28270 Zip Code Detailed Profile




Cities: Charlotte, NC (99.84%), Matthews, NC (0.16%)
County: Mecklenburg County, NC
Estimated zip code population in 2013: 32,494
Zip code population in 2010: 31,525
Zip code population in 2000: 25,941

Houses and condos: 13,089
Renter-occupied apartments: 3,078
% of renters here:

25%
State:

36%
Mar. 2013 cost of living index in zip code 28270: 94.0 (less than average, U.S. average is 100)

Land area: 12.6 sq. mi.
Water area: 0.0 sq. mi.
Population density: 2,576 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 28270
Zip code 28270 (Charlotte, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($2,999)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,023 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,943 (1.2%)

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Males: 15,389  (47.4%)
Females: 17,105  (52.6%)

For population 25 years and over in 28270:

For population 15 years and over in 28270:

Zip code 28270 compared to state average:

  • Median household income above state average.
  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Foreign-born population percentage above state average.
  • Length of stay since moving in below state average.
  • Number of rooms per house above state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 28270

  • Zip code 28270 races chart
    • 24,406White population
    • 2,938Black population
    • 65American Indian population
    • 1,576Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 127Some other race population
    • 545Two or more races population
    • 1,866Hispanic or Latino population

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Data:
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Based on 2000-2011 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $276,600
28270:

$276,600
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 7 registered sex offenders living in 28270 zip code as of July 31, 2015.
The ratio of number of residents in zip code 28270 to the number of sex offenders is 3,802 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

38.6 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.6 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28270, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $100,000 (Individual Income Tax Returns)
Here:

$100,000
State:

$54,937

Salary/wage: $86,871 (reported on 84.9% of returns)
Here:

$86,871
State:

$46,336
(% of AGI for various income ranges: 74.6% for AGIs below $25k, 76.7% for AGIs $25k-50k, 74.5% for AGIs $50k-75k, 73.9% for AGIs $75k-100k, 79.7% for AGIs $100k-200k, 69.4% for AGIs over 200k)

Taxable interest for individuals: $1,610 (reported on 45.5% of returns)
This zip code:

$1,610
North Carolina:

$1,298
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $6,805 (reported on 36.3% of returns)
Here:

$6,805
State:

$6,213
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$14,641 (reported on 30.7% of returns)
Here:

+$14,641
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 8.7% for AGIs over 200k)

Profit/loss from business: +$16,772 (reported on 19.0% of returns)
Here:

+$16,772
State:

+$10,311
(% of AGI for various income ranges: 8.9% for AGIs below $25k, 4.1% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $21,969 (reported on 12.7% of returns)
28270:

$21,969
North Carolina:

$15,575
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 3.7% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Self-employment retirement plans: $23,238 (reported on 1.4% of returns)
28270:

$23,238
North Carolina:

$21,078
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.2% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Total itemized deductions: $29,872 (19% of AGI, reported on 55.4% of returns)
Here:

$29,872
State:

$23,438

Here:

19.1% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 19.5% for AGIs below $25k, 16.2% for AGIs $25k-50k, 18.8% for AGIs $50k-75k, 19.1% for AGIs $75k-100k, 18.6% for AGIs $100k-200k, 14.3% for AGIs over 200k)

Charity contributions: $5,075 (reported on 50.0% of returns)
Here:

$5,075
State:

$4,687
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxes paid: $13,549 (reported on 55.1% of returns)
28270:

$13,549
State:

$8,823
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 4.2% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 8.4% for AGIs $100k-200k, 7.9% for AGIs over 200k)

Earned income credit: $2,039 (reported on 9.2% of returns)
Here:

$2,039
State:

$2,376
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28270, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $85,816 (Individual Income Tax Returns)
Here:

$85,816
State:

$45,376

Salary/wage: $76,056 (reported on 85.4% of returns)
Here:

$76,056
State:

$39,442
(% of AGI for various income ranges: 245.3% for AGIs below $10k, 73.7% for AGIs $10k-25k, 79.9% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 80.9% for AGIs $75k-100k, 73.2% for AGIs over 100k)

Taxable interest for individuals: $1,945 (reported on 57.1% of returns)
This zip code:

$1,945
North Carolina:

$1,515
(% of AGI for various income ranges: 15.8% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $4,116 (reported on 44.5% of returns)
Here:

$4,116
State:

$4,016
(% of AGI for various income ranges: 25.6% for AGIs below $10k, 3.3% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$10,831 (reported on 37.5% of returns)
Here:

+$10,831
State:

+$11,152
(% of AGI for various income ranges: -4.4% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Profit/loss from business: +$16,208 (reported on 18.9% of returns)
Here:

+$16,208
State:

+$9,490
(% of AGI for various income ranges: -2.7% for AGIs below $10k, 7.2% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 3.2% for AGIs over 100k)

