28604 Zip Code (Beech Mountain, NC) Detailed Profile

Estimated zip code population in 2019: 7,305
Zip code population in 2010: 6,249
Zip code population in 2000: 5,466

Houses and condos: 9,388
Renter-occupied apartments: 829
March 2019 cost of living index in zip code 28604: 83.1 (low, U.S. average is 100)

Land area: 65.7 sq. mi.
Water area: 0.1 sq. mi.

Population density: 111 people per square mile

(very low).

Real estate property taxes paid for housing units in 2019:
Median real estate property taxes paid for housing units with mortgages in 2019: $1,431 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $1,108 (0.5%)

For population 25 years and over in 28604:

• High school or higher: 91.3%
• Bachelor's degree or higher: 39.1%
• Graduate or professional degree: 15.0%
• Unemployed: 6.2%
• Mean travel time to work (commute): 23.6 minutes

For population 15 years and over in 28604:

• Never married: 30.3%
• Now married: 50.2%
• Separated: 2.7%
• Widowed: 5.6%
• Divorced: 11.2%

• 
• • 5,78392.5%White
  • 2463.9%Hispanic or Latino
  • 921.5%Black
  • 681.1%Two or more races
  • 310.5%Asian
  • 220.4%American Indian
  • 60.10%Some other race
  • 10.02%Native Hawaiian and Other
    Pacific Islander

100% rural population.

Averages for the 2012 tax year for zip code 28604, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,322 (Individual Income Tax Returns)

Here:	$46,322
State:	$54,937

Salary/wage: $36,552 (reported on 76.7% of returns)

Here:	$36,552
State:	$46,336

(% of AGI for various income ranges: 70.0% for AGIs below $25k, 73.1% for AGIs $25k-50k, 65.1% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 53.4% for AGIs $100k-200k, 42.9% for AGIs over 200k)

Taxable interest for individuals: $1,574 (reported on 38.7% of returns)

This zip code:	$1,574
North Carolina:	$1,298

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Ordinary dividends: $6,179 (reported on 23.3% of returns)

Here:	$6,179
State:	$6,213

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 5.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,808 (reported on 22.2% of returns)

Here:	+$9,808
State:	+$12,740

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 18.9% for AGIs over 200k)

Profit/loss from business: +$8,575 (reported on 25.6% of returns)

Here:	+$8,575
State:	+$10,311

(% of AGI for various income ranges: 12.0% for AGIs below $25k, 7.3% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,648 (reported on 12.4% of returns)

28604:	$18,648
North Carolina:	$15,575

(% of AGI for various income ranges: 4.0% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 11.2% for AGIs $100k-200k)

Total itemized deductions: $23,108 (27% of AGI, reported on 33.5% of returns)

Here:	$23,108
State:	$23,438

Here:	27.1% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 18.0% for AGIs below $25k, 11.6% for AGIs $25k-50k, 16.5% for AGIs $50k-75k, 18.5% for AGIs $75k-100k, 18.5% for AGIs $100k-200k, 17.4% for AGIs over 200k)

Charity contributions: $4,313 (reported on 26.7% of returns)

Here:	$4,313
State:	$4,687

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Taxes paid: $6,588 (reported on 33.5% of returns)

28604:	$6,588
State:	$8,823

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.3% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 5.4% for AGIs $75k-100k, 6.4% for AGIs $100k-200k, 6.6% for AGIs over 200k)

Earned income credit: $1,818 (reported on 18.8% of returns)

Here:	$1,818
State:	$2,376

(% of AGI for various income ranges: 4.6% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.5%

Here:	58%
State:	53%

(% for various income ranges: 53.3% for AGIs below $25k, 53.2% for AGIs $25k-50k, 64.7% for AGIs $50k-75k, 65.2% for AGIs $75k-100k, 68.4% for AGIs $100k-200k, 83.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28604, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,349 (Individual Income Tax Returns)

Here:	$43,349
State:	$45,376

Salary/wage: $32,460 (reported on 78.1% of returns)

Here:	$32,460
State:	$39,442

(% of AGI for various income ranges: 184.4% for AGIs below $10k, 73.2% for AGIs $10k-25k, 74.3% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 57.2% for AGIs $75k-100k, 38.8% for AGIs over 100k)

