28539 Zip Code Detailed Profile




City: Swansboro, NC (0.08%)
County: Onslow County, NC
Estimated zip code population in 2013: 15,202
Zip code population in 2010: 15,469
Zip code population in 2000: 12,507

Houses and condos: 6,526
Renter-occupied apartments: 2,184
% of renters here:

39%
State:

36%
Mar. 2013 cost of living index in zip code 28539: 91.1 (less than average, U.S. average is 100)

Land area: 49.0 sq. mi.
Water area: 4.7 sq. mi.
Population density: 310 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28539
Zip code 28539 (Swansboro, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($857)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $911 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $625 (0.5%)

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Males: 8,160  (53.7%)
Females: 7,042  (46.3%)

For population 25 years and over in 28539:

For population 15 years and over in 28539:

Zip code 28539 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age significantly below state average.
  • Foreign-born population percentage below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 28539

  • Zip code 28539 races chart
    • 12,282White population
    • 1,157Black population
    • 99American Indian population
    • 224Asian population
    • 41Native Hawaiian and Other Pacific Islander population
    • 16Some other race population
    • 503Two or more races population
    • 1,147Hispanic or Latino population

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28539, NC forum
Discuss zip code 28539 area on our local forum with over 1,800,000 registered users
Urban population: 9,483
Rural population: 5,718

Estimated median house/condo value in 2013: $152,500
28539:

$152,500
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 24 registered sex offenders living in 28539 zip code as of July 28, 2015.
The ratio of number of residents in zip code 28539 to the number of sex offenders is 585 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

27.7 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.7 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28539, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,749 (Individual Income Tax Returns)
Here:

$40,749
State:

$54,937

Salary/wage: $35,799 (reported on 88.9% of returns)
Here:

$35,799
State:

$46,336
(% of AGI for various income ranges: 85.0% for AGIs below $25k, 86.7% for AGIs $25k-50k, 79.5% for AGIs $50k-75k, 79.3% for AGIs $75k-100k, 70.8% for AGIs $100k-200k, 33.7% for AGIs over 200k)

Taxable interest for individuals: $540 (reported on 29.4% of returns)
This zip code:

$540
North Carolina:

$1,298
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $1,592 (reported on 9.3% of returns)
Here:

$1,592
State:

$6,213
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,150 (reported on 6.6% of returns)
Here:

+$5,150
State:

+$12,740
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 4.0% for AGIs $100k-200k)

Profit/loss from business: +$6,135 (reported on 11.2% of returns)
Here:

+$6,135
State:

+$10,311
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,933 (reported on 4.0% of returns)
28539:

$11,933
North Carolina:

$15,575
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Total itemized deductions: $17,830 (23% of AGI, reported on 21.1% of returns)
Here:

$17,830
State:

$23,438

Here:

22.8% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 6.4% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 13.5% for AGIs $100k-200k, 13.1% for AGIs over 200k)

Charity contributions: $2,947 (reported on 15.1% of returns)
Here:

$2,947
State:

$4,687
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $5,281 (reported on 21.0% of returns)
28539:

$5,281
State:

$8,823
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Earned income credit: $2,370 (reported on 26.8% of returns)
Here:

$2,370
State:

$2,376
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 2.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28539, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,734 (Individual Income Tax Returns)
Here:

$31,734
State:

$45,376

Salary/wage: $28,806 (reported on 89.4% of returns)
Here:

$28,806
State:

$39,442
(% of AGI for various income ranges: 95.8% for AGIs below $10k, 85.8% for AGIs $10k-25k, 86.2% for AGIs $25k-50k, 82.6% for AGIs $50k-75k, 75.7% for AGIs $75k-100k, 54.7% for AGIs over 100k)

Taxable interest for individuals: $600 (reported on 35.9% of returns)
This zip code:

$600
North Carolina:

$1,515
(% of AGI for various income ranges: 1.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,150 (reported on 9.7% of returns)
Here:

$1,150
State:

$4,016
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$4,625 (reported on 6.9% of returns)
Here:

+$4,625
State:

+$11,152
(% of AGI for various income ranges: -0.5% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Profit/loss from business: +$6,883 (reported on 13.2% of returns)
Here:

+$6,883
State:

+$9,490
(% of AGI for various income ranges: 7.0% for AGIs below $10k, 4.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 6.8% for AGIs over 100k)

IRA payment deduction: $2,289 (reported on 2.3% of returns)
28539:

$2,289
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $14,562 (25% of AGI, reported on 19.8% of returns)
Here:

$14,562
State:

$19,464

Here:

25.2% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 5.3% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 10.4% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 13.3% for AGIs over 100k)

Charity contributions deductions: $2,541 (4% of AGI, reported on 16.2% of returns)
Here:

$2,541
State:

$4,035

Here:

4.1% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $3,383 (reported on 66.8% of returns)
28539:

$3,383
State:

$7,257
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.3% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Earned income credit: $1,856 (reported on 26.2% of returns)
Here:

$1,856
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 63.3%
Here:

63%
State:

62%
(% for various income ranges: 54.9% for AGIs below $10k, 66.9% for AGIs $10k-25k, 64.2% for AGIs $25k-50k, 63.8% for AGIs $50k-75k, 62.3% for AGIs $75k-100k, 73.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$47,267
North Carolina:

$45,906
Swansboro, NC (28539) map Nearest zip codes: 28582, 28544, 28584, 28547, 28543, 28555.
Percentage of family households:
This zip code:

65.1%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

6.6%
North Carolina:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 589
Household did not receive Food Stamps/SNAP in the past 12 months: 5,007


Women who had a birth in the past 12 months: 461 (416 now married, 45 unmarried)
Women who did not have a birth in the past 12 months: 3,378 (2,160 now married, 1,218 unmarried)


Housing units in zip code 28539 with a mortgage: 2,382 (139 second mortgage, 195 home equity loan, 12 both second mortgage and home equity loan)
Houses without a mortgage: 1,030

Median monthly owner costs for units with a mortgage: $1,198
Median monthly owner costs for units without a mortgage: S337

Residents with income below the poverty level in 2013:
This zip code:

17.7%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.9%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.3
Median number of rooms in apartments:
Here:

5.1
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28539: Great Neck Landing (A), Shell Rock Landing (B), Sandridge (C). Display/hide their locations on the map

    Churches in zip code 28539 include: First Free Will Baptist Church (A), First Baptist Church (B), Union Chapel (C), Oak Grove Church (D), Saint Stephen Church (E), Saint Paul Church (F), Swansboro Church of God (G), Queens Creek United Methodist Church (H), Bear Creek Baptist Church (I). Display/hide their locations on the map

    Streams, rivers, and creeks: Dicks Creek (A), Bear Creek (B), Pasture Branch (C), Parrot Swamp (D), Sanders Creek (E), Goose Creek (F). Display/hide their locations on the map

    Park in zip code 28539: Hammocks Beach State Park (1). Display/hide its location on the map

Year house built

  • 2182010 or later
  • 1,7192000 to 2009
  • 1,8921990 to 1999
  • 1,4461980 to 1989
  • 5771970 to 1979
  • 2071960 to 1969
  • 1931950 to 1959
  • 1021940 to 1949
  • 1721939 or earlier

Zip code 28539 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Swansboro, NC (28539)

  • 0no bedroom
  • 171 bedroom
  • 4952 bedrooms
  • 2,3463 bedrooms
  • 5094 bedrooms
  • 455+ bedrooms

Bedrooms in renter-occupied apartments in Swansboro, NC (28539)

  • 0no bedroom
  • 241 bedroom
  • 6322 bedrooms
  • 1,2163 bedrooms
  • 2914 bedrooms
  • 215+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Swansboro, NC (28539) in owner-occupied houses/condos

  • 46no vehicle
  • 7861 vehicle
  • 1,6742 vehicles
  • 5493 vehicles
  • 2774 vehicles
  • 805+ vehicles

Cars and other vehicles available in Swansboro, NC (28539) in renter-occupied apartments

  • 141no vehicle
  • 7471 vehicle
  • 1,0132 vehicles
  • 1933 vehicles
  • 764 vehicles
  • 145+ vehicles

Median gross rent in 2013: $923.


Median price asked for vacant for-sale houses and condos in 2013: $216,853.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $152,500
28539:

$152,500
North Carolina:

$154,300
Lower value quartile - upper value quartile: $112,600 - $191,100

Mean price in 2013:

Detached houses: $198,814
Here:

$198,814
State:

$219,576

Townhouses or other attached units: $132,730
Here:

$132,730
State:

$173,086

In 5-or-more-unit structures: $319,565
Here:

$319,565
State:

$175,668

Mobile homes: $76,358
Here:

$76,358
State:

$64,697

Occupied boats, RVs, vans, etc.: $41,575
Here:

$41,575
State:

$131,724

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 14.2%

Percentage of zip code residents living and working in this county: 86.0%

Household type by relationship:

Households: 15,163

Size of family households: 1,841 2-persons, 1,239 3-persons, 639 4-persons, 392 5-persons, 29 6-persons, 28 7-or-more-persons

Size of nonfamily households: 1,094 1-person, 327 2-persons, 7 4-persons

2,299 married couples with children.
1,308 single-parent households (223 men, 1,085 women).

