Estimated median household income in 2007: $41,395
| This zip code: | $41,395 | | North Carolina: | $44,670 |
Nearest zip codes: 28443, 28460, 28454, 28547, 28540, 28411.
Housing units in zip code 28445 with a mortgage: 577 (71 second mortgage, 138 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 365
Median monthly owner costs for units with a mortgage: $1,295
Median monthly owner costs for units without a mortgage: $411
Residents with income below the poverty level in 2007:
| This zip code: | 15.2% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.9% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 284
- 1995 to 1998: 755
- 1990 to 1994: 622
- 1980 to 1989: 1,510
- 1970 to 1979: 826
- 1960 to 1969: 514
- 1950 to 1959: 363
- 1940 to 1949: 148
- 1939 or earlier: 48
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Bedrooms in owner-occupied houses in Holly Ridge, NC (28445): |
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- no bedroom: 3
- 1 bedrooms: 45
- 2 bedrooms: 367
- 3 bedrooms: 765
- 4 bedrooms: 249
- 5 or more bedrooms: 37
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 16
- 1 bedrooms: 65
- 2 bedrooms: 195
- 3 bedrooms: 205
- 4 bedrooms: 6
- 5 or more bedrooms: 8
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Vehicles available in 28445 zip code in owner-occupied houses/condos: |
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- no vehicle: 41
- 1 vehicle: 406
- 2 vehicles: 644
- 3 vehicles: 299
- 4 vehicles: 56
- 5 or more vehicles: 20
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 42
- 1 vehicle: 250
- 2 vehicles: 145
- 3 vehicles: 43
- 4 vehicles: 13
- 5 or more vehicles: 2
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28445:
- Less than $10,000: 24
- $10,000 to $14,999: 12
- $15,000 to $19,999: 25
- $20,000 to $24,999: 22
- $25,000 to $29,999: 17
- $30,000 to $34,999: 30
- $35,000 to $39,999: 31
- $40,000 to $49,999: 47
- $50,000 to $59,999: 22
- $60,000 to $69,999: 41
- $70,000 to $79,999: 46
- $80,000 to $89,999: 50
- $90,000 to $99,999: 80
- $100,000 to $124,999: 180
- $125,000 to $149,999: 191
- $150,000 to $174,999: 96
- $175,000 to $199,999: 82
- $200,000 to $249,999: 147
- $250,000 to $299,999: 125
- $300,000 to $399,999: 99
- $400,000 to $499,999: 86
- $500,000 to $749,999: 98
- $750,000 to $999,999: 26
- $1,000,000 or more: 22
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Rent paid by renters in 2007 in zip code 28445:
- Less than $100: 6
- $100 to $149: 12
- $150 to $199: 20
- $200 to $249: 10
- $250 to $299: 14
- $300 to $349: 41
- $350 to $399: 71
- $400 to $449: 47
- $450 to $499: 40
- $500 to $549: 41
- $550 to $599: 20
- $600 to $649: 38
- $650 to $699: 23
- $700 to $749: 18
- $750 to $799: 11
- $800 to $899: 45
- $1,500 to $1,999: 4
- $2,000 or more: 4
- No cash rent: 65
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Median price asked for vacant for-sale houses and condos in 2007: $204,405.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $208,208
- Black or African American householders: $91,252
- American Indian or Alaska Native householders: $129,274
- Asian householders: $266,153
- Two or more races householders: $144,483
Estimated median house or condo value in 2007: $151,355 (it was $96,400 in 2000)
| 28445: | $151,355 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $70,870 - $154,835
Mean price in 2007:
Detached houses: $291,382| Here: | $291,382 | | State: | $217,106 |
Townhouses or other attached units: $165,959| Here: | $165,959 | | State: | $176,568 |
In 2-unit structures: $229,083| Here: | $229,083 | | State: | $153,934 |
In 3-to-4-unit structures: $217,375| Here: | $217,375 | | State: | $163,212 |
In 5-or-more-unit structures: $212,762| Here: | $212,762 | | State: | $169,602 |
Mobile homes: $61,629| Here: | $61,629 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,878
- One, attached: 159
- Two: 171
- 3 or 4: 99
- 5 to 9: 43
- 10 to 19: 36
- 20 to 49: 128
- 50 or more: 42
- Mobile homes: 1,397
- Boats, RVs, vans, etc.: 117

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Means of transportation to work
- Drove a car alone: 1,610 (77%)
- Carpooled: 331 (16%)
- Bicycle: 14 (1%)
- Walked: 62 (3%)
- Other means: 7 (0%)
- Worked at home: 62 (3%)
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Travel time to work
- Less than 5 minutes: 103
- 5 to 9 minutes: 258
- 10 to 14 minutes: 238
- 15 to 19 minutes: 209
- 20 to 24 minutes: 210
- 25 to 29 minutes: 29
- 30 to 34 minutes: 274
- 35 to 39 minutes: 85