Taxable interest for individuals: $2,485 (reported on 47.0% of returns)

This zip code:	$2,485
North Carolina:	$1,515

(% of AGI for various income ranges: 7.6% for AGIs below $10k, 2.5% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Taxable dividends: $5,419 (reported on 25.7% of returns)

Here:	$5,419
State:	$4,016

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 4.7% for AGIs over 100k)

Net capital gain/loss: +$19,010 (reported on 24.3% of returns)

Here:	+$19,010
State:	+$11,152

(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 23.1% for AGIs over 100k)

Profit/loss from business: +$11,479 (reported on 27.1% of returns)

Here:	+$11,479
State:	+$9,490

(% of AGI for various income ranges: 8.8% for AGIs below $10k, 10.9% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 6.3% for AGIs over 100k)

IRA payment deduction: $3,245 (reported on 4.3% of returns)

28604:	$3,245
North Carolina:	$2,967

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $15,750 (reported on 0.8% of returns)

Here:	$15,750
North Carolina:	$14,754

Total itemized deductions: $20,372 (24% of AGI, reported on 33.5% of returns)

Here:	$20,372
State:	$19,464

Here:	24.3% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 33.5% for AGIs below $10k, 14.9% for AGIs $10k-25k, 14.3% for AGIs $25k-50k, 17.8% for AGIs $50k-75k, 18.5% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Charity contributions deductions: $4,120 (5% of AGI, reported on 28.9% of returns)

Here:	$4,120
State:	$4,035

Here:	4.6% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 1.9% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $6,722 (reported on 76.0% of returns)

28604:	$6,722
State:	$7,257

(% of AGI for various income ranges: 7.3% for AGIs below $10k, 5.1% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,436 (reported on 15.7% of returns)

Here:	$1,436
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 64.6%

Here:	65%
State:	62%

(% for various income ranges: 58.6% for AGIs below $10k, 65.0% for AGIs $10k-25k, 63.1% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 68.9% for AGIs $75k-100k, 80.3% for AGIs over 100k)

Nearest zip codes: 28679, 28622, 28692, 28646, 28652, 28662.
Valle Crucis Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.4% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 194
Household did not receive Food Stamps/SNAP in the past 12 months: 2,911

Women who had a birth in the past 12 months: 68 (66 now married, 2 unmarried)
Women who did not have a birth in the past 12 months: 1,715 (569 now married, 1,151 unmarried)

Housing units in zip code 28604 with a mortgage: 1,013 (7 second mortgage, 114 home equity loan, 1 both second mortgage and home equity loan)
Houses without a mortgage: 1,265

Median monthly owner costs for units with a mortgage: $1,386
Median monthly owner costs for units without a mortgage: $385

Residents with income below the poverty level in 2019:
Residents with income below 50% of the poverty level in 2019:

• Zip code 28604 household income distribution in 2019

• 130Less than $10,000
• 160$10,000 to $14,999
• 143$15,000 to $19,999
• 77$20,000 to $24,999
• 181$25,000 to $29,999
• 215$30,000 to $34,999
• 169$35,000 to $39,999
• 180$40,000 to $44,999
• 219$45,000 to $49,999
• 246$50,000 to $59,999
• 291$60,000 to $74,999
• 412$75,000 to $99,999
• 229$100,000 to $124,999
• 114$125,000 to $149,999
• 108$150,000 to $199,999
• 174$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2019 in zip code 28604

• 41Less than $10,000
• 10$10,000 to $14,999
• 22$15,000 to $19,999
• 4$25,000 to $29,999
• 27$40,000 to $49,999
• 86$50,000 to $59,999
• 64$60,000 to $69,999
• 19$70,000 to $79,999
• 61$80,000 to $89,999
• 30$90,000 to $99,999
• 110$100,000 to $124,999
• 79$125,000 to $149,999
• 110$150,000 to $174,999
• 199$175,000 to $199,999
• 283$200,000 to $249,999
• 276$250,000 to $299,999
• 464$300,000 to $399,999
• 150$400,000 to $499,999
• 122$500,000 to $749,999
• 60$750,000 to $999,999
• 22$1,000,000 to $1,499,999
• 10$1,500,000 to $1,999,999
• 11$2,000,000 or more

• Rent paid by renters in 2019 in zip code 28604

• 27$150 to $199
• 2$250 to $299
• 14$300 to $349
• 10$350 to $399
• 7$400 to $449
• 27$450 to $499
• 69$500 to $549
• 38$550 to $599
• 43$600 to $649
• 68$650 to $699
• 58$700 to $749
• 57$750 to $799
• 77$800 to $899
• 29$900 to $999
• 96$1,000 to $1,249
• 29$1,250 to $1,499
• 38$1,500 to $1,999
• 1$2,000 to $2,499
• 101No cash rent

Median gross rent in 2019: $879.

