Estimated median household income in 2007: $47,250
| This zip code: | $47,250 | | North Carolina: | $44,670 |
Nearest zip codes: 28006, 28120, 28080, 28098, 28034, 28101.
Housing units in zip code 28164 with a mortgage: 2,056 (223 second mortgage, 395 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 777
Median monthly owner costs for units with a mortgage: $1,154
Median monthly owner costs for units without a mortgage: $310
Residents with income below the poverty level in 2007:
| This zip code: | 8.4% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.3% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 192
- 1995 to 1998: 415
- 1990 to 1994: 437
- 1980 to 1989: 1,092
- 1970 to 1979: 1,151
- 1960 to 1969: 616
- 1950 to 1959: 603
- 1940 to 1949: 214
- 1939 or earlier: 243
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Bedrooms in owner-occupied houses in Stanley, NC (28164): |
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- no bedroom: 0
- 1 bedrooms: 36
- 2 bedrooms: 827
- 3 bedrooms: 2,456
- 4 bedrooms: 437
- 5 or more bedrooms: 58
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 77
- 2 bedrooms: 498
- 3 bedrooms: 267
- 4 bedrooms: 24
- 5 or more bedrooms: 0
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Vehicles available in 28164 zip code in owner-occupied houses/condos: |
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- no vehicle: 87
- 1 vehicle: 816
- 2 vehicles: 1,699
- 3 vehicles: 870
- 4 vehicles: 218
- 5 or more vehicles: 124
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 94
- 1 vehicle: 426
- 2 vehicles: 265
- 3 vehicles: 73
- 4 vehicles: 0
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28164:
- Less than $10,000: 46
- $10,000 to $14,999: 23
- $15,000 to $19,999: 37
- $20,000 to $24,999: 37
- $25,000 to $29,999: 36
- $30,000 to $34,999: 47
- $35,000 to $39,999: 40
- $40,000 to $49,999: 58
- $50,000 to $59,999: 137
- $60,000 to $69,999: 100
- $70,000 to $79,999: 105
- $80,000 to $89,999: 123
- $90,000 to $99,999: 218
- $100,000 to $124,999: 649
- $125,000 to $149,999: 660
- $150,000 to $174,999: 297
- $175,000 to $199,999: 274
- $200,000 to $249,999: 555
- $250,000 to $299,999: 293
- $300,000 to $399,999: 125
- $400,000 to $499,999: 55
- $500,000 to $749,999: 33
- $750,000 to $999,999: 12
- $1,000,000 or more: 14
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Rent paid by renters in 2007 in zip code 28164:
- Less than $100: 15
- $100 to $149: 14
- $150 to $199: 30
- $200 to $249: 51
- $250 to $299: 36
- $300 to $349: 73
- $350 to $399: 113
- $400 to $449: 53
- $450 to $499: 193
- $500 to $549: 37
- $550 to $599: 13
- $600 to $649: 33
- $700 to $749: 13
- $800 to $899: 19
- No cash rent: 156
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Median price asked for vacant for-sale houses and condos in 2007: $116,194.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $151,935
- Black or African American householders: $111,480
- Asian householders: $98,856
- Two or more races householders: $83,648
- Hispanic or Latino householders: $192,543
Estimated median house or condo value in 2007: $137,187 (it was $90,400 in 2000)
| 28164: | $137,187 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $79,023 - $183,035
Mean price in 2007:
Detached houses: $186,555| Here: | $186,555 | | State: | $217,106 |
Townhouses or other attached units: $210,197| Here: | $210,197 | | State: | $176,568 |
In 2-unit structures: $81,441| Here: | $81,441 | | State: | $153,934 |
In 5-or-more-unit structures: $63,661| Here: | $63,661 | | State: | $169,602 |
Mobile homes: $51,827| Here: | $51,827 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,628
- One, attached: 56
- Two: 76
- 3 or 4: 68
- 5 to 9: 73
- 10 to 19: 22
- 20 to 49: 9
- Mobile homes: 1,031

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Means of transportation to work
- Drove a car alone: 5,368 (87%)
- Carpooled: 612 (10%)
- Walked: 41 (1%)
- Other means: 17 (0%)
- Worked at home: 137 (2%)
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Travel time to work
- Less than 5 minutes: 173
- 5 to 9 minutes: 432
- 10 to 14 minutes: 461
- 15 to 19 minutes: 773
- 20 to 24 minutes: 991
- 25 to 29 minutes: 415
- 30 to 34 minutes: 1151
- 35 to 39 minutes: 170
- 40 to 44 minutes: 274
- 45 to 59 minutes: 846
- 60 to 89 minutes: 202
- 90 or more minutes: 150
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Percentage of zip code residents living and working in this county: 45.2%
Household type by relationship
Households: 12,461
- In family households: 11,301 (3,003 male householders, 691 female householders)
3,124 spouses, 3,705 children (3,130 natural, 182 adopted, 393 stepchildren), 312 grandchildren, 67 brothers or sisters, 104 parents, 101 other relatives, 194 non-relatives
- In nonfamily households: 1,160 (541 male householders (435 living alone)), 478 female householders (442 living alone)), 141 nonrelatives
- In group quarters: 149 (147 institutionalized population)
Size of family households: 1,529 2-persons, 995 3-persons, 682 4-persons, 316 5-persons, 129 6-persons, 43 7-or-more-persons.
