 (reported on 12.2% of returns)
28031:

$27,403
North Carolina:

$15,575
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 3.6% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Self-employment retirement plans: $23,694 (reported on 1.2% of returns)
28031:

$23,694
North Carolina:

$21,078
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.2% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Total itemized deductions: $32,959 (18% of AGI, reported on 55.7% of returns)
Here:

$32,959
State:

$23,438

Here:

18.0% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 21.6% for AGIs below $25k, 17.2% for AGIs $25k-50k, 18.8% for AGIs $50k-75k, 19.6% for AGIs $75k-100k, 18.9% for AGIs $100k-200k, 13.3% for AGIs over 200k)

Charity contributions: $5,007 (reported on 48.5% of returns)
Here:

$5,007
State:

$4,687
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Taxes paid: $15,147 (reported on 55.6% of returns)
28031:

$15,147
State:

$8,823
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 4.6% for AGIs $25k-50k, 6.1% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 8.3% for AGIs $100k-200k, 7.5% for AGIs over 200k)

Earned income credit: $1,969 (reported on 9.6% of returns)
Here:

$1,969
State:

$2,376
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.5%
Here:

57%
State:

53%
(% for various income ranges: 51.7% for AGIs below $25k, 54.2% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 56.8% for AGIs $75k-100k, 59.6% for AGIs $100k-200k, 79.1% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28031, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $96,786 (Individual Income Tax Returns)
Here:

$96,786
State:

$45,376

Salary/wage: $83,613 (reported on 84.5% of returns)
Here:

$83,613
State:

$39,442
(% of AGI for various income ranges: 76.3% for AGIs $10k-25k, 80.7% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 82.1% for AGIs $75k-100k, 66.9% for AGIs over 100k)

Taxable interest for individuals: $2,465 (reported on 53.5% of returns)
This zip code:

$2,465
North Carolina:

$1,515
(% of AGI for various income ranges: 2.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $4,792 (reported on 39.0% of returns)
Here:

$4,792
State:

$4,016
(% of AGI for various income ranges: 2.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Net capital gain/loss: +$20,697 (reported on 34.6% of returns)
Here:

+$20,697
State:

+$11,152
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Profit/loss from business: +$13,200 (reported on 19.3% of returns)
Here:

+$13,200
State:

+$9,490
(% of AGI for various income ranges: 6.2% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

IRA payment deduction: $3,389 (reported on 3.1% of returns)
28031:

$3,389
North Carolina:

$2,967
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,589 (reported on 1.6% of returns)
Here:

$17,589
North Carolina:

$14,754
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Total itemized deductions: $29,018 (20% of AGI, reported on 61.2% of returns)
Here:

$29,018
State:

$19,464

Here:

19.6% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 21.5% for AGIs $10k-25k, 22.6% for AGIs $25k-50k, 24.2% for AGIs $50k-75k, 23.1% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $5,048 (3% of AGI, reported on 55.6% of returns)
Here:

$5,048
State:

$4,035

Here:

3.2% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 2.3% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $21,538 (reported on 82.2% of returns)
28031:

$21,538
State:

$7,257
(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 21.5% for AGIs over 100k)

Earned income credit: $1,457 (reported on 6.8% of returns)
Here:

$1,457
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 61.8%
Here:

62%
State:

62%
(% for various income ranges: 57.1% for AGIs below $10k, 60.9% for AGIs $10k-25k, 56.6% for AGIs $25k-50k, 63.3% for AGIs $50k-75k, 62.2% for AGIs $75k-100k, 69.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$81,737
North Carolina:

$45,906
Cornelius, NC (28031) map Nearest zip codes: 28078, 28117, 28036, 28037, 28682, 28216.
Percentage of family households:
This zip code:

52.7%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

4.7%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 374
Household did not receive Food Stamps/SNAP in the past 12 months: 9,764


Women who had a birth in the past 12 months: 367 (243 now married, 124 unmarried)
Women who did not have a birth in the past 12 months: 6,154 (3,245 now married, 2,909 unmarried)


