Estimated median household income in 2007: $33,895
| This zip code: | $33,895 | | North Carolina: | $44,670 |
Nearest zip codes: 28034, 28092, 28080, 28006, 28033, 28164.
Housing units in zip code 28077 with a mortgage: 71 (3 second mortgage, 5 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 56
Median monthly owner costs for units with a mortgage: $787
Median monthly owner costs for units without a mortgage: $245
Residents with income below the poverty level in 2007:
| This zip code: | 23.5% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 9.6% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 4.8 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 3
- 1995 to 1998: 0
- 1990 to 1994: 11
- 1980 to 1989: 25
- 1970 to 1979: 43
- 1960 to 1969: 21
- 1950 to 1959: 52
- 1940 to 1949: 45
- 1939 or earlier: 47
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Bedrooms in owner-occupied houses in High Shoals, NC (28077): |
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- no bedroom: 0
- 1 bedrooms: 10
- 2 bedrooms: 75
- 3 bedrooms: 44
- 4 bedrooms: 3
- 5 or more bedrooms: 5
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 13
- 2 bedrooms: 50
- 3 bedrooms: 17
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Vehicles available in 28077 zip code in owner-occupied houses/condos: |
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- no vehicle: 4
- 1 vehicle: 41
- 2 vehicles: 64
- 3 vehicles: 25
- 4 vehicles: 3
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 23
- 1 vehicle: 24
- 2 vehicles: 29
- 3 vehicles: 4
- 4 vehicles: 2
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28077:
- Less than $10,000: 1
- $10,000 to $14,999: 1
- $15,000 to $19,999: 1
- $20,000 to $24,999: 1
- $30,000 to $34,999: 5
- $35,000 to $39,999: 6
- $40,000 to $49,999: 18
- $50,000 to $59,999: 20
- $60,000 to $69,999: 13
- $70,000 to $79,999: 19
- $80,000 to $89,999: 31
- $90,000 to $99,999: 9
- $100,000 to $124,999: 17
- $150,000 to $174,999: 1
- $175,000 to $199,999: 2
- $200,000 to $249,999: 3
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Rent paid by renters in 2007 in zip code 28077:
- Less than $100: 7
- $100 to $149: 3
- $200 to $249: 5
- $250 to $299: 6
- $300 to $349: 4
- $350 to $399: 17
- $400 to $449: 2
- $450 to $499: 8
- $500 to $549: 3
- No cash rent: 21
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Median price asked for vacant for-sale houses and condos in 2007: $60,835.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $75,131
- Black or African American householders: $83,648
- Two or more races householders: $57,032
- Hispanic or Latino householders: $57,032
Estimated median house or condo value in 2007: $72,434 (it was $50,100 in 2000)
| 28077: | $72,434 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $48,698 - $120,486
Mean price in 2007:
Detached houses: $75,160| Here: | $75,160 | | State: | $217,106 |
Mobile homes: $22,500| Here: | $22,500 | | State: | $45,354 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 196
- Two: 2
- 3 or 4: 18
- 5 to 9: 22
- 20 to 49: 3
- Mobile homes: 6

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Means of transportation to work
- Drove a car alone: 182 (86%)
- Carpooled: 30 (14%)
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Travel time to work
- Less than 5 minutes: 4
- 5 to 9 minutes: 5
- 10 to 14 minutes: 15
- 15 to 19 minutes: 47
- 20 to 24 minutes: 48
- 25 to 29 minutes: 17
- 30 to 34 minutes: 16
- 35 to 39 minutes: 7
- 40 to 44 minutes: 6
- 45 to 59 minutes: 33
- 60 to 89 minutes: 4
- 90 or more minutes: 10
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Percentage of zip code residents living and working in this county: 48.6%
Household type by relationship
Households: 540
- In family households: 462 (87 male householders, 59 female householders)
98 spouses, 151 children (149 natural, 0 adopted, 2 stepchildren), 26 grandchildren, 11 brothers or sisters, 3 parents, 8 other relatives, 19 non-relatives
- In nonfamily households: 78 (41 male householders (26 living alone)), 22 female householders (22 living alone)), 15 nonrelatives
Size of family households: 65 2-persons, 27 3-persons, 32 4-persons, 22 5-persons.
Size of nonfamily households: 48 1-person, 13 2-persons, 2 3-persons.
85 married couples with children.
71 single-parent households (8 men, 63 women).
97.4% of residents of 28077 zip code speak English at home.
1.8% of residents speak Spanish at home (22% very well, 22% well, 56% not well).
0.8% of residents speak other Indo-European language at home (50% well, 50% not well).
Foreign born population: 6 (1.1%)
(0.0% of them are naturalized citizens)
| This zip code: | 1.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 5
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 1
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White population: 479
Black population: 67
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 5

