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28159 Zip Code Detailed Profile

 



Profiles Spencer, NC (28159) houses, apartments, residents, cars, jobs...

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City: Spencer, NC
Rowan County, NC
Zip code population (2000): 3,055
Estimated zip code population in 2007: 3,087



Age and Sex of Residents in zip code 28159

Zip code 28159 (Spencer, North Carolina) real estate house value trends

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Spencer, NC (28159) map from a distance

Houses and condos: 1,306
Renter-occupied apartments: 453
% of renters here:  39%
State:  31%

2008 cost of living index in zip code 28159: 80.9 (low, U.S. average is 100)

Land area: 2.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1571 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.2% ($716)
North Carolina:  1.1% ($826)

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Males: 1,480  (48.4%)
Females: 1,575  (51.6%)

Zip code 28159 races chart


Urban population: 3,018
Rural population: 37

Estimated median house/condo value in 2007: $116,043
28159:  $116,043
North Carolina:  $145,700


According to our research of public records there were 6 registered sex offenders living in 28159 zip code in early 2007.

Median resident age:  37.5 years
North Carolina median age:  35.3 years

Average household size:
This zip code:  2.5 people
North Carolina:  2.5 people

Averages for the 2004 tax year for zip code 28159, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $32,097 (Individual Income Tax Returns)
Here:  $32,097
State:  $45,376

Salary/wage: $29,458 (reported on 86.2% of returns)
Here:  $29,458
State:  $39,442
(% of AGI for various income ranges: 84.2% for AGIs below $10k, 80.9% for AGIs $10k-25k, 85.4% for AGIs $25k-50k, 84.0% for AGIs $50k-75k, 81.6% for AGIs $75k-100k, 56.6% for AGIs over 100k)

Taxable interest for individuals: $1,034 (reported on 28.8% of returns)
This zip code:  $1,034
North Carolina:  $1,515
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $2,303 (reported on 17.5% of returns)
Here:  $2,303
State:  $4,016
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$1,067 (reported on 9.0% of returns)
Here:  +$1,067
State:  +$11,152
(% of AGI for various income ranges: -0.6% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Profit/loss from business: +$4,801 (reported on 10.2% of returns)
Here:  +$4,801
State:  +$9,490
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.5% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k)

IRA payment deduction: $2,700 (reported on 0.7% of returns)
28159:  $2,700
North Carolina:  $2,967

Total itemized deductions: $15,995 (2% of AGI, reported on 32.1% of returns)
Here:  $15,995
State:  $19,464
(% of AGI for various income ranges: 9.6% for AGIs below $10k, 12.5% for AGIs $10k-25k, 17.2% for AGIs $25k-50k, 16.0% for AGIs $50k-75k, 19.8% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Charity contributions deductions: $3,542 (6.1% of AGI, reported on 29.1% of returns)
Here:  $3,542
North Carolina:  $4,035

Here:  6.1% of AGI
State:  4.5% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.7% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 4.6% for AGIs over 100k)

Total tax: $3,839 (reported on 62.2% of returns)
28159:  $3,839
State:  $7,257
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 2.5% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Earned income credit: $1,873 (reported on 27.6% of returns)
Here:  $1,873
State:  $1,851
(% of AGI for various income ranges: 12.7% for AGIs below $10k, 5.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 68.8%
Here:  69%
State:  62%
(% for various income ranges: 66.5% for AGIs below $10k, 71.2% for AGIs $10k-25k, 68.6% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 71.2% for AGIs $75k-100k, 63.2% for AGIs over 100k)


Estimated median household income in 2007: $39,038
This zip code:  $39,038
North Carolina:  $44,670
Spencer, NC (28159) map

Nearest zip codes: 28144, 28072, 28146, 27299, 28147, 28138.


