Estimated median household income in 2007: $52,472
| This zip code: | $52,472 | | North Carolina: | $44,670 |
Nearest zip codes: 28054, 28098, 28032, 28101, 28052, 28012.
Gastonia Zip Code Map
Housing units in zip code 28056 with a mortgage: 5,252 (686 second mortgage, 1,100 home equity loan, 26 both second mortgage and home equity loan)
Houses without a mortgage: 1,549
Median monthly owner costs for units with a mortgage: $1,312
Median monthly owner costs for units without a mortgage: $331
Residents with income below the poverty level in 2007:
| This zip code: | 6.2% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.7% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 580
- 1995 to 1998: 1,043
- 1990 to 1994: 1,288
- 1980 to 1989: 2,734
- 1970 to 1979: 2,531
- 1960 to 1969: 1,179
- 1950 to 1959: 599
- 1940 to 1949: 329
- 1939 or earlier: 396
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Bedrooms in owner-occupied houses in Gastonia, NC (28056): |
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- no bedroom: 9
- 1 bedrooms: 101
- 2 bedrooms: 1,248
- 3 bedrooms: 5,297
- 4 bedrooms: 1,345
- 5 or more bedrooms: 149
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 51
- 1 bedrooms: 342
- 2 bedrooms: 1,024
- 3 bedrooms: 536
- 4 bedrooms: 65
- 5 or more bedrooms: 0
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Vehicles available in 28056 zip code in owner-occupied houses/condos: |
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- no vehicle: 136
- 1 vehicle: 1,419
- 2 vehicles: 4,046
- 3 vehicles: 1,865
- 4 vehicles: 542
- 5 or more vehicles: 141
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 140
- 1 vehicle: 965
- 2 vehicles: 673
- 3 vehicles: 177
- 4 vehicles: 63
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28056:
- Less than $10,000: 158
- $10,000 to $14,999: 74
- $15,000 to $19,999: 57
- $20,000 to $24,999: 67
- $25,000 to $29,999: 78
- $30,000 to $34,999: 91
- $35,000 to $39,999: 84
- $40,000 to $49,999: 100
- $50,000 to $59,999: 123
- $60,000 to $69,999: 142
- $70,000 to $79,999: 292
- $80,000 to $89,999: 275
- $90,000 to $99,999: 284
- $100,000 to $124,999: 1,062
- $125,000 to $149,999: 1,296
- $150,000 to $174,999: 845
- $175,000 to $199,999: 492
- $200,000 to $249,999: 803
- $250,000 to $299,999: 632
- $300,000 to $399,999: 703
- $400,000 to $499,999: 191
- $500,000 to $749,999: 152
- $750,000 to $999,999: 44
- $1,000,000 or more: 16
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Rent paid by renters in 2007 in zip code 28056:
- $100 to $149: 30
- $200 to $249: 75
- $250 to $299: 38
- $300 to $349: 148
- $350 to $399: 139
- $400 to $449: 246
- $450 to $499: 237
- $500 to $549: 420
- $550 to $599: 239
- $600 to $649: 210
- $650 to $699: 118
- $700 to $749: 123
- $750 to $799: 31
- $800 to $899: 115
- $1,000 to $1,249: 22
- No cash rent: 188
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Median price asked for vacant for-sale houses and condos in 2007: $129,158.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $158,760
- Black or African American householders: $125,109
- American Indian or Alaska Native householders: $169,511
- Asian householders: $273,816
- Two or more races householders: $151,778
- Hispanic or Latino householders: $132,649
Estimated median house or condo value in 2007: $145,495 (it was $104,200 in 2000)
| 28056: | $145,495 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $78,400 - $175,300
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 8,169
- One, attached: 95
- Two: 80
- 3 or 4: 101
- 5 to 9: 269
- 10 to 19: 210
- 20 to 49: 198
- 50 or more: 46
- Mobile homes: 1,511

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Means of transportation to work
- Drove a car alone: 12,405 (85%)
- Carpooled: 1,589 (11%)
- Bus or trolley bus: 11 (0%)
- Ferryboat: 4 (0%)
- Motorcycle: 18 (0%)
- Bicycle: 7 (0%)
- Walked: 144 (1%)
- Other means: 76 (1%)
- Worked at home: 315 (2%)
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Travel time to work
- Less than 5 minutes: 324
- 5 to 9 minutes: 973
- 10 to 14 minutes: 2135
- 15 to 19 minutes: 2671
- 20 to 24 minutes: 2431
- 25 to 29 minutes: 840
- 30 to 34 minutes: 2010
- 35 to 39 minutes: 596
- 40 to 44 minutes: 570
- 45 to 59 minutes: 1148
- 60 to 89 minutes: 367
- 90 or more minutes: 189
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Percentage of zip code residents living and working in this county: 63.6%
Household type by relationship
Households: 27,820
- In family households: 25,283 (6,733 male householders, 1,441 female householders)
7,010 spouses, 8,519 children (7,487 natural, 248 adopted, 784 stepchildren), 547 grandchildren, 189 brothers or sisters, 180 parents, 336 other relatives, 328 non-relatives
- In nonfamily households: 2,537 (1,014 male householders (742 living alone)), 1,061 female householders (966 living alone)), 462 nonrelatives
- In group quarters: 97 (91 institutionalized population)
Size of family households: 3,259 2-persons, 2,161 3-persons, 1,771 4-persons, 657 5-persons, 279 6-persons, 47 7-or-more-persons.
