28465 Zip Code Detailed Profile




Cities: Oak Island, NC (58.12%), Caswell Beach, NC (28.71%)
County: Brunswick County, NC
Estimated zip code population in 2013: 6,700
Zip code population in 2010: 6,531
Zip code population in 2000: 6,782

Houses and condos: 8,874
Renter-occupied apartments: 877
% of renters here:

27%
State:

36%
Mar. 2013 cost of living index in zip code 28465: 97.9 (near average, U.S. average is 100)

Land area: 10.6 sq. mi.
Water area: 3.4 sq. mi.
Population density: 633 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28465
Zip code 28465 (Oak Island, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($2,067)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,276 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,760 (0.7%)

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Males: 3,212  (47.9%)
Females: 3,488  (52.1%)

For population 25 years and over in 28465:

For population 15 years and over in 28465:

Zip code 28465 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in below state average.
  • Number of college students below state average.
  • Races in zip code 28465

  • Zip code 28465 races chart
    • 6,275White population
    • 37Black population
    • 36American Indian population
    • 18Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 6Some other race population
    • 63Two or more races population
    • 94Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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Urban population: 6,293
Rural population: 406

Estimated median house/condo value in 2013: $280,800
28465:

$280,800
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 10 registered sex offenders living in 28465 zip code as of September 03, 2015.
The ratio of number of residents in zip code 28465 to the number of sex offenders is 870 to 1.


Median resident age:
This zip code:

52.9 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.1 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28465, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $53,815 (Individual Income Tax Returns)
Here:

$53,815
State:

$54,937

Salary/wage: $41,828 (reported on 69.0% of returns)
Here:

$41,828
State:

$46,336
(% of AGI for various income ranges: 61.0% for AGIs below $25k, 57.0% for AGIs $25k-50k, 46.9% for AGIs $50k-75k, 50.8% for AGIs $75k-100k, 57.4% for AGIs $100k-200k, 48.3% for AGIs over 200k)

Taxable interest for individuals: $1,239 (reported on 45.6% of returns)
This zip code:

$1,239
North Carolina:

$1,298
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $5,647 (reported on 29.2% of returns)
Here:

$5,647
State:

$6,213
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,138 (reported on 24.0% of returns)
Here:

+$4,138
State:

+$12,740
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Profit/loss from business: +$10,508 (reported on 18.8% of returns)
Here:

+$10,508
State:

+$10,311
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 4.2% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,516 (reported on 20.4% of returns)
28465:

$17,516
North Carolina:

$15,575
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.8% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Total itemized deductions: $21,721 (25% of AGI, reported on 41.9% of returns)
Here:

$21,721
State:

$23,438

Here:

24.8% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 21.2% for AGIs below $25k, 16.7% for AGIs $25k-50k, 16.8% for AGIs $50k-75k, 19.1% for AGIs $75k-100k, 16.3% for AGIs $100k-200k, 13.6% for AGIs over 200k)

Charity contributions: $3,092 (reported on 35.3% of returns)
Here:

$3,092
State:

$4,687
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $7,701 (reported on 41.6% of returns)
28465:

$7,701
State:

$8,823
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 3.9% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 7.1% for AGIs $100k-200k, 7.7% for AGIs over 200k)

Earned income credit: $1,906 (reported on 14.9% of returns)
Here:

$1,906
State:

$2,376
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28465, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,752 (Individual Income Tax Returns)
Here:

$47,752
State:

$45,376

Salary/wage: $36,078 (reported on 70.8% of returns)
Here:

$36,078
State:

$39,442
(% of AGI for various income ranges: 82.4% for AGIs below $10k, 57.8% for AGIs $10k-25k, 57.6% for AGIs $25k-50k, 57.9% for AGIs $50k-75k, 60.5% for AGIs $75k-100k, 45.1% for AGIs over 100k)

Taxable interest for individuals: $1,655 (reported on 54.7% of returns)
This zip code:

$1,655
North Carolina:

$1,515
(% of AGI for various income ranges: 6.1% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $4,243 (reported on 33.4% of returns)
Here:

$4,243
State:

$4,016
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 2.4% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Net capital gain/loss: +$14,149 (reported on 28.6% of returns)
Here:

+$14,149
State:

+$11,152
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Profit/loss from business: +$13,613 (reported on 21.6% of returns)
Here:

+$13,613
State:

+$9,490
(% of AGI for various income ranges: 7.0% for AGIs below $10k, 9.8% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 8.1% for AGIs over 100k)

IRA payment deduction: $3,425 (reported on 3.3% of returns)
28465:

$3,425
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $17,724 (reported on 0.9% of returns)
Here:

$17,724
North Carolina:

$14,754

Total itemized deductions: $17,959 (23% of AGI, reported on 44.4% of returns)
Here:

$17,959
State:

$19,464

Here:

23.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 28.3% for AGIs below $10k, 19.5% for AGIs $10k-25k, 18.3% for AGIs $25k-50k, 18.6% for AGIs $50k-75k, 18.6% for AGIs $75k-100k, 13.3% for AGIs over 100k)

Charity contributions deductions: $2,792 (3% of AGI, reported on 38.7% of returns)
Here:

$2,792
State:

$4,035

Here:

3.5% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $7,215 (reported on 78.7% of returns)
28465:

$7,215
State:

$7,257
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,544 (reported on 12.1% of returns)
Here:

$1,544
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 61.2%
Here:

61%
State:

62%
(% for various income ranges: 52.3% for AGIs below $10k, 63.9% for AGIs $10k-25k, 60.6% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 58.7% for AGIs $75k-100k, 68.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$49,029
North Carolina:

$45,906
Oak Island, NC (28465) map Nearest zip codes: 28461, 28422, 28449, 28479, 28462, 28428.
Percentage of family households:
This zip code:

37.5%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.1%
North Carolina:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 236
Household did not receive Food Stamps/SNAP in the past 12 months: 3,006


Women who did not have a birth in the past 12 months: 1,196 (553 now married, 643 unmarried)


Housing units in zip code 28465 with a mortgage: 1,375 (74 second mortgage, 267 home equity loan)
Houses without a mortgage: 990

Median monthly owner costs for units with a mortgage: $1,801
Median monthly owner costs for units without a mortgage: S476

Residents with income below the poverty level in 2013:
This zip code:

9.3%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.3%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.7
State:

6.3
Median number of rooms in apartments:
Here:

5.0
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28465: Oak Island Lighthouse (A), Oak Island Police Department (B), Yaupon Police Department (C), Caswell Beach Police Department (D). Display/hide their locations on the map

    Rivers and creeks: Elizabeth River (A), Dutchman Creek (B), Doshers Creek (C), Coward Creek (D), Boathouse Creek (E), Smokehouse Creek (F), Piney Point Creek (G), Molasses Creek (H), Lockwoods Folly River (I). Display/hide their locations on the map

    Park in zip code 28465: Robin Schusta Park (1). Display/hide its location on the map

    Beach: Long Beach (A). Display/hide its location on the map

Year house built

  • 272010 or later
  • 2,1832000 to 2009
  • 1,6071990 to 1999
  • 2,3811980 to 1989
  • 1,1661970 to 1979
  • 1,0041960 to 1969
  • 3431950 to 1959
  • 581940 to 1949
  • 1051939 or earlier

Zip code 28465 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Oak Island, NC (28465)

  • 0no bedroom
  • 91 bedroom
  • 4032 bedrooms
  • 1,4983 bedrooms
  • 3934 bedrooms
  • 625+ bedrooms

Bedrooms in renter-occupied apartments in Oak Island, NC (28465)

  • 10no bedroom
  • 51 bedroom
  • 3892 bedrooms
  • 3713 bedrooms
  • 1024 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Oak Island, NC (28465) in owner-occupied houses/condos

  • 52no vehicle
  • 6081 vehicle
  • 1,2172 vehicles
  • 3923 vehicles
  • 874 vehicles
  • 95+ vehicles

Cars and other vehicles available in Oak Island, NC (28465) in renter-occupied apartments

  • 50no vehicle
  • 4291 vehicle
  • 3262 vehicles
  • 723 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $954.