Size of nonfamily households: 877 1-person, 142 2-persons.
2,253 married couples with children.
602 single-parent households (174 men, 428 women).
97.6% of residents of 28164 zip code speak English at home.
1.5% of residents speak Spanish at home (68% very well, 17% well, 15% not well).
0.5% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (20% very well, 18% well, 43% not well, 20% not at all).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 98 (0.8%)
(28.6% of them are naturalized citizens)
| This zip code: | 0.8% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Vietnam (33%)
- United Kingdom (21%)
- Other Australian and New Zealand Subregion (16%)
- Germany (15%)
- Philippines (8%)
- France (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 13
- 1990 to 1994: 32
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 16
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 37
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White population: 11,492
Black population: 957
American Indian population: 46
Asian population: 39
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 34
Two or more races population: 91

First ancestries reported:
|  United States or American: 2325 |
|  Other groups: 1510 |
|  German: 1221 |
|  English: 685 |
|  Irish: 638 |
|  Scotch-Irish: 519 |
|  Scottish: 209 |
|  Italian: 126 |
|  French (except Basque): 119 |
|  Dutch: 105 |
|  European: 94 |
|  Polish: 76 |
|  Norwegian: 39 |
|  Swedish: 28 |
|  Hungarian: 27 |
|  British: 27 |
|  Finnish: 27 |
|  Ukrainian: 18 |
|  Subsaharan African:: 16 |
|  African: 16 |
|  Greek: 13 |
|  Czechoslovakian: 8 |
|  French Canadian: 8 |
|  Russian: 8 |
|  Scandinavian: 7 |
|  Czech: 6 |

Facitilies with environmental interests located in this zip code:
- DUKE ENERGY CORPORATION (6769 OLD PLANK ROAD in STANLEY, NC)
AIR MAJOR (AIRS/AFS)
AIR PROGRAM (Clean Air Markets Division Business System)
OIL CONTROL (Facility Response Plan for oil discharge)
(Integrated Compliance Information System) - ICIS-04-2003-9507, FORMAL ENFORCEMENT ACTION
STATE MASTER (North Carolina facility info) - -115DA4YG00T6BW64FBEN0DH6S9, WASTEWATER FACILITY, -1488, AIR PROGRAM, -49, HAZARDOUS WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
AIR MAJOR ("Best Available" air pollution technologies tracking)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ELECTRIC SERVICES; NONCLASSIFIABLE ESTABLISHMENTS
Organizations: DUKE POWER COMPANY (CONTACT/GENERAL)
, DUKE POWER CO (CONTACT/OPERATOR)
Alternative names: DUKE ENRG CORP LINCOLN COMBUST, DUKE ENERGY - LINCOLN COMBUSTION TURBINE STATION, DUKE POWER CO. LINCOLN COMBUSTION TURBINE STATION, DUKE POWER COMPANY LCTS, DUKE POWER CO. LINCOLN COMBUSTION TURBINE STATION, DUKE POWER CO./LINCOLN CT PLT, DUKE POWER LINCOLN TURBINE STATION, J. ED HOGAN, LINCOLN, LINCOLN COMBUSTION TURBINE STATION
- DSM DESOTECH INC (1101 HWY 27 S in STANLEY, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - -66AN2CF0000XQWA489NSG9AVX6, WASTEWATER FACILITY
STATE MASTER (North Carolina facility info) - AIR PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: FOLDING PAPERBOARD BOXES, INCLUDING SANITARY; COMMERCIAL PRINTING, LITHOGRAPHIC; PAINTS, VARNISHES, LACQUERS, ENAMELS, AND ALLIED PRODUCTS; PRINTING INK; CHEMICALS AND CHEMICAL PREPARATIONS
Organizations: DSM DESOTECH, INC (CONTACT/OPERATOR)
, DSM FINANCE USA (CONTACT/OWNER)
Alternative names: SHOREWOOD PACKAGING CORP, SHOREWOOD PACKAGING CORPORA
