Estimated median household income in 2007: $49,507
| This zip code: | $49,507 | | North Carolina: | $44,670 |
Nearest zip codes: 28461, 28422, 28462, 28479, 28449, 28428.
Housing units in zip code 28465 with a mortgage: 1,496 (94 second mortgage, 218 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 861
Median monthly owner costs for units with a mortgage: $1,059
Median monthly owner costs for units without a mortgage: $407
Residents with income below the poverty level in 2007:
| This zip code: | 8.7% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.6% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.3 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 467
- 1995 to 1998: 1,057
- 1990 to 1994: 803
- 1980 to 1989: 2,024
- 1970 to 1979: 1,490
- 1960 to 1969: 837
- 1950 to 1959: 290
- 1940 to 1949: 75
- 1939 or earlier: 42
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Bedrooms in owner-occupied houses in Oak Island, NC (28465): |
|
- no bedroom: 0
- 1 bedrooms: 32
- 2 bedrooms: 564
- 3 bedrooms: 1,656
- 4 bedrooms: 254
- 5 or more bedrooms: 43
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 6
- 1 bedrooms: 40
- 2 bedrooms: 228
- 3 bedrooms: 287
- 4 bedrooms: 68
- 5 or more bedrooms: 14
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Vehicles available in 28465 zip code in owner-occupied houses/condos: |
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- no vehicle: 109
- 1 vehicle: 745
- 2 vehicles: 1,237
- 3 vehicles: 355
- 4 vehicles: 73
- 5 or more vehicles: 30
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 65
- 1 vehicle: 281
- 2 vehicles: 212
- 3 vehicles: 62
- 4 vehicles: 23
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28465:
- Less than $10,000: 8
- $10,000 to $14,999: 4
- $15,000 to $19,999: 8
- $20,000 to $24,999: 5
- $35,000 to $39,999: 9
- $40,000 to $49,999: 34
- $50,000 to $59,999: 19
- $60,000 to $69,999: 60
- $70,000 to $79,999: 54
- $80,000 to $89,999: 41
- $90,000 to $99,999: 72
- $100,000 to $124,999: 326
- $125,000 to $149,999: 553
- $150,000 to $174,999: 267
- $175,000 to $199,999: 285
- $200,000 to $249,999: 550
- $250,000 to $299,999: 259
- $300,000 to $399,999: 243
- $400,000 to $499,999: 145
- $500,000 to $749,999: 172
- $750,000 to $999,999: 21
- $1,000,000 or more: 12
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Rent paid by renters in 2007 in zip code 28465:
- Less than $100: 7
- $250 to $299: 1
- $300 to $349: 15
- $350 to $399: 44
- $400 to $449: 41
- $450 to $499: 63
- $500 to $549: 49
- $550 to $599: 105
- $600 to $649: 136
- $650 to $699: 101
- $700 to $749: 90
- $750 to $799: 50
- $800 to $899: 21
- $900 to $999: 24
- $1,000 to $1,249: 63
- $2,000 or more: 4
- No cash rent: 109
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Median price asked for vacant for-sale houses and condos in 2007: $167,448.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $189,653
- Black or African American householders: $209,120
- American Indian or Alaska Native householders: $41,824
- Asian householders: $262,351
- Two or more races householders: $345,999
- Hispanic or Latino householders: $98,856
Estimated median house or condo value in 2007: $178,612 (it was $122,900 in 2000)
| 28465: | $178,612 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $110,321 - $236,820
Mean price in 2007:
Detached houses: $224,721| Here: | $224,721 | | State: | $217,106 |
Townhouses or other attached units: $203,334| Here: | $203,334 | | State: | $176,568 |
In 2-unit structures: $513,211| Here: | $513,211 | | State: | $153,934 |
In 3-to-4-unit structures: $252,628| Here: | $252,628 | | State: | $163,212 |
In 5-or-more-unit structures: $180,836| Here: | $180,836 | | State: | $169,602 |
Mobile homes: $55,352| Here: | $55,352 | | State: | $45,354 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $48,806 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,813
- One, attached: 119
- Two: 107
- 3 or 4: 109
- 5 to 9: 117
- 10 to 19: 139
- 20 to 49: 33
- Mobile homes: 638
