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28531 Zip Code (Harkers Island, NC) Detailed Profile




Estimated zip code population in 2019: 1,273
Zip code population in 2010: 1,207
Zip code population in 2000: 1,525

Houses and condos: 1,141
Renter-occupied apartments: 94
% of renters here:

17%
State:

35%
March 2019 cost of living index in zip code 28531: 83.8 (less than average, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 1.6 sq. mi.
Population density: 568 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28531
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Real estate property taxes paid for housing units in 2019:
This zip code:

0.4% ($1,147)
North Carolina:

0.8% ($1,493)
Median real estate property taxes paid for housing units with mortgages in 2019: $1,310 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $942 (0.4%)

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Males: 609  (47.8%)
Females: 664  (52.2%)

For population 25 years and over in 28531:

  • High school or higher: 85.5%
  • Bachelor's degree or higher: 25.4%
  • Graduate or professional degree: 4.8%
  • Unemployed: 4.2%
  • Mean travel time to work (commute): 35.9 minutes

For population 15 years and over in 28531:

  • Never married: 20.9%
  • Now married: 56.8%
  • Separated: 1.5%
  • Widowed: 10.2%
  • Divorced: 10.6%

Zip code 28531 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in above state average.
  • Races in zip code 28531 (2019)
    • 1,18898.4%White
    • 121.0%Two or more races
    • 30.2%American Indian
    • 30.2%Asian
    • 10.08%Hispanic or Latino
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123
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100% rural population.

Estimated median house/condo value in 2019: $258,745
28531:

$258,745
North Carolina:

$193,200
Median resident age:
This zip code:

53.5 years
North Carolina median age:

39.1 years
Average household size:
This zip code:

2.2 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28531, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,966 (Individual Income Tax Returns)
Here:

$46,966
State:

$54,937

Salary/wage: $42,381 (reported on 64.3% of returns)
Here:

$42,381
State:

$46,336
(% of AGI for various income ranges: 50.9% for AGIs below $25k, 54.5% for AGIs $25k-50k, 58.2% for AGIs $50k-75k, 71.5% for AGIs $75k-100k, 53.2% for AGIs $100k-200k)

Taxable interest for individuals: $918 (reported on 39.3% of returns)
This zip code:

$918
North Carolina:

$1,298
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Ordinary dividends: $2,513 (reported on 14.3% of returns)
Here:

$2,513
State:

$6,213
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k)

Profit/loss from business: +$2,873 (reported on 19.6% of returns)
Here:

+$2,873
State:

+$10,311
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.8% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $13,700 (reported on 10.7% of returns)
28531:

$13,700
North Carolina:

$15,575

Total itemized deductions: $18,760 (25% of AGI, reported on 35.7% of returns)
Here:

$18,760
State:

$23,438

Here:

25.0% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 17.6% for AGIs below $25k, 10.7% for AGIs $25k-50k, 14.6% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 15.4% for AGIs $100k-200k)

Charity contributions: $4,029 (reported on 30.4% of returns)
Here:

$4,029
State:

$4,687
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Taxes paid: $4,925 (reported on 35.7% of returns)
28531:

$4,925
State:

$8,823
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 5.1% for AGIs $100k-200k)

Earned income credit: $1,700 (reported on 16.1% of returns)
Here:

$1,700
State:

$2,376
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.5%
Here:

63%
State:

53%
(% for various income ranges: 57.1% for AGIs below $25k, 60.0% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28531, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,663 (Individual Income Tax Returns)
Here:

$37,663
State:

$45,376

Salary/wage: $31,506 (reported on 73.2% of returns)
Here:

$31,506
State:

$39,442
(% of AGI for various income ranges: 111.8% for AGIs below $10k, 56.9% for AGIs $10k-25k, 63.9% for AGIs $25k-50k, 72.2% for AGIs $50k-75k, 84.4% for AGIs $75k-100k, 31.2% for AGIs over 100k)

Taxable interest for individuals: $946 (reported on 50.8% of returns)
This zip code:

$946
North Carolina:

$1,515
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $2,614 (reported on 15.3% of returns)
Here:

$2,614
State:

$4,016
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$16,356 (reported on 15.7% of returns)
Here:

+$16,356
State:

+$11,152
(% of AGI for various income ranges: -0.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 23.8% for AGIs over 100k)

Profit/loss from business: +$2,446 (reported on 25.1% of returns)
Here:

+$2,446
State:

+$9,490
(% of AGI for various income ranges: 22.3% for AGIs below $10k, 6.2% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, -0.0% for AGIs $75k-100k)

IRA payment deduction: $2,357 (reported on 2.1% of returns)
28531:

$2,357
North Carolina:

$2,967

Total itemized deductions: $17,803 (26% of AGI, reported on 32.2% of returns)
Here:

$17,803
State:

$19,464

Here:

26.0% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 14.1% for AGIs $10k-25k, 12.6% for AGIs $25k-50k, 18.1% for AGIs $50k-75k, 16.5% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Charity contributions deductions: $3,901 (6% of AGI, reported on 30.6% of returns)
Here:

$3,901
State:

$4,035

Here:

5.6% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 2.6% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $4,614 (reported on 74.9% of returns)
28531:

$4,614
State:

$7,257
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Earned income credit: $1,545 (reported on 16.9% of returns)
Here:

$1,545
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 70.3%
Here:

70%
State:

62%
(% for various income ranges: 61.2% for AGIs below $10k, 76.0% for AGIs $10k-25k, 72.2% for AGIs $25k-50k, 77.1% for AGIs $50k-75k, 53.3% for AGIs $75k-100k, 55.6% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$56,930
North Carolina:

$57,341
Harkers Island, NC (28531) map Nearest zip codes: 28528, 28553, 28579, 28589, 28524, 28581.
Percentage of family households:
This zip code:

35.6%
North Carolina:

46.8%
Percentage of households with unmarried partners:
This zip code:

6.0%
North Carolina:

47.6%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 2.1% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 26
Household did not receive Food Stamps/SNAP in the past 12 months: 536


Women who did not have a birth in the past 12 months: 259 (91 now married, 168 unmarried)


Housing units in zip code 28531 with a mortgage: 277 (6 second mortgage, 23 home equity loan)
Houses without a mortgage: 188

Median monthly owner costs for units with a mortgage: $1,208
Median monthly owner costs for units without a mortgage: $359

Residents with income below the poverty level in 2019:
This zip code:

12.0%
Whole state:

13.6%
Residents with income below 50% of the poverty level in 2019:
This zip code:

2.8%
Whole state:

7.5%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

6.3
State:

4.4
  • Notable locations in this zip code not listed on our city pages

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  • Church in zip code 28531: Refuge Fellowship Church (A). Display/hide its location on the map

    Lake: Willow Pond (A). Display/hide its location on the map

    Creek: Janes Creek (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 1032014 or later
  • 192010 to 2013
  • 1942000 to 2009
  • 1721990 to 1999
  • 1851980 to 1989
  • 1721970 to 1979
  • 1451960 to 1969
  • 741950 to 1959
  • 571940 to 1949
  • 451939 or earlier

Zip code 28531 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Harkers Island, NC (28531)
  • Bedrooms in owner-occupied houses and condos in Harkers Island, NC (28531)
  • 0no bedroom
  • 61 bedroom
  • 982 bedrooms
  • 2933 bedrooms
  • 414 bedrooms
  • 265+ bedrooms
Bedrooms in renter-occupied apartments in Harkers Island, NC (28531)
  • Bedrooms in renter-occupied apartments in Harkers Island, NC (28531)
  • 0no bedroom
  • 01 bedroom
  • 212 bedrooms
  • 513 bedrooms
  • 204 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Harkers Island, NC (28531) in owner-occupied houses/condos
  • Cars and other vehicles available in Harkers Island, NC (28531) in owner-occupied houses/condos
  • 32no vehicle
  • 861 vehicle
  • 2572 vehicles
  • 573 vehicles
  • 274 vehicles
  • 65+ vehicles
Cars and other vehicles available in Harkers Island, NC (28531) in renter-occupied apartments
  • Cars and other vehicles available in Harkers Island, NC (28531) in renter-occupied apartments
  • 0no vehicle
  • 291 vehicle
  • 612 vehicles
  • 03 vehicles
  • 34 vehicles
  • 05+ vehicles

