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28278 Zip Code Detailed Profile

 


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Profiles Charlotte, NC (28278) houses, apartments, residents, cars, jobs...

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City: Charlotte, NC (16.74%)
County: Mecklenburg County, NC

Zip code population in 2010: 7,858
Zip code population (2000): 6,175



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Age and Sex of Residents in zip code 28278

Zip code 28278 (Charlotte, North Carolina) real estate house value trends

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Houses and condos: 6,925
Renter-occupied apartments: 865
% of renters here:

13%
State:

32%

Mar. 2012 cost of living index in zip code 28278: 85.4 (less than average, U.S. average is 100)

Land area: 28.5 sq. mi.
Water area: 3.7 sq. mi.
Population density: 276 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.9% ($1,769)
North Carolina:

0.8% ($1,223)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,819 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $1,532 (1.1%)

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Males: 9,050  (50.5%)
Females: 8,870  (49.5%)

Zip code 28278 races chart

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28278, NC forum
Recent posts about zip code 28278 area on our local forum with over 1,500,000 registered users:
Possible Relocation To Charlotte 2014  (31 replies)
Anybody following this "Stasko" case?  (61 replies)
Suggestions on Zip 28278  (14 replies)
The next low-income housing debate - Ayrsley  (238 replies)
Is Southwest a bad side of town?  (30 replies)
Family Dentist near 28278  (5 replies)
Urban population: 3,425
Rural population: 4,432

Estimated median house/condo value in 2010: $202,185
28278:

$202,185
North Carolina:

$154,500



According to our research of North Carolina and other state lists there were 14 registered sex offenders living in 28278 zip code as of May 23, 2013.
The ratio of number of residents in zip code 28278 to the number of sex offenders is 1,281 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

34.8 years
North Carolina median age:

37.2 years

Average household size:
This zip code:

2.6 people
North Carolina:

2.5 people

Averages for the 2004 tax year for zip code 28278, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $64,101 (Individual Income Tax Returns)
Here:

$64,101
State:

$45,376

Salary/wage: $58,381 (reported on 89.6% of returns)
Here:

$58,381
State:

$39,442
(% of AGI for various income ranges: 358.8% for AGIs below $10k, 78.3% for AGIs $10k-25k, 87.5% for AGIs $25k-50k, 87.4% for AGIs $50k-75k, 89.1% for AGIs $75k-100k, 73.6% for AGIs over 100k)

Taxable interest for individuals: $1,112 (reported on 43.6% of returns)
This zip code:

$1,112
North Carolina:

$1,515
(% of AGI for various income ranges: 15.0% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $3,436 (reported on 27.8% of returns)
Here:

$3,436
State:

$4,016
(% of AGI for various income ranges: 27.4% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$8,528 (reported on 21.8% of returns)
Here:

+$8,528
State:

+$11,152
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 5.6% for AGIs over 100k)

Profit/loss from business: +$10,980 (reported on 16.6% of returns)
Here:

+$10,980
State:

+$9,490
(% of AGI for various income ranges: -4.6% for AGIs below $10k, 7.9% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.4% for AGIs over 100k)

IRA payment deduction: $3,280 (reported on 2.6% of returns)
28278:

$3,280
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $19,140 (reported on 0.9% of returns)
Here:

$19,140
North Carolina:

$14,754

Total itemized deductions: $20,990 (24% of AGI, reported on 62.4% of returns)
Here:

$20,990
State:

$19,464

Here:

23.6% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 93.0% for AGIs below $10k, 19.0% for AGIs $10k-25k, 23.2% for AGIs $25k-50k, 23.1% for AGIs $50k-75k, 21.6% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Charity contributions deductions: $4,128 (4% of AGI, reported on 56.1% of returns)
Here:

$4,128
State:

$4,035

Here:

4.5% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.1% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.4% for AGIs over 100k)

Total tax: $9,899 (reported on 81.6% of returns)
28278:

$9,899
State:

$7,257
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,646 (reported on 9.5% of returns)
Here:

$1,646
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 56.8%
Here:

57%
State:

62%
(% for various income ranges: 53.3% for AGIs below $10k, 59.9% for AGIs $10k-25k, 57.2% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 52.1% for AGIs $75k-100k, 60.2% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$70,795
North Carolina:

