28092 Zip Code Detailed Profile




Cities: Lincolnton, NC (7.04%), High Shoals, NC (0.18%), Maiden, NC (0.03%)
Counties: Lincoln County, NC (88.19%), Gaston County, NC (7.39%), Catawba County, NC (4.41%)
Estimated zip code population in 2013: 38,278
Zip code population in 2010: 38,570
Zip code population in 2000: 35,214

Houses and condos: 16,667
Renter-occupied apartments: 4,306
% of renters here:

29%
State:

36%
Mar. 2013 cost of living index in zip code 28092: 83.5 (less than average, U.S. average is 100)

Land area: 122.6 sq. mi.
Water area: 0.6 sq. mi.
Population density: 312 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28092
Zip code 28092 (Lincolnton, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($1,051)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,127 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $902 (0.8%)

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Males: 18,834  (49.2%)
Females: 19,444  (50.8%)

For population 25 years and over in 28092:

For population 15 years and over in 28092:

Zip code 28092 compared to state average:

  • Black race population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 28092

  • Zip code 28092 races chart
    • 31,172White population
    • 2,744Black population
    • 78American Indian population
    • 223Asian population
    • 7Native Hawaiian and Other Pacific Islander population
    • 48Some other race population
    • 476Two or more races population
    • 3,822Hispanic or Latino population

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Urban population: 20,384
Rural population: 17,893

Estimated median house/condo value in 2013: $128,600
28092:

$128,600
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 81 registered sex offenders living in 28092 zip code as of August 02, 2015.
The ratio of number of residents in zip code 28092 to the number of sex offenders is 495 to 1.


Median resident age:
This zip code:

41.1 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.5 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28092, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,543 (Individual Income Tax Returns)
Here:

$41,543
State:

$54,937

Salary/wage: $38,176 (reported on 86.0% of returns)
Here:

$38,176
State:

$46,336
(% of AGI for various income ranges: 77.1% for AGIs below $25k, 82.3% for AGIs $25k-50k, 80.6% for AGIs $50k-75k, 80.5% for AGIs $75k-100k, 79.1% for AGIs $100k-200k, 63.2% for AGIs over 200k)

Taxable interest for individuals: $947 (reported on 26.8% of returns)
This zip code:

$947
North Carolina:

$1,298
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $2,795 (reported on 13.2% of returns)
Here:

$2,795
State:

$6,213
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,148 (reported on 9.4% of returns)
Here:

+$3,148
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 4.5% for AGIs over 200k)

Profit/loss from business: +$7,905 (reported on 13.6% of returns)
Here:

+$7,905
State:

+$10,311
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $13,041 (reported on 8.8% of returns)
28092:

$13,041
North Carolina:

$15,575
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Self-employment retirement plans: $8,800 (reported on 0.1% of returns)
28092:

$8,800
North Carolina:

$21,078

Total itemized deductions: $18,671 (24% of AGI, reported on 26.7% of returns)
Here:

$18,671
State:

$23,438

Here:

23.6% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 8.6% for AGIs $25k-50k, 12.4% for AGIs $50k-75k, 14.7% for AGIs $75k-100k, 16.4% for AGIs $100k-200k, 14.3% for AGIs over 200k)

Charity contributions: $4,051 (reported on 22.3% of returns)
Here:

$4,051
State:

$4,687
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 3.6% for AGIs over 200k)

Taxes paid: $6,223 (reported on 26.6% of returns)
28092:

$6,223
State:

$8,823
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 5.1% for AGIs $75k-100k, 6.8% for AGIs $100k-200k, 6.8% for AGIs over 200k)

Earned income credit: $2,307 (reported on 23.5% of returns)
Here:

$2,307
State:

$2,376
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28092, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,076 (Individual Income Tax Returns)
Here:

$36,076
State:

$45,376

Salary/wage: $33,289 (reported on 89.0% of returns)
Here:

$33,289
State:

$39,442
(% of AGI for various income ranges: 100.2% for AGIs below $10k, 80.9% for AGIs $10k-25k, 85.5% for AGIs $25k-50k, 84.8% for AGIs $50k-75k, 84.8% for AGIs $75k-100k, 69.3% for AGIs over 100k)

Taxable interest for individuals: $1,107 (reported on 35.0% of returns)
This zip code:

$1,107
North Carolina:

$1,515
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $2,611 (reported on 16.7% of returns)
Here:

$2,611
State:

$4,016
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Net capital gain/loss: +$6,778 (reported on 10.9% of returns)
Here:

+$6,778
State:

+$11,152
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 8.6% for AGIs over 100k)

Profit/loss from business: +$6,757 (reported on 13.6% of returns)
Here:

+$6,757
State:

+$9,490
(% of AGI for various income ranges: 6.4% for AGIs below $10k, 4.7% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $3,118 (reported on 1.5% of returns)
28092:

$3,118
North Carolina:

$2,967
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $11,846 (reported on 0.2% of returns)
Here:

$11,846
North Carolina:

$14,754

Total itemized deductions: $15,571 (24% of AGI, reported on 31.4% of returns)
Here:

$15,571
State:

$19,464

Here:

24.4% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 8.4% for AGIs below $10k, 8.2% for AGIs $10k-25k, 11.2% for AGIs $25k-50k, 15.9% for AGIs $50k-75k, 17.2% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $3,350 (5% of AGI, reported on 26.6% of returns)
Here:

$3,350
State:

$4,035

Here:

5.0% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Total tax: $4,209 (reported on 70.3% of returns)
28092:

$4,209
State:

$7,257
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Earned income credit: $1,749 (reported on 20.3% of returns)
Here:

$1,749
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 68.8%
Here:

69%
State:

62%
(% for various income ranges: 62.2% for AGIs below $10k, 71.2% for AGIs $10k-25k, 69.8% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 66.5% for AGIs $75k-100k, 70.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$41,607
North Carolina:

$45,906
Lincolnton, NC (28092) map Nearest zip codes: 28077, 28033, 28650, 28080, 28658, 28034.
Percentage of family households:
This zip code:

52.2%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.2%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 2,221
Household did not receive Food Stamps/SNAP in the past 12 months: 12,667


Women who had a birth in the past 12 months: 403 (285 now married, 118 unmarried)
Women who did not have a birth in the past 12 months: 8,221 (4,092 now married, 4,129 unmarried)


Housing units in zip code 28092 with a mortgage: 6,681 (269 second mortgage, 890 home equity loan, 26 both second mortgage and home equity loan)
Houses without a mortgage: 3,901

Median monthly owner costs for units with a mortgage: $1,085
Median monthly owner costs for units without a mortgage: S298

Residents with income below the poverty level in 2013:
This zip code:

19.4%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

12.5%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.3
Median number of rooms in apartments:
Here:

4.4
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28092: Gallagher Trails Golf and Swim Club (A), Glenn Oaks Golf Club (B), Hoyles Store (C), Miller Siding (D), Smiths Store (E), Lincolnton Plaza (F), Lincoln Country Club (G), Lincolnton Water Treatment Plant (H), Baptist Church Fellowship Building (I), Lincoln County Health Center (J). Display/hide their locations on the map

    Shopping Center: Midland Shopping Center (1). Display/hide its location on the map

    Churches in zip code 28092 include: Herndon Church (A), Ivey Memorial Church (B), Jacobs Fork Church (C), Beals Chapel (D), Calvary Church (E), Gainsville Church (F), Holy Cross Church (G), Massopoag Church (H), Southside Church (I). Display/hide their locations on the map

    Cemetery: Hollybrook Cemetery (1). Display/hide its location on the map

    Lakes and reservoirs: Horseshoe Lake (A), Carpenters Lake (B), Gladdens Lake (C), Long Shoals Lake (D), High Shoals Lake (E). Display/hide their locations on the map

    Streams, rivers, and creeks: Clark Creek (A), Carpenter Creek (B), Beaverdam Creek (C), Lithia Branch (D), Walker Branch (E), Tanyard Creek (F), Sulphur Branch (G), Sawmill Branch (H), Rockdam Creek (I). Display/hide their locations on the map

Year house built

  • 982010 or later
  • 2,2452000 to 2009
  • 3,2941990 to 1999
  • 2,8541980 to 1989
  • 2,7991970 to 1979
  • 2,0621960 to 1969
  • 1,5001950 to 1959
  • 6441940 to 1949
  • 1,1711939 or earlier

Zip code 28092 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Lincolnton, NC (28092)

  • 62no bedroom
  • 611 bedroom
  • 1,8992 bedrooms
  • 6,8073 bedrooms
  • 1,3734 bedrooms
  • 3805+ bedrooms

Bedrooms in renter-occupied apartments in Lincolnton, NC (28092)

  • 86no bedroom
  • 4741 bedroom
  • 2,3652 bedrooms
  • 1,2233 bedrooms
  • 1324 bedrooms
  • 265+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Lincolnton, NC (28092) in owner-occupied houses/condos

  • 241no vehicle
  • 2,1491 vehicle
  • 4,2622 vehicles
  • 2,7253 vehicles
  • 9124 vehicles
  • 2935+ vehicles

Cars and other vehicles available in Lincolnton, NC (28092) in renter-occupied apartments

  • 442no vehicle
  • 2,4001 vehicle
  • 1,3232 vehicles
  • 733 vehicles
  • 604 vehicles
  • 85+ vehicles

Median gross rent in 2013: $639.


Median price asked for vacant for-sale houses and condos in 2013: $141,424.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $128,600
28092:

$128,600
North Carolina:

$154,300
Lower value quartile - upper value quartile: $85,900 - $191,400

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 15.7%

Percentage of zip code residents living and working in this county: 53.0%

Household type by relationship:

Households: 37,544

Size of family households: 4,934 2-persons, 2,301 3-persons, 1,770 4-persons, 850 5-persons, 160 6-persons, 152 7-or-more-persons

Size of nonfamily households: 4,000 1-person, 569 2-persons, 70 3-persons, 82 4-persons

5,066 married couples with children.
2,504 single-parent households (488 men, 2,016 women).

