28609 Zip Code (Catawba, NC) Detailed Profile

Estimated zip code population in 2022: 5,624
Zip code population in 2010: 5,864
Zip code population in 2000: 5,513

Houses and condos: 2,942
Renter-occupied apartments: 348
March 2022 cost of living index in zip code 28609: 81.1 (low, U.S. average is 100)

Land area: 44.5 sq. mi.
Water area: 2.0 sq. mi.

Population density: 126 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,296 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $992 (0.5%)

For population 25 years and over in 28609:

• High school or higher: 82.3%
• Bachelor's degree or higher: 16.9%
• Graduate or professional degree: 5.9%
• Unemployed: 1.9%
• Mean travel time to work (commute): 31.1 minutes

For population 15 years and over in 28609:

• Never married: 19.2%
• Now married: 58.8%
• Separated: 1.8%
• Widowed: 7.0%
• Divorced: 13.2%

• 
• • 4,99888.9%White
  • 2835.0%Hispanic or Latino
  • 2724.8%Black
  • 681.2%Two or more races
  • 10.02%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 28609, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $70,600 (Individual Income Tax Returns)

Here:	$70,600
State:	$70,020

Salary/wage: $56,719 (reported on 83.8% of returns)

Here:	$56,719
State:	$58,387

(% of AGI for various income ranges: 1132.4% for AGIs below $25k, 3738.3% for AGIs $25k-50k, 6479.7% for AGIs $50k-75k, 10249.5% for AGIs $75k-100k, 17444.8% for AGIs $100k-200k, 97976.7% for AGIs over 200k)

Taxable interest for individuals: $789 (reported on 28.3% of returns)

This zip code:	$789
North Carolina:	$1,479

(% of AGI for various income ranges: 6.7% for AGIs below $25k, 9.3% for AGIs $25k-50k, 30.0% for AGIs $50k-75k, 31.6% for AGIs $75k-100k, 71.3% for AGIs $100k-200k, 780.0% for AGIs over 200k)

Ordinary dividends: $5,294 (reported on 16.5% of returns)

Here:	$5,294
State:	$7,888

(% of AGI for various income ranges: 18.3% for AGIs below $25k, 23.7% for AGIs $25k-50k, 51.2% for AGIs $50k-75k, 68.4% for AGIs $75k-100k, 374.3% for AGIs $100k-200k, 3856.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$13,907 (reported on 14.8% of returns)

Here:	+$13,907
State:	+$23,652

(% of AGI for various income ranges: 6.7% for AGIs below $25k, 34.2% for AGIs $25k-50k, 53.5% for AGIs $50k-75k, 203.7% for AGIs $75k-100k, 636.5% for AGIs $100k-200k, 12786.7% for AGIs over 200k)

Profit/loss from business: +$10,426 (reported on 14.1% of returns)

Here:	+$10,426
State:	+$11,710

(% of AGI for various income ranges: 119.0% for AGIs below $25k, 120.2% for AGIs $25k-50k, 186.2% for AGIs $50k-75k, 256.3% for AGIs $75k-100k, 217.0% for AGIs $100k-200k, 3980.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $21,400 (reported on 10.4% of returns)

28609:	$21,400
North Carolina:	$20,247

(% of AGI for various income ranges: 73.8% for AGIs below $25k, 109.5% for AGIs $25k-50k, 212.9% for AGIs $50k-75k, 512.6% for AGIs $75k-100k, 1004.8% for AGIs $100k-200k, 4826.7% for AGIs over 200k)

Total itemized deductions: $34,989 (reported on 6.1% of returns)

Here:	$34,989
State:	$34,549

(% of AGI for various income ranges: 77.2% for AGIs below $25k, 161.2% for AGIs $50k-75k, 273.7% for AGIs $75k-100k, 989.6% for AGIs $100k-200k, 7993.3% for AGIs over 200k)

Charity contributions: $11,812 (reported on 5.4% of returns)

Here:	$11,812
State:	$13,360

(% of AGI for various income ranges: 70.6% for AGIs $50k-75k, 303.9% for AGIs $100k-200k, 3170.0% for AGIs over 200k)

Taxes paid: $8,317 (reported on 6.1% of returns)

28609:	$8,317
State:	$7,586

(% of AGI for various income ranges: 50.9% for AGIs $50k-75k, 73.7% for AGIs $75k-100k, 279.1% for AGIs $100k-200k, 1806.7% for AGIs over 200k)