IRA payment deduction: $3,240 (reported on 3.6% of returns)
28270:

$3,240
North Carolina:

$2,967
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,258 (reported on 2.2% of returns)
Here:

$17,258
North Carolina:

$14,754
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Total itemized deductions: $25,529 (20% of AGI, reported on 60.7% of returns)
Here:

$25,529
State:

$19,464

Here:

19.9% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 50.2% for AGIs below $10k, 20.4% for AGIs $10k-25k, 20.4% for AGIs $25k-50k, 22.8% for AGIs $50k-75k, 22.5% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Charity contributions deductions: $4,596 (3% of AGI, reported on 56.5% of returns)
Here:

$4,596
State:

$4,035

Here:

3.5% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 2.1% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $16,499 (reported on 82.1% of returns)
28270:

$16,499
State:

$7,257
(% of AGI for various income ranges: 9.8% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 19.1% for AGIs over 100k)

Earned income credit: $1,595 (reported on 5.8% of returns)
Here:

$1,595
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 54.3%
Here:

54%
State:

62%
(% for various income ranges: 47.2% for AGIs below $10k, 55.2% for AGIs $10k-25k, 53.7% for AGIs $25k-50k, 54.7% for AGIs $50k-75k, 52.0% for AGIs $75k-100k, 59.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$84,429
North Carolina:

$45,906
Charlotte, NC (28270) map Nearest zip codes: 28105, 28226, 28211, 28212, 28277, 28104.
Percentage of family households:
This zip code:

58.6%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.2%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 371
Household did not receive Food Stamps/SNAP in the past 12 months: 12,053


Women who had a birth in the past 12 months: 387 (381 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 8,406 (4,301 now married, 4,105 unmarried)


Housing units in zip code 28270 with a mortgage: 7,361 (268 second mortgage, 2,092 home equity loan, 12 both second mortgage and home equity loan)
Houses without a mortgage: 1,985

Median monthly owner costs for units with a mortgage: $1,803
Median monthly owner costs for units without a mortgage: S556

Residents with income below the poverty level in 2013:
This zip code:

5.9%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

4.7%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

8.0
State:

6.3
Median number of rooms in apartments:
Here:

4.1
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28270: Providence Square (A), Providence (B), Charlotte Fire Department Station 19 (C), Charlotte Fire Department Station 9 (D). Display/hide their locations on the map

    Shopping Centers: Sardis Crossing Shopping Center (1), Southpark Mall (2). Display/hide their locations on the map

    Church in zip code 28270: Sardis Church (A). Display/hide its location on the map

Year house built

  • 472010 or later
  • 2,0292000 to 2009
  • 3,9681990 to 1999
  • 3,3201980 to 1989
  • 2,1671970 to 1979
  • 1,0871960 to 1969
  • 2521950 to 1959
  • 521940 to 1949
  • 1671939 or earlier

Zip code 28270 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Charlotte, NC (28270)

  • 13no bedroom
  • 391 bedroom
  • 6422 bedrooms
  • 2,9753 bedrooms
  • 4,4764 bedrooms
  • 1,2015+ bedrooms

Bedrooms in renter-occupied apartments in Charlotte, NC (28270)

  • 0no bedroom
  • 1,0951 bedroom
  • 1,1092 bedrooms
  • 5633 bedrooms
  • 2664 bedrooms
  • 455+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Charlotte, NC (28270) in owner-occupied houses/condos

  • 69no vehicle
  • 2,1991 vehicle
  • 4,8832 vehicles
  • 1,6623 vehicles
  • 3894 vehicles
  • 1445+ vehicles

Cars and other vehicles available in Charlotte, NC (28270) in renter-occupied apartments

  • 234no vehicle
  • 1,5251 vehicle
  • 1,0832 vehicles
  • 2033 vehicles
  • 334 vehicles
  • 05+ vehicles

Median gross rent in 2013: $989.


Median price asked for vacant for-sale houses and condos in 2013: $246,160.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $276,600
28270:

$276,600
North Carolina:

$154,300
Lower value quartile - upper value quartile: $185,700 - $390,300

Mean price in 2013:

Detached houses: $325,065
Here:

$325,065
State:

$219,576

Townhouses or other attached units: $165,229
Here:

$165,229
State:

$173,086

In 3-to-4-unit structures: $139,641
Here:

$139,641
State:

$149,371

In 5-or-more-unit structures: $142,975
Here:

$142,975
State:

$175,668

Mobile homes: $45,091
Here:

$45,091
State:

$64,697

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 9.4%

Neighborhoods in zip code 28270:

Percentage of zip code residents living and working in this county: 90.7%

Household type by relationship:

Households: 32,468

Size of family households: 3,450 2-persons, 2,203 3-persons, 1,958 4-persons, 847 5-persons, 147 6-persons, 59 7-or-more-persons

Size of nonfamily households: 3,164 1-person, 516 2-persons, 34 3-persons, 46 4-persons

6,800 married couples with children.
1,163 single-parent households (271 men, 892 women).