$44,958

Charlotte, NC (28278) map

Nearest zip codes: 28273, 28012, 29708, 28217, 28032, 28134.
Charlotte Zip Code Map

Percentage of family households:
This zip code:

62.9%
North Carolina:

52.9%


Housing units in zip code 28278 with a mortgage: 4,716 (458 second mortgage, 941 home equity loan, 88 both second mortgage and home equity loan)
Houses without a mortgage: 880

Median monthly owner costs for units with a mortgage: $1,521

Median monthly owner costs for units without a mortgage: $402

Residents with income below the poverty level in 2010:
This zip code:

7.0%
Whole state:

16.2%

Residents with income below 50% of the poverty level in 2010:
This zip code:

2.1%
Whole state:

9.2%

Median number of rooms in houses and condos:
Here:

6.8
State:

6.2

Median number of rooms in apartments:
Here:

5.0
State:

4.4


Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 28278: Camp Steere (A), Pleasant Hill (B), Oakgrove (C), Steele Creek Post Number 221-American Legion (D), Public Library of Charlotte and Mecklenburg County - Steele Creek Branch (E). Display/hide their locations on the map

Churches in zip code 28278 include: Mount Olive Presbyterian Church (A), Zoar Church (B), Ozion Church (C), Pleasant Hill Church (D), Steelberry Church (E). Display/hide their locations on the map

Cemetery: Mount Olive Presbyterian Cemetery (1). Display/hide its location on the map

Reservoirs: Waddell Lake (A), Shoaf Lake (B), Legion Lake (C), American Legion Lake (D). Display/hide their locations on the map

Streams, rivers, and creeks: Beaverdam Creek (A), Studman Branch (B), Stowe Branch (C), Porter Branch (D), Neal Branch (E). Display/hide their locations on the map

Parks in zip code 28278 include: Withers Creek Access Area (1), North Carolina State Wildlife Landing (2), Mecklenburg County Park (3), McDowell Park (4), Lake Wylie Park (5). Display/hide their locations on the map

Tourist attraction (not listed on the city page) : Bartlett Tree Research Laboratories (Cultural Attractions- Events- & Facilities; 13768 Hamilton Road) (1). Display/hide its approximate location on the map

 

Year house built

  • 2005 or later: 3,178
  • 2000 to 2004: 1,878
  • 1990 to 1999: 1,224
  • 1980 to 1989: 833
  • 1970 to 1979: 472
  • 1960 to 1969: 310
  • 1950 to 1959: 181
  • 1940 to 1949: 170
  • 1939 or earlier: 175


Zip code 28278 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 28278 household income distribution in 2009

Zip code 28278 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 28278:

  • Less than $10,000: 164
  • $10,000 to $14,999: 157
  • $15,000 to $19,999: 241
  • $20,000 to $24,999: 177
  • $25,000 to $29,999: 37
  • $30,000 to $34,999: 105
  • $35,000 to $39,999: 82
  • $40,000 to $49,999: 139
  • $50,000 to $59,999: 218
  • $60,000 to $69,999: 59
  • $70,000 to $79,999: 152
  • $80,000 to $89,999: 150
  • $90,000 to $99,999: 61
  • $100,000 to $124,999: 227
  • $125,000 to $149,999: 819
  • $150,000 to $174,999: 1,030
  • $175,000 to $199,999: 865
  • $200,000 to $249,999: 1,100
  • $250,000 to $299,999: 637
  • $300,000 to $399,999: 509
  • $400,000 to $499,999: 414
  • $500,000 to $749,999: 519
  • $750,000 to $999,999: 197
  • $1,000,000 or more: 339

 



28278 rent paid by renters

Rent paid by renters in 2010 in zip code 28278:

  • $200 to $249: 294
  • $250 to $299: 79
  • $300 to $349: 95
  • $350 to $399: 218
  • $400 to $449: 66
  • $450 to $499: 417
  • $500 to $549: 199
  • $550 to $599: 1,294
  • $600 to $649: 83
  • $650 to $699: 119
  • $700 to $749: 126
  • $750 to $799: 1,829
  • $800 to $899: 269
  • $900 to $999: 236
  • $1,000 to $1,249: 226
  • $1,250 to $1,499: 98
  • $1,500 to $1,999: 234
  • $2,000 or more: 51
  • No cash rent: 140
 