Percentage of family households:
This zip code:  62.9%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  5.2%
Whole state:  4.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 28159 with a mortgage: 374 (62 second mortgage, 46 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 292


Median monthly owner costs for units with a mortgage: $954

Median monthly owner costs for units without a mortgage: $360

Residents with income below the poverty level in 2007:
This zip code:  12.2%
Whole state:  14.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.2%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  6.0
State:  5.9

Median number of rooms in apartments:
Here:  4.4
State:  4.3


Zip code 28159 close-up map

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Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 13
  • 1995 to 1998: 49
  • 1990 to 1994: 17
  • 1980 to 1989: 91
  • 1970 to 1979: 91
  • 1960 to 1969: 131
  • 1950 to 1959: 214
  • 1940 to 1949: 163
  • 1939 or earlier: 524



Zip code 28159 satellite photo by USGS


Bedrooms in owner-occupied houses in Spencer, NC (28159):
  • no bedroom: 0
  • 1 bedrooms: 42
  • 2 bedrooms: 244
  • 3 bedrooms: 325
  • 4 bedrooms: 80
  • 5 or more bedrooms: 31


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 27
  • 1 bedrooms: 111
  • 2 bedrooms: 161
  • 3 bedrooms: 95
  • 4 bedrooms: 21
  • 5 or more bedrooms: 38



Vehicles available in 28159 zip code in owner-occupied houses/condos:
  • no vehicle: 38
  • 1 vehicle: 260
  • 2 vehicles: 286
  • 3 vehicles: 131
  • 4 vehicles: 0
  • 5 or more vehicles: 7


Vehicles available in renter-occupied apartments:
  • no vehicle: 60
  • 1 vehicle: 265
  • 2 vehicles: 75
  • 3 vehicles: 35
  • 4 vehicles: 18
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 28159 household income distribution in 2007

Zip code 28159 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28159:

  • Less than $10,000: 6
  • $10,000 to $14,999: 3
  • $35,000 to $39,999: 2
  • $40,000 to $49,999: 9
  • $50,000 to $59,999: 38
  • $60,000 to $69,999: 29
  • $70,000 to $79,999: 35
  • $80,000 to $89,999: 48
  • $90,000 to $99,999: 82
  • $100,000 to $124,999: 179
  • $125,000 to $149,999: 135
  • $150,000 to $174,999: 60
  • $175,000 to $199,999: 46
  • $200,000 to $249,999: 36
  • $250,000 to $299,999: 14
  • $300,000 to $399,999: 3
  • $400,000 to $499,999: 6
 



28159 rent paid by renters


Rent paid by renters in 2007 in zip code 28159:

  • $150 to $199: 14
  • $200 to $249: 14
  • $250 to $299: 36
  • $300 to $349: 49
  • $350 to $399: 69
  • $400 to $449: 30
  • $450 to $499: 30
  • $500 to $549: 56
  • $550 to $599: 42
  • $600 to $649: 25
  • No cash rent: 78
 


Median price asked for vacant for-sale houses and condos in 2007: $89,883.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $114,369
  • Black or African American householders: $124,255

Estimated median house or condo value in 2007: $110,428 (it was $76,300 in 2000)
28159:  $110,428
North Carolina:  $145,700
Lower value quartile - upper value quartile: $79,116 - $153,516

Mean price in 2007:
Detached houses: $123,384
Here:  $123,384
State:  $217,106

In 2-unit structures: $51,911
Here:  $51,911
State:  $153,934

In 3-to-4-unit structures: $161,311
Here:  $161,311
State:  $163,212

Mobile homes: $26,875
Here:  $26,875
State:  $45,354


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,056
  • Two: 82
  • 3 or 4: 32
  • 5 to 9: 67
  • 10 to 19: 4
  • 20 to 49: 24
  • 50 or more: 7
  • Mobile homes: 21
28159 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 943 (72%)
  • Carpooled: 290 (22%)
  • Bus or trolley bus: 20 (2%)
  • Walked: 23 (2%)
  • Other means: 14 (1%)
  • Worked at home: 26 (2%)
 

28159 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 52
  • 5 to 9 minutes: 185
  • 10 to 14 minutes: 315
  • 15 to 19 minutes: 212
  • 20 to 24 minutes: 152
  • 25 to 29 minutes: 39
  • 30 to 34 minutes: 111
  • 35 to 39 minutes: 13
  • 40 to 44 minutes: 95
  • 45 to 59 minutes: 66
  • 60 to 89 minutes: 9
  • 90 or more minutes: 41
 

Percentage of zip code residents living and working in this county: 77.0%


Household type by relationship
Households: 2,903

  • In family households: 2,430 (500 male householders, 246 female householders)
    620 spouses, 795 children (702 natural, 26 adopted, 67 stepchildren), 102 grandchildren, 30 brothers or sisters, 22 parents, 68 other relatives, 47 non-relatives
  • In nonfamily households: 473 (197 male householders (160 living alone)), 221 female householders (215 living alone)), 55 nonrelatives
  • In group quarters: 141 (107 institutionalized population)

Size of family households: 309 2-persons, 166 3-persons, 145 4-persons, 87 5-persons, 29 6-persons, 10 7-or-more-persons.

