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28207 Zip Code Detailed Profile

 



Profiles Charlotte, NC (28207) houses, apartments, residents, cars, jobs...

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City: Charlotte, NC
Mecklenburg County, NC
Zip code population (2000): 8,691
Estimated zip code population in 2007: 10,480

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Zip code 28207 Apartments for Rent

Age and Sex of Residents in zip code 28207

Zip code 28207 (Charlotte, North Carolina) real estate house value trends

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Charlotte, NC (28207) map from a distance

Houses and condos: 4,172
Renter-occupied apartments: 1,177
% of renters here:  30%
State:  31%

2008 cost of living index in zip code 28207: 97.9 (near average, U.S. average is 100)

Land area: 2.5 sq. mi.
Water area: 0.0 sq. mi.
Population density: 4138 people per square mile 
 
 (average).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.4% ($4,699)
North Carolina:  1.1% ($826)
Median real estate property taxes paid for housing units with mortgages in 2007 in Charlotte: $1,882 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2007 in Charlotte: $1,797 (1.1%)

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Males: 3,963  (45.6%)
Females: 4,728  (54.4%)

Zip code 28207 races chart


100% urban population.

Estimated median house/condo value in 2007: $585,155
28207:  $585,155
North Carolina:  $145,700

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  39.0 years
North Carolina median age:  35.3 years

Average household size:
This zip code:  2.1 people
North Carolina:  2.5 people

Averages for the 2004 tax year for zip code 28207, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $245,834 (Individual Income Tax Returns)
Here:  $245,834
State:  $45,376

Salary/wage: $202,076 (reported on 69.6% of returns)
Here:  $202,076
State:  $39,442
(% of AGI for various income ranges: -37.5% for AGIs below $10k, 58.2% for AGIs $10k-25k, 74.5% for AGIs $25k-50k, 56.3% for AGIs $50k-75k, 57.0% for AGIs $75k-100k, 56.2% for AGIs over 100k)

Taxable interest for individuals: $7,915 (reported on 71.2% of returns)
This zip code:  $7,915
North Carolina:  $1,515
(% of AGI for various income ranges: -11.8% for AGIs below $10k, 5.4% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $22,759 (reported on 70.2% of returns)
Here:  $22,759
State:  $4,016
(% of AGI for various income ranges: -22.1% for AGIs below $10k, 13.7% for AGIs $10k-25k, 5.1% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Net capital gain/loss: +$56,279 (reported on 63.1% of returns)
Here:  +$56,279
State:  +$11,152
(% of AGI for various income ranges: -4.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Profit/loss from business: +$36,693 (reported on 18.8% of returns)
Here:  +$36,693
State:  +$9,490
(% of AGI for various income ranges: 7.6% for AGIs below $10k, 5.2% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Profit/loss from farming: +$792 (reported on 0.6% of returns)
Here:  +$792
State:  $-3,231

IRA payment deduction: $3,651 (reported on 3.0% of returns)
28207:  $3,651
North Carolina:  $2,967
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.0% for AGIs over 100k)

Self-employed pension: $29,046 (reported on 6.7% of returns)
Here:  $29,046
North Carolina:  $14,754

Total itemized deductions: $63,938 (0% of AGI, reported on 62.7% of returns)
Here:  $63,938
State:  $19,464
(% of AGI for various income ranges: -19.4% for AGIs below $10k, 32.0% for AGIs $10k-25k, 16.1% for AGIs $25k-50k, 26.4% for AGIs $50k-75k, 28.2% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Charity contributions deductions: $17,450 (4.4% of AGI, reported on 59.2% of returns)
Here:  $17,450
North Carolina:  $4,035

Here:  4.4% of AGI
State:  4.5% of AGI
(% of AGI for various income ranges: -1.0% for AGIs below $10k, 3.1% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Total tax: $65,779 (reported on 84.8% of returns)
28207:  $65,779
State:  $7,257
(% of AGI for various income ranges: -3.2% for AGIs below $10k, 5.4% for AGIs $10k-25k, 9.3% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 23.4% for AGIs over 100k)

