Estimated median household income in 2007: $40,072
| This zip code: | $40,072 | | North Carolina: | $44,670 |
Nearest zip codes: 28378, 28386, 28371, 28377, 28348, 28384.
Housing units in zip code 28357 with a mortgage: 232 (23 second mortgage, 46 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 127
Median monthly owner costs for units with a mortgage: $1,159
Median monthly owner costs for units without a mortgage: $393
Residents with income below the poverty level in 2007:
| This zip code: | 20.9% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 12.3% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 71
- 1995 to 1998: 195
- 1990 to 1994: 232
- 1980 to 1989: 227
- 1970 to 1979: 204
- 1960 to 1969: 61
- 1950 to 1959: 74
- 1940 to 1949: 10
- 1939 or earlier: 40
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Bedrooms in owner-occupied houses in Lumber Bridge, NC (28357): |
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- no bedroom: 18
- 1 bedrooms: 9
- 2 bedrooms: 102
- 3 bedrooms: 605
- 4 bedrooms: 132
- 5 or more bedrooms: 12
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 5
- 1 bedrooms: 10
- 2 bedrooms: 40
- 3 bedrooms: 70
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 28357 zip code in owner-occupied houses/condos: |
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- no vehicle: 45
- 1 vehicle: 256
- 2 vehicles: 294
- 3 vehicles: 207
- 4 vehicles: 59
- 5 or more vehicles: 17
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 22
- 1 vehicle: 81
- 2 vehicles: 14
- 3 vehicles: 8
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28357:
- Less than $10,000: 58
- $10,000 to $14,999: 29
- $15,000 to $19,999: 35
- $20,000 to $24,999: 27
- $25,000 to $29,999: 16
- $30,000 to $34,999: 29
- $35,000 to $39,999: 29
- $40,000 to $49,999: 62
- $50,000 to $59,999: 68
- $60,000 to $69,999: 56
- $70,000 to $79,999: 54
- $80,000 to $89,999: 53
- $90,000 to $99,999: 46
- $100,000 to $124,999: 111
- $125,000 to $149,999: 129
- $150,000 to $174,999: 42
- $175,000 to $199,999: 38
- $200,000 to $249,999: 50
- $250,000 to $299,999: 5
- $300,000 to $399,999: 30
- $400,000 to $499,999: 11
- $500,000 to $749,999: 10
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Rent paid by renters in 2007 in zip code 28357:
- Less than $100: 4
- $100 to $149: 15
- $250 to $299: 10
- $300 to $349: 13
- $350 to $399: 21
- $400 to $449: 2
- $450 to $499: 10
- $500 to $549: 14
- $650 to $699: 10
- $1,250 to $1,499: 18
- No cash rent: 12
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Median price asked for vacant for-sale houses and condos in 2007: $106,461.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $136,574
- Black or African American householders: $127,297
- American Indian or Alaska Native householders: $158,931
- Hispanic or Latino householders: $129,274
Estimated median house or condo value in 2007: $88,247 (it was $56,300 in 2000)
| 28357: | $88,247 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $166,644| Here: | $166,644 | | State: | $217,106 |
In 2-unit structures: $99,279| Here: | $99,279 | | State: | $153,934 |
Mobile homes: $35,229| Here: | $35,229 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 531
- One, attached: 12
- Two: 14
- Mobile homes: 552
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 901 (75%)
- Carpooled: 211 (18%)
- Bicycle: 2 (0%)
- Walked: 23 (2%)
- Other means: 11 (1%)
- Worked at home: 53 (4%)
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Travel time to work
- Less than 5 minutes: 29
- 5 to 9 minutes: 44
- 10 to 14 minutes: 100
- 15 to 19 minutes: 193
- 20 to 24 minutes: 233
- 25 to 29 minutes: 100
- 30 to 34 minutes: 264
- 35 to 39 minutes: 58
- 40 to 44 minutes: 10
- 45 to 59 minutes: 78
- 60 to 89 minutes: 33
- 90 or more minutes: 6
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Percentage of zip code residents living and working in this county: 39.3%
Household type by relationship
Households: 2,906
- In family households: 2,652 (545 male householders, 275 female householders)
499 spouses, 972 children (889 natural, 21 adopted, 62 stepchildren), 79 grandchildren, 64 brothers or sisters, 45 parents, 87 other relatives, 86 non-relatives
- In nonfamily households: 254 (77 male householders (41 living alone)), 126 female householders (110 living alone)), 51 nonrelatives
- In group quarters: 12 (0 institutionalized population)
Size of family households: 311 2-persons, 182 3-persons, 223 4-persons, 44 5-persons, 34 6-persons, 26 7-or-more-persons.
Size of nonfamily households: 151 1-person, 46 2-persons, 6 3-persons.
438 married couples with children.
284 single-parent households (70 men, 214 women).
91.5% of residents of 28357 zip code speak English at home.
5.0% of residents speak Spanish at home (35% very well, 27% well, 29% not well, 10% not at all).
2.7% of residents speak other Indo-European language at home (64% very well, 26% well, 11% not well).
0.8% of residents speak Asian or Pacific Island language at home (100% not well).