Size of nonfamily households: 1,708 1-person, 282 2-persons, 67 3-persons, 18 5-persons.
5,570 married couples with children.
1,010 single-parent households (292 men, 718 women).
94.5% of residents of 28056 zip code speak English at home.
3.3% of residents speak Spanish at home (45% very well, 14% well, 31% not well, 10% not at all).
1.5% of residents speak other Indo-European language at home (81% very well, 16% well, 2% not well, 2% not at all).
0.5% of residents speak Asian or Pacific Island language at home (71% very well, 8% well, 14% not well, 7% not at all).
0.2% of residents speak other language at home (93% very well, 7% well).
Foreign born population: 827 (3.0%)
(22.2% of them are naturalized citizens)
| This zip code: | 3.0% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (29%)
- Colombia (12%)
- United Kingdom (8%)
- Germany (7%)
- Other Eastern Africa (7%)
- Canada (6%)
- Hungary (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 458
- 1990 to 1994: 55
- 1985 to 1989: 113
- 1980 to 1984: 38
- 1975 to 1979: 55
- 1970 to 1974: 30
- 1970 to 1974: 54
- 1965 to 1969: 24
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White population: 24,684
Black population: 1,997
American Indian population: 73
Asian population: 290
Native Hawaiian and Other Pacific Islander population: 8
Some other race population: 299
Two or more races population: 233

First ancestries reported:
|  United States or American: 4701 |
|  Other groups: 3804 |
|  German: 2256 |
|  Irish: 1711 |
|  English: 1599 |
|  Scotch-Irish: 1104 |
|  Scottish: 585 |
|  Italian: 463 |
|  Dutch: 326 |
|  French (except Basque): 299 |
|  European: 285 |
|  Polish: 178 |
|  Subsaharan African:: 154 |
|  African: 138 |
|  Welsh: 112 |
|  British: 75 |
|  Greek: 75 |
|  Norwegian: 65 |
|  French Canadian: 48 |
|  Canadian: 46 |
|  Hungarian: 37 |
|  Slovak: 35 |
|  Northern European: 34 |
|  Arab:: 30 |
|  Lithuanian: 28 |
|  Ukrainian: 26 |
|  Czech: 25 |
|  Swedish: 24 |
|  Swiss: 20 |
|  Pennsylvania German: 17 |
|  Jordanian: 14 |
|  Danish: 14 |
|  Czechoslovakian: 12 |
|  Iranian: 11 |
|  Nigerian: 9 |
|  Lebanese: 8 |
|  Arab/Arabic: 8 |
|  South African: 7 |
|  Eastern European: 6 |
|  Finnish: 6 |
|  Romanian: 6 |
|  Russian: 6 |
|  Slavic: 6 |

Public primary/middle school in zip code 28056 not listed on the city page:- NEW HOPE ELEMENTARY (Students: 420; Location: 137 STOWE ROAD, GASTONIA, NC; Grades: PK - 05)
Facitilies with environmental interests located in this zip code:
- ADAMS, LARRY D. - RESIDENCE (4809 JAMEE DRIVE in GASTONIA, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AX3X8CKD73, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
- CHAMBERS CONTAINER CO-GASTON (145 BLUE DEVIL DR in GASTONIA, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00NX7D64FBEN0E8719, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
- DUNHART CREEK PUMP STATION (1704 LOWELL-BETHESDA ROAD in GASTONIA, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - AIR PROGRAM
Business SIC classification: WATER SUPPLY
Alternative names: CITY OF GASTONIA - DUHART CREEK PUMP ST
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (46%)
- Electricity (42%)
- Fuel oil, kerosene, etc. (5%)
- Bottled, tank, or LP gas (5%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 19569
- Northeast: 1566
- Midwest: 1267
- South: 4187
- West: 362
60% of the 28056 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 63% lived in this county.