Median price asked for vacant for-sale houses and condos in 2019: $509,817.

Estimated median house (or condo) value in 2019 for:

• White Non-Hispanic householders: $270,853
• Black or African American householders: $293,949
• American Indian or Alaska Native householders: $47,241
• Asian householders: $299,198
• Some other race householders: $236,209
• Hispanic or Latino householders: $236,209

Estimated median house or condo value in 2019: $253,216 Lower value quartile - upper value quartile: $144,075 - $368,187

Mean price in 2019:

Detached houses: $429,708

Here:	$429,708
State:	$265,100

Townhouses or other attached units: $382,687

Here:	$382,687
State:	$217,635

In 2-unit structures: $581,948

Here:	$581,948
State:	$185,455

In 3-to-4-unit structures: $186,051

Here:	$186,051
State:	$181,079

In 5-or-more-unit structures: $179,787

Here:	$179,787
State:	$231,999

Mobile homes: $71,268

Here:	$71,268
State:	$77,551

Housing units in structures:

• One, detached: 5,737
• One, attached: 208
• Two: 260
• 3 or 4: 785
• 5 to 9: 804
• 10 to 19: 337
• 20 to 49: 236
• 50 or more: 546
• Mobile homes: 468

Unemployment: 6.2%

• Means of transportation to work in zip code 28604

• 72.8%2,302Drove a car alone
• 12.1%383Carpooled
• 0.4%13Bus or trolley bus
• 0.0%1Taxi
• 0.0%1Motorcycle
• 5.1%160Walked
• 0.9%30Other means
• 8.7%274Worked at home

• Travel time to work (commute) in zip code 28604

• 144Less than 5 minutes
• 3865 to 9 minutes
• 44110 to 14 minutes
• 42315 to 19 minutes
• 46120 to 24 minutes
• 24525 to 29 minutes
• 35130 to 34 minutes
• 4935 to 39 minutes
• 2940 to 44 minutes
• 25245 to 59 minutes
• 5460 to 89 minutes
• 5690 or more minutes

Percentage of zip code residents living and working in this county: 75.9%

Household type by relationship:

Households: 7,305

• Male householders: 1,730 (517 living alone), Female householders: 1,361 (418 living alone)

• 1,492 spouses (1,484 opposite-sex spouses), 259 unmarried partners, (240 opposite-sex unmarried partners), 1,219 children (1,134 natural, 57 adopted, 28 stepchildren), 97 grandchildren, 20 brothers or sisters, 23 parents, 0 foster children, 56 other relatives, 110 non-relatives

• In group quarters: 936 (-1 institutionalized population)

Size of family households: 1,206 2-persons, 319 3-persons, 176 4-persons, 97 5-persons, 55 6-persons, 11 7-or-more-persons

Size of nonfamily households: 934 1-person, 305 2-persons, 3 3-persons

615 married couples with children.
300 single-parent households (125 men, 175 women).

94.2% of residents of 28604 zip code speak English at home.
3.6% of residents speak Spanish at home (73% very well, 7% well, 13% not well, 7% not at all).
2.1% of residents speak other Indo-European language at home (57% very well, 43% well).
0.2% of residents speak Asian or Pacific Island language at home (50% very well, 50% well).
0.1% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BANNER ELK ELEMENTARY SCHOOL (185 AZALEA CIRCLE in BANNER ELK, NC)

  (Geographic Names Information System)
  STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
  (National Center for Education Statistics) - STATE ID-304
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: AVERY COUNTY SCHOOLS (SCHOOL DISTRICT)
  