Foreign born population: 153 (5.3%)
(24.2% of them are naturalized citizens)
| This zip code: | 5.3% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (52%)
- United Kingdom (14%)
- Trinidad and Tobago (14%)
- Germany (8%)
- Bosnia and Herzegovina (7%)
- Yugoslavia (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 60
- 1990 to 1994: 61
- 1985 to 1989: 0
- 1980 to 1984: 4
- 1975 to 1979: 0
- 1970 to 1974: 28
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 1,354
Black population: 1,014
American Indian population: 387
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 7
Some other race population: 75
Two or more races population: 42

First ancestries reported:
|  Other groups: 1277 |
|  United States or American: 229 |
|  Scottish: 130 |
|  German: 80 |
|  Scotch-Irish: 60 |
|  Subsaharan African:: 48 |
|  African: 48 |
|  Italian: 46 |
|  European: 43 |
|  Dutch: 40 |
|  Irish: 29 |
|  Polish: 29 |
|  English: 20 |
|  Welsh: 11 |
|  Serbian: 10 |
|  West Indian (excluding Hispanic groups):: 10 |
|  Trinidadian and Tobagonian: 10 |
|  Finnish: 8 |
|  French (except Basque): 8 |
|  Yugoslavian: 8 |

Median worth of mobile homes: $50,747
Housing units lacking complete plumbing facilities: 3%
Housing units lacking complete kitchen facilities: 4%
Most commonly used house heating fuel: |
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- Electricity (61%)
- Bottled, tank, or LP gas (25%)
- Utility gas (6%)
- Fuel oil, kerosene, etc. (4%)
- Other fuel (2%)
- Wood (1%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 2028
- Northeast: 140
- Midwest: 98
- South: 375
- West: 88
57% of the 28357 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 36% lived in this county.
Out of people who lived in different counties, 71% lived in North Carolina.
Population in 1990: 1,343. Population change in the 1990s: +1,540 (+114.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 26
| Here: | 5.2% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 31
| Here: | 19.9% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 5
| Here: | 6.0% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- ROGER PIERCE (92 PIERCE DRIVE in LUMBER BRIDGE, NC; small business): $659,484 in 19 contracts from 2002 to 2003
Contracts for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities, Maintenance, Repair or Alteration of Real Property -- Office Buildings, Well Drilling/Exploratory Services, and more by Army Signed by year: 2000: $0; 2001: $0; 2002: $231,662; 2003: $427,822; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$99,990 with Army for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2003-09-15. Completion date: 2003-12-05.
$99,847, same as above. Signed on 2003-08-05. Completion date: 2003-08-26.
$86,300, same as above. Signed on 2002-09-26. Completion date: 2002-11-11.
$73,600 with Army for Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities. Signed on 2003-05-06. Completion date: 2003-05-13.
- MCS OF FAYETTEVILLE INC (8583 ARABIA RD in LUMBER BRIDGE, NC; small business)
$15,475 with Army for Recycling and Reclamation Equipment. Signed on 2005-07-15. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Child Day Care Services (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Exterminating and Pest Control Services (10-19: 1, 1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
- Professional, Scientific, and Technical Services: Other Scientific and Technical Consulting Services (5-9: 1)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (5-9: 1)
- Construction: Residential Remodelers (5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Repossession Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
7 people in other noninstitutional group quarters
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $143,819 | 14 | $114,126 | 21 | $91,996 | 5 | $44,608 | 2 | $58,015 | 9 | $71,249 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $75,850 | 5 | $89,216 | 1 | $28,700 | 0 | $0 | 1 | $43,870 |
| APPLICATIONS DENIED | 2 | $165,845 | 5 | $57,728 | 22 | $82,075 | 8 | $38,028 | 1 | $41,000 | 8 | $65,651 |
| APPLICATIONS WITHDRAWN | 1 | $113,160 | 2 | $139,400 | 11 | $68,805 | 1 | $10,250 | 0 | $0 | 3 | $43,733 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $88,560 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $147,962 | 19 | $105,025 | 17 | $64,973 | 6 | $22,755 | 4 | $64,677 | 7 | $54,003 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $198,030 | 4 | $85,588 | 4 | $79,745 | 1 | $31,160 | 0 | $0 | 2 | $78,105 |
| APPLICATIONS DENIED | 3 | $87,467 | 11 | $68,880 | 27 | $85,781 | 10 | $29,971 | 2 | $87,535 | 15 | $55,104 |
| APPLICATIONS WITHDRAWN | 2 | $115,415 | 3 | $107,283 | 9 | $56,216 | 0 | $0 | 0 | $0 | 2 | $57,810 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $117,670 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $124,845 | 7 | $70,579 | 21 | $75,928 | 4 | $17,528 | 2 | $39,155 | 9 | $44,007 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $100,655 | 2 | $45,100 | 9 | $67,422 | 0 | $0 | 0 | $0 | 2 | $55,145 |
| APPLICATIONS DENIED | 1 | $104,140 | 11 | $59,338 | 32 | $66,074 | 7 | $26,006 | 3 | $69,153 | 17 | $59,571 |
| APPLICATIONS WITHDRAWN | 1 | $176,300 | 2 | $43,870 | 9 | $66,648 | 2 | $77,490 | 1 | $107,830 | 4 | $48,790 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $102,910 | 0 | $0 | 0 | $0 | 1 | $56,990 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $126,163 | 8 | $82,461 | 27 | $72,616 | 6 | $22,003 | 6 | $52,753 | 8 | $53,044 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $60,065 | 5 | $60,598 | 1 | $17,630 | 0 | $0 | 2 | $72,365 |
| APPLICATIONS DENIED | 1 | $88,970 | 13 | $46,172 | 27 | $76,943 | 4 | $29,623 | 2 | $32,595 | 17 | $49,899 |
| APPLICATIONS WITHDRAWN | 1 | $99,220 | 2 | $64,165 | 12 | $83,162 | 2 | $56,785 | 0 | $0 | 6 | $66,352 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $122,590 | 3 | $82,820 | 0 | $0 | 1 | $48,790 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9704.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $87,740 | 1 | $54,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $132,781 | 1 | $152,520 | 1 | $38,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $96,350 | 1 | $96,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $117,533 | 4 | $96,043 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $79,540 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9704.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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