- 40 to 44 minutes: 104
- 45 to 59 minutes: 315
- 60 to 89 minutes: 153
- 90 or more minutes: 46
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Percentage of zip code residents living and working in this county: 56.1%
Household type by relationship
Households: 4,683
- In family households: 3,859 (999 male householders, 293 female householders)
1,063 spouses, 1,209 children (1,044 natural, 68 adopted, 97 stepchildren), 67 grandchildren, 19 brothers or sisters, 41 parents, 27 other relatives, 141 non-relatives
- In nonfamily households: 824 (327 male householders (232 living alone)), 325 female householders (253 living alone)), 172 nonrelatives
- In group quarters: 34 (0 institutionalized population)
Size of family households: 662 2-persons, 232 3-persons, 256 4-persons, 75 5-persons, 49 6-persons, 18 7-or-more-persons.
Size of nonfamily households: 485 1-person, 149 2-persons, 18 3-persons.
624 married couples with children.
283 single-parent households (77 men, 206 women).
94.9% of residents of 28445 zip code speak English at home.
2.9% of residents speak Spanish at home (89% very well, 4% well, 6% not well, 2% not at all).
1.7% of residents speak other Indo-European language at home (73% very well, 5% well, 22% not well).
0.6% of residents speak Asian or Pacific Island language at home (82% very well, 18% well).
Foreign born population: 91 (2.0%)
(74.7% of them are naturalized citizens)
| This zip code: | 2.0% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Germany (18%)
- United Kingdom (16%)
- India (11%)
- Honduras (10%)
- Canada (10%)
- Italy (7%)
- France (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 18
- 1990 to 1994: 7
- 1985 to 1989: 4
- 1980 to 1984: 11
- 1975 to 1979: 5
- 1970 to 1974: 5
- 1970 to 1974: 13
- 1965 to 1969: 28
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White population: 4,315
Black population: 162
American Indian population: 30
Asian population: 21
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 37
Two or more races population: 36

First ancestries reported:
|  United States or American: 812 |
|  German: 486 |
|  English: 443 |
|  Irish: 395 |
|  Other groups: 376 |
|  Scotch-Irish: 211 |
|  Italian: 111 |
|  French (except Basque): 94 |
|  Dutch: 68 |
|  Scottish: 53 |
|  Danish: 41 |
|  Polish: 41 |
|  Russian: 35 |
|  European: 26 |
|  British: 18 |
|  French Canadian: 17 |
|  Canadian: 12 |
|  Hungarian: 12 |
|  Swedish: 12 |
|  Norwegian: 10 |
|  Finnish: 7 |
|  Subsaharan African:: 7 |
|  African: 7 |
|  Welsh: 7 |
|  Portuguese: 6 |
|  Celtic: 5 |
|  Scandinavian: 5 |
|  Czech: 4 |
|  Arab:: 3 |
|  Greek: 3 |
|  Lebanese: 3 |
|  Israeli: 3 |
|  Pennsylvania German: 3 |
|  Austrian: 3 |
|  Ukrainian: 3 |
|  Yugoslavian: 3 |
|  Eastern European: 2 |
|  Swiss: 1 |

Facitilies with environmental interests located in this zip code:
- DIXON HIGH SCHOOL (160 DIXON SCHOOL ROAD in HOLLY RIDGE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
(National Center for Education Statistics) - STATE ID-320
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
- DIXON MIDDLE SCHOOL (200 DIXON SCHOOL ROAD in HOLLY RIDGE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
(National Center for Education Statistics) - STATE ID-318
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
- DIXON ELEMENTARY (130 BETTY DIXON RD in HOLLY RIDGE, NC)
(National Center for Education Statistics) - STATE ID-314
Organizations: ONSLOW COUNTY SCHOOLS (SCHOOL DISTRICT)
- BUSH MARINA (912 S SANDERSON BLVD in SURF CITY, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MARINAS
Alternative names: BUSH REPAIR CENTER, TOPSAIL BEACH BUSH MARINA
- ADVANCED FORMULAS COMPANY, INC. (309 TOPSAIL DR. in SURF CITY, NC)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
- B & T PRODUCT SALES (520-B NEW RIVER in SURF CITY, NC)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Fire-safe hotels and motels in zip code 28445
- Breezway Motel, Cor & Barbs & Channel Blvd, Topsail Beach, NC 28445, Phone: (919) 328-7751
- Breezeway Motel, 636 Channel Blvd, Topsail Beach, NC 28445, Phone: (910) 328-7751
All 2 fire-safe hotels and motels in zip code 28445
Median worth of mobile homes: $73,506
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (77%)
- Bottled, tank, or LP gas (17%)
- Fuel oil, kerosene, etc. (3%)
- Wood (2%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 2608
- Northeast: 613
- Midwest: 506
- South: 680
- West: 173
48% of the 28445 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 35% lived in this county.
