Housing units in zip code 28098 with a mortgage: 451 (34 second mortgage, 110 home equity loan, 34 both second mortgage and home equity loan) Houses without a mortgage: 263
Median monthly owner costs for units with a mortgage: $1,113
Median monthly owner costs for units without a mortgage: $298
Residents with income below the poverty level in 2010:
This zip code:
16.1%
Whole state:
16.2%
Residents with income below 50% of the poverty level in 2010:
472 married couples with children.
230 single-parent households (57 men, 173 women).
88.3% of residents of 28098 zip code speak English at home.
24.3% of residents speak Spanish at home (32% very well, 23% well, 24% not well, 21% not at all).
3.1% of residents speak other Indo-European language at home (79% very well, 21% well).
2.2% of residents speak Asian or Pacific Island language at home (51% very well, 49% not well).
0.4% of residents speak other language at home (100% very well).
Foreign born population: 264 (8.0%) (7.9% of them are naturalized citizens)
This zip code:
8.0%
Whole state:
7.5%
Most common places of birth for the foreign-born residents:
Mexico (53%)
Canada (47%)
Year of entry for the foreign-born population
2000 or later: 72
1990 to 1999: 173
1980 to 1989: 25
Before 1980: 48
Races in zip code 28098:
White population: 2,476 Black population: 337 American Indian population: 132 Asian population: 67 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 45 Two or more races population: 62 Hispanic or Latino population: 504
Facilities with environmental interests located in this zip code:
AMP INCORPORATED BUILDING 171 (603 GROVES ST. in LOWELL, NC)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification TRI REPORTER (Tracking of toxic chemicals releasing facilities) Business SIC classification: ELECTRONIC CONNECTORS
Housing units lacking complete plumbing facilities: 5.7%
Housing units lacking complete kitchen facilities: 7.2%
Most commonly used house heating fuel:
Utility gas (46%)
Electricity (43%)
Other fuel (4%)
Bottled, tank, or LP gas (3%)
Fuel oil, kerosene, etc. (2%)
Wood (1%)
Population in 1990: 3,424. Population change in the 1990s: -768 (-22.4%).
Place of birth for U.S.-born residents:
This state: 1,984
Northeast: 114
Midwest: 62
South: 450
West: 22
55% of the 28098 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 78% lived in this county. Out of people who lived in different counties, 50% lived in North Carolina.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 160
Here:
27.8%
North Carolina:
9.4%
Students in private schools in grades 9 to 12 (high school): 39
Here:
16.4%
North Carolina:
8.0%
Students in private undergraduate colleges: 91
Here:
44.3%
North Carolina:
19.1%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Companies with federal contracts located in this zip code:
BRYANT ELECTRIC SUPPLY INC (825 GROVES ST in LOWELL, NC; small business)
$16,881 with Army for Electrical Hardware and Supplies. Signed on 2006-06-27. Completion date: 2006-08-04.
Top industries in this zip code by the number of employees in 2005:
Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (100-249 employees: 1 establishment, 10-19 employees: 1 establishment)
Wholesale Trade: Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers (50-99: 1)
Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1)
Construction: Drywall and Insulation Contractors (20-49: 1)
Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
Health Care and Social Assistance: Other Residential Care Facilities (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006:
Fatal accident count: 1
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 1
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
52
$114,579
23
$100,240
95
$126,891
9
$49,451
12
$72,284
APPLICATIONS APPROVED, NOT ACCEPTED
3
$143,290
2
$37,205
8
$66,061
0
$0
2
$38,165
APPLICATIONS DENIED
8
$98,023
3
$49,883
41
$121,866
3
$31,383
0
$0
APPLICATIONS WITHDRAWN
9
$114,000
5
$95,416
24
$124,424
0
$0
3
$76,823
FILES CLOSED FOR INCOMPLETENESS
4
$119,098
2
$90,115
5
$85,612
3
$17,263
0
$0
Aggregated Statistics For Year 2008 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