Housing units in zip code 28031 with a mortgage: 5,871 (435 second mortgage, 1,488 home equity loan, 59 both second mortgage and home equity loan)
Houses without a mortgage: 1,278

Median monthly owner costs for units with a mortgage: $1,770
Median monthly owner costs for units without a mortgage: S494

Residents with income below the poverty level in 2013:
This zip code:

8.2%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

4.8%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

7.1
State:

6.3
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28031: Vineyard Point Marina (A), Outrigger Harbor (B), Kings Point Marina (C), Wher-Rena Marina (D), Holiday Harbor (E), McGuire Nuclear Station (F), Public Library of Charlotte and Mecklenburg County - Cornelius Branch (G). Display/hide their locations on the map

    Churches in zip code 28031 include: Hunter Chapel (A), Torrence Chapel (B), Bethel Church (C), Mount Zion Church (D). Display/hide their locations on the map

    Cemetery: Bethel Cemetery (1). Display/hide its location on the map

    Lake: MacConnell Lake (A). Display/hide its location on the map

    Creeks: Davidson Creek (A), Ramsey Creek (B), Knox Creek (C), Hager Creek (D), Gambles Creek (E). Display/hide their locations on the map

    Park in zip code 28031: Ramsey Creek County Park (1). Display/hide its location on the map

Year house built

  • 1082010 or later
  • 4,2252000 to 2009
  • 3,8581990 to 1999
  • 1,9111980 to 1989
  • 7081970 to 1979
  • 3011960 to 1969
  • 891950 to 1959
  • 521940 to 1949
  • 1521939 or earlier
Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Cornelius, NC (28031)

  • 0no bedroom
  • 01 bedroom
  • 1,1062 bedrooms
  • 3,2303 bedrooms
  • 2,1984 bedrooms
  • 6155+ bedrooms

Bedrooms in renter-occupied apartments in Cornelius, NC (28031)

  • 27no bedroom
  • 4071 bedroom
  • 1,2002 bedrooms
  • 9393 bedrooms
  • 3094 bedrooms
  • 1075+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Cornelius, NC (28031) in owner-occupied houses/condos

  • 160no vehicle
  • 1,9101 vehicle
  • 3,6142 vehicles
  • 1,1973 vehicles
  • 2444 vehicles
  • 245+ vehicles

Cars and other vehicles available in Cornelius, NC (28031) in renter-occupied apartments

  • 213no vehicle
  • 1,3731 vehicle
  • 1,1262 vehicles
  • 2033 vehicles
  • 744 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,078.


Median price asked for vacant for-sale houses and condos in 2013: $952,604.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $243,700
28031:

$243,700
North Carolina:

$154,300
Lower value quartile - upper value quartile: $165,300 - $433,600

Mean price in 2013:

Detached houses: $416,962
Here:

$416,962
State:

$219,576

Townhouses or other attached units: $174,378
Here:

$174,378
State:

$173,086

In 3-to-4-unit structures: $122,233
Here:

$122,233
State:

$149,371

In 5-or-more-unit structures: $180,926
Here:

$180,926
State:

$175,668

Mobile homes: $244,394
Here:

$244,394
State:

$64,697

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.0%

Percentage of zip code residents living and working in this county: 76.3%

Household type by relationship:

Households: 24,801

Size of family households: 3,061 2-persons, 1,916 3-persons, 1,087 4-persons, 455 5-persons, 117 6-persons, 64 7-or-more-persons

Size of nonfamily households: 2,818 1-person, 474 2-persons, 146 3-persons

4,365 married couples with children.
1,331 single-parent households (402 men, 929 women).

89.2% of residents of 28031 zip code speak English at home.
5.5% of residents speak Spanish at home (56% very well, 17% well, 9% not well, 18% not at all).
3.0% of residents speak other Indo-European language at home (92% very well, 4% well, 4% not well).
1.7% of residents speak Asian or Pacific Island language at home (62% very well, 3% well, 34% not well).
0.6% of residents speak other language at home (100% very well).

