Estimated median household income in 2007: $45,516
| This zip code: | $45,516 | | North Carolina: | $44,670 |
Nearest zip codes: 28109, 28137, 28138, 28124, 28146, 28072.
Housing units in zip code 28071 with a mortgage: 267 (43 second mortgage, 43 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 122
Median monthly owner costs for units with a mortgage: $1,008
Median monthly owner costs for units without a mortgage: $251
Residents with income below the poverty level in 2007:
| This zip code: | 7.4% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.2% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 40
- 1995 to 1998: 143
- 1990 to 1994: 160
- 1980 to 1989: 209
- 1970 to 1979: 275
- 1960 to 1969: 96
- 1950 to 1959: 47
- 1940 to 1949: 48
- 1939 or earlier: 151
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Bedrooms in owner-occupied houses in 28071: |
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- no bedroom: 0
- 1 bedrooms: 21
- 2 bedrooms: 307
- 3 bedrooms: 478
- 4 bedrooms: 86
- 5 or more bedrooms: 9
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 77
- 3 bedrooms: 79
- 4 bedrooms: 9
- 5 or more bedrooms: 7
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Vehicles available in 28071 zip code in owner-occupied houses/condos: |
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- no vehicle: 27
- 1 vehicle: 181
- 2 vehicles: 359
- 3 vehicles: 224
- 4 vehicles: 72
- 5 or more vehicles: 38
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 74
- 2 vehicles: 65
- 3 vehicles: 23
- 4 vehicles: 10
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28071:
- Less than $10,000: 11
- $10,000 to $14,999: 6
- $15,000 to $19,999: 17
- $20,000 to $24,999: 18
- $25,000 to $29,999: 19
- $30,000 to $34,999: 7
- $35,000 to $39,999: 11
- $40,000 to $49,999: 54
- $50,000 to $59,999: 24
- $60,000 to $69,999: 35
- $70,000 to $79,999: 38
- $80,000 to $89,999: 36
- $90,000 to $99,999: 76
- $100,000 to $124,999: 175
- $125,000 to $149,999: 84
- $150,000 to $174,999: 108
- $175,000 to $199,999: 79
- $200,000 to $249,999: 84
- $250,000 to $299,999: 89
- $300,000 to $399,999: 22
- $400,000 to $499,999: 7
- $500,000 to $749,999: 15
- $750,000 to $999,999: 1
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Rent paid by renters in 2007 in zip code 28071:
- Less than $100: 11
- $200 to $249: 4
- $250 to $299: 12
- $300 to $349: 24
- $400 to $449: 28
- $500 to $549: 11
- No cash rent: 53
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $156,498
- American Indian or Alaska Native householders: $342,197
Estimated median house or condo value in 2007: $123,612 (it was $78,800 in 2000)
| 28071: | $123,612 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $199,646| Here: | $199,646 | | State: | $217,106 |
Mobile homes: $56,475| Here: | $56,475 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 690
- Mobile homes: 479

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Means of transportation to work
- Drove a car alone: 1,180 (82%)
- Carpooled: 204 (14%)
- Bus or trolley bus: 6 (0%)
- Walked: 8 (1%)
- Worked at home: 40 (3%)
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Travel time to work
- Less than 5 minutes: 40
- 5 to 9 minutes: 94
- 10 to 14 minutes: 225
- 15 to 19 minutes: 142
- 20 to 24 minutes: 187
- 25 to 29 minutes: 182
- 30 to 34 minutes: 221
- 35 to 39 minutes: 56
- 40 to 44 minutes: 39
- 45 to 59 minutes: 126
- 60 to 89 minutes: 66
- 90 or more minutes: 20
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Percentage of zip code residents living and working in this county: 70.7%
Household type by relationship
Households: 2,821
- In family households: 2,495 (649 male householders, 147 female householders)
713 spouses, 848 children (700 natural, 26 adopted, 122 stepchildren), 38 grandchildren, 24 brothers or sisters, 8 parents, 25 other relatives, 43 non-relatives
- In nonfamily households: 326 (131 male householders (105 living alone)), 151 female householders (141 living alone)), 44 nonrelatives
- In group quarters: 33 (all institutionalized)
Size of family households: 317 2-persons, 185 3-persons, 181 4-persons, 75 5-persons, 26 6-persons, 12 7-or-more-persons.
