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28098 Zip Code Detailed Profile

 


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Profiles Lowell, NC (28098) houses, apartments, residents, cars, jobs...

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Cities: Lowell, NC (69.68%), McAdenville, NC (16.52%), Gastonia, NC (1.00%)
County: Gaston County, NC

Zip code population in 2010: 1,568
Zip code population (2000): 2,656


Age and Sex of Residents in zip code 28098

Zip code 28098 (Lowell, North Carolina) real estate house value trends

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Houses and condos: 1,523
Renter-occupied apartments: 673
% of renters here:

48%
State:

32%

Mar. 2012 cost of living index in zip code 28098: 82.1 (low, U.S. average is 100)

Land area: 3.4 sq. mi.
Water area: 0.1 sq. mi.
Population density: 461 people per square mile 
 
  (low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.0% ($1,070)
North Carolina:

0.8% ($1,223)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,215 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $822 (1.1%)

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Males: 1,637  (49.7%)
Females: 1,658  (50.3%)

Zip code 28098 races chart

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28098, NC forum
Recent posts about zip code 28098 area on our local forum with over 1,500,000 registered users:
:::Any Hidden Gem Suggestions?  (61 replies)
North Carolina Fairs, Festivals and Fun with discussion  (13 replies)
Dear North Carolinians:  (65 replies)
Best spare ribs in the Charlotte area?  (21 replies)
Charlotte vs Raleigh area (Tourism)  (25 replies)
Have you notice alot of Business Are Now Going Out of Business?  (1358 replies)
100% urban population.

Estimated median house/condo value in 2010: $104,151
28098:

$104,151
North Carolina:

$154,500



According to our research of North Carolina and other state lists there were 5 registered sex offenders living in 28098 zip code as of May 19, 2013.
The ratio of number of residents in zip code 28098 to the number of sex offenders is 659 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

36.5 years
North Carolina median age:

37.2 years

Average household size:
This zip code:

2.6 people
North Carolina:

2.5 people

Averages for the 2004 tax year for zip code 28098, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,004 (Individual Income Tax Returns)
Here:

$34,004
State:

$45,376

Salary/wage: $32,653 (reported on 88.3% of returns)
Here:

$32,653
State:

$39,442
(% of AGI for various income ranges: 72.6% for AGIs below $10k, 81.8% for AGIs $10k-25k, 88.1% for AGIs $25k-50k, 87.2% for AGIs $50k-75k, 85.5% for AGIs $75k-100k, 76.2% for AGIs over 100k)

Taxable interest for individuals: $634 (reported on 29.7% of returns)
This zip code:

$634
North Carolina:

$1,515
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,156 (reported on 11.6% of returns)
Here:

$1,156
State:

$4,016
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$6,082 (reported on 6.6% of returns)
Here:

+$6,082
State:

+$11,152
(% of AGI for various income ranges: -0.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 9.1% for AGIs over 100k)

Profit/loss from business: +$5,875 (reported on 12.3% of returns)
Here:

+$5,875
State:

+$9,490
(% of AGI for various income ranges: 11.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 4.3% for AGIs $75k-100k)

Total itemized deductions: $15,271 (27% of AGI, reported on 32.1% of returns)
Here:

$15,271
State:

$19,464

Here:

26.7% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 8.9% for AGIs $10k-25k, 12.8% for AGIs $25k-50k, 17.3% for AGIs $50k-75k, 18.6% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Charity contributions deductions: $3,342 (6% of AGI, reported on 27.2% of returns)
Here:

$3,342
State:

$4,035

Here:

5.7% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Total tax: $3,670 (reported on 71.6% of returns)
28098:

$3,670
State:

$7,257
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Earned income credit: $1,582 (reported on 22.0% of returns)
Here:

$1,582
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 67.7%
Here:

68%
State:

62%
(% for various income ranges: 62.7% for AGIs below $10k, 73.0% for AGIs $10k-25k, 64.9% for AGIs $25k-50k, 71.8% for AGIs $50k-75k, 65.5% for AGIs $75k-100k, 51.3% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$39,362
North Carolina:

$44,958

Lowell, NC (28098) map

Nearest zip codes: 28101, 28032, 28054, 28056, 28012, 28120.
McAdenville Zip Code Map

Percentage of family households:
This zip code:

45.3%
North Carolina:

52.9%


Housing units in zip code 28098 with a mortgage: 451 (34 second mortgage, 110 home equity loan, 34 both second mortgage and home equity loan)
Houses without a mortgage: 263

Median monthly owner costs for units with a mortgage: $1,113

Median monthly owner costs for units without a mortgage: $298

Residents with income below the poverty level in 2010:
This zip code:

16.1%
Whole state:

16.2%

Residents with income below 50% of the poverty level in 2010:
This zip code:

8.5%
Whole state:

9.2%

Median number of rooms in houses and condos:
Here:

5.5
State:

6.2

Median number of rooms in apartments:
Here:

4.9
State:

4.4


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Notable locations in this zip code not listed on our city pages:

Notable location: McAdenville Junction (A). Display/hide its location on the map

Churches in zip code 28098 include: Woodlawn Church (A), Oakland Church (B). Display/hide their locations on the map

Cemetery: Edgewood Cemetery (1). Display/hide its location on the map

 

Year house built

  • 2005 or later: 63
  • 2000 to 2004: 293
  • 1990 to 1999: 140
  • 1980 to 1989: 130
  • 1970 to 1979: 63
  • 1960 to 1969: 150
  • 1950 to 1959: 345
  • 1940 to 1949: 208
  • 1939 or earlier: 242


Zip code 28098 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 28098 household income distribution in 2009

Zip code 28098 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 28098:

  • Less than $10,000: 34
  • $10,000 to $14,999: 138
  • $15,000 to $19,999: 61
  • $20,000 to $24,999: 33
  • $25,000 to $29,999: 31
  • $30,000 to $34,999: 31
  • $35,000 to $39,999: 31
  • $40,000 to $49,999: 14
  • $50,000 to $59,999: 43
  • $60,000 to $69,999: 96
  • $70,000 to $79,999: 40
  • $80,000 to $89,999: 96
  • $90,000 to $99,999: 50
  • $100,000 to $124,999: 142
  • $125,000 to $149,999: 164
  • $150,000 to $174,999: 112
  • $175,000 to $199,999: 12
  • $200,000 to $249,999: 60
  • $250,000 to $299,999: 93
  • $300,000 to $399,999: 20
  • $400,000 to $499,999: 6
  • $500,000 to $749,999: 33

 



28098 rent paid by renters

Rent paid by renters in 2010 in zip code 28098:

  • Less than $100: 22
  • $100 to $149: 5
  • $150 to $199: 35
  • $200 to $249: 53
  • $250 to $299: 90
  • $300 to $349: 71
  • $350 to $399: 79
  • $400 to $449: 183
  • $450 to $499: 202
  • $500 to $549: 64
  • $550 to $599: 50
  • $600 to $649: 71
  • $650 to $699: 58
  • $700 to $749: 151
  • $750 to $799: 15
  • $800 to $899: 7
  • $1,250 to $1,499: 36
  • $1,500 to $1,999: 25
  • No cash rent: 42
 

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $104,878
  • Black or African American householders: $117,969
  • American Indian or Alaska Native householders: $200,010
  • Some other race householders: $65,457
  • Hispanic or Latino householders: $65,457

Estimated median house or condo value in 2010: $104,151
28098:

$104,151
North Carolina:

$154,500
Lower value quartile - upper value quartile: $63,108 - $143,644

Mean price in 2010:

Detached houses: $144,503
Here:

$144,503
State:

$220,670

Mobile homes: $51,049
Here:

$51,049
State:

$67,987

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,193
  • One, attached: 17
  • Two: 55
  • 3 or 4: 91
  • 5 to 9: 120
  • 10 to 19: 85
  • 20 to 49: 71
  • 50 or more: 20
  • Mobile homes: 99
28098 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 966 (76%)
  • Carpooled: 196 (15%)
  • Bus or trolley bus: 42 (3%)
  • Walked: 37 (3%)
  • Other means: 42 (3%)
  • Worked at home: 97 (8%)
 

28098 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 62
  • 5 to 9 minutes: 180
  • 10 to 14 minutes: 199
  • 15 to 19 minutes: 236
  • 20 to 24 minutes: 184
  • 25 to 29 minutes: 129
  • 30 to 34 minutes: 143
  • 35 to 39 minutes: 59
  • 40 to 44 minutes: 64
  • 45 to 59 minutes: 78
  • 60 to 89 minutes: 88
  • 90 or more minutes: 74
 

Percentage of zip code residents living and working in this county: 59.5%

Household type by relationship:

Households: 2,670
  • In family households: 2,289 (551 male householders, 208 female householders)
    533 spouses, 784 children (696 natural, 19 adopted, 69 stepchildren), 97 grandchildren, 29 brothers or sisters, 11 parents, 33 other relatives, 43 non-relatives
  • In nonfamily households: 381 (128 male householders (116 living alone)), 213 female householders (190 living alone)), 40 nonrelatives

Size of family households: 371 2-persons, 252 3-persons, 140 4-persons, 36 5-persons, 13 6-persons, 41 7-or-more-persons

Size of nonfamily households: 459 1-person, 134 2-persons, 64 4-persons, 30 5-persons

472 married couples with children.
230 single-parent households (57 men, 173 women).