Earned income credit: $2,119 (reported on 15.8% of returns)

Here:	$2,119
State:	$2,337

(% of AGI for various income ranges: 84.9% for AGIs below $25k, 65.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.9%

Here:	95%
State:	93%

(% for various income ranges: 93.8% for AGIs below $25k, 95.9% for AGIs $25k-50k, 95.7% for AGIs $50k-75k, 93.1% for AGIs $75k-100k, 95.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28609, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,293 (Individual Income Tax Returns)

Here:	$46,293
State:	$54,937

Salary/wage: $41,914 (reported on 85.9% of returns)

Here:	$41,914
State:	$46,336

(% of AGI for various income ranges: 74.0% for AGIs below $25k, 82.5% for AGIs $25k-50k, 82.8% for AGIs $50k-75k, 78.4% for AGIs $75k-100k, 76.3% for AGIs $100k-200k, 63.3% for AGIs over 200k)

Taxable interest for individuals: $714 (reported on 31.8% of returns)

This zip code:	$714
North Carolina:	$1,298

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $2,614 (reported on 16.9% of returns)

Here:	$2,614
State:	$6,213

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,323 (reported on 10.2% of returns)

Here:	+$2,323
State:	+$12,740

(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Profit/loss from business: +$6,977 (reported on 13.7% of returns)

Here:	+$6,977
State:	+$10,311

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,864 (reported on 11.0% of returns)

28609:	$13,864
North Carolina:	$15,575

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 5.4% for AGIs $100k-200k)

Total itemized deductions: $20,339 (24% of AGI, reported on 30.2% of returns)

Here:	$20,339
State:	$23,438

Here:	23.8% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 10.3% for AGIs $25k-50k, 11.5% for AGIs $50k-75k, 15.1% for AGIs $75k-100k, 16.8% for AGIs $100k-200k, 18.8% for AGIs over 200k)

Charity contributions: $3,689 (reported on 24.3% of returns)

Here:	$3,689
State:	$4,687

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $6,664 (reported on 30.2% of returns)

28609:	$6,664
State:	$8,823

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 5.2% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 7.3% for AGIs over 200k)

Earned income credit: $2,163 (reported on 20.4% of returns)

Here:	$2,163
State:	$2,376

(% of AGI for various income ranges: 6.5% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.0%

Here:	58%
State:	53%

(% for various income ranges: 51.5% for AGIs below $25k, 59.4% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 60.9% for AGIs $75k-100k, 71.4% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28609, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,446 (Individual Income Tax Returns)

Here:	$39,446
State:	$45,376

Salary/wage: $35,735 (reported on 90.9% of returns)

Here:	$35,735
State:	$39,442

(% of AGI for various income ranges: 129.6% for AGIs below $10k, 84.8% for AGIs $10k-25k, 88.3% for AGIs $25k-50k, 85.9% for AGIs $50k-75k, 84.8% for AGIs $75k-100k, 64.2% for AGIs over 100k)

Taxable interest for individuals: $1,274 (reported on 36.6% of returns)

This zip code:	$1,274
North Carolina:	$1,515

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Taxable dividends: $2,212 (reported on 16.6% of returns)

Here:	$2,212
State:	$4,016

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Net capital gain/loss: +$9,880 (reported on 11.6% of returns)

Here:	+$9,880
State:	+$11,152

(% of AGI for various income ranges: -0.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 10.3% for AGIs over 100k)

Profit/loss from business: +$6,647 (reported on 13.2% of returns)

Here:	+$6,647
State:	+$9,490

(% of AGI for various income ranges: 12.6% for AGIs below $10k, 3.1% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 0.5% for AGIs over 100k)

IRA payment deduction: $2,683 (reported on 1.6% of returns)

28609:	$2,683
North Carolina:	$2,967

Total itemized deductions: $16,072 (23% of AGI, reported on 32.1% of returns)

Here:	$16,072
State:	$19,464

Here:	22.9% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 18.4% for AGIs below $10k, 6.6% for AGIs $10k-25k, 10.7% for AGIs $25k-50k, 14.5% for AGIs $50k-75k, 16.8% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Charity contributions deductions: $3,298 (4% of AGI, reported on 26.6% of returns)

Here:	$3,298
State:	$4,035

Here:	4.3% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Total tax: $4,871 (reported on 74.4% of returns)