89.6% of residents of 28092 zip code speak English at home.
8.7% of residents speak Spanish at home (51% very well, 21% well, 23% not well, 5% not at all).
1.3% of residents speak other Indo-European language at home (67% very well, 19% well, 14% not well).
0.3% of residents speak Asian or Pacific Island language at home (44% very well, 24% well, 32% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 2,458 (6.4%)
(32.3% of them are naturalized citizens)
This zip code:

6.4%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 39%Mexico
  • 24%Costa Rica
  • 9%Peru
  • 7%India
  • 4%United Kingdom, excluding England and Scotland
  • 3%Romania
  • 3%Bosnia and Herzegovina

Most common first ancestries reported in 28092 (%)

  • 25%Other groups
  • 15%American
  • 13%German
  • 9%English
  • 7%Irish
  • 3%Scotch-Irish
  • 2%Italian

Year of entry for the foreign-born population

  • 122010 or later
  • 9332000 to 2009
  • 8341990 to 1999
  • 915Before 1990

Zip code 28092 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 28092:

All 3 fire-safe hotels and motels in zip code 28092

Zip code 28092 marital status for males
Zip code 28092 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 3.9%

Most commonly used house heating fuel

  • 69%Electricity
  • 17%Utility gas
  • 5%Fuel oil, kerosene, etc.
  • 5%Bottled, tank, or LP gas
  • 3%Wood
  • 1%No fuel used

Population in 1990: 24,325. Population change in the 1990s: +10,889 (+44.8%).

Place of birth for U.S.-born residents:


63% of the 28092 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

89% of the 28092 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 51% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 17% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 154
Here:

3.8%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 49
Here:

2.9%
North Carolina:

7.7%
Students in private undergraduate colleges: 271
Here:

14.2%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 59,236Computer and mathematical occupations
  • 57,045Health diagnosing and treating practitioners and other technical occupations
  • 53,380Management occupations
  • 52,863Business and financial operations occupations
  • 51,000Arts, design, entertainment, sports, and media occupations
  • 50,064Architecture and engineering occupations

Companies with federal contracts located in this zip code (LINCOLNTON, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 319 people in nursing facilities/skilled-nursing facilities
  • 191 people in state prisons
  • 121 people in group homes intended for adults
  • 34 people in other noninstitutional facilities
  • 10 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness

People in group quarters in 2000:

  • 364 people in nursing homes
  • 201 people in state prisons
  • 86 people in other noninstitutional group quarters
  • 44 people in homes for the mentally retarded
  • 40 people in local jails and other confinement facilities (including police lockups)
  • 15 people in other nonhousehold living situations
  • 13 people in agriculture workers' dormitories on farms
  • 5 people in religious group quarters
  • 3 people in homes or halfway houses for drug/alcohol abuse
  • 2 people in homes for the mentally ill

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED23$129,46412$111,99174$121,7063$40,7533$55,0139$72,049
APPLICATIONS APPROVED, NOT ACCEPTED1$226,3102$61,9207$100,0191$103,4901$42,8501$68,340
APPLICATIONS DENIED4$118,9735$92,64640$109,8045$51,7123$55,3439$62,762
APPLICATIONS WITHDRAWN3$94,5232$113,41024$135,0621$47,5801$164,5103$69,647
FILES CLOSED FOR INCOMPLETENESS0$00$06$130,1631$27,3500$01$86,060
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$139,440
APPLICATIONS APPROVED, NOT ACCEPTED1$138,7101$157,360
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28092 among deceased individuals
NameCountLived (average)
James21470.3 years
Mary20776.9 years
John19373.6 years
William16572.7 years
Robert14270.5 years
Charles8870.4 years
Ruth8177.7 years
George8070.9 years
Margaret7477.3 years
Annie6980.2 years
Most common last names in zip code 28092 among deceased individuals
Last nameCountLived (average)
Carpenter13475.8 years
Smith12374.6 years
Dellinger7478.3 years
Rhyne6277.0 years
Heavner5977.8 years
Beal5270.8 years
Kiser5276.0 years
Brown5173.4 years
Reynolds5076.8 years
Keener5077.2 years
Businesses in zip code 28092
NameCountNameCount
ALDI1New Balance2
AT&T1Papa John's Pizza1
Ace Hardware1Pizza Hut1
Arby's1RadioShack1
AutoZone1Ryan's Grill1
Chevrolet1SONIC Drive-In1
Comfort Inn1Sears1
Dairy Queen1Staples1
Days Inn1Subway3
Domino's Pizza1T-Mobile2
FedEx4Taco Bell1
GNC1U-Haul3
H&R Block1UPS4
Jones New York1Waffle House1
KFC1Walgreens1
Kincaid1Walmart1
Little Caesars Pizza1Wendy's1
Lowe's1YMCA1
McDonald's1

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