First ancestries reported:
|  United States or American: 106 |
|  Other groups: 69 |
|  Irish: 29 |
|  Subsaharan African:: 28 |
|  African: 28 |
|  German: 22 |
|  English: 10 |
|  Scotch-Irish: 8 |
|  French (except Basque): 5 |
|  Scottish: 5 |
|  Welsh: 5 |
|  Italian: 3 |

Facitilies with environmental interests located in this zip code:
- CITY OF HIGH SHOALS (GASTON-HILLSIDE DRIVE in HIGH SHOALS, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00UX2W84DX0H04ANJ0, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: WATER SUPPLY
Alternative names: HIGH SHOALS (CITY) - WTP, HIGH SHOALS WTP
Median worth of mobile homes: $34,600
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (42%)
- Fuel oil, kerosene, etc. (35%)
- Bottled, tank, or LP gas (15%)
- Utility gas (6%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 459
- Northeast: 4
- Midwest: 2
- South: 66
- West: 1
54% of the 28077 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 41% lived in this county.
Out of people who lived in different counties, 77% lived in North Carolina.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 2
| Here: | 2.2% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 4
| Here: | 40.0% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Site Preparation Contractors (10-19 employees: 1 establishment)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (10-19: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 3)
- Utilities: Hydroelectric Power Generation (1-4: 1)
- Accommodation and Food Services: Cafeterias (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 20
- Vehicles involved in fatal accidents: 29
- Fatal accidents caused by drunken drivers: 11
- Fatalities: 23
- Persons involved in fatal accidents: 45
- Pedestrians involved in fatal accidents: 3
Fatal accident statistics in 2005
- Fatal accident count: 16
- Vehicles involved in fatal accidents: 24
- Fatal accidents caused by drunken drivers: 7
- Fatalities: 17
- Persons involved in fatal accidents: 39
- Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $108,907 | 3 | $106,383 | 1 | $42,230 | 1 | $90,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $98,190 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $107,010 | 3 | $105,740 | 1 | $22,290 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $69,220 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $100,020 | 5 | $105,840 | 4 | $96,100 | 1 | $39,930 | 1 | $61,230 | 1 | $53,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $79,030 | 1 | $87,230 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $100,850 | 3 | $113,780 | 1 | $39,620 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $102,835 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $76,580 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $70,840 | 3 | $104,367 | 4 | $91,638 | 0 | $0 | 1 | $51,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $47,190 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $79,400 | 4 | $86,235 | 1 | $24,480 | 1 | $21,510 | 1 | $67,020 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $68,020 | 1 | $122,980 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $73,810 | 3 | $72,490 | 7 | $95,086 | 1 | $57,630 | 1 | $51,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $58,520 | 1 | $99,700 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $70,890 | 5 | $85,254 | 0 | $0 | 1 | $87,960 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $99,285 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $57,320 | 3 | $91,437 | 9 | $94,691 | 1 | $49,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $49,015 | 1 | $99,020 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $44,934 | 4 | $96,258 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $59,040 | 2 | $82,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $64,260 | 3 | $96,830 | 7 | $91,626 | 1 | $52,770 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $62,120 | 1 | $70,470 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $51,792 | 3 | $85,887 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $74,410 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $68,170 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $82,480 | 3 | $99,963 | 5 | $99,452 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $59,560 | 1 | $82,270 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $38,940 | 3 | $66,833 | 1 | $8,510 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $57,470 | 1 | $104,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $82,890 | 4 | $78,130 | 4 | $66,163 | 1 | $15,760 | 1 | $18,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $37,035 | 1 | $64,780 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 7 | $50,627 | 3 | $56,793 | 1 | $14,090 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $76,530 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $66,030 | 2 | $82,245 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $59,910 | 1 | $59,670 |
| APPLICATIONS DENIED | 3 | $57,350 | 2 | $47,550 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $56,930 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0303.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $84,820 | 1 | $83,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $77,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 1 | $86,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 1 | $112,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 1 | $141,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $99,960 | 1 | $66,240 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $49,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0303.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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