28609:	$4,871
State:	$7,257

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,672 (reported on 17.8% of returns)

Here:	$1,672
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 67.4%

Here:	67%
State:	62%

(% for various income ranges: 56.0% for AGIs below $10k, 71.4% for AGIs $10k-25k, 67.4% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 76.1% for AGIs $75k-100k, 79.2% for AGIs over 100k)

Nearest zip codes: 28673, 28610, 28682, 28650, 28677, 28678.
Lake Norman of Catawba Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.3% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 220
Household did not receive Food Stamps/SNAP in the past 12 months: 2,243

Women who had a birth in the past 12 months: 28 (2 now married, 24 unmarried)
Women who did not have a birth in the past 12 months: 948 (498 now married, 451 unmarried)

Housing units in zip code 28609 with a mortgage: 1,254 (140 second mortgage, 140 both second mortgage and home equity loan)
Houses without a mortgage: 11

Median monthly owner costs for units with a mortgage: $1,105
Median monthly owner costs for units without a mortgage: $305

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28609 household income distribution in 2022

• 160Less than $10,000
• 164$10,000 to $14,999
• 99$15,000 to $19,999
• 81$20,000 to $24,999
• 83$25,000 to $29,999
• 79$30,000 to $34,999
• 73$35,000 to $39,999
• 62$40,000 to $44,999
• 86$45,000 to $49,999
• 124$50,000 to $59,999
• 211$60,000 to $74,999
• 575$75,000 to $99,999
• 288$100,000 to $124,999
• 127$125,000 to $149,999
• 115$150,000 to $199,999
• 137$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28609

• 9Less than $10,000
• 34$15,000 to $19,999
• 46$20,000 to $24,999
• 25$25,000 to $29,999
• 76$50,000 to $59,999
• 41$60,000 to $69,999
• 42$70,000 to $79,999
• 10$80,000 to $89,999
• 57$90,000 to $99,999
• 130$100,000 to $124,999
• 110$125,000 to $149,999
• 161$150,000 to $174,999
• 33$175,000 to $199,999
• 282$200,000 to $249,999
• 279$250,000 to $299,999
• 232$300,000 to $399,999
• 175$400,000 to $499,999
• 86$500,000 to $749,999
• 220$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 28609

• 10$200 to $249
• 19$250 to $299
• 21$450 to $499
• 27$600 to $649
• 3$650 to $699
• 3$700 to $749
• 32$750 to $799
• 46$800 to $899
• 2$900 to $999
• 4$1,000 to $1,249
• 43$1,500 to $1,999
• 128No cash rent

Median gross rent in 2022: $1,082.

Median price asked for vacant for-sale houses and condos in 2022: $434,710.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $298,982
• Black or African American householders: $176,044
• Asian householders: $330,084

Estimated median house or condo value in 2022: $254,678 Lower value quartile - upper value quartile: $138,094 - $364,857

Mean price in 2022:

Detached houses: $157,397

Here:	$157,397
State:	$375,326

Mobile homes: $83,675

Here:	$83,675
State:	$124,933

Housing units in structures:

• One, detached: 2,332
• One, attached: 24
• 3 or 4: 5
• 5 to 9: 19
• Mobile homes: 527

Unemployment: 1.9%

• Means of transportation to work in zip code 28609

• 78.8%2,034Drove a car alone
• 5.0%129Carpooled
• 2.7%70Walked
• 0.3%7Other means
• 11.8%305Worked at home

• Travel time to work (commute) in zip code 28609

• 65Less than 5 minutes
• 1325 to 9 minutes
• 4210 to 14 minutes
• 37215 to 19 minutes
• 41920 to 24 minutes
• 21025 to 29 minutes
• 32830 to 34 minutes
• 12335 to 39 minutes
• 14740 to 44 minutes
• 18345 to 59 minutes
• 9660 to 89 minutes
• 11490 or more minutes

Percentage of zip code residents living and working in this county: 67.9%

Household type by relationship:

Households: 5,624

• Male householders: 1,322 (424 living alone), Female householders: 1,149 (316 living alone)

• 1,365 spouses (1,365 opposite-sex spouses), 106 unmarried partners, (82 opposite-sex unmarried partners), 1,384 children (1,274 natural, 54 adopted, 54 stepchildren), 183 grandchildren, 34 brothers or sisters, 35 parents, 0 foster children, 14 other relatives, 64 non-relatives

Size of family households: 885 2-persons, 281 3-persons, 370 4-persons, 59 5-persons, 64 6-persons, 10 7-or-more-persons

Size of nonfamily households: 741 1-person, 52 2-persons, 2 4-persons, 3 5-persons

748 married couples with children.
141 single-parent households (108 men, 33 women).