Out of people who lived in different counties, 54% lived in North Carolina.
Population in 1990: 1,279. Population change in the 1990s: +3,327 (+260.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 4
| Here: | 0.7% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 7
| Here: | 2.7% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 36
| Here: | 23.2% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- JAMIE F CANNADY (1111 N SHORE DRIVE in SURF CITY, NC; small business): $399,835 in 11 contracts from 2000 to 2005
Contracts for Other Medical Services, Physical Medicine and Rehabilitation Services by Navy Signed by year: 2000: $109,468; 2001: $39,492; 2002: $78,792; 2003: $63,632; 2004: $65,896; 2005: $42,555; 2006: $0.
Biggest contracts:
$65,396 with Navy for Other Medical Services. Signed on 2004-10-26. Completion date: 2005-09-30.
$63,632, same as above. Signed on 2003-10-01. Completion date: 2002-09-30.
$60,968, same as above. Signed on 2002-10-01. Completion date: 2002-09-30.
$55,702 with Navy for Physical Medicine and Rehabilitation Services. Signed on 2000-10-01. Completion date: 2001-09-30.
- GULFSTREAM TRADING ASSOCIATES, (301 US HWY 17 S in HOLLY RIDGE, NC; small business): $208,901 in 15 contracts from 2000 to 2005
Contracts for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal, Iron and Steel Primary and Semifinished Products, Nonwood Construction Lumber and Related Materials, Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings, and more by Navy, Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $13,290; 2001: $0; 2002: $0; 2003: $0; 2004: $160,873; 2005: $34,738; 2006: $0.
Biggest contracts:
$45,000 with Navy for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal. Signed on 2004-09-21. Completion date: 2004-11-01.
$39,500 with Navy for Iron and Steel Primary and Semifinished Products. Signed on 2004-03-10. Completion date: 2004-03-22.
$26,193 with Navy for Plate, Sheet, Strip, and Foil; Nonferrous Base Metal. Signed on 2004-02-13. Completion date: 2004-02-15.
$15,000 with Army for Nonwood Construction Lumber and Related Materials. Signed on 2004-09-22. Completion date: 2004-10-01.
- COASTAL REFORESTATION, INC (2715 S SHORE DR in SURF CITY, NC; small business): $94,642 in 3 contracts from 2000 to 2001
$61,517 with Army for Forest Tree Planting Services. Signed on 2000-10-31. Completion date: 2001-01-31.
$33,125, same as above. Signed on 2001-11-13. Completion date: 2001-12-13.
$0, same as above. Signed on 2000-10-31. Completion date: 2001-01-31.
- BENTON, JENNIFER (104 HORIZON CRT in SURF CITY, NC; small business): $89,186 in 4 contracts in 2005
$79,830 with Navy for Nursing Services. Signed on 2005-10-19. Completion date: 2010-09-30.
$11,808, same as above. Signed on 2005-07-27. Completion date: 2010-09-30.
$500, same as above. Signed on 2005-12-23. Completion date: 2010-09-30.