Median price asked for vacant for-sale houses and condos in 2010: $467,415.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $207,247
  • Black or African American householders: $138,663
  • Some other race householders: $74,797
  • Two or more races householders: $352,471
  • Hispanic or Latino householders: $208,053

Estimated median house or condo value in 2010: $202,185
28278:

$202,185
North Carolina:

$154,500
Lower value quartile - upper value quartile: $149,977 - $276,163

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 5,999
  • One, attached: 282
  • Two: 30
  • 3 or 4: 99
  • 5 to 9: 1,457
  • 10 to 19: 511
  • 20 to 49: 116
  • 50 or more: 189
  • Mobile homes: 676
  • Boats, RVs, vans, etc.: 117
28278 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 6,828 (74%)
  • Carpooled: 1,370 (15%)
  • Bus or trolley bus: 88 (1%)
  • Streetcar or trolley car: 454 (5%)
  • Subway or elevated: 504 (5%)
  • Railroad: 45 (0%)
  • Motorcycle: 175 (2%)
  • Bicycle: 592 (6%)
  • Walked: 257 (3%)
  • Other means: 134 (1%)
  • Worked at home: 719 (8%)
 

28278 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 184
  • 5 to 9 minutes: 445
  • 10 to 14 minutes: 1,200
  • 15 to 19 minutes: 1,058
  • 20 to 24 minutes: 1,561
  • 25 to 29 minutes: 955
  • 30 to 34 minutes: 1,700
  • 35 to 39 minutes: 519
  • 40 to 44 minutes: 414
  • 45 to 59 minutes: 636
  • 60 to 89 minutes: 234
  • 90 or more minutes: 473
 

Percentage of zip code residents living and working in this county: 84.7%

Household type by relationship:

Households: 6,211
  • In family households: 5,407 (1,564 male householders, 286 female householders)
    1,720 spouses, 1,592 children (1,407 natural, 57 adopted, 128 stepchildren), 75 grandchildren, 14 brothers or sisters, 12 parents, 85 other relatives, 59 non-relatives
  • In nonfamily households: 804 (389 male householders (283 living alone)), 228 female householders (183 living alone)), 187 nonrelatives

Size of family households: 1,941 2-persons, 1,059 3-persons, 1,037 4-persons, 345 5-persons, 348 6-persons, 635 7-or-more-persons

Size of nonfamily households: 1,329 1-person, 473 2-persons, 316 3-persons, 184 4-persons

3,578 married couples with children.
705 single-parent households (110 men, 595 women).

77.8% of residents of 28278 zip code speak English at home.
32.6% of residents speak Spanish at home (28% very well, 34% well, 24% not well, 15% not at all).
10.3% of residents speak other Indo-European language at home (19% very well, 67% well, 14% not well).
18.5% of residents speak Asian or Pacific Island language at home (58% very well, 13% well, 20% not well, 9% not at all).
2.0% of residents speak other language at home (80% very well, 16% well, 4% not at all).

Foreign born population: 2,993 (17.0%)
(30.4% of them are naturalized citizens)
This zip code:

17.0%
Whole state:

7.5%

Most common places of birth for the foreign-born residents:

  • Vietnam (24%)
  • Germany (15%)
  • United Kingdom (15%)
  • Other Western Europe (13%)
  • Other Northern Europe (8%)
  • Netherlands (8%)
  • Korea (8%)

Year of entry for the foreign-born population

  • 2000 or later: 1,182
  • 1990 to 1999: 1,194
  • 1980 to 1989: 247
  • Before 1980: 392

Races in zip code 28278:

White population: 9,862
Black population: 3,270
American Indian population: 22
Asian population: 1,299
Native Hawaiian and Other Pacific Islander population: 125
Some other race population: 305
Two or more races population: 535
Hispanic or Latino population: 4,092

Zip code 28278 marital status for males
Zip code 28278 marital status for females


Housing units lacking complete plumbing facilities: 5.4%

Housing units lacking complete kitchen facilities: 1.9%

Most commonly used house heating fuel:

  • Utility gas (63%)
  • Electricity (31%)
  • Bottled, tank, or LP gas (2%)
  • Fuel oil, kerosene, etc. (1%)
  • Wood (1%)
  • Solar energy (1%)

Population in 1990: 5,411. Population change in the 1990s: +764 (+14.1%).