- BELDING HAUSMAN INCORPORATED (357 NORTH MAIN STREET in STANLEY, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AY3YRFKT89, WASTEWATER FACILITY, -1843, AIR PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC and NAICS classification: YARN SPINNING MILLS
Alternative names: JPS CONVERTER & INDUSTRIAL COR **INACTIV
- DISCWAX CORPORATION (3832 CHARLES RAPER JONAS HWY in STANLEY, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00TP0W64FBEM83CTH8, WASTEWATER FACILITY, -0-034553, UNDERGROUND STORAGE TANK PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
- BV HEDRICK INDUSTRY LAKE NORMAN QUARRY (6941 QUARRY LANE in LOWESVILLE, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - AIR PROGRAM, -66AN2CF0000E0WA4A2PW8C7TA5, WASTEWATER FACILITY
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC and NAICS classification: CRUSHED AND BROKEN GRANITE
Alternative names: B. V. Hedrick Industries, Lake Norman Quarry
- B V HEDRICK-LOWESVILLE QUARRY (6941 QUARRY LN in STANLEY, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AY3W0A91G9, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CRUSHED AND BROKEN GRANITE
- DUKE ENERGY CORPORATION (127 DUKE LANE in STANLEY, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00T6AW64FBEN8B6YH9, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ELECTRIC SERVICES
Alternative names: COWANS FORD HYDROELECTRIC PLAN, DUKE ENRG CORP COWANS FRD HYDR, DUKE POWER - COWANS FORD HYDRO
- BLYTHE CONSTRUCTION, INC., PLANT NO. 8 (6947 QUARRY LANE in STANLEY, NC)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Business NAICS classification: ASPHALT PAVING MIXTURE AND BLOCK MANUFACTURING.
Alternative names: BLYTHE CONSTRUCTION INC, BLYTHE CONST INCORPORATED LOWESVILLE
- DOLLINGER/TECHNOLAB (HWY 27 in STANLEY, NC)
AIR MINOR (AIRS/AFS)
Business SIC classification: GENERAL INDUSTRIAL MACHINERY AND EQUIPMENT
- DUKE POWER - COWANS FORD HYDRO (RT 1 BOX 193 in STANLEY, NC)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: DUKE POWER CO (CONTACT/OPERATOR)
, DUKE PWOER CO (CONTACT/OWNER)
Alternative names: DUKE POWER CO COWANS FORD STATION
- APAC-CAROLINA INC *INACTIVE* (NC HIGHWAY 16 NORTH in STANLEY, NC)
AIR MAJOR (AIRS/AFS)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Alternative names: APAC CAROLINA INCORPORATED
Median worth of mobile homes: $70,892
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (62%)
- Utility gas (15%)
- Fuel oil, kerosene, etc. (12%)
- Bottled, tank, or LP gas (8%)
- Wood (3%)
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Place of birth for U.S.-born residents:
- This state: 9545
- Northeast: 420
- Midwest: 571
- South: 1690
- West: 241
61% of the 28164 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 55% lived in this county.
Out of people who lived in different counties, 77% lived in North Carolina.
Population in 1990: 6,510. Population change in the 1990s: +6,152 (+94.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 231
| Here: | 14.9% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 40
| Here: | 5.3% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 35
| Here: | 13.7% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- ROYAL AMERICAN COMPANY LLC (3838 CHARLES RAPER JONAS H in STANLEY, NC; small business): $106,613 in 2 contracts from 2001 to 2004
$67,925 with Defense Logistics Agency for Fiber Rope, Cordage, and Twine. Signed on 2001-03-01. Completion date: 2001-06-13.