Median price asked for vacant for-sale houses and condos in 2013: $297,941.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $280,800
28465:

$280,800
North Carolina:

$154,300
Lower value quartile - upper value quartile: $177,500 - $461,100

Mean price in 2013:

Detached houses: $381,314
Here:

$381,314
State:

$219,576

Townhouses or other attached units: $282,938
Here:

$282,938
State:

$173,086

In 3-to-4-unit structures: $466,154
Here:

$466,154
State:

$149,371

In 5-or-more-unit structures: $186,154
Here:

$186,154
State:

$175,668

Mobile homes: $70,000
Here:

$70,000
State:

$64,697

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 12.9%

Percentage of zip code residents living and working in this county: 73.5%

Household type by relationship:

Households: 6,690

Size of family households: 1,264 2-persons, 349 3-persons, 196 4-persons, 136 5-persons, 2 6-persons

Size of nonfamily households: 1,092 1-person, 176 2-persons, 23 3-persons, 4 4-persons

656 married couples with children.
192 single-parent households (78 men, 114 women).

96.8% of residents of 28465 zip code speak English at home.
0.9% of residents speak Spanish at home (51% very well, 5% well, 44% not well).
2.0% of residents speak other Indo-European language at home (86% very well, 14% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 194 (2.9%)
(59.8% of them are naturalized citizens)
This zip code:

2.9%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 19%Sweden
  • 16%Germany
  • 15%Canada
  • 12%Dominican Republic
  • 6%United Kingdom, excluding England and Scotland
  • 6%Thailand
  • 5%China, excluding Hong Kong and Taiwan

Most common first ancestries reported in 28465 (%)

  • 18%American
  • 13%Other groups
  • 10%English
  • 10%Irish
  • 10%German
  • 6%French (except Basque)
  • 5%Italian

Year of entry for the foreign-born population

  • 92010 or later
  • 82000 to 2009
  • 71990 to 1999
  • 246Before 1990

Fire-safe hotels and motels in zip code 28465:

All 3 fire-safe hotels and motels in zip code 28465

Zip code 28465 marital status for males
Zip code 28465 marital status for females

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 0.2%

Most commonly used house heating fuel

  • 86%Electricity
  • 10%Bottled, tank, or LP gas
  • 3%Utility gas
  • 1%Wood
  • 1%No fuel used

Population in 1990: 4,752. Population change in the 1990s: +2,030 (+42.7%).

Place of birth for U.S.-born residents:


44% of the 28465 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 28% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

87% of the 28465 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 18% moved from different county within same state.
   Out of people who lived in different houses, 21% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 54
Here:

18.9%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 104
Here:

36.6%
North Carolina:

7.7%
Students in private undergraduate colleges:
Here:

0.0%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 122,643Health diagnosing and treating practitioners and other technical occupations
  • 63,958Community and social service occupations
  • 48,971Business and financial operations occupations
  • 47,031Installation, maintenance, and repair occupations
  • 45,682Healthcare support occupations
  • 41,589Management occupations

Companies with federal contracts located in this zip code (OAK ISLAND, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 4 people in military barracks and dormitories (nondisciplinary)

People in group quarters in 2000:

  • 5 people in military barracks, etc.

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED17$164,954287$196,657717$216,07021$111,136637$207,0755$112,710
APPLICATIONS APPROVED, NOT ACCEPTED0$021$318,95160$221,3375$96,48051$242,2160$0
APPLICATIONS DENIED9$158,12842$170,174281$262,4239$72,636197$266,2023$89,167
APPLICATIONS WITHDRAWN3$132,74748$178,833132$237,2833$41,07792$232,8360$0
FILES CLOSED FOR INCOMPLETENESS3$143,2676$207,63753$210,9025$101,28839$184,1120$0

Detailed HMDA statistics for the following Tracts: 0203.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$204,1309$198,87015$198,269
APPLICATIONS APPROVED, NOT ACCEPTED14$197,6183$234,93712$205,258
APPLICATIONS DENIED5$233,2343$223,4172$108,200
APPLICATIONS WITHDRAWN2$118,7202$102,1902$118,720
FILES CLOSED FOR INCOMPLETENESS2$228,4250$02$228,425

Detailed PMIC statistics for the following Tracts: 0203.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28465 among deceased individuals
NameCountLived (average)
William4175.1 years
Robert3270.1 years
James2771.4 years
John2574.3 years
Mary2477.4 years
Charles2274.8 years
Thomas1466.6 years
Donald1372.9 years
Richard1179.0 years
Margaret1178.4 years
Most common last names in zip code 28465 among deceased individuals
Last nameCountLived (average)
Smith1477.4 years
Thomas775.3 years
Jones772.0 years
Miller771.6 years
Lewis683.0 years
King580.6 years
Davis573.8 years
Brooks566.0 years
Walker570.4 years
Williams564.8 years

Businesses in zip code 28465



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