92.6% of residents of 28539 zip code speak English at home.
4.6% of residents speak Spanish at home (95% very well, 5% well, 1% not well).
1.9% of residents speak other Indo-European language at home (94% very well, 6% not well).
0.8% of residents speak Asian or Pacific Island language at home (58% very well, 42% well).
0.2% of residents speak other language at home (48% very well, 52% not well).

Foreign born population: 525 (3.5%)
(55.2% of them are naturalized citizens)
This zip code:

3.5%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 20%Mexico
  • 16%Peru
  • 13%Japan
  • 11%Philippines
  • 10%Honduras
  • 6%Canada
  • 3%Other South Central Asia

Most common first ancestries reported in 28539 (%)

  • 29%Other groups
  • 12%German
  • 10%Irish
  • 7%American
  • 7%English
  • 5%Italian
  • 4%Polish

Year of entry for the foreign-born population

  • 222010 or later
  • 1402000 to 2009
  • 1811990 to 1999
  • 567Before 1990

Zip code 28539 topographic map

Public primary/middle school in zip code 28539 not listed on the city page:

  • SAND RIDGE ELEMENTARY (Students: 533; Location: 868 SAND RIDGE ROAD, HUBERT, NC; Grades: KG - 05)

Facilities with environmental interests located in this zip code:


Zip code 28539 marital status for males
Zip code 28539 marital status for females

Housing units lacking complete plumbing facilities: 1.8%
Housing units lacking complete kitchen facilities: 0.8%

Most commonly used house heating fuel

  • 93%Electricity
  • 4%Bottled, tank, or LP gas
  • 2%Fuel oil, kerosene, etc.
  • 1%Utility gas

Population in 1990: 8,527. Population change in the 1990s: +3,980 (+46.7%).

Place of birth for U.S.-born residents:


41% of the 28539 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 39% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

80% of the 28539 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 46% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.
   Out of people who lived in different houses, 36% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 7
Here:

0.5%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 20
Here:

3.3%
North Carolina:

7.7%
Students in private undergraduate colleges: 157
Here:

14.8%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 57,955Computer and mathematical occupations
  • 56,500Business and financial operations occupations
  • 46,304Health diagnosing and treating practitioners and other technical occupations
  • 43,523Fire fighting and prevention, and other protective service workers including supervisors
  • 40,603Management occupations
  • 39,031Law enforcement workers including supervisors

Companies with biggest federal contracts located in this zip code (HUBERT, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 25 people in group homes for juveniles (non-correctional)
  • 13 people in group homes intended for adults
  • 2 people in residential treatment centers for juveniles (non-correctional)

People in group quarters in 2000:

  • 31 people in homes for the mentally retarded
  • 9 people in other group homes

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 28 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED583$160,96479$160,387585$157,77029$42,83061$121,97672$100,476
APPLICATIONS APPROVED, NOT ACCEPTED14$184,0304$118,75338$134,1140$05$89,0087$74,367
APPLICATIONS DENIED50$149,85613$107,441157$154,51424$32,11821$168,06623$90,390
APPLICATIONS WITHDRAWN29$155,1934$129,908141$146,12010$62,2998$120,51613$70,119
FILES CLOSED FOR INCOMPLETENESS4$100,1684$269,13534$165,4745$77,2443$130,4436$63,773

Detailed HMDA statistics for the following Tracts: 0001.01 , 0001.02, 0005.00, 0025.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 26 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$220,43112$212,1063$137,773
APPLICATIONS APPROVED, NOT ACCEPTED1$56,6402$343,8050$0
APPLICATIONS DENIED2$185,6601$68,5300$0
APPLICATIONS WITHDRAWN1$165,9601$66,8400$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0001.01 , 0001.02, 0005.00, 0025.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28539 among deceased individuals
NameCountLived (average)
William3469.5 years
John3171.0 years
James2369.0 years
Robert2267.8 years
Mary2277.6 years
Joseph1969.8 years
George1868.3 years
Charles1868.0 years
Helen1374.0 years
Donald1369.7 years
Most common last names in zip code 28539 among deceased individuals
Last nameCountLived (average)
Smith2170.3 years
Jones1972.8 years
Riggs1674.7 years
Mccausley1677.5 years
Matthews1678.4 years
Phillips1572.4 years
Morton1481.9 years
Meadows1483.6 years
Bell1072.6 years
Parker980.2 years

Businesses in zip code 28539



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