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28465 Zip Code Detailed Profile

 



Profiles Oak Island, NC (28465) houses, apartments, residents, cars, jobs...

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City: Oak Island, NC
Brunswick County, NC
Zip code population (2000): 6,782
Estimated zip code population in 2007: 8,371



Age and Sex of Residents in zip code 28465

Zip code 28465 (Oak Island, North Carolina) real estate house value trends

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Oak Island, NC (28465) map from a distance

Houses and condos: 7,085
Renter-occupied apartments: 643
% of renters here:  20%
State:  31%

2008 cost of living index in zip code 28465: 88.5 (less than average, U.S. average is 100)

Land area: 11.1 sq. mi.
Water area: 0.3 sq. mi.
Population density: 755 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.0% ($968)
North Carolina:  1.1% ($826)

Profiles of local businesses:
Privateer Charters
Distinctive Realty, LLC.

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 3,298  (48.6%)
Females: 3,484  (51.4%)

Zip code 28465 races chart


28465, NC forum
Recent posts about zip code 28465 area on our local forum with over 700,000 registered users:
Wilmington area  (13 replies)
St James Plantation  (57 replies)
How is Zip Code 28465? Oak Island?  (22 replies)
The electric fence...it's new to me! & dog beach info  (43 replies)
Offers on beach homes  (36 replies)
How Southern is Southport?  (10 replies)
Urban population: 6,371
Rural population: 411

Estimated median house/condo value in 2007: $186,916
28465:  $186,916
North Carolina:  $145,700


According to our research of public records there were 2 registered sex offenders living in 28465 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.

Median resident age:  50.3 years
North Carolina median age:  35.3 years

Average household size:
This zip code:  2.1 people
North Carolina:  2.5 people

Averages for the 2004 tax year for zip code 28465, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $47,752 (Individual Income Tax Returns)
Here:  $47,752
State:  $45,376

Salary/wage: $36,078 (reported on 70.8% of returns)
Here:  $36,078
State:  $39,442
(% of AGI for various income ranges: 82.4% for AGIs below $10k, 57.8% for AGIs $10k-25k, 57.6% for AGIs $25k-50k, 57.9% for AGIs $50k-75k, 60.5% for AGIs $75k-100k, 45.1% for AGIs over 100k)

Taxable interest for individuals: $1,655 (reported on 54.7% of returns)
This zip code:  $1,655
North Carolina:  $1,515
(% of AGI for various income ranges: 6.1% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $4,243 (reported on 33.4% of returns)
Here:  $4,243
State:  $4,016
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 2.4% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Net capital gain/loss: +$14,149 (reported on 28.6% of returns)
Here:  +$14,149
State:  +$11,152
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Profit/loss from business: +$13,613 (reported on 21.6% of returns)
Here:  +$13,613
State:  +$9,490
(% of AGI for various income ranges: 7.0% for AGIs below $10k, 9.8% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 8.1% for AGIs over 100k)

IRA payment deduction: $3,425 (reported on 3.3% of returns)
28465:  $3,425
North Carolina:  $2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $17,724 (reported on 0.9% of returns)
Here:  $17,724
North Carolina:  $14,754

Total itemized deductions: $17,959 (1% of AGI, reported on 44.4% of returns)
Here:  $17,959
State:  $19,464
(% of AGI for various income ranges: 28.3% for AGIs below $10k, 19.5% for AGIs $10k-25k, 18.3% for AGIs $25k-50k, 18.6% for AGIs $50k-75k, 18.6% for AGIs $75k-100k, 13.3% for AGIs over 100k)

Charity contributions deductions: $2,792 (3.5% of AGI, reported on 38.7% of returns)
Here:  $2,792
North Carolina:  $4,035

Here:  3.5% of AGI
State:  4.5% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $7,215 (reported on 78.7% of returns)
28465:  $7,215
State:  $7,257
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,544 (reported on 12.1% of returns)
Here:  $1,544
State:  $1,851
(% of AGI for various income ranges: 7.8% for AGIs below $10k, 2.7% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 61.2%
Here:  61%
State:  62%
(% for various income ranges: 52.3% for AGIs below $10k, 63.9% for AGIs $10k-25k, 60.6% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 58.7% for AGIs $75k-100k, 68.4% for AGIs over 100k)


Estimated median household income in 2007: $49,507
This zip code:  $49,507
North Carolina:  $44,670
Oak Island, NC (28465) map

Nearest zip codes: 28461, 28422, 28462, 28479, 28449, 28428.