Size of nonfamily households: 246 1-person, 36 2-persons.
587 married couples with children.
103 single-parent households (32 men, 71 women).
98.0% of residents of 28071 zip code speak English at home.
0.7% of residents speak Spanish at home (35% very well, 25% well, 40% not well).
1.0% of residents speak other Indo-European language at home (61% very well, 39% not well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 12 (0.4%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.4% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 12
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White population: 2,846
Black population: 40
American Indian population: 19
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 17
Two or more races population: 10

First ancestries reported:
|  United States or American: 877 |
|  German: 489 |
|  Other groups: 173 |
|  English: 162 |
|  Scottish: 118 |
|  Irish: 44 |
|  Scotch-Irish: 33 |
|  Italian: 31 |
|  Dutch: 24 |
|  Portuguese: 18 |
|  European: 11 |
|  Swedish: 9 |
|  Danish: 8 |
|  Norwegian: 4 |

Public primary/middle school in zip code 28071 not listed on the city page:- MORGAN ELEMENTARY (Students: 446; Location: 3860 LIBERTY RD, GOLD HILL, NC; Grades: PK - 05)
Private primary/middle school not listed on the city page:- UWHARRIE LEARNING CENTER (Students: 35; Location: 14225 STOKES FERRY RD, GOLD HILL, NC; Grades: 6 - 10; Boys only)
Facitilies with environmental interests located in this zip code:
- CAROLINA STALITE COMPANY (OLD BEATTY FORD RD in GOLD HILL, NC)
AIR MAJOR (AIRS/AFS) - ICIS-04-2005-1765, ENFORCEMENT/COMPLIANCE ACTIVITY
STATE MASTER (North Carolina facility info) - -115DA4YG00M69W84AY3X85MB0V, WASTEWATER FACILITY, -1632, AIR PROGRAM, -0-018907, UNDERGROUND STORAGE TANK PROGRAM, -8066, HAZARDOUS WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
AIR MAJOR ("Best Available" air pollution technologies tracking)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: CUT STONE AND STONE PRODUCTS; MINERALS AND EARTHS, GROUND OR OTHERWISE TREATED; NONCLASSIFIABLE ESTABLISHMENTS
Business NAICS classification: CUT STONE AND STONE PRODUCT MANUFACTURING.; CUT STONE AND STONE PRODUCT MANUFACTURING.
Alternative names: CAROLINA STALITE COMPANY - GOLD HILL, CAROLINA STALITE COMPANY - GOLD HILL
- CAROLINA PERLITE (14630 HIGHWAY 52 SOUTH in GOLD HILL, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - AIR PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MINERALS AND EARTHS, GROUND OR OTHERWISE TREATED
Alternative names: CAROLINA PERLITE CO-ROWAN SITE
- CAROLINA PERLITE, INC. (14750 US HIGHWAY 52 SOUTH in GOLD HILL, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - -115DA4YG00M69W84AY3X80APHF, WASTEWATER FACILITY, -2030, AIR PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: MINERALS AND EARTHS, GROUND OR OTHERWISE TREATED
Business NAICS classification: GROUND OR TREATED MINERAL AND EARTH MANUFACTURING.
- B&B CORE SUPPLY (2930 HIGH ROCK RD in GOLD HILL, NC)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHARLES BLACKWELDER (CONTACT/OWNER)
- APAC ATLANTIC INC - GOLD HILL (OLD HWY 50 in GOLD HILL, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Alternative names: APAC ATLANTIC INC THOMPSON ART, APAC CAROLINA INC - PAPCO
- APAC-ATLANTIC, INC., THOMPSON-ARTHUR DIV (OLD NC HWY 80 in GOLD HILL, NC)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Business NAICS classification: ASPHALT PAVING MIXTURE AND BLOCK MANUFACTURING.
