28037 Zip Code Detailed Profile




Cities: Denver, NC (11.76%), Westport, NC (10.63%), Lake Norman of Catawba, NC (6.42%), Lowesville, NC (0.28%)
Counties: Lincoln County, NC (90.70%), Catawba County, NC (9.30%)
Estimated zip code population in 2013: 18,080
Zip code population in 2010: 18,287
Zip code population in 2000: 13,030

Houses and condos: 8,209
Renter-occupied apartments: 1,213
% of renters here:

17%
State:

36%
Mar. 2013 cost of living index in zip code 28037: 87.9 (less than average, U.S. average is 100)

Land area: 44.4 sq. mi.
Water area: 8.6 sq. mi.
Population density: 408 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28037
Zip code 28037 (Denver, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($2,046)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,261 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,465 (0.7%)

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Males: 9,023  (49.9%)
Females: 9,057  (50.1%)

For population 25 years and over in 28037:

For population 15 years and over in 28037:

Zip code 28037 compared to state average:

  • Median household income above state average.
  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Number of college students below state average.
  • Races in zip code 28037

  • Zip code 28037 races chart
    • 16,774White population
    • 544Black population
    • 65American Indian population
    • 145Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 22Some other race population
    • 175Two or more races population
    • 560Hispanic or Latino population

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Data:
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Urban population: 7,248
Rural population: 10,831

Estimated median house/condo value in 2013: $276,400
28037:

$276,400
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 22 registered sex offenders living in 28037 zip code as of August 01, 2015.
The ratio of number of residents in zip code 28037 to the number of sex offenders is 745 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

44.3 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.5 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28037, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $85,481 (Individual Income Tax Returns)
Here:

$85,481
State:

$54,937

Salary/wage: $73,013 (reported on 82.6% of returns)
Here:

$73,013
State:

$46,336
(% of AGI for various income ranges: 70.2% for AGIs below $25k, 74.7% for AGIs $25k-50k, 73.9% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 76.9% for AGIs $100k-200k, 62.5% for AGIs over 200k)

Taxable interest for individuals: $1,648 (reported on 41.8% of returns)
This zip code:

$1,648
North Carolina:

$1,298
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $4,960 (reported on 29.4% of returns)
Here:

$4,960
State:

$6,213
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$11,262 (reported on 24.3% of returns)
Here:

+$11,262
State:

+$12,740
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 7.0% for AGIs over 200k)

Profit/loss from business: +$12,152 (reported on 17.6% of returns)
Here:

+$12,152
State:

+$10,311
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 4.4% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,644 (reported on 14.1% of returns)
28037:

$23,644
North Carolina:

$15,575
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 4.2% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Self-employment retirement plans: $14,629 (reported on 0.8% of returns)
28037:

$14,629
North Carolina:

$21,078

Total itemized deductions: $29,275 (21% of AGI, reported on 50.7% of returns)
Here:

$29,275
State:

$23,438

Here:

21.1% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 17.2% for AGIs below $25k, 15.3% for AGIs $25k-50k, 18.3% for AGIs $50k-75k, 20.1% for AGIs $75k-100k, 19.2% for AGIs $100k-200k, 15.4% for AGIs over 200k)

Charity contributions: $4,133 (reported on 44.2% of returns)
Here:

$4,133
State:

$4,687
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $11,420 (reported on 50.5% of returns)
28037:

$11,420
State:

$8,823
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.6% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 7.8% for AGIs $100k-200k, 7.5% for AGIs over 200k)

Earned income credit: $1,987 (reported on 11.9% of returns)
Here:

$1,987
State:

$2,376
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28037, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $64,037 (Individual Income Tax Returns)
Here:

$64,037
State:

$45,376

Salary/wage: $55,838 (reported on 86.4% of returns)
Here:

$55,838
State:

$39,442
(% of AGI for various income ranges: 171.8% for AGIs below $10k, 74.2% for AGIs $10k-25k, 82.0% for AGIs $25k-50k, 80.2% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 70.0% for AGIs over 100k)

Taxable interest for individuals: $1,677 (reported on 47.9% of returns)
This zip code:

$1,677
North Carolina:

$1,515
(% of AGI for various income ranges: 9.3% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $3,459 (reported on 31.5% of returns)
Here:

$3,459
State:

$4,016
(% of AGI for various income ranges: 7.9% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$13,362 (reported on 24.4% of returns)
Here:

+$13,362
State:

+$11,152
(% of AGI for various income ranges: -1.1% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 8.8% for AGIs over 100k)

Profit/loss from business: +$10,384 (reported on 17.4% of returns)
Here:

+$10,384
State:

+$9,490
(% of AGI for various income ranges: -2.0% for AGIs below $10k, 5.9% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.4% for AGIs over 100k)

IRA payment deduction: $3,625 (reported on 3.1% of returns)
28037:

$3,625
North Carolina:

$2,967
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,411 (reported on 0.8% of returns)
Here:

$13,411
North Carolina:

$14,754

Total itemized deductions: $22,579 (22% of AGI, reported on 52.9% of returns)
Here:

$22,579
State:

$19,464

Here:

22.5% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 36.2% for AGIs below $10k, 15.0% for AGIs $10k-25k, 17.5% for AGIs $25k-50k, 20.3% for AGIs $50k-75k, 21.6% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Charity contributions deductions: $3,721 (4% of AGI, reported on 47.5% of returns)
Here:

$3,721
State:

$4,035

Here:

3.6% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.4% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $10,356 (reported on 80.3% of returns)
28037:

$10,356
State:

$7,257
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,602 (reported on 10.4% of returns)
Here:

$1,602
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 63.8%
Here:

64%
State:

62%
(% for various income ranges: 55.1% for AGIs below $10k, 65.8% for AGIs $10k-25k, 65.4% for AGIs $25k-50k, 65.8% for AGIs $50k-75k, 60.7% for AGIs $75k-100k, 68.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$73,078
North Carolina:

$45,906
Denver, NC (28037) map Nearest zip codes: 28682, 28080, 28673, 28164, 28006, 28031.
Percentage of family households:
This zip code:

58.6%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

2.8%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 478
Household did not receive Food Stamps/SNAP in the past 12 months: 6,615


Women who had a birth in the past 12 months: 146 (110 now married, 36 unmarried)
Women who did not have a birth in the past 12 months: 3,653 (2,221 now married, 1,432 unmarried)


Housing units in zip code 28037 with a mortgage: 4,394 (153 second mortgage, 1,166 home equity loan, 38 both second mortgage and home equity loan)
Houses without a mortgage: 1,486

Median monthly owner costs for units with a mortgage: $1,748
Median monthly owner costs for units without a mortgage: S380

Residents with income below the poverty level in 2013:
This zip code:

6.3%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

4.1%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.3
Median number of rooms in apartments:
Here:

4.8
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28037: Rock Springs Campground (A), Cove Haven (B), Ranger Island Marina (C), Westport Golf Course (D). Display/hide their locations on the map

    Churches in zip code 28037 include: Thompson Memorial Church (A), Unity Church (B), Bethel Church (C), Bevard Church (D), Victory Church (E), Webbs Chapel (F), Westport Church (G), Pooles Chapel (H), Ebenezer Church (I). Display/hide their locations on the map

    Cemetery: Ebenezer Cemetery (1). Display/hide its location on the map

    Lakes and reservoirs: Nixon Lake (A), Smith Lake (B), Lake Norman (C). Display/hide their locations on the map

    Streams, rivers, and creeks: Burton Creek (A), Ballard Creek (B), Wingate Creek (C), Wilkinson Creek (D), Reed Creek (E), Mundy Creek (F), Lucky Creek (G), Little Creek (H), Hooper Branch (I). Display/hide their locations on the map

    Parks in zip code 28037 include: Beatty Ford Access Area (1), Black Trailer Park (2). Display/hide their locations on the map

    Tourist attraction (not listed on the city page) : Dale Jarrett Racing Adventure (Amusement & Theme Parks; 3604 Denver Drive) (1). Display/hide its approximate location on the map

Year house built

  • 772010 or later
  • 3,0772000 to 2009
  • 2,2081990 to 1999
  • 1,3241980 to 1989
  • 8081970 to 1979
  • 4001960 to 1969
  • 1081950 to 1959
  • 911940 to 1949
  • 1161939 or earlier

Zip code 28037 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Denver, NC (28037)

  • 24no bedroom
  • 571 bedroom
  • 6292 bedrooms
  • 2,9923 bedrooms
  • 1,6324 bedrooms
  • 5465+ bedrooms

Bedrooms in renter-occupied apartments in Denver, NC (28037)

  • 0no bedroom
  • 341 bedroom
  • 6352 bedrooms
  • 4603 bedrooms
  • 664 bedrooms
  • 185+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Denver, NC (28037) in owner-occupied houses/condos

  • 74no vehicle
  • 1,1471 vehicle
  • 2,4442 vehicles
  • 1,5613 vehicles
  • 5444 vehicles
  • 1105+ vehicles

Cars and other vehicles available in Denver, NC (28037) in renter-occupied apartments

  • 57no vehicle
  • 5341 vehicle
  • 5402 vehicles
  • 823 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $874.


Median price asked for vacant for-sale houses and condos in 2013: $186,850.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $276,400
28037:

$276,400
North Carolina:

$154,300
Lower value quartile - upper value quartile: $160,100 - $473,200

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.6%

Percentage of zip code residents living and working in this county: 35.2%

Household type by relationship:

Households: 18,039

Size of family households: 2,479 2-persons, 1,123 3-persons, 1,221 4-persons, 340 5-persons, 95 6-persons, 4 7-or-more-persons

Size of nonfamily households: 1,633 1-person, 198 2-persons

3,328 married couples with children.
631 single-parent households (72 men, 559 women).

95.4% of residents of 28037 zip code speak English at home.
2.9% of residents speak Spanish at home (54% very well, 17% well, 29% not well).
0.8% of residents speak other Indo-European language at home (88% very well, 12% well).
0.9% of residents speak Asian or Pacific Island language at home (81% very well, 19% not well).