Percentage of family households:
This zip code:  68.8%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  5.0%
Whole state:  4.6%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 28465 with a mortgage: 1,496 (94 second mortgage, 218 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 861


Median monthly owner costs for units with a mortgage: $1,059

Median monthly owner costs for units without a mortgage: $407

Residents with income below the poverty level in 2007:
This zip code:  8.7%
Whole state:  14.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.6%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  5.3
State:  5.9

Median number of rooms in apartments:
Here:  5.0
State:  4.3


Zip code 28465 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 467
  • 1995 to 1998: 1,057
  • 1990 to 1994: 803
  • 1980 to 1989: 2,024
  • 1970 to 1979: 1,490
  • 1960 to 1969: 837
  • 1950 to 1959: 290
  • 1940 to 1949: 75
  • 1939 or earlier: 42



Zip code 28465 satellite photo by USGS


Bedrooms in owner-occupied houses in Oak Island, NC (28465):
  • no bedroom: 0
  • 1 bedrooms: 32
  • 2 bedrooms: 564
  • 3 bedrooms: 1,656
  • 4 bedrooms: 254
  • 5 or more bedrooms: 43


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 6
  • 1 bedrooms: 40
  • 2 bedrooms: 228
  • 3 bedrooms: 287
  • 4 bedrooms: 68
  • 5 or more bedrooms: 14



Vehicles available in 28465 zip code in owner-occupied houses/condos:
  • no vehicle: 109
  • 1 vehicle: 745
  • 2 vehicles: 1,237
  • 3 vehicles: 355
  • 4 vehicles: 73
  • 5 or more vehicles: 30


Vehicles available in renter-occupied apartments:
  • no vehicle: 65
  • 1 vehicle: 281
  • 2 vehicles: 212
  • 3 vehicles: 62
  • 4 vehicles: 23
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 28465 household income distribution in 2007

Zip code 28465 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28465:

  • Less than $10,000: 8
  • $10,000 to $14,999: 4
  • $15,000 to $19,999: 8
  • $20,000 to $24,999: 5
  • $35,000 to $39,999: 9
  • $40,000 to $49,999: 34
  • $50,000 to $59,999: 19
  • $60,000 to $69,999: 60
  • $70,000 to $79,999: 54
  • $80,000 to $89,999: 41
  • $90,000 to $99,999: 72
  • $100,000 to $124,999: 326
  • $125,000 to $149,999: 553
  • $150,000 to $174,999: 267
  • $175,000 to $199,999: 285
  • $200,000 to $249,999: 550
  • $250,000 to $299,999: 259
  • $300,000 to $399,999: 243
  • $400,000 to $499,999: 145
  • $500,000 to $749,999: 172
  • $750,000 to $999,999: 21
  • $1,000,000 or more: 12
 



28465 rent paid by renters


Rent paid by renters in 2007 in zip code 28465:

  • Less than $100: 7
  • $250 to $299: 1
  • $300 to $349: 15
  • $350 to $399: 44
  • $400 to $449: 41
  • $450 to $499: 63
  • $500 to $549: 49
  • $550 to $599: 105
  • $600 to $649: 136
  • $650 to $699: 101
  • $700 to $749: 90
  • $750 to $799: 50
  • $800 to $899: 21
  • $900 to $999: 24
  • $1,000 to $1,249: 63
  • $2,000 or more: 4
  • No cash rent: 109
 


Median price asked for vacant for-sale houses and condos in 2007: $167,448.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $189,653
  • Black or African American householders: $209,120
  • American Indian or Alaska Native householders: $41,824
  • Asian householders: $262,351
  • Two or more races householders: $345,999
  • Hispanic or Latino householders: $98,856

Estimated median house or condo value in 2007: $178,612 (it was $122,900 in 2000)
28465:  $178,612
North Carolina:  $145,700
Lower value quartile - upper value quartile: $110,321 - $236,820