$-2,952, same as above. Signed on 2005-08-29. Completion date: 2010-09-30.
- DIESEL MARINE REPAIR (452 OLD FOLKSTONE RD in HOLLY RIDGE, NC; small business): $73,320 in 2 contracts in 2004
$36,660 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Plumbing, Heating, and Waste Disposal Equipment. Signed on 2004-03-17. Completion date: 2004-04-16.
$36,660 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery. Signed on 2004-06-24. Completion date: 2004-07-06.
- ADVANCED MACHINE GROUP INC (114 N HINES ST in HOLLY RIDGE, NC; small business)
$17,000 with Army for Maintenance, Repair and Rebuilding of Equipment -- Engines, Turbines, and Components. Taking place in VA. Signed on 2004-09-21. Completion date: 2004-09-30.
- BEASLEY, GENE (920 S SHORE DR in HOLLY RIDGE, NC; small business)
$8,510 with Army for Environmental Chambers and Related Equipment. Signed on 2004-09-02. Completion date: 2004-07-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 5 establishments, 10-19 employees: 2 establishments, 5-9 employees: 2 establishments, 1-4 employees: 3 establishments)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 3, 5-9: 1, 1-4: 4)
- Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 5-9: 5, 1-4: 11)
- Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (10-19: 1, 5-9: 2, 1-4: 10)
- Real Estate and Rental and Leasing: Residential Property Managers (10-19: 1, 5-9: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
33 people in other noninstitutional group quarters
Fatal accident statistics in 2006
- Fatal accident count: 15
- Vehicles involved in fatal accidents: 19
- Fatal accidents caused by drunken drivers: 6
- Fatalities: 15
- Persons involved in fatal accidents: 35
- Pedestrians involved in fatal accidents: 4
Fatal accident statistics in 2005
- Fatal accident count: 10
- Vehicles involved in fatal accidents: 17
- Fatal accidents caused by drunken drivers: 7
- Fatalities: 10
- Persons involved in fatal accidents: 30
- Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 28 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 128 | $193,835 | 593 | $247,967 | 605 | $254,241 | 59 | $105,504 | 622 | $307,679 | 103 | $98,402 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $154,206 | 71 | $251,593 | 105 | $319,084 | 13 | $157,992 | 80 | $360,481 | 21 | $88,902 |
| APPLICATIONS DENIED | 23 | $181,353 | 146 | $323,030 | 274 | $275,283 | 52 | $97,432 | 202 | $365,857 | 68 | $85,398 |
| APPLICATIONS WITHDRAWN | 1 | $145,670 | 67 | $266,527 | 119 | $295,305 | 14 | $127,825 | 75 | $357,707 | 10 | $121,996 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $418,871 | 40 | $240,461 | 0 | $0 | 30 | $328,315 | 3 | $85,407 |
Aggregated Statistics For Year 2006 (Based on 28 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $177,744 | 765 | $239,655 | 696 | $312,127 | 85 | $108,946 | 766 | $309,919 | 110 | $88,297 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $200,452 | 108 | $236,328 | 93 | $277,696 | 12 | $107,357 | 87 | $290,649 | 24 | $66,777 |
| APPLICATIONS DENIED | 17 | $127,308 | 154 | $264,423 | 273 | $281,345 | 51 | $89,972 | 186 | $351,135 | 76 | $74,776 |
| APPLICATIONS WITHDRAWN | 5 | $142,286 | 75 | $227,324 | 125 | $271,508 | 12 | $132,250 | 76 | $346,292 | 14 | $69,391 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $179,302 | 38 | $238,116 | 3 | $67,630 | 13 | $275,637 | 6 | $109,475 |
Aggregated Statistics For Year 2005 (Based on 28 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $156,622 | 1,072 | $254,473 | 732 | $244,729 | 73 | $154,839 | 1 | $262,720 | 1,106 | $292,434 | 100 | $73,806 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $123,440 | 128 | $217,771 | 110 | $202,291 | 10 | $143,205 | 0 | $0 | 111 | $244,952 | 28 | $67,824 |
| APPLICATIONS DENIED | 7 | $206,470 | 223 | $218,176 | 246 | $217,740 | 51 | $74,472 | 1 | $533,760 | 175 | $316,407 | 69 | $67,363 |