- Boats, RVs, vans, etc.: 10

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Means of transportation to work
- Drove a car alone: 2,444 (80%)
- Carpooled: 316 (10%)
- Ferryboat: 23 (1%)
- Taxi: 16 (1%)
- Motorcycle: 28 (1%)
- Bicycle: 42 (1%)
- Walked: 29 (1%)
- Other means: 32 (1%)
- Worked at home: 120 (4%)
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Travel time to work
- Less than 5 minutes: 141
- 5 to 9 minutes: 327
- 10 to 14 minutes: 465
- 15 to 19 minutes: 433
- 20 to 24 minutes: 462
- 25 to 29 minutes: 186
- 30 to 34 minutes: 285
- 35 to 39 minutes: 45
- 40 to 44 minutes: 83
- 45 to 59 minutes: 252
- 60 to 89 minutes: 186
- 90 or more minutes: 65
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Percentage of zip code residents living and working in this county: 78.1%
Household type by relationship
Households: 6,776
- In family households: 5,485 (1,794 male householders, 372 female householders)
1,889 spouses, 1,198 children (1,070 natural, 24 adopted, 104 stepchildren), 78 grandchildren, 17 brothers or sisters, 28 parents, 44 other relatives, 65 non-relatives
- In nonfamily households: 1,291 (463 male householders (308 living alone)), 554 female householders (492 living alone)), 274 nonrelatives
- In group quarters: 6 (0 institutionalized population)
Size of family households: 1,511 2-persons, 369 3-persons, 206 4-persons, 58 5-persons, 14 6-persons, 8 7-or-more-persons.
Size of nonfamily households: 800 1-person, 161 2-persons, 49 3-persons, 7 4-persons.
661 married couples with children.
226 single-parent households (60 men, 166 women).
97.2% of residents of 28465 zip code speak English at home.
1.8% of residents speak Spanish at home (91% very well, 3% well, 5% not well).
1.0% of residents speak other Indo-European language at home (52% very well, 23% well, 26% not well).
Foreign born population: 132 (1.9%)
(50.0% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Germany (36%)
- Netherlands (15%)
- Other South Central Asia (8%)
- Mexico (7%)
- Vietnam (6%)
- Other Caribbean (6%)
- United Kingdom (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 23
- 1990 to 1994: 9
- 1985 to 1989: 4
- 1980 to 1984: 0
- 1975 to 1979: 13
- 1970 to 1974: 13
- 1970 to 1974: 2
- 1965 to 1969: 68
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White population: 6,652
Black population: 26
American Indian population: 29
Asian population: 11
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 11
Two or more races population: 53

First ancestries reported:
|  United States or American: 1198 |
|  English: 1025 |
|  German: 761 |
|  Other groups: 542 |
|  Irish: 508 |
|  Scotch-Irish: 239 |
|  Scottish: 227 |
|  Italian: 143 |
|  Dutch: 133 |
|  French (except Basque): 90 |
|  European: 67 |
|  Polish: 53 |
|  Hungarian: 37 |
|  Swedish: 36 |
|  British: 35 |
|  Welsh: 34 |
|  Portuguese: 28 |
|  Norwegian: 23 |
|  Arab:: 17 |
|  Eastern European: 12 |
|  Lithuanian: 11 |
|  Russian: 11 |
|  Syrian: 9 |
|  Greek: 8 |
|  Lebanese: 8 |
|  Swiss: 8 |
|  West Indian (excluding Hispanic groups):: 8 |
|  Dutch West Indian: 8 |
|  Finnish: 7 |
|  Slovak: 7 |
|  French Canadian: 4 |
|  Czech: 3 |
|  Danish: 3 |
|  Czechoslovakian: 2 |
|  Northern European: 2 |
|  Ukrainian: 2 |
Fire-safe hotels and motels in zip code 28465
- Captains Cove Motel, 6401 E Oak Is Dr, Long Beach, NC 28465, Phone: (910) 278-6026
- Island Resort, 500 Ocean Dr, Oak Island, NC 28465, Phone: (910) 278-5644
- Blue Water Point, 5710 57TH PL W, Oak Island, NC 28465, Phone: (910) 278-1230, Fax: (910) 278-1212
All 3 fire-safe hotels and motels in zip code 28465
Median worth of mobile homes: $69,201
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (79%)
- Bottled, tank, or LP gas (16%)
- Fuel oil, kerosene, etc. (2%)
- Utility gas (2%)
- Wood (1%)
- No fuel used (1%)
|
Place of birth for U.S.-born residents:
- This state: 3567
- Northeast: 868
- Midwest: 609
- South: 1439
- West: 147
44% of the 28465 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 28% lived in this county.