Earned income credit: $866 (reported on 2.8% of returns)
Here:  $866
State:  $1,851
(% of AGI for various income ranges: -0.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 70.3%
Here:  70%
State:  62%
(% for various income ranges: 70.6% for AGIs below $10k, 62.7% for AGIs $10k-25k, 48.7% for AGIs $25k-50k, 66.4% for AGIs $50k-75k, 66.9% for AGIs $75k-100k, 81.1% for AGIs over 100k)


Estimated median household income in 2007: $94,480
This zip code:  $94,480
North Carolina:  $44,670
Charlotte, NC (28207) map

Nearest zip codes: 28204, 28203, 28209, 28202, 28211, 28205.
Charlotte Zip Code Map


Percentage of family households:
This zip code:  53.1%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  2.3%
Whole state:  4.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 28207 with a mortgage: 1,434 (156 second mortgage, 427 home equity loan, 12 both second mortgage and home equity loan)
Houses without a mortgage: 551


Median monthly owner costs for units with a mortgage: $2,979

Median monthly owner costs for units without a mortgage: $941

Residents with income below the poverty level in 2007:
This zip code:  2.8%
Whole state:  14.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.4%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  7.7
State:  5.9

Median number of rooms in apartments:
Here:  4.0
State:  4.3


Zip code 28207 close-up map

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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 28207: Public Library of Charlotte and Mecklenburg County - Myers Park Branch (A), Charlotte Fire Department Station 6 (B), Mint Museum of Art (C). Display/hide their locations on the map

Shopping Center: Villa Square Shopping Center (1). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 35
  • 1995 to 1998: 112
  • 1990 to 1994: 129
  • 1980 to 1989: 440
  • 1970 to 1979: 509
  • 1960 to 1969: 478
  • 1950 to 1959: 778
  • 1940 to 1949: 634
  • 1939 or earlier: 1,135



Zip code 28207 satellite photo by USGS


Bedrooms in owner-occupied houses in Charlotte, NC (28207):
  • no bedroom: 0
  • 1 bedrooms: 103
  • 2 bedrooms: 558
  • 3 bedrooms: 853
  • 4 bedrooms: 828
  • 5 or more bedrooms: 354


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 33
  • 1 bedrooms: 375
  • 2 bedrooms: 573
  • 3 bedrooms: 154
  • 4 bedrooms: 42
  • 5 or more bedrooms: 0



Vehicles available in 28207 zip code in owner-occupied houses/condos:
  • no vehicle: 57
  • 1 vehicle: 812
  • 2 vehicles: 1,335
  • 3 vehicles: 398
  • 4 vehicles: 81
  • 5 or more vehicles: 13


Vehicles available in renter-occupied apartments:
  • no vehicle: 55
  • 1 vehicle: 713
  • 2 vehicles: 343
  • 3 vehicles: 41
  • 4 vehicles: 25
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 28207 household income distribution in 2007

Zip code 28207 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28207:

  • $40,000 to $49,999: 12
  • $50,000 to $59,999: 16
  • $60,000 to $69,999: 10
  • $70,000 to $79,999: 21
  • $80,000 to $89,999: 6
  • $90,000 to $99,999: 6
  • $100,000 to $124,999: 41
  • $125,000 to $149,999: 119
  • $150,000 to $174,999: 133
  • $175,000 to $199,999: 121
  • $200,000 to $249,999: 166
  • $250,000 to $299,999: 163
  • $300,000 to $399,999: 361
  • $400,000 to $499,999: 368
  • $500,000 to $749,999: 625
  • $750,000 to $999,999: 508
  • $1,000,000 or more: 916
 



28207 rent paid by renters


Rent paid by renters in 2007 in zip code 28207:

  • Less than $100: 9
  • $300 to $349: 18
  • $350 to $399: 20
  • $400 to $449: 29
  • $450 to $499: 54
  • $500 to $549: 123
  • $550 to $599: 180
  • $600 to $649: 65
  • $650 to $699: 111
  • $700 to $749: 84
  • $750 to $799: 74
  • $800 to $899: 299
  • $900 to $999: 258
  • $1,000 to $1,249: 131
  • $1,250 to $1,499: 21
  • $1,500 to $1,999: 54
  • $2,000 or more: 58
  • No cash rent: 86
 