Out of people who lived in different counties, 45% lived in North Carolina.
Population in 1990: 33,472. Population change in the 1990s: -5,888 (-17.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 498
| Here: | 13.5% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 83
| Here: | 5.2% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 208
| Here: | 20.7% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- PROCESS ELECTRONICS CORPORATIO (105 in GASTONIA, NC; small business): $415,121 in 4 contracts from 2000 to 2005
$281,037 with Air Force for Miscellaneous Electric Power and Distribution Equipment. Signed on 2000-09-29. Completion date: 2000-12-28.
$108,671 with Air Force for Miscellaneous Maintenance and Repair Shop Specialized Equipment. Signed on 2003-02-13. Completion date: 2003-06-30.
$25,913 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Electric Power and Distribution Equipment. Signed on 2003-02-18. Completion date: 2003-03-26.
$-500 with Army for Miscellaneous Electric Power and Distribution Equipment. Signed on 2005-11-22. Completion date: 2003-03-26.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 4 establishments, 20-49 employees: 2 establishments, 10-19 employees: 3 establishments, 5-9 employees: 2 establishments, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 3, 20-49: 3, 10-19: 6, 1-4: 4)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 3, 10-19: 2, 5-9: 9, 1-4: 11)
- Health Care and Social Assistance: Other Residential Care Facilities (100-249: 1)
- Utilities: Natural Gas Distribution (100-249: 1)
- Educational Services: Elementary and Secondary Schools (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
83 people in nursing homes
7 people in homes for the mentally ill
Fatal accident statistics in 2006
- Fatal accident count: 8
- Vehicles involved in fatal accidents: 12
- Fatal accidents caused by drunken drivers: 5
- Fatalities: 8
- Persons involved in fatal accidents: 23
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 6
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 full and 16 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $143,814 | 1,217 | $166,862 | 902 | $144,475 | 120 | $46,262 | 5 | $615,368 | 219 | $128,535 | 50 | $83,975 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $158,692 | 128 | $136,887 | 208 | $133,429 | 46 | $54,630 | 0 | $0 | 24 | $114,236 | 10 | $74,072 |
| APPLICATIONS DENIED | 46 | $155,005 | 215 | $125,958 | 702 | $128,751 | 130 | $52,761 | 0 | $0 | 49 | $110,696 | 58 | $78,394 |
| APPLICATIONS WITHDRAWN | 12 | $193,230 | 143 | $177,543 | 370 | $137,545 | 28 | $63,251 | 0 | $0 | 25 | $137,037 | 11 | $84,391 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $128,870 | 35 | $206,068 | 89 | $204,567 | 7 | $166,360 | 0 | $0 | 8 | $198,539 | 2 | $49,060 |
Aggregated Statistics For Year 2006 (Based on 4 full and 16 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $128,690 | 1,301 | $144,327 | 1,131 | $108,524 | 131 | $42,494 | 2 | $347,905 | 252 | $108,892 | 85 | $125,205 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $127,586 | 149 | $130,875 | 222 | $90,383 | 27 | $22,539 | 0 | $0 | 19 | $101,386 | 11 | $51,255 |
| APPLICATIONS DENIED | 31 | $107,843 | 215 | $120,724 | 775 | $115,728 | 140 | $48,300 | 0 | $0 | 50 | $92,119 | 77 | $75,524 |
| APPLICATIONS WITHDRAWN | 13 | $166,239 | 162 | $154,780 | 338 | $128,331 | 20 | $76,662 | 0 | $0 | 29 | $163,838 | 4 | $90,595 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 33 | $106,863 | 135 | $134,060 | 10 | $39,303 | 0 | $0 | 7 | $56,579 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $132,975 | 1,135 | $129,255 | 1,034 | $117,049 | 112 | $53,375 | 140 | $80,995 | 65 | $79,699 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $121,247 | 123 | $114,285 | 235 | $101,470 | 16 | $30,376 | 25 | $78,984 | 17 | $66,442 |
| APPLICATIONS DENIED | 20 | $95,666 | 196 | $102,954 | 882 | $113,307 | 131 | $42,555 | 46 | $107,488 | 102 | $68,135 |