Out of people who lived in different counties, 56% lived in North Carolina.
Population in 1990: 4,752. Population change in the 1990s: +2,030 (+42.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 101
| Here: | 21.8% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 42
| Here: | 13.9% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 3
| Here: | 1.3% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (OAK ISLAND, NC):
- MARGARET RUDD & ASSOCIATES (210 COUNTRY CLUB DR; small business): $790,273 in 8 contracts from 2001 to 2006
Contracts for Lease or Rental of Facilities -- Family Housing Facilities, Lodging - Hotel/Motel by Air Force, Navy Signed by year: 2000: $0; 2001: $152,928; 2002: $338,629; 2003: $514,621; 2004: $0; 2005: $-177,316; 2006: $-38,589.
Biggest contracts:
$382,080 with Air Force for Lease or Rental of Facilities -- Family Housing Facilities. Signed on 2003-06-04. Completion date: 2003-10-31.
$338,629 with Navy for Lodging - Hotel/Motel. Signed on 2002-05-17. Completion date: 2002-10-31.
$169,181 with Air Force for Lease or Rental of Facilities -- Family Housing Facilities. Signed on 2003-08-26. Completion date: 2003-12-31.
$152,928 with Navy for Lodging - Hotel/Motel. Taking place in IA. Signed on 2001-01-08. Completion date: 2001-03-15.
- CAROLINA MAP INC (300 COUNTRY CLUB DRIVE; small business)
$308,610 with Army for Other Housekeeping Services. Signed on 2000-10-12. Completion date: 2001-07-14.
- THE SOUTHWINDS INC (700 OCEAN DRIVE; small business): $53,381 in 11 contracts from 2003 to 2004
Contracts for Lodging - Hotel/Motel by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $4,640; 2004: $48,741; 2005: $0; 2006: $0.
Biggest contracts:
$10,920 with Army for Lodging - Hotel/Motel. Signed on 2004-03-11. Completion date: 2004-06-30.
$9,912, same as above. Signed on 2004-02-05. Completion date: 2004-06-03.
$7,280, same as above. Signed on 2004-01-21. Completion date: 2004-04-10.
$5,460, same as above. Signed on 2004-02-18. Completion date: 2004-05-07.
- KELLETT SERVICES (5414 EAST OAK ISLAND DR; small business)
$4,600 with Army for Insect and Rodent Control Services. Signed on 2001-11-13. Completion date: 2001-11-13.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 6 establishments, 5-9 employees: 2 establishments, 1-4 employees: 7 establishments)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 3, 10-19: 1, 5-9: 1, 1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 2, 5-9: 3, 1-4: 10)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 1, 5-9: 3, 1-4: 2)
- Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 2, 1-4: 21)
- Real Estate and Rental and Leasing: Nonresidential Property Managers (20-49: 1, 1-4: 1)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (20-49: 1)
- Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 2)
- Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
5 people in military barracks, etc.