88.3% of residents of 28098 zip code speak English at home.
24.3% of residents speak Spanish at home (32% very well, 23% well, 24% not well, 21% not at all).
3.1% of residents speak other Indo-European language at home (79% very well, 21% well).
2.2% of residents speak Asian or Pacific Island language at home (51% very well, 49% not well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 264 (8.0%)
(7.9% of them are naturalized citizens)
This zip code:

8.0%
Whole state:

7.5%

Most common places of birth for the foreign-born residents:

  • Mexico (53%)
  • Canada (47%)

Year of entry for the foreign-born population

  • 2000 or later: 72
  • 1990 to 1999: 173
  • 1980 to 1989: 25
  • Before 1980: 48

Races in zip code 28098:

White population: 2,476
Black population: 337
American Indian population: 132
Asian population: 67
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 45
Two or more races population: 62
Hispanic or Latino population: 504

Zip code 28098 topographic map

Facilities with environmental interests located in this zip code:

  • ACE WASTE OIL CO (903 W 1ST in LOWELL, NC)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: GEOGE POSTON (CONTACT/OWNER)
  • AMP INCORPORATED BUILDING 171 (603 GROVES ST. in LOWELL, NC)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: ELECTRONIC CONNECTORS


Zip code 28098 marital status for males
Zip code 28098 marital status for females


Housing units lacking complete plumbing facilities: 5.7%

Housing units lacking complete kitchen facilities: 7.2%

Most commonly used house heating fuel:

  • Utility gas (46%)
  • Electricity (43%)
  • Other fuel (4%)
  • Bottled, tank, or LP gas (3%)
  • Fuel oil, kerosene, etc. (2%)
  • Wood (1%)

Population in 1990: 3,424. Population change in the 1990s: -768 (-22.4%).

Place of birth for U.S.-born residents:

  • This state: 1,984
  • Northeast: 114
  • Midwest: 62
  • South: 450
  • West: 22

55% of the 28098 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 78% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 160
Here:

27.8%
North Carolina:

9.4%

Students in private schools in grades 9 to 12 (high school): 39
Here:

16.4%
North Carolina:

8.0%

Students in private undergraduate colleges: 91
Here:

44.3%
North Carolina:

19.1%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • BRYANT ELECTRIC SUPPLY INC (825 GROVES ST in LOWELL, NC; small business)
    $16,881 with Army for Electrical Hardware and Supplies. Signed on 2006-06-27. Completion date: 2006-08-04.

Top industries in this zip code by the number of employees in 2005:

  • Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (100-249 employees: 1 establishment, 10-19 employees: 1 establishment)
  • Wholesale Trade: Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers (50-99: 1)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1)
  • Construction: Drywall and Insulation Contractors (20-49: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
  • Health Care and Social Assistance: Other Residential Care Facilities (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2005:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED52$114,57923$100,24095$126,8919$49,45112$72,284
APPLICATIONS APPROVED, NOT ACCEPTED3$143,2902$37,2058$66,0610$02$38,165
APPLICATIONS DENIED8$98,0233$49,88341$121,8663$31,3830$0
APPLICATIONS WITHDRAWN9$114,0005$95,41624$124,4240$03$76,823
FILES CLOSED FOR INCOMPLETENESS4$119,0982$90,1155$85,6123$17,2630$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0313.02 , 0322.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$93,9807$129,033
APPLICATIONS APPROVED, NOT ACCEPTED0$02$110,330
APPLICATIONS DENIED1$221,4100$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0313.02 , 0322.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 28098 among deceased individuals
NameCountLived (average)
James4773.2 years
John3573.0 years
Mary3173.2 years
William2672.5 years
Charles2167.1 years
Robert2064.6 years
George1472.5 years
Helen1376.2 years
Clyde1277.2 years
Ruby1278.7 years
Most common last names in zip code 28098 among deceased individuals
Last nameCountLived (average)
Roberts1576.9 years
Wilson1570.3 years
Johnson1471.8 years
Warren1475.4 years
Cobb1376.7 years
Jenkins1271.8 years
Messer1170.3 years
Baker1072.7 years
Smith1068.7 years
Reid972.9 years

Businesses in zip code 28098

  • Goodwill: 1
  • Hardee's: 1



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