  • Zip code 28531 household income distribution in 2019

  • Zip code 28531 household income distribution in 2019
  • 43Less than $10,000
  • 13$10,000 to $14,999
  • 25$15,000 to $19,999
  • 31$20,000 to $24,999
  • 30$25,000 to $29,999
  • 37$30,000 to $34,999
  • 36$35,000 to $39,999
  • 66$50,000 to $59,999
  • 74$60,000 to $74,999
  • 81$75,000 to $99,999
  • 46$100,000 to $124,999
  • 34$125,000 to $149,999
  • 12$150,000 to $199,999
  • 16$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 28531

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 28531
  • 9Less than $10,000
  • 6$15,000 to $19,999
  • 13$40,000 to $49,999
  • 6$80,000 to $89,999
  • 11$90,000 to $99,999
  • 3$100,000 to $124,999
  • 60$125,000 to $149,999
  • 34$150,000 to $174,999
  • 21$175,000 to $199,999
  • 66$200,000 to $249,999
  • 86$250,000 to $299,999
  • 79$300,000 to $399,999
  • 38$400,000 to $499,999
  • 26$500,000 to $749,999
  • Rent paid by renters in 2019 in zip code 28531

  • Rent paid by renters in 2019 in zip code 28531
  • 14$400 to $449
  • 8$550 to $599
  • 4$600 to $649
  • 5$750 to $799
  • 23$800 to $899
  • 2$900 to $999
  • 30No cash rent

Median gross rent in 2019: $1,101.


Median price asked for vacant for-sale houses and condos in 2019: $312,744.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $288,671

Estimated median house or condo value in 2019: $258,745
28531:

$258,745
North Carolina:

$193,200
Lower value quartile - upper value quartile: $163,360 - $340,966

Mean price in 2019:

Detached houses: $283,384
Here:

$283,384
State:

$265,100

Mobile homes: $121,335
Here:

$121,335
State:

$77,551
Owners and renters by unit type in zip code 28531
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 780
  • Mobile homes: 350

Unemployment: 4.2%

  • Means of transportation to work in zip code 28531

  • Means of transportation to work in zip code 28531
  • 85.8%431Drove a car alone
  • 2.4%12Carpooled
  • 0.4%2Bus or trolley bus
  • 3.6%18Walked
  • 2.4%12Other means
  • 5.2%26Worked at home
  • Travel time to work (commute) in zip code 28531

  • Travel time to work (commute) in zip code 28531
  • 41Less than 5 minutes
  • 255 to 9 minutes
  • 1910 to 14 minutes
  • 1215 to 19 minutes
  • 2720 to 24 minutes
  • 1125 to 29 minutes
  • 11730 to 34 minutes
  • 535 to 39 minutes
  • 2240 to 44 minutes
  • 15745 to 59 minutes
  • 1960 to 89 minutes
  • 1690 or more minutes

Percentage of zip code residents living and working in this county: 68.5%

Household type by relationship:

Households: 1,273
  • Male householders: 252 (73 living alone), Female householders: 307 (77 living alone)
  • 294 spouses (294 opposite-sex spouses), 37 unmarried partners, (28 opposite-sex unmarried partners), 263 children (241 natural, 18 adopted, 4 stepchildren), 26 grandchildren, 6 brothers or sisters, 8 parents, 0 foster children, 37 other relatives, 5 non-relatives
  • In group quarters: 38 (-1 institutionalized population)

Size of family households: 250 2-persons, 85 3-persons, 49 4-persons, 6 5-persons

Size of nonfamily households: 149 1-person, 17 2-persons

76 married couples with children.
104 single-parent households (104 women).