| APPLICATIONS WITHDRAWN | 11 | $115,909 | 158 | $125,318 | 385 | $124,913 | 27 | $87,858 | 19 | $78,218 | 22 | $86,345 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $64,143 | 23 | $209,107 | 144 | $134,788 | 5 | $106,122 | 8 | $134,118 | 2 | $89,810 |
Aggregated Statistics For Year 2004 (Based on 4 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 167 | $133,187 | 925 | $129,498 | 1,316 | $120,778 | 119 | $41,973 | 1 | $233,410 | 184 | $78,898 | 58 | $71,287 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $128,477 | 78 | $113,167 | 125 | $116,568 | 19 | $17,653 | 0 | $0 | 10 | $60,341 | 26 | $55,407 |
| APPLICATIONS DENIED | 18 | $124,380 | 161 | $89,690 | 883 | $110,476 | 121 | $38,656 | 0 | $0 | 53 | $88,407 | 101 | $72,697 |
| APPLICATIONS WITHDRAWN | 19 | $123,126 | 125 | $140,093 | 397 | $124,917 | 33 | $84,829 | 0 | $0 | 27 | $111,616 | 17 | $96,462 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $132,156 | 20 | $143,344 | 177 | $134,758 | 9 | $70,676 | 0 | $0 | 6 | $132,050 | 5 | $88,386 |
Aggregated Statistics For Year 2003 (Based on 4 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $123,881 | 745 | $132,629 | 2,704 | $131,284 | 99 | $29,500 | 1 | $2,613,480 | 178 | $78,517 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $114,190 | 80 | $140,825 | 302 | $134,289 | 22 | $17,013 | 0 | $0 | 11 | $96,118 |
| APPLICATIONS DENIED | 15 | $86,238 | 240 | $78,440 | 885 | $116,479 | 89 | $16,361 | 0 | $0 | 53 | $81,070 |
| APPLICATIONS WITHDRAWN | 12 | $112,832 | 91 | $129,423 | 384 | $125,382 | 8 | $20,284 | 0 | $0 | 23 | $86,039 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $111,497 | 23 | $178,330 | 84 | $131,647 | 0 | $0 | 0 | $0 | 5 | $122,228 |
Aggregated Statistics For Year 2002 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 129 | $116,238 | 564 | $131,520 | 1,481 | $130,675 | 75 | $25,456 | 133 | $68,238 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $94,213 | 62 | $137,442 | 233 | $122,740 | 22 | $19,413 | 9 | $74,170 |
| APPLICATIONS DENIED | 7 | $110,927 | 120 | $103,533 | 530 | $92,857 | 51 | $19,253 | 30 | $54,814 |
| APPLICATIONS WITHDRAWN | 9 | $122,021 | 44 | $85,195 | 256 | $114,648 | 20 | $19,626 | 6 | $65,017 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 27 | $148,468 | 120 | $213,897 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 136 | $110,209 | 577 | $130,483 | 1,186 | $114,603 | 87 | $17,509 | 66 | $80,040 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $73,880 | 123 | $70,638 | 204 | $104,332 | 21 | $20,419 | 15 | $88,981 |
| APPLICATIONS DENIED | 14 | $104,725 | 364 | $59,692 | 497 | $93,419 | 90 | $14,265 | 36 | $48,064 |
| APPLICATIONS WITHDRAWN | 4 | $133,648 | 65 | $96,600 | 220 | $97,888 | 17 | $52,065 | 10 | $57,648 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $107,343 | 11 | $181,513 | 56 | $144,164 | 2 | $43,180 | 3 | $82,113 |
Aggregated Statistics For Year 2000 (Based on 4 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $101,015 | 634 | $125,342 | 472 | $90,915 | 92 | $20,529 | 67 | $84,196 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $53,278 | 124 | $71,351 | 148 | $81,574 | 47 | $16,914 | 8 | $40,040 |
| APPLICATIONS DENIED | 35 | $69,416 | 512 | $56,130 | 411 | $72,344 | 83 | $17,160 | 26 | $51,581 |
| APPLICATIONS WITHDRAWN | 17 | $91,632 | 42 | $120,256 | 141 | $79,442 | 9 | $60,768 | 12 | $53,418 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $113,750 | 12 | $163,746 | 40 | $71,271 | 0 | $0 | 1 | $8,330 |
Aggregated Statistics For Year 1999 (Based on 2 full and 7 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $98,855 | 457 | $117,783 | 534 | $88,520 | 57 | $22,061 | 1 | $2,163,150 | 57 | $73,093 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $89,945 | 106 | $69,180 | 155 | $80,691 | 15 | $15,709 | 0 | $0 | 16 | $82,086 |
| APPLICATIONS DENIED | 5 | $89,622 | 263 | $60,708 | 240 | $86,379 | 48 | $14,199 | 0 | $0 | 23 | $60,886 |