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 7
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 5
- Persons involved in fatal accidents: 8
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $222,413 | 407 | $267,749 | 514 | $272,106 | 36 | $111,374 | 588 | $265,354 | 8 | $86,411 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $175,075 | 48 | $289,195 | 57 | $371,772 | 6 | $115,465 | 56 | $353,775 | 3 | $109,203 |
| APPLICATIONS DENIED | 0 | $0 | 119 | $328,659 | 182 | $296,225 | 23 | $70,109 | 144 | $345,331 | 5 | $91,972 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 57 | $283,766 | 108 | $365,598 | 6 | $109,453 | 95 | $356,401 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $269,503 | 29 | $236,924 | 3 | $103,693 | 21 | $268,715 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 571 | $272,465 | 651 | $282,561 | 44 | $137,984 | 3 | $220,410 | 783 | $284,231 | 2 | $20,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 56 | $237,791 | 56 | $346,959 | 9 | $54,268 | 0 | $0 | 68 | $318,837 | 3 | $86,660 |
| APPLICATIONS DENIED | 2 | $131,495 | 74 | $300,641 | 147 | $359,282 | 20 | $160,574 | 0 | $0 | 117 | $344,925 | 8 | $80,588 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 56 | $305,900 | 78 | $248,251 | 6 | $103,943 | 0 | $0 | 66 | $258,413 | 2 | $77,395 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $395,129 | 21 | $249,751 | 2 | $214,150 | 0 | $0 | 14 | $258,374 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $114,965 | 1,091 | $261,454 | 685 | $219,053 | 63 | $165,833 | 1,202 | $260,521 | 5 | $109,404 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 89 | $231,701 | 66 | $189,694 | 2 | $59,360 | 105 | $234,995 | 3 | $50,093 |
| APPLICATIONS DENIED | 0 | $0 | 177 | $301,367 | 144 | $253,055 | 20 | $126,761 | 182 | $352,299 | 20 | $79,423 |
| APPLICATIONS WITHDRAWN | 2 | $172,820 | 110 | $308,347 | 110 | $198,629 | 9 | $267,999 | 119 | $288,714 | 3 | $75,640 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 30 | $240,047 | 44 | $213,193 | 3 | $40,073 | 30 | $218,257 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $124,230 | 917 | $193,687 | 673 | $163,423 | 59 | $95,007 | 3 | $430,803 | 989 | $195,408 | 9 | $83,489 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $159,797 | 71 | $209,694 | 44 | $163,464 | 6 | $7,513 | 0 | $0 | 56 | $237,684 | 2 | $53,350 |
| APPLICATIONS DENIED | 0 | $0 | 107 | $200,027 | 87 | $145,029 | 21 | $88,308 | 0 | $0 | 81 | $212,062 | 9 | $67,793 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 68 | $211,652 | 108 | $142,627 | 9 | $51,096 | 0 | $0 | 83 | $209,849 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $233,686 | 20 | $140,587 | 6 | $154,788 | 0 | $0 | 20 | $162,904 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $107,951 | 914 | $152,279 | 1,214 | $135,200 | 11 | $68,035 | 1,207 | $150,673 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 56 | $151,676 | 86 | $128,454 | 3 | $3,007 | 56 | $141,746 |
| APPLICATIONS DENIED | 6 | $113,712 | 72 | $176,892 | 171 | $137,950 | 12 | $31,433 | 92 | $174,668 |
| APPLICATIONS WITHDRAWN | 2 | $76,645 | 62 | $183,657 | 98 | $118,031 | 2 | $48,840 | 59 | $161,666 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $185,847 | 26 | $123,808 | 0 | $0 | 14 | $142,444 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $99,773 | 576 | $137,879 | 784 | $130,719 | 17 | $31,028 | 711 | $137,695 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 33 | $121,636 | 60 | $109,830 | 0 | $0 | 42 | $135,753 |
| APPLICATIONS DENIED | 0 | $0 | 38 | $98,038 | 95 | $101,542 | 8 | $34,001 | 32 | $93,455 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 41 | $180,043 | 89 | $115,429 | 5 | $17,734 | 54 | $165,364 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $68,375 | 14 | $221,770 | 32 | $112,287 | 0 | $0 | 18 | $178,583 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $107,826 | 473 | $128,180 | 592 | $116,101 | 18 | $13,859 | 497 | $127,224 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 26 | $86,064 | 35 | $128,253 | 2 | $81,150 | 21 | $157,794 |
| APPLICATIONS DENIED | 2 | $69,880 | 35 | $81,667 | 95 | $98,378 | 6 | $11,522 | 27 | $135,976 |
| APPLICATIONS WITHDRAWN | 2 | $69,880 | 42 | $118,506 | 99 | $109,932 | 0 | $0 | 39 | $118,297 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $156,793 | 30 | $101,740 | 2 | $15,030 | 17 | $105,108 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $93,700 | 425 | $114,255 | 128 | $113,591 | 18 | $22,709 | 252 | $116,568 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $84,657 | 45 | $96,747 | 21 | $76,142 | 3 | $14,527 | 17 | $94,323 |