| APPLICATIONS WITHDRAWN | 12 | $127,893 | 97 | $271,852 | 136 | $216,327 | 22 | $107,626 | 0 | $0 | 99 | $301,044 | 26 | $83,265 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 24 | $186,133 | 71 | $220,448 | 2 | $163,730 | 0 | $0 | 23 | $188,967 | 11 | $79,869 |
Aggregated Statistics For Year 2004 (Based on 28 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $138,572 | 1,025 | $208,112 | 664 | $177,249 | 54 | $137,181 | 5 | $185,126 | 1,050 | $215,003 | 84 | $70,522 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $116,749 | 105 | $186,048 | 91 | $142,701 | 11 | $42,322 | 0 | $0 | 98 | $189,958 | 25 | $64,364 |
| APPLICATIONS DENIED | 7 | $97,217 | 159 | $197,416 | 238 | $140,736 | 43 | $60,987 | 0 | $0 | 136 | $229,569 | 78 | $72,265 |
| APPLICATIONS WITHDRAWN | 6 | $156,035 | 115 | $201,110 | 135 | $169,947 | 6 | $192,888 | 0 | $0 | 108 | $220,435 | 15 | $71,121 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $123,560 | 26 | $203,165 | 31 | $172,675 | 3 | $105,437 | 0 | $0 | 23 | $237,053 | 3 | $65,030 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $122,209 | 640 | $134,927 | 812 | $131,944 | 22 | $23,588 | 1 | $318,650 | 784 | $137,804 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $136,560 | 72 | $119,131 | 79 | $114,074 | 7 | $18,766 | 0 | $0 | 64 | $136,787 |
| APPLICATIONS DENIED | 13 | $133,562 | 101 | $118,084 | 243 | $134,556 | 20 | $26,793 | 0 | $0 | 111 | $161,157 |
| APPLICATIONS WITHDRAWN | 4 | $181,760 | 65 | $141,705 | 104 | $129,022 | 4 | $34,465 | 0 | $0 | 66 | $153,609 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $116,620 | 9 | $203,038 | 21 | $140,650 | 3 | $25,143 | 0 | $0 | 17 | $204,347 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $117,240 | 563 | $113,563 | 593 | $126,954 | 16 | $31,702 | 626 | $123,962 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $68,933 | 49 | $86,822 | 56 | $93,202 | 4 | $21,135 | 25 | $118,719 |
| APPLICATIONS DENIED | 9 | $105,060 | 112 | $85,352 | 168 | $103,599 | 13 | $37,017 | 70 | $133,107 |
| APPLICATIONS WITHDRAWN | 7 | $134,519 | 36 | $150,111 | 81 | $101,720 | 3 | $10,840 | 36 | $147,293 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $90,610 | 12 | $145,451 | 23 | $130,286 | 3 | $24,277 | 10 | $213,168 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $117,286 | 490 | $103,371 | 559 | $120,416 | 35 | $36,640 | 0 | $0 | 509 | $116,121 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $128,760 | 65 | $67,271 | 62 | $120,746 | 4 | $29,588 | 0 | $0 | 39 | $110,317 |
| APPLICATIONS DENIED | 1 | $159,970 | 166 | $57,148 | 164 | $91,121 | 22 | $17,854 | 1 | $273,130 | 44 | $99,437 |
| APPLICATIONS WITHDRAWN | 4 | $132,010 | 34 | $86,490 | 72 | $88,820 | 10 | $21,460 | 0 | $0 | 21 | $89,989 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $158,766 | 14 | $117,519 | 1 | $48,120 | 0 | $0 | 13 | $139,865 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $101,086 | 523 | $107,768 | 172 | $97,734 | 31 | $28,487 | 364 | $115,571 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $35,816 | 131 | $80,975 | 33 | $63,493 | 7 | $14,121 | 38 | $116,369 |
| APPLICATIONS DENIED | 8 | $60,803 | 307 | $61,327 | 137 | $75,008 | 17 | $16,296 | 46 | $97,093 |
| APPLICATIONS WITHDRAWN | 4 | $60,153 | 35 | $103,268 | 59 | $60,797 | 4 | $22,110 | 21 | $110,303 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $100,580 | 17 | $100,529 | 13 | $79,537 | 0 | $0 | 5 | $124,338 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $95,920 | 211 | $98,208 | 175 | $102,170 | 12 | $22,073 | 1 | $77,830 | 160 | $107,313 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $79,130 | 58 | $107,718 | 58 | $82,224 | 7 | $37,279 | 0 | $0 | 27 | $129,444 |
| APPLICATIONS DENIED | 0 | $0 | 107 | $65,027 | 90 | $85,005 | 12 | $110,798 | 0 | $0 | 31 | $111,075 |
| APPLICATIONS WITHDRAWN | 1 | $45,130 | 20 | $104,182 | 38 | $83,506 | 3 | $9,373 | 0 | $0 | 10 | $128,969 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $110,918 | 14 | $95,718 | 0 | $0 | 0 | $0 | 5 | $106,472 |
Detailed HMDA statistics for the following Tracts:
0004.00