95.9% of residents of 28609 zip code speak English at home.
2.7% of residents speak Spanish at home (53% very well, 4% well, 28% not well, 15% not at all).
1.2% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CATAWBA COUNTY SCHOOLS (5040 EAST BRANDYS ROAD in CATAWBA, NC)

  STATE MASTER (North Carolina facility info) - -115DA4YG00NJ6D64FBEM06T099, WASTEWATER FACILITY
  STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
  (National Center for Education Statistics) - STATE ID-308
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS; NONCLASSIFIABLE ESTABLISHMENTS
  Alternative names: BANDYS HIGH SCHOOL, BANDYS HS, CATAWBA CO SCH-BANDYS HIGH SCH, CATAWBA COUNTY SCH BANDYS HS

• CATAWBA MIDDLE SCHOOL (403 SIXTH AVENUE SW. in CATAWBA, NC)

  STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
  (National Center for Education Statistics) - STATE ID-324
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: CATAWBA COUNTY SCHOOLS (SCHOOL DISTRICT)
  Alternative names: CATAWBA INTERMEDIATE

• CATAWBA CO SCH-FRED T FORD HS (STARTOWN HWY in CATAWBA, NC)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
  

• CATAWBA WWTP (SIXTH AVE NW in CATAWBA, NC)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: CATAWBA, TOWN OF (CONTACT/OWNER)
  

• ALCOA EXTRUSIONS INC (6555 COMMSCOPE ROAD in CATAWBA, NC)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: ALUMINUM EXTRUDED PRODUCTS; ALUMINUM ROLLING AND DRAWING
  Organizations: ALCOA EXTRUSIONS INC (CONTACT/OWNER)
  Alternative names: ALCOA ENGINEERED PRODS.

• CATAWBA CO SCH-BUNKER HILL HS (OXFORD SCHOOL RD in CATAWBA, NC)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
  

Housing units lacking complete plumbing facilities: 1.9%
Housing units lacking complete kitchen facilities: 2.0%

Population in 1990: 1,767. Population change in the 1990s: +3,746 (+212.0%).

Place of birth for U.S.-born residents:

• This state: 3,596
• Northeast: 806
• Midwest: 62
• South: 750
• West: 105

67% of the 28609 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

96% of the 28609 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from this county.
   Out of people who lived in different houses, 23% moved from different county within same state.
   Out of people who lived in different houses, 2% moved from different state.
   Out of people who lived in different houses, 32% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 127
Students in private schools in grades 9 to 12 (high school): 40 Students in private undergraduate colleges: 29

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 4 establishments)
• Finance and Insurance: Insurance Agencies and Brokerages (10-19: 1, 1-4: 1)

Detailed HMDA statistics for the following Tracts: 0101.01 , 0115.01, 0115.02


Detailed PMIC statistics for the following Tracts: 0101.01 , 0115.01, 0115.02

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 50. The highest number of fire incidents - 144 took place in 2007, and the least - 13 in 2017. The data has a dropping trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (42.2%), and Structure Fires (33.4%).


• Fire incident types reported to NFIRS in Zip Code 28609
• 35942.2%Outside Fires
• 28433.4%Structure Fires
• 12414.6%Other
• 839.8%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 28609, North Carolina

Most common first names in zip code 28609 among deceased individuals
Name	Count	Lived (average)
John	42	76.7 years
James	33	73.0 years
Robert	28	71.0 years
Mary	24	75.5 years
William	23	75.4 years
Charles	20	70.1 years
George	15	78.2 years
Annie	15	79.9 years
Paul	14	72.8 years
Walter	13	75.2 years

Most common last names in zip code 28609 among deceased individuals
Last name	Count	Lived (average)
Sigmon	27	73.0 years
Stewart	21	80.2 years
Shook	20	67.8 years
Brown	20	74.9 years
Miller	18	74.4 years
Wilson	17	77.3 years
Setzer	15	77.9 years
Elmore	15	69.6 years
Edwards	14	77.9 years
Huffman	13	69.1 years

Businesses in zip code 28609

• U-Haul: 1