Median price asked for vacant for-sale houses and condos in 2007: $600,912.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $760,488
  • Black or African American householders: $233,688
  • American Indian or Alaska Native householders: $150,228
  • Two or more races householders: $150,228
  • Hispanic or Latino householders: $1,335,362

Estimated median house or condo value in 2007: $585,155 (it was $438,200 in 2000)
28207:  $585,155
North Carolina:  $145,700
Lower value quartile - upper value quartile: $122,400 - $296,300

Mean price in 2007:
Detached houses: $938,127
Here:  $938,127
State:  $217,106

Townhouses or other attached units: $509,968
Here:  $509,968
State:  $176,568

In 2-unit structures: $534,147
Here:  $534,147
State:  $153,934

In 3-to-4-unit structures: $204,022
Here:  $204,022
State:  $163,212

In 5-or-more-unit structures: $261,694
Here:  $261,694
State:  $169,602


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 2,170
  • One, attached: 247
  • Two: 136
  • 3 or 4: 329
  • 5 to 9: 329
  • 10 to 19: 247
  • 20 to 49: 459
  • 50 or more: 316
  • Mobile homes: 17
28207 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,641 (85%)
  • Carpooled: 215 (5%)
  • Bus or trolley bus: 52 (1%)
  • Taxi: 8 (0%)
  • Walked: 49 (1%)
  • Other means: 17 (0%)
  • Worked at home: 297 (7%)
 

28207 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 154
  • 5 to 9 minutes: 805
  • 10 to 14 minutes: 1153
  • 15 to 19 minutes: 929
  • 20 to 24 minutes: 460
  • 25 to 29 minutes: 123
  • 30 to 34 minutes: 187
  • 35 to 39 minutes: 37
  • 40 to 44 minutes: 20
  • 45 to 59 minutes: 45
  • 60 to 89 minutes: 21
  • 90 or more minutes: 48
 

Percentage of zip code residents living and working in this county: 94.4%


Household type by relationship
Households: 8,158

  • In family households: 5,994 (1,696 male householders, 351 female householders)
    1,842 spouses, 1,919 children (1,863 natural, 25 adopted, 31 stepchildren), 19 grandchildren, 59 brothers or sisters, 6 parents, 78 other relatives, 24 non-relatives
  • In nonfamily households: 2,164 (775 male householders (574 living alone)), 1,033 female householders (931 living alone)), 356 nonrelatives
  • In group quarters: 605 (261 institutionalized population)

Size of family households: 1,068 2-persons, 358 3-persons, 387 4-persons, 190 5-persons, 26 6-persons, 18 7-or-more-persons.

Size of nonfamily households: 1,505 1-person, 274 2-persons, 21 3-persons, 8 5-persons.

1,573 married couples with children.
138 single-parent households (27 men, 111 women).

95.5% of residents of 28207 zip code speak English at home.
1.3% of residents speak Spanish at home (48% very well, 17% well, 35% not well).
2.8% of residents speak other Indo-European language at home (79% very well, 12% well, 7% not well, 3% not at all).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 217 (2.5%)
(40.6% of them are naturalized citizens)

This zip code:  2.5%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • India (16%)
  • United Kingdom (14%)
  • Germany (12%)
  • Other Northern Europe (7%)
  • Brazil (6%)
  • Spain (5%)
  • Ireland (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 47
  • 1990 to 1994: 16
  • 1985 to 1989: 24
  • 1980 to 1984: 7
  • 1975 to 1979: 22
  • 1970 to 1974: 29
  • 1970 to 1974: 18
  • 1965 to 1969: 54

White population: 8,225
Black population: 343
American Indian population: 12
Asian population: 48
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 22
Two or more races population: 40

Zip code 28207 races chart


First ancestries reported:

 English: 1763
 German: 794
 United States or American: 784
 Scotch-Irish: 736
 Other groups: 557
 Scottish: 503
 Irish: 464
 Italian: 140
 French (except Basque): 112
 Greek: 84
 European: 73
 Finnish: 61
 British: 58
 Polish: 57
 Dutch: 57
 Welsh: 52
 Swedish: 40
 Russian: 39
 Norwegian: 37
 Arab:: 30
 Lebanese: 23
 Northern European: 18
 Danish: 15
 Brazilian: 14
 West Indian (excluding Hispanic groups):: 13
 Yugoslavian: 10
 Lithuanian: 9
 Canadian: 7
 Egyptian: 7
 Czechoslovakian: 7
 Jamaican: 7
 French Canadian: 6
 Eastern European: 6
 Swiss: 6
 Trinidadian and Tobagonian: 6
 Belgian: 6
 Turkish: 5


Private high school not listed on the city page:
  • DORE ACADEMY (Students: 144; Location: 1727 PROVIDENCE RD, CHARLOTTE, NC; Grades: 1 - 12)

Zip code 28207 topographic map

Public primary/middle school in zip code 28207 not listed on the city page:
  • MYERS PARK TRAD ELEMENTARY (Students: 552; Location: 2132 RADCLIFF AVENUE, CHARLOTTE, NC; Grades: PK - 05)
Private primary/middle school not listed on the city page:
  • CHRIST CHURCH KINDERGARTEN (Students: 204; Location: 1412 PROVIDENCE RD, CHARLOTTE, NC; Grades: PK - KG)

Facitilies with environmental interests located in this zip code:

  • BIRMINGHAM LABORATOTIES (1532 PROVIDENCE RD. in CHARLOTTE, NC)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: PHIL BIRMINGHAM (CONTACT/OWNER)

Zip code 28207 marital status for males
Zip code 28207 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (64%)
  • Electricity (31%)
  • Fuel oil, kerosene, etc. (2%)
  • Other fuel (1%)
  • Bottled, tank, or LP gas (1%)


Place of birth for U.S.-born residents:

  • This state: 4625
  • Northeast: 783
  • Midwest: 754
  • South: 2212
  • West: 129

54% of the 28207 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 29% lived in North Carolina.

Population in 1990: 7,921. Population change in the 1990s: +770 (+9.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 357
Here:  49.0%
North Carolina:  8.2%

Students in private schools in grades 9 to 12 (high school): 134
Here:  41.4%
North Carolina:  6.9%

Students in private undergraduate colleges: 326
Here:  63.3%
North Carolina:  20.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (250-499 employees: 1 establishment, 50-99 employees: 8 establishments, 20-49 employees: 11 establishments, 10-19 employees: 10 establishments, 5-9 employees: 15 establishments, 1-4 employees: 14 establishments)
  • Educational Services: Elementary and Secondary Schools (500-999: 1, 50-99: 1, 20-49: 1)
  • Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999: 1)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 1, 100-249: 1, 1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (50-99: 4, 20-49: 2, 10-19: 1, 5-9: 1)
  • Health Care and Social Assistance: Offices of Dentists (50-99: 1, 20-49: 1, 10-19: 9, 5-9: 16, 1-4: 7)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 1)
  • Health Care and Social Assistance: Home Health Care Services (100-249: 1, 50-99: 1)
  • Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (100-249: 1, 10-19: 1)
  • Finance and Insurance: Commercial Banking (20-49: 2, 10-19: 5, 5-9: 2, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 359 people in college dormitories (includes college quarters off campus)
  • 242 people in nursing homes
  • 2 people in religious group quarters

Fatal accident statistics in 2006
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$168,170709$427,365360$449,72031$634,3385$665,104112$278,2290$0
APPLICATIONS APPROVED, NOT ACCEPTED0$091$333,88641$384,7437$1,413,7530$021$183,8620$0
APPLICATIONS DENIED2$147,82062$359,16678$509,8746$102,1500$034$206,7191$16,180
APPLICATIONS WITHDRAWN0$053$643,04156$573,4521$225,7800$014$329,6360$0
FILES CLOSED FOR INCOMPLETENESS0$016$382,67913$493,0051$1,043,2200$02$149,6700$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0024.00 , 0026.00, 0027.00, 0028.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED64$211,5686$294,5357$280,766
APPLICATIONS APPROVED, NOT ACCEPTED6$212,3502$633,3401$207,100
APPLICATIONS DENIED2$244,4500$00$0
APPLICATIONS WITHDRAWN1$239,2500$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0024.00 , 0026.00, 0027.00, 0028.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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