$38,688, same as above. Signed on 2004-02-05. Completion date: 2004-05-05.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Hardware Merchant Wholesalers (250-499 employees: 1 establishment)
- Health Care and Social Assistance: Continuing Care Retirement Communities (100-249: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 2, 10-19: 1, 5-9: 6, 1-4: 9)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 3)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 10-19: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
148 people in nursing homes
2 people in other nonhousehold living situations
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 11
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $148,726 | 409 | $148,599 | 339 | $124,527 | 63 | $71,276 | 2 | $605,670 | 73 | $145,429 | 53 | $85,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $148,185 | 47 | $137,412 | 83 | $150,119 | 17 | $34,501 | 0 | $0 | 15 | $163,049 | 7 | $93,564 |
| APPLICATIONS DENIED | 10 | $112,786 | 97 | $154,966 | 326 | $136,431 | 51 | $58,645 | 0 | $0 | 24 | $120,266 | 32 | $70,979 |
| APPLICATIONS WITHDRAWN | 5 | $189,348 | 50 | $196,346 | 111 | $139,562 | 10 | $75,731 | 0 | $0 | 12 | $271,473 | 8 | $78,958 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $140,744 | 35 | $158,580 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $140,258 | 486 | $147,638 | 380 | $96,191 | 57 | $28,244 | 0 | $0 | 79 | $130,172 | 40 | $69,389 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $136,840 | 59 | $118,373 | 92 | $98,666 | 14 | $27,034 | 0 | $0 | 6 | $61,375 | 6 | $74,028 |
| APPLICATIONS DENIED | 10 | $97,217 | 127 | $116,633 | 349 | $109,907 | 55 | $32,141 | 1 | $289,490 | 15 | $112,436 | 54 | $63,401 |
| APPLICATIONS WITHDRAWN | 10 | $128,120 | 67 | $120,148 | 135 | $131,425 | 8 | $52,359 | 0 | $0 | 10 | $98,255 | 6 | $91,663 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $122,947 | 16 | $165,402 | 51 | $119,803 | 0 | $0 | 0 | $0 | 3 | $149,360 | 5 | $113,184 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $118,699 | 434 | $127,788 | 383 | $99,538 | 34 | $45,928 | 67 | $97,171 | 48 | $77,499 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $61,815 | 58 | $115,798 | 63 | $101,480 | 11 | $16,869 | 5 | $50,364 | 15 | $65,958 |
| APPLICATIONS DENIED | 12 | $132,842 | 93 | $94,012 | 371 | $102,197 | 44 | $35,773 | 15 | $65,591 | 69 | $76,147 |
| APPLICATIONS WITHDRAWN | 5 | $78,506 | 72 | $133,577 | 154 | $111,585 | 10 | $125,248 | 14 | $72,911 | 16 | $80,951 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $109,273 | 59 | $111,128 | 4 | $27,728 | 3 | $99,747 | 1 | $108,290 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $121,526 | 302 | $119,967 | 452 | $104,065 | 49 | $34,342 | 1 | $163,950 | 49 | $70,771 | 40 | $65,902 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $182,460 | 31 | $70,315 | 68 | $104,836 | 4 | $76,605 | 0 | $0 | 3 | $118,187 | 23 | $57,808 |
| APPLICATIONS DENIED | 9 | $102,250 | 80 | $97,856 | 359 | $102,838 | 48 | $41,432 | 0 | $0 | 19 | $79,755 | 66 | $69,460 |
| APPLICATIONS WITHDRAWN | 4 | $119,743 | 25 | $111,675 | 147 | $108,053 | 12 | $60,600 | 0 | $0 | 8 | $61,320 | 19 | $90,238 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $121,467 | 5 | $123,384 | 84 | $113,879 | 1 | $26,810 | 0 | $0 | 0 | $0 | 5 | $81,860 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $110,479 | 455 | $136,742 | 1,357 | $130,130 | 47 | $14,482 | 1 | $103,550 | 105 | $103,313 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $104,447 | 81 | $97,947 | 188 | $120,804 | 22 | $20,773 | 0 | $0 | 16 | $103,805 |
| APPLICATIONS DENIED | 9 | $115,823 | 174 | $64,580 | 467 | $107,240 | 42 | $24,013 | 0 | $0 | 19 | $63,686 |
| APPLICATIONS WITHDRAWN | 6 | $119,202 | 68 | $118,157 | 232 | $121,586 | 4 | $21,505 | 0 | $0 | 16 | $96,619 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $183,345 | 16 | $104,518 | 68 | $135,428 | 0 | $0 | 0 | $0 | 1 | $62,530 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 98 | $117,666 | 406 | $126,574 | 1,004 | $122,284 | 28 | $23,374 | 1 | $343,100 | 83 | $93,345 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $58,655 | 67 | $72,789 | 174 | $106,760 | 13 | $15,027 | 0 | $0 | 9 | $43,930 |
| APPLICATIONS DENIED | 15 | $85,907 | 164 | $60,877 | 381 | $98,376 | 44 | $16,266 | 1 | $259,470 | 12 | $53,795 |
| APPLICATIONS WITHDRAWN | 8 | $118,841 | 37 | $114,499 | 201 | $111,516 | 7 | $21,950 | 0 | $0 | 8 | $99,199 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $143,550 | 16 | $148,444 | 61 | $107,385 | 1 | $19,290 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 129 | $109,900 | 428 | $124,095 | 784 | $115,977 | 55 | $21,525 | 2 | $297,680 | 66 | $91,314 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $130,082 | 71 | $82,555 | 153 | $108,456 | 15 | $22,147 | 0 | $0 | 8 | $48,605 |