Size of nonfamily households: 375 1-person, 26 2-persons, 17 3-persons.

415 married couples with children.
222 single-parent households (40 men, 182 women).

88.1% of residents of 28159 zip code speak English at home.
10.0% of residents speak Spanish at home (43% very well, 4% well, 21% not well, 33% not at all).
1.2% of residents speak other Indo-European language at home (80% very well, 20% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 192 (6.3%)
(54.2% of them are naturalized citizens)

This zip code:  6.3%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Mexico (66%)
  • Honduras (22%)
  • Guatemala (8%)
  • Other Western Africa (5%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 129
  • 1990 to 1994: 23
  • 1985 to 1989: 40
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 2,105
Black population: 751
American Indian population: 11
Asian population: 16
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 117
Two or more races population: 54

Zip code 28159 races chart


First ancestries reported:

 Other groups: 916
 United States or American: 485
 German: 386
 English: 144
 Scotch-Irish: 80
 Irish: 69
 Subsaharan African:: 69
 African: 69
 Scottish: 52
 Italian: 34
 French (except Basque): 14
 Polish: 12
 European: 10
 Swedish: 10
 Dutch: 7
 Welsh: 6
 British: 4



Zip code 28159 topographic map


Facitilies with environmental interests located in this zip code:

  • BRANDON CABINET & FIXTURE (612 N SALISBURY AVE in SPENCER, NC)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: WOOD KITCHEN CABINETS


Median worth of mobile homes: $15,376

Zip code 28159 marital status for males
Zip code 28159 marital status for females


Housing units lacking complete plumbing facilities: 2%

Housing units lacking complete kitchen facilities: 2%

Most commonly used house heating fuel:
  • Utility gas (68%)
  • Electricity (17%)
  • Fuel oil, kerosene, etc. (11%)
  • Bottled, tank, or LP gas (3%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 2123
  • Northeast: 217
  • Midwest: 82
  • South: 381
  • West: 40

53% of the 28159 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 47% lived in North Carolina.

Population in 1990: 4,083. Population change in the 1990s: -1,028 (-25.2%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 23
Here:  6.9%
North Carolina:  8.2%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
North Carolina:  6.9%

Students in private undergraduate colleges: 28
Here:  29.5%
North Carolina:  20.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • WALL INDUSTRIES INC (1615 N LEE ST in SPENCER, NC; small business): $171,801 in 4 contracts from 2003 to 2004
    $93,471 with Navy for Miscellaneous Items. Taking place in VA. Signed on 2003-09-03. Completion date: 2003-10-29.
    $38,325 with Navy for Fiber Rope, Cordage, and Twine. Signed on 2004-06-28. Completion date: 2004-08-26.
    $34,180 with Navy for Special Service Vessels. Signed on 2003-03-11. Completion date: 2003-04-18.
    $5,825 with Army for Converters, Electrical, Nonrotating. Signed on 2004-06-04. Completion date: 2004-08-06.


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (50-99 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1, 1-4: 4)
  • Health Care and Social Assistance: Continuing Care Retirement Communities (20-49: 1, 1-4: 1)
  • Health Care and Social Assistance: Homes for the Elderly (20-49: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 5)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 107 people in nursing homes
  • 30 people in other noninstitutional group quarters
  • 4 people in other group homes

Fatal accident statistics in 2006
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$82,78344$81,840116$87,7931$2,83041$78,854
APPLICATIONS APPROVED, NOT ACCEPTED0$012$66,98210$82,6420$05$53,586
APPLICATIONS DENIED2$59,43520$59,48245$79,0999$26,52012$76,888
APPLICATIONS WITHDRAWN1$72,6407$73,58621$80,8630$02$50,470
FILES CLOSED FOR INCOMPLETENESS0$02$77,3606$78,6170$01$67,920
Choose year:  2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0507.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$78,13118$90,6713$58,177
APPLICATIONS APPROVED, NOT ACCEPTED1$91,5108$81,1330$0
APPLICATIONS DENIED3$78,6170$03$78,617
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$01$61,3200$0
Choose year:  2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0507.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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