Foreign born population: 2,166 (8.7%)
(45.2% of them are naturalized citizens)
This zip code:

8.7%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 26%Mexico
  • 11%India
  • 8%Vietnam
  • 8%United Kingdom, excluding England and Scotland
  • 5%Canada
  • 4%Other Northern Europe
  • 4%Egypt

Most common first ancestries reported in 28031 (%)

  • 22%Other groups
  • 14%German
  • 9%English
  • 9%Irish
  • 7%American
  • 6%Italian
  • 3%French (except Basque)

Year of entry for the foreign-born population

  • 352010 or later
  • 8972000 to 2009
  • 5921990 to 1999
  • 950Before 1990

Zip code 28031 topographic map

Private primary/middle school not listed on the city page:

  • SOUTH LAKE CHRISTIAN ACADEMY (Students: 297; Location: PO BOX 2126, CORNELLAS, NC; Grades: KG - 9)

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 28031:

All 6 fire-safe hotels and motels in zip code 28031

Zip code 28031 marital status for males
Zip code 28031 marital status for females

Housing units lacking complete plumbing facilities: 1.0%
Housing units lacking complete kitchen facilities: 0.9%

Most commonly used house heating fuel

  • 64%Utility gas
  • 36%Electricity

Place of birth for U.S.-born residents:


40% of the 28031 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

86% of the 28031 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 62% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 293
Here:

9.4%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 167
Here:

13.3%
North Carolina:

7.7%
Students in private undergraduate colleges: 180
Here:

27.0%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 98,465Computer and mathematical occupations
  • 79,479Architecture and engineering occupations
  • 77,599Management occupations
  • 66,221Law enforcement workers including supervisors
  • 65,987Arts, design, entertainment, sports, and media occupations
  • 63,365Installation, maintenance, and repair occupations

Companies with federal contracts located in this zip code (CORNELIUS, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in group homes intended for adults
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED144$182,880275$263,9211,041$248,43020$223,330126$198,815
APPLICATIONS APPROVED, NOT ACCEPTED3$169,70717$380,21089$231,9493$139,3679$159,898
APPLICATIONS DENIED30$180,77838$366,359271$262,83411$115,78934$187,968
APPLICATIONS WITHDRAWN16$163,02443$291,158195$256,0535$310,06227$220,105
FILES CLOSED FOR INCOMPLETENESS6$194,0685$396,37265$268,8771$359,8205$172,474
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0062.03 , 0062.04, 0062.05, 0064.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED45$225,37834$205,8912$192,710
APPLICATIONS APPROVED, NOT ACCEPTED5$238,61217$182,4361$231,390
APPLICATIONS DENIED1$171,84013$213,7531$171,840
APPLICATIONS WITHDRAWN1$232,0403$257,8300$0
FILES CLOSED FOR INCOMPLETENESS1$213,2302$141,7350$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0062.03 , 0062.04, 0062.05, 0064.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28031 among deceased individuals
NameCountLived (average)
James4775.6 years
John3976.3 years
William3673.2 years
Mary3577.5 years
Robert2271.4 years
Ruth1677.5 years
Margaret1580.3 years
Thomas1575.5 years
Richard1370.8 years
Doris1277.1 years
Most common last names in zip code 28031 among deceased individuals
Last nameCountLived (average)
Brown2878.1 years
Sherrill2177.9 years
Caldwell1881.3 years
Washam1882.7 years
Davis1871.5 years
Torrence1777.3 years
Mayhew1777.7 years
Smith1578.1 years
Bailey1378.7 years
Howard1274.7 years
Businesses in zip code 28031
NameCountNameCount
Ace Hardware1MasterBrand Cabinets1
Blockbuster1McDonald's1
CVS1Microtel1
Clarion1Nissan1
Comfort Inn1Penske1
Cricket Wireless1Pizza Hut1
Days Inn1Rite Aid2
Domino's Pizza1Starbucks2
Econo Lodge1T-Mobile1
FedEx6Taco Bell1
Goodwill1U-Haul3
H&R Block1UPS10
Hilton1Waffle House1
Home Depot1Walgreens1
Hyundai1Wendy's1
Jones New York1YMCA1
KFC1

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