83.8% of residents of 28270 zip code speak English at home.
5.2% of residents speak Spanish at home (70% very well, 15% well, 15% not well).
6.2% of residents speak other Indo-European language at home (63% very well, 20% well, 15% not well, 2% not at all).
4.5% of residents speak Asian or Pacific Island language at home (67% very well, 15% well, 15% not well, 3% not at all).
0.4% of residents speak other language at home (79% very well, 8% well, 13% not well).

Foreign born population: 4,191 (12.9%)
(37.1% of them are naturalized citizens)
This zip code:

12.9%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 11%Brazil
  • 10%India
  • 9%Korea
  • 5%Italy
  • 4%Vietnam
  • 4%Taiwan
  • 4%Germany

Most common first ancestries reported in 28270 (%)

  • 26%Other groups
  • 10%Irish
  • 9%German
  • 9%English
  • 7%American
  • 6%Italian
  • 3%Scotch-Irish

Year of entry for the foreign-born population

  • 2382010 or later
  • 1,6202000 to 2009
  • 1,2671990 to 1999
  • 1,523Before 1990

Public primary/middle schools in zip code 28270 not listed on the city page:

  • MCKEE ROAD ELEMENTARY (Students: 878; Location: 4101 MCKEE RD, CHARLOTTE, NC; Grades: KG - 05)
  • LANSDOWNE ELEMENTARY (Students: 587; Location: 6400 PRETT CT, CHARLOTTE, NC; Grades: KG - 05)
There are 94 Medical Specialists in Zip Code 28270.

Facilities with environmental interests located in this zip code:


Zip code 28270 marital status for males
Zip code 28270 marital status for females

Housing units lacking complete plumbing facilities: 0.1%
Housing units lacking complete kitchen facilities: 0.4%

Most commonly used house heating fuel

  • 59%Utility gas
  • 39%Electricity
  • 1%Bottled, tank, or LP gas

Population in 1990: 13,791. Population change in the 1990s: +12,150 (+88.1%).

Place of birth for U.S.-born residents:


45% of the 28270 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

87% of the 28270 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 11% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.
   Out of people who lived in different houses, 9% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 591
Here:

16.3%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 504
Here:

23.4%
North Carolina:

7.7%
Students in private undergraduate colleges: 195
Here:

13.5%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 109,643Architecture and engineering occupations
  • 106,793Legal occupations
  • 99,167Management occupations
  • 92,470Computer and mathematical occupations
  • 78,906Business and financial operations occupations
  • 76,250Life, physical, and social science occupations

Companies with federal contracts located in this zip code (CHARLOTTE, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in group homes intended for adults
  • 6 people in residential treatment centers for adults
  • 6 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 22 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED199$199,222425$251,7642,521$234,30552$179,6782$14,489,05562$209,669
APPLICATIONS APPROVED, NOT ACCEPTED2$231,43524$218,385141$245,63713$80,3740$04$280,958
APPLICATIONS DENIED11$197,55430$286,189536$246,63234$56,6470$024$201,506
APPLICATIONS WITHDRAWN14$231,34349$278,750362$243,27012$130,1850$015$182,305
FILES CLOSED FOR INCOMPLETENESS6$168,89311$252,48385$240,4862$108,6250$03$175,373
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED91$274,97945$254,776
APPLICATIONS APPROVED, NOT ACCEPTED20$288,89317$266,252
APPLICATIONS DENIED7$287,9964$228,725
APPLICATIONS WITHDRAWN3$389,5404$312,900
FILES CLOSED FOR INCOMPLETENESS4$302,9632$316,090

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28270 among deceased individuals
NameCountLived (average)
Mary5182.5 years
John3780.4 years
William3178.9 years
Robert3073.0 years
James2974.2 years
Margaret2385.9 years
Thomas2173.6 years
Elizabeth2182.3 years
Helen1985.5 years
George1978.8 years
Most common last names in zip code 28270 among deceased individuals
Last nameCountLived (average)
Smith1681.2 years
Johnson1480.9 years
Williams1479.5 years
Davis1084.4 years
Alexander968.9 years
Jones881.4 years
Baker875.7 years
Brown882.5 years
Moore776.7 years
Barnes786.3 years
Businesses in zip code 28270
NameCountNameCount
Arby's1Quiznos1
Burger King1Rite Aid1
Caribou Coffee1Sprint Nextel1
Domino's Pizza1Steak 'n Shake1
FedEx2Subway1
GameStop1T-Mobile2
H&R Block1Taco Bell1
Little Caesars Pizza1Toys"R"Us1
McDonald's1UPS1
Nike1Walgreens1
Payless1Walmart1
Pizza Hut1Wendy's1

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