Alternative names: APAC-CAROLINA INC - GOLD HILL PLANT
Median worth of mobile homes: $81,657
Housing units lacking complete plumbing facilities: 3%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Electricity (51%)
- Fuel oil, kerosene, etc. (22%)
- Bottled, tank, or LP gas (15%)
- Wood (7%)
- Utility gas (4%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 2341
- Northeast: 131
- Midwest: 59
- South: 277
- West: 34
60% of the 28071 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 58% lived in this county.
Out of people who lived in different counties, 88% lived in North Carolina.
Population in 1990: 977. Population change in the 1990s: +1,964 (+201.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 32
| Here: | 7.8% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 16
| Here: | 8.1% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 19
| Here: | 24.1% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- FIDELITY POWER ENGINEERING COR (18115 OLD BEATTY FORD ROAD in GOLD HILL, NC; small business)
$63,039 with Department of Defense for Batteries, Nonrechargeable. Signed on 2001-09-19. Completion date: 2001-11-30.
Top industries in this zip code by the number of employees in 2005:
- Construction: Site Preparation Contractors (100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (50-99: 1)
- Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (10-19: 1, 1-4: 2)
- Wholesale Trade: Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers (10-19: 1)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
- Construction: Roofing Contractors (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
36 people in residential treatment centers for emotionally disturbed children
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $120,467 | 37 | $145,058 | 44 | $142,876 | 5 | $47,488 | 5 | $112,396 | 3 | $103,843 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $118,180 | 5 | $139,862 | 10 | $127,393 | 2 | $23,670 | 1 | $73,730 | 1 | $83,840 |
| APPLICATIONS DENIED | 1 | $192,630 | 6 | $99,325 | 40 | $123,174 | 6 | $53,668 | 1 | $43,730 | 5 | $74,520 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $144,800 | 15 | $136,465 | 0 | $0 | 0 | $0 | 2 | $84,205 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $181,420 | 5 | $143,548 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $121,913 | 37 | $140,292 | 51 | $113,572 | 4 | $52,313 | 7 | $121,017 | 3 | $76,737 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $136,880 | 7 | $129,536 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $64,690 | 11 | $85,619 | 42 | $104,178 | 7 | $59,683 | 1 | $73,000 | 9 | $78,383 |
| APPLICATIONS WITHDRAWN | 1 | $95,410 | 3 | $157,450 | 15 | $135,091 | 2 | $88,545 | 1 | $104,810 | 2 | $79,870 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $185,400 | 5 | $108,854 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $208,890 | 46 | $112,498 | 48 | $125,519 | 8 | $38,715 | 7 | $132,996 | 7 | $59,219 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $144,198 | 7 | $84,103 | 2 | $17,165 | 1 | $46,620 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $79,150 | 12 | $128,507 | 26 | $102,943 | 4 | $55,113 | 1 | $182,870 | 5 | $95,554 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $97,506 | 16 | $148,242 | 1 | $203,470 | 1 | $114,560 | 1 | $138,780 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $96,860 | 2 | $134,440 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $152,510 | 32 | $137,897 | 58 | $126,746 | 6 | $28,190 | 5 | $100,470 | 5 | $62,740 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $93,785 | 5 | $110,950 | 1 | $61,800 | 1 | $33,610 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $102,407 | 35 | $100,273 | 3 | $27,827 | 1 | $95,410 | 8 | $71,241 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $138,688 | 16 | $133,605 | 1 | $23,130 | 1 | $53,130 | 2 | $97,395 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $130,470 | 2 | $162,990 | 1 | $63,610 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $123,765 | 118 | $112,743 | 506 | $114,059 | 35 | $28,517 | 39 | $82,133 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $82,974 | 52 | $98,619 | 2 | $22,520 | 3 | $57,610 |
| APPLICATIONS DENIED | 3 | $116,540 | 38 | $79,561 | 158 | $100,051 | 17 | $18,810 | 10 | $85,214 |
| APPLICATIONS WITHDRAWN | 1 | $162,900 | 19 | $105,738 | 73 | $116,177 | 1 | $10,170 | 3 | $148,883 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $104,975 | 13 | $119,414 | 0 | $0 | 1 | $175,160 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $113,344 | 124 | $112,027 | 375 | $109,729 | 39 | $23,551 | 26 | $105,483 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $76,951 | 46 | $100,148 | 6 | $45,573 | 1 | $20,290 |