, 9801.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 28 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $216,891 | 34 | $200,729 | 49 | $212,860 | 4 | $154,308 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $164,199 | 14 | $211,751 | 5 | $193,270 | 2 | $88,260 |
| APPLICATIONS DENIED | 5 | $201,786 | 0 | $0 | 3 | $256,973 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $302,715 | 0 | $0 | 1 | $154,770 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $195,710 | 0 | $0 | 1 | $236,630 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 28 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $202,930 | 16 | $230,975 | 37 | $205,195 | 9 | $86,163 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $208,613 | 2 | $136,275 | 9 | $228,761 | 1 | $132,660 |
| APPLICATIONS DENIED | 1 | $608,680 | 0 | $0 | 1 | $608,680 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $139,585 | 3 | $252,093 | 1 | $404,490 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $320,260 | 0 | $0 | 1 | $320,260 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 28 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $208,024 | 27 | $180,549 | 70 | $225,869 | 20 | $92,368 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $275,612 | 2 | $343,055 | 10 | $285,530 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $128,500 | 0 | $0 | 3 | $79,770 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $241,913 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 28 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $152,867 | 29 | $138,906 | 82 | $161,233 | 7 | $63,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $186,002 | 5 | $138,178 | 8 | $201,838 | 2 | $102,085 |
| APPLICATIONS DENIED | 3 | $166,910 | 0 | $0 | 1 | $141,770 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $245,617 | 3 | $164,613 | 13 | $244,173 | 1 | $56,930 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $137,845 | 1 | $88,070 | 1 | $101,410 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 178 | $129,366 | 44 | $125,005 | 127 | $123,987 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $114,193 | 8 | $94,131 | 10 | $115,233 |
| APPLICATIONS DENIED | 3 | $124,857 | 0 | $0 | 1 | $222,400 |
| APPLICATIONS WITHDRAWN | 7 | $167,406 | 1 | $93,640 | 3 | $143,067 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $220,670 | 0 | $0 | 3 | $220,670 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $110,932 | 48 | $101,257 | 108 | $108,733 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $121,245 | 16 | $188,424 | 17 | $122,639 |
| APPLICATIONS DENIED | 4 | $73,158 | 3 | $77,170 | 4 | $73,158 |
| APPLICATIONS WITHDRAWN | 7 | $136,934 | 4 | $92,993 | 7 | $136,934 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $91,477 | 0 | $0 | 1 | $104,050 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $82,754 | 26 | $136,513 | 56 | $80,893 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $131,161 | 8 | $128,760 | 7 | $129,689 |
| APPLICATIONS DENIED | 1 | $156,070 | 0 | $0 | 1 | $156,070 |
| APPLICATIONS WITHDRAWN | 1 | $46,820 | 0 | $0 | 1 | $46,820 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $91,040 | 1 | $117,050 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $108,413 | 5 | $127,198 | 46 | $102,182 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $123,774 | 1 | $201,590 | 8 | $143,066 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $95,724 | 0 | $0 | 4 | $76,085 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $94,218 | 7 | $98,380 | 20 | $100,553 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $96,008 | 0 | $0 | 3 | $77,173 |
| APPLICATIONS DENIED | 1 | $70,630 | 1 | $211,900 | 2 | $103,985 |
| APPLICATIONS WITHDRAWN | 3 | $74,120 | 0 | $0 | 1 | $25,510 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $75,210 | 0 | $0 | 1 | $75,210 |
Detailed PMIC statistics for the following Tracts:
0004.00
, 9801.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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