Mean price in 2007:
Detached houses: $224,721
Here:  $224,721
State:  $217,106

Townhouses or other attached units: $203,334
Here:  $203,334
State:  $176,568

In 2-unit structures: $513,211
Here:  $513,211
State:  $153,934

In 3-to-4-unit structures: $252,628
Here:  $252,628
State:  $163,212

In 5-or-more-unit structures: $180,836
Here:  $180,836
State:  $169,602

Mobile homes: $55,352
Here:  $55,352
State:  $45,354

Occupied boats, RVs, vans, etc.: $5,000
Here:  $5,000
State:  $48,806


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 5,813
  • One, attached: 119
  • Two: 107
  • 3 or 4: 109
  • 5 to 9: 117
  • 10 to 19: 139
  • 20 to 49: 33
  • Mobile homes: 638
  • Boats, RVs, vans, etc.: 10
28465 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 2,444 (80%)
  • Carpooled: 316 (10%)
  • Ferryboat: 23 (1%)
  • Taxi: 16 (1%)
  • Motorcycle: 28 (1%)
  • Bicycle: 42 (1%)
  • Walked: 29 (1%)
  • Other means: 32 (1%)
  • Worked at home: 120 (4%)
 

28465 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 141
  • 5 to 9 minutes: 327
  • 10 to 14 minutes: 465
  • 15 to 19 minutes: 433
  • 20 to 24 minutes: 462
  • 25 to 29 minutes: 186
  • 30 to 34 minutes: 285
  • 35 to 39 minutes: 45
  • 40 to 44 minutes: 83
  • 45 to 59 minutes: 252
  • 60 to 89 minutes: 186
  • 90 or more minutes: 65
 

Percentage of zip code residents living and working in this county: 78.1%


Household type by relationship
Households: 6,776

  • In family households: 5,485 (1,794 male householders, 372 female householders)
    1,889 spouses, 1,198 children (1,070 natural, 24 adopted, 104 stepchildren), 78 grandchildren, 17 brothers or sisters, 28 parents, 44 other relatives, 65 non-relatives
  • In nonfamily households: 1,291 (463 male householders (308 living alone)), 554 female householders (492 living alone)), 274 nonrelatives
  • In group quarters: 6 (0 institutionalized population)

Size of family households: 1,511 2-persons, 369 3-persons, 206 4-persons, 58 5-persons, 14 6-persons, 8 7-or-more-persons.

Size of nonfamily households: 800 1-person, 161 2-persons, 49 3-persons, 7 4-persons.

661 married couples with children.
226 single-parent households (60 men, 166 women).

97.2% of residents of 28465 zip code speak English at home.
1.8% of residents speak Spanish at home (91% very well, 3% well, 5% not well).
1.0% of residents speak other Indo-European language at home (52% very well, 23% well, 26% not well).

Foreign born population: 132 (1.9%)
(50.0% of them are naturalized citizens)

This zip code:  1.9%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Germany (36%)
  • Netherlands (15%)
  • Other South Central Asia (8%)
  • Mexico (7%)
  • Vietnam (6%)
  • Other Caribbean (6%)
  • United Kingdom (5%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 23
  • 1990 to 1994: 9
  • 1985 to 1989: 4
  • 1980 to 1984: 0
  • 1975 to 1979: 13
  • 1970 to 1974: 13
  • 1970 to 1974: 2
  • 1965 to 1969: 68

White population: 6,652
Black population: 26
American Indian population: 29
Asian population: 11
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 11
Two or more races population: 53

Zip code 28465 races chart


First ancestries reported:

 United States or American: 1198
 English: 1025
 German: 761
 Other groups: 542
 Irish: 508
 Scotch-Irish: 239
 Scottish: 227
 Italian: 143
 Dutch: 133
 French (except Basque): 90
 European: 67
 Polish: 53
 Hungarian: 37
 Swedish: 36
 British: 35
 Welsh: 34
 Portuguese: 28
 Norwegian: 23
 Arab:: 17
 Eastern European: 12
 Lithuanian: 11
 Russian: 11
 Syrian: 9
 Greek: 8
 Lebanese: 8
 Swiss: 8
 West Indian (excluding Hispanic groups):: 8
 Dutch West Indian: 8
 Finnish: 7
 Slovak: 7
 French Canadian: 4
 Czech: 3
 Danish: 3
 Czechoslovakian: 2
 Northern European: 2
 Ukrainian: 2


Fire-safe hotels and motels in zip code 28465
  • Captains Cove Motel, 6401 E Oak Is Dr, Long Beach, NC 28465, Phone: (910) 278-6026
  • Island Resort, 500 Ocean Dr, Oak Island, NC 28465, Phone: (910) 278-5644
  • Blue Water Point, 5710 57TH PL W, Oak Island, NC 28465, Phone: (910) 278-1230, Fax: (910) 278-1212
All 3 fire-safe hotels and motels in zip code 28465

Median worth of mobile homes: $69,201

Zip code 28465 marital status for males
Zip code 28465 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 0%

Most commonly used house heating fuel:
  • Electricity (79%)
  • Bottled, tank, or LP gas (16%)
  • Fuel oil, kerosene, etc. (2%)
  • Utility gas (2%)
  • Wood (1%)
  • No fuel used (1%)


Place of birth for U.S.-born residents:

  • This state: 3567
  • Northeast: 868
  • Midwest: 609
  • South: 1439
  • West: 147

44% of the 28465 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 28% lived in this county.
   Out of people who lived in different counties, 56% lived in North Carolina.