| APPLICATIONS DENIED | 5 | $62,216 | 93 | $82,799 | 54 | $81,457 | 6 | $16,280 | 20 | $77,545 |
| APPLICATIONS WITHDRAWN | 5 | $56,204 | 36 | $109,203 | 45 | $65,856 | 2 | $45,085 | 17 | $103,163 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $142,766 | 17 | $84,334 | 0 | $0 | 15 | $159,597 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $101,005 | 234 | $110,051 | 146 | $94,489 | 6 | $28,713 | 1 | $334,020 | 172 | $108,264 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 22 | $89,914 | 31 | $70,637 | 1 | $43,600 | 0 | $0 | 15 | $87,103 |
| APPLICATIONS DENIED | 1 | $111,110 | 41 | $95,361 | 32 | $100,140 | 5 | $5,766 | 0 | $0 | 12 | $111,047 |
| APPLICATIONS WITHDRAWN | 1 | $148,380 | 23 | $129,175 | 30 | $74,633 | 1 | $47,820 | 0 | $0 | 11 | $117,882 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $163,142 | 11 | $90,713 | 0 | $0 | 0 | $0 | 6 | $122,473 |
Detailed HMDA statistics for the following Tracts:
0203.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $253,111 | 12 | $311,080 | 53 | $250,429 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $228,426 | 6 | $368,687 | 5 | $362,476 |
| APPLICATIONS DENIED | 3 | $405,757 | 3 | $337,630 | 6 | $371,693 |
| APPLICATIONS WITHDRAWN | 3 | $338,630 | 0 | $0 | 3 | $338,630 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $390,227 | 0 | $0 | 3 | $390,227 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $264,420 | 8 | $302,439 | 39 | $276,207 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $353,659 | 0 | $0 | 9 | $353,659 |
| APPLICATIONS DENIED | 2 | $169,065 | 0 | $0 | 2 | $169,065 |
| APPLICATIONS WITHDRAWN | 5 | $285,532 | 0 | $0 | 2 | $146,525 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $217,925 | 9 | $193,027 | 62 | $229,565 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $247,425 | 3 | $304,067 | 11 | $246,323 |
| APPLICATIONS DENIED | 5 | $239,846 | 0 | $0 | 5 | $239,846 |
| APPLICATIONS WITHDRAWN | 3 | $181,840 | 2 | $48,090 | 2 | $142,765 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $141,265 | 2 | $163,805 | 3 | $203,380 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $155,279 | 20 | $148,853 | 71 | $153,836 | 2 | $71,385 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $134,608 | 20 | $152,384 | 18 | $148,527 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $115,717 | 0 | $0 | 3 | $115,717 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $189,603 | 0 | $0 | 8 | $193,861 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 173 | $166,611 | 66 | $119,905 | 152 | $156,133 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $150,891 | 23 | $174,782 | 35 | $164,879 |
| APPLICATIONS DENIED | 2 | $93,175 | 0 | $0 | 2 | $93,175 |
| APPLICATIONS WITHDRAWN | 5 | $110,306 | 11 | $126,098 | 11 | $107,655 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $130,881 | 44 | $136,857 | 113 | $129,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $131,912 | 8 | $117,030 | 12 | $111,458 |
| APPLICATIONS DENIED | 2 | $74,390 | 2 | $93,925 | 2 | $74,390 |
| APPLICATIONS WITHDRAWN | 5 | $147,274 | 2 | $81,905 | 3 | $175,327 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $105,195 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 126 | $125,865 | 32 | $121,915 | 81 | $124,491 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $109,382 | 9 | $151,616 | 6 | $121,977 |
| APPLICATIONS DENIED | 2 | $315,590 | 3 | $117,720 | 2 | $315,590 |
| APPLICATIONS WITHDRAWN | 3 | $139,760 | 0 | $0 | 2 | $128,490 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $125,134 | 2 | $47,340 | 59 | $137,493 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $106,699 | 0 | $0 | 8 | $106,699 |
| APPLICATIONS DENIED | 5 | $129,842 | 5 | $112,108 | 3 | $173,323 |
| APPLICATIONS WITHDRAWN | 3 | $116,217 | 0 | $0 | 2 | $99,185 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $59,360 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $108,609 | 9 | $86,807 | 23 | $103,676 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $122,533 | 0 | $0 | 1 | $153,300 |
| APPLICATIONS DENIED | 2 | $77,350 | 0 | $0 | 2 | $77,350 |
| APPLICATIONS WITHDRAWN | 1 | $139,940 | 0 | $0 | 1 | $90,010 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $94,930 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0203.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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