98.4% of residents of 28531 zip code speak English at home.
1.6% of residents speak Spanish at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 15 (1.2%)
(100.0% of them are naturalized citizens)
This zip code:

1.2%
Whole state:

8.4%
Most common places of birth for foreign-born residents
  • 93%Guyana
Most common first ancestries reported in 28531
  • 33%English
  • 17%American
  • 9%Irish
  • 7%Scottish
  • 4%German
  • 4%European
  • 3%African
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 192000 to 2009
  • 01990 to 1999
  • 0Before 1990

Zip code 28531 topographic map

Facilities with environmental interests located in this zip code:

  • BROOKS SEAFOOD & BAIT (NCSR 1335 in HARKERS ISLAND, NC)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: FINFISH

Zip code 28531 marital status for males
Zip code 28531 marital status for females

Housing units lacking complete plumbing facilities: 1.4%
Housing units lacking complete kitchen facilities: 3.3%

Most commonly used house heating fuel
  • 61.0%Electricity
  • 26.1%Bottled, tank, or LP gas
  • 7.7%Fuel oil, kerosene, etc.
  • 4.2%Utility gas
  • 1.5%Wood

Population in 1990: 1,761.

Place of birth for U.S.-born residents:

  • This state: 946
  • Northeast: 85
  • Midwest: 51
  • South: 146
  • West: 19

78% of the 28531 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

92% of the 28531 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 14% moved from this county.
   Out of people who lived in different houses, 59% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.

Year householders moved into unit in Harkers Island, NC (28531)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 24
Here:

23.8%
North Carolina:

11.4%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
North Carolina:

9.1%
Students in private undergraduate colleges:
Here:

0.0%
North Carolina:

19.1%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 85,037Management occupations
  • 76,496Architecture and engineering occupations
  • 70,407Computer and mathematical occupations
  • 62,087Sales and related occupations
  • 60,650Business and financial operations occupations
  • 57,702Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code:

  • TRI-PLEX HEATING & COOLING INC (609 ISLAND ROAD in HARKERS ISLAND, NC; small business) : $2,250,628 in 181 contracts from 2000 to 2006
    Contracts for Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment, Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings, Other Utilities, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings by Navy
    Signed by year: 2000: $232,007; 2001: $294,673; 2002: $579,489; 2003: $385,696; 2004: $502,881; 2005: $254,682; 2006: $1,200.

    Biggest contracts:
    $201,767 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment. Signed on 2002-10-01. Completion date: 2003-09-30.
    $193,580, same as above. Signed on 2003-10-21. Completion date: 2004-09-30.
    $159,993, same as above. Signed on 2004-11-23. Completion date: 2004-09-30.
    $92,558, same as above. Signed on 2003-06-01. Completion date: 2003-09-30.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment)
  • Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (10-19: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1)
  • Construction: Flooring Contractors (5-9: 1)
  • Utilities: Electric Power Distribution (5-9: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 5 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 6 people in nursing homes

2007 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year According to the data from the years 2007 - 2018 the average number of fires per year is 10. The highest number of reported fire incidents - 30 took place in 2011, and the least - 2 in 2007. The data has an increasing trend.
    Fire incident types in Zip Code 28531 When looking into fire subcategories, the most incidents belonged to: Structure Fires (52.8%), and Outside Fires (32.8%).

    • Fire incident types reported to NFIRS in Zip Code 28531
    • 6652.8%Structure Fires
    • 4132.8%Outside Fires
    • 1310.4%Mobile Property/Vehicle Fires
    • 54.0%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28531, North Carolina

Most common first names in zip code 28531 among deceased individuals
NameCountLived (average)
William1771.7 years
James1668.4 years
Mary1376.6 years
John977.0 years
Walter974.4 years
David965.5 years
Robert771.4 years
Charles676.5 years
Carl677.3 years
Thomas667.8 years
Most common last names in zip code 28531 among deceased individuals
Last nameCountLived (average)
Willis8572.5 years
Guthrie5875.0 years
Lewis3477.8 years
Rose2678.2 years
Davis2075.0 years
Yeomans1876.9 years
Moore1669.5 years
Nelson1574.9 years
Hancock1384.0 years
Lawrence1370.4 years
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