| APPLICATIONS DENIED | 3 | $91,150 | 37 | $66,119 | 143 | $92,768 | 13 | $21,777 | 3 | $49,003 |
| APPLICATIONS WITHDRAWN | 1 | $109,640 | 12 | $98,994 | 62 | $96,432 | 4 | $115,568 | 2 | $81,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $76,793 | 15 | $111,635 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $108,707 | 128 | $103,574 | 290 | $104,151 | 30 | $13,024 | 27 | $95,609 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $63,260 | 27 | $71,503 | 51 | $91,474 | 2 | $32,305 | 2 | $93,595 |
| APPLICATIONS DENIED | 1 | $53,520 | 64 | $69,214 | 128 | $89,855 | 18 | $18,187 | 5 | $71,910 |
| APPLICATIONS WITHDRAWN | 4 | $88,585 | 8 | $86,909 | 45 | $105,507 | 3 | $17,430 | 1 | $165,160 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $37,460 | 3 | $130,023 | 10 | $142,771 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $100,245 | 138 | $90,600 | 133 | $77,722 | 46 | $15,890 | 1 | $78,670 | 15 | $71,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $53,018 | 44 | $59,261 | 47 | $80,688 | 13 | $32,981 | 0 | $0 | 2 | $87,565 |
| APPLICATIONS DENIED | 9 | $61,807 | 129 | $53,482 | 96 | $70,940 | 28 | $11,724 | 0 | $0 | 7 | $58,910 |
| APPLICATIONS WITHDRAWN | 2 | $67,415 | 14 | $109,953 | 67 | $79,703 | 4 | $37,538 | 0 | $0 | 2 | $90,640 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $67,580 | 3 | $147,930 | 11 | $79,839 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $93,247 | 89 | $82,583 | 118 | $89,931 | 26 | $18,667 | 12 | $58,817 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $37,520 | 36 | $61,897 | 39 | $69,279 | 6 | $16,413 | 3 | $55,923 |
| APPLICATIONS DENIED | 1 | $71,120 | 95 | $53,765 | 61 | $79,173 | 11 | $14,659 | 5 | $56,882 |
| APPLICATIONS WITHDRAWN | 1 | $121,400 | 12 | $117,112 | 28 | $73,239 | 2 | $37,795 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $38,740 | 3 | $71,633 | 10 | $92,936 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0417.00
, 0509.02, 0510.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $149,842 | 5 | $206,288 | 1 | $80,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $153,597 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $184,680 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $127,140 | 4 | $170,853 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $129,020 | 1 | $115,290 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $135,947 | 3 | $173,833 | 1 | $67,220 | 1 | $58,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $190,820 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $153,600 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $152,511 | 4 | $161,818 | 1 | $70,470 | 1 | $66,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $174,195 | 3 | $118,660 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $151,790 | 1 | $141,310 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $137,330 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $114,983 | 55 | $124,977 | 5 | $115,242 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $102,041 | 21 | $132,043 | 2 | $102,130 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $264,350 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $194,790 | 4 | $264,245 | 1 | $651,590 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $126,760 | 45 | $116,407 | 1 | $113,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $99,126 | 21 | $120,704 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $112,975 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $97,727 | 5 | $125,344 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $103,185 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $114,799 | 39 | $115,080 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $115,664 | 6 | $107,717 | 1 | $50,960 |
| APPLICATIONS DENIED | 1 | $54,210 | 4 | $133,595 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $58,910 | 1 | $164,550 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $118,063 | 11 | $116,925 | 1 | $34,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $135,107 | 3 | $97,810 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $100,450 | 1 | $128,410 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $242,820 | 1 | $57,300 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $120,967 | 11 | $103,313 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $58,880 | 2 | $80,705 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $79,770 | 1 | $62,610 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0417.00
, 0509.02, 0510.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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