Foreign born population: 560 (3.1%)
(45.0% of them are naturalized citizens)
This zip code:

3.1%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 20%Honduras
  • 11%Mexico
  • 10%Costa Rica
  • 8%England
  • 6%Italy
  • 6%Taiwan
  • 6%Poland

Most common first ancestries reported in 28037 (%)

  • 16%German
  • 16%American
  • 12%English
  • 10%Other groups
  • 9%Irish
  • 4%Italian
  • 3%Scotch-Irish

Year of entry for the foreign-born population

  • 82010 or later
  • 1662000 to 2009
  • 1301990 to 1999
  • 387Before 1990

Public high school in zip code 28037 not listed on the city page:

  • EAST LINCOLN HIGH (Students: 924; Location: 6471 HWY 73, DENVER, NC; Grades: 09 - 12)

Zip code 28037 topographic map

Public primary/middle schools in zip code 28037 not listed on the city page:

  • ROCK SPRINGS ELEMENTARY (Students: 501; Location: 3633 HWY 16 N, DENVER, NC; Grades: KG - 05)
  • CATAWBA SPRINGS ELEMENTARY (Students: 447; Location: 206 NORTH LITTLE EGYPT RD, DENVER, NC; Grades: KG - 05)
  • ST JAMES ELEMENTARY SCHOOL (Students: 346; Location: 1774 ST JAMES CHURCH ROAD, DENVER, NC; Grades: KG - 05)

Facilities with environmental interests located in this zip code:


Zip code 28037 marital status for males
Zip code 28037 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 1.5%

Most commonly used house heating fuel

  • 76%Electricity
  • 17%Utility gas
  • 5%Bottled, tank, or LP gas
  • 1%Wood
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 6,776. Population change in the 1990s: +6,254 (+92.3%).

Place of birth for U.S.-born residents:


54% of the 28037 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 26% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

90% of the 28037 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 43% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 25% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 118
Here:

5.5%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 63
Here:

6.4%
North Carolina:

7.7%
Students in private undergraduate colleges: 86
Here:

18.6%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 109,286Architecture and engineering occupations
  • 87,083Computer and mathematical occupations
  • 85,724Management occupations
  • 77,216Health diagnosing and treating practitioners and other technical occupations
  • 67,431Law enforcement workers including supervisors
  • 65,302Production occupations

Companies with federal contracts located in this zip code (DENVER, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 3 people in group homes intended for adults

People in group quarters in 2000:

  • 51 people in other noninstitutional group quarters
  • 40 people in nursing homes
  • 5 people in other nonhousehold living situations
  • 2 people in homes or halfway houses for drug/alcohol abuse

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED61$125,760620$175,2061,543$168,47521$18,9991$203,870114$143,510
APPLICATIONS APPROVED, NOT ACCEPTED3$133,42756$162,474159$157,39719$26,6880$011$116,525
APPLICATIONS DENIED10$120,249122$85,423362$128,70529$25,7550$012$91,408
APPLICATIONS WITHDRAWN6$106,78766$188,378167$142,1841$33,8300$014$177,221
FILES CLOSED FOR INCOMPLETENESS1$190,51010$136,77043$173,1191$17,5300$01$123,110
Choose year:  2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0709.00 , 0711.00, 0712.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED128$165,433180$143,0167$76,764
APPLICATIONS APPROVED, NOT ACCEPTED22$181,26941$172,7661$166,800
APPLICATIONS DENIED2$136,2707$229,0591$156,210
APPLICATIONS WITHDRAWN1$96,43015$221,6830$0
FILES CLOSED FOR INCOMPLETENESS2$196,7850$00$0
Choose year:  2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0709.00 , 0711.00, 0712.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28037 among deceased individuals
NameCountLived (average)
James5172.9 years
William4472.2 years
Mary4377.1 years
Robert3967.0 years
John2971.7 years
Charles2675.0 years
Helen2380.9 years
Thomas1970.4 years
George1975.0 years
Margaret1874.3 years
Most common last names in zip code 28037 among deceased individuals
Last nameCountLived (average)
Sherrill3379.1 years
Little2876.6 years
Nixon2676.5 years
Howard2279.7 years
Ballard1976.3 years
Hager1679.1 years
Smith1567.8 years
Cherry1578.6 years
Sigmon1477.3 years
Barker1477.7 years
Businesses in zip code 28037
NameCountNameCount
AT&T1MasterBrand Cabinets1
Advance Auto Parts2McDonald's1
Arby's1Nike2
AutoZone1Papa John's Pizza1
Blockbuster1Penske1
Burger King2Pizza Hut1
CVS2Rite Aid1
Discount Tire1Sprint Nextel1
Domino's Pizza1Subway1
FedEx4T-Mobile1
GNC1Taco Bell2
Goodwill3The Room Place1
H&R Block1U-Haul2
Jones New York1UPS4
KFC2Verizon Wireless1
Lane Furniture2Walmart1
Little Caesars Pizza1Wendy's1
Lowe's1

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