46
$124,609
46
$115,284
78
$122,174
11
$26,765
1
$1,139,420
24
$103,898
1
$51,240
APPLICATIONS APPROVED, NOT ACCEPTED
3
$97,540
8
$98,996
14
$89,787
3
$15,130
0
$0
6
$74,280
0
$0
APPLICATIONS DENIED
7
$115,407
16
$63,891
57
$106,660
22
$52,955
1
$1,165,320
12
$55,794
0
$0
APPLICATIONS WITHDRAWN
5
$133,866
12
$94,267
38
$107,149
3
$87,183
0
$0
1
$90,970
2
$61,955
FILES CLOSED FOR INCOMPLETENESS
1
$129,480
3
$132,070
8
$87,946
2
$49,690
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
29
$130,915
155
$122,438
81
$98,241
21
$45,472
49
$88,020
4
$79,630
APPLICATIONS APPROVED, NOT ACCEPTED
2
$59,455
12
$124,407
14
$99,779
3
$24,063
1
$86,750
0
$0
APPLICATIONS DENIED
4
$115,103
38
$98,700
114
$97,617
22
$52,850
11
$92,418
1
$24,600
APPLICATIONS WITHDRAWN
5
$139,320
16
$148,953
38
$105,273
4
$65,425
3
$65,433
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$218,820
6
$108,790
16
$98,766
1
$75,100
1
$31,240
0
$0
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
17
$134,662
164
$90,795
100
$77,201
19
$33,274
45
$58,966
2
$51,035
APPLICATIONS APPROVED, NOT ACCEPTED
4
$141,133
19
$110,234
18
$79,355
4
$16,833
4
$84,163
1
$46,610
APPLICATIONS DENIED
2
$114,335
28
$71,945
107
$89,131
15
$55,217
7
$77,979
4
$36,255
APPLICATIONS WITHDRAWN
7
$137,010
16
$111,446
55
$98,932
6
$55,953
2
$81,545
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$198,100
8
$95,121
19
$129,892
0
$0
3
$57,403
0
$0
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
24
$128,396
91
$87,706
92
$74,235
16
$32,068
25
$60,187
3
$63,447
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
4
$88,780
13
$90,098
6
$28,702
2
$118,920
0
$0
APPLICATIONS DENIED
2
$121,820
14
$74,734
117
$86,987
15
$45,842
7
$57,507
1
$27,670
APPLICATIONS WITHDRAWN
0
$0
15
$84,531
39
$106,135
9
$62,031
3
$92,793
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$90,687
21
$106,452
1
$19,420
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
34
$116,042
104
$93,143
124
$83,114
20
$21,659
48
$69,632
3
$50,497
APPLICATIONS APPROVED, NOT ACCEPTED
2
$101,350
14
$69,543
20
$66,416
2
$6,750
3
$87,347
2
$20,895
APPLICATIONS DENIED
3
$82,770
21
$91,044
105
$84,834
16
$17,965
10
$63,411
6
$101,248
APPLICATIONS WITHDRAWN
2
$141,020
8
$76,298
43
$112,706
3
$88,477
3
$68,297
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$36,687
19
$98,396
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
49
$117,021
83
$117,726
182
$94,005
12
$17,596
35
$66,538
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
8
$94,138
17
$74,225
4
$4,345
3
$55,977
APPLICATIONS DENIED
5
$120,452
25
$52,089
98
$73,886
14
$11,713
5
$53,964
APPLICATIONS WITHDRAWN
6
$112,807
12
$105,317
39
$85,667
1
$97,110
3
$45,610
FILES CLOSED FOR INCOMPLETENESS
4
$126,028
2
$107,600
3
$82,293
0
$0
0
$0
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
46
$110,621
64
$94,453
150
$78,005
10
$24,022
34
$62,227
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
4
$38,713
26
$77,220
6
$13,692
3
$47,600
APPLICATIONS DENIED
15
$115,727
19
$48,959
84
$70,228
7
$23,916
5
$58,654
APPLICATIONS WITHDRAWN
2
$133,660
12
$83,754
40
$71,585
4
$28,613
2
$53,850
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$84,717
7
$48,603
0
$0
1
$72,510
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
16
$93,633
53
$84,502
91
$65,726
8
$19,383
1
$356,070
25
$56,598
APPLICATIONS APPROVED, NOT ACCEPTED
1
$84,160
12
$48,010
21
$63,140
3
$8,467
0
$0
1
$15,890
APPLICATIONS DENIED
0
$0
44
$41,191
56
$61,737
15
$16,349
0
$0
6
$45,503
APPLICATIONS WITHDRAWN
1
$97,820
10
$49,956
27
$63,663
1
$7,400
0
$0
3
$64,663
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
3
$79,717
0
$0
0
$0
1
$21,920
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
17
$97,178
61
$59,027
68
$68,765
21
$17,509
15
$48,963
APPLICATIONS APPROVED, NOT ACCEPTED
3
$32,683
23
$56,750
22
$63,612
5
$17,828
5
$64,998
APPLICATIONS DENIED
3
$66,163
69
$52,383
71
$57,237
9
$11,948
8
$68,139
APPLICATIONS WITHDRAWN
6
$53,022
7
$68,354
32
$67,950
2
$8,120
3
$46,353
FILES CLOSED FOR INCOMPLETENESS
0
$0
3
$54,380
2
$36,955
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)