Place of birth for U.S.-born residents:

  • This state: 3,040
  • Northeast: 768
  • Midwest: 641
  • South: 1,430
  • West: 119

52% of the 28278 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 491
Here:

20.5%
North Carolina:

9.4%

Students in private schools in grades 9 to 12 (high school): 154
Here:

9.7%
North Carolina:

8.0%

Students in private undergraduate colleges: 326
Here:

37.5%
North Carolina:

19.1%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • CAROLINA RECORDING SYSTEMS, IN (13000F YORK ROAD # 226 in CHARLOTTE, NC; small business)
    $52,989 with Navy for ADP Central Processing Unit (CPU, Computer), Digital. Signed on 2005-05-05. Completion date: 2005-06-06.
  • SOCIETY FOR IN VITRO BIOLOGY (13000-F YORK RD , #304 in CHARLOTTE, NC) : $15,000 in 2 contracts in 2005
    $10,000 with Army for Other Professional Services. Taking place in MD. Signed on 2005-06-27. Completion date: 2005-06-24.
    $5,000, same as above. Signed on 2005-08-23. Completion date: 2005-06-24.

Top industries in this zip code by the number of employees in 2005:

  • Wholesale Trade: Industrial Machinery and Equipment Merchant Wholesalers (100-249 employees: 2 establishments, 20-49 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (100-249: 1, 20-49: 1, 1-4: 4)
  • Construction: Power and Communication Line and Related Structures Construction (100-249: 1, 5-9: 1)
  • Other Services (except Public Administration): Appliance Repair and Maintenance (100-249: 1)
  • Construction: Highway, Street, and Bridge Construction (50-99: 1, 20-49: 1)
  • Other Services (except Public Administration): Beauty Salons (50-99: 1, 1-4: 1)
  • Wholesale Trade: Stationery and Office Supplies Merchant Wholesalers (50-99: 1)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 4
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2005:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED371$173,864304$258,5741,116$235,59415$129,0087$6,902,54783$251,1633$101,957
APPLICATIONS APPROVED, NOT ACCEPTED10$182,60322$316,96597$205,1563$10,8500$05$145,6782$41,820
APPLICATIONS DENIED127$153,21377$252,655482$235,08127$75,2930$028$251,8082$44,045
APPLICATIONS WITHDRAWN61$174,51645$250,468254$212,3135$259,3960$019$209,4782$58,725
FILES CLOSED FOR INCOMPLETENESS5$153,08017$195,43266$217,2456$89,5330$00$00$0

Detailed HMDA statistics for the following Tracts: 0059.01 , 0059.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED55$242,33746$217,1333$321,443
APPLICATIONS APPROVED, NOT ACCEPTED24$304,86031$208,4142$177,070
APPLICATIONS DENIED3$133,45319$230,1713$186,857
APPLICATIONS WITHDRAWN2$348,2156$196,5500$0
FILES CLOSED FOR INCOMPLETENESS3$328,5901$116,5600$0

Detailed PMIC statistics for the following Tracts: 0059.01 , 0059.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 28278 among deceased individuals
NameCountLived (average)
John1574.3 years
Mary1481.4 years
William1475.6 years
James1072.8 years
Charles874.9 years
Dorothy782.4 years
Robert772.4 years
Ruby677.2 years
Virginia680.8 years
Frances583.6 years
Most common last names in zip code 28278 among deceased individuals
Last nameCountLived (average)
Smith777.3 years
Edwards571.6 years
Johnson576.2 years
Grier564.0 years
Brown379.7 years
Cox387.7 years
Currence386.4 years
Alexander385.3 years
Bridges381.0 years
Creighton385.0 years
Businesses in zip code 28278
NameCountNameCount
AT&T1H&R Block1
Blockbuster1Old Navy1
Firestone Complete Auto Care1Subway2
GNC1UPS1


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