| APPLICATIONS DENIED | 14 | $104,022 | 141 | $63,704 | 344 | $89,452 | 74 | $17,772 | 0 | $0 | 20 | $73,100 |
| APPLICATIONS WITHDRAWN | 5 | $104,572 | 33 | $125,000 | 170 | $96,382 | 5 | $20,026 | 0 | $0 | 5 | $128,570 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $148,570 | 36 | $106,723 | 2 | $22,510 | 0 | $0 | 1 | $135,630 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $115,234 | 423 | $112,667 | 356 | $82,620 | 87 | $21,889 | 1 | $174,560 | 52 | $64,901 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $57,611 | 121 | $71,287 | 108 | $75,150 | 29 | $16,466 | 0 | $0 | 7 | $62,169 |
| APPLICATIONS DENIED | 20 | $86,590 | 278 | $59,646 | 252 | $74,877 | 81 | $19,689 | 0 | $0 | 17 | $74,441 |
| APPLICATIONS WITHDRAWN | 7 | $96,729 | 36 | $133,639 | 131 | $71,162 | 7 | $52,499 | 0 | $0 | 6 | $90,580 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $100,015 | 8 | $190,620 | 28 | $78,506 | 2 | $25,195 | 0 | $0 | 2 | $49,380 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $99,979 | 233 | $110,578 | 267 | $87,103 | 37 | $19,197 | 0 | $0 | 28 | $77,485 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $23,910 | 77 | $64,265 | 81 | $75,836 | 13 | $22,049 | 0 | $0 | 12 | $62,768 |
| APPLICATIONS DENIED | 3 | $105,020 | 199 | $62,556 | 158 | $70,638 | 34 | $14,788 | 0 | $0 | 15 | $72,023 |
| APPLICATIONS WITHDRAWN | 4 | $106,593 | 30 | $104,147 | 82 | $86,688 | 5 | $43,874 | 1 | $30,300 | 4 | $62,220 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $89,039 | 21 | $78,099 | 0 | $0 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 129 | $145,399 | 40 | $166,758 | 8 | $91,558 | 1 | $129,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $175,253 | 6 | $123,413 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $154,946 | 1 | $147,550 | 1 | $94,350 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $105,124 | 3 | $243,283 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $136,840 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $129,811 | 31 | $118,794 | 4 | $103,618 | 3 | $64,397 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $171,799 | 8 | $106,444 | 1 | $85,780 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $86,310 | 4 | $303,280 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $87,920 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $122,377 | 39 | $128,136 | 7 | $112,461 | 5 | $82,684 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $160,747 | 7 | $153,320 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $170,380 | 2 | $135,595 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $117,142 | 48 | $121,356 | 6 | $83,607 | 11 | $66,561 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $145,047 | 15 | $107,259 | 1 | $64,330 | 1 | $124,380 |
| APPLICATIONS DENIED | 5 | $47,992 | 1 | $200,500 | 0 | $0 | 5 | $47,992 |
| APPLICATIONS WITHDRAWN | 8 | $91,390 | 6 | $87,050 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $99,710 | 1 | $95,430 | 0 | $0 | 1 | $99,710 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $136,705 | 203 | $127,272 | 7 | $71,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $203,245 | 48 | $143,884 | 4 | $111,310 |
| APPLICATIONS DENIED | 2 | $103,625 | 5 | $159,604 | 1 | $79,340 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $119,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $137,240 | 18 | $157,178 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $134,825 | 185 | $131,373 | 11 | $107,602 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $128,111 | 38 | $122,697 | 3 | $64,413 |
| APPLICATIONS DENIED | 3 | $100,110 | 5 | $102,546 | 3 | $118,197 |
| APPLICATIONS WITHDRAWN | 7 | $132,033 | 21 | $112,527 | 3 | $123,207 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $155,227 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 126 | $130,867 | 144 | $116,666 | 3 | $121,403 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $116,176 | 27 | $126,174 | 4 | $88,428 |
| APPLICATIONS DENIED | 2 | $154,100 | 10 | $99,220 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $58,140 | 8 | $112,144 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $129,341 | 38 | $104,774 | 2 | $79,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $134,708 | 12 | $119,723 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $112,530 | 5 | $92,296 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $97,316 | 2 | $202,110 | 1 | $18,150 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $121,696 | 29 | $108,429 | 1 | $133,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $104,437 | 5 | $126,670 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $234,040 | 2 | $84,475 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $193,000 | 1 | $84,760 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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