| APPLICATIONS WITHDRAWN | 3 | $102,177 | 51 | $104,384 | 173 | $80,641 | 12 | $50,637 | 0 | $0 | 4 | $68,123 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $158,260 | 13 | $107,791 | 40 | $85,887 | 1 | $4,770 | 0 | $0 | 1 | $83,150 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 333 | $152,156 | 125 | $162,576 | 29 | $119,917 | 3 | $62,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $193,034 | 37 | $146,134 | 1 | $132,790 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $182,560 | 1 | $140,930 | 1 | $85,700 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 18 | $145,028 | 6 | $125,908 | 4 | $75,983 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 173 | $155,870 | 77 | $164,501 | 11 | $116,283 | 4 | $49,415 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $183,658 | 11 | $243,546 | 2 | $47,175 | 1 | $87,940 |
| APPLICATIONS DENIED | 3 | $81,940 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $167,600 | 5 | $125,380 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $69,853 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $159,320 | 106 | $154,462 | 16 | $146,254 | 5 | $97,974 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $135,212 | 19 | $149,606 | 3 | $62,700 | 2 | $93,070 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $277,400 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $217,020 | 9 | $141,156 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $257,440 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 152 | $138,487 | 150 | $138,768 | 19 | $95,691 | 8 | $82,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $159,285 | 55 | $138,115 | 1 | $105,440 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $116,023 | 16 | $123,510 | 2 | $153,435 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $132,950 | 1 | $42,750 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 230 | $142,083 | 403 | $133,825 | 23 | $92,542 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $145,249 | 105 | $140,816 | 12 | $81,184 |
| APPLICATIONS DENIED | 5 | $113,098 | 8 | $115,519 | 1 | $39,420 |
| APPLICATIONS WITHDRAWN | 4 | $122,003 | 3 | $97,747 | 1 | $123,820 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $198,526 | 16 | $155,541 | 2 | $263,865 |
Aggregated Statistics For Year 2002 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 198 | $140,503 | 268 | $126,208 | 4 | $71,623 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $121,875 | 95 | $132,288 | 6 | $74,570 |
| APPLICATIONS DENIED | 5 | $135,722 | 10 | $81,343 | 8 | $96,954 |
| APPLICATIONS WITHDRAWN | 10 | $150,761 | 31 | $130,947 | 6 | $82,502 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $83,475 | 8 | $146,540 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 203 | $140,042 | 245 | $119,067 | 14 | $94,763 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $120,293 | 50 | $116,749 | 1 | $94,460 |
| APPLICATIONS DENIED | 6 | $67,165 | 29 | $105,731 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $62,670 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $114,183 | 12 | $90,402 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 171 | $136,115 | 65 | $123,240 | 11 | $113,409 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $125,198 | 6 | $111,393 | 1 | $16,660 |
| APPLICATIONS DENIED | 14 | $135,809 | 10 | $94,532 | 2 | $84,435 |
| APPLICATIONS WITHDRAWN | 1 | $100,570 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $131,132 | 4 | $111,083 | 2 | $84,435 |
Aggregated Statistics For Year 1999 (Based on 2 full and 7 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 145 | $129,992 | 69 | $113,660 | 5 | $109,006 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $136,767 | 12 | $112,754 | 1 | $76,300 |
| APPLICATIONS DENIED | 4 | $118,055 | 5 | $115,554 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $151,783 | 5 | $132,898 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $143,520 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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