• CHARLES A CANNON MEM HOSP INC (HIGHWAY 184 in BANNER ELK, NC)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (North Carolina facility info) - AIR PROGRAM
  Business SIC classification: GENERAL MEDICAL AND SURGICAL HOSPITALS
  

• ADAMS APPLE RACQUET CLUB (NC HIGHWAY 105 in BANNER ELK, NC)

  STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AX3X8CCV74, WASTEWATER FACILITY
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Alternative names: ADAMS APPLE CONDOMINIUMS, ADAMS APPLE RACQUET CLB ADAMS

• BANNER ELK READY MIX (HWY 184 in BANNER ELK, NC)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (North Carolina facility info) - AIR PROGRAM
  Business SIC classification: READY-MIXED CONCRETE
  

• BUCKEYE LAKE WTP (208 GRASSY GAP CREEK RD in BEECH MOUNTAIN, NC)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Alternative names: BEECH MOUNTAIN BUCKEYE LK WTP

• CAMP BROADSTONE WWTP (1431 BROADSTONE ROAD in BANNER ELK, NC)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: AMUSEMENT AND RECREATION SERVICES
  Alternative names: CAMP BROADSTONE/APP. ST. UNIV., NC ASU CAMP BROADSTONE WWTP

Housing units lacking complete plumbing facilities: 1.3%
Housing units lacking complete kitchen facilities: 0.7%

Population in 1990: 4,570. Population change in the 1990s: +896 (+19.6%).

Place of birth for U.S.-born residents:

• This state: 3,774
• Northeast: 807
• Midwest: 496
• South: 1,529
• West: 224

50% of the 28604 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 31% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

88% of the 28604 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 38% moved from this county.
   Out of people who lived in different houses, 39% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 65
Students in private schools in grades 9 to 12 (high school): 21 Students in private undergraduate colleges: 668

Companies with federal contracts located in this zip code:

• MISTY MOUNTAIN THREADWORKS, IN (718 BURMA RD in BANNER ELK, NC; small business)

  $8,310 with Army for Individual Equipment. Taking place in VT. Signed on 2006-04-24. Completion date: 2006-05-31.

Top industries in this zip code by the number of employees in 2005:

• Arts, Entertainment, and Recreation: Skiing Facilities (250-499 employees: 2 establishments)
• Educational Services: Junior Colleges (250-499: 1)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 10-19: 10, 5-9: 4, 1-4: 6)
• Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 10-19: 3, 5-9: 10, 1-4: 22)
• Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
• Accommodation and Food Services: Food Service Contractors (50-99: 1, 20-49: 1)
• Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 4)
• Real Estate and Rental and Leasing: Residential Property Managers (20-49: 1, 10-19: 2, 5-9: 3, 1-4: 2)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 32. The highest number of reported fires - 54 took place in 2005, and the least - 10 in 2017. The data has a decreasing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (55.9%), and Outside Fires (18.1%).


• Fire incident types reported to NFIRS in Zip Code 28604
• 30855.9%Structure Fires
• 10018.1%Outside Fires
• 9717.6%Other
• 468.3%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 28604, North Carolina

Most common first names in zip code 28604 among deceased individuals
Name	Count	Lived (average)
William	35	78.6 years
Mary	33	78.7 years
John	32	72.1 years
Charles	27	76.8 years
James	24	78.5 years
Robert	23	73.2 years
Ruth	16	81.1 years
George	15	77.2 years
Thomas	13	71.0 years
Margaret	13	75.2 years

Most common last names in zip code 28604 among deceased individuals
Last name	Count	Lived (average)
Townsend	51	78.0 years
Presnell	31	74.2 years
Hicks	29	73.0 years
Smith	27	83.2 years
Ward	24	75.6 years
Aldridge	19	78.4 years
Norwood	18	78.6 years
Harmon	17	80.4 years
Hodges	16	76.9 years
Shook	15	80.5 years

Businesses in zip code 28604
Name	Count		Name	Count
Best Western	1		Lowe's	1
Decora Cabinetry	2		MasterBrand Cabinets	2
Dunkin Donuts	1		McDonald's	1
FedEx	3		Quiznos	1
H&R Block	1		Rite Aid	1
Jimmy John's	2		Subway	1
Kincaid	1		UPS	2
La-Z-Boy	1		Vans	1