Population in 1990: 4,752. Population change in the 1990s: +2,030 (+42.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 101
Here:  21.8%
North Carolina:  8.2%

Students in private schools in grades 9 to 12 (high school): 42
Here:  13.9%
North Carolina:  6.9%

Students in private undergraduate colleges: 3
Here:  1.3%
North Carolina:  20.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code (OAK ISLAND, NC):

  • MARGARET RUDD & ASSOCIATES (210 COUNTRY CLUB DR; small business): $790,273 in 8 contracts from 2001 to 2006
    Contracts for Lease or Rental of Facilities -- Family Housing Facilities, Lodging - Hotel/Motel by Air Force, Navy
    Signed by year: 2000: $0; 2001: $152,928; 2002: $338,629; 2003: $514,621; 2004: $0; 2005: $-177,316; 2006: $-38,589.

    Biggest contracts:
    $382,080 with Air Force for Lease or Rental of Facilities -- Family Housing Facilities. Signed on 2003-06-04. Completion date: 2003-10-31.
    $338,629 with Navy for Lodging - Hotel/Motel. Signed on 2002-05-17. Completion date: 2002-10-31.
    $169,181 with Air Force for Lease or Rental of Facilities -- Family Housing Facilities. Signed on 2003-08-26. Completion date: 2003-12-31.
    $152,928 with Navy for Lodging - Hotel/Motel. Taking place in IA. Signed on 2001-01-08. Completion date: 2001-03-15.
  • CAROLINA MAP INC (300 COUNTRY CLUB DRIVE; small business)
    $308,610 with Army for Other Housekeeping Services. Signed on 2000-10-12. Completion date: 2001-07-14.
  • THE SOUTHWINDS INC (700 OCEAN DRIVE; small business): $53,381 in 11 contracts from 2003 to 2004
    Contracts for Lodging - Hotel/Motel by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $4,640; 2004: $48,741; 2005: $0; 2006: $0.

    Biggest contracts:
    $10,920 with Army for Lodging - Hotel/Motel. Signed on 2004-03-11. Completion date: 2004-06-30.
    $9,912, same as above. Signed on 2004-02-05. Completion date: 2004-06-03.
    $7,280, same as above. Signed on 2004-01-21. Completion date: 2004-04-10.
    $5,460, same as above. Signed on 2004-02-18. Completion date: 2004-05-07.
  • KELLETT SERVICES (5414 EAST OAK ISLAND DR; small business)
    $4,600 with Army for Insect and Rodent Control Services. Signed on 2001-11-13. Completion date: 2001-11-13.


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 6 establishments, 5-9 employees: 2 establishments, 1-4 employees: 7 establishments)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 3, 10-19: 1, 5-9: 1, 1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 2, 5-9: 3, 1-4: 10)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 1, 5-9: 3, 1-4: 2)
  • Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 2, 1-4: 21)
  • Real Estate and Rental and Leasing: Nonresidential Property Managers (20-49: 1, 1-4: 1)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (20-49: 1)
  • Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 2)
  • Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 3)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




5 people in military barracks, etc.

Fatal accident statistics in 2006
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 5
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$222,413407$267,749514$272,10636$111,374588$265,3548$86,411
APPLICATIONS APPROVED, NOT ACCEPTED2$175,07548$289,19557$371,7726$115,46556$353,7753$109,203
APPLICATIONS DENIED0$0119$328,659182$296,22523$70,109144$345,3315$91,972
APPLICATIONS WITHDRAWN0$057$283,766108$365,5986$109,45395$356,4010$0
FILES CLOSED FOR INCOMPLETENESS0$012$269,50329$236,9243$103,69321$268,7150$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0203.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED68$253,11112$311,08053$250,429
APPLICATIONS APPROVED, NOT ACCEPTED5$228,4266$368,6875$362,476
APPLICATIONS DENIED3$405,7573$337,6306$371,693
APPLICATIONS WITHDRAWN3$338,6300$03$338,630
FILES CLOSED FOR INCOMPLETENESS3$390,2270$03$390,227
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0203.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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